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All Journal Paradigma : Journal of Science, Religion and Culture Studies Maslahah : Jurnal Hukum Islam dan Perbankan Syariah Al-Iqtishad : Jurnal Ilmu Ekonomi Syariah (Journal of Islamic Economics) Jurnal ORTOPEDAGOGIA At-Ta'dib: Jurnal Ilmiah Prodi Pendidikan Agama Islam Jurnal Ilmu Perbankan dan Keuangan Syariah Community Empowerment An-Nisbah : Jurnal Perbankan Syariah DEVOSI Shafin: Sharia Finance and Accounting Journal An-Nizam: Jurnal Bakti Bagi Bangsa EKONOMIKA SYARIAH : Journal of Economic Studies At-Tamwil: Journal of Islamic Economics and Finance Al-ihsan : Journal of Community Development in Islamic Studies Research of Islamic Economics (RIE) Computing Insight: Journal of Computer Science Siber International Journal of Digital Business Al-bank: Journal of Islamic Banking and Finance Al-ihsan : Jurnal Pengabdian Agama Islam
Rafika Rahmawati
Universitas Islam 45 Bekasi
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Mechanical Engineering Physics Public Health Social Sciences Other

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LITERASI DIGITAL SISTEM PEMBAYARAN QRIS BAGI USAHA MIKRO, KECIL, DAN MENENGAH DI DESA CIJENGKOL Radiatus Solihin, Fikri; Handoyo, Yopi; Rahmawati, Rafika
An-Nizam Vol 4 No 2 (2025): An Nizam: Jurnal Bakti Bagi Bangsa
Publisher : Universitas Islam 45 Bekasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33558/an-nizam.v4i2.11521

Abstract

In the rapidly advancing digital era, the use of digital payment technologies has grown significantly, including in Indonesia, with notable innovations such as the Quick Response Code Standard (QRIS) launched by Bank Indonesia in 2019 to facilitate payment transactions. The adoption of QRIS as a digital payment method in Indonesia has increased substantially; however, it also raises security and privacy challenges, such as phishing and data theft. This Community Service Program aims to enhance knowledge regarding the QRIS payment method while promoting sustainable business digitalization. The program focuses on the implementation of QRIS in Cijengkol Village by identifying challenges faced and developing strategies for sustainable adoption, with the expectation of providing insights into effective strategies for supporting financial inclusion in rural areas through digital payment technologies. This PKM also explores the relationship between financial literacy levels and the income of micro, small, and medium enterprises (MSMEs), with particular attention to the ease of the QRIS system as a driver of improved transaction efficiency and market access, which ultimately has the potential to increase MSME income. The implementation methods include education and socialization concerning the benefits, ease of use, and security of QRIS transactions. Through this program, it is expected that QRIS adoption, transaction efficiency, and financial inclusion among MSME actors in Cijengkol Village will improve. The outcomes of this activity highlight the importance of digital payment systems for MSMEs, particularly in Cijengkol Village. MSME actors were also provided with practical guidance on generating QR codes for payments via QRIS through platforms such as GoPay, ShopeePay, DANA, and others.
PENYULUHAN GERAKAN BEBAS STUNTING MELALUI PANGAN SEHAT BERBASIS LOKAL Dwi Indira, Dyana; Rahmadhan, Fariz Putra; Zahara, Futri Amalia; Khadijah, Siti; Rahmawati, Rafika
An-Nizam Vol 4 No 2 (2025): An Nizam: Jurnal Bakti Bagi Bangsa
Publisher : Universitas Islam 45 Bekasi

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

 Stunting is defined as long-term malnutrition characterized by stunted growth due to poor nutritional intake, frequent infections, and chronic diseases that last from pregnancy to the age of two years. The problem of stunting in Taman Sari Village is very relevant. Field data shows that the prevalence of stunting in this area is around 47 children. Lack of nutritional intake absorbed by the body from the womb to after birth, lack of access to health services, and lack of access to clean water and sanitation are some of the causes of stunting. The purpose of this study is to increase public awareness of the importance of balanced nutrition and prevent stunting early on. The method used in this study is the method of socialization to the community, especially parents in Taman Sari Village. The results of this study indicate that the counseling went well and provided new information needed by the community. This counseling provides a good understanding and can be directly applied in everyday life.
Efficiency and Profitability in The Indonesian Islamic Banking Industry Hosen, Muhammad Nadratuzaman; Rahmawati, Rafika
Al-Iqtishad: Jurnal Ilmu Ekonomi Syariah Vol. 8 No. 1 (2016)
Publisher : UNIVERSITAS ISLAM NEGERI SYARIF HIDAYATULLAH JAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/aiq.v8i1.2507

Abstract

The aims of this study are to know the level of efficiency and profitabilityamong Islamic full pledge Banks in Indonesia. Using parametric approach namelyStochastic Frontier Approach (SFA) to calculate efficiency and using ROA’s ratioto calculate profitability. The result showed that the BMS was the greatest level ofefficiency among Islamic Banks in Indonesia which influence the input and outputlevel of efficiency of BMS are personnel expenses, cost-sharing expenses, and totalfinancing which owned. Besides, the result showed that it was the greatest levelof profitability which factors influencing of profitability of BMS is BOPO’s ratio.The result also showed that the BMI had low efficiency but sufficient profitability.It has sufficient efficiency and high profitability, the BMS have sufficient efficiencyand profitability, the BRIS have low efficiency and profitability, and the BSB havehigh efficiency and low profitability.DOI: 10.15408/aiq.v8i1.2507
Membangun Minat Anak Terhadap Belajar Baca Tulis Al-Quran TPA Al-Khasiyyah Desa Sukasari Rosyidha, Aulya; Pahlevi, Rizal; Rahmawati, Rafika
Al-ihsan: Jurnal Pengabdian Agama Islam Vol. 1 No. 1 (2024): Al-Ihsan : Jurnal Pengabdian Agama Islam
Publisher : UIR Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25299/aijpai.2024.16612

Abstract

Kecamatan Sukasari merupakan salah satu bagain eks wilayah Bekasi kecamatan Serang baru dengan memiliki luas lahan sebesar 627,518 Ha. Berdasarkan data kependudukan dari kecamatan pada tahun 2009 yang dilihat dari segi kepadatan penduduk sebesar 108 jiwa per hektar, Tanah yang sangat subur sehingga disana banyak persawahan dan petani yang menjadi mata pencahariannya suasana yang sejuk dan damai,tujuan dari makalah ini adalah untuk meningkatkan Minat Baca Qur’an sesuai hukum tajwid dan untuk meningkatkan Minat Baca Tulis Al-Qur’an Terhadap anak usia dini, Penelitian ini menghasilkan hasil kelancaran untuk membaca tulis Al- Qur’an bersama ustadzah di TPA Al-Khasiyyah di dusun ceper desa sukasari kecamatan bojongmangu., karena di desa tersebut sangat minim terkait bisa membaca tulis Al-Qur’an maka dari itu didirikannya TPA Al-Khasiyyah untuk meningkatkan baca tulis Al-Qur’an.
Analisis Minat Menabung di Bank Syariah Pada Santri Pondok Pesantren Attaqwa Pusat Putri Bekasi Fikriyah, Kholidatul; Rahmawati, Rafika
Al-bank: Journal of Islamic Banking and Finance Vol 2 No 1 (2022): January - June 2022
Publisher : Universitas Islam Negeri Mahmud Yunus Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/ab.v2i1.5443

Abstract

This study aims to determine the saving interest of the students of the Attaqwa Islamic Boarding School at the center of the Putri Bekasi. The data used are primary data and secondary data, carried out using questionnaires, books and journals and the type of sampling using purposive sampling method. The sample in this study was the students of the Attaqwa Islamic Boarding School at the center of the Putri Bekasi, which amounted to 177 respondents. The results showed that the results of the F test with a simultaneous test had a significant positive effect, namely the interest in saving at the Attaqwa Islamic boarding school at the center of the Putri Bekasi was jointly influenced by promotion, religiosity and knowledge. And the results of the partial test of the variables of promotion, religiosity and knowledge have a significant positive effect on the saving interest of the students of the Attaqwa Islamic Boarding School in the center of the Putri Bekasi.
Analysis of Rentability Trends of Islamic Commercial Banks in the Covid-19 Pandemic Alto Wirahadi Kusuma; Ammar Muhajir; Lutfiah Lutfiah; Rafika Rahmawati
EKONOMIKA SYARIAH : Journal of Economic Studies Vol. 6 No. 2 (2022): July - December 2022
Publisher : Universitas Islam Negeri Sjech M. Djamil Djambek Bukittinggi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30983/es.v6i2.5311

Abstract

The Covid 19 pandemic has caused possible risks to the financial performance of Islamic banking. This study aimed to determine the rentability performance level predictions of Bank Muamalat Indonesia, Bank Mega  Syariah, and Bank KB Bukopin Syariah by using the ratio of Return on Assets (ROA) and Return on Equity (ROE) in the pandemic for the period December 2021 to December 2023. The Islamic commercial bank was chosen because its rentability performance showed different trends during the pandemic. The research methods used the quantitative and trend analysis techniques with the least square method. The results have indicated that the rentability performance level of Bank Muamalat Indonesia and Bank KB Bukopin Syariah in terms of the ratio of Return on Assets (ROA) and Return on Equity (ROE) was predicted to decrease from December 2021 to December 2023. Meanwhile, the rentability performance level of Bank Mega Syariah in terms of the ratio of Return on Assets (ROA) and Return on Equity (ROE) was predicted to increase from December 2021 to December 2023. Concerning this, the research is hoped to contribute as reference material for further academic research and as material for consideration in determining policies for Islamic commercial banks.
Co-Authors Abdullah, Saqyllah Zahra Adham, Adham Agustina Ekasari Alto Wirahadi Kusuma Amin Ash Shabah, Musyaffa Ammar Muhajir Andi Hunafah Balqis Syam Arief Widyananto Asih, Anisa Mukti Awalia, Zahrani Damayanti, Monika Dewi, Suchi Wati Diajeng Tyas Pinru Phytanza Dwi Indira, Dyana Elisa, Nur Fadhilah, Nur Ahmad Fahlevi, Rizal Faisal Hakim, Muhammad Fajri Ryan Isnandar, Fajri Ryan Fajriah, Siti Fajriah Nurazizah Fikriyah, Kholidatul Firmansyah, Ridwan Fitri Yana Salam Giffari, Muhamad Syafiq Gunawan, Maya Regita Hanif, Annisa Fitria Haque, Hilda Mailil Hari Wibowo Hasan Basri Hendra Saputra, Arsyil Humairoh, Rizka Indra Tama, Annafi Iqbal Ramadhani Mukhlis Isfandayani FAI Isfandayani M.Si. Islamiyah Islamiyah, Islamiyah Istutik, Dwi Kania, Nina Khoiriyah, Ummi Kurniawan, Tri Bagus Larasati Larasati Lutfiah Lutfiah Malik AL Aziz, Fyla Malikhatun, Irna Moh. David Maulana Muhammad Nadratuzaman Hosen Muhammad Nadratuzaman Hosen, Muhammad Nadratuzaman Mumpuniarti Mumpuniarti Nafiah, Nafiah Naofal Alghifari, Muhamad Nuraini, Ade Indah Nurazizah, Indah Nurdianto, Muhammad Alif Pahlevi, Rizal Prasasti Karunia Farista Ananto Purnama Putra, Purnama Putri Anggraini Aswad, Sephia R. Madhakomala Radiatus Solihin, Fikri Rahayu, Fuji Rahmadhan, Fariz Putra Rahman, Daffi Ramadhan, Dickyansyah Ramadhan, Muhammad Rafli Rohmayanti Rohmayanti Rosyidha, Aulya Sakinah, Fistiawirzani Satibi, Iswanda Fauzan Sembilu, Nambi Septiandani, Zunna Siti Khadijah Siti Mardiah, Siti Syafaat, Muhammad Syafaat Tama, Annafi Indra Tias, Elsa Ayuning Tri Luhur Indayanti Sugata Tri Puspa Rinjeni Tri Wulandari Veroyunita Umar Virdha Rahma Aulia Yasinta Amalia, Nur Yopi Handoyo Zahara, Futri Amalia Zahra, Alfiah