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All Journal Equator Journal of Management and Entrepreneurship Jurnal Administrasi Bisnis PROFIT : Jurnal Administrasi Bisnis Panrita Abdi - Jurnal Pengabdian pada Masyarakat Jurnal Ekonika : Jurnal Ekonomi Universitas Kadiri JEMA: Jurnal Ilmiah Bidang Akuntansi dan Manajemen At-Tadbir : jurnal ilmiah manajemen AL-TANZIM : JURNAL MANAJEMEN PENDIDIKAN ISLAM MABIS: Manajemen dan Bisnis Journal of Local Government Issues Jurnal Pengabdian Al-Ikhlas Al Kalam : Jurnal Komunikasi, Bisnis dan Manajemen KINDAI : Kumpulan Informasi dan Artikel Ilmiah Manajamen dan Akuntansi Islamic Economics and Finance Journal Journal of Artificial Intelligence and Digital Business Jurnal Kabar Masyarakat Jurnal Ekonomi, Akutansi dan Manajemen Nusantara Al-Zayn: Jurnal Ilmu Sosial & Hukum International Journal Multidisciplinary Science Jurnal Pengabdian Masyarakat dan Riset Pendidikan Jurnal Riset Multidisiplin Edukasi AT-TAKLIM: Jurnal Pendidikan Multidisiplin Jejak digital: Jurnal Ilmiah Multidisiplin Indonesia Economic Journal Sinergi : Jurnal Ilmiah Multidisiplin Jurnal Ilmiah Ekonomi dan Manajemen Indonesia Ar-Rasyid: Jurnal Publikasi Penelitian Ilmiah Mekar: Jurnal Dinamika Manajemen dan Akuntansi Modern
Zakky Zamrudi
Universitas Islam Kalimantan Muhammad Arsyad Al Banjari Banjarmasin
Religion Aerospace Engineering Arts Humanities Automotive Engineering Biochemistry, Genetics & Molecular Biology Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Environmental Science Health Professions Immunology & microbiology Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Physics Social Sciences Other

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Pengaruh Literasi Digital dan Self-Control terhadap Pengelolaan Keuangan Pribadi (Mahasiswa Fakultas Ekonomi UNISKA MAB Banjarmasin dalam Penggunaan QRIS) Dian Sari Tri Azhari; Purboyo Purboyo; Zakky Zamrudi
RIGGS: Journal of Artificial Intelligence and Digital Business Vol. 5 No. 2 (2026): Mei-Juli
Publisher : Prodi Bisnis Digital Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/riggs.v5i2.10463

Abstract

Penelitian ini bertujuan untuk menguji pengaruh literasi digital dan self-control terhadap pengelolaan keuangan pribadi mahasiswa Fakultas Ekonomi Universitas Islam Kalimantan Muhammad Arsyad Al Banjari Banjarmasin dalam penggunaan Quick Response Code Indonesian Standard (QRIS). Penelitian menggunakan pendekatan kuantitatif dengan metode survei. Populasi penelitian adalah seluruh mahasiswa aktif Fakultas Ekonomi angkatan 2022 yang berjumlah 754 mahasiswa. Penentuan sampel dilakukan menggunakan rumus Slovin sehingga diperoleh 88 responden. Data dikumpulkan melalui kuesioner dengan skala Likert dan dianalisis menggunakan regresi linear berganda dengan bantuan program SPSS. Hasil penelitian menunjukkan bahwa literasi digital tidak berpengaruh signifikan terhadap pengelolaan keuangan pribadi mahasiswa dalam penggunaan QRIS. Temuan ini mengindikasikan bahwa kemampuan mahasiswa dalam memahami dan memanfaatkan teknologi digital belum tentu berkontribusi langsung terhadap pengelolaan keuangan yang lebih baik. Sebaliknya, self-control terbukti berpengaruh positif dan signifikan terhadap pengelolaan keuangan pribadi mahasiswa dalam penggunaan QRIS. Hal ini menunjukkan bahwa mahasiswa yang memiliki tingkat pengendalian diri yang lebih baik cenderung mampu mengelola keuangan secara lebih efektif, termasuk dalam mengendalikan pengeluaran melalui sistem pembayaran digital. Berdasarkan hasil penelitian, dapat disimpulkan bahwa self-control merupakan faktor yang lebih dominan dibandingkan literasi digital dalam memengaruhi pengelolaan keuangan pribadi mahasiswa pengguna QRIS. Oleh karena itu, peningkatan kemampuan pengendalian diri perlu menjadi perhatian dalam upaya membentuk perilaku keuangan yang sehat di era digital.
Pengaruh Struktur Modal dan Ukuran Perusahaan terhadap Nilai Perusahaan Sektor Logistics & Deliveries yang Terdaftar di Bursa Efek Indonesia Periode 2022-2025 Siti Kurniawati; Purboyo Purboyo; Zakky Zamrudi
RIGGS: Journal of Artificial Intelligence and Digital Business Vol. 5 No. 2 (2026): Mei-Juli
Publisher : Prodi Bisnis Digital Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/riggs.v5i2.10464

Abstract

Penelitian ini bertujuan untuk menguji pengaruh struktur modal dan ukuran perusahaan terhadap nilai perusahaan pada perusahaan sektor Logistics & Deliveries yang terdaftar di Bursa Efek Indonesia (BEI). Penelitian ini menggunakan pendekatan kuantitatif dengan memanfaatkan data sekunder yang diperoleh dari laporan keuangan perusahaan. Populasi penelitian terdiri atas 27 perusahaan sektor Logistics & Deliveries yang terdaftar di BEI. Teknik pengambilan sampel menggunakan purposive sampling sehingga diperoleh 19 perusahaan yang memenuhi kriteria penelitian. Periode pengamatan dilakukan selama tahun 2022–2025 dengan jumlah awal sebanyak 76 data observasi. Setelah dilakukan penghapusan data outlier dan transformasi data, jumlah observasi yang digunakan dalam analisis menjadi 63 data. Metode analisis yang digunakan adalah regresi linear berganda dengan bantuan program IBM SPSS Statistics. Hasil penelitian menunjukkan bahwa struktur modal berpengaruh positif dan signifikan terhadap nilai perusahaan. Temuan ini mengindikasikan bahwa pengelolaan struktur modal yang baik dapat meningkatkan nilai perusahaan serta memperkuat kepercayaan investor terhadap prospek perusahaan di masa mendatang. Sebaliknya, ukuran perusahaan tidak berpengaruh signifikan terhadap nilai perusahaan. Hasil tersebut menunjukkan bahwa besar atau kecilnya perusahaan bukan merupakan faktor utama yang dipertimbangkan investor dalam menilai suatu perusahaan. Investor cenderung mempertimbangkan faktor lain yang lebih mencerminkan kinerja dan prospek perusahaan, seperti profitabilitas, kondisi keuangan, peluang pertumbuhan, dan situasi pasar. Dengan demikian, dapat disimpulkan bahwa struktur modal memiliki peran penting dalam meningkatkan nilai perusahaan, sedangkan ukuran perusahaan belum tentu menjadi penentu utama dalam pembentukan nilai perusahaan pada sektor Logistics & Deliveries.
Analisis Pengaruh Layanan Digital Perbankan terhadap Profitabilitas Bank Umum di Indonesia Tahun 2022-2024 Emila Agustina; Purboyo Purboyo; Zakky Zamrudi
RIGGS: Journal of Artificial Intelligence and Digital Business Vol. 5 No. 2 (2026): Mei-Juli
Publisher : Prodi Bisnis Digital Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/riggs.v5i2.10465

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh layanan digital perbankan terhadap profitabilitas bank umum di Indonesia pada periode 2022–2024. Variabel independen yang digunakan meliputi Intensitas Transaksi Digital Perbankan (X1), Nilai Transaksi Digital Perbankan (X2), Non-Performing Loan (X3), dan Diversifikasi Produk dan Layanan (X4), sedangkan variabel dependen adalah Return on Assets (ROA) sebagai proksi profitabilitas. Penelitian ini menggunakan pendekatan kuantitatif dengan jenis penelitian asosiatif kausal. Data yang digunakan adalah data sekunder berupa data agregat time series bulanan yang bersumber dari publikasi resmi Otoritas Jasa Keuangan (OJK) dan Bank Indonesia (BI) selama 36 bulan (Januari 2022 – Desember 2024). Teknik analisis data yang digunakan adalah regresi linier berganda yang dilengkapi dengan uji asumsi klasik meliputi uji normalitas, multikolinearitas, heteroskedastisitas, dan autokorelasi, serta uji hipotesis menggunakan uji t, uji F, dan koefisien determinasi (R²). Hasil penelitian menunjukkan bahwa Intensitas Transaksi Digital Perbankan berpengaruh positif dan signifikan terhadap ROA bank umum. Nilai Transaksi Digital Perbankan tidak berpengaruh signifikan terhadap ROA bank umum. Non-Performing Loan tidak berpengaruh signifikan terhadap ROA bank umum meskipun arah koefisiennya negatif dan mendekati batas signifikansi. Diversifikasi Produk dan Layanan berpengaruh negatif dan signifikan terhadap ROA bank umum. Secara simultan, seluruh variabel independen berpengaruh signifikan terhadap ROA dengan nilai F sebesar 15,412 dan nilai Adjusted R² sebesar 0,622, yang berarti model mampu menjelaskan 62,2% variasi profitabilitas bank umum
Implementasi ISO 9001:2015 dalam Meningkatkan Efisiensi Pelayanan Publik : Analisis SEM-PLS Rachmad Yuanito; Khuzaini Khuzaini; Zakky Zamrudi
Jurnal Ekonomi, Akutansi dan Manajemen Nusantara Vol. 4 No. 1 (2025): Edisi Agustus
Publisher : Utiliti Project Solution

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55338/jeama.v4i1.262

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh efektivitas audit internal, kompetensi sumber daya manusia, dan manajemen pengetahuan terhadap kepatuhan terhadap ISO 9001:2015 serta keberlanjutan sistem manajemen mutu pada sebuah unit teknis pelayanan publik di Indonesia. Pendekatan yang digunakan adalah kuantitatif dengan metode Partial Least Squares Structural Equation Modeling (PLS-SEM), berdasarkan data dari survei terhadap seluruh pegawai unit tersebut. Hasil analisis menunjukkan bahwa efektivitas audit berpengaruh signifikan terhadap kepatuhan ISO dan keberlanjutan sistem mutu. Sebaliknya, kompetensi dan manajemen pengetahuan tidak menunjukkan pengaruh yang signifikan. Penelitian ini menyimpulkan bahwa audit internal menjadi faktor kunci dalam menjaga keberlanjutan sistem mutu ISO, terutama di lingkungan organisasi publik dengan keterbatasan sumber daya. Temuan ini memberikan kontribusi praktis bagi perumusan strategi peningkatan mutu berbasis ISO yang lebih kontekstual dan berkelanjutan. Simpulan akhir menegaskan bahwa efektivitas audit memiliki peran strategis yang lebih besar dibanding kepatuhan administratif atau kompetensi individual dalam mendorong keberlanjutan sistem mutu di sektor publik.
Analisis Pengaruh Digital Marketing terhadap Pertumbuhan Ekonomi Masyarakat pada Usaha Penjualan Ikan Asin dalam Perspektif Syariah di Era Society 5.0 (Studi Kasus di Desa Jorong Kecamatan Jorong Kabupaten Tanah Laut) M. Alfis Nor Abdi; Syahrial Shaddiq; Khuzaini; Zakky Zamrudi
Jurnal Riset Multidisiplin Edukasi Vol. 3 No. 5 (2026): Jurnal Riset Multidisiplin Edukasi (Mei 2026)
Publisher : PT. Hasba Edukasi Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71282/jurmie.v3i5.1882

Abstract

The development of digital technology in the Society 5.0 era has had a major impact on the marketing patterns of micro, small, and medium enterprises, including the salted fish business in Jorong Village, Tanah Laut Regency. Digital marketing has become one of the strategies that can help business actors expand market reach, increase sales, and support community economic growth. This study aims to analyze the influence of digital marketing on community economic growth in the salted fish business from a sharia perspective in the Society 5.0 era. This research uses a descriptive qualitative method with data collection techniques through interviews, observations, and documentation involving salted fish business actors in Jorong Village. The results of the study indicate that the use of social media such as WhatsApp, Facebook, Instagram, and TikTok has helped business actors increase salted fish sales and expand marketing reach to areas outside the region. In addition, the implementation of digital marketing has had a positive impact on increasing community income and creating new business opportunities in packaging and product distribution. From a sharia perspective, the digital marketing practices implemented by business actors generally apply the principles of honesty, transparency, and fairness in transactions, in accordance with Islamic economic values. Therefore, digital marketing can be an effective strategy in supporting sharia-based community economic growth in the Society 5.0 era.
PENGARUH KUALITAS PELAYANAN GANTI METER PASCABAYAR DAN CITRA PERUSAHAAN TERHADAP KEPUASAN PELANGGAN PADA ULP PULANG PISAU KALIMANTAN TENGAH Sadikin; Syahrial Shaddiq; Khuzaini; Zakky Zamrudi
Jurnal Riset Multidisiplin Edukasi Vol. 3 No. 5 (2026): Jurnal Riset Multidisiplin Edukasi (Mei 2026)
Publisher : PT. Hasba Edukasi Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71282/jurmie.v3i5.1885

Abstract

Service is a crucial element in efforts to increase customer satisfaction. Essentially, this service position is a supporting factor for PT. PLN (Persero)'s marketing activities. In order to improve the electricity supply services provided by PT. PLN (Persero) to the public in general and customers in particular. The purpose of this study is to test and analyze: 1. The influence of postpaid meter replacement service quality on customer satisfaction at ULP Pulang Pisau, Central Kalimantan. 2. The influence of company image on customer satisfaction at ULP Pulang Pisau, Central Kalimantan. 3. The influence of postpaid meter replacement service quality and company image on customer satisfaction at ULP Pulang Pisau, Central Kalimantan. This study employed a quantitative descriptive method. The population consisted of 280 customers who replaced postpaid meters at the Pulang Pisau ULP in Central Kalimantan. The sample size was determined using the Slovin formula, resulting in 74 customers. The sampling technique used was accidental sampling. Simple linear regression was used for data analysis. Based on the research results, the results of this study indicate that: 1. The quality of postpaid meter replacement services partially has a significant effect on customer satisfaction at the Pulang Pisau Central Kalimantan ULP. 2. Company image partially has a significant effect on customer satisfaction at the Pulang Pisau Central Kalimantan ULP. 3. The quality of postpaid meter replacement services and company image simultaneously have a significant effect on customer satisfaction at the Pulang Pisau Central Kalimantan ULP.
PENGARUH SISTEM KERJA DAN KOMPENSASI TERHADAP KINERJA KARYAWAN DI GRAHA MANDIRI TASPEN BARABAI Putri Sri Noor Rezeki; Syahrial Shaddiq; Khuzaini; Zakky Zamrudi
Jurnal Riset Multidisiplin Edukasi Vol. 3 No. 5 (2026): Jurnal Riset Multidisiplin Edukasi (Mei 2026)
Publisher : PT. Hasba Edukasi Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71282/jurmie.v3i5.1892

Abstract

The objectives of this study are to examine and analyze: 1) to determine the influence of work systems on employee performance at Graha Mandiri Taspen Barabai. 2) to determine the influence of compensation on employee performance at Graha Mandiri Taspen Barabai. This study used a quantitative descriptive research method. The population in this study were 28 Bank Mandiri Barabai employees. The sample in this study consisted of 28 employees, using total sampling. The data analysis technique used multiple linear regression. Based on the results of this study, the results indicate that 1) the work system influences employee performance at Graha Mandiri Taspen Barabai. 2) Compensation influences employee performance at Graha Mandiri Taspen Barabai. 3) Work systems and compensation influence employee performance at Graha Mandiri Taspen Barabai
IMPLEMENTASI ELECTRONIC HUMAN RESOURCE MANAGEMENT (E-HRM) DALAM MENINGKATKAN EFEKTIVITAS KINERJA SDM PADA UMKM DI ERA INDUSTRY 4.0 Wahyunah Febi Pratama; Syahrial Shaddiq; Khuzaini; Zakky Zamrudi
Jurnal Riset Multidisiplin Edukasi Vol. 3 No. 5 (2026): Jurnal Riset Multidisiplin Edukasi (Mei 2026)
Publisher : PT. Hasba Edukasi Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71282/jurmie.v3i5.1896

Abstract

This study aims to analyze the implementation of Electronic Human Resource Management (E-HRM) in improving the effectiveness of human resource performance in Micro, Small, and Medium Enterprises (MSMEs) in the Industry 4.0 era. The research method used is a qualitative approach with a descriptive method through a literature study. The data used are secondary data obtained from scientific journals, books, and previous studies relevant to the research topic. The results show that the implementation of E-HRM plays an important role in improving the effectiveness of human resource performance, particularly in terms of time efficiency, productivity, work quality, and accuracy in decision- making. However, the implementation of E-HRM in MSMEs still faces several challenges, such as limited resources, low digital literacy, and inadequate technological infrastructure. Therefore, efforts are needed to enhance understanding and support from various parties to optimize the implementation of E-HRM in MSMEs.
Pengaruh Human Resource Information System (HRIS) terhadap Efisiensi Kerja Karyawan di Era Industry 4.0: A Literature Review Septiani Damaiyanti; Syahrial Shaddiq; Khuzaini; Zakky Zamrudi
Jurnal Riset Multidisiplin Edukasi Vol. 3 No. 5 (2026): Jurnal Riset Multidisiplin Edukasi (Mei 2026)
Publisher : PT. Hasba Edukasi Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71282/jurmie.v3i5.1898

Abstract

This study aims to comprehensively examine the effect of Human Resource Information System (HRIS) on employee work efficiency in the Industry 4.0 era using a literature review approach. The rapid development of information technology encourages organizations to adopt digital systems in human resource management to improve operational effectiveness and efficiency. The research method employed is a literature study by analyzing relevant scientific articles published between 2015 and 2025 from various academic databases. The analysis technique involves identification, selection, evaluation, and synthesis of the literature.The findings indicate that HRIS has a positive impact on employee work efficiency through the automation of administrative processes, improved data accuracy, and real-time access to information. HRIS implementation also enhances employee productivity and supports more effective decision-making. However, its effectiveness depends on employees’ digital competencies, system quality, and organizational support. This study provides theoretical contributions to the development of technology-based human resource management and practical implications for organizations in optimizing HRIS to improve work efficiency in the Industry 4.0 era.
TRANSFORMASI ELECTRONIC HUMAN RESOURCE MANAGEMENT (e-HRM) DALAM MEMBANGUN DIGITAL EMPLOYEE EXPERIENCE DAN DIGITAL WELL-BEING DI ERA INDUSTRY 4.0 DAN SOCIETY 5.0: A LITERATURE REVIEW Adlina Amni; Syahrial Shaddiq; Khuzaini; Zakky Zamrudi
Jurnal Riset Multidisiplin Edukasi Vol. 3 No. 5 (2026): Jurnal Riset Multidisiplin Edukasi (Mei 2026)
Publisher : PT. Hasba Edukasi Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71282/jurmie.v3i5.1944

Abstract

This study aims to examine the role of Electronic Human Resource Management (e-HRM) in building digital employee experience and digital well-being in the era of Industry 4.0 and Society 5.0. The topic was selected because previous studies on HRIS and e-HRM commonly focus on efficiency or employee performance, while the employee-centered consequences of digital HR practices remain less discussed in national journal articles. This research uses a literature review method by analyzing relevant national and international studies on e-HRM, digital HRM, employee experience, digital well-being, digital transformation, Industry 4.0, and Society 5.0. The review process includes identification, selection, classification, comparison, and synthesis of literature. The findings show that e-HRM supports employee experience through faster HR services, integrated data access, self-service functions, transparent communication, and digital organizational support. However, e-HRM can also create digital fatigue, privacy concerns, and unequal access when implementation does not consider digital competence, system usability, and human-centered values. This article proposes a conceptual framework in which e-HRM quality shapes digital organizational support, digital employee experience, and digital well-being. The study contributes to the development of technology-based human resource management by shifting the discussion from efficiency and performance toward employee experience and well-being.
Co-Authors Abdurrahim Adib Mustanir Adlina Amni Akhmad Fauzanor Alvin Dian Pramuja Ana Sofia Herawati Ardik Praharjo Asriyani Badjie, Gibriel Bahri, Danang Zainal Ali Bambang Santoso Haryono Basuki , Basuki Basuki Damayanti, Adellia Decky C. Kananto Lihu Dede Arif Dedi Norwahyuliadi Defi Efisa Defi Efisa Delima, Nor Dewi Safitri Dian Sari Tri Azhari Dody Irianto Dody Irianto Dwi Wahyu Artiningsih Elin Destiyani Arifin Emila Agustina Fajrianti, Siti Fanlia Adiprimadana Sanjaya Fazrin Muchtar Gibriel Badjie Hairul Hairul Herlina Lusiana Hernilawati Husnul Madihah I Gede Eko Putra Sri Sentanu Imam Suyadi Khairin, Nadiah Khuzaini Khuzaini khuzaini, Khuzaini Linda M. Alfis Nor Abdi M. Firman Ar Rasyid M. Refky Ramadan Mardiana Mardiana Marhaeni Fajar Kurniawati Mely Daniati Mely Daniati Mia Della Moh. Fajar Prima Mukti Muhammad Naufal, Muhammad Mursanto Muthia Farida Nadira Nur Aisyah Nadira Nur Aisyah Noor Laila Norkhalifah Norkhalifah Novia Septia Ningsih Novita Eka Prasetya Purboyo, Purboyo Putri Sri Noor Rezeki Putri, Marella Indira Putri, Septia Rachmad Yuanito Ramadhika Trisnasari Ramadhika Trisnasari Rusmawati S. Purnamasari Sadikin Saiful Karim Septiani Damaiyanti Siti Aisyah Siti Kurniawati Siti Mardah Sri Gina Annisa Sri Gina Annisa Sri Mariati Soraidah Supiansyah, Supiansyah Supiati Syahrial Shaddiq Syahrial Shaddiq Syahrial Shaddiq Syahrial Syaddiq Teguh Wicaksono Triliani Krismidasi Triliani Krismidasi Umi Maulita utamie, Anggriyani Wahyunah Febi Pratama Wanti, Rosi Idia Wira Kusuma Yusri Abdillah Zainal Abidin