Article Per Year (5 Year)
p-Index From 2021 - 2026
7.643
P-Index
This Author published in this journals
All Journal Jurnal KALAM Kodifikasia: Jurnal Penelitian Islam Jurnal Elemen Jurnal Ilmiah Didaktika : Media Ilmiah Pendidikan dan Pengajaran JURNAL INSTEK (Informatika Sains dan Teknologi) Jurnal Nusa Sylva Beta: Jurnal Tadris Matematika Jurnal Surya Masyarakat Dialogia: Jurnal Studi Islam dan Sosial ANARGYA: Jurnal Ilmiah Pendidikan Matematika Jurnal Caksana: Pendidikan Anak Usia Dini Jurnal Penelitian Pembelajaran Matematika Sekolah E-Link: Jurnal Teknik Elektro dan Informatika Jurnal Surya Masyarakat Idealis : Indonesia Journal Information System Economics and Digital Business Review El-kahfi : Journal of Islamic economics Jurnal Kependidikan: Jurnal Hasil Penelitian dan Kajian Kepustakaan di Bidang Pendidikan, Pengajaran dan Pembelajaran Jurnal Simki Pedagogia Bureaucracy Journal : Indonesia Journal of Law and Social-Political Governance Jurnal Ilmu Komputer INOTEK Edumatica: Jurnal Pendidikan Matematika ITQAN: Journal of Islamic Economics, Management, and Finance JUSTIFY : Jurnal Sistem Informasi Ibrahimy Jurnal Ilmiah Falsafah SmartComp Journal of Information System and Education Development Adpebi International Journal of Multidisciplinary Sciences Ahlussunnah: Journal of Islamic Education SocServe: Jurnal Pengabdian kepada Masyarakat JAR'S (Journal of Advanced Research in Informatics) Wangsa : Journal of Education and Learning Hipotenusa: Journal of Mathematical Society JOSEE : Journal of College Student's Intellectual Fibonacci : Jurnal Ilmu Ekonomi, Manajemen dan Keuangan Orasi: Jurnal Ilmu Politik dan Sosial Jurnal Pendidikan MIPA Jurnal Ekonomi, Manajemen Pariwisata dan Perhotelan RANGGUK: Jurnal Pengabdian Kepada Masyarakat
AHMAD LUTFI
STMIK Amikom Yogyakarta
Religion Agriculture, Biological Sciences & Forestry Humanities Automotive Engineering Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Energy Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Public Health Social Sciences Other

Published : 67 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 67 Documents
Search

 3   4   5   6   7 
Preferensi Driver Terhadap Pelaksanaan Pesta Pernikahan Di Jalan Umum Dan Tinjaunnya Dalam Perspektif Ekonomi Islam Witri, Witri; Fahlefi, Rizal; Lutfi, Ahmad
Economics and Digital Business Review Vol. 7 No. 1 (2025): Agustus - Januari
Publisher : STIE Amkop Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Penelitian ini bertujuan untuk memahami fenomena baralek di jalan sebagai bentuk transformasi sosial dan budaya masyarakat Minangkabau dalam perspektif ekonomi Islam. Penelitian ini menggunakan pendekatan fenomenologi dengan memusatkan perhatian pada pengalaman subjektif para driver transportasi daring dan konvensional yang terdampak oleh praktik pesta di jalan umum. Hasil penelitian menunjukkan bahwa tradisi ini lahir dari perubahan struktur ruang hidup dan modernisasi sosial, yang menggeser makna pesta dari ruang domestik menuju ruang publik. Dalam konteks adat Minangkabau, praktik tersebut merefleksikan dinamika nilai gotong royong dan solidaritas sosial yang beradaptasi terhadap keterbatasan lahan dan tuntutan zaman. Dari perspektif Islam, fenomena ini mengandung persoalan moral tentang keadilan, kemaslahatan, dan tanggung jawab sosial. Konsep milkiyyah ‘ammah (kepemilikan publik), ‘adl (keadilan), dan maslahah ‘ammah (kemaslahatan umum) menjadi landasan etis untuk menilai penggunaan jalan sebagai ruang sosial. Sementara dalam perspektif ekonomi syariah, praktik baralek di jalan menunjukkan adanya dialektika antara kepentingan individu dan kemaslahatan kolektif yang harus diatur melalui prinsip maqasid al-syari‘ah, terutama ḥifẓ al-māl, ḥifẓ an-nafs, dan ḥifẓ al-‘ird. Penelitian ini menyimpulkan bahwa tradisi lokal seperti baralek di jalan dapat dipertahankan sebagai warisan budaya, sepanjang tetap selaras dengan nilai syariat Islam dan menjaga keseimbangan antara adat, agama, dan tanggung jawab sosial-ekonomi masyarakat.
Dinamika Ekonomi Pagang Gadai Dalam Perspektif Ekonomi Syariah: Analisis Manfaat, Kerugian, Dan Keadilan Bagi Pihak Penggadai Dan Penerima Gadai lutfi, ahmad; Fahlefi, Rizal
Economics and Digital Business Review Vol. 7 No. 1 (2025): Agustus - Januari
Publisher : STIE Amkop Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to analyze the economic dynamics of the pagang gadai practice in Minangkabau through an Islamic economic perspective, focusing on its benefits, disadvantages, and fairness for both the mortgagor and the mortgagee. The pagang gadai phenomenon, which has been practiced across generations, demonstrates a gradual shift from a mutual-help mechanism to an economic instrument that often generates unequal distribution of benefits. This research employs a Systematic Literature Review (SLR) approach based on 15 selected articles relevant to fiqh muamalah, customary economic systems, and the governance of mortgage contracts. The review process follows the PRISMA 2020 method with thematic analysis conducted using NVivo 12 software, resulting in four major themes: benefit imbalance, social commercial disparity, weak customary governance, and the potential application of a rahn ijarah contract model based on maqasid principles. The findings reveal that the economic benefit imbalance between mortgagors and mortgagees arises due to ambiguous contract structures, the absence of a clear redemption period, and disproportionate benefit extraction. From the maqasid al-shariah perspective, these conditions violate the principles of hifz al-māl (protection of wealth) and ʿadl (justice). This study proposes a gradual resolution concept through taswiyah of the existing contracts as a phase of restoring economic rights, followed by a renewal process utilizing a fair and productive rahn ijarah contract model. These findings emphasize that reconstructing economic justice in pagang gadai practices must begin with restoring proportional benefits and clarifying contractual structures, rather than focusing solely on legal adjustments. This research contributes to the development of community-based Islamic economics by bridging customary values and maqasid principles within the framework of socio-economic equilibrium in local societies.
Maqasid Syariah sebagai Kritik Filosofis terhadap Dominasi Murabahah dalam Perbankan Syariah Modern: Sebuah Systematic Literature Review Afril, Afril; Iska, Syukri; Lutfi, Ahmad
Economics and Digital Business Review Vol. 7 No. 1 (2025): Agustus - Januari
Publisher : STIE Amkop Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to philosophically analyze the dominance of the murabahah financing contract in modern Islamic banking through the perspective of Maqāṣid al-Sharī‘ah using a Systematic Literature Review (SLR) approach. A total of 15 scientific articles were selected after a rigorous screening process based on thematic relevance, methodological feasibility, and full-text availability. The results indicate that the dominance of murabahah in the financing portfolio of Islamic banks is primarily driven by profitability orientation and risk-management efficiency rather than ethical and socio-economic objectives of Islamic economics. Empirical findings reveal that murabahah significantly contributes to profit generation and financial stability in Islamic banks; however, its operational practice often deviates from the substantive nature of a genuine sale contract and drifts away from the principles of justice and public welfare. Based on a maqasid analysis, current murabahah practices have not fully reflected the higher objectives of Islamic law, particularly in relation to the protection of property (ḥifẓ al-māl), justice (‘adālah), and social balance. Therefore, this research highlights the urgency of murabahah reform through a maqasid-compliance approach as the foundation for reconstructing the paradigm of Islamic economics—toward a financial system that is not only formally sharia-compliant, but also substantively aligned with social benefit and ethical well-being.
Keadilan Distribusi sebagai Capability to Do Good: Integrasi Pendekatan Amartya Sen dengan Konsep Maqāṣid al-Syarī‘ah Saputra, Jimmi; Iska, Syukri; Lutfi, Ahmad
Economics and Digital Business Review Vol. 7 No. 1 (2025): Agustus - Januari
Publisher : STIE Amkop Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This article aims to formulate a new axiological framework of distributive justice within Islamic Economic Philosophy as a response to the inadequacy of resource-based justice theories. Using a comparative–integrative analytical method grounded in an in-depth literature study of 20 primary sources, this research juxtaposes Amartya Sen’s Capability Approach with the Maqāṣid al-Sharī‘ah paradigm. The analysis reveals that Sen’s concept of capability requires an explicit moral direction, which is fully provided by Maqāṣid through the principle of Falāh, since justice in Islam is inherently tied to ethical and social responsibility. This synthesis results in a conceptual novelty: Distributive Justice as Capability to Do Good (CTDG). CTDG asserts that distribution must generate capabilities that are directed toward doing good (iḥsān) and contributing to society. The concept is practically validated through the instrument of Productive Zakat, where the highest measure of success is the transformation of mustahik into muzakki. This status change demonstrates that the purpose of distribution transcends individual freedom and reaches an ethical-social function that requires empowered individuals to become agents of goodness. CTDG offers a new evaluation standard for Islamic philanthropic institutions, shifting the focus from merely achieving material welfare to developing moral-social capability.
Praktik Filantropi Jalanan Sebagai Upaya Penguatan Ekonomi Umat: (Studi Kasus Sistem Bagi Hasil di Masjid Baitul Hamdi Nagari Tabek dalam Perspektif Ekonomi Islam) Diana Putri, Meli; Fahlefi, Rizal; Lutfi, Ahmad
Jurnal Ekonomi, Manajemen Pariwisata dan Perhotelan Vol. 5 No. 1 (2026): Januari: Jurnal Ekonomi, Manajemen Pariwisata dan Perhotelan
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jempper.v5i1.5973

Abstract

This study aims to analyze the practice of street-based philanthropy carried out by the community of Baitul Hamdi Mosque in Nagari Tabek, Pariangan District, Tanah Datar Regency, from the perspective of Islamic economics and Minangkabau customary values. The research employs a qualitative approach with data collected through interviews, observations, and documentation. The findings reveal that the fundraising activities conducted on public roads are voluntary and transparent, based on mutual agreement between mosque administrators and community members. The revenue-sharing schemes of 60:40 and 50:50 reflect principles of fairness and mutual consent, in line with Islamic muamalah values. Theologically, this practice embodies the spirit of ta‘awun (mutual assistance), ihsan (beneficence), and amanah (trustworthiness). Socioeconomically, it functions as a grassroots mechanism for community empowerment. Minangkabau cultural values such as bulek kato dek mufakat (consensus-based decision-making) and barek samo dipikua, ringan samo dijinjiang (shared responsibility) further strengthen collective solidarity and accountability in managing communal funds. Thus, the street-philanthropy model practiced at Baitul Hamdi Mosque represents a community-based Islamic socio-economic system rooted in local wisdom, fully aligned with the principles of maqasid al-shariah in promoting justice, public welfare, and communal well-being.
Analisis Filsafat Ekonomi Islam terhadap Diskon Dompet Digital: Telaah Kritis Pemikiran Erwandi Tarmizi tentang Potensi Riba dalam Fintech Syariah Pratama Harista, Redo; Lutfi, Ahmad; Iska, Syukri
JURNAL ILMIAH FALSAFAH: Jurnal Kajian Filsafat, Teologi dan Humaniora Vol. 11 No. 1 (2025): JURNAL ILMIAH FALSAFAH
Publisher : Institut Agama Islam Sultan Muhammaad Syafiuddin Sambas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37567/jif.v11i1.4610

Abstract

This study aims to critically examine Erwandi Tarmizi’s perspective on the legal status of digital wallet discounts within the framework of Islamic economic philosophy and the maqāṣid al-sharī‘ah approach. The rapid growth of electronic payment systems in Indonesia, with national electronic money transactions reaching IDR 519.24 trillion in 2023, has intensified scholarly debates regarding the permissibility of promotional incentives such as discounts and cashback, particularly in relation to the potential presence of hidden usury in modern fintech mechanisms. Erwandi asserts that digital wallet discounts constitute benefits derived from a qardh (loan) contract and therefore fall under the category of riba. In contrast, the National Sharia Council of Indonesia (DSN-MUI) through Fatwa No. 116/DSN-MUI/IX/2017, along with contemporary scholars such as Oni Sahroni, argue that digital wallet transactions operate under wadī‘ah or wakālah contracts, positioning discounts as permissible promotional hibah rather than prohibited loan-based gains. Using a library research design combined with a normative-philosophical and contextual approach, this study compares the epistemological foundations and legal implications of these differing viewpoints and analyzes their relevance within the socio-economic realities of the digital economy. The findings reveal that the legal judgment regarding digital wallet discounts cannot be generalized but must be determined based on the structure of the underlying contract, the causal relationship of the benefit, and its impact on public interest. The study concludes that a maqāṣid-based moderation approach is essential for formulating balanced and adaptive regulatory frameworks for Islamic fintech in contemporary economic development.
Kemampuan Berpikir Kritis Siswa dalam Pembelajaran Matematika melalui Pendekatan Inkuiri Sari, Alfizah Ayu Indria; Lutfi, Ahmad
Jurnal Simki Pedagogia Vol 6 No 1 (2023): Volume 6 Nomor 1 Tahun 2023
Publisher : Universitas Nusantara PGRI Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29407/jsp.v6i1.225

Abstract

Critical thinking is an ability that must be possessed by students, especially in learning mathematics. This is because critical thinking can help reduce errors made when solving problems. The inquiry approach emphasizes the process of students thinking critically and analytically to find an answer to a problem. This study aims to discuss students' critical thinking skills in learning mathematics through the inquiry approach. This type of research is descriptive qualitative research with literature study method. Data were collected through related journals to be reviewed. The results showed that the inquiry approach has learning steps related to critical thinking skills, where students are asked to formulate problems and hypotheses, select facts & information, identify assumptions, explain solutions, evaluate, and make conclusions.
Co-Authors Adi Susanto Adnan, Mazlini Afril, Afril Ahmad Fawaid Ahmad Homaidi Ahmad Mukhibin, Ahmad Akhlis Munazilin, Akhlis Amalia, Zulfi Andriyani, Zuni Dwi Anisa Fitriani, Aulia Arosi, Jaesi Aulia Aryani, Letty AT, Mulyadi Ayu Indria Sari, Alfizah Azahra Putri, Nabilah Aziz, Zakaria Baijuri, Achmad Bambang Avip Priatna Martadiputra cakrawala Choiriyah, Khabib Cici Andriani Dadan Dasari Diana Putri, Meli Didi Suryadi Dyana Wijayanti Elwan Stiadi Enka Nur Jamala Faridi Fahlefi, Rizal Faisal, Yusuf Fauziah Fauziah Fitri, Sari Fitriani, Aulia Annisa Forkpah, Eric Gufron, Akbar Muntoha Hidayati, Azifah Hutagalung, Siti Novika Indria Sari, Alfizah Ayu Irhamni, Ummi irma yunita Jamil, Moch Luthfi Jamil, Mochammad Luthfi Jannah, Faizetul Jarnawi Afgani Dahlan Jasmani jasmani Kartini, Annisa Mutiara Lazuardy, Fahreza Adams Lestary, Ratnah Lidimillah, Lukman Faqih Lindung Halomoan Art Liyanto, Edwin Wira Lubis, Fauziah Machasin Machasin Mardliyah, Syifa Maymuna, Nur Meng, Danyang MTD, Sahman Azhari Munirul Ikhwan N. Nurjanah Naser, Abdurrahman Do. Muhamad Nasfi, Nasfi Nelsi, Yurike Shizuka Nila Ubaidah Prabowo, Firmansyah Widiarto Pratama Harista, Redo Prawira, Adi Putri, Nabilah Azahra Putri, Siska Rahman, Zainur Ramadhani, Muhammad Rhomiy Handican Rianto, Budi Rohmani, Nailu Sofwatur Rusyid, Husnul Khatimah Sabri Sabri Saputra, Jimmi Sari, Alfizah Ayu Indria Sari, Selvi Puspita Shizuka Nelsi, Yurike Siti Roudhotul Jannah, Siti Roudhotul Sri, Sri Rahmah Suharjo, Dwitya Sitaresmi Suhatman, Suhatman Sunardi Sunardi Supriono, Bambang Surya Indah, Endang Citra Syahputra, Muhammad Febria Hafid Syukri Iska, Syukri Tatang Herman, Tatang Triyadi Triyadi, Triyadi Witri, Witri Yunimar