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Dyah Setyorini
Bagian Pedodonsia Fakultas Kedokteran Gigi Universitas Jember Jember, Indonesia
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Journal : Amicus Curiae

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PENGALIHAN DEBITUR DALAM KREDIT PEMILIKAN RUMAH (KPR) MENURUT HUKUM TANAH NASIONAL: Analysis of Debtors Transfer in Housing Loans (KPR) in of National Land Law Aprilia, Saphira Eka; Setyorini, Dyah
AMICUS CURIAE Vol. 1 No. 2 (2024): Amicus Curiae
Publisher : Faculty of Law, Universitas Trisakti

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25105/amicus.v1i2.19774

Abstract

Housing Loans (KPR) is a bankprovided facility that allows for the credit-based purchase of real estate and residential buildings, with the real estate and residential buildings serving as mortgage-backed collateral. Decision 81/Pdt.g/2019/PN.Ckr Analysis The question is how the National Land Law is applied to the transfer of debtors in the KPR and how the judge interpreted it decision 81/Pdt.g/2019/PN.ckr in accordance with Law Number4 of 1996 regarding Mortgage Rights onLand and Objects Related to Regulation Number24 of 1997 regarding Land Registration. Normative descriptive research data from literature. Deductive conclusion drawing and qualitative data analysi. The mortgage debtor canbe transferred two ways: first,with the knowledge the bank ascreditor, where the process is the same as applying for bank mortgage, and second, without the knowledge of creditor, through buying and selling transactions supported by proof of receipt. One the judge's considerations is that the process of buying and selling land between the old debtor and the new debtor has been proven that receipt is considered valid; however, the judge's consideration is inappropriate because the transfer of debtor without the creditor's knowledge is included in default, and the creditor can demand compensation and nulland void. Article37 paragraph of Government Regulatiion Number24 of 1997 concerniing Land Registration.
Co-Authors - Setiawan, - A.A. Ketut Agung Cahyawan W Adam Rizky Hidayat Afif Amir Amrullah Afif Amrullah Akhmad Syahrul Mubarok Alifiyanti, Devita Anisa Nur Syabila Anthony, Osunwoke Emeka Aprilia, Saphira Eka Ari Tri Wanodyo Handayani Armada Eka Fredian Astuti, Septiani Sri Kusuma Aulia Atasya Hidayat Berlian Prihatiningrum Beta Widya Oktiani Budi Rahardjo, Roedy Budi Yuwono Daniel Happy Putra Depi Praharani Dewi Purwati Dina Febryan Dinda Ayu Apriliani Dwi Prijatmoko Elyda Akhya Afida Misrohmasari Endang Pandamdari Erawati Wulandari Eri H. Jubhari Erryska Wira Triandiani Farah Firdha Abadhia Hafidz, Ikhsan Hana Rizmadewi Agustina Handian E Kurniawati Handian E Kurniawati, Handian E Hanifah Syifa Hasna Hendrawati Hendrawati Henny Yulianita Hens Saputra Hermawan, Syipa Izzati Hestieyonini Hadnyanawati I Dewa Ayu Ratna Dewanti I Dewa Ayu Susilawati I Wayan Arya K. Firdaus I-Dewa A.R. Dewanti I. D. A. Ratna Dewanti Ignatius Pradipa Probondaru Iin Eliana Triwahyuni Ikeu Nurhidayah Ilham Nur Iman Baihaqi Indra Maulana, Indra Iqbal Pramukti Irman Somantri Iyus Yosep Jannah, Zakia Nurul Kusman Ibrahim Kusumah, Lidya Nazhifa Laili Rahayuwati Lantang, Rica Nur Aprilia Leliana Sandra Devi Leni Rokhma Dewi Leni Rokhma Dewi Maria komariah Masniari Novita Mega Tamara Melok Aris Wahyukundari Melok Aris Wahyukundari Miftah Dewi Masyitoh Muhammad Alvaro Syahputra Murti, Aisha Chaerani Murwanenda, Rachel Nenden Nur Asriyani Maryam Nibras Syauqi Ilham Niken Probosari Nita Fitria Novia Dyah Rahma Dhani P. Purwanto Pebriana, Tika Rifa Luthfiyah Prihatiningrum, Berlian Priladani , Dhea Shobriana Pujiana E. Lestari Pujiana Endah Lestari Putri Taghna, Zahradena Shafira Rahadrjo, Roedy Budi Rahardjo, Roedy Budi Ratna Indah Cahyani Risma Nur Baiti Ristya Widi Endah Lestari Ristya Widi Endah Yani Roedy Budi Rahardjo Roedy Budirahardjo Rosjidi, Mochamad Rosjidi, Mochamad Rozana, Taqiya Faza Samuel Yanandre Butar Butar Selviana Selviana Sendi Marsela Sendi Marsela, Sendi Sita Amelia Sonny Subiantoro Sri Lestari Sugiharto, Firman Sukanto Sukanto SULISTIYANI SULISTIYANI Sulistiyani Sulistiyani Sulistiyani Sulistiyani SULISTIYANI SULISTIYANI Sulistiyani Sulistiyani Sulistiyani Sulistiyani Sunlip Wibisono Surartono Dwiatmoko Swasthi Prasetyarini Syifa, Nur ‘Aini Taty Hernawaty Tetti Solehati Tetti Solehati Theresia Eriyani Tia Novianti Tia Novianti, Tia Tita Sistyaningrum Titin Sutini, Titin Vanda Ayu Kartika Hediana Vanda Ramadhani Widodo, Syifa Esthiningtyas Putri Widowati, Ladiyani Widowati, Ladiyani Yani C. Rahayu Yani Corvianindya Rahayu Yanti Hermayanti Yasmine, Hanna Alya Yulianita, Henny Zahra, Hanna Aulia Zainul Cholid Zakia Nurul Jannah