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All Journal Prosiding Seminar Matematika dan Pendidikan Matematik Jurnal Tabarru': Islamic Banking and Finance Ideas: Jurnal Pendidikan, Sosial dan Budaya Jurnal Ilmiah Intech : Information Technology Journal of UMUS Madani Syari'ah : Jurnal Pemikiran Perbankan Syari'ah SINDA: Comprehensive Journal of Islamic Social Studies Jurnal Riset Ekonomi Syariah JURNAL ECONOMINA Journal of Artificial Intelligence and Digital Business ENGAGEMENT: Jurnal Pengabdian Masyarakat Al Hisab: Jurnal Ekonomi Syariah RISK : Jurnal Riset Bisnis dan Ekonomi Jurnal Media Akademik (JMA) IJMA Journal of Islamic Economics and Business Ethics (JIESBI) Jurnal Inovasi Ekonomi Syariah dan Akuntansi INTERDISIPLIN: Journal of Qualitative and Quantitative Research Jurnal Ekonomi dan Bisnis Jurnal Ilmu Ekonomi, Pendidikan dan Teknik (IDENTIK) Al-Iffah: Journal of Islamic Sciences Research
Achmad Budi Susetyo
Universitas Trunojoyo
Religion Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Social Sciences Other

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Journal : INTERDISIPLIN: Journal of Qualitative and Quantitative Research

 1 
An Analysis of Fintech's Role in Facilitating Foreign Exchange Transactions for MSMEs Nadhifa Maulidia; Alfia Said; Achmad Budi Susetyo
INTERDISIPLIN: Journal of Qualitative and Quantitative Research Vol. 2 No. 6 (2025)
Publisher : Penerbit Hellow Pustaka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61166/interdisiplin.v2i6.117

Abstract

This study aims to analyze the role of financial technology (fintech) in facilitating foreign exchange (forex) transactions for Micro, Small, and Medium Enterprises (MSMEs). With the rapid development of digital technology, fintech has emerged as an innovative solution in the financial sector, offering easier access, lower transaction costs, and faster cross-border financial operations. For MSMEs engaged in export and import activities, the ease of forex transactions is crucial to maintaining operational continuity and enhancing business competitiveness. This research uses a descriptive qualitative method through literature review and secondary data analysis. The findings indicate that fintech plays a significant role in promoting financial inclusion, expanding global market access, and increasing the efficiency of forex transactions for MSMEs, especially those in remote areas. However, challenges such as data security and digital literacy remain as obstacles. Therefore, regulatory support and government-led education initiatives are essential to building a healthy and sustainable fintech ecosystem for MSME development.
Co-Authors Achmad Zakaria Adinda Rifantini Afaf Fitriati Ahmad Fikri Hasan Alfia Said Alfian Futuhul Hadi Alfina Ramadaniar Amaliyah, Karimatul Aminulloh, Moh Ma’ruf Anak Agung Gede Sugianthara Andini Maulidya Anisa Lestari Ardiansyah, Rivangga Nur Arief Tegar Saputra Arikatun Maimunah Ariyanti, Dila Iska Attabik Syifaul Jinan Bayu Chasnah Noer Setyani Devah Sukmawati Dewi Eka Mustika Sari Dian Diana Putri Aggraeni Dinda Nabila Margaretha Dwi Intan Cantika Putri Hendrayana Dwi Putri Ayu Nur Aini Dyan Irawati Elisa Tri Rahayu Erizky Elsa Wisnuna FATHUR ROHMAN Fatonah Febriyanti, Novi Fendy Julianto Fitri Nur Afifah Fretika, Tatha Amelia Hardining Estu Murdinar HASAN, DONY BURHAN NOOR Helmi Hildah Meliyana HUSNUL KHOTIMAH Julia Eka Firmanda Kamelia Khasanah Kasanah, Roisatun Khoirony, Nur Cahya Kholilur Rahman LAILATUL FITRIA Latipah Luk Lu’us Syarifah Luthfiana, Nuriya M. Firdaus Trikuncoro M. Miftahur Rizqi M.Anvio Djul Chyono Maratus Solihah Md. Meraj Hasan Melinda Nur Aini Moh. Azfahani Zain Moh. Iqbal Maulana Mohammad Fahrud Taufiq Muawanah Mudina Putri Masita Muhajjir Muhammad Adnan Firdaus Muhammad Iklal Hafidzi Muhammad Salman Al Farisi Muhammad Zaini Musdalifah Musdalifah Musleh Muslihah Muslihah mustafida, mustafida Nadhifa Maulidia Nadhirotul Jannah Najla Shafaa Kamila Najmi Maulita Amaliya Ningsih, Lailatul Berliana Noufal Firdaus Noval Bahari Ardiansyah Nur Komariyah Nur Milla Nurhabits Safitri Nurhalizah, Siti Nurul fazirah Puput Purnamasari Putri Firda Febrianti Putri, Nasya Amelia Qoni’atul Musyarrofah Rahmad Nursyahidin, Rahmad Ramadhani, Nur Ainie Rania Ningsih Refani Nafi Sara Reza Abdilah Saputra Rifqi Nurdiansyah Rizki Ardiansyah Rizqy Zharifah Ivanka Rohmah, Yusriyatur Rohmawati, Harlien Ruslan Rasid Sahira, Alia Jihan Saiful Arif Salim, Habibah Salisa Khoirun Salsabila Salman Alfarisi Septiani, Reni Sholahudin Sigit Kusbiantoro Siti Aisah Hidayatul Hasanah Siti Nur Rosidah Sumarti, Retno Khabbatuni'mah Tazkiyah Fuadiyah Triana, Devi Umar Gibran Veni Vebriyanti Vifin Nadzary A Wicaksana, Ragil Satria Yuni Zaroh Yusnia Zaenab Zumrotis Sholihah