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All Journal Jurnal Ilmiah Manajemen dan Bisnis (JIMB) Jurnal Ecodemica : Jurnal Ekonomi Manajemen dan Bisnis Jurnal Darussalam: Jurnal Pendidikan, Komunikasi dan Pemikiran Hukum Islam Ekono Insentif YUME : Journal of Management Referensi : Jurnal Ilmu Manajemen dan Akuntansi Jurnal Mantik Jurnal Akuntansi Kompetif Value: Jurnal Manajemen dan Akuntansi BISEI: Jurnal Bisnis dan Ekonomi Islam BENING Musamus Journal of Public Administration Jurnal Pengabdian kepada Masyarakat Nusantara Jurnal Media Informatika Jurnal Ekonomi MASTER: Jurnal Manajemen Strategik Kewirausahaan Jurnal Manajemen Jurnal Ekonomi, Bisnis dan Manajemen JURNAL ECONOMINA Jurnal Ekonomi dan Binsis Profit: Jurnal Manajemen, Bisnis dan Akuntansi Jurnal Bisnis Kompetitif Transformasi: Journal of Economics and Business Management Indonesian Research Journal on Education Innovative: Journal Of Social Science Research Benefit : Journal of Bussiness, Economics, and Finance Manajemen Kreatif Jurnal JAKBS Jurnal Mahasiswa Kreatif Journal of Innovative and Creativity Perkembangan Kajian Sosial TENANG : Teknologi, Edukasi, dan Pengabdian Multidisiplin Nusantara Gemilang
Niar Astaginy
Universitas Sembilanbelas November Kolaka
Religion Arts Humanities Chemistry Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Energy Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Materials Science & Nanotechnology Mathematics Physics Public Health Social Sciences Other

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Pengaruh Persepsi Kemudahan Dan Risiko Dalam Minat Menggunakan Qris (BRImo) Sebagai Alat Transaksi Pembayaran Digital (Studi Pada GEN Z Di Kabupaten Kolaka) Amelia Rante Allo; Niar Astaginy; Hanif Kurniadi
Journal of Innovative and Creativity Vol. 5 No. 3 (2025)
Publisher : Fakultas Ilmu Pendidikan Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/joecy.v5i3.4448

Abstract

Penelitian ini bertujuan untuk mengetahui: Pengaruh Persepsi Kemudahan dan Risiko terhadap Minat Menggunakan QRIS BRImo pada Generasi Z Kabupaten Kolaka. Penelitian ini merupakan Model pendekatan kuantitatif. Pengumpulan data melalui Observasi, wawancara dan Penyebaran Kuesioner. Populasi dalam penelitian ini adalah Mayarakat GEN Z yang telah memiliki Tabungan di BRI namun belum menggunakan aplikasi Qris BRImo di Kabupaten Kolaka Provinsi Sulawesi Tenggara. Penentuan ukuran sampel menggunakan rumus hair berdasarkan jumlah indikator dengan yang berjumlah 100 dengan Teknik penarikan sampel Purposive Sampling. Pengujian intrumen penelitian menggunakan uji validitas dan uji reliabilitas dengan SPSS 25.0. Teknik analisis data yang digunakan dalam penelitian ini adalah Structural Equation Modeling (SEM) berbasis Partial Least Square (PLS) dengan menggunakkan aplikasi Smart-PLS 3.0. Berdasarkan hasi penelitian bahwa Persepsi Kemudahann berpengaruh positif dan signitifkan terhadap minat menggunakan QRIS (BRImo) sebagai alat transaksi pembayaran digital dan Risiko berpengaruh positif dan signifikan terhadap terhadap minat menggunakan QRIS (BRImo) sebagai alat transaksi pembayaran digital
Pengaruh Gaya Kepemimpinan Dan Iklim Organisasi Kepada Perilaku Kerja Inovatif Zulkifli Zulkifli; Almansyah Rundu Wonua; Niar Astaginy
BENING Vol 13, No 1 (2026): MEI 2026
Publisher : University of Riau Kepulauan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33373/bening.v13i1.7540

Abstract

This study seeks to analyze the impact of leadership style and organizational climate on innovative work behavior at the Kolaka Regency Tourism Office. Using a quantitative approach, data were gathered through questionnaires. The research involved all 36 employees of the Kolaka Regency Tourism Office, with the entire population selected as the sample through the census (saturated) sampling method. Data were analyzed using Structural Equation Modeling (SEM) with Partial Least Squares (PLS) via SmartPLS 3.0. The results show that both leadership style and organizational climate have a positive and significant influence on innovative work behavior.
Keputusan Pembelian Facial Wash Nivea Man di Kabupaten Kolaka : Dilihat Dari Gaya Hidup Dan Faktor Sosial Nurhasanah Nurhasanah; Niar Astaginy; Hanif Kurniadi
BENING Vol 13, No 1 (2026): MEI 2026
Publisher : University of Riau Kepulauan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33373/bening.v13i1.7541

Abstract

This study aims to examine the influence of lifestyle and social factors on purchasing decisions for Nivea Men's Facial Wash in Kolaka Regency. A quantitative research approach was employed, with data collected through questionnaires. The study targeted consumers of Nivea Men's Facial Wash in Kolaka Regency, selecting a sample of 100 respondents using a purposive sampling technique. The findings indicate a significant positive relationship between lifestyle and social factors and purchasing decisions for Nivea Men's Facial Wash in the region.
Persepsi Kemudahan & Manfaat: Kunci Intensi Pengguna Maxim di Kolaka Nur Idul Fitriani; Niar Astaginy; Hanif Kurniadi
BENING Vol 13, No 1 (2026): MEI 2026
Publisher : University of Riau Kepulauan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33373/bening.v13i1.7547

Abstract

This study examines the impact of perceived usefulness and perceived ease of use on behavioral intentions among Maxim application users in Kolaka Regency. Using a quantitative approach, data were collected through observation, documentation, and questionnaires. The study population consists of Maxim users, with a sample of 130 respondents. Instrument testing was conducted using validity and reliability tests in SPSS 26.0, while data analysis employed measurement model testing (Outer Model) and structural model testing (Inner Model) using Smart PLS 4.0. The results indicate that perceived ease of use and perceived usefulness has a positive and significant effect on behavioral intentions
The Influence of Financial Literacy and Demographic Factors on Investment Decisions in the Capital Market Yeti Asrini; Agus Zul Bay; Niar Astaginy
Jurnal Ekonomi & Bisnis Vol 5 No 1 (2026): Jurnal Ekonomi dan Bisnis
Publisher : Politeknik Baubau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57151/jeko.v5i1.1072

Abstract

The growing number of capital market investors in Southeast Sulawesi demonstrates popular interest in investment as a long-term financial management strategy.  However, this condition contrasts with the current disparity in financial literacy levels and the influence of demographic factors, which may impair individuals' capacity to make prudent investment decisions. The goal of this research is to study how knowledge of finances and demographic elements influence investment decisions of stock investors in Southeast Sulawesi. The context of this research is the paradox between the actual rapid increase in capital market investors along with the low degree of national monetary literacy, which is causes hesitation and the possibility of poor investment decisions. This study employs a survey as a quantitative method. Purposive sampling consists of 110 selected stock investors. Primary surveys were used to gather data, which was then examined utilising the SPSS 30.0 program. The outcomes showed that investment decisions are significantly and positively impacted by financial knowledge (β = 0.449; t = 4.283; p < 0.05). characteristics of the population also have a favourable and noteworthy impact on investing choices (β=0.291; t=2.780; p<0.005). Both independent variables can be responsible for 47.2% of the variance in the choice to invest variables simultaneously. This research found that knowledge of finance and demographic attributes are the main factors that influence capital market investment choices. The autocomes show the actual importance of organized financial education.
Pengaruh Literasi Keuangan dan Self of Control terhadap Minat Menabung dengan Uang Saku sebagai Variabel Moderasi pada Pelajar SMA Negeri 1 Tanggetada di Kabupaten Kolaka Agus Zul Bay; Niar Astaginy; Darmawati Darmawati
Benefit: Journal of Bussiness, Economics, and Finance Vol. 3 No. 2 (2025): BENEFIT: Journal Of Business, Economics, and Finance
Publisher : Lembaga Penelitian Dan Publikasi Ilmiah (lppi) Yayasan Almahmudi Bin Dahlan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70437/benefit.v3i2.1460

Abstract

Riset ini dilakukan karena bertujuan agar mengetahui efek literasi Keuangan dan self of control kepada minat menabung dengan peran uang saku sebagai variabel moderasi pada pelajar SMA Negeri 1 Tanggetada di kabupaten kolaka. Riset ini memakai pendekatan kuantitatif dengan cara kajian Moderated Regression Analysis (MRA) dan cara Structural Equatin Modeling (SEM) berbasis Partial Least Square (PLS). Data dihimpun dari 222 responden yang merupakan pelajar SMA Negeri 1 Tanggetada di kabupaten kolaka. Capaian riset ini memperlihatkan yakni financial literacy dan self of control berefek positif dan relevan kepada minat menabung serta uang saku mampu memoderasi antara literasi keuangan dan self of control kepada minat menabung.
Perceived Benefit Moderates Influence Of Knowledge And Social Media On Generation Z Gold Investment Interest Ahmad Almadani; Niar Astaginy; Agus Zul Bay
JURNAL ECONOMINA Vol. 5 No. 8 (2026): JURNAL ECONOMINA, Agustus 2026
Publisher : LPPM Sekolah Tinggi Ilmu Ekonomi 45 Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55681/economina.v5i8.3866

Abstract

The aim of this study is analyze the influence between knowledge and social media on gold investment interest among Generation Z in Kolaka Regency while simultaneously testing the role of perceived benefit as a moderating variable. A quantitative approach was employed, and data were collected using questionnaires distributed to 170 respondents selected via purposive sampling. Data analysis was conducted using Partial Least Squares-Structural Equation Modeling and Smart PLS 4 application as the tool. Results show a significant influence of knowledge on gold investment interest. Social media was also found to significantly influence gold investment interest. Furthermore, perceived benefit significantly affect gold investment interest. However, the relationship between knowledge and social media regarding interest in gold investment cannot be moderated by the perceived benefit. These findings suggest that enhancing investment knowledge, utilizing social media, and fostering positive perceptions of gold investment benefits can boost gold investment interest among Generation Z in Kolaka Regency. Meanwhile, perceived benefit neither strengthen nor weaken the influence of knowledge and social media on interest investing in gold.
Co-Authors Agus Zul Bay Agus Zul Bay Ahmad Almadani Almansyah Rundu Wonua Amalia, Inda Amelia Rante Allo Andi Anggi Monica Andry Stepahnie Titing Anis Ribcalia Septiana Anita Anita Bay, Agus Zul Bay Cornelius, Jean Angrid Darmawati Darmawati Desriyanti Banne Dewi Efrendi, Riski Fajri Adi, Qadaruddin Ferdiansyah, Andri Fetni Fetni Fetni, Fetni Firdayanti, Firdayanti Fitri Kumalasari Fitri Kumalasari Fitri Kumalasari Fitri Kumalasari, Fitri Fitri, Inul Fitriani Ghalib Suprianto Hamsiani, Hamsiani Handayani, Rezky Hanif Kurniadi Hendrik Hendrik Hendrik Hendrik Hisa, Yuli Lisniangsi Imam Jayanto Indar Ismail Jamaludin Indara, Irmansyah Insani, Fahrul Irasmia Irasmia Ismail Ismail Ismanto Ismanto Ismanto Ismanto Kartomo, Kartomo Kasmawati Kasmawati Kurnia Kurnia La Ode Turi Lusi Khairunnisa Mahenra, Jusri Marnida Marnida Mega Fatimah Rosana Melia Melia Moh. Gifari Sono Muhamad Stiadi Nanang Arjun Amirsa Nur Idul Fitriani Nurhasanah Nurhasanah Nurhayati Nurhayati Phradiansah ., Phradiansah Pracita, Sriayu Putra, Kadek Andika Rahmawaty Arifiani Rian Maulana, Rian Sabarudin Sabarudin Santi Andrianti Santika, Krisda Saputra, Rifki Muh Shella Gilby Sapulette Sri Gustini Sri Purwati Sri Wahyuni Sudarnice, Sudarnice Sundari, Imarini Suryadil Badwin Suryani Suryani Suwarto Suwarto Suwarto Suwarto Tanti Widia Nurdiani Taslim Fait Titin Hartini Titing, Andry Stephanie Wd. Nur Akhyan Adyana Winda Winda Wiwik Handayani Wonua, Almansyah Rundu Yeti Asrini Yuslinda Yuslinda Yuslinda, Yuslinda Zul Bay, Agus Zulbay, Agus Zulkifli Zulkifli