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All Journal Jurnal Ekonomi Al-Iqtishad : Jurnal Ilmu Ekonomi Syariah (Journal of Islamic Economics) IJIBE (International Journal of Islamic Business Ethics) Jurnal Ekonomi Syariah Teori dan Terapan JURNAL EKONOMI DAN BISNIS AIRLANGGA Jurnal Ekonomi dan Bisnis Islam HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam Jurnal Ilmiah Pendidikan Pancasila dan Kewarganegaraan Jurnal Ilmiah Ekonomi Islam EKSPANSI Al Tijarah AKSIOLOGIYA : Jurnal Pengabdian Kepada Masyarakat al-Uqud : Journal of Islamic Economics Jurnal Riset Akuntansi dan Keuangan International Journal of Islamic Economics and Finance (IJIEF) SRIWIJAYA INTERNATIONAL JOURNAL OF DYNAMIC ECONOMICS AND BUSINESS Jurnal Ekonomi Islam Journal of Economic, Bussines and Accounting (COSTING) Jurnal Ekonomi & Keuangan Islam Dinamisia: Jurnal Pengabdian Kepada Masyarakat Management and Economics Journal (MEC-J) AFEBI Islamic Finance and Economic Review International Journal of Supply Chain Management JURNAL SYARIKAH : JURNAL EKONOMI ISLAM Shirkah: Journal of Economics and Business EKUITAS (Jurnal Ekonomi dan Keuangan) Iqtishoduna: Jurnal Ekonomi Islam JPPM (Jurnal Pengabdian dan Pemberdayaan Masyarakat) Journal of Islamic Monetary Economics and Finance Jurnal Penelitian IPTEKS JURNAL MANAJEMEN DAN BISNIS INDONESIA Ulumuna: Jurnal Studi Keislaman Bappenas Working Papers Journal of Economics, Business, and Government Challenges International Journal of Zakat (IJAZ) Studi Kasus Inovasi Ekonomi Jurnal Mu'allim El-Qist : Journal of Islamic Economics and Business (JIEB) Airlangga International Journal of Islamic Economics and Finance Jurnal Iqtisaduna Jurnal Ekonomika dan Bisnis Islam Indonesian Community Journal Perbanas Journal of Islamic Economics and Business Journal of Islamic Economic Literatures JEBI (Jurnal Ekonomi dan Bisnis Islam) Journal of Islamic Economics Lariba Jurnal Ilmiah Pengabdian dan Inovasi Jurnal Ekonomi Islam IEFBR: Islamic Economics, Finance, and Banking Review Journal of Finance and Islamic Banking Iqtishadia: Jurnal Ekonomi dan Perbankan Syariah LoroNG LAN TABUR: JURNAL EKONOMI SYARIAH JIFA (Journal of Islamic Finance and Accounting) Al-Infaq : Jurnal Ekonomi Islam ZISWAF: Jurnal Zakat dan Wakaf
Sri Herianingrum
Departemen Ekonomi Syariah - Fakultas Ekonomi Dan Bisnis - Universitas Airlangga
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PENINGKATAN KESEJAHTERAAN ANAK YATIM MELALUI USAHA AMDK Q-MAS M Ummu Atika Azizah; Sri Herianingrum
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 6 No. 11 (2019): November-2019
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol6iss201911pp2283-2290

Abstract

The background of this study is the existence of a business in Q-Mas M which was established by the KH. Mas Mansur Orphanage. This phenomenon encourages researchers to raise research that discusses the contribution of Q-Mas M to the KH. Mas Mansyur in improving the welfare of orphans. This study uses a qualitative approach with a case study strategy. Data collection is done through interview techniques with relevant parties and related documents. The validity test of the data carried out in this study is the source triangulation technique. The data analysis technique used in this study is explanatory manufacturing techniques. The results of this study indicate that the business contribution of Q-Mas M in improving the welfare of orphans has not been fully successful. From the five basic needs that must be fulfilled by orphans, only two that succeed, there are the fulfillment of food and residence needs for orphans.Keywords: contribution, Q-Mas M, welfare, orphanage KH. Mas Mansyur Malang
ANALYSIS OF FACTORS AFFECTING POVERTY IN ISLAMIC PERSPECTIVE EAST JAVA Arikha Nur Adhilla; Sri Herianingrum
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 7 No. 6 (2020): Juni-2020
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol7iss20206pp1002-1017

Abstract

The purpose of economic development in Islam is to achieve falah (happiness in the world and the hereafter). One of the main indicators of the success of economic development is the low level of poverty. Poverty is a complex problem that needed to solve. Several factors that influence poverty are economic growth and district/ city minimum wage. This research aims to know the influence of economic growth and district/city minimum wage on the poverty level in East Java in 2012-2016. The approach used is the quantitive research with regression analysis of the fixed-effect model (FEM) panel data. The result of the t-test in this research indicates that both economic growth and district/city minimum wage has a significant negative effect on poverty. Simultaneously, the two variables have a significant effect on poverty in East Java in 2012-2016Keywords: Economic Growth, Minimum Wage, Poverty, Islamic Macro EconomicREFFERENCE Ahyani, Shidqi. (2016). Kemiskinan dalam perspektif al-qur’an dan solusinya dalam pandangan Islam (Studi pemikiran Sa’ad Ibrahim dan Yusuf Qardhawi tentang penanggulangan kemiskinan). Jurnal Kariman, 4(1), 43-64.Harun, Salman. (1999). Mutiara Al-Qur’an: Aktualisasi pesan Al-Qur’an dalam Kehidupan. Jakarta: Logos.Huda, Nurul dkk. (2008). Ekonomi makro Islam: Pendekatan teoritis, edisi pertama. Jakarta: Kencana Prenada Media Grup.Ilmi, Syaiful. (2017). Konsep pengentasan kemiskinan perspektif Islam. Jurnal Al-Maslahah, 13(1), 67-84. DOI: https://doi.org/10.24260/almaslahah.v13i1.918Kuncoro, Mudrajad. (2011). Metode kuantitatif teori dan aplikasi untuk bisnis dan ekonomi. Yogyakarta: Penerbit dan Percetakan Sekolah Tinggi Ilmu Manajemen YKPN.Mannan, Abdul. (Tanpa Tahun). Teori dan praktik ekonomi Islam. Terjemahan oleh M. Nastangin 1997. Yogyakarta: PT. Dana Bhakti Wakaf.Naf’an. (2014). Ekonomi makro: Tinjauan ekonomi syariah, cetakan pertama. Yogyakarta: Graha Ilmu.Ridwan, Murtadho. (2013). Standar upah pekerja menurut sistem ekonomi Islam. Jurnal Equilibrium, 1(2), 241-257.Riskiansyah, M. (2017). Pengaruh upah karyawan terhadap kinerja karyawan bagian lapangan pada toko classic dalam perspektif Islam. Skripsi tidak diterbitkan. Palembang: UIN Raden Fatah.Simanjuntak, Payaman J. (1985). Pengantar ekonomi sumber daya manusia. Jakarta: LPFE Universitas Indonesia.Suryawati, Chriswardani. (2005). Memahami kemiskinan secara multidimensional. JurnalManajemen Pelayanan Kesehatan, 8(3), 121-129.Todaro, Michael P. (2000). Pembangunan ekonomi di dunia ketiga, edisi kedelapan,terjemahan oleh Haris Munandar. Jakarta: Penerbit Erlangga.
THE POTENTIAL OF HALAL TOURISM IN AL-AKBAR NATIONAL MOSQUE SURABAYA Mulyatiningsih Mulyatiningsih; Sri Herianingrum
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 7 No. 7 (2020): Juli-2020
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol7iss20207pp1205-1213

Abstract

The purpose of this study was to determine the potential of halal food, Muslim clothing, Islamic finance in the Al-Akbar Mosque as a tourist attraction. This research uses a qualitative approach with a case study strategy. The research method used was a case study with a descriptive qualitative approach. This study uses interviews as the primary data collection method. The scope of this research focuses on administrators, visitors, and traders at the Al-Akbar National Mosque in Surabaya. The results of the study found that the theme of food, fashion, and finance at the Al-Akbar National Mosque in Surabaya has been properly organized to make the Al-Akbar National Mosque tour as a modern Islamic tourKeywords: Halal tourism, Halal food, Muslim fashion, Islamic finance
ANALYSIS OF ZAKAT GOVERNANCE FOR ECONOMIC EMPOWERMENT THROUGH BINA MANDIRI WIRAUSAHA PROGRAM (CASE STUDY OF LAZIS MUHAMMADIYAH SURABAYA) Radatiya Chorul Achiroh; Sri Herianingrum
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 7 No. 8 (2020): Agustus-2020
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol7iss20208pp1425-1438

Abstract

This research aimed to find out the management and distribution of zakat funds in the economic empowerment of the people. The analysis technique used is descriptive with a case study method where this research uses several data collection techniques, namely observation, interviews, and documentation. Funds used in the program are funds obtained from zakat if zakat funds have not been considered sufficient, then, amil will take the funds available in infaq so that they are adequate to be distributed. Afterward, mustahik will be given ten months to return the business capital assistance that has been provided before. The empowerment program was declared successful in reducing the number of poor and disadvantaged people due to the reduction in the number of members from 120 to 80 people. Success in managing incoming ZIS funds is tantamount to success in utilizing ZIS funds for empowering the poor.Keywords: productive zakat, Bina Mandiri Wirausaha Program, economic empowerment, LAZISMU
THE ANALYSIS OF THE THEORY OF PLANNED BEHAVIOR ON THE INTEREST OF SURABAYA'S CITIZENS FOR SHARIA OWNERSHIP CREDIT IN DE RAYYAN DEVELOPER PROPERTY Arif Dwi Harnoko; Sri Herianingrum
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 7 No. 8 (2020): Agustus-2020
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol7iss20208pp1527-1537

Abstract

This study is composed to prove whether the Theory of Planned Behavior variables, namely attitudes, subjective norms, and behavioral control perceived by the citizens of Surabaya have a significant effect on their intention to Sharia House Ownership Loans (De Rayyan Developer Property). This is a quantitative study by using multiple regression analysis techniques. Criteria of respondents in this study were residents of Surabaya according to the criteria that has been established by the researcher. The total sample obtained was 94 people by using a simple random sampling technique. The findings of this study indicated that the exogenous variables in the Theory of Planned Behavior are subjective norms, and perceived behavioral control has a significant effect on Surabaya residents' intentions for Sharia Home Ownership Loans. On the contrary, the attiude variable does not significantly influence the intention of residents of Surabaya for shariah home ownership credit. The suggestion of this research is to add new exogenous variables that have the possibility of having significant effects such as the level of religiosity and trust in Sharia Property Developer.Keywords: Sharia House Ownership Credit, Intention, Theory of Planned Behavior, Surabaya Citizen, De Rayyan Property Developer
THE EMPOWERMENT OF MEMBERS IN PONDOK PESANTREN COOPERATIVE OF HIDAYATULLAH SURABAYA Deby Eirma Maretha; Sri Herianingrum
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 7 No. 9 (2020): September-2020
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol7iss20209pp1661-1669

Abstract

ABSTRAKPenelitian ini bertujuan untuk mengetahui sejauh mana peran koperasi syariah As-Sakinah dalam memberdayakan anggotanya. Hasil penelitian menunjukkan bahwa pemberdayaan dilakukan dengan memberikan dana kepada anggota yang memiliki usaha. Pendanaan diberikan dengan menggunakan akad mudharabah dan musyarakah. Namun akad musyarakah lebih banyak digunakan daripada mudharabah. Pemberdayaan juga dilakukan dengan pendampingan dan evaluasi. Masa evaluasi pemberdayaan adalah tiga bulan. Setelah melalui proses evaluasi, anggota akan mendapatkan bagi hasil sesuai dengan kesepakatan yang telah dibuat sebelumnya.Kata Kunci: Koperasi Syariah, Mudharabah, Musyarakah, Pemberdayaan, Bagi Hasil ABSTRACTThis study aims to determine the extent of the role of the As-Sakinah Islamic cooperative in empowering its members. The results of the study indicate that empowerment is carried out by providing funds to members who have a business. Funding is given using mudharabah and musyarakah contracts. However, musyarakah contract is used more than mudharabah. The empowerment is also carried out by giving assistance and evaluation. The evaluation period for empowerment is three months. After going through the evaluation process, members will receive profit sharing in accordance with the agreement made earlier.Keywords: Islamic Cooperative, Mudharabah, Musyarakah, Empowerment, Profit Sharing
THE POTENTIAL OF THE IMPLEMENTATION OF HALAL TOURISM IN SLEMAN REGENCY BASED ON THE RELIGIOUS NEED OF MUSLIM TOURISTS Misbahul Muniroh; Sri Herianingrum
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 7 No. 11 (2020): November-2020
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol7iss202011pp2170-2182

Abstract

ABSTRAKDalam mewujudkan visi Indonesia sebagai pusat ekonomi syariah terkemuka di dunia, pemerintah berfokus pada pengembangan beberapa industri yang terbagi ke dalam beberapa klaster dimana salah satunya adalah pariwisata halal. Penelitian ini bertujuan untuk menganalisis potensi yang dimiliki kabupaten Sleman untuk menerapkan pariwisata halal ditinjau dari kebutuhan relijius wisatawan Muslim yakni makanan dan minuman halal, fasilitas ibadah, ketersediaan kamar kecil berbasis air, dan keamanan saat berwisata, serta ditinjau dari regulasi yang ada terkait pelaksanaan pariwisata halal. Metode penelitian yang digunakan ialah kualitatif deskriptif dengan teknik pengumpulan data berupa wawancara, dokumentasi, dan observasi tidak langsung. Hasil penelitian ini menunjukkan bahwa kondisi kepariwisataan kabupaten Sleman saat ini mendukung penerapan pariwisata halal karena makanan dan minuman halal, fasilitas ibadah, dan kamar kecil berbasis air dapat ditemukan dengan mudah, serta keamanan saat berwisata yang dirasakan wisatawan baik domestik maupun mancanegara. Walaupun demikian, belum ada regulasi yang mengatur tentang pelaksanaan pariwisata halal di kabupaten Sleman mengingat belum ada induk hukum yang memayunginya.Kata Kunci: Potensi Pariwisata, Pariwisata Halal, Kebutuhan Relijius Wisatawan Muslim, Kabupaten Sleman ABSTRACTIn order to actualize Indonesian vision as the center of Islamic economy in the world, the government focuses on the development of several industries which are divided into several clusters including halal tourism. This study aims to analyze Sleman regency’s potential to implement halal tourism in terms of religious needs of Muslim traveler such as halal food and beverage, worship facility, water-based toilet availability, and safety during visitation, and also in terms of regulation about halal tourism implementation. The research method used in this study is descriptive qualitative whereas data collection technique used are interview, documentation, and indirect observation. The result shows that current tourism condition in Sleman regency supports the implementation of halal tourism since halal food and beverage, worship facility, and water-based toilet are available and easily found, and also travelers felt safe during their visit in Sleman regency. Nevertheless, there is no regulation about halal tourism implementation in Sleman regency yet as there is no higher regulation above.Keyword: Tourism Potential, Halal Tourism, Religious Needs of Muslim Traveler, Sleman Regency
DAMPAK EKSTERNALITAS PT. ERATEX DJAJA PROBOLINGGO DALAM PERSPEKTIF EKONOMI ISLAM Lina Aprilianti; Sri Herianingrum
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 8 No. 1 (2021): Januari-2021
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol8iss20211pp85-96

Abstract

ABSTRAKPenelitian ini bertujuan untuk mengetahui dampak eksternalitas dari industri PT. Eratex Djaja terhadap kondisi sosial ekonomi masyarakat dalam perspektif Ekonomi Islam. Metode yang digunakan adalah kualitatif dengan strategi penelitian lapangan secara deskriptif analisis. Data dikumpulkan melalui observasi, wawancara, dan dokumentasi. Kemudian, validasi data dengan triangulasi sumber data. Penelitian ini menemukan bahwa pabrik tekstil ini berdampak eksternalitas positif terhadap perekonomian masyarakat yaitu dengan terserapnya tenaga kerja dan terbukanya peluang usaha sehingga dapat meningkatkan pendapatan masyarakat dan akan berimbas pula pada peningkatan dalam bidang pendidikan, bidang kesehatan, dan agama. Dampak negatif PT. Eratex Djaja terhadap masyarakat yaitu menimbulkan kemacetan akibat arus pergantian shift karyawan yang jumlahnya ribuan. Selain itu terdapat dampak negatif turunan seperti terjadinya penumpukan sampah akibat adanya pasar di belakang pabrik.Kata kunci: Eksternalitas, PT. Eratex Djaja Probolinggo, Ekonomi Islam. ABSTRACTThis study aims to determine the impact of externalities from the industry PT. Eratex Djaja on the socio-economic conditions of society in the perspective of Islamic Economics. The method used is qualitative with a descriptive analytical field research strategy. Data were collected through observation, interviews, and documentation. Then, validate by triangulating data sources. This study found that this textile factory had a positive externality impact on the community's economy, namely by absorbing labor and opening up business opportunities so that it could increase people's income and would also have an impact on improvements in the fields of education, health and religion. The negative impact of PT. Eratex Djaja towards the community, namely causing traffic jams due to the flow of employee shift changes that number in the thousands. In addition, there are inherited negative impacts such as accumulation of waste due to the presence of a market behind the factory.Keywords: Externality, PT. Eratex Djaja Probolinggo, Islamic Economic. DAFTAR PUSTAKAAbdulsyani. (1994). Sosiologi dan perubahan masyarakat. Jakarta: Pustaka Jaya.Kementerian Agama Republik Indonesia. (2011). Al-Quran dan terjemahannya. Jakarta: Kementerian Agama Republik Indonesia.Amanda, R., & Fikriah. (2018). Eksternalitas PT. Lafarge Cement Indonesia, Lhoknga Aceh Besar. Jurnal Ilmiah Mahasiswa Ekonomi Pembangunan Fakultas Ekonomi dan Bisnis Unsyiah, 3(4), 641-650.Ambriani, B., & Nasir, M. (2018). Eksternalitas infrastruktur hijau (Studi kasus: Taman Sari di Kota Banda Aceh). Jurnal Ilmiah Mahasiswa Ekonomi Pembangunan Fakultas Ekonomi dan Bisnis Unsyiah, 3(4), 759-766.Badan Pusat Statistika (BPS). (2002). Statistik industri besar dan sedang Indonesia. Jakarta: Biro Pusat Statistik.Boediono. (2002). Ekonomi mikro. Yogyakarta: BPFE UGM.Dzaki, A., & Sugiri, A. (2015). Kajian eksternalitas industri pengasapan ikan di Kelurahan Bandarharjo Kecamatan Semarang Utara. Jurnal Tenik PWK, 4(1).Fathurrozi. (2016). Eksternalitas industri di Kota Probolinggo. Artikel Ilmiah Mahasiswa Fakultas Ekonomi Universitas Jember, 1-6.Gunawan, I. (2016). Metode penelitian kualitatif: Teori dan praktik. Surabaya: Bumi Aksara.Hakim, L. (2012). Prinsip-prinsip ekonomi Islam. Jakarta: Erlangga.Hamidi. (2005). Metode penelitian kualitatif: Aplikasi praktis pembuatan proposal dan laporan penelitian. Malang: UMM Press.Hastin, M. & Putri, D. G. (2019). Analisis efektivitas alokasi dana desa (ADD) dalam menunjang pembangunan pedesaan di Desa Mukai Mudik Kecamatan Siulak Mukai Kabupaten Kerinci Tahun 2010-2017. Jurnal Akrab Juara, 4(1).Jaribah, A. A. (2006). Fikih ekonomi Umur Bin Al-Khathab. Jakarta: Pustaka Al-Kautsar.Kamaluddin, I. (2013). Perindustrian dalam Pandangan Islam. Ijtihad: Jurnal Hukum dan Ekonomi Islam, 7(2), 239-251.Kountur, R. (2015). Metode penelitian. Jakarta: Bumi AksaraMangkoesoebroto, G. (1999). Ekonomi Publik, edisi 3. BPFE-Yogyakarta.Mankiw, Gregory. (2003). Pengantar ekonomi makro (Principles of economics). Jakarta: Salemba Empat.Miles, M. B., Huberman, A. M. (1992). Analisis data kualitatif. Jakarta: Universitas Indonesia Pers.Moleong, L. J. (2014). Metodologi penelitian kualitatif. Bandung: PT. Remaja Rosdakarya.Mukhlis, I. (2009). Eksternalitas, pertumbuhan ekonomi dan pembangunan berkelanjutan dalam perspektif teoritis. Jurnal Ekonomi Bisnis, 14(3), 191-199.Mulyaningrum. (2005). Eksternalitas ekonomi dalam pembangunan wisata alam berkelanjutan. Jurnal penelitian UNIB, 9(1), 9-20.Nawawi, H. (1990). Metode penelitian bidang sosial. Yogyakarta: Gadjah Mada University Press.Philipus, N., & Aini, N. (2011). Sosiologi dan politik. Jakarta: Raja Grafindo PersadaPresiden Republik Indonesia. (1984). Undang-undang No. 5 Tahun 1984 Tentang PerindustrianPT. Eratex Djaja, Tbk. (2019). Annual reports PT. Eratex Djaja, Tbk. Diakses dari www.eratex.comRachmawati, Devi. (2010). Dampak pembuangan limbah pabrik tekstil PT. Eratex Djaja, Tbk. terhadap kualitas air sungai umbul di Kecamatan Kanigaran Probolinggo. Skripsi tidak dipublikasikan. Malang: Universitas Negeri Malang.Rahmadhani, et al. (2016). Dampak eksternalitas positif PT. Petrokimia Gresik terhadap masyarakat dalam perspektif maqashid. Jurnal Ekonomi Syariah Teori dan Terapan, 3(10), 782-799.Satori, Djam'an & Aan Komariah. (2009). Metodologi penelitian kualitatif. Bandung: CV. Alfabeta.Selvia, Rhenica. (2016). Analisis eksternalitas PT. Philips Seafood Indonesia Lampung Plant terhadap perekonomian masyarakat Kelurahan Campang Jaya Kecamatan Sukabumi Bandar Lampung. Skripsi tidak dipublikasikan. Lampung: Universitas Lampung.Soekanto, Soerjono. (1990). Sosiologi suatu pengantar, edisi keempat. Jakarta: PT. Raja Grafindo Persada.Sugiyono. (2005). Metode penelitian kualitatif. Bandung: CV. Alfabeta.                                                                                                                           ______. (2012). Metode penelitian kuantitatif kualitatif dan R&D. Bandung: CV. Alfabeta.            . (2015). Studi kasus design dan metode. Jakarta: Raja Grafindo Persada.            . (2016). Memahami penelitian kualitatif. Bandung: CV. Alfabeta.Sumarsono, S. (2007). Ekonomi mikro teori dan soal latihan. Yogyakarta: Graha Ilmu.Sutikno., & Maryunani. (2006). Ekonomi sumber daya alam. Malang: Badan Penerbit Fakultas Ekonomi Universitas Brawijaya,Widyaningsih, Tri. & Ma'ruf, A. (2017). Eksternalitas tempat pengolahan sampah terpadu (TPST) Piyungan Kabupaten Bantul Daerah Istimewa Yogyakarta. Jurnal Ekonomi dan Studi Pembangunan, 18(1), 86-103.Yin, R. K. (2003). Case study research: Design and method (3rd ed). Thousand Oaks, CA: Sage.             . (2014). Case study research: Design and methods. USA: Sage Publications, Inc.
MOTIVATION OF THE ROLE OF MUSLIM ENTREPRENEURS AS SHAHIBUL MAAL FOR FUNDRAISING AND EMPOWERMENT OF BMT MUDA SURABAYA Alifah Aditania; Sri Herianingrum
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 8 No. 3 (2021): Mei-2021
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol8iss20213pp363-373

Abstract

ABSTRAKMasalah kemiskinan di Indonesia menjadikan ekonomi islam ikut serta dalam memperhatikan cara menanggulangi masalah tersebut. Baitul Maal wat Tamwil (BMT) sebagai lembaga keuangan mikro syariah didirikan untuk menjembatani orang-orang yang memiliki harta berlebih dengan orang-orang yang kekurangan harta. BMT Muda Surabaya hadir dengan beberapa unit pembiayaan yang beroperasi melalui dana yang dihimpun dari shahibul maal. Penelitian ini fokus melihat peran pengusaha muslim sebagai shahibul maal. Tujuan dari penelitian ini merupakan pengetahuan motivasi dari pengusaha muslim sebagai shahibul maal tersebut dan juga peran BMT Muda Surabaya dalam mempertahankan serta meningkatkan penghimpunan dana kepada pengusaha muslim sebagai shahibul maal. Metode penelitian yang digunakan adalah kualitatif dengan studi kasus. Data yang dikumpulkan melalui observasi langsung, wawancara, dan dokumen, serta validasi data dengan triangulasi sumber dan teknik. Hasil penelitian menunjukkan bahwa terdapat dampak positif penghimpunan dana kepada pengusaha muslim sehubungan dengan jalinan tali silaturahmi yang baik antara BMT Muda dengan shahibul maal tersebut, sehingga dapat menimbulkan minat pengusaha muslim untuk meletakkan sebagian dananya di BMT Muda Surabaya. Pertahanan dan peningkatan penghimpunan dana yang harus dilakukan dengan meningkatkan seluruh komponen pada faktor-faktor yang menjadi penunjang minat pengusaha muslim seperti kepercayaan, kelembagaan, sumber daya manusia, keuntungan, religiusitas, dan spiritualitas.Kata Kunci: Pengusaha muslim, shahibul maal, Penghimpunan dana, BMT Muda Surabaya, Motivasi. ABSTRACTBaitul Maal wat Tamwil (BMT) is a sharia microfinance institution that acts as a bridge between people who have excess assets and people who are not.BMT Muda Surabaya is one of the institutions with several financing units that operate from funds collected from shahibul maal. In this study, the author focused on observing the role of Muslim entrepreneurs as shahibul maal in BMT Muda Surabaya. This study aims to determine the motivation of Muslim entrepreneurs as shahibul maal also the role of BMT Muda Surabaya in maintaining and increasing the acquisition of funds for Muslim entrepreneurs as shahibul maal. The method used for the study is qualitative with case studies. The data were collected through direct observation, interviews, and documents. Then, the data was validated by triangulation of sources and techniques. The result showed that there was a positive impact in raising funds for Muslim entrepreneurs as shahibul maal, considering there was a good relationship between BMT Muda and the shahibul maal that it could arouse the interest of Muslim entrepreneurs to deposit some of their assets in BMT Muda Surabaya. The initial capital needed is human resources, particularly Muslim entrepreneurs who can trust BMT Muda Surabaya for some of their assets. Besides, a defense and an increase in the funds collecting are also required, which must be done by increasing all components of the supporting factors for the interest of Muslim entrepreneurs such as trust, institutions, human resources, profit, religiosity, and spiritual.Keywords:  Muslim entrepreneurs, shahibul maal, Fundraising, BMT Muda Surabaya, Motivation.DAFTAR PUSTAKAAmalia, E. (2009). Keadilan distributif dalam ekonomi Islam: Penguatan peran LKM dan UKM di Indonesia. Jakarta: RajaGrafindo Persada.Ali, M. M., & Ascarya. (2010). Analisis efisiensi baitul maal wat tamwil dengan pendekatan two stage data envelopment analysis (Studi kasus kantor cabang BMT MMU dan BMT UGT Sidogiri). TAZKIA Islamic Finance & Business Review, 2(5), 110-125.BMT Muda. (2012). Diambil dari http://www.bmtmuda.com/2012/01/profile-bmt.htmlBuchori, N. S. (2009). Koperasi syariah. Sidoarjo: Kelompok Masmedia Buana Pustaka.Creswell, J. W. (2012). 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Lembaga-lembaga keuangan umat kontemporer. Yogyakarta: UII Press.Nurhartati, F., & Rahmaniyah, I. S. (2008). Koperasi syariah. Surakarta: PT. Era Intermedia.Presley, J. R., & Sessions, J. G. (1994). Islamic economics: The emergence of a new paradigm. The Economic Journal, 104(424), 584-596.Rahmi, N. P. (2011). Peran pembiayaan mudharabah dan murabahah dalam pemberdayaan usaha mikro dan kecil pada Baitul Maal Wat Tamwil Nurul Jannah Gresik. Surabaya: Universitas Airlangga.Sinungan, M. (1997). Produktivitas: Apa dan bagaimana. Jakarta: Bumi Aksara.Sugiyono. (2008). Metode penelitian kualitatif, kuantitatif, dan R & D. Bandung: CV. Alfabeta.Sugiyono. (2015). Metode penelitian kombinasi (Mixed method). Bandung: CV. Alfabeta.Sugiyono. (2017). Metode penelitian bisnis: Pendekatan kuantitaif, kualitatif, kombinasi, dan R & D. Bandung: CV. Alfabeta.Suhendi, H. (2009). Strategi optinalisasi peran BMT sebagai penggerak sektor makro. Bandung: UIN Sunan Gunung Djati Bandung.Swastha, B. (2002). Azas-azas marketing. Yogyakarta: Liberty Yogyakarta.Syafi'i, M. (2012). Relevansi konsep dasar enterpreneurship Muhammad dalam menghadapi era global. Prosiding Seminas Competitive Advantage, 1(2), 1-6. 
The Influence of Digital Zakat on Zakat Collection and Performance of Amil Zakat Institutions Muhammad Raihan Mauludin; Sri Herianingrum
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 9 No. 1 (2022): Januari-2022
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol9iss20221pp47-58

Abstract

ABSTRAK Pada zaman yang sudah modern ini, teknologi telah berkembang dengan cepat. Perkembangan teknologi dimanfaatkan dalam berbagai bidang kehidupan. Di Indonesia sendiri, salah satu bidang yang memanfaatkan perkembangan teknologi adalah zakat. Digital Zakat menjadi inovasi yang dilakukan oleh Lembaga Amil Zakat untuk memaksimalkan potensi zakat yang ada. Penelitian ini adalah penelitian dengan metode kuantitatif Dengan menggunakan data primer dari 42 responden yang diolah menggunakan Structural Equation Model (SEM) dengan basis Partial Least Square (PLS). Penelitian ini menemukan bahwa digital zakat memberikan pengaruh yang positif signifikan terhadap penghimpunan zakat. Kemudian penelitian ini juga menemukan bahwa penghimpunan zakat berpengaruh positif signifikan terhadap kinerja Lembaga Amil Zakat. Yang terakhir, penelitian ini juga menemukan bahwa digital zakat memiliki pengaruh yang positif signifikan Kata Kunci: Digital Zakat, Penghimpunan Zakat, Kinerja Lembaga Amil Zakat.   ABSTRACT In this modern era, technology has developed rapidly. Technological developments are used in various fields of life. In Indonesia itself, one of the fields that take advantage of technological developments is zakat. Digital Zakat is an innovation carried out by the Amil Zakat Institution to maximize the potential of existing zakat. This research is a quantitative research method using primary data from 42 respondents who were processed using the Structural Equation Model (SEM) on the basis of Partial Least Square (PLS). This study found that digital zakat has a significant positive effect on zakat collection. Then this study also found that the collection of zakat had a significant positive effect on the performance of the Amil Zakat Institution. Finally, this study also finds that digital zakat has a significant positive effect. Keywords: Digital Zakat, Zakat Collection, Performance of Amil Zakat Institutions.   DAFTAR PUSTAKA Amilahaq, F., Wijayanti, P., Mohd Nasir, N. E., & Ahmad, S. (2021). Digital platform of zakat management organization for young adults in indonesia. In Barolli L., Poniszewska-Maranda A., Enokido T. (eds), Complex, Intelligent and Software Intensive Systems (pp 454-462). Switzerland: Springer, Cham. https://doi.org/10.1007/978-3-030-50454-0_46 Ardani, R., Kosim, A., & Yuniartie, E. (2019). Analisis kinerja lembaga amil zakat pada badan amil zakat nasional (Baznas) Kabupaten Ogan Ilir dengan metode Indonesia magnificence zakat (IMZ). Akuntabilitas, 13(1), 19–32. https://doi.org/10.29259/ja.v13i1.9526 Bastiar, Y., & Bahri, E. S. (2019). Model pengkuran kinerja lembaga zakat di Indonesia. ZISWAF: Jurnal Zakat dan Wakaf, 6(1), 43. https://doi.org/10.21043/ziswaf.v1i1.5609 Darmawati, D., Mukti, M. A., & Wahyudin. (2011). Kinerja lembaga amil zakat/LAZ dalam perspektif keuangan dan customer. Journal & Proceeding FEB Unsoed, 1(1), 1–8. Ghazali, Al. (2014). Structural equation model metode alternatif dengan partial least square (PLS). Semarang: Badan Penerbit Universitas Diponegoro. Hayashi, K., Bentler, P. M., & Yuan, K. H. (2007). 13 structural equation modeling. Handbook of Statistics, 27(07), 395–428. https://doi.org/10.1016/S0169-7161(07)27013-0 Lestari, P. (2010). Pengukuran kinerja badan amil zakat daerah (BAZDA) Kabupaten X perspektif balanced scorecard. Jurnal Investasi, 6(1), 1–13. Lutfiyanto, A. M. (2020). Pengembangan inovasi zakat berbasis digital pada lembaga amil zakat infaq dan shadaqah (Zakat inklusif). Jurnal Kajian Islam Kontemporer (JURKAM), 1(1), 7–12. https://ejurnal.seminar-id.com/index.php/jurkam/article/view/209 Rijal, K., & Nilawati. (2019). Potensi pembayaran zakat secara online dan offline serta realisasi dana zakat Indonesia. I-Economics: A Research Journal on Islamic Economics, 5(2). 116-131. Rohim, A. N. (2019). Optimalisasi penghimpunan zakat melalui digital fundraising. Al-Balagh: Jurnal Dakwah dan Komunikasi, 4(1), 59. https://doi.org/10.22515/balagh.v4i1.1556 Sarwono, Y. (2010). Pengertian dasar structural equation modeling (SEM). Jurnal Ilmiah Manajemen Bisnis Ukrida, 10(3), 98528. Sakka, A. R., & Qulub, L. (2019). Efektivitas penerapan zakat online terhadap peningkatan pembayaran zakat pada lembaga dompet dhuafa Sulawesi Selatan. Al-Azhar Journal of Islamic Economics, 1(2), 66–83. https://doi.org/10.37146/ajie.v1i2.21 Soeharjoto, Tribudhi, D. A., & Nugroho, L. (2019). Fintech di era digital untuk meningkatkan kinerja ZIS di Indonesia. Jurnal Ilmiah Ekonomi Islam, 5(03), 137–144. Soleh, M. (2020). Zakat fundraising strategy: Opportunities and challenges in digital era. Journal of Nahdlatul Ulama Studies, 1(1), 1–16. https://doi.org/10.35672/jnus.v1i1.4 Tantriana, D., & Rahmawati, L. (2019). The analysis of surabaya muzaki’s preference for zakat payment through zakat digital method. International Conference of Zakat, 23. https://doi.org/10.37706/iconz.2018.118
Co-Authors A. Syatir Sofyan Aam Slamet Rusydiana, Aam Slamet Abd Rohim Abdul Muiz Hamid Abdul Muiz Hamid, Abdul Muiz Abdurrahman Mi'raj, Denizar Ach. Yasin Aditya Nurrahman Afifah Nur Millatina Afifah Nur Millatina Ahmad Fadlur Rahman Bayuny Ahmad Fahmi Abdurrahman Ahmad Riyadi AHMAD RIYADI Aidi Faiz Romadoni al Agawany, Ziad Mhmmad Wafik Al-Faizin, Abdul Wahid Alan Nur, Muhammad Aldeen, Khaled Nour Alfin Maulana Ali Shah, Syed Alamdar Alifah Aditania Alim, M. Sahirul Alvira Aina A'yun Alvira Aina A'yun Alvira ‘Aina Ayun Amri Ahmadi Annisa Masruri Zaimsyah Annisa Masruri Zaimsyah Annisa Masruri Zaimsyah Ari Prasetyo Arif Dwi Harnoko Arifin, Nur Rachmat Arikha Nur Adhilla Aris Kurniawan Ridho Armanto, Andre Atina Shofawati, Atina Azhar Alam Bagus Wilarnugroho Bahril, Muthi Adilah Baitul Hamdi Baitul Hamdi Budi, Ryan Setya Cipto, Disca Aprilinda Deby Eirma Maretha Deftyan Hadi Pratita Diah Putri Pravita Sari Diah Putri Pravita Sari, Diah Putri Pravita Dul Candra Dwi March Trisnawaty Eko Fajar Cahyono, David Kaluge Elfira Rizki Rahmadhani Faishol Luthfi Faizurrahman, Umar Haidar Faris Kurnia Hakim Fitri Drasmawita Fitria Nurma Sari Fitriani Fitriani FITRIYAH, SAYYIDATUL Fuhairah, Muhammad Tiar Fuhairah Ghamri, Mohammad Hadi, Nizar Hosfaikoni Hafidhotul Amaliyah Hakimi, Fifi Hanesti, Elsi Mersilia Hanifiyah Yuliatul Hijriah, Hanifiyah Yuliatul Haryo Firas Tunas Kuncoro Hasan, Agus Suaidi Hasyim, Fuad Hidayat, Muhammad Rachmad Hilmy Zein Honesty Nur Firdaus Hosfaikoni Hadi, Nizar Ibnu Affan Iffa Amalia Iffa Amalia, Iffa Ihdina Sabilal Haq Imam Gracia Marshall Imron Mawardi Imronjana Syapriatama Inayah S. Ratih Inayah Swasti Ratih Inayah Swasti Ratih Indirwan, Syanisma Insani, Taqiyah Dinda Ira Humaira Hany Irham Zaki Irma Andriyaningtyas Isti Nuzulul Atiah Jaenudin, M Khaled Nour Aldeen Khalwat Asyaria Khalwat Asyaria Khofidlotur Rofi’ah Khofidlotur Rofi’ah Khofidlotur Rofi’ah KHURUL AIMMATUL UMMAH Kurnia, Riana Aflika Eka Larasati, Pradipta Puspita Lestari Dwi Astuti Lestari, Nurrizka Puji Lina Aprilianti Luthfan Hibatul Wafi Luthfiyatillah Luthfiyatillah Luthfiyatillah, Luthfiyatillah M. Sahirul Alim Mamduh, Muhammad Faizul Masrizal Masrizal Masruhatul Abadiyah Masruhatul Abadiyah, Masruhatul Mauizhotul Hasanah Mauizhotul Hasanah Maya Masita Septiarini Mega Ayu Maharanie Mega Ayu Maharanie, Mega Ayu Melzatia, Haura Hazimah Meri Indri Hapsari, Meri Indri Miftahur Rahman Miftahurrahman, Miftahurrahman Millatina, Afifah Nur Millatina, Afifah Nur Millatina, Nur Afifah Misbahul Muniroh Muh Novriansyah Muhamad Nafik Hadi Ryandono Muhamad Wahyudi Muhamad Wahyudi, Muhamad Muhammad Adam Muhammad Alan Nur Muhammad Cholil Muhammad Nabil Muhammad Rachmad Hidayat Muhammad Raihan Mauludin Muhammad sanusi Muhammad Ubaidillah Al Mustofa Muhammad Ubaidillah Al-Mustofa Muhammad Wicaksono Hasdyani Putra Mujahidah, Sitti Hamidah Mujahidah, Sitti Hamidah Mulyatiningsih Mulyatiningsih Mulyatiningsih, Mulyatiningsih Mumuh Muhammad Musthofa , Wakhid Muthi Adillah Bahril Nabila Nabila Nafi’ah, Bariyyatin Naily Rohmah Najiatun Najiatun Najmudin Nida Laili Fitriyah Nida Laili Fitriyah Nisful Laila Novian Abdi Firdausi Novita Novita Novita Nugraha, Fajar Putra Nur Afifah Millatina Nur Liviasari Yulma Nur Puji Rohmawati Nur Rachmat Arifin Nur Rachmat Arifin Nur Rachmat Arifin Nurillah, Shinta Lintang Nurrizka Puji, Lestari Nurul Farida Damayanti Nurul Farida Damayanti, Nurul Farida Nurul Huda Nurul Huda Pertiwi, Tanza Dona Pradipta Aditya Pradipta Aditya, Pradipta Pradipta Puspita Larasati Pradipta Puspita Larasati Prasetya, Renata Agung Prasetya, Renata Agung Pratita, Deftyan Hadi Puji Sucia Sukmaningrum Puspita Rachman Putra, Muhammad Wicaksono Hasdyani Putri Amalia Zahrah Putri, Aura Permata Rachma Indrarini Rachmania Nurul Fitri Amijaya Radatiya Chorul Achiroh Ramly, Arroyan Rani, Lina Nugraha Ratih, Inayah Swasti Rendra Akbar Rendra Akbar, Rendra Reza Ramadhan Riana Afliha Eka Kurnia Riana Afliha Eka Kurnia, Riana Afliha Eka Ridan Muhtadi Ririn Tri Ratnasari Risa Sari Pertiwi Risa Sari Pertiwi Risanda A. Risanda Alirastra Budiantoro Rizky Pratama Putra Rizky Pratama Putra Robani, Anidah Binti Rohmah Niah Musdiana, Rohmah Niah Romadhani, Karunia Rusanti, Ega Rusmita, Sylva Alif Ryan Rahmah Maulayati Ryan Rahmah Maulayati Sakinah Rachman Samsul Arifin SAYYIDATUL FITRIYAH Sholikhin, Mohammad Yusron Sitti Hamidah Mujahidah Sitti Hamidah Mujahidah Sofiaturrohmah, Siti Soleh, Nurah Badrus Sri Abidah Suryaningsih Sri Ningsih Sri Yayu Ninglasari Sudoto, Sudoto Sulistya Rusgianto Supriani, Indri Supriono Supriono Susanto, Arva Athallah Syahruddin Syahruddin Syaifullah Syarifuddin Syarifuddin Tamimah Tamimah Tamimah Tamimah Tamimah Tamimah Tamimah, Tamimah, Tamimah Tata Leni Lestari Tika Widiastuti Tjiptohadi Sawarjuwono UMMAH, KHURUL AIMMATUL Ummi Kulsum Ummi Muthi`ah Fathy, Ummi Muthi`ah Ummu Atika Azizah Wahab, Abd. Wijayanti, Ida Yan Putra Timur Yayan Firmansah Zulfikri Charis Darmawan