Claim Missing Document
Check
Articles

PERAN USHUL FIQH DALAM INOVASI PRODUK KEUANGAN SYARIAH KONTEMPORER habibullah, shalahudin; Bahrudin, Mohamad; Hilal, syamsul
J-ESA (Jurnal Ekonomi Syariah) Vol 8 No 2 (2025): Desember
Publisher : Program Studi Ekonomi Syariah IAI Muhammadiyah Bima

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52266/jesa.v8i2.5469

Abstract

Penelitian ini mengkaji peran fundamental Ushul Fiqh sebagai kerangka metodologis dalam mendorong inovasi produk keuangan syariah kontemporer. Seiring dengan perkembangan pesat sektor keuangan global dan munculnya teknologi finansial (fintech), tuntutan untuk menciptakan produk yang kompetitif namun tetap sejalan dengan prinsip syariah menjadi semakin krusial. Penelitian ini menggunakan pendekatan kualitatif dengan metode studi pustaka untuk menganalisis bagaimana kaidah-kaidah ushuliyah—seperti qiyas, istihsan, dan maslahah mursalah—diaplikasikan dalam pengembangan produk dari yang konvensional seperti sukuk dan pembiayaan murabahah, hingga yang modern berbasis teknologi. Hasil analisis menunjukkan bahwa Ushul Fiqh tidak hanya memberikan legitimasi syariah, tetapi juga menawarkan fleksibilitas untuk beradaptasi dengan realitas ekonomi modern. Konsep akad, sebagai pilar transaksi, dianalisis secara mendalam untuk memastikan setiap inovasi terhindar dari unsur riba, gharar, dan maysir. Meskipun demikian, penelitian ini juga mengidentifikasi tantangan signifikan yang muncul dari era digital, terutama terkait keabsahan akad digital, mitigasi risiko teknologi, dan kesenjangan regulasi. Studi ini menyimpulkan bahwa Ushul Fiqh adalah syarat mutlak bagi integritas dan keberlanjutan industri keuangan syariah di tengah disrupsi teknologi.
Pengaruh Eco Literacy Terhadap Green Economy Amin Setiyadi; Nasrudin Nasrudin; Syamsul Hilal
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 1 (2023): JIEI : Vol.9, No.1, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i1.8513

Abstract

This research is motivated by excessive exploitation of nature which results in climate change and reduces the productivity of agricultural products. The purpose of this study was to analyze the effect of eco literacy on the green economy with SDGs as a moderating variable for farmers in Sumber Baru Village. The method in this research is quantitative research. The data used is primary data obtained from Sumber Baru Village farmers in 2022 through observation, interviews and questionnaires. Using a purposive sampling technique so that the research sample is 90 research samples. The collected data were analyzed using multiple linear regression. The test equipment used was IBM SPSS 22. This study shows that simultaneously eco literacy has a significant influence on the green economy with the SDGs as a moderating variable with a significance of 0.000. The results of the partial test show that eco literacy has a significant effect on the green economy with the SDGs as a moderating variable with a significance value of 0.000. The adjusted R2 coefficient of determination is 0.771 or 77%. This means that the ability of eco literacy with the SDGs as a moderating variable has a strong influence on the green economy and 23% is influenced by other variables outside the model which are not the focus of research in this thesis. The conclusion in this study shows that eco literacy has an effect on the green economy with the SDGs as a moderating variable. In line with this research, it is suggested to the agricultural office to be more active in conducting outreach and counseling to farmers regarding the importance of increasing eco literacy, understanding SDGs so as to realize a green economy. It is suggested to farmers as the vanguard in agriculture to strengthen eco literacy and practice SDGs to create a green economy.
KONTRIBUSI USHUL FIQH TERHADAP PEMBENTUKAN KEBIJAKAN EKONOMI PERSPEKTIF EKONOMI ISLAM Tina, Tina; Bahrudin, Moh.; Hilal, Syamsul
KENDALI: Economics and Social Humanities Vol. 4 No. 2 (2025): KENDALI: Economics and Social Sciences Humanities.
Publisher : ASIAN PUBLISHER

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58738/kendali.v4i2.1091

Abstract

Penelitian ini bertujuan untuk menganalisis kontribusi Ushul Fiqh terhadap pembentukan kebijakan ekonomi dalam perspektif ekonomi Islam. Metode yang digunakan dalam penelitian ini adalah penelitian kepustakaan (library research) dengan pendekatan yuridis normatif (doctrinal approach), yaitu mengkaji sumber-sumber hukum Islam klasik dan kontemporer yang relevan dengan perumusan kebijakan ekonomi. Hasil penelitian menunjukkan bahwa Ushul Fiqh memiliki peran fundamental dalam tiga aspek utama, yaitu epistemologis, normatif, dan praktis. Secara epistemologis, Ushul Fiqh menyediakan dasar metodologis dalam menggali prinsip-prinsip hukum ekonomi Islam. Secara normatif, ia berfungsi menjaga agar setiap kebijakan ekonomi tetap sejalan dengan maqashid al-syariah, seperti keadilan, kemaslahatan, dan kesejahteraan umat. Sedangkan secara praktis, Ushul Fiqh memberikan panduan bagi para pembuat kebijakan dalam merumuskan sistem ekonomi Islam yang adil, berkelanjutan, dan sesuai dengan nilai-nilai syariah. Dengan demikian, Ushul Fiqh tidak hanya berperan sebagai landasan hukum, tetapi juga sebagai paradigma etis dan konseptual dalam pembangunan ekonomi Islam kontemporer.
ANALISIS MASLAHAH MURSALAH DALAM IMPLEMENTASI MEKANISME PASAR Safira, Isti; Bahrudin, Moh.; Hilal, Syamsul
KENDALI: Economics and Social Humanities Vol. 4 No. 2 (2025): KENDALI: Economics and Social Sciences Humanities.
Publisher : ASIAN PUBLISHER

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58738/kendali.v4i2.1021

Abstract

Penelitian ini bertujuan untuk menghasilkan kerangka evaluatif sistematis yang mengintegrasikan analisis kegagalan pasar dari teori ekonomi konvensional dengan prinsip normatif Syariah, khususnya Maslahah Mursalah dalam implementasi mekanisme pasar. Metode penelitian yang digunakan adalah pendekatan kualitatif dengan jenis kajian pustaka dan analisis konten dari berbagai sumber terpercaya untuk menganalisis penerapan Maslahah Mursalah dalam regulasi pasar. Hasil analisis menunjukkan bahwa Maslahah Mursalah berfungsi sebagai instrumen ijtihadi yang vital dan memberikan legitimasi filosofis bagi intervensi negara yang melampaui efisiensi belaka, membenarkan regulasi pasar untuk menolak kezaliman (zulm) dan melindungi Maqasid Syariah khususnya Hifz al-Mal dan Hifz al-Nafs sekaligus mengatasi market failure kontemporer.
THE KOREAN WAVE PHENOMENON AND ITS RELEVANCE TO THE COMPETITIVENESS OF LOCAL MSMES IN THE DIGITAL ERA Rafi'Syaiim, Salsabila; Hilal, Syamsul; Budimansyah, Budimansyah
Journal of Economic, Bussines and Accounting (COSTING) Vol. 8 No. 6 (2025): COSTING : Journal of Economic, Bussines and Accounting
Publisher : Institut Penelitian Matematika, Komputer, Keperawatan, Pendidikan dan Ekonomi (IPM2KPE)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31539/afs6vf54

Abstract

The Korean Wave, or Hallyu, has emerged as a powerful global cultural phenomenon that significantly shapes consumer behavior and digital market dynamics across various countries, including Indonesia. The expansion of Korean popular culture encompassing K-Pop, K-Drama, K-Beauty, fashion, and culinary trends has generated substantial economic spillover effects that increasingly influence purchasing decisions, lifestyle preferences, and brand perceptions among Indonesian consumers. This literature review aims to analyze the relevance of the Korean Wave to the competitiveness of local Micro, Small, and Medium Enterprises (MSMEs) in the digital era by synthesizing findings from international and Indonesian scholarly sources. The study identifies that Hallyu has created both opportunities and challenges for local MSMEs. On the one hand, the trend stimulates innovation through the adoption of Korean-inspired product designs, digital marketing strategies, and cross-cultural branding approaches that enhance market visibility and engagement. On the other hand, the dominance of Korean cultural products intensifies competitive pressure, especially for MSMEs that lack digital literacy, creativity, or the ability to adapt to fast-changing consumer trends. The review highlights that MSMEs integrating Korean cultural elements such as aesthetic storytelling, influencer collaboration, and trend-based product modification tend to demonstrate stronger competitive advantage within digital marketplaces. Furthermore, strategic support from government institutions, digital platforms, and entrepreneurial training programs is essential to help MSMEs optimize opportunities stemming from global cultural trends. Overall, the Korean Wave presents a transformative cultural-economic landscape that compels Indonesian MSMEs to innovate, adapt, and strengthen their digital capabilities to remain relevant and competitive. This study contributes to understanding how cross-cultural influences shape MSME development and provides recommendations for enhancing resilience and competitiveness in the digital economy.
Examining the Role of Gender Diversity, Foreign Ownership, and Slack Resources in Driving CSR Disclosure: Evidence from Indonesia's Energy Sector Dewi, Shiva Karlina; Hilal, Syamsul; Rosilawati, Weny
Golden Ratio of Auditing Research Vol. 6 No. 2 (2026): February - June
Publisher : Manunggal Halim Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52970/grar.v6i2.1983

Abstract

Transparency through Corporate Social Responsibility (CSR) disclosure has become a critical issue in the energy sector, which often faces public scrutiny regarding its environmental and social impacts. However, the internal factors that drive energy companies in Indonesia to enhance their CSR disclosure remain underexplored. This study aims to analyze the influence of gender diversity in management, foreign ownership, and organizational slack resources on the extent of CSR disclosure in energy sector companies. This study employs a quantitative approach using secondary data obtained from annual reports and sustainability reports of energy sector companies listed on the Indonesia Stock Exchange for the period 2021–2024. A total of 16 companies met the sample selection criteria, resulting in 48 observational data points. Data were analyzed using multiple linear regression with SPSS 25.0 software. The results show that all three independent variables have a positive and significant effect on CSR disclosure. Gender diversity has a t-value of 4.454 with a significance of 0.000, foreign ownership has a t-value of 4.737 with a significance of 0.000, and slack resources has a t-value of 8.376 with a significance of 0.000. Simultaneously, these three variables significantly influence CSR disclosure, with an F-value of 82.447 and a significance of 0.000. The coefficient of determination (R²) of 0.849 indicates that 84.9% of the variation in CSR disclosure can be explained by gender diversity, foreign ownership, and slack resources. These findings confirm stakeholder theory, suggesting that pressure from stakeholders and the availability of resources encourage companies to be more transparent and socially responsible. This study provides practical implications for energy sector management to strengthen gender diversity policies at the managerial level and optimize resource allocation to improve the quality of sustainability reporting. Furthermore, the results offer insights for regulators in formulating policies that promote CSR transparency in the energy sector.