Claim Missing Document
Check
Articles

Found 1 Documents
Search
Journal : Indonesian Journal of Islamic Economic Law

Mudarabah Contract in The Property Investment: Critical Legal Review Novira, Nuraeni; Sam, Zulfiah; Sarah, Sarah; Shoaleha, Mar'atu
Indonesian Journal of Islamic Economic Law Vol. 2 No. 2 (2025): Indonesian Journal of Islamic Economic Law
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/ijoel.v2i2.9958

Abstract

This research aims to find out how the legality of the mudarabah system based on Law No. 21 of 2008 and how the implementation of mudarabah contracts in property investment. To get answers to the above problems, the author uses descriptive qualitative research (library research), which focuses on manuscript and text studies using normative, juridical and historical approach methods with deductive data analysis. The results show that legally, the mudarabah system has been regulated in Law No. 21 of 2008 through Articles 19 and 20 related to the collection and distribution of funds by Islamic banks. However, the implementation of mudarabah contracts in property investment has not fully complied with the provisions of the law, especially in the aspects of profit-sharing transparency (Article 21 letter b), risk monitoring (Article 26), and dispute resolution mechanisms (Article 55). This finding theoretically confirms the strength of the Islamic Banking Law in distinguishing partnership-based contracts from the conventional interest-based system. Practically, the implementation of mudarabah contracts in accordance with sharia principles can increase customer trust and loyalty, while non-compliant implementation has the potential to reduce the credibility of Islamic financial institutions.
Co-Authors Adinda Lutfiana Aisyah Aisyah Akbar, Firdaus Al-Azmi, T. Muhammad Al-Firqan, Fuad Ali, Mad Amelya, Asy Syifa Reza Anderi, Anderi Andi Nur Fadilah Anshory, Jamil Arifin, Yesica Salshabila Aryanih, Eka Asep Sopian Asrul Asrul Ayuandina, Ayuandina Ayuningtyas, Pridawanti Azharuddin Azharuddin, Azharuddin baidar baidar Basok, Buhari Bimantoro, Rizky Aditya Daryanti, Iis Deden Najmudin Deisma Rizika, Alifa Edy Saputra elida elida Elni Yakub Fadilah, Mutia Kansa Al Fahrurozi, Zidhan Muhammad Farid Munawar Al Ansori Fauziah Syifa Haurani Febrian, Febrian Fitriany, Rizky Greace Patandianan Hakim, Usnul Halwa Nadya Izzatunnisa Hamudin, Irna Andriani Hariyadi, Tri Hendra , Raden Herawati Hildah, Hildah Husna, Nindita Asma Ul Imansa, Syahdam Indriani Sri Lestari Irma Andriani IRWAN LAKANI Jafar, Abdul Julianto, Indra Rasyid Jumadi Jumadi Keryanti, Keryanti Khairu Annisa Khoirunnisa, Munia Fitria Lalan Erlani Lestari, Linda Lisna Lisna, Lisna Lufri Lufri Lutfiyah, Vivi Magdalena, Ina Maulani, Ully Indah Maylina Sari, Rian Misbah Hayati Muqtadir Fajar Musriana, Musriana Nabilah Nabilah Nasution, Amanda Putri Nida Handayani Novira, Nuraeni Nurfadhillah, Septy Nurhidayati, Dera Nurjamilah, Putri Pauzi, Miftah Putri, Adelia Putri, Disa Cahaya Putri, Nasywa Natasya Sasqia Putri, Rita Dwi Rahmita, Epriliani Ramadanti, Saskia Ramadhan Sumarmin Ramadhan, Dian Ramadhan, Savina Nurrahmadanti Ramadhanty, Salwa Risky, Muhamad Rizqia, Ana Sabila Rosmawati Rosmawati Ruwanda, Somi Salsabila, Nurisa Sam, Zulfiah Sanusi , Sanusi Saputra, M Adi Sartika, Devi Septianih, Nabilah Shoaleha, Mar'atu Simorankir, Sriwaty Siregar, Epriliani Rahmita Siti Nuraeni, Siti Sofyan, Rudy Sukraini , Juita Sunaryo Sunaryo Suprihatin Suprihatin Syirgaini, Joya Unaenah, Een Utari, Nisa Ria Wahyunda, Putri Wardina, Fildza Wilujeng, Aprilia Yasmine, Arifah Yunita, Desy