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All Journal EKSYAR: Jurnal Ekonomi Syari'ah & Bisnis Islam JIET (Jurnal Ilmu Ekonomi Terapan) Jurnal Ekonomi dan Bisnis Islam Falah : Jurnal Ekonomi Syariah Jurnal Ilmiah Ekonomi Islam AKRUAL: Jurnal Akuntansi Al-Daulah : Jurnal Hukum dan Perundangan Islam al-Uqud : Journal of Islamic Economics Pendas : Jurnah Ilmiah Pendidikan Dasar EQUILIBRIUM: Jurnal Ilmiah Ekonomi dan Pembelajarannya JPP IPTEK (Jurnal Pengabdian dan Penerapan IPTEK) Shirkah: Journal of Economics and Business Syarikat : Jurnal Rumpun Ekonomi Syariah Iqtishoduna: Jurnal Ekonomi Islam J-Dinamika: Jurnal Pengabdian Kepada Masyarakat IMANENSI: Jurnal Ekonomi, Manajemen dan Akuntansi Islam Profit : Jurnal Kajian Ekonomi dan Perbankan Syariah Jurnal Abdi Masyarakat (JAM) Journal of Economics, Business, and Government Challenges Jurnal Ilmiah Edunomika (JIE) Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Didaktik : Jurnal Ilmiah PGSD STKIP Subang Iqtishaduna : Jurnal Ilmiah Mahasiswa Hukum Ekonomi Syariah PROFICIO: Jurnal Pengabdian Masyarakat Humantech : Jurnal Ilmiah Multidisiplin Indonesia Sibatik Journal : Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan Al-Muamalat : Jurnal Ekonomi Syariah Abimanyu: Journal of Community Engagement Educenter: Jurnal Ilmiah Pendidikan Jurnal Ekonomika dan Bisnis Islam Nautical: Jurnal Ilmiah Multidisiplin Indonesia Jurnal Ekonomi Syariah dan Bisnis SIGEH ELT : Journal of Literature and Linguistics Formosa Journal of Applied Sciences (FJAS) Jurnal Pengabdian Masyarakat: BAKTI KITA Sureq: Jurnal Pengabdian Masyarakat Berbasis Seni dan Desain Inspirasi: Jurnal Pengabdian dan Pemberdayaan Masyarakat Al-Iqtishadiah: Jurnal Hukum Ekonomi Syariah Excellence Al-Hiwalah : Journal Syariah Economic Law Journal of Economics Journal of Economics, Entrepreneurship, Management Business and Accounting Socius: Social Sciences Research Journal Neraca Manajemen, Akuntansi, dan Ekonomi Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam EDUCENTER JURNAL PENDIDIKAN Jurnal Hasil-Hasil Pengabdian dan Pemberdayaan Masyarakat (JHP2M) Amwaluna: Jurnal Ekonomi dan Keuangan Syariah Jurnal Ekonomi, Manajemen, Akuntansi JIES : Journal of Islamic Economics Studies Welfare: Jurnal Pengabdian Masyarakat Edumaspul: Jurnal Pendidikan ZISWAF: Jurnal Zakat dan Wakaf
Ach. Yasin
Universitas Negeri Surabaya
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Public Health Social Sciences Other

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Peningkatan Literasi dan Inklusi Green Banking pada Komunitas Remaja dan Anak-anak Rantau Warga Indonesia di Malaysia Rahayu, Yayuk Sri; Sulistyowati, Sulistyowati; Fikriyah, Ashfa; Yasin, Achmad; Kharisma, Ikke
Welfare : Jurnal Pengabdian Masyarakat Vol. 1 No. 4 (2023): Welfare : Desember 2023
Publisher : Fakultas Ekonomi dan Bisnis Islam, IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30762/welfare.v1i4.1068

Abstract

This service aims to increase green banking literacy and inclusion in the community of Indonesian overseas youth and children in Malaysia. Using the ABCD (asset-based community development) method, this activity is focused on utilizing the potential and resources that exist in the community. The objectives of the service include increasing understanding of green banking principles, forming environmental awareness, and increasing the accessibility of sustainable banking services. Through a collaborative approach, it is hoped that the community can utilize new knowledge to support sustainable and environmentally friendly financial practices. The success of the service is measured based on increasing green banking literacy and active participation in sustainability initiatives in the community.
Analisis Faktor-faktor yang Memengaruhi Minat Sertifikasi Halal pada Pelaku UMKM di Jawa Timur Larasati, Anita; Yasin, Ach
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 4 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i4.748

Abstract

The large percentage of the Muslim population in Indonesia is a great opportunity to become the largest producer of halal products and services in the world. Since the enactment of Law No. 33 of 2014 concerning Guaranteed Halal Products, halal certificates are mandatory for products imported, distributed and traded in Indonesia. One sector that is prone to product halal issues is MSME. This study aims to analyze the factors that influence interest in halal certification in MSME actors in East Java. This study uses the variables understanding halal certification, halal awareness, and halal certification costs. Using quantitative methods with multiple linear regression analysis. The analytical tool used was SPSS version 25. The data used in this study were primary data obtained by distributing questionnaires in the form of a Google form. Sampling used a purposive sampling technique with sample criteria namely food and beverage MSME actors who are domiciled in East Java, especially Gresik, Bangkalan, Mojokerto, Surabaya, Sidoarjo, and Lamongan, and have been running a business for 2 years or more. The results of the study show that partially the understanding of halal certification and halal awareness has an effect on the interest in halal certification among MSME actors in East Java. When the understanding of halal certification and halal awareness increases, the interest in halal certification for business actors also increases. Partially, the cost of halal certification has no effect on interest in halal certification in MSME actors in East Java
Pengaruh Literasi Keuangan Syariah, Layanan Mobile Banking dan Shariah Compliance Terhadap Minat Menabung pada Bank Syariah dengan Religiusitas Sebagai Variabel Moderasi: Studi Kasus Pada Mahasiswa Ekonomi Islam Surabaya Tegar Qodri Nugroho; Ach Yasin
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 6 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i6.2597

Abstract

This research aims to determine the influence of sharia financial literacy, mobile banking services, and sharia compliance on interest in saving at sharia banks with religiosity as a moderating variable (case study of Islamic Economics students in Surabaya). The data used is primary data through distributing questionnaires. The sample used was 370 respondents who were randomly selected based on certain criteria using purposive sampling techniques. The research results show that sharia financial literacy, mobile banking services, and sharia compliance have a significant effect on interest in saving at sharia banks. Meanwhile, religiosity can strengthen the influence of sharia financial literacy on interest in saving at sharia banks. The results of testing the coefficient of determination showed that sharia financial literacy, mobile banking services and sharia compliance had a simultaneous influence of 72% on interest in saving at sharia banks.
Pengaruh Bauran Pemasaran terhadap Minat Nasabah dalam Menabung: Studi Kasus pada PT. BPRS Magetan Daffa Fadhillah Burhanudin; Ach. Yasin
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 9 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i9.2647

Abstract

This research aims to determine the results of research on the influence of the marketing mix on customer interest in savings products at PT. BPRS Magetan. This research used descriptive quantitative methods using a sample of 103 savings product customers as respondents. The distribution of questionnaires was carried out using a Likert scale on variables in the marketing mix, namely, product, price, place, promotion, people, process and physical evidence. This research uses multiple linear regression analysis using instrument data tests, classical assumption tests and hypothesis tests using the t test, f test and r2. The results of this research explain that partially the product, price, place, promotion and people variables have a positive and significant influence on customer interest in saving, while the process and physical evidence variables do not have a positive and insignificant influence on the customer interest variable in saving. Then simultaneously the variables product, price, place, promotion, people, process and physical evidence have a positive and significant influence on customer interest in saving. The results of the coefficient of determination test (R Square) showed that product, price, place, promotion, people, process and physical evidence had a simultaneous influence of 86.5% on customer interest in saving on PT. BPRS Magetan.
PEMBERDAYAAN ANGGOTA PKK MELALUI PELATIHAN KETERAMPILAN MERANGKAI BUNGA DAN PEMASARAN DIGITAL DI DESA COROWALI, KABUPATEN BARRU Muhaemin, Muhammad; Fadhillah S, Nurul; Yasin, Achmad; Arifin, Irfan; Ramadhina, R. Mekar Liza
Sureq: Jurnal Pengabdian Masyarakat Berbasis Seni dan Desain Vol 4, No 2 (2025): Juli-Desember
Publisher : Universitas Negeri Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26858/srq.v4i2.78728

Abstract

Kegiatan pengabdian kepada masyarakat (PKM) ini dilaksanakan di Desa Corawali, Kabupaten Barru, dengan mitra anggota PKK. Permasalahan utama yang dihadapi mitra adalah minimnya keterampilan produktif untuk mengisi waktu luang dan keterbatasan akses terhadap pelatihan, sehingga potensi ekonomi kreatif lokal belum tergarap. Tujuan dari kegiatan ini adalah untuk meningkatkan keterampilan teknis anggota PKK dalam merangkai bunga serta memberikan pelatihan pemanfaatan teknologi digital sebagai sarana promosi dan pemasaran. Metode pelaksanaan program meliputi empat tahap: (1) Sosialisasi dan identifikasi peserta; (2) Pelatihan keterampilan (workshop) teori dan praktik merangkai bunga sintetis dan benang tebal; (3) Pelatihan pemanfaatan teknologi digital untuk fotografi produk dan pengelolaan media sosial; serta (4) Pendampingan dan evaluasi. Hasil kegiatan menunjukkan peningkatan keterampilan yang signifikan pada 20 peserta, yang dibuktikan dengan dihasilkannya 20 produk rangkaian bunga yang siap pasar. Selain itu, telah terbentuk satu platform media sosial (Instagram) sebagai galeri digital dan sarana promosi. Program ini berhasil menginisiasi terbentuknya rintisan kelompok usaha kreatif baru di Desa Corawali yang berpotensi meningkatkan kemandirian ekonomi keluarga.
Analysis of Zakat Fundraising Strategies Through E-Commerce Platform in Increasing Revenue at Initiative Zakat Indonesia Nur Annisa Fitri; Ach .Yasin
Edumaspul: Jurnal Pendidikan Vol 7 No 1 (2023): Edumaspul: Jurnal Pendidikan
Publisher : Universitas Muhammadiyah Enrekang

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Indonesia is a country with the largest Muslim population with 86.88% of the total population of Indonesia being Muslim. (kemendagri.go.id, 2021). In Islamic teachings there is the term zakat, which is an obligation in the Islamic faith to pay a certain portion of some wealth. Based on the Zakat Outlook 2017 in PUZKAS BAZNAS that the potential for zakat in Indonesia reaches 217 T while the accumulated potential is only 5 T. Advances in payment system technology can replace the role of cash as a more effective non-cash payment instrument and efficiently, e-commerce has become the choice for the fundraising strategy implemented by the Initiative Zakat Indonesia. This research aims to find out how the zakat fundraising strategy through the e-commerce platform at the Initiative Zakat Indonesia institution can maximize the existing zakat potential. This research is qualitative research and uses descriptive qualitative methods. In this study, the subject-taking technique used targeted sampling and interview data collection techniques, and data source triangulation was used as data validity. The results of this study state that the Zakat collection strategy through the Initiative Zakat Indonesia Institution's e-commerce platform has been quite successful in maximizing the potential of Zakat
The Role of the Nurul Hayat Gresik Amil Zakat Institute (Laz) in Empowering Rural Communities During the Covid-19 Pandemic Muhammad Hamzah Rabani; Ach. Yasin
Edumaspul: Jurnal Pendidikan Vol 7 No 1 (2023): Edumaspul: Jurnal Pendidikan
Publisher : Universitas Muhammadiyah Enrekang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33487/edumaspul.v7i1.5652

Abstract

The spread of the pandemic-19 has resulted in the increasing of poor residents in Gresik Regency and East Java Province, up to 2021 (gresikkab.bps.go.id and jatim.bps.go.id). seeing the magnitude impact of the Covid-19 in all aspect, efforts are needed concrete solutions that can solve these problems in the form of empowerment village community (Aprilianto, et al, 2021). This problem requires support from institutions referred to Lembaga Amil Zakat (LAZ) Nurul Hayat (Rohmah, 2021). This institution is an that collect Zakat, Infaq, and Shadaqah (SIZ) funds f rom the community (muzakki) and redistributed to the community (mustahiq) according to islamic law. The purpose of this research is to find out of the role of Lembaga Amil Zakat Nurul Hayat Gresik institution in empowering village communities during the pandemic covid-19. This research is a descriptive qualitative techniques of taking the subject using purposive sampling. Data collection techniques from interviews, observations, and documentations. The results of this study indicate that the existance of LAZ Nurul Hayat Gresik empowerment program has made the community more advanced and developed in their socio-economic field, the village community feels that they have gained more scientific insight related to entrepreneurship practices. The empowerment program from LAZ Nurul Hayat: namely Ternak Desa Sejahtera (TDS) program, and Micro, Small, Medium Enterprises (MSMEs) program.
PENGARUH PEMBIAYAAN PLS DAN NON-PLS TERHADAP KINERJA BANK SYARIAH DI INDONESIA Mubarok, Alrojak; Yasin, Ach.
Jurnal Ekonomika dan Bisnis Islam Vol 8 No 1 (2025): April
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jekobi.v8n1.p195-212

Abstract

This study aims to analyze the effect of Profit and Loss Sharing (PLS) and Non-PLS-based financing on the performance of Islamic banks in Indonesia. The background of this study is based on the dominance of Non-PLS contracts, especially murabahah, in Islamic bank financing portfolios, although PLS contracts are considered more ideal in accordance with sharia principles. The study uses a quantitative approach with a multiple linear regression method. Secondary data were obtained from the monthly financial reports of Islamic banks for the period 2019–2024 published by the Financial Services Authority (OJK). The results show that PLS financing has no significant effect on Islamic bank performance, while Non-PLS financing is proven to have a positive and significant effect on bank profits. Simultaneously, both types of financing have a significant effect on Islamic bank performance with a coefficient of determination of 0.916, meaning that 91.6% of the variation in bank performance can be explained by PLS and Non-PLS financing. This finding indicates that although PLS is in accordance with the principles of sharia justice, the dominant contribution to Islamic bank profitability still comes from Non-PLS financing.
ZAKAT PAYMENT INCLUSION IN INDONESIA: A DESCRIPTIVE ANALYSIS OF ZAKAT MAAL COLLECTION, 2006–2015 Canggih, Clarashinta; Fikriyah, Khusnul; Yasin, Ach.
Jurnal Ekonomi dan Bisnis Islam (Journal of Islamic Economics and Business) Vol. 3 No. 1 (2017): JANUARI-JUNI 2017
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (727.697 KB) | DOI: 10.20473/jebis.v3i1.3164

Abstract

This paper aims to find out the amount of zakat fund collection, particularly zakat maal in Indonesia. Numbers of zakat fund collected is used to see zakat inclusion from the perspective of zakat payment of Indonesian. This paper uses descriptive quantitative through secondary data collection from several sources. The result shows that the realization of zakat fund collection in Indonesia increases during 2006-2015, so does the number of people who pay zakat. However, it can be seen that the zakat payment inclusion of Indonesian people is still low. The number of people who paid zakat is lower compare to the number of people who are obligated. It need further research to divulge the reason.
PENINGKATAN LITERASI KEUANGAN SYARIAH DIGITAL IBU RUMAH TANGGA KECAMATAN WIYUNG SURABAYA Indrarini, Rachma; A'rasy Fahrullah; Ach. Yasin; Irfan Ramis; Ramdani
Jurnal Pengabdian Masyarakat FKIP UTP Vol 7 No 2 (2026): PROFICIO : Jurnal Abdimas FKIP UTP
Publisher : PROFICIO

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36728/.v7i2.6443

Abstract

Program pengabdian kepada masyarakat ini bertujuan untuk meningkatkan literasi keuangan syariah digital pada ibu rumah tangga di Kecamatan Wiyung, Surabaya. Di era digital, kemampuan memahami dan memanfaatkan layanan keuangan berbasis teknologi yang sesuai dengan prinsip syariah menjadi hal yang penting dalam pengelolaan keuangan keluarga. Namun, masih banyak ibu rumah tangga yang memiliki keterbatasan dalam memahami layanan keuangan digital serta konsep keuangan syariah seperti riba, gharar, dan maisir. Program ini menggunakan pendekatan terstruktur yang meliputi analisis kebutuhan, penyusunan materi, pelaksanaan kegiatan sosialisasi, serta evaluasi melalui pre-test dan post-test. Kegiatan dilaksanakan secara offline dengan melibatkan 40 peserta, yang terdiri dari ibu rumah tangga di Kecamatan Wiyung. Materi yang disampaikan mencakup prinsip dasar keuangan syariah serta penggunaan aplikasi keuangan digital berbasis syariah. Hasil kegiatan menunjukkan adanya peningkatan pemahaman peserta sebesar 52% antara nilai pre-test dan post-test. Hal ini menunjukkan bahwa pelatihan yang diberikan efektif dalam meningkatkan literasi keuangan digital dan pemahaman prinsip syariah. Selain itu, peserta menunjukkan antusiasme dan tingkat kepuasan yang tinggi terhadap kegiatan yang dilaksanakan. Dengan demikian, program ini berhasil meningkatkan literasi keuangan dan kemampuan digital ibu rumah tangga, serta berkontribusi pada pengelolaan keuangan keluarga yang lebih baik dan penguatan inklusi keuangan syariah di masyarakat.
Co-Authors A'rasy Fahrullah Abiyyah Muhammad ADAM DAMANHURI Ahmad Ajib Ridlwan Ahmad Ajib Ridlwan Akhlis Fatikhul Islam Akhmad Syaiful Ghifari Al Baqiyyatus Sholihah, Milda Alvino Rezandy Alvino Rezandy Amanto, Sudrajat Ananda, Amtricia Andi Zamroni Azhar Andrian Dwi Andrian Dwi Rahmad Firdaus Angelo Zauqi Rafl Priambodo Anwar Adem Shikur Arifin, Irfan Athi` Hidayati Aulia Siska Puspita Dewi A’rasy Fahrullah Bagas Adiyaksa Wibawa Berlian Febrianti Billah, Arifah Bimantoro, Surya Ageng Chiquita Kumala Putri Subagjo Clarashinta Canggih Daffa Fadhillah Burhanudin Dardiri, Masyudan Dela Akira Rimadani Desnita Dwireni Devano Hayunda Fachrizal Dhini, Ulfa Rahma Diansyah, Ahmad Zubadar Oktorifal Durratul Haninda Is'ad Dwiarni, Aldavia Hesti Dzakiy Askhiya Erika Dewi Ari Mita Estiningtyas, Indri Wasa Eva Natasha Fadhillah S, Nurul Fahrullah, Farichah, Syayyidati Fikriyah, Ashfa Fikriyah, Khusnul Fitriah Dwi Susilowati Frihatmawati, Rizky Gladis Nabilah Widya Dana Hamzah Rabani, Muhammad Hendry Cahyono Hidayah, Syarifatul Hilda Monoarfa Himmatul kholidah Hujjatullah Fazlurrahman Ikhsanudin Sukron Imamuddin Imamuddin Imroatul Chasanah Imron Mustofa Intan Nurhasanah Irfan Ramis Kharisma, Ikke Kurniawan , Rahmat Kurniawan, Muhammad Ridho Hafid Ladi Wajuba Perdini Fisabilillah Lailatul Mufidah Larasati, Anita Latifah Wulandari, Fanny Leny Hikmah Rentiana Mahmudah, Latifatul Maria Monica Sianita Basukiwardojo Maulita Cahyani Moch. Khoirul Anwar Moch. Khoirul Anwar Monoarfa, Hilda Mubarok, Alrojak Muhammad Akbar Maulana Muhammad Andika, Muhammad Muhammad Fajar Wahyudi Rahman Muhammad Ferdiyansyah Muhammad Hamzah Rabani Muhammad Muhaemin Nanda, Annisa Amalia Eka Nita Kusumawati Nur Annisa Fitri Nur Muzayyanatul Hidayah Nurafini, Fira Nurillah, Shinta Lintang Nurwinsyah Rohmaningtyas Prabowo, Prayudi Setiawan Printa Angelina, Yunika Purnama, Andry Priyadharmadi Rachma Indrarini Rachma Indrarini Rachmawati, Desy Wulan Rahayu, Nunik Tri Ramadhina, R. Mekar Liza Ramdani Ramdani R Ramdani Ramdani Ridlwan, Ajib Riska Febriana Rizqi, Ahmad Fatkhur Robert Shobary Rosyadi, M. Syam’un Rusida, Desy Khoirur Sabana Nouvan Ilman Saifuddin, Muhammad Azhar Santi Ariyani Shikur, Anwar Adem Shinta Lintang Nurillah Sri Abidah Suryaningsih Sri Abidah Suryaningsih Sri Handajani Sri Herianingrum Sulistyowati Sulistyowati Tegar Qodri Nugroho Tika Widiastuti Tiwik Widyaningsih Ummah, Siti Safi'atul Wulandari, Sri Riski Yan Putra Timur Yati BT Samsuddin Yayuk Sri Rahayu Zulfa, Fina Lailiz