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Journal : Journal Of Management Science (JMAS)

The influence of financial literacy and financial inclusion in student saving interest at bank BRI Hilwa, Ta'batun; Fadilah, Siti; Al Mas, Nabila; Haryadi, Didit
Junal Ilmu Manajemen Vol 7 No 1 (2024): January: Management Science and Field
Publisher : Institute of Computer Science (IOCS)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35335/jmas.v7i1.433

Abstract

The financial level of a country will encourage the development of the country's economy. Internal and external factors cause high and low financial management behavior. This study aims to develop a model that examines the three variables that the author has analyzed to determine the factors that can increase student interest in saving. This study used an associative descriptive quantitative method with a population of 102 respondents drawn into a sample using non-probability sampling, using saturated sampling / total sampling method. Data analysis techniques using linear regression with the help of SPSS software version 26. The first hypothesis of knowledge significantly affects students' interest in saving, the second hypothesis of financial literacy variables has a significant impact on students' interest in saving, and the third hypothesis of knowledge and financial literacy together can affect students' interest in saving. This research is expected to make theoretical contributions to the literature in this context, including in the context of financial and banking management.
Co-Authors Abdul Pandi Abidin, Mohammad Khoirul Adhiman, Rifki Fauzan Adi Wibowo, Aliviko Adim, Saiful Adolf Bastian Afrilies, Marlia Hafny Agustin, Seli Ahmad Saifulloh Al Mas, Nabila Amanda, Widia Anggina, Asih Ayumi, Salsha Nabila Barus, Ulian Bayuni, Tia Citra Damanhuri Dian Kurniati Didit Haryadi Farman, Aditia Farozah, Isma Aulia Fauzani, Nabila Febrikha Athasya, Maulia Fitriani Gusmi Harahap, Tasya Putri Nabila Hidayah, Ni’matul Hilwa, Ta'batun Ihwan Mahmudi Ilmiah, Putri Khairil Kamilia Septiani, Nazwa Khaerudin Khaerudin Khairul Khalik , Muh. Fihris kilimandu, Rivandi umbu Laila Rahmawati Lbn Batu, Dewi Pika Lestari, Nurcholif Diah Sri M. Makbul Made Suandika Mahyani, Alya Meiyrlina, Seftya Dwi Mira Ustanti Mulyono, Mugi Muti, Refa Teja Mutia, Enzela Nailli, Yuris Tri Nanik Yuliati Nurjannah , Sitti NURUL HIDAYAH Pambudi, Didik Suggeng Pangestu, Teguh Petrus Rani Pong-Masak Prama, Ega Aditya Pustika Ratnawati Putra, Angkasa Putri, Lala Priyantika Adinda Qo’imuddin Tajul Qulub, Muhammad Ramadhanti, Laisya Rasnijal, Muhammad Rastami, Mutiara Anugrah Rifatunnisa, Sindy Gefira Rizki Amaliyah Rumiyatun Sabrina, Dian Sahla Fadhilatunnisa, Aqila SALSABILA, ANNISA Salsabila, Hilwa Salsabila, Mutia Safa Samsuddin Sari Waruwu, Dela Septi Septiana, Shinta Sholihin Siahaan, Parlaungan Gabriel Sianturi, Rosari Br Simatupang, Naila Syahira Sri Wahyuni Sukamto, Ika Sumiyarsi Sultani, Dalmi Iskandar Sumiarsih Sumiarsih, Sumiarsih Suryani, Roro Lintang Sutarini, Sutarini Syafi’I Syamsudin Syamsudin Tarihoran, Dina Miranda Taufik Rizki Sista Wulan, Dyah Retno Wulan, Nawang Yuberti Zahiyyah, Nailah