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All Journal Jurnal Ekonomi Al-Iqtishad : Jurnal Ilmu Ekonomi Syariah (Journal of Islamic Economics) IJIBE (International Journal of Islamic Business Ethics) Jurnal Ekonomi Syariah Teori dan Terapan JURNAL EKONOMI DAN BISNIS AIRLANGGA Ziswaf : Jurnal Zakat dan Wakaf Jurnal Ekonomi dan Bisnis Islam HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam Jurnal Ilmiah Pendidikan Pancasila dan Kewarganegaraan Jurnal Ilmiah Ekonomi Islam AKSIOLOGIYA : Jurnal Pengabdian Kepada Masyarakat al-Uqud : Journal of Islamic Economics Jurnal Riset Akuntansi dan Keuangan International Journal of Islamic Economics and Finance (IJIEF) SRIWIJAYA INTERNATIONAL JOURNAL OF DYNAMIC ECONOMICS AND BUSINESS Jurnal Ekonomi Islam Jurnal Ekonomi & Keuangan Islam Dinamisia: Jurnal Pengabdian Kepada Masyarakat Management and Economics Journal (MEC-J) AFEBI Islamic Finance and Economic Review International Journal of Supply Chain Management JURNAL SYARIKAH : JURNAL EKONOMI ISLAM Shirkah: Journal of Economics and Business EKUITAS (Jurnal Ekonomi dan Keuangan) Iqtishoduna: Jurnal Ekonomi Islam JPPM (Jurnal Pengabdian dan Pemberdayaan Masyarakat) Journal of Islamic Monetary Economics and Finance Jurnal Penelitian IPTEKS JURNAL MANAJEMEN DAN BISNIS INDONESIA Ulumuna: Jurnal Studi Keislaman Bappenas Working Papers Journal of Economics, Business, and Government Challenges International Journal of Zakat (IJAZ) Studi Kasus Inovasi Ekonomi Jurnal Mu'allim El-Qist : Journal of Islamic Economics and Business (JIEB) Airlangga International Journal of Islamic Economics and Finance Jurnal Iqtisaduna Indonesian Community Journal Perbanas Journal of Islamic Economics and Business Journal of Islamic Economic Literatures JEBI (Jurnal Ekonomi dan Bisnis Islam) Journal of Islamic Economics Lariba Jurnal Ilmiah Pengabdian dan Inovasi Jurnal Ekonomi Islam IEFBR: Islamic Economics, Finance, and Banking Review Journal of Finance and Islamic Banking Iqtishadia: Jurnal Ekonomi dan Perbankan Syariah LoroNG JIFA (Journal of Islamic Finance and Accounting) Al-Infaq : Jurnal Ekonomi Islam
Sri Herianingrum
Departemen Ekonomi Syariah - Fakultas Ekonomi Dan Bisnis - Universitas Airlangga
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DAMPAK EKSTERNALITAS PT. ERATEX DJAJA PROBOLINGGO DALAM PERSPEKTIF EKONOMI ISLAM Lina Aprilianti; Sri Herianingrum
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 8 No. 1 (2021): Januari-2021
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol8iss20211pp85-96

Abstract

ABSTRAKPenelitian ini bertujuan untuk mengetahui dampak eksternalitas dari industri PT. Eratex Djaja terhadap kondisi sosial ekonomi masyarakat dalam perspektif Ekonomi Islam. Metode yang digunakan adalah kualitatif dengan strategi penelitian lapangan secara deskriptif analisis. Data dikumpulkan melalui observasi, wawancara, dan dokumentasi. Kemudian, validasi data dengan triangulasi sumber data. Penelitian ini menemukan bahwa pabrik tekstil ini berdampak eksternalitas positif terhadap perekonomian masyarakat yaitu dengan terserapnya tenaga kerja dan terbukanya peluang usaha sehingga dapat meningkatkan pendapatan masyarakat dan akan berimbas pula pada peningkatan dalam bidang pendidikan, bidang kesehatan, dan agama. Dampak negatif PT. Eratex Djaja terhadap masyarakat yaitu menimbulkan kemacetan akibat arus pergantian shift karyawan yang jumlahnya ribuan. Selain itu terdapat dampak negatif turunan seperti terjadinya penumpukan sampah akibat adanya pasar di belakang pabrik.Kata kunci: Eksternalitas, PT. Eratex Djaja Probolinggo, Ekonomi Islam. ABSTRACTThis study aims to determine the impact of externalities from the industry PT. Eratex Djaja on the socio-economic conditions of society in the perspective of Islamic Economics. The method used is qualitative with a descriptive analytical field research strategy. Data were collected through observation, interviews, and documentation. Then, validate by triangulating data sources. This study found that this textile factory had a positive externality impact on the community's economy, namely by absorbing labor and opening up business opportunities so that it could increase people's income and would also have an impact on improvements in the fields of education, health and religion. The negative impact of PT. Eratex Djaja towards the community, namely causing traffic jams due to the flow of employee shift changes that number in the thousands. In addition, there are inherited negative impacts such as accumulation of waste due to the presence of a market behind the factory.Keywords: Externality, PT. Eratex Djaja Probolinggo, Islamic Economic. DAFTAR PUSTAKAAbdulsyani. (1994). Sosiologi dan perubahan masyarakat. Jakarta: Pustaka Jaya.Kementerian Agama Republik Indonesia. (2011). Al-Quran dan terjemahannya. Jakarta: Kementerian Agama Republik Indonesia.Amanda, R., & Fikriah. (2018). Eksternalitas PT. Lafarge Cement Indonesia, Lhoknga Aceh Besar. Jurnal Ilmiah Mahasiswa Ekonomi Pembangunan Fakultas Ekonomi dan Bisnis Unsyiah, 3(4), 641-650.Ambriani, B., & Nasir, M. (2018). Eksternalitas infrastruktur hijau (Studi kasus: Taman Sari di Kota Banda Aceh). Jurnal Ilmiah Mahasiswa Ekonomi Pembangunan Fakultas Ekonomi dan Bisnis Unsyiah, 3(4), 759-766.Badan Pusat Statistika (BPS). (2002). Statistik industri besar dan sedang Indonesia. Jakarta: Biro Pusat Statistik.Boediono. (2002). Ekonomi mikro. Yogyakarta: BPFE UGM.Dzaki, A., & Sugiri, A. (2015). Kajian eksternalitas industri pengasapan ikan di Kelurahan Bandarharjo Kecamatan Semarang Utara. Jurnal Tenik PWK, 4(1).Fathurrozi. (2016). Eksternalitas industri di Kota Probolinggo. Artikel Ilmiah Mahasiswa Fakultas Ekonomi Universitas Jember, 1-6.Gunawan, I. (2016). Metode penelitian kualitatif: Teori dan praktik. Surabaya: Bumi Aksara.Hakim, L. (2012). Prinsip-prinsip ekonomi Islam. Jakarta: Erlangga.Hamidi. (2005). Metode penelitian kualitatif: Aplikasi praktis pembuatan proposal dan laporan penelitian. Malang: UMM Press.Hastin, M. & Putri, D. G. (2019). Analisis efektivitas alokasi dana desa (ADD) dalam menunjang pembangunan pedesaan di Desa Mukai Mudik Kecamatan Siulak Mukai Kabupaten Kerinci Tahun 2010-2017. Jurnal Akrab Juara, 4(1).Jaribah, A. A. (2006). Fikih ekonomi Umur Bin Al-Khathab. Jakarta: Pustaka Al-Kautsar.Kamaluddin, I. (2013). Perindustrian dalam Pandangan Islam. Ijtihad: Jurnal Hukum dan Ekonomi Islam, 7(2), 239-251.Kountur, R. (2015). Metode penelitian. Jakarta: Bumi AksaraMangkoesoebroto, G. (1999). Ekonomi Publik, edisi 3. BPFE-Yogyakarta.Mankiw, Gregory. (2003). Pengantar ekonomi makro (Principles of economics). Jakarta: Salemba Empat.Miles, M. B., Huberman, A. M. (1992). Analisis data kualitatif. Jakarta: Universitas Indonesia Pers.Moleong, L. J. (2014). Metodologi penelitian kualitatif. Bandung: PT. Remaja Rosdakarya.Mukhlis, I. (2009). Eksternalitas, pertumbuhan ekonomi dan pembangunan berkelanjutan dalam perspektif teoritis. Jurnal Ekonomi Bisnis, 14(3), 191-199.Mulyaningrum. (2005). Eksternalitas ekonomi dalam pembangunan wisata alam berkelanjutan. Jurnal penelitian UNIB, 9(1), 9-20.Nawawi, H. (1990). Metode penelitian bidang sosial. Yogyakarta: Gadjah Mada University Press.Philipus, N., & Aini, N. (2011). Sosiologi dan politik. Jakarta: Raja Grafindo PersadaPresiden Republik Indonesia. (1984). Undang-undang No. 5 Tahun 1984 Tentang PerindustrianPT. Eratex Djaja, Tbk. (2019). Annual reports PT. Eratex Djaja, Tbk. Diakses dari www.eratex.comRachmawati, Devi. (2010). Dampak pembuangan limbah pabrik tekstil PT. Eratex Djaja, Tbk. terhadap kualitas air sungai umbul di Kecamatan Kanigaran Probolinggo. Skripsi tidak dipublikasikan. Malang: Universitas Negeri Malang.Rahmadhani, et al. (2016). Dampak eksternalitas positif PT. Petrokimia Gresik terhadap masyarakat dalam perspektif maqashid. Jurnal Ekonomi Syariah Teori dan Terapan, 3(10), 782-799.Satori, Djam'an & Aan Komariah. (2009). Metodologi penelitian kualitatif. Bandung: CV. Alfabeta.Selvia, Rhenica. (2016). Analisis eksternalitas PT. Philips Seafood Indonesia Lampung Plant terhadap perekonomian masyarakat Kelurahan Campang Jaya Kecamatan Sukabumi Bandar Lampung. Skripsi tidak dipublikasikan. Lampung: Universitas Lampung.Soekanto, Soerjono. (1990). Sosiologi suatu pengantar, edisi keempat. Jakarta: PT. Raja Grafindo Persada.Sugiyono. (2005). Metode penelitian kualitatif. Bandung: CV. Alfabeta.                                                                                                                           ______. (2012). Metode penelitian kuantitatif kualitatif dan R&D. Bandung: CV. Alfabeta.            . (2015). Studi kasus design dan metode. Jakarta: Raja Grafindo Persada.            . (2016). Memahami penelitian kualitatif. Bandung: CV. Alfabeta.Sumarsono, S. (2007). Ekonomi mikro teori dan soal latihan. Yogyakarta: Graha Ilmu.Sutikno., & Maryunani. (2006). Ekonomi sumber daya alam. Malang: Badan Penerbit Fakultas Ekonomi Universitas Brawijaya,Widyaningsih, Tri. & Ma'ruf, A. (2017). Eksternalitas tempat pengolahan sampah terpadu (TPST) Piyungan Kabupaten Bantul Daerah Istimewa Yogyakarta. Jurnal Ekonomi dan Studi Pembangunan, 18(1), 86-103.Yin, R. K. (2003). Case study research: Design and method (3rd ed). Thousand Oaks, CA: Sage.             . (2014). Case study research: Design and methods. USA: Sage Publications, Inc.
MOTIVATION OF THE ROLE OF MUSLIM ENTREPRENEURS AS SHAHIBUL MAAL FOR FUNDRAISING AND EMPOWERMENT OF BMT MUDA SURABAYA Alifah Aditania; Sri Herianingrum
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 8 No. 3 (2021): Mei-2021
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol8iss20213pp363-373

Abstract

ABSTRAKMasalah kemiskinan di Indonesia menjadikan ekonomi islam ikut serta dalam memperhatikan cara menanggulangi masalah tersebut. Baitul Maal wat Tamwil (BMT) sebagai lembaga keuangan mikro syariah didirikan untuk menjembatani orang-orang yang memiliki harta berlebih dengan orang-orang yang kekurangan harta. BMT Muda Surabaya hadir dengan beberapa unit pembiayaan yang beroperasi melalui dana yang dihimpun dari shahibul maal. Penelitian ini fokus melihat peran pengusaha muslim sebagai shahibul maal. Tujuan dari penelitian ini merupakan pengetahuan motivasi dari pengusaha muslim sebagai shahibul maal tersebut dan juga peran BMT Muda Surabaya dalam mempertahankan serta meningkatkan penghimpunan dana kepada pengusaha muslim sebagai shahibul maal. Metode penelitian yang digunakan adalah kualitatif dengan studi kasus. Data yang dikumpulkan melalui observasi langsung, wawancara, dan dokumen, serta validasi data dengan triangulasi sumber dan teknik. Hasil penelitian menunjukkan bahwa terdapat dampak positif penghimpunan dana kepada pengusaha muslim sehubungan dengan jalinan tali silaturahmi yang baik antara BMT Muda dengan shahibul maal tersebut, sehingga dapat menimbulkan minat pengusaha muslim untuk meletakkan sebagian dananya di BMT Muda Surabaya. Pertahanan dan peningkatan penghimpunan dana yang harus dilakukan dengan meningkatkan seluruh komponen pada faktor-faktor yang menjadi penunjang minat pengusaha muslim seperti kepercayaan, kelembagaan, sumber daya manusia, keuntungan, religiusitas, dan spiritualitas.Kata Kunci: Pengusaha muslim, shahibul maal, Penghimpunan dana, BMT Muda Surabaya, Motivasi. ABSTRACTBaitul Maal wat Tamwil (BMT) is a sharia microfinance institution that acts as a bridge between people who have excess assets and people who are not.BMT Muda Surabaya is one of the institutions with several financing units that operate from funds collected from shahibul maal. In this study, the author focused on observing the role of Muslim entrepreneurs as shahibul maal in BMT Muda Surabaya. This study aims to determine the motivation of Muslim entrepreneurs as shahibul maal also the role of BMT Muda Surabaya in maintaining and increasing the acquisition of funds for Muslim entrepreneurs as shahibul maal. The method used for the study is qualitative with case studies. The data were collected through direct observation, interviews, and documents. Then, the data was validated by triangulation of sources and techniques. The result showed that there was a positive impact in raising funds for Muslim entrepreneurs as shahibul maal, considering there was a good relationship between BMT Muda and the shahibul maal that it could arouse the interest of Muslim entrepreneurs to deposit some of their assets in BMT Muda Surabaya. The initial capital needed is human resources, particularly Muslim entrepreneurs who can trust BMT Muda Surabaya for some of their assets. Besides, a defense and an increase in the funds collecting are also required, which must be done by increasing all components of the supporting factors for the interest of Muslim entrepreneurs such as trust, institutions, human resources, profit, religiosity, and spiritual.Keywords:  Muslim entrepreneurs, shahibul maal, Fundraising, BMT Muda Surabaya, Motivation.DAFTAR PUSTAKAAmalia, E. (2009). Keadilan distributif dalam ekonomi Islam: Penguatan peran LKM dan UKM di Indonesia. Jakarta: RajaGrafindo Persada.Ali, M. M., & Ascarya. (2010). Analisis efisiensi baitul maal wat tamwil dengan pendekatan two stage data envelopment analysis (Studi kasus kantor cabang BMT MMU dan BMT UGT Sidogiri). TAZKIA Islamic Finance & Business Review, 2(5), 110-125.BMT Muda. (2012). Diambil dari http://www.bmtmuda.com/2012/01/profile-bmt.htmlBuchori, N. S. (2009). Koperasi syariah. Sidoarjo: Kelompok Masmedia Buana Pustaka.Creswell, J. W. (2012). Research design: Pendekatan kualitatif, kuantitatif, dan mixed. Yogyakarta: Pustaka Belajar.Djazuli, A., & Janwari, Y. (2002). Lembaga-lembaga perekonomian umat: Sebuah pengenalan. Jakarta:  RajaGrafindo Persada.Falihah, E. I. (2007). Peran baitul maal wat tamwil dalam upaya pemberdayaan usaha mikro pada BMT-MMU kraton Sidogiri Pasuruan. Skripsi tidak diterbitkan. Malang: UIN Maulana Malik Ibrahim Malang.Hafidhuddin, D., & Juwaini, A. (2006). Membangun peradaban zakat: Meniti jalan kegemilangan zakat. Jakarta: IMZ.http://www.bmtmuda.com/2012/01/profile-bmt.html. (2012). Retrieved from http://www.bmtmuda.com.Ilmi, M. (2002). Teori dan praktek lembaga keuangan mikro keuangan syariah: Beberapa permasalahan dan alternatif solusi. Yogyakarta: UII Press.Ilmi, M. (2002). Teori dan praktek lembaga keuangan mikro keuangan syariah: Beberapa permasalahan dan alternatif solusi. Yogyakarta: UII Press.Kartono, K. (1996). Pengantar metodologi riset sosial. Bandung: CV. Mandar Maju.Kasmir. (2009). Bank & lembaga keuangan Islam lainnya. Jakarta: RajaGrafindo Persada.Kholis, N. (2009). The contribution of islamic microfinance institution in increasing social welfare in indonesia (A case study of BMT’s role at pakem market micro traders yogyakarta). International Seminar on Islamic Financial Engineering, 1-25.Kotler, P., & Armstrong, G. (2008). Prinsip-prinsip pemasaran. Jakarta: Erlangga.Manzilati, A. (2011). Kesepakatan kelembagaan kontrak mudharabah dalam kerangka teori keagenan, Jurnal Keuangan dan Perbankan, 15(2), 281-293.Meredith, G. G. (2002). Kewirausahaan teori dan praktek. Jakarta: PPM.Miles, M. B., & Huberman, A. M. (1992). Analisis data kualiatif buku sumber tentang metode-metode baru. Jakarta: UIP.Moleong, L. J. (1996). Metodologi penelitian kualitatif. Bandung: Rosda Karya Offset.Moleong, L. J. (2001). Metodologi penelitian kualitatif. Bandung: Remaja Rosadakarya.Moleong, L. J. (2010). Metodologi penelitian kualitatif. Bandung: Remaja Rosadakarya.Muhammad. (2000). Lembaga-lembaga keuangan umat kontemporer. Yogyakarta: UII Press.Nurhartati, F., & Rahmaniyah, I. S. (2008). Koperasi syariah. Surakarta: PT. Era Intermedia.Presley, J. R., & Sessions, J. G. (1994). Islamic economics: The emergence of a new paradigm. The Economic Journal, 104(424), 584-596.Rahmi, N. P. (2011). Peran pembiayaan mudharabah dan murabahah dalam pemberdayaan usaha mikro dan kecil pada Baitul Maal Wat Tamwil Nurul Jannah Gresik. Surabaya: Universitas Airlangga.Sinungan, M. (1997). Produktivitas: Apa dan bagaimana. Jakarta: Bumi Aksara.Sugiyono. (2008). Metode penelitian kualitatif, kuantitatif, dan R & D. Bandung: CV. Alfabeta.Sugiyono. (2015). Metode penelitian kombinasi (Mixed method). Bandung: CV. Alfabeta.Sugiyono. (2017). Metode penelitian bisnis: Pendekatan kuantitaif, kualitatif, kombinasi, dan R & D. Bandung: CV. Alfabeta.Suhendi, H. (2009). Strategi optinalisasi peran BMT sebagai penggerak sektor makro. Bandung: UIN Sunan Gunung Djati Bandung.Swastha, B. (2002). Azas-azas marketing. Yogyakarta: Liberty Yogyakarta.Syafi'i, M. (2012). Relevansi konsep dasar enterpreneurship Muhammad dalam menghadapi era global. Prosiding Seminas Competitive Advantage, 1(2), 1-6. 
The Influence of Digital Zakat on Zakat Collection and Performance of Amil Zakat Institutions Muhammad Raihan Mauludin; Sri Herianingrum
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 9 No. 1 (2022): Januari-2022
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol9iss20221pp47-58

Abstract

ABSTRAK Pada zaman yang sudah modern ini, teknologi telah berkembang dengan cepat. Perkembangan teknologi dimanfaatkan dalam berbagai bidang kehidupan. Di Indonesia sendiri, salah satu bidang yang memanfaatkan perkembangan teknologi adalah zakat. Digital Zakat menjadi inovasi yang dilakukan oleh Lembaga Amil Zakat untuk memaksimalkan potensi zakat yang ada. Penelitian ini adalah penelitian dengan metode kuantitatif Dengan menggunakan data primer dari 42 responden yang diolah menggunakan Structural Equation Model (SEM) dengan basis Partial Least Square (PLS). Penelitian ini menemukan bahwa digital zakat memberikan pengaruh yang positif signifikan terhadap penghimpunan zakat. Kemudian penelitian ini juga menemukan bahwa penghimpunan zakat berpengaruh positif signifikan terhadap kinerja Lembaga Amil Zakat. Yang terakhir, penelitian ini juga menemukan bahwa digital zakat memiliki pengaruh yang positif signifikan Kata Kunci: Digital Zakat, Penghimpunan Zakat, Kinerja Lembaga Amil Zakat.   ABSTRACT In this modern era, technology has developed rapidly. Technological developments are used in various fields of life. In Indonesia itself, one of the fields that take advantage of technological developments is zakat. Digital Zakat is an innovation carried out by the Amil Zakat Institution to maximize the potential of existing zakat. This research is a quantitative research method using primary data from 42 respondents who were processed using the Structural Equation Model (SEM) on the basis of Partial Least Square (PLS). This study found that digital zakat has a significant positive effect on zakat collection. Then this study also found that the collection of zakat had a significant positive effect on the performance of the Amil Zakat Institution. Finally, this study also finds that digital zakat has a significant positive effect. Keywords: Digital Zakat, Zakat Collection, Performance of Amil Zakat Institutions.   DAFTAR PUSTAKA Amilahaq, F., Wijayanti, P., Mohd Nasir, N. E., & Ahmad, S. (2021). Digital platform of zakat management organization for young adults in indonesia. In Barolli L., Poniszewska-Maranda A., Enokido T. (eds), Complex, Intelligent and Software Intensive Systems (pp 454-462). Switzerland: Springer, Cham. https://doi.org/10.1007/978-3-030-50454-0_46 Ardani, R., Kosim, A., & Yuniartie, E. (2019). Analisis kinerja lembaga amil zakat pada badan amil zakat nasional (Baznas) Kabupaten Ogan Ilir dengan metode Indonesia magnificence zakat (IMZ). Akuntabilitas, 13(1), 19–32. https://doi.org/10.29259/ja.v13i1.9526 Bastiar, Y., & Bahri, E. S. (2019). Model pengkuran kinerja lembaga zakat di Indonesia. ZISWAF: Jurnal Zakat dan Wakaf, 6(1), 43. https://doi.org/10.21043/ziswaf.v1i1.5609 Darmawati, D., Mukti, M. A., & Wahyudin. (2011). Kinerja lembaga amil zakat/LAZ dalam perspektif keuangan dan customer. Journal & Proceeding FEB Unsoed, 1(1), 1–8. Ghazali, Al. (2014). Structural equation model metode alternatif dengan partial least square (PLS). Semarang: Badan Penerbit Universitas Diponegoro. Hayashi, K., Bentler, P. M., & Yuan, K. H. (2007). 13 structural equation modeling. Handbook of Statistics, 27(07), 395–428. https://doi.org/10.1016/S0169-7161(07)27013-0 Lestari, P. (2010). Pengukuran kinerja badan amil zakat daerah (BAZDA) Kabupaten X perspektif balanced scorecard. Jurnal Investasi, 6(1), 1–13. Lutfiyanto, A. M. (2020). Pengembangan inovasi zakat berbasis digital pada lembaga amil zakat infaq dan shadaqah (Zakat inklusif). Jurnal Kajian Islam Kontemporer (JURKAM), 1(1), 7–12. https://ejurnal.seminar-id.com/index.php/jurkam/article/view/209 Rijal, K., & Nilawati. (2019). Potensi pembayaran zakat secara online dan offline serta realisasi dana zakat Indonesia. I-Economics: A Research Journal on Islamic Economics, 5(2). 116-131. Rohim, A. N. (2019). Optimalisasi penghimpunan zakat melalui digital fundraising. Al-Balagh: Jurnal Dakwah dan Komunikasi, 4(1), 59. https://doi.org/10.22515/balagh.v4i1.1556 Sarwono, Y. (2010). Pengertian dasar structural equation modeling (SEM). Jurnal Ilmiah Manajemen Bisnis Ukrida, 10(3), 98528. Sakka, A. R., & Qulub, L. (2019). Efektivitas penerapan zakat online terhadap peningkatan pembayaran zakat pada lembaga dompet dhuafa Sulawesi Selatan. Al-Azhar Journal of Islamic Economics, 1(2), 66–83. https://doi.org/10.37146/ajie.v1i2.21 Soeharjoto, Tribudhi, D. A., & Nugroho, L. (2019). Fintech di era digital untuk meningkatkan kinerja ZIS di Indonesia. Jurnal Ilmiah Ekonomi Islam, 5(03), 137–144. Soleh, M. (2020). Zakat fundraising strategy: Opportunities and challenges in digital era. Journal of Nahdlatul Ulama Studies, 1(1), 1–16. https://doi.org/10.35672/jnus.v1i1.4 Tantriana, D., & Rahmawati, L. (2019). The analysis of surabaya muzaki’s preference for zakat payment through zakat digital method. International Conference of Zakat, 23. https://doi.org/10.37706/iconz.2018.118
Dual Monetary System and Macroeconomic Performance in Indonesia Sri Herianingrum; Imronjana Syapriatama
Al-Iqtishad: Jurnal Ilmu Ekonomi Syariah Vol 8, No 1: January 2016
Publisher : Faculty of Shariah and Law, UIN Syarif Hidayatullah Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (447.176 KB) | DOI: 10.15408/aiq.v8i1.2509

Abstract

This research aims to evaluate the impact of dual monetary policyshock on macroeconomic indicators of Indonesia: growth and inflation. Inaddition, this study will also examine whether conventional monetary policy hasa particular impact upon Islamic banking sector. This research apply VAR (vectorauto regressive) method on monthly data from Bank Of Indonesia during theperiod of January 2010 to December 2013. The result of IRF explain that theinterest rate channel find the hard way to accomplished the macroeconomic goalswhile the Islamic monetary instrument indicates the potential growth of outputand hold the inflation low. The result of VDC describes that the Islamic instrumentstill affected by conventional monetary policy because of slow development inIslamic monetary systemDOI: 10.15408/aiq.v8i1.2509
Zakat Institution of Financial Transparency Model: An Explanatory Research Muhamad Wahyudi; Nurul Huda; Sri Herianingrum; Ririn Tri Ratnasari
ZISWAF Vol 8, No 2 (2021): ZISWAF: Jurnal Zakat dan Wakaf
Publisher : State Islamic Institute of Kudus (IAIN Kudus)

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (331.297 KB) | DOI: 10.21043/ziswaf.v8i2.9358

Abstract

Public demand for financial transparency of zakat institutions is getting stronger. The weak quality of financial reports resulted in a distrust of this institution. Therefore, a framework is needed as a reference in compiling and presenting quality financial reports that meet public expectations. This article aims to propose a financial transparency framework for the Amil Zakat Institution (LAZ) in Indonesia. This is a descriptive qualitative study with an explanatory approach. Furthermore, data collection was carried out through studies related to financial transparency of the institution and was complemented by interviews with directors, distribution managers, accounting staff, and three muzaki of zakat institutions in Central Java. The results concluded that the framework for transparency practice in the financial statements of zakat institutions comprises three parts, namely the principle of tauhid as a foundation component. Amil zakat's professionalism, internal audit, internal control, and financial accounting standards are the principal components, as well as the use of the website as support. The implication of this study is that the credibility of zakat institutions can be increased by improving the quality of financial reports.
EFEKTIVITAS PEMBIAYAAN MUDHARABAH DALAM MENINGKATKAN KINERJA UMKM (STUDI KASUS PADA BMT NURUL JANNAH GRESIK) Rohmah Niah Musdiana; Sri Herianingrum
Jurnal Ekonomi dan Bisnis Islam | Journal of Islamic Economics and Business Vol. 1 No. 1 (2015): Januari - Juni 2015
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (728.271 KB) | DOI: 10.20473/jebis.v1i1.1435

Abstract

Financing is one of the products of Islamic banking, but because of the many requirements that must be complited by SME who need it then their capital needs are not fulfilled. One of the financial institutions that have the same product is Baitul Maal wat Tamwil (BMT).BMT present to fulfill the capital needs of the SMEs who have the problem of capital. By this existing phenomena, this study intends to look at the effectiveness of the financing in order to improve the performance of this SMEs. This research aims to determine whether the financing is provided by BMT Nurul Jannah Gresik effective in improving the performance of SMEs that become their customers and see what business improvement has been achieved such as increased turnover, business assets, revenues, and stability efforts. The results of this research to get the findings that the financing is provided by BMT Nurul Jannah Gresik very effective in improving the performance of SMEs who have become clients in addition to the financing is given BMT Nurul Jannah assist SMEs in meeting the other without prejudice to individual principles of trust and trust that they receive.Keyword : Effectiveness, mudharaba, Baitul Maal wat Tamwil, SMEs
ANALISIS MEKANISME TRANSMISI MONETER JALUR PEMBIAYAAN BAGI HASIL DI INDONESIA Sri Herianingrum; Ummi Muthi`ah Fathy
Jurnal Ekonomi dan Bisnis Islam | Journal of Islamic Economics and Business Vol. 2 No. 2 (2016): JULI-DESEMBER 2016
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (686.575 KB) | DOI: 10.20473/jebis.v2i2.3143

Abstract

This research is aimed to determine the importance of profit loss sharing financing in the monetary transmission process in the Indonesian economy. The study analyzes the effective of profit loss sharing financing in channelling the monetary policy effecs to the real economy. This research used the quantitative research method and used granger causality test, impulse response functions and variance decomposition analysis, focusing on the period from January 2010 to Aprl 2015. The results showed that there granger causality in the monetary transmission process there is causality in one direction from the variable FASBIS to FLPS, FASBIS to DPK.There is a two-way causality between variables CPI to / from FLPS, deposits to / from FLPS, SBIS to / from FASBIS.Funding for the results (FLPS) responds variable shock SBIS, FASBIS, deposits and CPI based on test results IRF.In general FLPS response to all variables fluctuate at the beginning of the period (period-1 to period 8), and starts balanced in the period from the 9th or the 25th month.Funding for the results contribute to the ultimate objective of monetary policy is inflation (CPI), but the contribution of financing for the results is relatively small, because although ranked second, but the contribution is only 2.57%. 
Convergence and Divergence Analysis in Islamic Financing Ihdina Sabilal Haq; Sri Herianingrum
AFEBI Islamic Finance and Economic Review Vol 4, No 01 (2019)
Publisher : Asosiasi Fakultas Ekonomi dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47312/aifer.v4i01.372

Abstract

This study aims to determine the convergence and divergence between the theory and practice of Mudaraba and Musyaraka financing in Islamic Banking. The method used in this study is a combination of reviewing the existing literature and critical analysis of the results of several relevant studies to analyze the convergence or divergence between the theory and practice of Mudaraba and Musyaraka financing in Islamic Banking. The findings show that the divergence in the financing of Mudaraba and Musyaraka contracts tends to be less than the convergence. This can be caused by the times and the different needs of these developments, so there is a need for innovation and diversification of Mudaraba and Musyaraka financing which makes it slightly different between practice and theory.
Micro Business Empowerment Model Through Cash Waqf Agus Suaidi Hasan; Sri Herianingrum
AFEBI Islamic Finance and Economic Review Vol 4, No 01 (2019)
Publisher : Asosiasi Fakultas Ekonomi dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47312/aifer.v4i01.376

Abstract

Poverty and economic inequality have become persistent problems. It is believed that this problem can be faced with cooperation and mutual concern. Through this, Islam as a holistic teaching has actually provided a means of solution to dealing with this problem, namely the existence of Islamic philanthropy in the form of zakat, infaq, shadaqah and waqf. Especially in the field of waqf, it has now experienced a development of meaning, where currently the practice of waqf with money or cash waqf has developed. The existence of waqf money is a huge potential, especially in Indonesia as the largest Muslim country in the world. With this potential, it is hoped that the management of waqf money can become a new alternative in economic development, especially as an alternative financing for empowering micro businesses. This research uses a qualitative approach with literature study method, data is obtained from electronic media, books, and journals. The result of this research is to develop a sharia financing model through cash waqf instrument as an alternative source of financing and empowerment of micro businesses.Keywords: Cash Waqf, Sharia Financing, Empowerment, Micro Business
Zakat Management: Update-To-Down Zakat Governance in the Amil Zakat Agencies in Indonesia, Malaysia and Brunei Darussalam Imam Gracia Marshall; Sri Herianingrum
AFEBI Islamic Finance and Economic Review Vol 6, No 01 (2021)
Publisher : Asosiasi Fakultas Ekonomi dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47312/aifer.v5i01.370

Abstract

Islam invites, recommends and obliges all of its people to do zakat, infaq, alms and waqf (ZISWAF) as an effort to provide a sense of justice and equality among humans in order to increase gratitude to ﷲ. One of the efforts is by means of zakat, how is a mu'min who has reached the nisab of zakat to give zakat. With the current condition of Indonesia, which already has Baznas (National Zakat Agency) and many Amil Zakat Institutions (LAZ) which are managed by various types of communities, organizations, institutions and institutions, it should decrease the poverty value and increase the level of welfare every year. But the reality is the opposite. The Central Statistics Agency (BPS) released data on the number of poor people in March 2020 amounting to 26.42 million people, even though Indonesia's Muslim population is approximately 220 million people who should have good and healthy management and management to reduce the number of poor people in Indonesia in order to increase welfare of Indonesia. Even good governance is the main key in increasing welfare in Indonesia.Keywords: Zakat, Baznas, Poverty, Welfare, Zakat Management
Co-Authors Aam Slamet Rusydiana, Aam Slamet Abd Rohim Abdul Muiz Hamid Abdul Muiz Hamid, Abdul Muiz Abdurrahman Mi'raj, Denizar Ach. Yasin Aditya Nurrahman Afifah Nur Millatina Ahmad Fadlur Rahman Bayuny Ahmad Fahmi Abdurrahman AHMAD RIYADI Ahmad Riyadi Aidi Faiz Romadoni al Agawany, Ziad Mhmmad Wafik Al-Faizin, Abdul Wahid Alan Nur, Muhammad Aldeen, Khaled Nour Alfin Maulana Ali Shah, Syed Alamdar Alifah Aditania Alim, M. Sahirul Alvira Aina A'yun Alvira Aina A'yun Amri Ahmadi Annisa Masruri Zaimsyah Annisa Masruri Zaimsyah Arif Dwi Harnoko Arifin, Nur Rachmat Arikha Nur Adhilla Armanto, Andre Azhar Alam Bagus Wilarnugroho Bahril, Muthi Adilah Baitul Hamdi Budi, Ryan Setya Cipto, Disca Aprilinda Deby Eirma Maretha Diah Putri Pravita Sari Diah Putri Pravita Sari, Diah Putri Pravita Eko Fajar Cahyono, David Kaluge Elfira Rizki Rahmadhani Faishol Luthfi Faizurrahman, Umar Haidar Fitri Drasmawita Fitria Nurma Sari Fitriani Fitriani FITRIYAH, SAYYIDATUL Fuhairah, Muhammad Tiar Fuhairah Hakimi, Fifi Hanesti, Elsi Mersilia Hanifiyah Yuliatul Hijriah, Hanifiyah Yuliatul Haryo Firas Tunas Kuncoro Hasan, Agus Suaidi Hidayat, Muhammad Rachmad Hilmy Zein Honesty Nur Firdaus Hosfaikoni Hadi, Nizar Ibnu Affan Iffa Amalia Iffa Amalia, Iffa Ihdina Sabilal Haq Imam Gracia Marshall Imron Mawardi Imronjana Syapriatama Inayah S. Ratih Inayah Swasti Ratih Inayah Swasti Ratih Insani, Taqiyah Dinda Ira Humaira Hany Irham Zaki Irma Andriyaningtyas Jaenudin, M Khaled Nour Aldeen Khalwat Asyaria Khalwat Asyaria Khofidlotur Rofi’ah Khofidlotur Rofi’ah KHURUL AIMMATUL UMMAH Kurnia, Riana Aflika Eka Larasati, Pradipta Puspita Lestari Dwi Astuti Lestari, Nurrizka Puji Lina Aprilianti Luthfiyatillah Luthfiyatillah Luthfiyatillah, Luthfiyatillah Mamduh, Muhammad Faizul Masruhatul Abadiyah Masruhatul Abadiyah, Masruhatul Mauizhotul Hasanah Maya Masita Septiarini Mega Ayu Maharanie Mega Ayu Maharanie, Mega Ayu Melzatia, Haura Hazimah Meri Indri Hapsari, Meri Indri Miftahur Rahman Miftahurrahman, Miftahurrahman Millatina, Afifah Nur Millatina, Afifah Nur Millatina, Nur Afifah Misbahul Muniroh Muh Novriansyah Muhamad Nafik Hadi Ryandono, Muhamad Nafik Muhamad Wahyudi Muhamad Wahyudi, Muhamad Muhammad Adam Muhammad Alan Nur Muhammad Cholil Muhammad Nabil Muhammad Raihan Mauludin Muhammad sanusi Muhammad Ubaidillah Al Mustofa Muhammad Ubaidillah Al-Mustofa Muhammad Wicaksono Hasdyani Putra Mujahidah, Sitti Hamidah Mujahidah, Sitti Hamidah Mulyatiningsih Mulyatiningsih Mulyatiningsih, Mulyatiningsih Mumuh Muhammad Muthi Adillah Bahril Nabila Nabila Nafi’ah, Bariyyatin Naily Rohmah Najiatun Najiatun Nida Laili Fitriyah Nida Laili Fitriyah Nisful Laila Novian Abdi Firdausi Novita Novita Novita Nugraha, Fajar Putra Nur Afifah Millatina Nur Liviasari Yulma Nur Puji Rohmawati Nur Rachmat Arifin Nur Rachmat Arifin Nur Rachmat Arifin Nurillah, Shinta Lintang Nurrizka Puji, Lestari Nurul Farida Damayanti Nurul Farida Damayanti, Nurul Farida Nurul Huda Nurul Huda Pertiwi, Tanza Dona Pradipta Aditya Pradipta Aditya, Pradipta Pradipta Puspita Larasati Pradipta Puspita Larasati Prasetya, Renata Agung Prasetya, Renata Agung Pratita, Deftyan Hadi Puji Sucia Sukmaningrum Puspita Rachman Putra, Muhammad Wicaksono Hasdyani Putri Amalia Zahrah Putri, Aura Permata Rachma Indrarini Rachmania Nurul Fitri Amijaya Radatiya Chorul Achiroh Rani, Lina Nugraha Ratih, Inayah Swasti Rendra Akbar Rendra Akbar, Rendra Reza Ramadhan Riana Afliha Eka Kurnia Riana Afliha Eka Kurnia, Riana Afliha Eka Ridan Muhtadi Ririn Tri Ratnasari Risa Sari Pertiwi Risa Sari Pertiwi Risanda A. Risanda Alirastra Budiantoro Rizky Pratama Putra Rizky Pratama Putra Rohmah Niah Musdiana Rohmah Niah Musdiana, Rohmah Niah Romadhani, Karunia Rusanti, Ega Rusmita, Sylva Alif Ryan Rahmah Maulayati Ryan Rahmah Maulayati Samsul Arifin SAYYIDATUL FITRIYAH Sholikhin, Mohammad Yusron Sitti Hamidah Mujahidah Sofyan, Syathir Soleh, Nurah Badrus Sri Abidah Suryaningsih Sri Ningsih Sri Yayu Ninglasari Sudoto, Sudoto Sulistya Rusgianto Supriani, Indri Supriono Supriono Syaifullah Syarifuddin Syarifuddin Tamimah Tamimah Tamimah Tamimah Tamimah Tamimah Tamimah, Tamimah, Tamimah Tata Leni Lestari Tika Widiastuti Tjiptohadi Sawarjuwono UMMAH, KHURUL AIMMATUL Ummi Kulsum Ummi Muthi`ah Fathy Wahab, Abd. Wijayanti, Ida Yan Putra Timur Yayan Firmansah Zulfikri Charis Darmawan