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All Journal Masalah-Masalah Hukum Wahana Akademika: Jurnal Studi Islam dan Sosial SELAPARANG: Jurnal Pengabdian Masyarakat Berkemajuan PARAMUROBI Journal of Economic, Management, Accounting and Technology (JEMATech) Literasi Hukum Manarul Qur'an: Jurnal Ilmiah Studi Islam Jurnal Hukum Ekonomi Syariah SYARIATI : Jurnal Studi Al-Qur'an dan Hukum Al-Fath Supremasi Hukum Wahana Akademika: Jurnal Studi Islam dan Sosial Jurnal PADMA: Pengabdian Dharma Masyarakat Jurnal CREPIDO: Jurnal Mengenai Dasar-Dasar Pemikiran Hukum Filsafat dan Ilmu Hukum Jurnal Pengabdian dan Edukasi Sekolah (Jubaedah) Jurnal Abdimas Bina Bangsa Az Zarqa': Jurnal Hukum Bisnis Islam Cakrawala: Jurnal Studi Islam Kolaborasi Jurnal Pengabdian Masyarakat JOMPA ABDI: Jurnal Pengabdian Masyarakat Syarah: Jurnal Hukum Islam dan Ekonomi ISJOUST Jurnal Informasi Pengabdian Masyarakat SOROT: Jurnal Pengabdian Kepada Masyarakat BERBAKTI: Jurnal Pengabdian Kepada Masyarakat Jurnal Akademik Pengabdian Masyarakat JURNAL MULTIDISIPLIN ILMU AKADEMIK JEPEmas: Jurnal Pengabdian Masyarakat (Bidang Ekonomi) Jurnal Pengabdian Siliwangi Jurnal Pengabdian Masyarakat Mentari Jurnal Ilmu Pendidikan Aksi Kita: Jurnal Pengabdian Kepada Masyarakat Jurnal Pengabdian Indonesia TRIPUTRA : Jurnal Sosial, Ekonomi dan Hukum
Nurma Khusna Khanifa
Universitas Sains Al-Qur'an Jawa Tengah Di Wonosobo
Religion Agriculture, Biological Sciences & Forestry Humanities Astronomy Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Dentistry Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Mechanical Engineering Medicine & Pharmacology Nursing Physics Public Health Social Sciences Other

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BUNGA BANK STUDI PEMIKIRAN TAFSIR KONTEKSTUAL ABDULLAH SAEED Annisaul Husna; Nurma Khusna Khanifa
Manarul Qur'an: Jurnal Ilmiah Studi Islam Vol. 24 No. 2 (2024): December
Publisher : LP3M Universitas Sains Al Qur'an

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32699/mq.v25i2.7809

Abstract

Perdebatan bunga bank termasuk ribā atau bukan membawa dampak pada perkembangan metode hukum dan corak pandangan pemikir muslim dalam melihat hukum ribā. Seperti halnya penafsiran Abdullah Saeed tentang bunga. Untuk menjawab pemikiran Abdullah Saeed, dalam artikel ini penulis menggunakan pendekatan dan teori historis, filosofis dan hermeneutis. Hasil Penelitiannya ialah corak tafsir Saeed dipengaruhi oleh Fazlur Rahman, bahkan Abdullah Saeed dikenal sebagai seorang Rahmanian. Hal ini disebabkan beliau menyempurnakan dan meneruskan metodologi tafsir Rahman. Salah satu metode yang digunakan Saedd dalam melihat bunga bank dan ribā tidak lain tafsir kontekstual. Hasil penelitian ini ialah Abdullah Saeed menghukumi bunga bank didasari dengan ijtihad dalam memahami historisitas ayat-ayat tentang ribā dalam Al-Qur`an (al-Rum ayat 39, an-Nisa` Ayat 160-161, Ali `Imran Ayat 130 dan al-Baqarah ayat 275-280). Pendekatan kontekstual yang digunakan Abdullah Saeed menyuguhkan mengenai pembahasan ayat ethico-legal dengan menggunakan ijtihad context-based ijtihad dengan menghubungkan teks pelarangan ribā dengan konteks sosio-historisnya. Menurut Saeed bunga bank berbeda dari ribā bahkan setuju dengan bunga bank, hal ini didasari oleh `illah dan ḥikmah yang mengarah pada konteks moral dimana tidak adanya unsur mengeksploitasi dan tidak melibatkan unsur ketidakadilan seperti apa yang pernah terjadi semasa pra-Islam saat itu.
Application of the Fun Learning Method to Reduce the Impact of Learning Loss Among Indonesian Diaspora Children at SB KM Sungai Buloh Robith Juan Fahmi; Nurma Khusna Khanifa; Sri Haryanto; Hermawan Hermawan
BERBAKTI : Jurnal Pengabdian Kepada Masyarakat Vol. 4 No. 2: BERBAKTI: Jurnal Pengabdian Kepada Masyarakat | September 2026
Publisher : Fakultas Keguruan dan Ilmu Pendidikan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30822/berbakti.v4i2.5700

Abstract

This community service program aimed to implement a fun learning approach to mitigate the effects of learning loss among Indonesian diaspora children at the Kampung Melayu Sungai Buloh Learning Center, Malaysia. The program involved 30 children aged 6–12 years and was conducted over a 20-day period using a participatory approach comprising needs assessment, instructional planning, implementation, classroom observation, and descriptive evaluation. Learning activities included icebreakers, educational games, interactive quizzes, group discussions, storytelling, singing, and collaborative activities supported by simple instructional media and ClassPoint-integrated presentations. Program outcomes were evaluated in terms of learning engagement, participation, confidence in expressing opinions, collaboration, and basic literacy and numeracy skills. Academic achievement was assessed using a 10-item test covering reading, writing, and basic arithmetic, administered before and after the program. Attendance and classroom participation were also monitored throughout the intervention. Pre-test results showed that 15 of the 30 participants (50%) scored below 50 out of 100. Following the 20-day program, all participants (100%) achieved post-test scores of at least 80. Observational findings also indicated increased enthusiasm, active participation, confidence in responding to questions and expressing opinions, and collaboration during learning activities. These findings indicate substantial improvement in participants’ literacy and numeracy performance and suggest positive changes in learning engagement following the implementation of fun learning. However, because the program employed a descriptive community service design without a control group, the observed improvements should not be interpreted as evidence of a causal effect of fun learning. The program illustrates the potential of an engaging, participatory learning approach to support learning recovery and strengthen non-formal educational services for Indonesian diaspora children with diverse learning needs.
Small-Group-Based Quran Recitation Mentoring to Strengthen Religious Education for Indonesian Children at Sanggar El Shaddai, Malaysia Rizky Aulia Nur Salsabila; Nurma Khusna Khanifa; Sri Haryanto; Hermawan Hermawan
BERBAKTI : Jurnal Pengabdian Kepada Masyarakat Vol. 4 No. 2: BERBAKTI: Jurnal Pengabdian Kepada Masyarakat | September 2026
Publisher : Fakultas Keguruan dan Ilmu Pendidikan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30822/berbakti.v4i2.5744

Abstract

Indonesian children living abroad may face challenges in accessing continuous religious education, particularly Qur’anic learning, due to limited learning resources and differences in learners’ initial abilities. This situation was also observed at Sanggar El Shaddai in Klang, Malaysia, where children demonstrated varying levels of Qur’anic reading proficiency, ranging from basic Iqra’ learning to the need for improvement in pronunciation, tajwid, and reading fluency. This community engagement program aimed to implement and describe small-group Qur’anic learning support tailored to the participants’ initial abilities and to identify observable progress during the mentoring process. The program was conducted as part of the International Community Service Program (KKN Internasional) of Universitas Sains Al-Qur’an from June 2 to 29, 2026, involving 15 children aged 4–12 years. Participants were divided into small groups of approximately 5–7 children based on their initial abilities. The mentoring activities included talaqqi, tahsin, murojaah, memorization of short surahs, guided reading practice, and periodic reading evaluations. Data were collected through participatory observation, semi-structured interviews with 10 informants, documentation, and observations of the participants’ reading development. The results indicated positive observable developments in reading fluency, pronunciation accuracy, basic application of tajwid, confidence in reading aloud, and participation in learning activities. However, the degree of improvement varied among participants depending on their initial abilities and individual- ’ learning needs. These findings suggest that small-group, ability-based Qur’anic mentoring can serve as an adaptive, community-based approach to strengthening religious education services for Indonesian children in diaspora communities.
Zakat Sebagai Nilai Instrumental Ekonomi Islam Dalam Kajian Asbāb al-Nuzụl Nurma Khusna Khanifa; Moh. Syifa`ul Hisan
Journal of Economic, Management, Accounting and Technology (JEMATech) Vol 5 No 1 (2022): February
Publisher : Fakultas Teknik dan Ilmu Komputer, Universitas Sains Al-Qur'an (UNSIQ) Wonosobo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32500/jematech.v5i1.2002

Abstract

Begitu besar manfaat yang bisa didapat bagi orang yang mengerti tentang asbāb al-nuzụl. Al-Zarqāniy maupun al-Suyụthiy sepakat mengatakan, sebagian orang masih berasusmsi bahwa sama sekali tidak ada fungsinya dan tidak penting (make no odds) mempelajari teori asbāb al-nuzụl, bahkan asbāb al-nuzụl tidaklah pantas untuk dianggap sebagai sejarah turunnya ayat. Apa yang mereka asumsikan menurut al-Zarqāniy dan juga al-Suyụthiy sudah salah, sebab mengetahui asbāb al-nuzụl justru memiliki banyak kegunaan dan manfaat. Salah satu manfaat mempelajari asbāb al-nuzụl ialah mengetahui hikmah Allah SWT atas ketentuan yang telah Allah sampaikan di dalam apa yang telah disyari’atkan melalui turunnya ayat, dan itu besar manfaatnya bagi orang mukmin maupun orang yang tidak mukmin. Bagi orang mukmin akan berdampak pada bertambahnya iman orang mukmin tersebut. Di samping itu, bagi orang non muslim, adanya hikmah Allah SWT tersebut akan menggiring mereka untuk beriman jikalau mereka mengerti bahwa syari’at Islam itu sebenarnya dibangun atas dasar maṣlahah, bukan atas dasar kesewenang-wenangan, eksploitasi, kelaliman, dan seenaknya sendiri. Walaupun banyak ayat-ayat yang ada di dalam al-Qur’an itu memiliki asbāb al-nuzụl, dan adakalanya tidak. Seperti halnya dalam konteks zakat justru memiliki asbāb al-nuzụl yang dikatakan sangat rigit. Padahal zakat bagian terpenting dari nilai instrumental dalam ekonomi Islam.
Konsep Harta: Penentuan Keuntungan Green Sukuk Pemicu Impact Investment SDGs Achmad Affandi; Nurma Khusna Khanifa
Journal of Economic, Management, Accounting and Technology (JEMATech) Vol 5 No 2 (2022): August
Publisher : Fakultas Teknik dan Ilmu Komputer, Universitas Sains Al-Qur'an (UNSIQ) Wonosobo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32500/jematech.v5i2.2684

Abstract

Sustainable Development Goals (SDGs) merupakan isu strategis yang hari ini selalu diperbincangkan. Dalam menyongsong era tersebut di Indonesia memiliki instrument keuangan Islam di pasar modal syari`ah yang sesui dengan SDGs saat ini yaitu green sukuk. Green Sukuk sendiri investasi yang menjanjikan tanpa adanya kerugian karena dijamin oleh pemerintah. Perlindungan investor sangat diperhatikan sehingga minat pembelian sukuk cukup tinggi. Sukuk menghadirkan keuntungan tersendiri baik dari sisi financial berupa sewa, mark-up dan bagi hasil kerjasama sesuai dengan akad yang dipilih. Green sukuk ritel menjadi impact investment yang pertama sekaligus menunjukkan komitmen dan kontribusi Pemerintah dalam mengembangkan pasar keuangan syariah serta mengatasi perubahan iklim, yang diwujudkan melalui penerbitan instrumen pembiayaan yang inovatif dan berkelanjutan. Green sukuk memiliki kontribusi di dalam SDGs antara lain Goal 1 (No Poverty), Goal 2 (Zero Hunger) of Goal 3 (Good Health and Well-Being), Goal 5 (Gender Equality), Goal 6 (Clean Water and Sanitation for All), Goal 7 (Affordable and Clean Energy), Goal 8 (Decent Work and Economic Growth), Goal 9 (Industry, Innovation, and Infrastructure), Goal 10 (Reduced Inequalities), Goal 11 (Sustainable Cities and Communities),and Goal 13 (Climate Action). Sehingga green sukuk, secara tidak langsung menarik para investor untuk andil berkontribusi membangun negara Indonesia. Tidak heran jika green sukuk masuk dalam kategori harta mutaqawwim terhindar dari unsur riba, gharar dan maysir.
Determinan Firm Performance Melalui Knowledge Creation Process Pada Homestay dan Hotel Tidak Berbintang di Kabupaten Wonosobo Yusqi Mahfud; Kurniawati Mutmainah; Ahmad Guspul; Achmad Affandi; Nurma Khusna Khanifa
Journal of Economic, Management, Accounting and Technology (JEMATech) Vol 7 No 2 (2024): August
Publisher : Fakultas Teknik dan Ilmu Komputer, Universitas Sains Al-Qur'an (UNSIQ) Wonosobo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32500/jematech.v7i2.7850

Abstract

Tujuan dari penelitian ini untuk menguji peran mediasi knowledge creation process dalam hubungan customer orientation dan entrepreneurial orientation dengan firm performance melalui pada industri penginapan, khususnya homestay dan hotel tidak berbintang di Kabupaten Wonosobo. Pendekatan kuantitatif digunakan dalam metode penelitian ini yang melibatkan 132 responden dari 1.323 unit industri penginapan yang ada. Data dikumpulkan melalui kuesioner yang dirancang untuk mengukur variabel customer orientation, entrepreneurial orientation, knowledge creation process, dan firm performance. SEM-PLS digunakan untuk menganalisis data dan uji hipotesis. Penelitian menunjukkan hasil bahwa firm performance tidak dipengaruhi customer orientation, sedangkan entrepreneurial orientation memiliki pengaruh positif dan signifikan tarhadap firm performance. Selain itu, knowledge creation process mampu mempengaruhi langsung firm performance. Hasil penelitian juga menunjukkan adanya peran mediasi knowledge creation process. Temuan ini menekankan pentingnya penerapan strategi inovatif dan pengelolaan pengetahuan dalam meningkatkan daya saing industri penginapan di Wonosobo.
Membangun Employee Performance UKM di Wonosobo : Peran Self-Efficacy dan Employee Relation Practices Dengan Employee Engagement Sebagai Mediator Achmad Affandi; Yusqi Mahfud; Kurniawati Mutmainah; Ahmad Guspul; Nurma Khusna Khanifa
Journal of Economic, Management, Accounting and Technology (JEMATech) Vol 8 No 1 (2025): February
Publisher : Fakultas Teknik dan Ilmu Komputer, Universitas Sains Al-Qur'an (UNSIQ) Wonosobo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32500/jematech.v8i1.8994

Abstract

Tujuan studi ini adalah untuk menguji peran mediasi employee engagement dalam pengaruh self efficacy dan employee relation practice terhadap employee performance UKM di Wonosobo. Penggunaan Pendekatan kuantitatif digunakan dalam metode penelitian dan melibatkan 127 manajer UKM di Kabupaten Wonosobo. variabel self efficacy, employee relation practice, employee engagement, dan employee performance dirancang dengan kuesioner dan digunakan untuk memperoleh data penelitian. Analisis data dan uji hipotesis menggunakan SEM AMOS. Penelitian menunjukkan hasil bahwa self efficacy terbukti berpengaruh positif dan signifikan terhadap employee performance. employee relation practice tidak berpengaruh langsung terhadap employee performance. self efficacy memiliki pengaruh positif dan signifikan terhadap employee engagement, yang berarti bahwa kepercayaan diri karyawan dalam bekerja meningkatkan keterlibatan mereka dalam organisasi. employee relation practice berpengaruh positif dan signifikan terhadap employee engagement. employee engagement memiliki pengaruh positif dan signifikan terhadap employee performance. employee engagement memediasi pengaruh self efficacy terhadap employee performance. employee engagement memediasi pengaruh employee relation practice terhadap employee performance.
The Application of The Basic Principles of Waqf to Intellectual Property Rights (IPR) in Indonesia Muhamad Ulil Albab; Nurma Khusna Khanifa; Hary Mulyadi
Literasi Hukum Vol 7, No 2 (2023): LITERASI HUKUM
Publisher : Universitas Tidar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31002/lh.v7i2.6728

Abstract

Intellectual Property Rights (IPR) are rights owned by a person or legal entity to protect their work. The basic principles and arrangements of IPR come from the western world, among others regulated in various international treaties, while the basic principles and arrangements of waqf come from Islam. The purpose of this study is to examine and analyze the basic principles of waqf and the basic principles of Intellectual Property Rights (IPR). Conducting a comparison between the two principles which then results in the application of the basic principles of waqf to intellectual property rights. This research uses a normative juridical research method with a problem approach including a statutory approach, an analytical approach and a conceptual approach. Research specifications are focused on researching legal principles and legal synchronization. The result of this research is that the basic principles of IPR can be applied to the basic principles of waqf. The principles that can be applied include: authority rights, private and market rights, sustainability, TRIPs binding, as well as the principle of natural justice, the economic argument, the cultural argument, and the social argument.
STRATEGI KEPEMIMPINAN DALAM MENINGKATKAN KUALITAS PROGRAM UNGGULAN TAHFIDZUL QUR’AN: Studi SMP Takhassus Al-Qur’an Kalibeber Wonosobo Rina Nurul Kharismawati; Nurma Khusna Khanifa
PARAMUROBI: JURNAL PENDIDIKAN AGAMA ISLAM Vol 4 No 2 (2021): Paramurobi: Jurnal Pendidikan Agama Islam
Publisher : Program Studi Pendidikan Agama Islam Fakultas Ilmu Tarbiyah dan Keguruan UNSIQ Jawa Tengah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32699/paramurobi.v4i2.1998

Abstract

SMP Takhassus Al-Qur’an Kalibeber terletak di wilayah Wonosobo merupakan sekolah yang memiliki koneksi dengan Pondok Pesantren Al-Asy’ariyah dengan pendirinya Al-Mukarram KH. Muntaha Alh. Sekolah ini memadukan antara Ilmu Agama dengan Ilmu umun agar terciptanya keseimbangan antara ilmu dunia dan ilmu akhirat. Program yang paling menonjol di sekolah ini adalah program unggulan Tahfidz, dimana di wilayah Wonosobo belum ada sekolah yang memiliki program tersebut. Tujuan diadakannya program unggulan tersebut adalah guna mencetak para santri penghafal Al-Qur’an. Sudah banyak lulusan SMP Takhassus Al-Qur’an yang menjadi hafiz dan hafizah. Itu semua merupakan hasil dari suksesnya pemimpin dalam memimpin sebuah institusi. Pemimpin yang baik adalah dia yang mampu mensukseskan sekolahnya dari tahun ke tahun untuk mengalami kemajuan. Demi terwujudnya program unggulan tersebut maka sebagai pemimpin wajib untuk memberikan pelatihan kepada guru tahfidz dan tentunya kepada peserta didik itu sendiri guna meningkatkan program tersebut.
The Role of Sharia Features in The Bibit Application in Encouraging Financial Inclusion Through Sharia Mutual Fund Investments Aditya Fa'ikhurozi; Hidayat Nur Wahid; Khisna Nur Muhayah; Nurma Khusna Khanifa
Jurnal Hukum Ekonomi Syariah Vol. 9 No. 1 (2026): April
Publisher : Prodi Hukum Ekonomi Syariah Fakultas Agama Islam, Universitas Muhammadiyah Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The rapid growth of digital investment has expanded public access to financial services, including Sharia-compliant investment products. One platform offering such services is Bibit, which provides various Sharia-compliant features designed to facilitate investment activities among Muslim investors in accordance with Islamic principles. This study aimed to analyze the role of Bibit’s Sharia features in promoting financial inclusion through Islamic mutual fund investment in the digital era. A descriptive qualitative approach was employed using library research, digital content analysis, and interviews with 20 Bibit users. Data were collected from scholarly journals, reports published by the Financial Services Authority (OJK) and the Indonesian Central Securities Depository (KSEI), DSN-MUI fatwas, articles from Bibit’s official website, and interview results. The data were analyzed using thematic analysis. The findings indicated that the Sharia Preference feature, product curation based on the Sharia Securities List (DES), supervision by the Sharia Supervisory Board (SSB), and adherence to DSN-MUI fatwas contributed to strengthening Muslim investors’ trust. Accessible investment procedures, affordable capital requirements, and simplified product selection also encouraged participation in digital Islamic investment. Nevertheless, the expansion of Islamic financial inclusion continues to face challenges related to limited digital literacy and unequal access to technology among certain segments of society.
Co-Authors Achamd Affandi Achmad Affandi Achmad Affandi Achmad Affandi Achmad Affandi Achmad Affandi Achmad Affandi Achmad Affandi Achmad Affandi Aditya Fa'ikhurozi Ahmad Guspul Ahmad Guspul Ahmad Khoir Ahmad Khoiri Ahmad Khoiri Ainun Khabib Ajid Irfan Mustofa Al Wasim, Arif Alif Luthvi Azizah Amini Mahfuzoh Ammalia, Afifah Annisaul Husna Asad Dalhar Avianto Avianto azzarqa, azzarqa Bagus Suryanto Daniel Muhammad Dedy Saifullah Nur Devi Dwi Eviyani Dewi Candra Resmi Eka Nurfiyani Fatmawati Fatmawati Fitriyani Fitriyani Guspul, Ahmad Gusti Hanifah Handoyo Handoyo Handoyo Handoyo Handoyo Hary Mulyadi Hary Mulyadi HERMAWAN Hermawan Hermawan Hidayat Nur Wahid Hisan, Moh. Syifa’ul Husna, Annisaul Ika Setyorini Imam Ariono Imam Ariono Indra Dwi Prasetyo Ita Ameliya Rahmawati Kaukab, M. Elfan Khasanah, Dian Ratu Ayu Uswatun Khisna Nur Muhayah Kurniawati Mutmainah Kurniawati Mutmainah Kurniawati Mutmainah Kurniawati Mutmainah Kurniawati Mutmainah Kurniawati Mutmainah Kurniawati Mutmainah Kurniawati Mutmainah Kurniawati Mutmainah Kurniawati Mutmainah Kurniawati Mutmainah M. Yusuf Amin Nugroho Machfud, Yusqi Mahfud, Yusqi Marwiati Ma’ruf Hidayat Moh. Syifa`ul Hisan Moh. Syifa’ul Hisan Muhamad Nafiul Fahmi Sihab Muhamad Ulil Albab Muhammad Iqbal Muhammad Radito Sanjaya Mukhlishin Mukhlishin Mulyani, Rita Muzammil, Moh. Nila Amania Nur Azizah Putri, Eliesa Rina Nurul Kharismawati Rina Nurul Kharismawati Rini Idayanti Rizkiana, Rina Elsa Rizky Aulia Nur Salsabila Robith Juan Fahmi Romandhon, Romandhon Ronald Jolly Pongantung Sabrina, Laila Safwan Safwan Sakti Wahyu Ningsih Salsabila, Mailani Sawaun Sawaun Sehan Ashari Sri Haryanto Sri Haryanto Susanti, Alfi Virastuti Apriliyani Waliyudin Al Ma’rij Walutfi, Muhammad Safirly Wasim, Arif Al Yusqi Machfud Yusqi Mahfud Yusqi Mahfud Zaki, Muhamad Ziyad Faraihu Roihan