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I GST AYU EKA DAMAYANTHI
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E-Jurnal Ekonomi dan Bisnis Universitas Udayana
Published by Universitas Udayana
ISSN : -     EISSN : 23373067     DOI : https://doi.org/10.24843/EEB.2024.v14.i04
Core Subject : Economy, Education,
Economics, Econometrics & Finance Education
E-Jurnal Ekonomi dan Bisnis Universitas Udayana (EEB) is an electronic scientific journal that publishes the results of economic and business studies. EEB is published periodically every month with an online format. EEB Editor receives written results of studies in the fields of economics, management, and accounting, both empirical and theoretical studies which are analyzed qualitatively and quantitatively and have never and will not be published in other media. The incoming script will be evaluated and edited for uniformity of formats, terms and other procedures according to the style of the environment that applies to the E-Jurnal Ekonomi dan Bisnis Universitas Udayana
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 1,422 Documents
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ANALISIS PENGARUH FAKTOR INTERNAL DAN EKSTERNAL TERHADAP JUMLAH KREDIT DAN DAMPAKNYA TERHADAP NON PERFORMING LOAN (NPL) PADA LEMBAGA PERKREDITAN DESA (LPD) – DESA ADAT DI KABUPATEN GIANYAR Rai Artini; Nyoman Djinar Setiawina; Ketut Djayastra
E-Jurnal Ekonomi dan Bisnis Universitas Udayana VOLUME 04.NO.11.TAHUN 2015
Publisher : Fakultas Ekonomi dan Bisnis Universitas Udayana

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Abstract

LPD di Bali merupakan Lembaga Dana dan Kredit Pedesaan (LDKP). Hampir seluruh desa adat di Bali memiliki LPD untuk menunjang perekonomian krama desa adat, terutama melalui penyaluran kredit tanpa agunan. Untuk menjaga stabilitas LPD, pengamatan terhadap pemberian kredit oleh LPD perlu dilakukan, salah satunya melalui rasio NPL yang merupakan perbandingan antara kredit tidak lancar dengan total kredit yang disalurkan. NPL maksimal yang ditetapkan BI adalah 5%. Kabupaten Gianyar merupakan salah satu Kabupaten di Provinsi Bali dengan jumlah LPD terbanyak, namun pada tahun 2011 NPL LPD di Kabupaten Gianyar telah mencapai angka 11,02%. Oleh karena itu dalam upaya mengatasi tingginya NPL LPD, perlu diperhatikan faktor-faktor yang mempengaruhi pemberian kredit. Tujuan dari penelitian ini adalah untuk menganalisis pengaruh faktor internal dan faktor eksternal serta kondisi calon debitur LPD terhadap jumlah kredit serta dampaknya terhadap NPL pada LPD di Kabupaten Gianyar. Data dikumpulkan dari 118 responden Kepala LPD di Kabupaten Gianyar dengan menggunakan kuesioner. Selanjutnya data yang terkumpul dianalisis dengan menggunakan analisis deskriptif dan inferensial dengan teknik Structural Equation Modeling (SEM). Hasil pengujian hipotesis yang dilakukan dengan teknik SEM menunjukkan bahwa kondisi internal dan eksternal serta kondisi calon debitur LPD berpengaruh positif dan signifikan terhadap pemberian kredit. Pemberian kredit berpengaruh negatif dan signifikan terhadap NPL pada LPD di Kabupaten Gianyar.
ANALISIS KONDISI KEUANGAN MENGGUNAKAN METODE ZAVGREN PADA CV GREN TROPICAL PERIODE 2015-2017 amalia faradilah suhendi; Acep Samsudin; Faizal Mulia
E-Jurnal Ekonomi dan Bisnis Universitas Udayana VOLUME.08.NO.05.TAHUN 2019
Publisher : Fakultas Ekonomi dan Bisnis Universitas Udayana

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (769.021 KB) | DOI: 10.24843/EEB.2019.v08.i05.p05

Abstract

This study aims to determine how the company's financial condition on CV. Green Tropical during the period 2015-2017 using the Zavgren method. Company data is obtained from the company's financial statements. The data analysis technique used is the Zavgren method. The results of this study are that in 2016 the value (Pi) is relatively high and tends to increase. Increasing the value (Pi) is influenced by the increase in the TURN variable which has a constant +0.11 and in 2017 the value (Pi) returns to decrease. The decrease in value (Pi) is influenced by a decrease in the CASH variable which has a constant -10.78 and a decrease in the TURN variable which has a constant +0.11. the improvement in the company's financial condition improved due to the positive amount of working capital + fixed assets of the company and was triggered by the increasing number of sales which caused a decrease in the TURN ratio. The company's financial condition calculated using the Zavgren method shows that the overall financial condition of the company during the 2015-2017 period is included in the fluctuating critical category which means it can be said that the company's financial condition shows that the company's financial condition for the period 2015-2017 is stable.
ANALISIS PENGARUH FAKTOR SOSIAL DEMOGRAFI DAN AKTIVITAS EKONOMI TERHADAP KESEJAHTERAAN KELUARGAPEMULUNG DI KOTA DENPASAR Made Yustisa Putri Wiyatna; Made Suyana Utama; A.A. I.N Marhaeni
E-Jurnal Ekonomi dan Bisnis Universitas Udayana VOLUME 04.NO.04.TAHUN 2015
Publisher : Fakultas Ekonomi dan Bisnis Universitas Udayana

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Abstract

ABSTRACT Scavangers are often categorized as non-elite and marginal occupation in society. However, it’s still chosen by people as their main job. This phenomenon start to increases every year not only in the big city but also in second-largest city especially Denpasar. This research has several purpose, as following: identify scavenger’s walfare rate, get differencies between male and female scavenger, analyse socio-demography and activity impact on its walfare, and analyse indirect effects of socio-demography on it’s walfare especially in Denpasar City. The primary data were obtained by doing direct interviews and giving questioners to 100 scavangers in Denpasar City. The secondary data were obtained from Department of Public Works Bali and Department of Cleanliness and Landscaping Denpasar. The sampling technique that is used in this research is non-probability sampling with accidental sampling. The data were analysed using descriptive and PLS analysis. The results show that scavengers are dominated by male whose age between 30-49 years old. Most of them are married (21-30 years of marriage) and have two childs.  Furthermore, most of them also are migrant who live in Denpasar less than 5 years and have unfinished primary school background. Scavangers mostly use less than Rp 500.000,- to travel between 61 – 175 metres in 41-60 hours. By receiving an income less than Rp 1.000.000,- , they assume that they can cover their family living cost.  Moreover, this research reveals that there is a difference between male and female in case of the income. It also finds that socio-demography and economy activities have positive significant impacts on scavenger life. In addition, economy activities have a significant impact on connecting the socio-demography to scavenger welfare in Denpasar. Therefore, some health socialisation and creativity workshops are worth to be done to increase the scavenger’s welfare rate.
ANALISIS KINERJA KEUANGAN BANCO NACIONAL DE COMERCIO DE TIMOR LESTE Maculada Soares da Cruz
E-Jurnal Ekonomi dan Bisnis Universitas Udayana VOLUME 03.NO.10.TAHUN 2014
Publisher : Fakultas Ekonomi dan Bisnis Universitas Udayana

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Abstract

Writing in this thesis, analyzing the financial performance of the Banco National de Comercio de Timor Leste (BNCTL). The method used in this study is the CAMEL method includes Capital, Asset Quality, Earning Ability and likuidity. The management aspect is not analyzed because it memfocuskan the financial aspects alone. The data used is BNCTL financial statements in the period 2009-2013. Results Analysis of financial performance (BNCTL) during the period 2009-2013 be seen from the analysis of CAR with the average ratio of 21.08%, with an average PPAP ratio of 125.58%, with an average ROA ratio of 3, 71%, with an average ROA ratio of 80.54%, with an average LACLR ratio of 30.85% and a LDR with an average ratio of 87.91%, so that the Bank's financial performance relatively healthy. In view of the quality of earning assets ratio (KAP) during the period 2009 to 2013 obtained an average ratio of 28.64%, so it is still classified as Not Healthy.
Pengaruh Pengalaman, Komitmen Dan Orientasi Etika Pada Sensitivitas Etika Auditor Gde Herry Sugiarto Asana; I Wayan Suartana; Ni Ketut Rasmini
E-Jurnal Ekonomi dan Bisnis Universitas Udayana VOLUME.03.NO.04.TAHUN 2014
Publisher : Fakultas Ekonomi dan Bisnis Universitas Udayana

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Abstract

Ethical sensitivity is very important and capabilities needed by the auditors in performing their duties. The purpose of this study was to determine the effect of experience, professional commitment, organizational commitment, idealism, and relativism on ethical sensitivity auditor Public Accountant Office in Bali. Experience is measured by position, long work, improving skills and training ( Gusnardi, 2003). Commitment can be divided into professional and organizational commitment (Bline et al, 1991). Ethical orientation shaped by idealism and relativism (Forsyth, 1980). The study was conducted in 2013. The data was collected using a questionnaire. The number of samples in this study were 60 auditors and selected by purposive sampling method, which has a minimum of 1 year of audit experience. The analysis technique used is multiple linear regression. The research instrument has passed the test of validity and reliability. Regression models also have passed the test of classical assumptions. Statistical analysis showed that the variables of experience, professional commitment, organizational commitment, idealism, and relativism effect on ethical sensitivity. Adjusted R Square value of 0.820 indicates that the variation in changes in ethical sensitivity auditor Public Accountant Office in Bali is determined by experience, professional commitment, organizational commitment, idealism, and relativism by 82 percent, while the remaining 18 percent is determined by other factors. Keywords: Sensitivity ethics, experience, commitment, Orientation Ethics, and Public Accounting Firm in Bali
PENGARUH KUALITAS PELAYANAN DAN CITRA TERHADAP KEPUASAN DAN WORD OF MOUTH NASABAH Arya Nugraha Suryaatmaja; Ni Wayan Sri Suprapti; Ni Nyoman Kerti Yasa
E-Jurnal Ekonomi dan Bisnis Universitas Udayana VOLUME.05.NO.07. TAHUN 2016
Publisher : Fakultas Ekonomi dan Bisnis Universitas Udayana

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Abstract

Kualitas pelayanan dan Citra yang didukung oleh Kepuasan dan Word of Mouth merupakan elemen penting yang wajib diperhatikan oleh manajemen PT Bank Pembangunan Daerah Bali untuk memenangkan persaingan. Tujuan penelitian ini adalah untuk menjelaskan pengaruh kualitas pelayanan terhadap kepuasan nasabah, pengaruh citra perusahaan terhadap kepuasan nasabah, pengaruh kepuasan nasabah terhadap Word of Mouth nasabah, pengaruh kualitas pelayanan terhadap word of mouth nasabah, serta pengaruh citra perusahaan terhadap word of mouth nasabah. Penelitian ini dilakukan pada PT Bank BPD Bali Cabang Mangupura. Sampel yang digunakan sebanyak 165 responden. Teknik analisis data yang digunakan adalah teknik analisis Structural Equation Modelling. Hasil penelitian menunjukkan bahwa terdapat pengaruh kualitas pelayanan secara positif dan signifikan terhadap kepuasan nasabah. Citra berpengaruh secara positif dan signifikan terhadap Kepuasan Nasabah. Kepuasan Nasabah berpengaruh positif dan signifikan terhadap WOM. Kualitas pelayanan berpengaruh positif dan signifikan terhadap WOM. Kemudian, Citra berpengaruh positif dan signifikan terhadap WOM. Disarankan kepada pihak manajemen PT Bank Pembangunan Daerah Bali Cabang Mangupura agar lebih meningkatkan kualitas pelayanan sehingga dapat memberikan kepuasan maksimal kepada nasabah, di samping tetap menjaga citranya dengan lebih banyak membuat pemberitaan kinerja unggul di media, memperbanyak kegiatan Corporate Social Responsibilities (CSR), serta terus berusaha meraih prestasi yang bisa membangun brand awareness dan corporate image.
PENGARUH PENDIDIKAN, KOMPETENSI, KOMPENSASI, MOTIVASI, DAN KOMITMEN ORGANISASI PADA KINERJA BENDAHARA SEKOLAH MENENGAH DI KABUPATEN GIANYAR Ni Wayan Ayu Kasmini; Dewa Gede Wirama; Made Gede Wirakusuma
E-Jurnal Ekonomi dan Bisnis Universitas Udayana VOLUME.06.NO.01.TAHUN 2017
Publisher : Fakultas Ekonomi dan Bisnis Universitas Udayana

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Abstract

This study is aimed to determine the effect of education, competence, compensation, motivation, and organizational commitment on the performance of BOS treasurers. The study was conducted on the BOS treasurers of the entire Junior High Schools in Gianyar Regency using primary data through questionnaire which has met the validity and reliability testing. Survey respondents were 43 BOS treasurers obtained by using saturated sample or census. The data was analyzed using multiple linear regressions, preceed by the classic assumption test. The results of this study show that education has no effect on the performance of the BOS treasurers, while competencies, compensations, motivations, and organizational commitment have positive effects on the performance of the BOS treasurers. Competence most dominantly affects the performance of the BOS treasurers.
PENGARUH RASIO KEUANGAN CAMEL TERHADAP KONDISI DI BANK PERKREDITAN RAKYAT KABUPATEN TABANAN Nyoman Ariyoga Nuryadiputra
E-Jurnal Ekonomi dan Bisnis Universitas Udayana VOLUME.08.NO.09.TAHUN 2019
Publisher : Fakultas Ekonomi dan Bisnis Universitas Udayana

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Abstract

The research aims to analyze the probability of troubled rural bank credit conditions that are influenced by CAMEL ratio with the proxies are the ratio of CAR, NPL, PPAP, NPM, ROA, BOPO, and LDR. Population in the study is the Conventional Rural Credit Bank located in Tabanan Regency. The sample is determined by the saturated sample method, so the number of samples is 19 banks for 3 years observation from 2015 to 2017, so that 57 observations are obtained. Data analysis was carried out by logistic regression techniques with a significance level of 5%. The results showed that the CAR, NPM, and ROA ratios had a negative effect on the probability of troubled conditions for rural banks in Tabanan Regency. Other variables such as NPL, PPAP, BOPO, and LDR have a positive effect on the probability of problematic conditions at BPR in Tabanan Regency.
ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI TINGKAT KEMISKINAN KABUPATEN/KOTA DI PROVINSI BALI Ni Ketut Eni Endrayani; Made Henny Urmila Dewi
E-Jurnal Ekonomi dan Bisnis Universitas Udayana VOLUME.05.NO.01.TAHUN 2016
Publisher : Fakultas Ekonomi dan Bisnis Universitas Udayana

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Abstract

Situation of deprivation due to limited capital owned, lack of knowledge and skills, low productivity, low income, the weak exchange rate of the poor yield and the limited opportunities to participate in development. This then lead to inequality in society. This study aimed to analyze the factors affecting the level of poverty district / city in the province of Bali. Data used in this research is secondary data. Location of research in the district / city in the province of Bali. Results of hypothesis testing is done with the path analysis showed that the inflation effect of reducing poverty through unemployment in the province of Bali. The level of education has no effect on poverty through unemployment in the province of Bali. Investment influential increasing poverty through unemployment in Bali province either directly or indirectly through intervening variables, namely unemployment.
Pengaruh Faktor Sosial Demografi Terhadap Produktivitas Dan Kesejahteraan Perajin Ukiran Kayu Di Kecamatan Ubud Kabupaten Gianyar Ni Luh Dewi Mas Sawitri; Made Suyana Utama
E-Jurnal Ekonomi dan Bisnis Universitas Udayana VOLUME.05.NO.08. TAHUN 2016
Publisher : Fakultas Ekonomi dan Bisnis Universitas Udayana

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Abstract

Potential industrial sectors developed in Bali is the wood processing industry and articles of wood. Wood carving handicrafts industry which is in the District of Ubud Gianyar regency especially expected to improve the productivity and welfare of artisans carved wood. Low labor productivity is one of the serious problems in the industrial sector. This study aims to analyze how the influence of socio-demographic factors on the productivity and welfare of wood carving artisans in the district of Ubud Gianyar regency. Source of data used, there are two, namely primary data obtained from interviews directly to artisans carved wood and secondary data obtained from the Office of National Statistics Agency Gianyar Department of Trade and Industry and Gianyar. Methods of data collection is interview, observation and questionnaire. The analytical tool used is the analysis Structural equation (SEM) with Alternative Partial Least Square PLS (Component Based SEM). The number of samples taken were 96 samples, with a probability sampling method, in particular proportionate stratified random sampling. From the analysis of the research that the respondents' education up to junior level, almost all respondents have work experience of 21-30 years age range of 31-40 years and the number of family members covered by the respondents as many as four people. While the results of PLS ??data showed that socio-demographic factors have a significant effect on the productivity and welfare of wood carving artisans in the district of Ubud Gianyar, Productivity affect the well-being and productivity significantly contribute to mediate socio-demographic factors on the welfare in the District of Ubud Gianyar regency.

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