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All Journal Paradigma : Journal of Science, Religion and Culture Studies JRAK: Jurnal Riset Akuntansi dan Komputerisasi Akuntansi Maslahah : Jurnal Hukum Islam dan Perbankan Syariah Jurnal Agribisnis Indonesia (Journal of Indonesian Agribusiness) English Review: Journal of English Education Jurnal Ilmiah Ekonomi Islam Al Ishlah Jurnal Pendidikan Jurnal Akuntansi : Kajian Ilmiah Akuntansi (JAK) Jurnal Organisasi Dan Manajemen Edukasi Islami: Jurnal Pendidikan Islam Journal of Humanities and Social Studies Justisia Ekonomika International Journal for Educational and Vocational Studies DEVOSI QAULAN: Journal of Islamic Communication El-Qish: Journal of Islamic Economics PROGRESIF Jurnal Bakti Bagi Bangsa Jurnal Keuangan dan Perbankan At-Tamwil: Journal of Islamic Economics and Finance Jurnal Masyarakat Madani Indonesia Journal of Arabic Language and Literature Studies Entrepreneurship and Community Development Al-ihsan : Journal of Community Development in Islamic Studies Research of Islamic Economics (RIE) Contemporary Society and Politics Journal Human Capital and Organizations Jurnal Pendidikan Islam Kinerja : Jurnal Manajemen Pendidikan Islam Al-madinah: Journal of Islamic Civilization
Purnama Putra, Purnama
Universitas Islam 45
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EVALUASI STRATEGI PEMASARAN PRODUK PEMBIAYAAN MULTIMANFAAT IB PADA MASA PANDEMI (STUDI KASUS BANK BTN SYARIAH KANTOR CABANG BEKASI) Putra, Purnama; Putri, Elita Ichwan; Khoiriyah, Ummi
Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah Vol 7 No 1 (2023): Juni 2023
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/justeko.v7i1.18282

Abstract

Bank BTN Syariah is a strategic business unit of PT Bank Tabungan Negara (BTN) Persero which focuses on improving business processes and the quality of the financing portfolio with sharia principles. However, there is a decline in the distribution of MultiManfaat (multi-merits) financing at BTN Syariah in the past year due to the Covid-19 pandemic. Therefore, to find out the adjustments in the marketing of financing products, an evaluation of the marketing strategy is needed. The formulation of alternative marketing strategies through analysis of Strengths, Weaknesses, Opportunities, Threats (SWOT) can be used as a formulation tool in formulating corporate strategies, starting by identifying internal and external environmental factors. Furthermore, the IFAS and EFAS matrices were compiled which became the basis for the preparation of the SWOT matrix and IE matrix so that the distribution of MultiManfaat IB financing products can immediately meet the target, and become a successful consumer financing product demanded by BTN Syariah customers. The results of the present study state that the condition of BTN Syariah KC Bekasi is in the Grow and Build positions. Keyword: Evaluation, IFAS & EFAS, Marketing Strategy
ADVANCING ESSAY WRITING WITH DIGLIT: APPLICATION AND EFFECTIVENESS OF A DIGITAL LITERACY TEACHING TOOL Hidayati, Istiqlailah Nurul; Dewanti, Ratna; Rasyid, Yumna; Putra, Purnama
English Review: Journal of English Education Vol. 12 No. 1 (2024)
Publisher : University of Kuningan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25134/erjee.v12i1.9298

Abstract

Writing an essay is still a challenge for students even for those at the university level. There are many difficulties they find when they try to write it. First, especially in non-English speaking countries, students lack vocabulary, they do not have ideas to write, they are still confused about the mechanics, and they find it difficult to organize the writing. Since the problems are complex, giving only the theories of writing to the students is not adequate. Teachers have to ‘arm’ the students with tools. There are many tools available today on the internet, yet not many students are able to use them correctly. They need guidance to use them in the correct way. This research aims at developing a digital teaching tool to assist students in writing an essay. The research is done by doing need analysis, designing the digital tool, and finally testing the designed teaching tool. The digital teaching tool is named as Diglit which stands for Digital Literacy. It is named so since the tool guides the students to use their literacy skills for constructing a better essay. The research employed ASSURE design to develop the teaching tool. At the end of the process, the tool is tested for its effectiveness using quasi experimental research and it is found out that there is an effect of the use of Diglit on the students’ writing skill. Hence, the result shows that the digital tool created from the research is able to help the students construct an essay.
The Influence of Educational Background and Work Experience on Employee Work Ethic Harkriskayani, Indah; Putra, Purnama
Human Capital and Organizations Vol. 1 No. 2 (2024): APRIL 2024
Publisher : SAN Scientific

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58777/hco.v1i2.176

Abstract

Human resources play the most important and potential role in the success of a company. Therefore, in order to make a greater contribution to the Company, human resources must be managed well. Educational background and work experience of employees are factors that influence work ethic. This research aims to examine the influence of educational background and work experience on employee work ethic. The sample used in this research is a purposive sample, the sample in this research is 39 employees. The data collection technique used is a questionnaire. The results of this research test are that educational background has a positive effect on work ethic, work experience has a positive effect on work ethic. Simultaneously, educational background and work experience have a positive effect on work ethic. Managerial implications that may arise are human resource planning, recruitment and selection processes, employee development and team management, performance evaluation and organizational culture development.
Assessing the Impact of Trump’s Economic Policy Strategies on Economic Reform in Indonesia Luhuringbudi, Teguh; Putra, Purnama; Masuwd, Mowafg Abrahem; Alsayd, Abdulnasir Dhaw; Alrumayh, Safa Husayn
Contemporary Society and Politics Journal Vol. 4 No. 1 (2025): Contemporary Society and Politics Journal (CSPJ)
Publisher : Institut Agama Islam Negeri Kerinci

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32939/cspj.v4i1.5142

Abstract

This study focuses on the economic policy strategies implemented by Trump and their implications for economic reform in Indonesia, while also uncovering the multidimensional and complex interactions between foreign policy and its impact on the domestic economy. The purpose of this study is to understand the influence of Donald Trump's economic decisions on public behavior, as well as their suitability to policies in Indonesia. The data collection method was carried out using a qualitative approach, using literature studies and analysis of the applicable policy context. The data were analyzed through interdisciplinary nuances that include Public Choice Theory, Behavioral Economics, and Sustainable Economic Development, each of which provides thematic-impressive and case-impactful insights into the dynamics of policy and public response. Primary sources used in this study include academic reports, news articles, and analysis from experts in the field of political economy. The research findings prove that economic policies in the US can trigger sentiments and behavioral patterns that directly affect Indonesian society, especially in the context of dissatisfaction with local policies. The conclusion of this analysis boldly asserts that economic reform in Indonesia needs to capitalize on existing psychological and social factors. The novelty of this research is seen in the development of an analytical framework that links foreign economic policy with broader public responses, as well as the importance of public involvement in the decision-making process. Limitations of this research include the lack of specific quantitative data, and further research is recommended to explore the interaction between policies from other countries and their impacts on Indonesian society more holistically, both directly and indirectly.
The Relationship between Sharia Compliance and Profitability: A Study of Sharia Commercial Banks in Indonesia Azizah, Siti Fajriah; Rahmawati, Rafika; Putra, Purnama
Research of Islamic Economics Vol. 3 No. 2 (2026): JANUARY 2026
Publisher : SAN Scientific

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58777/rie.v3i2.568

Abstract

This study aims to analyze and compare the financial performance of Islamic Commercial Banks in Indonesia using the Sharia Conformity and Profitability (SCnP) method. Sharia Conformity measures a bank's level of compliance with sharia principles, while profitability assesses a bank's ability to generate profits. The data used are the financial performance reports of Islamic Commercial Banks registered with the Financial Services Authority (OJK) in 2023. SCnP indicators include sharia-compliant product structures and compliance with the National Sharia Council (DSN) fatwas, while profitability is assessed through Return on Assets (ROA) and Return on Equity (ROE). The results show that Bank Muamalat Indonesia and Bank Aceh Syariah are in the URQ quadrant, with Sharia Conformity levels of 75% and 79%, respectively. In terms of profitability, Bank Aceh Syariah performed 67.15% higher than Bank Muamalat Indonesia at 1.37%. This finding indicates a positive correlation between sharia compliance and profitability, where increased sharia conformity can strengthen financial performance. The implications of this research emphasize the importance of strategies that focus on sharia compliance to support the growth and competitiveness of sharia banks in Indonesia.
Analisis Kepuasan Nasabah Gen Z dalam Menggunakan Aplikasi BSI Mobile Syifa Fadhliah; Purnama Putra
Jurnal Ilmiah Ekonomi Islam Vol. 10 No. 3 (2024): JIEI : Vol.10, No.3, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i3.14448

Abstract

This study aims to analyze the variables of E-Service Quality, namely Fulfillment, Responsiveness, Compensation, Efficiency, System Availibility, Privacy, Contact on the satisfaction of Gen Z customers in using the BSI Mobile application. The method used is a quantitative method by distributing questionnaires as a data collection tool and multiple regression analysis tests are carried out through SPSS Statistic Version 26 Software. The population in this study is customers who belong to Generation Z and use the BSI Mobile application domiciled in Greater Jakarta. Sampling uses non-probability sampling by determining the number of samples using the Cochran formula which produces a sample number of 100 respondents. This study shows that the results of simultaneous tests for the variables of Fulfillment, Responsiveness, Compensation, Efficiency, System Availability, Privacy, and Contact together affect the satisfaction of Gen Z customers in using the BSI Mobile application. Then in the partial test for the variables Fulfillment, Responsiveness, Compensation, Privacy, and Contact, each had no effect and was not significant on the satisfaction of Gen Z customers in using the BSI Mobile application. This is because Gen Z customers have not felt the good quality of service from BSI regarding the fulfillment, response and communication of customer complaints and the security of customer personal data that has not been maximized. Meanwhile, the Efficiency and System Availability variables have a positive and significant effect on Gen customer satisfaction in using the BSI Mobile application. This research has recommendations for Bank Syariah Indonesia to continue to improve the quality of BSI Mobile services so that it can increase customer satisfaction in using it.
Does Firm Size, Leverage and Profitability Effect On Coefficient Earnings Response (ERC) with Islamic Social Reporting (ISR) As Intervening Variable ? Purnama Putra
Jurnal Ilmiah Ekonomi Islam Vol. 8 No. 2 (2022): JIEI : Vol. 8, No. 2, 2022
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v8i2.4489

Abstract

This study aims to determine the direct and indirect effect of Firm Size, Leverage, and Profitability on Earning Response Coefficient (ERC) with Islamic Social Reporting (ISR) as an intervening variable in manufacturing companies listed in the Indonesian Sharia Stock Index (ISSI) for the period 2014 -2017. The data used are the financial statements of manufacturing companies listed in the Indonesian Sharia Stock Index. Data analysis using multiple linear regression. The sample in this study were 30 manufacturing companies in various business fields, which provided quarterly financial reports. Samples were taken using purposive sampling technique. The results of this study show that partially Firm Size and Profitability have a positive and significant effect on Islamic Social Reporting, while Leverage has no and no significant effect on Islamic Social Reporting. Partially Firm Size and Islamic Social Reporting have no and insignificant effect on the Earning Response Coefficient, but Leverage has a negative and significant effect while Profitability has a positive and significant effect on the Earning Response Coefficient. Meanwhile, simultaneously Firm Size, Leverage, and Profitability have a positive effect on Islamic Social Reporting. Simultaneously Firm Size, Leverage, Profitability and Islamic Social Reporting on Earning Response Coefficient. Based on the results of path analysis, it shows that Islamic Social Reporting cannot mediate Firm Size, Leverage, and Profitability variables on the Earning Response Coefficient.
Link And Match Strategy of Islamic Banking Vocational High School Human Resources with the Islamic Banking Industry Purnama Putra
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 2 (2023): JIEI : Vol.9, No.2, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i2.8316

Abstract

The purpose of this study is to determine the strategy used for Link and Match between Islamic banking vocational schools and the Islamic banking industry. The research method uses a qualitative descriptive analysis, by conducting interviews with the Patriot BPRS in Bekasi City and SMK Negeri 5 Bekasi City, the Islamic Banking Study Program. The analytical technique used in this research is an in-depth technique, namely examining problems on a case-by-case basis because qualitative methodologies believe that the nature of a problem will be different from the nature of other problems. The results of this study indicate that the link and match strategy with Islamic banking has been going well in several fields, namely the curriculum sector, the field of industrial relations recruitment and the field of IQF certification. These three fields aim to train the development of individual competencies in order to keep abreast of developments in the Islamic banking industry. Meanwhile, according to the Islamic banking industry, it is very important to carry out a link and match strategy in order to be able to compete with other competitors who have considerable opportunities in other Islamic financial institutions.
Co-Authors -, Puspita -, Zulfison ., Isfandayani ., Mairanda Aan Finarti, Aan Acep Mulyadi Adara, Reza Anggriyashati Ade saputra Adie Septiana, M Rifky Aditama, Reka Agus Supriyanto Ahya Kamilah Akmal Rizki Hasibuan Aldiansyah, Muhammad Alfiana Indah Muslimah A Indah Alfriana, Geovano Alisa Sri Nur Komala Wulan Sari Alrumayh, Safa Husayn Alsayd, Abdulnasir Dhaw Alto Wirahadi Kusuma AMALIA, ALVIEN NUR Anna Sardiana, Anna Apriliani, Niken Cahya Ari Dewi Cahyati Ari Dewi Cahyati Arief Widyananto Arifin, Nasjwa Putri Syachrah Aulia, Salwa Afronisa Azizah, Siti Fajriah Bela, Nur Evita Cahyati, Aridewi Chairunnisa, Nurlaila Maysaroh Chika Raichany Tama Dahri, Iftikhor Damayanti, Misvia Darapriatna, Nana Dem Vi Sara Desty Widyowati, Dian Dewi Marita Dewi, Rani Novita Dian Desty Widyowati Dian Lestari Styaningrum Diningsih, Ayu Diyono, Wahid Eka Candra Elisa, Nur Elita Ichwan Putri Elsa Ayuningtias Elvira Suryani Fadhilah, Habil Azmi Fadhilah, Nur Ahmad Fadhliah, Syifa Fadilah, Hudzaifah Akmal Fahlevi, Rizal Fajri Ryan Isnandar Fauzi, Fitriah Fauzi, Muhammad Nur Fawwa Alamah, Atikah Fiqry Caturitama, Rasyad Fitria Anjani, Fitria Gumilang, Haryo Gunawan, Syahrul Hamidah, Metha Nur Harahap, Ferda Yani Harkriskayani, Indah Haryo Gumilang Hasan Basri Hasan Basri Hasbiyah, Wiwik Hidayati, Istiqlailah Nurul Husaini, Alfi Husnul Khatimah Husnul Khatimah Isfandayani . Isfandayani Isfandayani Isfandayani Isfandayani Isfandayani Isfandayani Isfandayani Isfandayani, Isfandayani Juliandara, Luthpiyah Kartikasari, Wulan Khodijah, Rahmawati Khoiriyah , Ummi Khoiriyah, Ummi Khoirul Fikri, Dede Kirana, Maharani Galuh Lia Hikmatul Aliyah Liza, Fitri Lucky Purwantini Luhuringbudi, Teguh M. Harun Alrasyid M. Ikhsan Maemunah, Umi Khana Maharani, Sindi Aurora Malikhatun, Irna Mas Deden Tirtajaya Mas Deden Tirtajaya Masuwd , Mowafg Abrahem Masuwd, Mowafg Abrahem Mubarok, Syahrul Muhammad Bilal Muhammad Faris, Muhammad Muhammad Fauzan Yasir Tsany Mukhti, Eriko Chiesa Musyafa Amin Ash Shabah4 Nadhirah, Yuha Nana Danapriatna Nur Evita Bela Nurhayati, Gita Nurma Risa Nurul Huda Pauzan Haryono Pernanu, Ikbal Gamawardi Pratiwi, Fahrunisa Puput Putrianika Putri, Elita Ichwan Putrianika, Puput Qintharah, Yuha Nadhirah Qurnain, Dewi Savitri Rafika Rahmawati Rafika Rahmawati Rafika Rahmawati Ramadhan, M Fakhran Rasyid, Muhammad Irfan Rasyidin, Muhammad Ratna Dewanti Refia Alfina Retnilasari, Elsa Ridwan Ridwan Rika Aryanti Rinaldy, Salwa Afronisa Aulia Rini Anggraini, Rini Rizal Fahlevi Rizal Fahlevi Rizki Gunawan Hsb, Akmal Rizqi Maulida Amalia Rokaya Az-Zahra, Descha Saeranti Sri Pramoda Wardani Sakina, Ameylia Geulis Sara, Dem Vi Setyawan, Dhiwa Harum Shiddiq, Muhammad Ja’far Shiddiq, Noviandana Baihaqi Silviana Silviana Sindi Aurora Maharani Siti Asiah Siti Asiah Siti Fatimah Rofi Siti Nurhidayah Siti Nurhidayah Suci Nurani Suherni, Siti Sukandi, Aan Finarti Sumaryo, Asep Suprihatin Suprihatin Syakdiyah, Karimatus Syifa Fadhliah Syifa Fadhliah Tirtajaya, Mas Deden Ummi Khoiriyah Utami, Dewi Nita Wahyu Adia Ningrum Widyowati, Dian Desty Winda Primasari Yoyo Hambali Yudha Asmara Dwi Aksa Yumna Rasyid, Yumna Zhafiraah, Nazma Riska