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All Journal Sainmatika: Jurnal Sains dan Matematika JURNAL MATEMATIKA STATISTIKA DAN KOMPUTASI Jurnal Daya Matematis Delta-Pi : Jurnal Matematika dan Pendidikan Matematika Edumatsains Sinkron : Jurnal dan Penelitian Teknik Informatika Desimal: Jurnal Matematika Justek : Jurnal Sains Dan Teknologi JTAM (Jurnal Teori dan Aplikasi Matematika) JURNAL TEKNIK INFORMATIKA DAN SISTEM INFORMASI Jurnal Sisfokom (Sistem Informasi dan Komputer) Zeta - Math Journal Zero : Jurnal Sains, Matematika, dan Terapan ALGORITMA : JURNAL ILMU KOMPUTER DAN INFORMATIKA JISTech (Journal of Islamic Science and Technology) Jurnal Ilmiah Media Sisfo JURNAL MathEdu (Mathematic Education Journal) JOURNAL OF SCIENCE AND SOCIAL RESEARCH Saintifik : Jurnal Matematika, Sains, dan Pembelajarannya MAJAMATH: Jurnal Matematika dan Pendidikan Matematika Symmetry: Pasundan Journal of Research in Mathematics Learning and Education M A T H L I N E : Jurnal Matematika dan Pendidikan Matematika Edugama: Jurnal Kependidikan dan Sosial Keagamaan Mawaizh : Jurnal Dakwah dan Pengembangan Sosial Kemanusiaan Jutisi: Jurnal Ilmiah Teknik Informatika dan Sistem Informasi Imajiner: Jurnal Matematika dan Pendidikan Matematika Jurnal Absis : Jurnal Pendidikan Matematika dan Matematika Proximal: Jurnal Penelitian Matematika dan Pendidikan Matematika Jurnal Teknik Informatika C.I.T. Medicom INFOKUM Takammul : Jurnal Studi Gender dan Islam Serta Perlindungan Anak Majalah Ilmiah Matematika dan Statistika (MIMS) Jurnal Lebesgue : Jurnal Ilmiah Pendidikan Matematika, Matematika dan Statistika Journal of Computer Networks, Architecture and High Performance Computing Jurasik (Jurnal Riset Sistem Informasi dan Teknik Informatika) Asy Syar'iyyah: Jurnal Ilmu Syari'ah dan Perbankan Islam Asimetris: Pendidikan Matematika dan Sains Tawshiyah: Jurnal Sosial Keagamaan dan Pendidikan Islam FARABI: Jurnal Matematika dan Pendidikan Matematika Leibniz: Jurnal Matematika Jurnal Ilmiah Mahasiswa Perbankan Syariah (JIMPA) Journal of Mathematics and Scientific Computing With Applications International Journal of Science and Society (IJSOC) Jurnal Pijar MIPA East Asian Journal of Multidisciplinary Research (EAJMR) Jurnal Informatika Teknologi dan Sains (Jinteks) Jurnal Riset Matematika JYRS: Journal of Youth Research and Studies Jurnal Riset Rumpun Matematika dan Ilmu Pengetahuan Alam (JURRIMIPA) Journal Keperawatan Abdimas Indonesian Journal JEBI (Jurnal Ekonomi dan Bisnis Islam) International Conference on Sciences Development and Technology Jurnal Rumpun Ilmu Kesehatan International Journal of Science and Environment Klinik: Jurnal Ilmiah Kedokteran dan Kesehatan International Journal of Health, Engineering and Technology Journal of Educational Innovation and Public Health Jurnal Ilmu Kedokteran dan Kesehatan Indonesia Neraca: Jurnal Ekonomi, Manajemen dan Akuntansi Sabangka Abdimas Jurnal Pengabdian Masyarakat Sabangka Quadratic: Journal of Innovation and Technology in Mathematics and Mathematics Education Jurnal Penelitian Progresif (JPP) Jurnal Pengabdian Masyarakat Ekonomi dan Bisnis Digital Jurnal Kebijakan Pembangunan Daerah (JKPD) Bilangan: Jurnal Ilmiah Matematika, Kebumian dan Angkasa Society Al-bank: Journal of Islamic Banking and Finance Semeru Jurnal Pengabdian Masyarakat Jurnal Jendela Matematika Fathana: Jurnal Psikologi Ar-Raniry Madania: Jurnal Kajian Keislaman Jurnal Ilmu Kedokteran dan Kesehatan Indonesia Journal of Industrial Engineering and Management
Hendra Cipta
Universitas Islam Negeri Sumatera Utara
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Journal : Edumatsains

 1 
Analysis Of Future Health Insurance Premium Reserve Calculations Using The Commissioners Method With Woolhouse Formula oktavia handayani; hendra cipta
EduMatSains : Jurnal Pendidikan, Matematika dan Sains Vol 9 No 1 (2024): July
Publisher : Fakultas Keguruan dan Ilmu Pendidikan, Universitas Kristen Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33541/edumatsains.v9i1.5933

Abstract

A premium reserve is the amount of funds that the insurance company needs to prepare for the payment of liability benefits when a claim occurs. One method of calculating premiums is the commissioners method which is an extension of the prospective reserve method.The main factor in the actuarial calculation is the mortality rate that can be determined using the WOOLHOUSE mortality law. This study aims to determine the size of the life insurance premiums reserve using the commisioners method and the WOLHOUSE mortality laws. The calculation of the premium reserve is linked to the determination of a person's chances of survival over a period of years of WOALHOUSE law which is then used to find the value of the insurance, the initial annuity value, the annual premium, the modified premiums based on the Commissioners method, and the amount of the premie reserve at the end of the year. The study was conducted on a 25-year-old woman who was enrolled in a dwiguna life insurance program with a 25 year liability period and a 23 year premium payment period at a 4% interest rate with a liability of Rs. 500,000,000. The results of the analysis showed that the large reserves of premiums obtained at the end of the period of liability with the Commissioners method and the WOOLHOUSE mortality law are equal to the given reservation value, so that the insurance company is prepared to give the amount of reservation promised to the policyholder.
Identification of Dominant Factors Affecting Study Time and Waiting Time of Mathematics Undergraduate Using the Least Absolute Shrinkage And Selection Operator (LASSO) Hendra Cipta; Rina Widyasari; Linna Syahputri
EduMatSains : Jurnal Pendidikan, Matematika dan Sains Vol 9 No 1 (2024): July
Publisher : Fakultas Keguruan dan Ilmu Pendidikan, Universitas Kristen Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33541/edumatsains.v9i1.6069

Abstract

Higher education is a level of education that is able to produce and prepare graduates so that college graduates are able to compete and are ready to face the world of work. The aim of this research is to determine the dominant factors that influence the study period and waiting time for undergraduates in Department of Mathmatics FST UIN Sumatera Utara Medan until they get their first job in less than 9 months. The Least Absolute Shrinkage And Selection Operator (LASSO) method was used in this research, where this method is expected to be able to provide high accuracy results in terms of determining the most dominant factors. From the results of calculations using the LASSO method, the three most dominant factors that greatly influence the study period and waiting time for undergraduates are working status (X3), organizational participation (X5), grade point average (X2), final assignment position (X2). By producing this most dominant factor, it is hoped that mathematics study programs will care more about their students by making major and minor improvements to future accreditation
Co-Authors Abdul Halim Hasugian Adek Kumala Sari Afrina Sinaga, Serly Agustian, Nandi Ahmad Ali Nasution Ahmad Fadholi Aisy Al-Khansa Amalia, Feby Ayu Ambia Nurdin Amiruddin Amiruddin Amiruddin Amiruddin Apriza, Muhammad Amizaeni Arianti, Mei Yunina Arini Arini Aulia, Surayya Ayu Hariati Ayunda, Afrila Barmawi Barmawi, Barmawi Batubara, Fikri Husin Br. Munte, Rahma Nadira Breghi, Willy Bukhari Bukhari Clara, Nur Cellia Cynthia, Mayang Modelina Dalimunthe, Aldiansah Desiana Desiana, Desiana Destiana, Yolanda dewi, mutia hatina Dian Maya Sari Dian Nugraha Dimas Sunanta Dongoran, Raisha Zuhaira Erika Handayani Br Siahaan Fadila Inka Syahfitri Fahlevi, Mahfudz Reza Fauzi Aldina Fauzi Aldina Fernando, Anjas Fitrahadi, Agung Fitriana Hasibuan, May Fitriani Fitriani Fitriani Gurusinga, Ditha Aulia Gusti Arya Wicaksana Handrianto, Michael Harahap, Baran Enda Hari Kurniawan Harri Santoso Hasibuan, Hani Maulida Hasibuan, Mhd Panerangan Hasibuan, Muhammad Afif Fauzi Hasyim Lubis Hatamar, Hatamar Hazizah, Salsabillah Hwihanus Ida Ayu Putu Sri Widnyani Ika Silvia Ramadani Ilham Syaputra Indra Willy Juliansya Indrawati Indrawati Ir Zulkarnain, Ayu Najmita Binti Irvani, Ahmad Islamiyah, Annisa Rizka Ismail Husein, Ismail Isnani Nurul Deva Jalaluddin Mahally Hasibuan Kana Nurrohma Khairani, Sabila Kharisma, Alfinda Lathifah Hanum, Lathifah Lia Lestari Linna Syahputri Linna Syahputri Mahyuddin Makmun, Sukran Marina Ulfah Mario Bagus Sanjaya Marpaung, Rizq Alwi Matondang, Agnes Febrianti Mei Yunina Arianti Meilani, Reka Mhd Ikhsan Rifki Mirna Rahmah Lubis Muhammad Alfi Syahri Harahap Muhammad Haikal Muhammad Haikal Muhammad Irham Setiadi Muhammad Muhammad Muliana, Muliana Muslim Mutadhahadi Mutadhahadi Nasrul Mahruf Aznawi Nasution, Faisal Anshori Nasution, Hamidah Nasution, Hanifa Mardiatun Nasution, Mutiah Ningsi, Ria Sagita Nugraha Pratama Ramadhan Nurdin, Ambia Nurfebriyanti, Endah Nurhalimah Ritonga Nurhaliza Nurhaliza Nurhaliza Nurhaliza Nurjannah Nurjannah Nurma Sari Nurul Aprilla Rizki Nurul Huda Prasetya Ok Muhammad Zikri Fadillah oktavia handayani Panca Taufik Kurahman Paramita, Esti Puspita, Reni Putra, Fani Darmawan Putri Harahap, Rahmelia Putri, Octa Yulanda Rahmad Julianto Rahmad Julianto Rahmadani, Artika Rakhmawati, Fibri Rezki Azmi Ricka Afriani Ricky Dear Fitria Ricky Dear Fitria Rico Pradana Dita Rifki, Mhd Ikhsan Rima Aprilia Rima Aprilia Rima Aprilia Rina Filia Sari Rina Filia Sari, Rina Filia Rina Widyasari Rina Widyasari Rina Widyasari Rina Widyasari Rini Halila Nasution Riri Syafitri Lubis Rizka Auva Rafiqi Rizky, Aldi Rizq Alwi Marpaung Rohima Almahuwanah Rosnidawati Sajaratud Dur Sajaratud Dur Sajaratud Dur Sajaratud Dur, Sajaratud Salsalina, Iren SANAINI, SANAINI Sartika Dewi Sembiring, Tesya Yunita Setyorini, Winarti Sianipar, Putri Nopriani Sinaga, Melly Nia Fajriani Siregar, Machrani Adi Putri Siti Khadijah Laoly SRI RAHAYU Suhadiyah, Elsyah Suhardina Rangkuti Suhendra, Darmiko Suratna, Ayu Annisa Syahfitri, Nenna Irsa Syahputra, Bayu Teza Syahputri, Linna Teuku Maulana Uci Rahmadani Ulfa, Khoirina Utami, Ristika Dian Wandari, Rizky Wenny Marta Dolok Saribu widya panjaitan Widyasari, Rina Wilia Usna Winda Risfani Nst Windu Asmoro Wita Sari, Eka Yuniar Amanda Lubis Zakirman, Al Fakhri Zakiyuddin Zakiyuddin Zakiyuddin Zakiyuddin Zamzami Zamzami Zamzami Zamzami Zulaika, Zulaika