p-Index From 2021 - 2026
14.898
P-Index
This Author published in this journals
All Journal Jurnal Ekonomi & Bisnis PNJ (JEKBIS PNJ) JURNAL ILMIAH MANAJEMEN & BISNIS EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis International Journal of Artificial Intelligence Research JRMSI - Jurnal Riset Manajemen Sains Indonesia Jiko (Jurnal Informatika dan komputer) Owner : Riset dan Jurnal Akuntansi JURNAL PENDIDIKAN TAMBUSAI IKRA-ITH ABDIMAS Jesya (Jurnal Ekonomi dan Ekonomi Syariah) YUME : Journal of Management Journal of Humanities and Social Studies Jurnal Review Pendidikan dan Pengajaran (JRPP) Dinasti International Journal of Education Management and Social Science International Journal of Economics Development Research (IJEDR) Management Studies and Entrepreneurship Journal (MSEJ) Jurnal E-Komtek Didaktik : Jurnal Ilmiah PGSD STKIP Subang Dinasti International Journal of Economics, Finance & Accounting (DIJEFA) Economics and Digital Business Review Journal of Economics and Business UBS Jurnal Eksplorasi Akuntansi (JEA) Jurnal Akuntansi Bisnis Pelita Bangsa Jurnal Bina Bangsa Ekonomika MASTER: Jurnal Manajemen Strategik Kewirausahaan JEMSI (Jurnal Ekonomi, Manajemen, dan Akuntansi) ProBisnis : Jurnal Manajemen Jurnal Ilmiah SIGMA: Informatics Engineering Journal of UPB Jurnal Manajemen Perbankan Keuangan Nitro East Asian Journal of Multidisciplinary Research (EAJMR) Accounting Research Unit (ARU JOURNAL) Jurnal Ekonomika Dan Bisnis Jurnal Pelita Ilmu Jurnal Pengabdian Pelitabangsa Ekalaya: Jurnal Pengabdian Kepada Masyarakat Indonesia Innovative: Journal Of Social Science Research Jurnal Pelita Manajemen Jurnal Lentera Pengabdian Pandawa : Pusat Publikasi Hasil Pengabdian Masyarakat Margin: Jurnal Lentera Managemen Keuangan Aspirasi : Publikasi Hasil Pengabdian dan Kegiatan Masyarakat Proceeding International Pelita Bangsa IIJSE Jurnal Pelita Pengabdian El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Jurnal Penelitian Pendidikan Indonesia Indonesian Journal of Economics and Strategic Management Dedikasi : Jurnal Pengabdian Lentera Review: Journal of Multidisciplinary in Social Sciences Talent: Journal of Economics and Business Journal of Ekonomics, Finance, and Management Studies Cahaya Pengabdian Growth: Journal Management and Business PESHUM Jurnal Akuntansi, Ekonomi dan Manajemen Bisnis Journal of Golden Generation Economic SEMANIS
Claim Missing Document
Check
Articles

Kondisi Makroekonomi Dan Solvabilitas Terhadap Profitabilitas Serta Kausalitasnya Pada PT Martina Berto Tbk Dan PT Mustika Ratu Tbk Dasman, Sunita; Ridho, Fajar; Mawarnie, Devy; Widiastuti, Widiastuti; Wiyatno, Tringudi
Jesya (Jurnal Ekonomi dan Ekonomi Syariah) Vol 7 No 2 (2024): Artikel Periode Research Juli 2024
Publisher : LPPM Sekolah Tinggi Ilmu Ekonomi Al-Washliyah Sibolga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36778/jesya.v7i2.1556

Abstract

Tujuan penelitian ini adalah untuk mengkaji dampak kondisi makroekonomi yang diukur dengan tingkat inflasi dan pertumbuhan ekonomi terhadap profitabilitas pada perusahaan PT Martina Berto TBK (MBOT) dan PT Mustika Ratu TBK (MRAT) Metode penelitian yang digunakan adalah metode kuantitatif dengan teknik analisis d menggunakan regresi linier berganda menggunakan generalized least square (GLS), Granger Causality test, dan Compare Mean antara PT Martina Berto TBK (MBOT) dan PT Mustika Ratu TBK (MRAT). Faktor yang berpengaruh terhadap profitabilitas yang diukur dengan return on asset (ROA) pada PT Martina Berto Berta (MBOT) dan PT Mustika Ratu Tbk (MRAT) adalah solvabilitas yang diukur dengan debt to equity ratio (DER) dan pertumbuhan ekonomi yang diukur dengan produk domestik bruto (PDB) periode 2006 – 2022. Sedangkan tingkat inflasi tidak mempengaruhi profitabilitas.
Pengaruh Praktik Human Capital Terhadap Kesejahteraan Petani Garam Melalui Pengembangan Keterampilan di Desa Muarabaru Fahrullah, Fahrullah; Setyaningrum, Retno Purwani; Dasman, Sunita
Jesya (Jurnal Ekonomi dan Ekonomi Syariah) Vol 7 No 2 (2024): Artikel Periode Research Juli 2024
Publisher : LPPM Sekolah Tinggi Ilmu Ekonomi Al-Washliyah Sibolga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36778/jesya.v7i2.1640

Abstract

The study aims to find out the impact of human capital practice on the welfare of salt farmers by considering skill development mediation. Effective human resources management practices include training, skill development, and empowering farmers to improve productivity and product quality. The research method used is quantitative, with a survey approach. The data was collected through a questionnaire that was distributed to 70 randomly selected salt farmers. The independent variable in this research is human resource management practice, which includes training, skill development, and business management. The dependent variable is the welfare of salt farmers, measured through improved income, quality of life, and market access. The collected data will be analyzed using the statistical approach and model system SEM PLS version 23. Research results show that human capital practices have a significant impact on the well-being of salt farmers, mediated by skill development. Skill development specifically has a major contribution to increasing productivity and farmers' incomes. This study concludes that investing in manicure resource management practices and skill development is an effective strategy to improve the welfare of salt farmers in the village of Muarabaru.
Profitability, Liquidity, and Company Size Ratios on Bond Ratings in Banking Companies Mubarok, Akhmad Yasir; Sapruwan, Muhamad; Dasman, Sunita; Khotimah, Khusnul; Arfa, Iqbal; Wiharti, Wiharti
Talent: Journal of Economics and Business Vol. 1 No. 01 (2023): December 2023
Publisher : Lentera Ilmu Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59422/jeb.v1i01.191

Abstract

Bond rating is an indicator of timeliness of payment of principal interest and bond payable. Previous research on the factor that affect bond rating still has some research gap, therefore it is necessary to re-examine the factor that affect bond rating. These studies aim to determine the effect of profitability, liquidity and firm size on bond rating in banking companies listed in IDX 2016- 2021. This type of research is quantitative research. The population used in the research are 37 banking companies listed on IDX 2016-2021. The sample collection technique used in this study is purposive sampling, wich resulted in 12 banking companies. The analysis technique used in this study was panel data analysis with the program Eviews 12. Based on the result of the study, it is shown that parallel, profitability and liquidity have no effect on bond rating, while company size have a positive significant.
The Effect of Physical Work Environment and Principal's Leadership on Teacher and Employee Performance Supriyanto, Supriyanto; Purnomo, Eko; Susilawati, Dede; Sari, Cytra; Dasman, Sunita
Talent: Journal of Economics and Business Vol. 2 No. 01 (2024): March 2024
Publisher : Lentera Ilmu Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59422/jeb.v2i01.287

Abstract

This research aims to find out how the physical work environment and principal leadership influence the performance of teachers and employees in the world of education. The research objects were 59 teachers and employees at educational institutions. Data collection using a questionnaire via a Google Form link. Data processing uses the SmartPLS 3.0 statistical program. The results of the research show that the physical work environment and leadership of the school principal influence the performance of teachers and employees.
The Effect of Financial Literacy and Income Which Is Moderate by Lifestyle on Financial Behavior (Study of Karawang Regency Civil Servants) Gilang Raharja; Dasman, Sunita
Dinasti International Journal of Economics, Finance & Accounting Vol. 5 No. 2 (2024): Dinasti International Journal of Economics, Finance & Accounting (May - June 20
Publisher : Dinasti Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/dijefa.v5i2.2503

Abstract

This study aims to examine the influence of financial literacy and income moderated by lifestyle on financial behavior in Karawang district civil servants. The sampling method in this research is probability sampling using the Slovin formula. The sample in this study was 100 Karawang district civil servants. This research tests correlation and regression with the help of the SMARTPLS 4.0 program, used to test validity and reliability, goodness of fit and hypotheses. Based on the results of this research, it can be concluded that: 1). The financial literacy variable partially has a significant effect on the financial behavior of civil servants in Karawang district. 2). The income variable partially has a significant effect on the financial behavior of civil servants in Karawang district. 3). The financial literacy variable which is partially moderated by lifestyle has no effect and is not significant on the financial behavior of civil servants in Karawang district. 4). The income variable which is moderated by lifestyle partially has a significant effect on the financial behavior of civil servants in Karawang district.
PENGARUH LITERASI KEUANGAN, KEPERCAYAAN, DAN PRESEPSI RISIKO TERHADAP FINTECH DI KALANGAN MASYARAKAT INDONESIA Wasyiah, Ai; Firdausyiah , Salsabilla Mustika; Aridi, Avettazri Ardelia; Qultsum, Marwa Humaira; Dasman, Sunita
Jurnal Review Pendidikan dan Pengajaran Vol. 7 No. 4 (2024): Special Issue Vol. 7 No. 4 Tahun 2024
Publisher : LPPM Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jrpp.v7i4.38449

Abstract

Fintech telah berkembang sangat pesat dalam berbagai bentuk dan platform, dimulai dari dompet digital, uang elektronik, hingga pembayaran melalui ponsel. Tujuan dari penelitian ini adalah untuk menyelidiki bagaimana persepsi masyarakat Indonesia tentang risiko, kepercayaan, dan literasi keuangan terkait dengan fintech. Masyarakat Indonesia menjadi subjek penelitian ini. Sebanyak 50 responden menjadi sampel penelitian. Alat yang digunakan untuk mengumpulkan data adalah Google Form. Uji Asumsi Klasik dan Uji Hipotesis merupakan metode analisis data yang digunakan dalam penelitian ini. Menurut survei ini, masyarakat Indonesia sangat terpengaruh oleh literasi keuangan, kepercayaan, dan persepsi risiko terkait fintech.
Peran Literasi Keuangan dalam Memutuskan Pembelian Logam Mulia pada Masyarakat Tambun Selatan Arief Teguh Nugroho; Sunita Dasman; Yuhaning Praborini
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 4 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i4.1924

Abstract

Gold is a precious metal that is loved by many people. Precious metals are no stranger to socienty,in general, precious metals that are known to public are precious metals in the form of jewelry. The research objective was to determine the effect of product knowledge, brand image, and lifestyle on Antam's precious metal purchasing decisions. This study uses a quantitative research model, with a sampling method using non-probablity sampling with a purposive sampling technique. The number of samples in this study was 96 which was rounded off to 100 respondents. Methods of data collection by means of observation, interviews, literature study, and distributing questionnaires through the Google Form. . The data analysis method uses validity tests, reliability tests, and multiple linear regression analysis using SPSS version 25 program assistance. The results of this study indicate that there is a significant positive effect of product knowledge on purchasing decisions for Antam's precious metal consumers, there is a significant positive influence for brand image on purchasing decisions for Antam's precious metal consumers, and there is no significant influence of lifestyle on purchasing decisions for Antam's precious metal consumers. From the results of the research findings that have been carried out, there are two hypotheses that have an effect, and there are one hypotheses that state that they have no effect.
PELATIHAN OPTIMALISASI BIAYA MODAL BAGI PEBISNIS PEMULA Dasman, Sunita
Jurnal Pelita Pengabdian Vol. 3 No. 2 (2025): Juli 2025
Publisher : DPPM Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Financial management is a crucial aspect that determines the success and sustainability of a business. One of the key elements in financial management is understanding and managing the cost of capital. The training program "Optimizing Cost of Capital for Novice Entrepreneurs" is designed to help business owners especially Small Medium Enterprises (SME’s) to understand the concepts, components, and strategies for managing the cost of capital effectively. The training should be designed using interactive, practical, and outcome-based methods to ensure participants comprehend the concept of the cost of capital and can apply it effectively. At the end of the session, feedback will be provided to measure participants' understanding. The next step involves mentorship to ensure the implementation of the cost of capital concepts in real business scenarios.
Analisis Faktor Makro Ekonomi dan Faktor Internal Rasio Keuangan Terhadap Harga Saham Indeks LQ-45 yang Terdaftar di Bursa Efek Indonesia (Bei) Periode 2018-2022 Sarah, Siti; Dasman, H. Sunita
Journal of Economics and Business UBS Vol. 12 No. 3 (2023): Special Issue
Publisher : Cv. Syntax Corporation Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52644/joeb.v12i3.249

Abstract

Penelitian ini memuat tentang pembahasan Analisis Faktor Makro Ekonomi Dan Faktor Internal Rasio Keuangan Terhadap Harga Saham Indeks LQ45 yang Terdaftar Di Bursa Efek Indonesia (BEI) periode 2018-2022. LQ45 merupakan salah satu indeks yang menggambarkan kelompok saham dari beberapa perusahaan yang menjadi perhatian investor untuk melakukan investasi. Pada penelitian ini terdapat 5 variabel independen yaitu Inflasi dan Suku Bunga yang menjadi bagian dari faktor Makro Ekonomi sedangkan faktor internal rasio keuangan yang diproksikan dengan Return On Assets (ROA) sebagai rasio profitabilitas dan Debt to Equity Ratio (DER) sebagai rasio solvabilitas dan Price to Book Value (PBV). Adanya penelitian ini yaitu untuk mencari data, informasi serta mengetahui pengaruh 5 variabel independen terhadap variabel dependent. Populasi pada penelitian ini yaitu perusahaan pada indeks LQ45 yang terdaftar di Bursa Efek Indonesia. Metode pengambilan sampel yang digunakan adalah metode purposive sampling dan diperoleh sampel sebanyak 17 perusahaan. Data yang digunakan yaitu data sekunder dari laporan keuangan dan harga saham perusahaan dan diolah menggunakan Eviews 9. Hasil penelitian ini menunjukkan bahwa secara persial variabel Inflasi tidak berpengaruh positif dan tidak signifikan, Suku Bunga tidak berpengaruh positif dan tidak signifikan, ROA berpengaruh positif dan tidak signifikan dengan presentase yang lemah, DER berpengaruh negatif dan signifikan dan PBV berpengaruh positif dan signifikan terhadap Harga Saham indeks LQ45.
Peran Dan Manfaat Mobile Banking Dalam Mengurangi Antrian Nasabah: Tinjauan Aspek Manajemen Operasional Bank XYZ Gian Rijaldi; Novi Sari Dewi; Fathul Arifin; Tri Ngudi Wiyatno; Sunita Dasman
Jurnal Akuntansi, Ekonomi dan Manajemen Bisnis Vol. 5 No. 2 (2025): Juli : Jurnal Akuntansi, Ekonomi dan Manajemen Bisnis
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jaemb.v5i2.6329

Abstract

This study aims to analyze the role and benefits of mobile banking in reducing customer queues from an operational management perspective at Bank XYZ. The research employed a qualitative approach using interviews and descriptive techniques. The results indicated that six frontliners agreed mobile banking effectively reduces queue volume. This is supported by the increasing number of users utilizing the application for various transactions such as fund transfers, cash withdrawals, and bill payments. Additional benefits include improved employee efficiency and reduced operational costs. For customers, mobile banking offers convenience by allowing transactions anytime and anywhere without visiting a bank branch.
Co-Authors ., Gugun Abdulah, Muhammad Angga Achmad, Rayhan Ade Ningsih Wijaya Adinda Mega Utami Aep Saepudin Ahmad Turmudi Zy Ai Opiasari Lusiana Rahmawati Ainur Rofieq Alfina Adzra Wardhana Aliansyah, Rifan Alifa Rusrian Alifah Sajidah Alvianti Agustin Alya Makyukah Haeruloh Amalia, Putri Nur Amanda Lestari Amanda Putri Asmara Amanda, Firly Amelia, Rika Ananda Rizki Ulfa Chaniago Ananda, Bunga Puja Ananto Tri Sasongko Andaris, Ibnu Andri Andri Andriani, Dita Angelika Fafiona Anjani , Tiya Melida Apsari, Nurlaila Aqila Fadia Haya Aqila Fadia Haya Arfa, Iqbal Aridi, Avettazri Ardelia Arum Nur Fadillah Arum Nur Fadillah Aslah Hilda Nurfadilah Asri Utami Astuti, Maharani Dwi Atik Setiyowati Aurora Oktaviani Putri Hidayat Ayu Agustin Azzah Muaribah Nabhan Azzah Muaribah Nabhan Bagas Pamungkas Baldah, Nasrun Basyir, Naufal Bila, Nabila Billy Josef Anis Chin, Jacky Ciska Silvi Oktavia Citra Fina Lanadiana Daspar Daspar Daspar Daspar Dawam, Muhamad Dea Meliana Dede Mulyana Denison Zebua Desi Edliawati Desiana Indah Nuraini Desiana Indah Nuraini Devi Herlina Devi Sibagariang Devy Mawarnie Puspitasari Dhany Anggoro Hastomo Dian Sulistyorini Wulandari Dinda Mauludina Dita Agustina DS, Yunita Ramadhani Ratnaningsih Dwi Epty Hidayaty Dyah, Siti Halimah Tusa Dzakiyyah, Nuha Effendi, M Makmun Eisya Salsabila Eka Avianti Ayuningtyas Eko Purnomo Erin Soleha Erna Apriani Fahrullah, Fahrullah Farakh Putri Nur Rokhmah Fatchan, Muhammad Fathul Arifin Fatmawati, Iis Prihatin Fatmawati Fauzi Ahmad Muda Fauziah, Iis Fernando Bagas Pratama Fidiyah Sukmaningsih Fidiyah Sukmaningsih Fikko Bangun Primanda Firda Alfi Ningtyas Firdausyiah , Salsabilla Mustika Firman David Fitri Alfian Frans, Fransiskus Gea gea, Fransiskus Gian Rijaldi Gilang Raharja Gunawan, Andrean Syah Halim Tjiwidjaja Hamdan Ainul Yaqien Hamdan Ainul Yaqien Hartati Ningsih Haura Callista Sajidah Hia, Angel Christin Ibnu Andaris Ida Jubaedah Ida Jubaedah Indra Juhana Indra Setiawan Indriyani Achmad, Listian Inna Nisawati Mardiani Isarianto Isarianto Isarianto, Isarianto Iska Ayu Ita Junita Dewi Jelfi Putra Jaya Lase Jihan Khairunnisa Jihan Khairunnisa Kartika Dewi Kevin Andrian Khairunnisa, Fitri Sri khusnul khotimah Kurniawati, Marenda Kusuma, Spaikurahman Lestari , Pinnah Ayu Lestari, Amanda Lestari, Graffiera Widya Lestnando, Georgius Christofano Bagus Lisa Permatasari Lucky Andrianto Lutfi Eka Sabita M.Makmun Effendi Maharani Safira Malik Malik, Malik Mandasari, Pratika Intan Maria Ulfa Maria, Fiqih Marpaung, Ivan Andeska Maulana, Donny Maulidya , Icha Mawarnie, Devy Mega Septiyani, Putri Millah, Duriyyatul Mubarok, Akhmad Yasir Muhamad Dawam Muhamad Nur Muhamad Syahwildan Muhammad Nur Fadli Muhammad Patrialis Akbar Muhammad Rifki Muhammad Yoshi Lucky Nabila Nadia Meirani Nadya Safitri, Nadya Nafisah Afkar Nida Najwa Faisah Kamila Novi Sari Dewi Noviadi Suryawan Noviyanti, Rosa Nugroho, Agung Nugroho, Andrianto Prasetya Nugroho, Arief Teguh Nur Fatikah Nur Wiji Aningsih Nuraeni, Winda Nuraini, Niken Paramitha Nurastuti, Preatmi Nurjanah, Rina Nurmala Sari Nursyaidah, Zakiah Oktaviani Alviah Oktaviano, Benny Pamungkas, Bagas Panggabean, Daud Natael Perdana, Arifin Widi Pingky Cita Cintasya Poppy Indriani Preatmi Nurastuti Pupung Purnamasari Purnomo, Grenda Galih Purwani Setyaningrum, Retno Puspitasari, Safira Putri Amelia Putri Salsabilla, Putri Salsabila Putri, Ririen Zhuliana Qisthy Chaerunnisa Qultsum, Marwa Humaira Rachma Adelia Surya Wardani Rachma Tryadzanita Salsabila Raden Ahyi Prabu Dwipa Syah Rahayu, Piki Rahma, Aisatu Rahmawati, Shinta Melliana Rahmawati Ramadhani, Ella Rangga Bayu Putra Rayhan Achmad Redi, Aurelius Resa Rosita Resty Rahmawati Retno Purwani Setyaningrum Retno Purwani Setyaningrum Retno Purwani Setyaningrum Reva Meliyana Ridho, Fajar Rieza Ammalia Azzahra Rifa Mu’minatul Kirom Rifai, Muhamad Rijaldi, Gian Rika Sahara Rinda Septiani Rio Maryono Rireh Aprilia Riri Rahmawati Ristyaningsih , Ristyaningsih Rizky Handoyo Putra Rizky Maulana Rohyati Rosa Noviyanti Rosdiana, Riska Rosita, Mila Safira Puspitasari Santorry Santorry Sapruwan, Muhamad Sapruwan, Muhammad Sapto Raharjo Saputra, Gilbert Alexander Saputro, Rizal Sigit Sari, Cytra Sari, Pupung Purnama Sarumaha Siska Sasongko, Ananto Tri Septiani, Atikah Septiani, Fidia Setiani, Rijki Indah Shafira, Feiren Twinky Silla Septi Nurafni Silvia Destiana Simatupang, Wilmar Sindi Rikayandi Siska Wulandari, Siska Siti Aminah Siti Sarah Siti Sarah, Siti Sopi Pitriani Sri Ratna Sari Sri Ratna Sari Sugeng Santoso Sulistyorini Wulandari, Dian Sulistyorini, Dian Suprapto Suprapto Supriyanto Supriyanto Suryawan, Noviadi Susilawati, Dede Syafitri, Laila Hasna Syahira , Adella Devany Syalwa , Deswita Cholinia Tatu Fadhilatul Karimah Taufik Hidayat Tiffani, Dona Arhitania Tri Ngudi Wiyatno Tri Sasongko, Ananto Tri Wahyu Wiryawan Triwibowo, Edi Turmudi Zy, Ahmad Ulfa Afifa Umam, Atiqul Umi Hanik Utami, Adinda Mega Wahyu Hadikristanto Wahyu Heri Prasetyo Wahyu Wiji Wahyuningsih, Mesela Nurhana Wanne Nur Ashilah Wardani, Wanda Putriana Wasyiah, Ai Weni, Desiam Annisa Fitri Wida Ningsih Widiastuti WIDIASTUTI - Widiastuti Widiastuti Widiastuti Widiastuti Wiharti, Wiharti Wijaya, Melida Winda Arlita Wita Supira Wita Supira Wiyatno, Tringudi Wulandari Wulandari, Dian Sulistyorini Yahya, Adibah Yani Dahliani Yanti, Dhea Indri Yanto Yanto Yohana Yohana Yuhaning Praborini Yulia Nurfazrin Yuswanto Zahra, Adelia Zulfa Zakiatul Hidayah Zy, Ahmad Turmudi