Article Per Year (5 Year)
p-Index From 2021 - 2026
13.388
P-Index
This Author published in this journals
All Journal Jurnal Manajemen Terapan dan Keuangan JSEH (Jurnal Sosial Ekonomi dan Humaniora) Jurnal Intelektualita: Keislaman, Sosial, dan Sains Intizar EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam Studia Economica: Jurnal Ekonomi Islam Edueksos : Jurnal Pendidikan Sosial & Ekonomi Al Ishlah Jurnal Pendidikan Journal of Economic, Bussines and Accounting (COSTING) Ganaya: Jurnal Ilmu Sosial dan Humaniora Jesya (Jurnal Ekonomi dan Ekonomi Syariah) JOURNAL OF APPLIED BUSINESS ADMINISTRATION Journal of Humanities and Social Studies Jurnal Maksipreneur: Manajemen, Koperasi, dan Entrepreneurship JASa (Jurnal Akuntansi, Audit dan Sistem Informasi Akuntansi) JURNAL MANAJEMEN BISNIS Jurnal Tabarru': Islamic Banking and Finance Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam Jurnal EDUCATIO: Jurnal Pendidikan Indonesia Al-Masharif: Jurnal Ilmu Ekonomi dan Keislaman JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan) Jurnal Review Pendidikan dan Pengajaran (JRPP) Jurnal Edueco Value: Jurnal Manajemen dan Akuntansi SERAMBI: Jurnal Ekonomi Manajemen dan Bisnis Islam Journal of Management and Business Innovations Jurnal Ilmiah Edunomika (JIE) Keberlanjutan : Jurnal Manajemen dan Jurnal Akuntansi Tasharruf: Journal Economics and Business of Islam Al-Kharaj: Journal of Islamic Economic and Business Amalee: Indonesian Journal of Community Research & Engagement Ilomata International Journal of Management Management Studies and Entrepreneurship Journal (MSEJ) Community Development Journal: Jurnal Pengabdian Masyarakat JMK Jurnal Manajemen dan Kewirausahaan Academia Open Ilomata International Journal of Management Quantitative Economics and Management Studies Journal La Sociale Journal La Lifesci Ilomata International Journal of Social Science Multidiciplinary Output Research for Actual and International Issue (Morfai Journal) INTERNATIONAL JOURNAL OF CULTURAL AND SOCIAL SCIENCE Indonesian Journal of Innovation Studies Jurnal Minfo Polgan (JMP) Center of Knowledge Islamiconomic: Jurnal Ekonomi Islam Jurnal Ilmiah Mahasiswa Raushan Fikr el-Amwal Journal of Mathematics Instruction, Social Research and Opinion J-EBI Jurnal Ekonomi dan Bisnis Islam Journal of Islamic Economics Lariba Journal of Management and Administration Provision International Journal of Management, Entrepreneurship, Social Science and Humanities (IJMESH) Journal of Social Commerce Eduvest - Journal of Universal Studies Moneter : Jurnal Keuangan dan Perbankan Madani: Multidisciplinary Scientific Journal Economics, Business, Accounting & Society Review Amkop Management Accounting Review (AMAR) Manajemen Kreatif Jurnal Journal of Economics and Management Scienties Journal of Management, Economic, and Accounting Jurnal Akuntansi dan Keuangan Islam (JAKIs) VISA: Journal of Vision and Ideas Mimbar Administrasi Journal of Social Work and Science Education Jurnal Akuntansi Hukum dan Edukasi Journal of Education Transportation and Business Proceeding International Conference on Islamic Economics Community Services Jurnal Ad'ministrare: Jurnal Pemikirian Ilmiah dan Pendidikan Administrasi Perkantoran Journal of Business Inflation Management and Accounting
Aqwa Naser Daulay
Universitas Islam Negeri Sumatera Utara
Religion Aerospace Engineering Agriculture, Biological Sciences & Forestry Arts Humanities Chemical Engineering, Chemistry & Bioengineering Chemistry Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Energy Engineering Environmental Science Health Professions Immunology & microbiology Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Materials Science & Nanotechnology Mathematics Medicine & Pharmacology Neuroscience Physics Public Health Social Sciences Transportation Other

Published : 122 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 122 Documents
Search

 3   4   5   6   7 
Analysis of Marketing Strategies of Qardh Products Containing Fat in Increasing the Number of Customer at Syariah Bank Indonesia KCP Medan Aksara Ritonga, Melisa Ananda Putri; Inayah, Nurul; Daulay, Aqwa Naser
Ilomata International Journal of Management Vol. 5 No. 4 (2024): October 2024
Publisher : Yayasan Sinergi Kawula Muda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61194/ijjm.v5i4.1280

Abstract

In facing this dynamic, the BSI KCP Medan Aksara branch in Medan City has an undeniable role. As one of the existing BSI branches, BSI KCP Medan Aksara is required to not only provide quality sharia banking products and services, but also to become a forum for meeting customer needs by prioritizing sharia principles. Gold-backed Qardh products not only meet customers' financial needs, but also provide solutions that are in line with their religious beliefs and values. This research uses a qualitative research method with an analysis instrument using SWOT which aims to identify factors that influence the effectiveness of marketing strategies, as well as understanding how banks can overcome existing challenges. With an interview instrument and involving 3 respondents. Based on the research results, this research produces that Based on the SWOT results it can be concluded that the strategy chosen by Bank Syariah Indonesia KCP Medan Aksara is SO (Strength and Opportunities) by utilizing a wide branch network to hold education and seminars about Gold Backed Qardh products, optimizing technology sophisticated information to develop mobile applications and online platforms, train sales forces to provide education and consultation to the upper middle market segment, develop strategic partnerships with other sharia financial institutions to develop new products and services, use social media for intensive promotional campaigns about products Gold Backed Qardh. Being in quadrant I position shows a very favorable situation for the company to carry out an aggressive/growth strategy.
The Influence Of Debt Financing, Equity Financing, And Non Performing Financing On The Financial Performance Of Sharia Commercial Banks In Indonesia For The 2017-2022 Period Hasanah, Annisa Javalia; Marliyah, Marliyah; Daulay, Aqwa Naser
JHSS (JOURNAL OF HUMANITIES AND SOCIAL STUDIES) Vol 8, No 1 (2024): JHSS (Journal of Humanities and Social Studies)
Publisher : UNIVERSITAS PAKUAN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33751/jhss.v8i3.10352

Abstract

In the 2017-2022 period, the financial performance of Sharia Commercial Banks in Indonesia is influenced by debt financing, equity financing and non-performing financing (NPF). Increasing use of debt and equity also increases NPF. This is a challenge in bank credit risk management. This quantitative research uses multiple regression analysis methods and panel data, using Eviews 10 software. The aim of this research is to discover and analyze how the variables of debt financing, equity financing and bad credit have an impact on the financial performance of Sharia Commercial Banks in Indonesia from 2017 to 2022. The research results show that debt financing has a positive influence on ROE. Meanwhile, equity financing and non-performing financing (NPF) have a negative influence on the financial performance (ROE) of Islamic Commercial Banks in Indonesia at the same time. This shows that with good management of credit financing, profit-sharing financing, and bad credit in sharia banks, including Murabahah schemes for buying and selling transactions, Mudharabah and Musyarakah for profit sharing models, as well as special mechanisms to handle payment difficulties by customers according to the principles sharia, able to maintain adequate capital so that sharia bank equity can increase.
Analisis Perancangan Sistem Informasi Pencatatan Anggaran dan Realisasi Pengeluaran ATK Pada Kantor Urusan Agama Kecamatan Sosa Sari, Hamidah; Daulay, Aqwa Naser
Madani: Jurnal Ilmiah Multidisiplin Vol 2, No 1 (2024): Madani, Vol. 2, No. 1 2024
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.10472476

Abstract

The aim of this research is to determine the information system for recording budgets and the realization of ATK expenditure that is currently running at the Sosa District Religious Affairs Office (KUA), and to develop a computerized information system for recording budgets and realization of ATK expenditure at this office. This study used descriptive qualitative method. Data collection techniques in this research used interview techniques, observation and literature study. The author designed a system using the Microsoft Visual Studio 2010 programming language and mySQL database to overcome existing problems, and this can only be used at the Sosa District Religious Affairs Office in processing Office Stationery (ATK) data. The information system design methods used by the author are DFD, ERD, Normalization, and RAT to produce ATK reports that are more effective and efficient. The results of the research show that the design of the budget recording system and the realization of ATK expenditure at the Sosa District Religious Affairs Office (KUA) includes an entry plan and an exit plan, the entry plan starts from the login form, main menu, budget form, goods form, employee form, payment form . Meanwhile, the exit design is only a draft report produced by the system being designed.
FoMO living behavior in Islamic perspective: Case study of JKT48 fans Syarifah, Siti Alfaini; Harahap, Muhammad Ikhsan; Daulay, Aqwa Naser
SERAMBI: Jurnal Ekonomi Manajemen dan Bisnis Islam Vol 6 No 2 (2024)
Publisher : LPMP Imperium

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36407/serambi.v6i2.1384

Abstract

Fear of Missing Out (FoMO) living behavior and JKT48 fan behavior are examined in this study. The research examines how FoMO living affects JKT48 members' financial choices and how Islamic principles affect their financial management. Qualitative phenomenological research is used. Interviews with JKT48 fans, the study subjects, are used to acquire data about Islamic FoMO living habits. Purposive sampling identified informants, and interviews, observations, and documentation gathered data. Data reduction, presentation, and conclusions were performed on the gathered data. The results indicated that 7 out of 10 informants did not display FoMO behavior, but 50% of female informants did. Around half of the informants, mainly women, were impacted by JKT48 fan group social interactions. This research found that most informants did not match theoretical FoMO indications. Impulsive decision-making, social pressure, and a need to remain connected are FoMO signs. Islam emphasizes moderation and self-control to prevent excessive conduct in FoMO life. Thus, imformants who can control FoMO-related impulsivity are Islamic. Public interest statements Most informants in this study needed to meet the theoretical research's FoMO indicators. Social desires, needing to be connected, and impulsive decision-making are FoMO symptoms. Islam promotes modesty and self-control to avoid FoMO excess. Informed parties that avoid FoMO-related impulsivity follow Islamic values.
Analysis of community economic empowerment from the perspective of Islamic economics: Case study of rice farmers of Siundol Padang Lawas Nasution, Arifah; Arif, Muhammad; Daulay, Aqwa Naser
SERAMBI: Jurnal Ekonomi Manajemen dan Bisnis Islam Vol 6 No 3 (2024)
Publisher : LPMP Imperium

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36407/serambi.v6i3.1445

Abstract

This research analyzes community economic empowerment from an Islamic economic perspective, focusing on the case study of Siundol rice field farmers in Padang Lawas. Utilizing a qualitative method with a case study approach, data was collected through interviews, observations, and documentation. The findings indicate that the economic empowerment of the Siundol rice farming community in Padang Lawas is not yet optimal, primarily due to several factors: limited access to capital, low levels of education and skills, minimal access to information and technology, weak farmer institutions, and insufficient government involvement in empowering the community's economy. From an Islamic economic perspective, community economic empowerment should adhere to the principles of Islamic sharia, which include justice, balance, togetherness, and sustainability. Public interest statements Several steps are recommended to enhance the economic empowerment of the Siundol rice farming community: increasing access to capital through sharia-compliant financing, providing education and training for farmers, improving access to information and technology, strengthening farmer institutions, and enhancing the government's role in community economic empowerment Article Info: Received 6/10/2024 | Revised: 9/27/2024 | Accepted: 9/23/2024 | Online First 9/27/2024
Analysis of Financial Regulatory Challenges for the Development of Islamic Banking in Indonesia Panjaitan, Nana Karlina; Nurbaiti, Nurbaiti; Daulay, Aqwa Naser
Journal La Sociale Vol. 5 No. 5 (2024): Journal La Sociale
Publisher : Borong Newinera Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37899/journal-la-sociale.v5i5.1383

Abstract

This article aims to present an analysis of the regulatory challenges in Islamic banking supervision on the sustainability of business and financial models, with a case study on Bank Syariah Indonesia (BSI). In the context of the growth of the Islamic banking industry in Indonesia, the main question raised is how regulation affects the sustainability of the business and financial models of Islamic banks, particularly BSI. This research uses a qualitative approach by analyzing relevant laws and regulations and a case study of BSI. The results show that complex and constantly changing regulations can be an obstacle to the sustainability of Islamic banks' business and financial models. Although BSI has adapted itself to the changes, challenges remain, especially in terms of meeting capital requirements, product diversification, and enforcement of sharia rules. In answering the research question, the author concludes that to achieve optimal sustainability, regulations need to be adjusted to better support the development of the Islamic banking industry, including providing incentives for innovation and consistent fulfillment of sharia principles.
The impact of the price of gold on the profitability of the Indonesian Sharia Bank and its impact on the economic well-being of the people Ritonga, Suhairi; Marliyah, Marliyah; Daulay, Aqwa Naser
Edueksos Jurnal Pendidikan Sosial & Ekonomi Vol 12, No 2 (2023)
Publisher : Department of Tadris IPS FITK UIN Siber Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/edueksos.v12i2.18327

Abstract

This study aims to examine the impact of gold prices on the profitability of Bank Syariah Indonesia (BSI), with a focus on its implications for social and economic issues within society. The research subjects include monthly gold price data from 2019 to 2023 and BSI’s financial reports for the same period. The study employs a quantitative approach using simple linear regression analysis with SPSS Version 23. The results reveal that gold prices significantly affect BSI's profitability, as measured by Return on Assets (ROA). The T-test indicates that from 2021 to 2023, fluctuations in gold prices have a significant impact on BSI’s profitability, with a T-value of 13.526 > T-table 1.67 and a significance value of 0.000 < 0.005. The coefficient of determination shows that gold prices account for 75.9% of the variation in BSI’s profitability. These findings highlight how gold price can influence Islamic banking products and impact investment decisions within the community. The results suggest the need for better risk management strategies by BSI to mitigate the effects of gold price volatility and address potential social and economic instability arising from asset price changes. This study provides valuable insights into how gold price can affect economic well-being and the stability of the Islamic banking sector.
Analisis Risiko Program Asuransi Jiwa pada Produk Amanah di PT Pegadaian (PERSERO) UPC Tembung Zahwa Fadhlila Lubis; Aqwa Naser Daulay
Journal of Education Transportation and Business Vol 1, No 2 (2024): Desember 2024
Publisher : CV. Rayyan Dwi Bharata

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57235/jetbus.v1i2.4419

Abstract

Penelitian ini bertujuan untuk menganalisis risiko yang terkait dengan program asuransi jiwa pada produk Amanah di PT Pegadaian (Persero) UPC Tembung. Meskipun Pegadaian bukan perusahaan asuransi, produk Amanah yang ditawarkan memiliki manfaat tambahan berupa asuransi jiwa, yang memberikan perlindungan bagi nasabah dalam hal risiko meninggal dunia selama masa cicilan. Penelitian ini menggunakan pendekatan deskriptif kualitatif dengan metode wawancara dan studi dokumentasi untuk mengidentifikasi berbagai risiko yang dapat terjadi pada nasabah produk Amanah, serta bagaimana perlindungan asuransi jiwa dapat memitigasi risiko tersebut. Hasil penelitian menunjukkan bahwa risiko utama yang dihadapi adalah risiko kematian nasabah, yang berdampak pada ketidakmampuan melunasi cicilan. Asuransi jiwa yang terintegrasi dalam produk Amanah berperan penting dalam mengurangi risiko kerugian finansial bagi pihak Pegadaian dan memberikan jaminan pelunasan bagi keluarga nasabah yang meninggal dunia.
Peran Asuransi Jiwa Untuk Program Pembiayaan Ultra Mikro (UMi) yang Melindungi Nasabah Sebagai Pelaku UMKM di PT Pegadaian (PERSERO) UPC Panglima Denai Ridho Al Kautshar Malau; Aqwa Naser Daulay
Journal of Education Transportation and Business Vol 1, No 2 (2024): Desember 2024
Publisher : CV. Rayyan Dwi Bharata

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57235/jetbus.v1i2.4420

Abstract

Artikel ini bertujuan untuk menganalisis peran asuransi jiwa dalam program pembiayaan ultra mikro (UMi) yang disalurkan oleh PT Pegadaian (Persero) UPC Panglima Denai, serta perlindungannya terhadap nasabah sebagai pelaku UMKM. Metode yang digunakan adalah pendekatan kualitatif dengan studi kasus untuk menggali informasi mendalam mengenai implementasi asuransi jiwa dalam pembiayaan UMi, serta dampaknya terhadap nasabah. Hasil penelitian menunjukkan bahwa asuransi jiwa memberikan perlindungan finansial bagi nasabah, terutama dalam situasi darurat seperti kematian atau cacat permanen, yang dapat membantu keberlanjutan usaha mereka. Selain itu, program ini juga mendukung upaya meningkatkan akses UMKM terhadap pembiayaan yang lebih aman dan berkelanjutan.
Analisis Faktor-Faktor Penyebab Terjadinya Penolakan Suatu Klaim Nasabah Asuransi (Studi Kasus pada Perusahaan Askrindo Syariah) Martogi Ariski; Aqwa Naser Daulay
Journal of Education Transportation and Business Vol 1, No 2 (2024): Desember 2024
Publisher : CV. Rayyan Dwi Bharata

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57235/jetbus.v1i2.4176

Abstract

Artikel ini bertujuan untuk menganalisis faktor-faktor yang menyebabkan penolakan klaim nasabah pada perusahaan Askrindo Syariah. Penelitian ini menggunakan metode studi kasus dengan pendekatan kualitatif, di mana data dikumpulkan melalui wawancara mendalam dan analisis dokumen terkait kebijakan perusahaan dan kasus penolakan klaim yang terjadi. Faktor-faktor utama yang ditemukan meliputi ketidaklengkapan dokumen, ketidaksesuaian data nasabah, serta pemahaman yang kurang terkait dengan syarat dan ketentuan polis asuransi. Hasil penelitian menunjukkan bahwa penolakan klaim sering kali disebabkan oleh masalah administratif dan kurangnya edukasi bagi nasabah terkait prosedur klaim, sehingga disarankan agar perusahaan meningkatkan edukasi dan transparansi kepada nasabah untuk meminimalkan penolakan klaim di masa mendatang.
Co-Authors Achmadi, Faiz Mukaffi ADELIA, PUTRI Afifah Rahmadani Afifah, Yasmin Ahmad Syakir Ahsan Putra Hafiz Aji, Mhd. Habrul Aldira Sari, Ayu Alfatunisa, Alfatunisa Alif Lailasari Saragih Amanda, Putri Anandani, Thalia Ananti, Aurensia Andri Seomitra Andri Soemitra Andri Soemitra Anggriany, Juni Arieffan Syah Arifin Fauzi Lubis Ariska, Dini Dwi atika Atika Atika Awaluddin Awaluddin Baehaqi Basri Mahendra Hasibuan Br. Lumban Tobing, Fanny Asyifa Budi Harianto Budi Harianto, Budi Chuzaimah Batubara, Chuzaimah Dalimunthe, Ahmad Amin Damayanti, Tri Deby Dandi Ibnu Sutowo Dea Lora Veni Debby Nadillah Harahap Debby Tamara Enre Devia Astry Khairani Dharma, Budi Dila Wandasari Fadillah, Ade Noviola Fani, Mukhammad As Alukal Huda Mei Fili, Nada Sausan Adha Franadita, Dwi Frizky, Mhd Habbil Habib, Muhammad Fahmi Hani, Hani Widari Harahap, Andi Hotmatua Harahap, Muhammad Ikhsan Harahap, Nonita Fitriani Harahap, Rahmat Daim Harianja, Lisa Rahmadani Hasanah, Annisa Javalia Hasibuan, Khofifah Hasibuan, Martua Raya Hasibuan, Mhd. Ali Bukit Hasibuan, Reni Ria Armayani Hayady, Roza Hendra Harmain Hendra Hermain Hermain, Hendra Hernita, Hernita Ilhamy Nst, Muhammad Lathief Imsar, Imsar Indradewa, Rhian Isnaini Harahap Izza, Vanya Nurul Juliana Juliana Juliana Nasution Kamilah, K khusnul khotimah Kuncoro, Muhammad Agus Kusmilawaty, K Kusmilawaty, Kusmilawaty Kusuma, Mitra Dewi Laylan Syafina Lazuardi, Bayu Lestari Hulu, Rita Dwi Lubis, Muhammad Iqbal Asyari Lubis, Rizky Aulia M. Ryansyah Makarim, Naylatussalwa Manurung, Alifia Nasya Marliyah Marliyah, Marliyah Marliyah, Marliyah Martogi Ariski Matondang, Seri Rezeki Maulida Jam’ah Mhd. Agung Pratama Trg Mhd. Rizky Al Akbar Mufti, Muhammad Ikhsan Muhammad Agung Nugraha Muhammad Arif Muhammad Lathief Ilhamy Nasution muhammad Syahbudi, muhammad Muhammad Yafiz Muhammad Yafiz, Muhammad N Nurhayati Nahulae, Leni Lastrian Nararya, Habib Lauda Nasution, Arifah Nasution, Elna Sari Nasution, Juliana Nasution, Mei Lani Nasution, Syukry El Hanif Nelisya Putri Ningrum, Berlian Puspita Niswan, Ramandha Nugraha, Muhammad Bima Nur Ahmadi Bi Rahmani Nurdiana Nurdiana Nurhasanah Siregar . Nuri Aslami Nurul Inayah Nurul Jannah Panjaitan, Nana Karlina Pertiwi, Sri Indah Pratiwi, Bela Harti Prayogi, Feri Pujiastuti, Wulandari Pulungan, Silviani Qarni, Waizul Rahma, Tri Inda Fadhila Rahman, Alif Zuan Rahmani, Nur Ahmadi Bi Rahmat Daim Harahap Rahmi Syahriza Raihan, Muhammad Ramadhani, Indri Gayatri Ramadhini, Suci Ramadiansyah, Ridho Reni Ria Armayani Hasibuan Ridho Al Kautshar Malau Ridho Khairi Affandi Ritonga, Melisa Ananda Putri Ritonga, Suhairi Sagala, Putri Wulandini Sahputri, Ria Anjriani Sahri, Riadil Jannah Salsabila, Amanda Putri Salsabila, Tasya Saputri, Aulia Habibi Saragih, Rizky Febrian Sari Harahap, Siska Permata Sari, Hamidah Sari, Preti Intan Selayan, Asyaadatun Nazila Sembiring, Fauji Arkhan Simamora, Wardah T. Siregar, Ahmad Rajin Siregar, Jumriani siregar, shofwan hafiz Siti Aisyah Sri Wahyuni Sugianto Sugianto Sugianto Sugianto Suhairi Suhairi Syafira, Dinda Syahputri, Salsabila Syamsiar, Syamsiar Syarifah, Siti Alfaini Tambunan, Nurhasanah Telaumbanua, Berlian Tri Inda Fadhila Rahma Tuti Anggraini Tuti Anggraini Vina Adelia Wahyu Syarvina Wiwik Handayani Wulandari, Rika YENNI SAMRI JULIATI NASUTION, YENNI SAMRI JULIATI Yunus, Hesty Ananta Yusrizal Yusrizal Zahwa Fadhlila Lubis Zuhrinal M. Nawawi