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Journal : International Conference on Islamic Economic

Analysis of the Risk Management of Purchasing Puri Nirana Cigelam Sharia Housing in the Perspective of Islamic Economics Adriansah, Adriansah; Sya’ban, Muhammad Fauzan Nur; Adisty, Elfara; Apriani, Eka
International Conference on Islamic Economic (ICIE) Vol. 2 No. 1 (2023): April
Publisher : Sekolah Tinggi Agama Islam Darul Ulum Banyuanyar Pamekasan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58223/icie.v2i1.260

Abstract

As a housing developer, Puri Nirana Cigelam (PNC) Purwakarta, West Java, offers housing with a sharia concept or sharia housing. Sharia housing carries a Sharia system in its financing contracts without the involvement of Sharia or conventional banks. The purpose of this study is to first analyze the risk management of contract implementation in buying and selling housing at PNC. Second, analyzing the application of risk management in the sale and purchase of Sharia housing loans at PNC. Third, analyze the adherence to Islamic economics principles in applying risk management in PNC. This research is qualitative. At the same time, technical data mining using interviews and observation. Technical data processing by editing, organizing, and discovering results and data analysis obtained descriptively to draw conclusions. The study results in show that the risk management carried out at PNC in its sharia contracts is running well even though it is relatively new and outside property developers' customs and habits in risk management. Risk management in implementing buying and selling credit at PNC is going well for risk policies with a Sharia approach. The principles of Islamic economics also colour the existing risk management policies in PNC Sharia housing; there are elements and values ​​of Sharia economic principles that are quality, non-exploitative, free of usury, prosperous and spiritually valuable.
Co-Authors Abdul Gafur Marzuki Abdul Rahman Adisty, Elfara Adriansah, Adriansah al yakin, ahmad Alfaeza, M. Daffa Ghazan Amrullah Amrullah Amrullah, Abdul Karim Apriyansyah, Apriansyah Arlita, Monica Arnanda, Farenz Sukma Arsyad , Safnil Asri Karolina Azwar, Beni Budiman, Wisnu Budiman, Wisnu Budiyanto, Darmawan Cardoso, Luis Cikdin Dadan Supardan Defitranita, Defitranita Destriani, Destriani Dewi Sartika Dubey, Shibani Basu Durgayan, Alesa Elizah, Tenti Elngar, Ahmed A. Enes, Utami Okta Ria Fahma Wijayanti Fakhruddin Fakhruddin Farida Esmianti Fauziah, Meli Feronica, Rani Ayu Fransiska, Jenny Gaya Tridinanti, Gaya Gempar, Stefhanie Putri Cusa Gunawan, Putra Gusmuliana, Paidi Hamdani, Jefrian Haris, Yusman Hartini Idi Warsah Ifnaldi, Ifnaldi Iskandar, Zelvi Jumatul Hidayah, Jumatul Jumira Warlizasusi Kosmanto, Didi Kurnia Saputri, Kurnia Labiran, Roni Marliasari, Sherly Marlina, Ica Meilinda, Sri Muhammad Idris Muhammad Iqbal Ramdhani Muslimaini, Ainul MUTHMAINNAH Muthmainnah Muthmainnah Narti Fitriana, Narti Naseldi, Syarmila ningsih, dwi ria Noviyenty, Leffy NUR AENI Nuraini, Jesi Nurul Izhan Pepridel Yulanda Obaid, Ahmed J. Oktavia, Nazlah Pangestu, Adjie Putra Patil, Atul Bansilal Permanasari, Revi Prihantoro Prihantoro Rachmawaty M. Noer saharani, Ainun Sani, Julidar Sanjaya, Hengki Kris sarwo edy Sri Yuliani Strid, John Evar Sugianto Sugianto Suhermanto, Hadi Supardan, Dadan Supardan, Dadan Syafryadin, Syafryadin Sya’ban, Muhammad Fauzan Nur Taman, Mona Refaat Ulfah Fajarini Wijayanti, Erfin Wiwik Handayani Yasmika Baihaqi, Yasmika Yen Polisda, Yen Yulianti Wulandari Zulihi, Zulihi