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PENGEMBANGAN EKONOMI LOKAL MELALUI KEWIRAUSAHAAN KREATIF Sakinah, Fistiawirzani; Fahlevi, Rizal; Rahmawati, Rafika
An-Nizam Vol 3 No 1 (2024): An Nizam : Jurnal Bakti Bagi Bangsa
Publisher : Universitas Islam 45 Bekasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33558/an-nizam.v3i1.9678

Abstract

Local economic development through creative entrepreneurship is the main focus of various efforts to improve community welfare at the local level. The aim of this service is to encourage local economic growth by utilising the potential of creativity and innovation owned by local communities. Through a participatory approach, the goal is realised by involving various stakeholders, ranging from local businesses to local government, in the process of strategy development and programme implementation. The service method used involves community education and training to understand the characteristics of the local economy and evaluate the potential and obstacles in the development of creative entrepreneurship. In addition, training and mentoring to prospective entrepreneurs as well as networking and promotion of local products to improve market access were also conducted. The results of the service showed that creative entrepreneurship is able to make a significant contribution in increasing the income and welfare of local communities. With the support of various parties, an environment conducive to the growth of creative businesses at the local level was created. In addition, there is also an increased awareness of the importance of preserving local culture and the environment through sustainable business practices. However, achieving sustainable success requires strong commitment and co-operation between various stakeholders, as well as policies and regulations that support the development of creative entrepreneurship at the local level.
INSTALASI PENERANGAN JALAN UMUM BERBASIS SOLAR CELL DAN PHOTOCELL DI DESA CILANGKARA KABUPATEN BEKASI Ramadhan, Dickyansyah; Amin Ash Shabah, Musyaffa; Rahmawati, Rafika
An-Nizam Vol 3 No 1 (2024): An Nizam : Jurnal Bakti Bagi Bangsa
Publisher : Universitas Islam 45 Bekasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33558/an-nizam.v3i1.9682

Abstract

Improving the quality of life in urban areas requires efficient and sustainable infrastructure, especially in the provision of Public Street Lighting (PJU). Cilangkara Village, Bekasi Regency, faces challenges in providing adequate lighting, encouraging the Independent Work Program to implement solar cell and photocell based PJU installations. This technology offers an innovative and sustainable solution, utilizing solar energy through solar cells and automatic photocell regulators. The project implementation method includes community education with outreach on PJU care and maintenance. Science and technology substitution involves solar cell-based PJU technology as an efficient solution with the advantages of energy efficiency, reduced carbon emissions and energy independence. The activity will take place in February 2024, with a focus on installation in Cilangkara Village. The results of the activity include community understanding of the benefits and maintenance of PJUs, as well as the implementation of solar cell-based technology. The conclusion states that this project can provide a positive and sustainable impact, empowering communities and creating efficient infrastructure.
Comparative Study of Education Systems: A Focus on Indonesia and Countries Across Asia and Australia Rahmawati, Rafika; Hendra Saputra, Arsyil; R Madhakomala
Siber International Journal of Digital Business (SIJDB) Vol. 2 No. 2 (2024): (SIJDB) Siber International Journal of Digital Business (October - December 202
Publisher : Siber Nusantara Review & Yayasan Sinergi Inovasi Bersama (SIBER)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/sijdb.v2i2.118

Abstract

This study aims to conduct a comparative analysis of the education systems in Indonesia and other countries across Asia and Australia. The countries included in this comparison are Japan, China, South Korea, Vietnam, and Australia. The objective is to identify best practices and challenges that Indonesia faces in improving its educational quality and global competitiveness. A qualitative library research method was employed, involving an extensive review of literature, including academic journals, research reports, and official documents, to gather comprehensive data on various aspects of each education system, such as curriculum structure, assessment methods, technology integration, and educational philosophies. The results indicate significant differences in educational approaches, with Indonesia's centralized curriculum focusing on uniformity and cultural values, while other countries emphasize flexibility, innovation, and technology-driven practices. Strategic recommendations are provided to improve Indonesia's education system, ensuring it meets local needs while remaining competitive on a global scale. This analysis serves as a valuable resource for policymakers, educators, and stakeholders aiming to enhance educational outcomes.
SOSIALISASI PENGEMBANGAN UMKM MELALUI PENGAJUAN PEMBIAYAAN BANK SYARIAH DI DESA SUKAMUKTI Abdullah, Saqyllah Zahra; Rahmawati, Rafika; Isfandayani, Isfandayani; Mardiah, Siti; Isnandar, Fajri Ryan
Al-Ihsan: Journal of Community Development in Islamic Studies Vol 3 No 2 (2024): Al-Ihsan : Journal of Community Development in Islamic Studies
Publisher : LPPM Universitas Islam 45

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33558/alihsan.v3i2.10346

Abstract

Micro, Small and Medium Enterprises (MSMEs) play an important role as economic drivers in Indonesia, proven to be able to survive even in conditions of economic crisis. However, the MSME sector still faces major problems related to capital, especially in obtaining credit from banks with high interest rates and material collateral requirements that are difficult to meet. The development of various Islamic banking provides an opportunity to meet the needs of MSMEs, with a profit-sharing system that is different from conventional banking. This community service aims to provide understanding and increase the literacy of MSME actors regarding financing opportunities through Islamic banks. The service method applies socialization in the development of MSMEs by applying for financing at Islamic banks in Sukamukti Village. The results of the service show that MSME players can take advantage of the potential of Islamic banking to develop their business, increase better understanding of Islamic financing mechanisms, MSME players can overcome capital challenges and encourage economic growth.
UPAYA PENINGKATAN NILAI EKONOMIS PRODUK UMKM MELALUI SOSIALISASI BISNIS DIGITAL DI DESA CILANGKARA Kurniawan, Tri Bagus; Ash Shabah, Musyaffa Amin; Rahmawati, Rafika; Khoiriyah, Ummi
An-Nizam Vol 3 No 2 (2024): An Nizam : Jurnal Bakti Bagi Bangsa
Publisher : Universitas Islam 45 Bekasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33558/an-nizam.v3i2.9195

Abstract

Technological developments, especially in digital business, have had a positive impact on Micro, Small and Medium Enterprises (MSMEs) in rural areas, such as Cilangkara Village. Even though the growth trend of internet users in Indonesia shows a significant increase, observations and interviews show that the majority of village residents have not shown sufficient interest in entrepreneurship, especially in facing current developments. In this context, the community service program by Islamic University 45 Bekasi students aims to provide education and increase village residents' interest and skills in entrepreneurship, especially by implementing digital business. Implementation methods, such as observation, outreach and training, are expected to stimulate interest and provide support to village residents, including providing business tools to MSMEs that are not yet running. Digital business education is the key to increasing the competitiveness of MSMEs and driving economic potential at the local level, as is being pursued through community service activities in Cilangkara Village. The latest evaluation shows an improvement in the quality of life of the community, especially among MSMEs in Cilangkara Village, through increasing operational capabilities of digital applications for analysis, marketing and product production. It is hoped that the success of this program will be a sustainable first step to improve and produce MSMEs that are able to compete and develop along with the times.
PENINGKATAN LITERASI PAJAK DAN PENDAMPINGAN PENDAFTARAN NPWP PRIBADI SECARA ONLINE DI DESA RIDOMANAH Kania, Nina; Indra Tama, Annafi; Rahmawati, Rafika
An-Nizam Vol 3 No 3 (2024): An Nizam: Jurnal Bakti Bagi Bangsa
Publisher : Universitas Islam 45 Bekasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33558/an-nizam.v3i3.10400

Abstract

As good Indonesian citizens, we have an obligation to contribute to the development of the country. One of the ways we contribute is by setting aside a portion of our income to pay taxes. Taxes are one of the largest sources of revenue for the country. To be able to make tax payments, each individual needs a Nomor Pokok Wajib Pajak (NPWP). Based on Article 1 Number 6 of Law Number 28 of 2007, NPWP is a taxpayer's identity card issued by the Direktorat Jenderal Pajak (DJP). Ridomanah Village is experiencing difficulties in terms of tax literacy and ownership of Nomor Pokok Wajib Pajak (NPWP) due to the low public understanding of tax obligations. To overcome this, the community service program is carried out by socialization and direct assistance methods in online NPWP registration. This activity began with observations and interviews to identify the obstacles faced by residents, followed by socialization about the importance of having an NPWP and tax obligations. After that, residents are accompanied in the online NPWP registration process. This program is expected to increase tax literacy, facilitate access to tax services, and assist the residents of Ridomanah Village in fulfilling their tax obligations in an effective and efficient way.
PELATIHAN DESAIN LOGO DENGAN APLIKASI CANVA DALAM MENINGKATKAN BRANDING UMKM DESA RIDOMANAH Humairoh, Rizka; Tama, Annafi Indra; Rahmawati, Rafika
An-Nizam Vol 3 No 3 (2024): An Nizam: Jurnal Bakti Bagi Bangsa
Publisher : Universitas Islam 45 Bekasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33558/an-nizam.v3i3.10412

Abstract

Logo design training is one effort that can be made to improve branding for micro, small and medium enterprises (MSMEs). In this case, MSMEs in Ridomanah Village need to strengthen their visual identity to face increasingly fierce market competition. Through this community service program, training is provided in creating logos using the Canva application, which is easy to access and use by MSMEs. The methods used in this training include socialization about the importance of branding, as well as direct practice in designing logos that suit the characteristics of each business. This training is expected to be able to help MSMEs create an attractive and professional visual identity, so as to increase competitiveness, expand market reach and strengthen consumer loyalty. The results of this program are not only beneficial for MSMEs in improving branding, but also provide new insight for business actors regarding the importance of logo design in building a strong business image.
SOSIALISASI PENGELOLAAN KEUANGAN INKLUSIF BAGI UMKM PADA DESA RIDOGALIH Nurdianto, Muhammad Alif; Tama, Annafi Indra; Rahmawati, Rafika
An-Nizam Vol 3 No 3 (2024): An Nizam: Jurnal Bakti Bagi Bangsa
Publisher : Universitas Islam 45 Bekasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33558/an-nizam.v3i3.10435

Abstract

Ridogalih Village faces serious financial inclusion issues, particularly among Micro, Small, and Medium Enterprises (MSMEs). A lack of understanding regarding financial management and access to both formal and informal financial institutions has led many MSMEs into unsustainable debt cycles. As a result, the village has been categorized as a red zone by Bank Indonesia due to high levels of non-performing loans and a significant number of MSMEs being blacklisted by banks. To address this issue, this community service program was conducted with the aim of enhancing financial literacy among MSME actors, enabling them to better understand financial inclusion concepts as well as the benefits and risks associated with engaging with financial institutions.The methods used in this program included socialization, training, and direct assistance for MSMEs. The materials covered financial management fundamentals, debt management strategies, and the use of safer and more accessible digital financial services. The results of this initiative indicate an improvement in the community's understanding of financial inclusion and more sustainable financing alternatives. Several MSMEs have started implementing more structured financial record-keeping and are considering financing options that align with their business capacities. Additionally, there has been an increase in MSME participation in financial programs provided by formal financial institutions, reducing dependence on unregulated debt. This program is expected to contribute to the continuous development of financial literacy in Ridogalih Village, enabling MSMEs to manage their finances more wisely and prevent future non-performing loans.
Perbandingan Kinerja Keuangan Bank Umum Syariah Di Indonesia Dengan Metode Sharia Conformity And Profitability Fajriah, Siti Fajriah Nurazizah; Rahmawati, Rafika
At-Tamwil: Journal of Islamic Economics and Finance Vol 4 No 1 (2025): At-Tamwil: Journal of Islamic Economic and Finance
Publisher : LPPM Universitas Islam 45

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33558/attamwil.v4i1.10635

Abstract

This research aims to analyze and compare the financial performance of Islamic commercial banks in Indonesia using the Sharia Conformity and Profitability method. Sharia Conformity refers to the extent to which a sharia bank complies with sharia principles in its operations and products. Meanwhile, Profitability assesses the extent to which the bank can generate profits from its business activities. This study uses financial performance data from Sharia Commercial Banks registered with the Financial Services Authority (OJK) for the period 2023. The Sharia Conformity method is measured through analysis of compliance with sharia principles, including product structure, transactions, and compliance with the fatwa of the National Sharia Council (DSN). Meanwhile, Profitability is measured by financial indicators such as Return on Assets (ROA) and Return on Equity (ROE). The results of this research show that using the Sharia Conformity and Profitability (SCnP) method in Sharia Commercial Banks in Indonesia in 2023, namely Bank Muamlamat Indonesia in the URQ position where Bank Muamalat Indonesia has a Sharia Conformity performance of 75% and Profitability of 1.37%, and Bank Aceh Syariah is located in the URQ position where Bank Aceh Syariah has a Sharia Conformity performance of 79% and Profitability of 67.15%. In terms of Sharia Conformity, Bank Aceh Syariah is superior because in 2023 it will achieve good financial performance and growth. This growth is the result of Bank Aceh Syariah's strategy which focuses on performance both in terms of financing and income. Then in terms of Profit it is also superior because Bank Aceh Syariah's performance was recorded to be very encouraging at 67.15% compared to Bank Muamalat Indonesia.
RANCANGAN BASIS DATA ABSENSI PEGAWAI MENGGUNAKAN MYSQL DENGAN CONCEPTUAL DATA MODEL (CDM), PHYSICAL DATA MODEL (PDM), DAN ENTITY RELATIONSHIP DIAGRAM (ERD) Mukhlis, Iqbal Ramadhani; Satibi, Iswanda Fauzan; Sembilu, Nambi; Rahmawati, Rafika; Rahma Aulia, Virdha; Rinjeni, Tri Puspa; Sugata, Tri Luhur Indayanti; Ananto, Prasasti Karunia Farista
Computing Insight : Journal of Computer Science Vol 6 No 2 (2024)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/comp_insight.v6i2.24337

Abstract

Kemajuan teknologi tidak hanya memberikan kemudahan untuk sarana informasi maupun komunikasi. Akan tetapi, kemajuan teknologi juga memberikan manfaat untuk menyimpan data dalam satu tempat agar mudah diolah. Seperti halnya pada sistem MySQL yang memberikan kemudahan pengguna untuk menyimpan banyak database. Dalam sistem absensi pegawai pada umumnya memerlukan rangkaian tabel yang meliputi aktivitas pegawai, seperti absensi keseharian, penggajian, cuti, lembur, peminjaman, dan lainnya. Pengolahan absensi pada perusahaan tentu harus di kontrol dengan baik agar tidak mempengaruhi kualitas pegawai maupun industri yang terlibat, sehingga kesejahteraan pegawai akan terjamin karena sistem pengelolaan industri baik. Untuk meminimalisir kesalahan atau kejadian tak terduga ketika mengolah data absensi pegawai yang biasanya berjumlah banyak, perlu dihubungkan sistem absensi pegawai dengan menggunakan MySQL dan model konseptual data seperti CDM, PDM, dan ERD. Dengan ini, diharapkan bisa mengetahui tabel/relasi yang dibutuhkan dalam sistem informasi absensi pegawai. Hasil studi kasus membuktikan bahwa dengan adanya model konseptual dari CDM, PDM, dan ERD memberikan kemudahan untuk pengontrolan tabel dalam database dengan tujuan menghindari duplikasi ataupun data yang tidak utuh. Berdasarkan analisis dan perancangan basis data absensi pegawai menggunakan model Conceptual Data Model (CDM), Physical Data Model (PDM), dan Entity Relationship Diagram (ERD), disertai dengan Normalisasi Data dapat disimpulkan bahwa ketiga konsep model tersebut dapat membantu penyusunan tabel relasi atau database yang baik untuk diarahkan ke dalam MySQL, sehingga ketika pegawai melakukan absensi maka akan otomatis masuk ke dalam database.
Co-Authors Abdullah, Saqyllah Zahra Adham, Adham Agustina Ekasari Alisia, Raffi Abdillah Putra Amin Ash Shabah, Musyaffa Andi Hunafah Balqis Syam Arief Widyananto Asih, Anisa Mukti Awalia, Zahrani Azizah, Siti Fajriah Damayanti, Monika Dewi, Suchi Wati Diajeng Tyas Pinru Phytanza Dwi Indira, Dyana Elisa, Nur Fadhilah, Nur Ahmad Fahlevi, Rizal Faisal Hakim, Muhammad Fajri Ryan Isnandar, Fajri Ryan Fajriah, Siti Fajriah Nurazizah Fikriyah, Kholidatul Firmansyah, Ridwan Fitri Yana Salam Giffari, Muhamad Syafiq Gunawan, Maya Regita Hanif, Annisa Fitria Haque, Hilda Mailil Hari Wibowo Hasan Basri Hendra Saputra, Arsyil Humairoh, Rizka Indra Tama, Annafi Iqbal Ramadhani Mukhlis Isfandayani FAI Isfandayani M.Si. Islamiyah Islamiyah, Islamiyah Istutik, Dwi Kania, Nina Khoiriyah, Ummi Kurniawan, Tri Bagus Kusuma, Alto Wirahadi Larasati Larasati Lutfiah Lutfiah Malik AL Aziz, Fyla Malikhatun, Irna Moh. David Maulana Muhajir, Ammar Muhammad Nadratuzaman Hosen Muhammad Nadratuzaman Hosen, Muhammad Nadratuzaman Mumpuniarti Mumpuniarti Nafiah, Nafiah Naofal Alghifari, Muhamad Nuraini, Ade Indah Nurazizah, Indah Nurdianto, Muhammad Alif Pahlevi, Rizal Prasasti Karunia Farista Ananto Purnama Putra, Purnama Putri Anggraini Aswad, Sephia R. Madhakomala Radiatus Solihin, Fikri Rahayu, Fuji Rahmadhan, Fariz Putra Rahman, Daffi Ramadhan, Dickyansyah Ramadhan, Muhammad Rafli Razaqi, Imam Arizal Rohmayanti Rohmayanti Rosyidha, Aulya Sakinah, Fistiawirzani Sari Rudiyati Satibi, Iswanda Fauzan Sembilu, Nambi Septiandani, Zunna Siti Khadijah Siti Mardiah, Siti Sukinah Sukinah Syafaat, Muhammad Syafaat Tama, Annafi Indra Tias, Elsa Ayuning Tri Luhur Indayanti Sugata Tri Puspa Rinjeni Tri Wulandari Trinanda Sanni, Bella Ummi Khoiriyah Veroyunita Umar Virdha Rahma Aulia Wicaksono, Tegar Adi Wulansari, Anita Yasinta Amalia, Nur Yopi Handoyo Zahara, Futri Amalia Zahra, Alfiah