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All Journal MEDIA PETERNAKAN - Journal of Animal Science and Technology Jurnal Ilmu Produksi dan Teknologi Hasil Peternakan PROCEEDING IC-ITECHS 2014 Publik (Jurnal Ilmu Administrasi) Jurnal Teknik Pertanian Lampung (Journal of Agricultural Engineering) JURNAL CEMERLANG: Pengabdian pada Masyarakat Jurisprudensi: Jurnal Ilmu Syariah, Perundang-undangan, Ekonomi Islam Jurnal Prima Medika Sains Likhitaprajna: Jurnal Ilmiah Fakultas Keguruan Ilmu Pendidikan Universitas Wisnuwardhana Malang Jurnal Komunitas: Jurnal Pengabidian Kepada Masyarakat Jurnal Pengabdian Masyarakat (ABDIRA) Jurnal Ekonomi Jurnal Info Sains : Informatika dan Sains Edu Cendikia: Jurnal Ilmiah Kependidikan Indonesian Journal of Education Methods Development Tarbiyah Islamiyah: Jurnal Ilmiah Pendidikan Agama Islam INVENTION: Journal Research and Education Studies Journal Of Human And Education (JAHE) Taroa : Jurnal Pengabdian Masyarakat Akuntansi dan Humaniora: Jurnal Pengabdian Masyarakat JUSTER: Jurnal Sains dan Terapan Unisia Jurnal Pengabdian Kolaborasi dan Inovasi IPTEKS Aspirasi : Publikasi Hasil Pengabdian dan Kegiatan Masyarakat Indonesian Journal of Multidisciplinary Scientific Studies AlBanna: Jurnal Pendidikan Islam Anak Usia Dini Marathon: Jurnal Pendidikan Jasmani Universitas Tanjungpura Zoologi: Jurnal Ilmu Peternakan, Ilmu Perikanan, Ilmu Kedokteran Hewan Tumbuhan : Publikasi Ilmu Sosiologi Pertanian dan Ilmu Kehutanan Jurnal Pendidikan dan Sosial Humaniora
Masyitah Masyitah
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Religion Aerospace Engineering Agriculture, Biological Sciences & Forestry Humanities Biochemistry, Genetics & Molecular Biology Chemistry Computer Science & IT Economics, Econometrics & Finance Education Energy Engineering Environmental Science Health Professions Immunology & microbiology Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Medicine & Pharmacology Nursing Physics Public Health Social Sciences Veterinary Other

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Journal : PROCEEDING IC-ITECHS 2014

 1 
Digital Financial Strategies in Managing SMEs to Maximize Profitability Alamsyah, Wahyu; Yulianti, Rahmah; Khairuna, Khairuna; Nurhayati, Rasyedia; Masyitah, Masyitah
IC-ITECHS Vol 5 No 1 (2024): IC-ITECHS
Publisher : LPPM STIKI Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32664/ic-itechs.v5i1.1607

Abstract

Micro, Small, and Medium Enterprises (MSMEs) are the backbone of the Indonesian economy. However, they continue to face significant challenges in financial management. Key issues include a lack of financial literacy, manual record-keeping prone to errors, limited access to formal financial services, and minimal adoption of digital technology. These obstacles often lead to operational inefficiencies, data-less decision-making, and low market competitiveness. Digital financial solutions emerge as innovative tools to address these challenges. By leveraging digital technology, MSMEs can enhance operational efficiency, accelerate transactions, support strategic decision-making, and improve access to formal financial services. This article explores various benefits of digital financial solutions, ranging from financial transparency and cost savings to the potential for significantly increasing profitability. Additionally, the article presents practical and relevant digitalization strategies for MSMEs, including step-by-step adoption approaches and case studies of successful MSMEs that have embraced technology. Through the use of illustrations such as graphics, flowcharts, and real-world examples, this article aims to provide actionable and inspiring insights for MSME players in optimizing digital finance. By doing so, MSMEs can achieve sustainable business practices and improve competitiveness in the digital economy era.
Co-Authors A. Z., Wahyul AA Sudharmawan, AA Ahmad Hamim Damanik Amalia, Cut Mia Amanda Arhamni, Ade Arief, I. I. Arif Rahman Aris Iwansyah Ariyadi, A. Aswa, Hazral Azaria Anggun Baiti, Noor Cut Ita Zahara, Cut Ita D Yana Daulay, Puteri Jesukma Dedi Saputra Devia Fitria Fajar Anugrah Fannisa Aprilia Fuad Nashori G Ambartiarsari HARAHAP, Khairunnikmah I. I. Arief Isramaturrahmi, Isramaturrahmi Jahara, Ratna Jayawarsa, A.A. Ketut Khairul Fahmi Khairuna Khairuna KHOFIFAH Lubis, Adhayani M, A.Pananrangi, M., A. Pananrangi Marpaung, Hans Hotma Haposan Masuwd, Mowafg Abrahem Muhammad Rizki Fadhillah Mukramah, Mukramah Mulyanti Mulyanti Munira, Intan Muzakir Natali, Oliviti Ndona, Yacobus Njume, Akeme Cyril Nupus, Hayatun Nur Afni Safarina, Nur Afni Nurfadillah Nurfadillah Nurhayati, Rasyedia Nurkhatijah, Nurkhatijah Nurwijayanti Pangaribuan, Wanapri Panjaitan, Linda PASARIBU, Abu Bakri Rachmad Hidayat Rahmah Yulianti, Rahmah Rahmaya Rahmaya Reza Salima Rinaldi, Rizky Riskasari Riskasari, Riskasari RR. Ella Evrita Hestiandari Santika, Cut Sediken Tara Munthe Siregar, Friska Anggi Siregar, Hoirul Amru Siti Asyura Slamet Widodo Sri Agustina, Sri Sukarman Purba Sukmiah, Sukmiah T. Suryati T. Suryati Tasya Aulia Nazwa Uswatun Nisa, Uswatun WAHYU ALAMSYAH, WAHYU Wildansyah lubis, Wildansyah Yulis, Sari ZAKI, Soufy Atma