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The Impact of Investment, Inflation, and Productive Zakat on the Welfare of People in Medan Aji, Mhd. Habrul; Imsar, Imsar; Daulay, Aqwa Naser
Quantitative Economics and Management Studies Vol. 5 No. 5 (2024)
Publisher : PT Mattawang Mediatama Solution

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35877/454RI.qems2821

Abstract

This study aims to analyze the impact of Investment, Inflation, and Productive Zakat on the Welfare of the Community in Medan City. The research employed a quantitative method using Ordinary Least Squares (OLS) regression. Secondary data from BPS, BAZNAZ National, and PNM Medan for the period 2018-2023 were utilized. Data analysis involved multiple linear regression models supported by classic assumption tests, conducted using Eviews version 12. The results indicate that investment and productive zakat have a positive and significant influence on the welfare of the community in Medan City from 2018 to 2023. However, inflation negatively and significantly affects community welfare during the same period. Future research should consider integrating other economic factors such as per capita income, income distribution, and social inequality.
Influence of Price, Promotion, and Product Quality on Boba Drink Purchase Decisions Through Recommendations as Intervening Variables (Boba Qiuqiunian Drinking Business Case Study) Sari, Preti Intan; Hermain, Hendra; Daulay, Aqwa Naser
Quantitative Economics and Management Studies Vol. 5 No. 5 (2024)
Publisher : PT Mattawang Mediatama Solution

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35877/454RI.qems2845

Abstract

This research aims to analyze the influence and relationship between five variables, namely price, promotion, product quality on purchasing decisions through recommendations. This type of research is quantitative research. This research was conducted at the QIUQIUNIAN Boba Beverage Company. Sampling used the non-probably sampling method with a remote sampling technique of 100 respondents. Data obtained by distributing questionnaires was then analyzed using multiple linear regression tests and hypothesis testing using SPSS IBM version 22. Based on the research results it can be concluded that: Price has a significant effect on recommendations, Promotion has a significant effect on recommendations, Product quality has no significant effect on recommendations, Purchasing decisions have a significant effect on recommendations.
Implementasi Asuransi Ketenagakerjaan Dalam Meningkatkan Kinerja Karyawan di BPRS Gebu Prima Ramadiansyah, Ridho; Daulay, Aqwa Naser
Jurnal Akuntansi Hukum dan Edukasi Vol 1, No 2 (2024): November 2024
Publisher : CV. Rayyan Dwi Bharata

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57235/jahe.v1i2.3814

Abstract

Penelitian ini bertujuan untuk mengetahui implementasi asuransi ketenagakerjaan dalam meningkatkan kinerja karyawan di Bprs Gebu Prima dan untuk mengetahui kendala yang dihadapi BPRS Gebu Prima dalam klaim asuransi ketenagakerjaan. Metode penelitian yang digunakan dalam penelitian ini adalah penelitian kualitataif dengan analisis deskriptif. Sumber data yang digunakan berupa data primer dan data sekunder. Teknik pengumpulan datanya berupa observasi, wawancara dan dokumentasi. Hasil penelitian menunjukkan bahwa implementasi asuransi ketenagakerjaan dalam meningkatkan kinerja karyawan di Bprs Gebu Prima telah membawa perubahan yang signifikan dalam dinamika kinerja karyawan. Sejak diterapkannya asuransi ketenagakerjaan, perubahan yang positif terlihat jelas. Para karyawan tidak hanya merasa lebih aman dan terlindungi, tetapi juga lebih bersemangat dan fokus dalam melaksanakan tugas-tugas mereka. Kendala yang dihadapi BPRS Gebu Prima dalam klaim asuransi ketenagakerjaan dapat berupa adanya persyaratan klaim yang rumit, ketidakjelasan tentang cakupan asuransi, dan kurangnya kelengkapan dokumen. Reaksi karyawan terhadap kendala-kendala tersebut umumnya adalah frustrasi dan kekecewaan, yang dapat mempengaruhi persepsi mereka terhadap perlindungan asuransi yang disediakan oleh Perusahaan.
Segmentation Analysis Of International Students At Islamic Religious Universities To Increase The Number Of International Students Lubis, Fauzi Arif; Daulay, Aqwa Naser; Harahap, Rahmat Daim
JHSS (JOURNAL OF HUMANITIES AND SOCIAL STUDIES) Vol 1, No 2 (2017): Journal of Humanities and Social Studies
Publisher : UNIVERSITAS PAKUAN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33751/jhss.v8i3..10974

Abstract

This research aims to segment the formation of students from the Study Program at the Faculty of Islamic Economics and Business at Islamic Religious Colleges in order to increase the number of international students. To solve the problem of this research, the researcher used a qualitative approach. In this study, the researcher aims to analyze the segmentation of international students at Islamic Higher Education Institutions through segmentation testing by examining four components: demographics, geography, psychographics, and behavior. After obtaining test results based on indicators and segment developments, characteristics, structural segmentation, and similarities, the effectiveness of the market will be evident, and segmentation can be established. Based on the findings and discussions in this study, in the Geographic Segmentation, most of the distribution comes from Malaysia (90%), while the rest comes from Thailand (10%). In the Demographic Segmentation, the majority of respondents attended High School (65%) before entering the university, and the income of international students' parents can be categorized into 4,000 – 6,000 Malaysian Ringgit per month and 34,000 – 36,000 baht per month. In the Psychographic and Behavioral Segmentation, the basis for respondents choosing their target university is mostly due to having a feasibility cooperation with their home country (35%), indicating that the degree obtained can be valid in their home country and curriculum compatibility. Seventy-five percent believe that an English preparation program is necessary to facilitate communication and reading reference books during their studies. Furthermore, the way respondents obtain information and motivation to study at their current university is mostly through recommendations from seniors/alumni (60%). Their expectations of the campus are that the degree can be used for job requirements in their home country (45%).
The Influence of Perceived Convenience, Security, Cashback and Islamic Financial Behavior on The Decision To Use The Digital Wallet “OVO” On Generation Z Febi Uinsu Students Lubis, Rizky Aulia; Marliyah, Marliyah; Daulay, Aqwa Naser
JHSS (JOURNAL OF HUMANITIES AND SOCIAL STUDIES) Vol 8, No 3 (2024): Journal of Humanities and Social Studies
Publisher : UNIVERSITAS PAKUAN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33751/jhss.v8i3.11447

Abstract

This research aims to determine the influence of perceptions of ease of security and cashback on Islamic financial behavior among OVO users, especially Generation Z, Febi Uinsu Regency. Islamic consumption behavior is measured by five basic principles of Islamic consumption behavior. The research method used is associative quantitative. The sample in this study was 75 generation Z respondents in Febi Uinsu Regency who were OVO users using the Hair formula. Data were collected using a questionnaire distributed via the Google Formampling method and using the hair formula. Data processing uses the help of SmartPLS software version 4.0 with the SEM-PLS analysis method. The research results show that the perception of ease of cashback security and sharia financial behavior have an influence on Generation Z’s consumption behavior in using OVO.
Pengaruh cita rasa, higienis dan estetika penyajian terhadap repurchase intention pada kopi kenangan ruko sultan Binjai Siregar, Nurhasanah; Atika, Atika; Daulay, Aqwa Naser
Jurnal EDUCATIO: Jurnal Pendidikan Indonesia Vol 11, No 1 (2025): Jurnal EDUCATIO: Jurnal Pendidikan Indonesia
Publisher : Indonesian Institute for Counseling, Education and Therapy (IICET)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29210/1202525457

Abstract

Tujuan dari penelitian ini adalah untuk mengetahui adanya pengaruh yang tercipta dari dimensi kualitas terhadap keputusan pembelian ulang konsumen kopi di Kopi Kenangan Ruko Sultan Binjai. Metode yang digunakan dalam penelitian ini adalah metode kuantitatif dengan pendekatan deskriptif. Teknik pengumpulan data menggunakan angket dan wawancara. Adapun jumlah sampel pada penelitian ini menggunakan data langsung yang diperoleh melalui barista Kopi Kenangan sebanyak 120 responden yang merupakan customer tetap Kopi Kenangan. Teknik analisis data pada penelitian ini menggunakan analisis regresi berganda dan uji asumsi klasik yang meliputi uji validitas, uji reliabilitas, uji normalitas, uji multikolonieritas, uji hipotesis secara parsial dan uji koefesien determinasi. Hasil penelitian menunjukkan bahwa presentase pengaruh ketiga variabel (Cita Rasa, Higienis, dan Estetika Penyajian) dalam menaikkan Repuchase Intention sebesar 72,1% sedangkan 27,9 % dijelaskan oleh faktor lain yang berada diluar model dan tidak dapat terdeteksi dalam penelitian ini. Ketiga dimensi tersebut memberikan respon positif konsumen terhadap pembelian ulang (repuchase intention) menu minuman kopi di Kopi Kenangan Ruko Sultan Binjai, lalu merekomendasikan produk kepada orang lain.
Strategy to Improve Food Security in Anticipation of Food Crisis in North Sumatera Ningrum, Berlian Puspita; Hasibuan, Reni Ria Armayani; Daulay, Aqwa Naser
Journal La Lifesci Vol. 6 No. 1 (2025): Journal La Lifesci
Publisher : Newinera Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37899/journallalifesci.v6i1.1974

Abstract

The purpose of this study is to analyze the food security strategy implemented by the North Sumatra Provincial Government in anticipation of the food crisis. This study will use a descriptive qualitative approach method through literature studies and interviews with the Food Security and Horticulture Service of North Sumatra Province. The sampling technique was carried out using Purposive Sampling. Data that has been collected from key informants and related institutions, then processed and analyzed through three steps, namely external factor evaluation, internal factor evaluation, and QSPM matrix. The results of the study show: Analysis of internal and external factors in the SWOT matrix, is positioned in Quadrant I by implementing the S-O strategy where strengths are used to take advantage of opportunities. The strategy is in the form of counseling to farmers so that they can improve their abilities and skills by collaborating between the agricultural service and the extension agency and collaborating with farmers to sell their harvest to Buloq Sub Drive North Sumatra with the aim of not importing food needs from outside so that the opportunity to become an independent region can be realized. Based on the SWOT analysis, eight alternative strategies were formulated to improve food security, with the main priority being to reduce the intensity of agricultural land conversion, increase collaboration between government agencies, and manage agricultural resources optimally. Other strategies include increasing access to agricultural product marketing, providing assistance for facilities and infrastructure by the government, and intensive assistance to farmers through counseling in each village.
Pengaruh stres kerja dan job insecurity terhadap turnover intention dengan kepuasan kerja sebagai variable intervening Habib, Muhammad Fahmi; Suhairi, Suhairi; Daulay, Aqwa Naser
Jurnal EDUCATIO: Jurnal Pendidikan Indonesia Vol 11, No 1 (2025): Jurnal EDUCATIO: Jurnal Pendidikan Indonesia
Publisher : Indonesian Institute for Counseling, Education and Therapy (IICET)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29210/1202525492

Abstract

Tujuan dari penelitian ini adalah untuk mengetahui pengaruh stres kerja dan ketidakamanan kerja terhadap niat berpindah, dengan kepuasan kerja sebagai variabel intervening pada karyawan CV. Bintang Oasis Laut. Tingkat turnover yang tinggi merupakan permasalahan utama dalam dunia usaha, dan penyebab utamanya adalah stres dan ancaman kerja. Metode penelitian yang digunakan adalah kuantitatif, dengan analisis asosiatif dan jumlah sampel sebanyak 65 karyawan (HRD CV Bintang Oase Samudera). Data dikumpulkan menggunakan kuesioner dan diolah menggunakan analisis jalur dan software Smart-PLS 3.0. Berdasarkan temuan penelitian, stres kerja memiliki pengaruh positif yang besar terhadap niat berpindah (T statistik |O/STDEV|= 0.663), sedangkan ketidakamanan kerja memiliki pengaruh agak positif (T statistik|O/STDEV|= 4.786). Kepuasan kerja terbukti bertindak sebagai moderator dalam pengaruh antara stres kerja, ketidakpastian kerja, dan niat berpindah. Temuan ini menggarisbawahi pentingnya perusahaan mengatasi stres dan ketidakstabilan pekerjaan karyawan. Karyawan yang mengalami banyak stres di tempat kerja akan kurang puas dan lebih cenderung untuk keluar.
Analysis of Marketing Strategy of Gold Savings Products in an Effort to Attract Customer Interest at Bank Syariah Indonesia (Case Study of Bank Syariah Indonesia KCP Marelan) Harahap, Andi Hotmatua; Daulay, Aqwa Naser; Inayah, Nurul
Journal of Management and Administration Provision Vol. 5 No. 1 (2025): Journal of Management and Administration Provision
Publisher : Pusat Studi Pembangunan dan Pemberdayaan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55885/jmap.v5i1.557

Abstract

Bank Syariah Indonesia (BSI) is currently facing increasing competition among banking institutions, prompting each bank to enhance service quality and diversify product offerings. In response, an effective marketing strategy is essential to increase public interest, particularly in gold savings products. This study aims to determine the marketing strategy used to attract customers to gold savings at Bank Syariah Indonesia KCP Marelan. The research employs a descriptive method with a qualitative approach. Data sources include both primary data, obtained through observations and interviews, and secondary data. A SWOT analysis is utilized to identify internal and external factors influencing the bank's marketing strategy. The results of the study indicate that BSI KCP Marelan falls into quadrant I of the SWOT matrix, which represents a strong and opportunistic position. This suggests that the bank possesses significant internal strengths and is well-positioned to capitalize on external opportunities. The recommended marketing strategy is the SO (Strength-Opportunity) strategy, which involves using internal strengths such as rising gold prices and adherence to sharia principles to leverage external opportunities. This strategy includes promoting the security and religious alignment of gold savings to build customer trust, introducing the product more widely, and ensuring that pricing remains accessible. The bank’s position in quadrant I enables it to act aggressively and proactively in the market, allowing it to achieve marketing targets effectively. Overall, the study highlights the importance of aligning strengths with opportunities in order to develop an optimal marketing strategy for increasing customer interest in gold savings products at BSI KCP Marelan.
Development Strategy of MSMEs Convection Based on Islamic Economic Perspective : Case Study of Kembar Seragam Sekolah Convection Business Mufti, Muhammad Ikhsan; Daulay, Aqwa Naser; Harahap, Rahmat Daim
Journal of Applied Business Administration Vol 9 No 1 (2025): Journal of Applied Business Administration
Publisher : Pusat P2M Politeknik Negeri Batam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30871/jaba.v9i1.9195

Abstract

This study aims to analyze the development strategy of Micro, Small, and Medium Enterprises (MSMEs) in convection based on the perspective of Islamic economics. This perspective emphasizes public welfare as a strategic foundation for creating sustainable growth. This research method uses a qualitative method with a case study approach. Data were obtained through in-depth interviews with MSME actors and related parties, direct observation, and document analysis. Data analysis was carried out using the SWOT (Strengths, Weaknesses, Opportunities, Threats) framework to evaluate internal and external factors that affect MSMEs in convection. The results of the study indicate that although MSMEs face various challenges, such as limited capital and marketing, there are great opportunities to grow through the use of digital technology and innovative marketing strategies. Based on the SWOT analysis, the recommended strategies include strengthening product competitiveness, improving managerial skills, and expanding the market through digital platforms. By integrating the principles of Islamic economics, this strategy is not only oriented towards economic growth but also towards the welfare of the wider community. Based on the results of the IFAS and EFAS analysis, the position of the convection MSMEs is in Quadrant I (Strengths-Opportunities) in the SWOT matrix. This quadrant shows that the convection MSMEs has internal strengths that can be utilized to take external opportunities. This position provides direction for implementing the SO Strategy (Maxi-Maxi Strategy). The results of the analysis show that convection MSMEs have great potential to develop, especially through digital technology-based strategies and collaboration with local communities.
Co-Authors Achmadi, Faiz Mukaffi Adelia, Mairani ADELIA, PUTRI Afifah Rahmadani Afifah, Yasmin Ahmad Fauzan Purba Ahmad Syakir Ahsan Putra Hafiz Aji, Mhd. Habrul Aldira Sari, Ayu Alfatunisa, Alfatunisa Alif Lailasari Saragih Amanda, Putri Anandani, Thalia Ananti, Aurensia Andri Seomitra Andri Soemitra Andri Soemitra Anggriany, Juni Arieffan Syah Arifin Fauzi Lubis Ariska, Dini Dwi Asrika Winana Farida Ayu atika Atika Atika Awaluddin Awaluddin Baehaqi Bahzatun Nur Harahap Basri Mahendra Hasibuan Br. Lumban Tobing, Fanny Asyifa Budi Harianto Budi Harianto Chuzaimah Batubara, Chuzaimah Dalimunthe, Ahmad Amin Dandi Ibnu Sutowo Dea Cindi Amelia Ginting Dea Lora Veni Debby Nadillah Harahap Debby Tamara Enre Devia Astry Khairani Dharma, Budi Dila Wandasari Dinda Rizqa Aulia Fadillah, Ade Noviola Fani, Mukhammad As Alukal Huda Mei Fhakhir Nur Al Fidha Fili, Nada Sausan Adha Franadita, Dwi Fridayani, Lola Habib, Muhammad Fahmi Hani, Hani Widari Harahap, Andi Hotmatua Harahap, Rahmat Daim Harianja, Lisa Rahmadani Hasanah, Annisa Javalia Hasibuan, Khofifah Hasibuan, Martua Raya Hasibuan, Mhd. Ali Bukit Hasibuan, Reni Ria Armayani Hayady, Roza Hayati, Fitri Hendra Harmain Hendra Hermain Hermain, Hendra Hernita, Hernita Ilhamy Nst, Muhammad Lathief Imsar Imsar, Imsar Indradewa, Rhian Isnaini Harahap Izza, Vanya Nurul Juliana Juliana Juliana Nasution Kamilah, K Khusnul Khotimah Kuncoro, Muhammad Agus Kusmilawaty, K Kusmilawaty, Kusmilawaty Kusuma, Mitra Dewi Laylan Syafina Lazuardi, Bayu Lestari Hulu, Rita Dwi Lubis, Muhammad Iqbal Asyari Lubis, Rizky Aulia M. Ryansyah Makarim, Naylatussalwa Marliyah Marliyah, Marliyah Marliyah, Marliyah Martogi Ariski Matondang, Seri Rezeki Maulida Jam’ah Maura Faradita Mhd. Agung Pratama Trg Mhd. Rizky Al Akbar Mufti, Muhammad Ikhsan Muhammad Arif Muhammad Ikhsan Harahap Muhammad Lathief Ilhamy Nasution Muhammad Syahbudi muhammad Syahbudi, muhammad Muhammad Yafiz Muhammad Yafiz, Muhammad N Nurhayati Nahulae, Leni Lastrian Nararya, Habib Lauda Nasution, Arifah Nasution, Juliana Nasution, Mei Lani Nasution, Syukry El Hanif Nelisya Putri Nelmi Sari Nasution Ningrum, Berlian Puspita Nugraha, Muhammad Bima Nur Abdullah Gimnastiar Nur Ahmadi Bi Rahmani Nur Asy Syifa Priatna Nurbaiti, Nurbaiti Nurdiana Nurdiana Nurhasanah Siregar . Nuri Aslami Nurul Inayah Nurul Jannah Nurul Jannah Nurul Syafriani Panjaitan, Nana Karlina Pertiwi, Sri Indah Prayogi, Feri Pujiastuti, Wulandari Pulungan, Silviani Putri Amanda Putri Wulandini Sagala Qarni, Waizul Rahmani, Nur Ahmadi Bi Rahmat Daim Harahap Rahmi Syahriza Raihan, Muhammad Ramadhani, Indri Gayatri Ramadhini, Suci Ramadiansyah, Ridho Ramandha Niswan Ratih Silviany Reni Ria Armayani Hasibuan Ridho Al Kautshar Malau Ridho Feriyanly Ridho Khairi Affandi Ritonga, Melisa Ananda Putri Ritonga, Suhairi Rizka Asrina Sabrina Adawiyah Sahputri, Ria Anjriani Sahri, Riadil Jannah Salsabila, Tasya Saputri, Aulia Habibi Saragih, Rizky Febrian Sari Harahap, Siska Permata Sari, Hamidah Sari, Preti Intan Selayan, Asyaadatun Nazila Sembiring, Fauji Arkhan Simamora, Wardah T. Siregar, Ahmad Rajin Siregar, Jumriani siregar, shofwan hafiz Siswahyudianto Siti Aisyah Siti Aisyah Siti Alfaini Syarifah Sri Wahyuni Sugianto Sugianto Sugianto Sugianto Suhairi Ritonga Suhairi Suhairi Syafira, Dinda Syahinda, T. Razita Syahputri, Salsabila Syamsiar, Syamsiar Tambunan, Khairina Tambunan, Nurhasanah Tegar Achmad Fariq Telaumbanua, Berlian Tri Inda Fadhila Rahma Tuti Anggraini Tuti Anggraini Vina Adelia Wahyu Syarvina Wiwik Handayani Wulandari, Rika Zahwa Fadhlila Lubis Zuhrinal M Nawawi