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All Journal JURNAL PENELITIAN ILMU PENDIDIKAN Maslahah : Jurnal Hukum Islam dan Perbankan Syariah Al-Iqtishad : Jurnal Ilmu Ekonomi Syariah (Journal of Islamic Economics) Jurnal ORTOPEDAGOGIA At-Ta'dib: Jurnal Ilmiah Prodi Pendidikan Agama Islam JURNAL TEKNOLOGI DAN OPEN SOURCE bit-Tech Community Empowerment An-Nisbah : Jurnal Perbankan Syariah DEVOSI Brilliance: Research of Artificial Intelligence Jurnal Bakti Bagi Bangsa EKONOMIKA SYARIAH : Journal of Economic Studies At-Tamwil: Journal of Islamic Economics and Finance Al-ihsan : Journal of Community Development in Islamic Studies Research of Islamic Economics (RIE) Computing Insight: Journal of Computer Science Siber International Journal of Digital Business Al-bank: Journal of Islamic Banking and Finance Al-ihsan : Jurnal Pengabdian Agama Islam
Rafika Rahmawati
University of Islam 45
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Mechanical Engineering Physics Public Health Social Sciences Other

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PENINGKATAN LITERASI PAJAK DAN PENDAMPINGAN PENDAFTARAN NPWP PRIBADI SECARA ONLINE DI DESA RIDOMANAH Kania, Nina; Indra Tama, Annafi; Rahmawati, Rafika
An-Nizam Vol 3 No 3 (2024): An Nizam: Jurnal Bakti Bagi Bangsa
Publisher : Universitas Islam 45 Bekasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33558/an-nizam.v3i3.10400

Abstract

As good Indonesian citizens, we have an obligation to contribute to the development of the country. One of the ways we contribute is by setting aside a portion of our income to pay taxes. Taxes are one of the largest sources of revenue for the country. To be able to make tax payments, each individual needs a Nomor Pokok Wajib Pajak (NPWP). Based on Article 1 Number 6 of Law Number 28 of 2007, NPWP is a taxpayer's identity card issued by the Direktorat Jenderal Pajak (DJP). Ridomanah Village is experiencing difficulties in terms of tax literacy and ownership of Nomor Pokok Wajib Pajak (NPWP) due to the low public understanding of tax obligations. To overcome this, the community service program is carried out by socialization and direct assistance methods in online NPWP registration. This activity began with observations and interviews to identify the obstacles faced by residents, followed by socialization about the importance of having an NPWP and tax obligations. After that, residents are accompanied in the online NPWP registration process. This program is expected to increase tax literacy, facilitate access to tax services, and assist the residents of Ridomanah Village in fulfilling their tax obligations in an effective and efficient way.
PELATIHAN DESAIN LOGO DENGAN APLIKASI CANVA DALAM MENINGKATKAN BRANDING UMKM DESA RIDOMANAH Humairoh, Rizka; Tama, Annafi Indra; Rahmawati, Rafika
An-Nizam Vol 3 No 3 (2024): An Nizam: Jurnal Bakti Bagi Bangsa
Publisher : Universitas Islam 45 Bekasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33558/an-nizam.v3i3.10412

Abstract

Logo design training is one effort that can be made to improve branding for micro, small and medium enterprises (MSMEs). In this case, MSMEs in Ridomanah Village need to strengthen their visual identity to face increasingly fierce market competition. Through this community service program, training is provided in creating logos using the Canva application, which is easy to access and use by MSMEs. The methods used in this training include socialization about the importance of branding, as well as direct practice in designing logos that suit the characteristics of each business. This training is expected to be able to help MSMEs create an attractive and professional visual identity, so as to increase competitiveness, expand market reach and strengthen consumer loyalty. The results of this program are not only beneficial for MSMEs in improving branding, but also provide new insight for business actors regarding the importance of logo design in building a strong business image.
SOSIALISASI PENGELOLAAN KEUANGAN INKLUSIF BAGI UMKM PADA DESA RIDOGALIH Nurdianto, Muhammad Alif; Tama, Annafi Indra; Rahmawati, Rafika
An-Nizam Vol 3 No 3 (2024): An Nizam: Jurnal Bakti Bagi Bangsa
Publisher : Universitas Islam 45 Bekasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33558/an-nizam.v3i3.10435

Abstract

Ridogalih Village faces serious financial inclusion issues, particularly among Micro, Small, and Medium Enterprises (MSMEs). A lack of understanding regarding financial management and access to both formal and informal financial institutions has led many MSMEs into unsustainable debt cycles. As a result, the village has been categorized as a red zone by Bank Indonesia due to high levels of non-performing loans and a significant number of MSMEs being blacklisted by banks. To address this issue, this community service program was conducted with the aim of enhancing financial literacy among MSME actors, enabling them to better understand financial inclusion concepts as well as the benefits and risks associated with engaging with financial institutions.The methods used in this program included socialization, training, and direct assistance for MSMEs. The materials covered financial management fundamentals, debt management strategies, and the use of safer and more accessible digital financial services. The results of this initiative indicate an improvement in the community's understanding of financial inclusion and more sustainable financing alternatives. Several MSMEs have started implementing more structured financial record-keeping and are considering financing options that align with their business capacities. Additionally, there has been an increase in MSME participation in financial programs provided by formal financial institutions, reducing dependence on unregulated debt. This program is expected to contribute to the continuous development of financial literacy in Ridogalih Village, enabling MSMEs to manage their finances more wisely and prevent future non-performing loans.
Evaluasi Faktor Penerimaan Live Streaming di Platform E-commerce TikTokShop Menggunakan TAM 3 Wardhatul Fitrah, Ayunda; Safitri, Eristya Maya; Rahmawati, Rafika
bit-Tech Vol. 7 No. 3 (2025): bit-Tech
Publisher : Komunitas Dosen Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32877/bt.v7i3.2263

Abstract

Perkembangan teknologi informasi telah mengubah pola perilaku konsumen dalam berbelanja secara daring. Salah satu tren terkini dalam e-commerce ialah fitur live streaming, yang memudahkan interaksi secara real-time antar penjual dan pembeli. Tiktok Shop menjadi salah satu platform yang berhasil mengadopsi strategi ini untuk meningkatkan pengalaman belanja digital. Namun, adopsi fitur ini masih dipengaruhi oleh beberapa faktor. Penelitian ini guna menganalisis faktor yang memengaruhi penerimaan live streaming TikTok Shop menggunakan Technology Acceptance Model 3 (TAM 3). Dengan metode kuantitatif berbasis survei, penelitian ini mengumpulkan data dari 400 responden yang pernah bertransaksi melalui live streaming TikTok Shop. Data melalui pendekatan Structural Equation Modeling-Partial Least Squares (SEM-PLS). Hasil penelitian menampakkan inovasi dan kepercayaan pengguna mendapati pengaruh signifikan terhadap keputusan pembelian serta adopsi teknologi dalam ekosistem digital. Sementara itu, risiko yang dirasakan mendapati pengaruh yang lebih rendah dibandingkan dengan faktor lainnya. Temuan ini mengindikasikan meskipun konsumen menyadari adanya potensi risiko dalam transaksi digital, mereka tetap melakukan pembelian dan mengadopsi teknologi baru apabila manfaat serta pengalaman belanja yang didapatkan lebih besar dibandingkan risiko yang mungkin terjadi. Kesimpulan dari penelitian ini menekankan pentingnya berfokus pada peningkatan kepercayaan, transparansi informasi, serta kemudahan dalam penggunaan teknologi guna mempercepat penerimaan dan adopsi teknologi oleh pengguna. Rekomendasi yang diberikan meliputi optimalisasi fitur interaktif, peningkatan sistem keamanan transaksi, serta strategi promosi yang lebih menarik dan edukatif untuk meningkatkan pemahaman serta kenyamanan pengguna dalam mengadopsi fitur live streaming TikTok Shop sebagai bagian dari pengalaman belanja digital mereka.
Information Security Risk Analysis Using ISO 31000:2018 and ISO 27001:2022 Ulya, Athiyatul; Karima, Annisa; Sukiman, T. Sukma Achriadi; Zulfia, Anni; Rahmawati, Rafika
Brilliance: Research of Artificial Intelligence Vol. 5 No. 2 (2025): Brilliance: Research of Artificial Intelligence, Article Research November 2025
Publisher : Yayasan Cita Cendekiawan Al Khwarizmi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47709/brilliance.v5i2.6564

Abstract

Information system risk audits are an important step in ensuring the security, effectiveness, and efficiency of the systems used by organizations. However, the fast advancement of information and communication technologies has made information?security threats more intricate, arising not only from internal sources like employee carelessness but also from external sources such as cyber?attacks, malware, and data?theft. This study aims to analyze information security risks at the Central Statistics Agency (BPS) of Lhokseumawe by referring to two international standards, namely ISO/IEC 27001:2022 and ISO 31000:2018. The research approach used is descriptive qualitative with a case study method. Data collection techniques were conducted through interviews, observations, and document studies. The results of the study indicate that there are still various security gaps, both technical and non-technical, such as weak system authentication, the absence of adequate security policies, and the lack of incident handling procedures. This study successfully compiled a risk register containing 30 types of risks along with their causes, impacts, likelihood levels, and relevant mitigation recommendations. Improvement recommendations include strengthening technical controls, updating information security policies, enhancing human resource capacity, and conducting regular internal audits. The results of this study are expected to serve as a reference for strengthening information security systems in a systematic and standardized manner within the BPS environment.
Perbandingan Kinerja Keuangan Bank Umum Syariah Di Indonesia Dengan Metode Sharia Conformity And Profitability Fajriah, Siti Fajriah Nurazizah; Rahmawati, Rafika
At-Tamwil: Journal of Islamic Economics and Finance Vol 4 No 1 (2025): At-Tamwil: Journal of Islamic Economic and Finance
Publisher : LPPM Universitas Islam 45

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33558/attamwil.v4i1.10635

Abstract

This research aims to analyze and compare the financial performance of Islamic commercial banks in Indonesia using the Sharia Conformity and Profitability method. Sharia Conformity refers to the extent to which a sharia bank complies with sharia principles in its operations and products. Meanwhile, Profitability assesses the extent to which the bank can generate profits from its business activities. This study uses financial performance data from Sharia Commercial Banks registered with the Financial Services Authority (OJK) for the period 2023. The Sharia Conformity method is measured through analysis of compliance with sharia principles, including product structure, transactions, and compliance with the fatwa of the National Sharia Council (DSN). Meanwhile, Profitability is measured by financial indicators such as Return on Assets (ROA) and Return on Equity (ROE). The results of this research show that using the Sharia Conformity and Profitability (SCnP) method in Sharia Commercial Banks in Indonesia in 2023, namely Bank Muamlamat Indonesia in the URQ position where Bank Muamalat Indonesia has a Sharia Conformity performance of 75% and Profitability of 1.37%, and Bank Aceh Syariah is located in the URQ position where Bank Aceh Syariah has a Sharia Conformity performance of 79% and Profitability of 67.15%. In terms of Sharia Conformity, Bank Aceh Syariah is superior because in 2023 it will achieve good financial performance and growth. This growth is the result of Bank Aceh Syariah's strategy which focuses on performance both in terms of financing and income. Then in terms of Profit it is also superior because Bank Aceh Syariah's performance was recorded to be very encouraging at 67.15% compared to Bank Muamalat Indonesia.
RANCANGAN BASIS DATA ABSENSI PEGAWAI MENGGUNAKAN MYSQL DENGAN CONCEPTUAL DATA MODEL (CDM), PHYSICAL DATA MODEL (PDM), DAN ENTITY RELATIONSHIP DIAGRAM (ERD) Mukhlis, Iqbal Ramadhani; Satibi, Iswanda Fauzan; Sembilu, Nambi; Rahmawati, Rafika; Rahma Aulia, Virdha; Rinjeni, Tri Puspa; Sugata, Tri Luhur Indayanti; Ananto, Prasasti Karunia Farista
Computing Insight : Journal of Computer Science Vol 6 No 2 (2024)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/comp_insight.v6i2.24337

Abstract

Kemajuan teknologi tidak hanya memberikan kemudahan untuk sarana informasi maupun komunikasi. Akan tetapi, kemajuan teknologi juga memberikan manfaat untuk menyimpan data dalam satu tempat agar mudah diolah. Seperti halnya pada sistem MySQL yang memberikan kemudahan pengguna untuk menyimpan banyak database. Dalam sistem absensi pegawai pada umumnya memerlukan rangkaian tabel yang meliputi aktivitas pegawai, seperti absensi keseharian, penggajian, cuti, lembur, peminjaman, dan lainnya. Pengolahan absensi pada perusahaan tentu harus di kontrol dengan baik agar tidak mempengaruhi kualitas pegawai maupun industri yang terlibat, sehingga kesejahteraan pegawai akan terjamin karena sistem pengelolaan industri baik. Untuk meminimalisir kesalahan atau kejadian tak terduga ketika mengolah data absensi pegawai yang biasanya berjumlah banyak, perlu dihubungkan sistem absensi pegawai dengan menggunakan MySQL dan model konseptual data seperti CDM, PDM, dan ERD. Dengan ini, diharapkan bisa mengetahui tabel/relasi yang dibutuhkan dalam sistem informasi absensi pegawai. Hasil studi kasus membuktikan bahwa dengan adanya model konseptual dari CDM, PDM, dan ERD memberikan kemudahan untuk pengontrolan tabel dalam database dengan tujuan menghindari duplikasi ataupun data yang tidak utuh. Berdasarkan analisis dan perancangan basis data absensi pegawai menggunakan model Conceptual Data Model (CDM), Physical Data Model (PDM), dan Entity Relationship Diagram (ERD), disertai dengan Normalisasi Data dapat disimpulkan bahwa ketiga konsep model tersebut dapat membantu penyusunan tabel relasi atau database yang baik untuk diarahkan ke dalam MySQL, sehingga ketika pegawai melakukan absensi maka akan otomatis masuk ke dalam database.
LITERASI DIGITAL SISTEM PEMBAYARAN QRIS BAGI USAHA MIKRO, KECIL, DAN MENENGAH DI DESA CIJENGKOL Radiatus Solihin, Fikri; Handoyo, Yopi; Rahmawati, Rafika
An-Nizam Vol 4 No 2 (2025): An Nizam: Jurnal Bakti Bagi Bangsa
Publisher : Universitas Islam 45 Bekasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33558/an-nizam.v4i2.11521

Abstract

In the rapidly advancing digital era, the use of digital payment technologies has grown significantly, including in Indonesia, with notable innovations such as the Quick Response Code Standard (QRIS) launched by Bank Indonesia in 2019 to facilitate payment transactions. The adoption of QRIS as a digital payment method in Indonesia has increased substantially; however, it also raises security and privacy challenges, such as phishing and data theft. This Community Service Program aims to enhance knowledge regarding the QRIS payment method while promoting sustainable business digitalization. The program focuses on the implementation of QRIS in Cijengkol Village by identifying challenges faced and developing strategies for sustainable adoption, with the expectation of providing insights into effective strategies for supporting financial inclusion in rural areas through digital payment technologies. This PKM also explores the relationship between financial literacy levels and the income of micro, small, and medium enterprises (MSMEs), with particular attention to the ease of the QRIS system as a driver of improved transaction efficiency and market access, which ultimately has the potential to increase MSME income. The implementation methods include education and socialization concerning the benefits, ease of use, and security of QRIS transactions. Through this program, it is expected that QRIS adoption, transaction efficiency, and financial inclusion among MSME actors in Cijengkol Village will improve. The outcomes of this activity highlight the importance of digital payment systems for MSMEs, particularly in Cijengkol Village. MSME actors were also provided with practical guidance on generating QR codes for payments via QRIS through platforms such as GoPay, ShopeePay, DANA, and others.
PENYULUHAN GERAKAN BEBAS STUNTING MELALUI PANGAN SEHAT BERBASIS LOKAL Dwi Indira, Dyana; Rahmadhan, Fariz Putra; Zahara, Futri Amalia; Khadijah, Siti; Rahmawati, Rafika
An-Nizam Vol 4 No 2 (2025): An Nizam: Jurnal Bakti Bagi Bangsa
Publisher : Universitas Islam 45 Bekasi

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

 Stunting is defined as long-term malnutrition characterized by stunted growth due to poor nutritional intake, frequent infections, and chronic diseases that last from pregnancy to the age of two years. The problem of stunting in Taman Sari Village is very relevant. Field data shows that the prevalence of stunting in this area is around 47 children. Lack of nutritional intake absorbed by the body from the womb to after birth, lack of access to health services, and lack of access to clean water and sanitation are some of the causes of stunting. The purpose of this study is to increase public awareness of the importance of balanced nutrition and prevent stunting early on. The method used in this study is the method of socialization to the community, especially parents in Taman Sari Village. The results of this study indicate that the counseling went well and provided new information needed by the community. This counseling provides a good understanding and can be directly applied in everyday life.
Analysis of Rentability Trends of Islamic Commercial Banks in the Covid-19 Pandemic Kusuma, Alto Wirahadi; Muhajir, Ammar; Lutfiah, Lutfiah; Rahmawati, Rafika
EKONOMIKA SYARIAH : Journal of Economic Studies Vol. 6 No. 2 (2022): July - December 2022
Publisher : Universitas Islam Negeri Sjech M. Djamil Djambek Bukittinggi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30983/es.v6i2.5311

Abstract

The Covid 19 pandemic has caused possible risks to the financial performance of Islamic banking. This study aimed to determine the rentability performance level predictions of Bank Muamalat Indonesia, Bank Mega  Syariah, and Bank KB Bukopin Syariah by using the ratio of Return on Assets (ROA) and Return on Equity (ROE) in the pandemic for the period December 2021 to December 2023. The Islamic commercial bank was chosen because its rentability performance showed different trends during the pandemic. The research methods used the quantitative and trend analysis techniques with the least square method. The results have indicated that the rentability performance level of Bank Muamalat Indonesia and Bank KB Bukopin Syariah in terms of the ratio of Return on Assets (ROA) and Return on Equity (ROE) was predicted to decrease from December 2021 to December 2023. Meanwhile, the rentability performance level of Bank Mega Syariah in terms of the ratio of Return on Assets (ROA) and Return on Equity (ROE) was predicted to increase from December 2021 to December 2023. Concerning this, the research is hoped to contribute as reference material for further academic research and as material for consideration in determining policies for Islamic commercial banks.
Co-Authors -, Isfandayani Abdullah, Saqyllah Zahra Adham, Adham Agustina Ekasari Amin Ash Shabah, Musyaffa ANNISA KARIMA Arief Widyananto Ash Shabah, Musyaffa Amin Asih, Anisa Mukti Awalia, Zahrani Damayanti, Monika Dewi, Suchi Wati Diajeng Tyas Pinru Phytanza Dwi Indira, Dyana Elisa, Nur Fadhilah, Nur Ahmad Fahlevi, Rizal Faisal Hakim, Muhammad Fajri Ryan Isnandar, Fajri Ryan Fajriah, Siti Fajriah Nurazizah Fikriyah, Kholidatul Firmansyah, Ridwan Giffari, Muhamad Syafiq Gunawan, Maya Regita Hanif, Annisa Fitria Haque, Hilda Mailil Hari Wibowo Hasan Basri Hendra Saputra, Arsyil Humairoh, Rizka Indra Tama, Annafi Iqbal Ramadhani Mukhlis Isfandayani Isfandayani, Isfandayani Islamiyah Islamiyah, Islamiyah Istutik, Dwi Kania, Nina Khoiriyah, Ummi Kurniawan, Tri Bagus Kusuma, Alto Wirahadi Lutfiah Lutfiah Malik AL Aziz, Fyla Malikhatun, Irna Muhajir, Ammar Muhammad Nadratuzaman Hosen, Muhammad Nadratuzaman Mumpuniarti Mumpuniarti Nafiah, Nafiah Naofal Alghifari, Muhamad Nuraini, Ade Indah Nurazizah, Indah Nurdianto, Muhammad Alif Pahlevi, Rizal Prasasti Karunia Farista Ananto Purnama Putra, Purnama Putri Anggraini Aswad, Sephia R. Madhakomala Radiatus Solihin, Fikri Rahayu, Fuji Rahma Aulia, Virdha Rahmadhan, Fariz Putra Rahman, Daffi Ramadhan, Dickyansyah Ramadhan, Muhammad Rafli Razaqi, Imam Arizal Rohmayanti Rohmayanti Rosyidha, Aulya Safitri, Eristya Maya Sakinah, Fistiawirzani Sari Rudiyati Satibi, Iswanda Fauzan Sembilu, Nambi Septiandani, Zunna Siti Khadijah Siti Mardiah, Siti Sugata, Tri Luhur Indayanti Sukiman, T. Sukma Achriadi Sukinah Sukinah Tama, Annafi Indra Tias, Elsa Ayuning Tri Puspa Rinjeni Trinanda Sanni, Bella Ulya, Athiyatul Veroyunita Umar Wardhatul Fitrah, Ayunda Wicaksono, Tegar Adi Wulansari, Anita Yasinta Amalia, Nur Yopi Handoyo Zahara, Futri Amalia Zahra, Alfiah Zulfia , Anni