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Abrista Devi

Universitas Ibn Khaldun Bogor

Author-ID : 1193220

Religion Agriculture, Biological Sciences & Forestry Arts Humanities Biochemistry, Genetics & Molecular Biology Chemistry Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Medicine & Pharmacology Public Health Social Sciences Other

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PENGARUH SYARIAH COMPLIANCE, TRANSPARANSI dan AKUNTABILITAS TERHADAP MINAT MUZAKKI MEMBAYAR ZAKAT DI DT PEDULI CABANG BOGOR: THE EFFECT OF SHARIAH COMPLIANCE, TRANSPARENCY AND ACCOUNTABILITY ON MUZAKKI'S INTEREST IN PAYING ZAKAT AT DT PEDULI BRANCH, BOGOR Bukhori Hanief Al Fajry; Abrista Devi; Reni Sinta Dewi
JOURNAL ISLAMIC ECONOMICS AD DIWAN Vol 4 No 2 (2025): AD DIWAN
Publisher : Program Studi Ekonomi Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51192/ad.v4i2.1679

This study aims to determine the influence of Sharia Compliance, Transparency, and Accountability on the interest of muzakki to pay zakat at DT PEDULI Bogor Branch. The problems experienced at DT PEDULI Bogor are the low collection of zakat funds and the number of those who have not reached their intended potential. This is influenced by the inequality between the potential of zakat funds and their realization, resulting in many muzakki who pay their zakat directly to mustahik and not through zakat institutions. The research approach used by the researcher is a quantitative approach. The population carried out in this study is the muzakki who give zakat at DT PEDULI Bogor branch with a total of 426 people. The sample collection method used is the purposive sampling method with a sample size of 100 respondents. The data analysis technique uses the Structural Equation Modelling-Partial Least Square (SEM-PLS) method through smartPLS 4.0 software. The results of this study show that Sharia compliance, and transparency have a significant and positive effect on the interest of muzakki in paying zakat. Meanwhile, accountability does not have a significant and positive effect on the interest of muzakki in paying zakat.

FACTOR INFLUENCING THE DECISION TO PURCHASE SUKUK MUDHARABAH PRODUCTS IN THE COMMUNITY Muhammad R.H, Syanaiskara; Devi, Abrista; Ikhtiono, Gunawan
Al-Mubin Jurnal Ilmiah Islam
Publisher : Department of Research and Community Service at the Ummul Quro Al-Islami Bogor Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51192/almubin.v8i1.1212

One way to build a nation is the economy and see how far the development of Islamic Finance has gone. Sukuk Mudharabah is an attractive sharia investment instrument, but people's interest is still influenced by several factors such as financial literacy, understanding of benefits, motivation, minimum capital, and risk preferences. Sukuk is not only a debt document like a bond, but sukuk is a debt document that is based on sharia law as a rule and based on the company's tangible assets as guarantor. This study was conducted with the aim of determining the influence of Literacy, Benefits, Motivation, Minimum Capital, and Risk Preferences on the purchase decision of Sukuk Mudharabah Product in the Jabodetabek area. This research method uses a quantitative approach. The population in this study is the community in the Jabodetabek area. The research sample used was 115 respondents using random sampling techniques. The data analysis technique uses the Structural Equation Modeling-Partial Least Square (SEM-PLS) method through SmartPLS 4.0 software. The results of the study show that Literacy, Benefits, Minimum Capital, and Risk Preferences have a significant and positive effect on the Purchase Decision of Sukuk Mudharabah Product. Meanwhile, Motivation did not have a significant and positive effect on the Decision to Purchase Sukuk Mudharabah Product

SOLUTION TO OVERCOME THE BANKRUPTCY POTENTIAL OF ISLAMIC RURAL BANK IN INDONESIA Devi, Abrista; Firmansyah, Irman
Journal of Islamic Monetary Economics and Finance Vol. 3 (2018): SPECIAL ISSUE
Publisher : Bank Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21098/jimf.v3i0.750

This paper investigates the direct and indirect effect of macro and microeconomics variables toward financial distress by using efficiency variable as mediator. This research used time series and monthly-published report data of Islamic Banking Statistics and Macroeconomics data. The Springate Model is used to measure financial distress through s-score, while the Data Envelopment Analysis (DEA) approach is used to measure Islamic rural bank’s efficiency. The finding implies that the efficiency of Islamic rural bank in Indonesia is mainly caused by microeconomics variables where CAR and NPF directly have significant and negative effect on efficiency, while ROA and FDR directly have significant and positive effect on efficiency. The financial distress of Islamic rural bank in Indonesia is mainly caused by micro and macroeconomics variables where CAR and SIZE directly have significant and positive effect on financial distress score, while NPF and Exchange rate directly have significant and negative effect on efficiency. Efficiency is strongly having a role in mediating the effect of microeconomics variables toward financial distress score of Islamic rural bank

PENGARUH MODEL ELICITING ACTIVITIES (MEAs) TERHADAP KEMAMPUAN PEMECAHAN MASALAH MATEMATIS Muhyani, Muhyani; Elmaknun, Fatimah Muâ€™jizatiyah; Devi, Abrista
JPGMI (Jurnal Pendidikan Guru Madrasah Ibtidaiyah Al-Multazam) Vol 9, No 2 (2023): JPGMI (Jurnal Pendidikan Guru Madrasah Ibtidaiyah Al-Multazam)
Publisher : STIT AL MULTAZAM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54892/jpgmi.v9i2.198

This research aims to determine the effect of Model Eliciting Activities (MEAs) on students' mathematical problem-solving abilities. The approach used is a quantitative approach with a nonequivalent control group design quasi-experimental research design. The population in this study consists of second-grade students at Pioneer School Depok, comprising two classes. The sample for this study consists of Class 2B as the experimental group and Class 2A as the control group, selected non-randomly. The experimental group was treated using MEAs, while the control group used conventional models. The research instrument used a descriptive test to measure students' mathematical problem-solving abilities. The data from the mathematical problem-solving ability test were analyzed using an independent sample t-test. The results of the data analysis show that there is a significant effect of MEAs on mathematical problem-solving abilities.

FAKTOR-FAKTOR YANG MEMPENGARUHI PENDAPATAN UMKM DI MASA PANDEMI COVID-19 (STUDI KASUS PEDAGANG KAKI LIMA DI DESA BANTAR JAYA BOGOR) Khaeruddin, Gina Nurushohifa; Nawawi, Kholil; Devi, Abrista
Akrab Juara : Jurnal Ilmu-ilmu Sosial Vol. 5 No. 4 (2020)
Publisher : Yayasan Azam Kemajuan Rantau Anak Bengkalis

Show Abstract | Download Original | Original Source | Check in Google Scholar

Pada tataran ekonomi global, pandemi COVID-19 memberikan dampak yang sangat signifikan pada perekonomian domestik negara-bangsa dan keberadaan UMKM. Laporan Organisation for Economic Co-operation and Development (OECD) menyebutkan bahwa pandemi ini berimplikasi terhadap ancaman krisis ekonomi besar yang ditandai dengan terhentinya aktivitas produksi di banyak negara, jatuhnya tingkat konsumsi masyarakat, hilangnya kepercayaan konsumen, jatuhnya bursa saham yang pada akhirnya mengarah kepada ketidakpastian. Jika hal ini berlanjut, OECD memprediksi akan terjadi penurunan tingkat output antara seperlima hingga seperempat di banyak negara, dengan pengeluaran konsumen berpotensi turun sekitar sepertiga. Prediksi ini tentu mengancam juga perekonomian nasional Indonesia. Penelitian ini bertujuan untuk mengetahui faktor-faktor apa saja yang mempengaruhi pendapatan UMKM di masa Pandemi Covid-19. Populasi pada penelitian ini adalah 50 pedagang kaki lima di Desa Bantar Jaya Bogor. penelitian ini menggunakan angket untuk pengumpulan data. Sedangkan analisis faktor yang digunakan adalah Confirmatory Factor Analysis (CFA) dengan bantuan aplikasi SPSS 26. Hasil analisis faktor menyatakan dalam penelitian ini ditemukan 10 faktor yang mempengaruhi pendapatan UMKM di masa pandemic Covid-19. Faktor tersebut adalah (a) Faktor Social Distancing (b) Faktor PSBB (c) Faktor Bahan Baku (d) Faktor Penjualan (e) Faktor Teknologi (f) Faktor Bantuan Dana (g) Faktor Influencer (h) Faktor Perbankan (i) Faktor Konsumsi (j) Faktor Kebijakan Struktural.

Elaborating Cash Waqf Development In Indonesia Using Analytic Network Process Rusydiana, Aam S; Abrista Devi
International Journal of Islamic Business and Economics (IJIBEC) Vol 2 No 1 (2018): Volume 2 Nomor 1 Tahun 2018
Publisher : Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/ijibec.v2i1.1177

This research is aim to identify the priority factors that being barrier to develop the practice of cash waqf in Indonesia using Analytic Network Process (ANP) method. Here is also offered somesolutionsfortheproblemsidentified. ANPisamathematic theory that allows one to deal systematically with dependence and feedback and that can capture and combine tangible and intangible factors by using ration scale. Result show that the problems appeared in managing cash waqf in Indonesia divided into 4 important aspects, there are: Human Resource aspect, trust aspect, systemaspect, andshariaaspect. Therank for most priority problems to less priority based on the priority result are: 1) trust problems (whereas the most priority for this sub−criteria is donators’ lack of trust), 2) sharia problems (is unfulfilled waqf covenants), 3) human resource problems (is misappropriation of waqf funds, 4) system problems (is weak of management systems). Strategies that can be built to develop the practice of cash waqf in Indonesia based on the priorities are: 1) more computerized cash waqf management, 2) the development of waqf education institutions, 3) more comprehensive fund manager quality improvement, 4) transparency and accountability in every step.

Analisis Faktor Faktor yang Mempengaruhi kepuasan Pengguna Mobile Banking Syariah di Kalangan Generasi Z di Kabupaten Bogor Hikmatul Aliyah; Abrista Devi; Nurman Hakim
Economic Reviews Journal Vol. 4 No. 3 (2025): Economic Reviews Journal
Publisher : Masyarakat Ekonomi Syariah Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56709/mrj.v4i3.850

The advancement of information technology into digital today makes technology in the banking sector utilized in the marketing process, promotions, to technology-based transaction aids. In the midst of rapid advances in information and communication technology, banks are competing to improve digital services, especially for Islamic banks, One of the electronic banking products that is currently being widely used is mobile banking. Fulfilling customer needs for excellent banking services and being able to generate loyal customers can increase customer satisfaction. This study aims to analyze the factors that influence the satisfaction of Islamic mobile banking users among generation Z in Bogor Regency. This research uses a quantitative approach, where data is collected through questionnaires distributed to 200 respondents who are generation Z sharia mobile banking users in Bogor Regency and then further analyzed using SMART PLS 4.0 with the PLS-SEM method. The factors analyzed in this study include ease of use, perceived benefits, security, price value, and hedonic motivation. The results of the analysis show that ease of use and benefits have no significant effect on the satisfaction of Islamic mobile banking users while security, price value, and hedonic motivation have a significant effect on the satisfaction of Islamic mobile banking users.

Determinant Factor Analysis of Financial Technology Adoption Among Halal Sector Microenterprises in Indonesia Devi, Abrista; Firmansyah, Irman; Yuniarto, Arif Sapta; Hamid, Baharom Abdul; Nawawi, M Kholil
AMWALUNA (Jurnal Ekonomi dan Keuangan Syariah) Vol 7, No 2 (2023)
Publisher : Univeristas Islam Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29313/amwaluna.v7i2.12546

This study offers an empirical analysis of the factors that influence the customer attitudes towards the adoption of Financial Technology services within the Micro, Small, and Medium Enterprises (MSMEs) sector. Using Survey method, a total of 240 respondents from MSMEs were included in the sample for this study. These respondents were selected from 16 different areas located in five typical provinces in Indonesia, namely Aceh, West Sumatera, Jakarta, West Java, and East Java. This research investigates the impact of several key factors on the consumer attitudes of MSMEs towards the adoption of FinTech. These factors include Perceived Ease of Use, Digital Literacy, Risk Perception, Infrastructure, Entrepreneurial Spirit, and Perceived Usefulness. This paper utilized the Structural Equation Modelling (SEM) technique to analyse various measurement, observations, and a hybrid model. The results of the study suggest that within the specific domain of halal sector MSMEs in Indonesia, there is no significant impact of parameters such as digital finance literacy, perceived risk, and perceived utility on the adoption of digital financial services. Nevertheless, it has been observed that the perceived ease of use, the presence of adequate infrastructure, and the presence of an entrepreneurial mindset have been found to have a positive and statistically significant influence on the adoption of financial technology services among MSMEs. This study also offers theoretical and practical implications for key stakeholders seeking to enhance the utilization of financial technology services among MSMEs in Indonesia

Pengaruh Penggunaan Media Pembelajaran Augmented Reality (AR) Terhadap Hasil Belajar IPA Siswa Kelas V di SDIT Qurrata Aini Baitussalam mustafidah, shofiatul; Fahri, Muhammad; Devi, Abrista
Alifbata : Jurnal Pendidikan Dasar Vol 5 No 2 (2025): Alifbata
Publisher : STAI Darul Kamal Darul Kamal NW Kembang Kerang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51700/alifbata.v5i2.1017

This study aims to determine the effect of using Augmented Reality (AR) learning media on the science learning outcomes of fifth-grade students at SDIT Qurrata Aini Baitussalam. The method used is an experiment comparing a control class and an experimental class. The results show that students in the experimental class who used AR learning media achieved higher test scores compared to students in the control class. Statistical testing using the Independent Samples T-Test was conducted to examine the significance of the differences in learning outcomes between the two classes. Prior to hypothesis testing, the Kolmogorov-Smirnov normality test confirmed that the data were normally distributed, meeting the assumptions for parametric testing. The test results showed a significant t-value (- 10.123) with a p-value of 0.000 (p < 0.05). The p-value, which is well below the significance level of 0.05, and the absolute t-value exceeding the t-table value (approximately 3.623) indicate a significant difference between the average science learning outcomes in both classes. Therefore, it can be concluded that the use of Augmented Reality learning media has a positive effect on the science learning outcomes of students.

Pengaruh Inklusi Keuangan dan Pembiayaan Bank Syariah Terhadap Ketimpangan Pendapatan Nasional dalam Program Sustainable Development Goals (SDGs) Asih, Rachma Dwi Tresna; Devi, Abrista; Kartika, Tika
As-Syirkah: Islamic Economic & Financial Journal Vol. 3 No. 3 (2024): As-Syirkah: Islamic Economic & Financial Journal
Publisher : Ikatan Da'i Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56672/syjc3x10

Quoted from the official website of the Sustainable Development Program-United Nations (2021) that reducing inequality is the 10th goal of the 17 goals in the SDGs programme, one of whose targets is to progressively achieve and maintain income growth of the bottom 40 percent of the population at a level higher than the national average. This study aims to determine the effect of Financial Inclusion on National Income Inequality and the Effect of Islamic Bank Financing on National Income Inequality. This study uses associative quantitative research, using the Financial Inclusion variable (Islamic Bank Third Party Funds) and the Islamic Bank Financing variable (Islamic Bank Financing) to find out whether there is an influence of these variables on the dependent variable, namely National Income Inequality (Gini Ratio).The data collected is secondary data and time series data. in this study using panel data regression methods processed using Eviews 12 software. The findings of this study are that Financial Inclusion has a positive effect on National Income Inequality and Islamic Bank Financing has a negative effect on National Income inequality. In the variables of Financial Inclusion, Islamic Bank Financing and National Income Inequality, it is recommended to be able to use other indicators that are more diverse and varied in order to reach how far Islamic financial inclusiveness is in Indonesia. and can have a positive impact on the SDGs programme at large for the national and international community.

Co-Authors Aam Rusydiana Aam S. Rusydiana Aam S. Rusydiana Aam Slamet Rusydiana Aam Slamet Rusydiana Aam Slamet Rusydiana Aam Slamet Rusydiana, Aam Slamet Adinda Maharani Ahmad Mulyadi Kosim Ahmad Riswantio Amalia Nabila Amelia . Amirullah, Mulia Amri, Yusuf Annisa Yasrien Algaisya Arif Rachman Hakim Rangkuti Arif Sapta Yuniarto Asih, Rachma Dwi Tresna Asker, Eyup Ayu Maulidina Bukhori Hanief Al Fajry Destiya Wati Dila Auliya Dila Luthfiatussa’dyah Dwi Jayanti Mandasari Elmaknun, Fatimah Muâ€™jizatiyah Elza Fauziah Safitri Erni Ermawati Eyup Asker Fadinda Nurhaliza Fajriah Salim Farhan Maulana Fatikhah Fatikhah Fatin Fadhilah Hasib Fatin Hasib Fida Khotimah Ghefira Shindy Nofianti Hafidz Maulana Muttaqin Hafiz Maulana Muttaqin Hamid, Baharom Abdul Hamzah Hamzah Hanifa, Surya Hanifatulazimah Hasna Maliha, Hasna Hendri Tanjung Hikmatul Aliyah Ibdalsyah Ibdalsyah Ignatius A. Wirawan Nugrohadi Ikhtiono, Gunawan Ikhwan Hamdani Ilham Wahyudi Ilma Yuliyastri Indriya Indupurnahayu Irma Nur Sapitri Irman Firmansyah Irman Firmansyah Irman Firmansyah Isfandayani Khaeruddin, Gina Nurushohifa Khairunisa, Rizanti Khairunisa, Rizanti Khofifah Indah Nurhasanah Lina Rani M. Kholil Nawawi M. Mahbubi Ali Marsela, Indri Maulida, Syahdatul Mimma Maripatul Uula Mohammad Mahbubi Ali Muchlis Muchlis Muhammad Adnan Muhammad Fahri, Muhammad Muhammad Faishal Hidayat Muhammad R.H, Syanaiskara Muhammad Rizky Prima Sakti Muhyani, Muhyani Mulia Amirullah mustafidah, shofiatul Mutoharoh, Arum Nashr Akbar Nashr Akbar, Nashr Nawawi, Kholil Nawawi, M Kholil Nida Hafia Nisa Gettar Sukma Sari Nuha Lutfiah Riyadi3 Nur Frita Nur Halisa Ulmi Nurman Hakim Nurman Hakim Nurul Izza, Nadia Oking Setia Priatna Oking Setia Priatna Prasetyo, Hamzah Abdul Karim Prastowo, Bramastyo Bontas Rachma Dwi Tresna Asih Rani, Lina Nugraha Reni Sinta Dewi Retno Triwoelandari Reza Fauzi Ikhsan Reza Maulana Risma Nur Maulidya Rizanti Khairunisa Rosyadin, Isma Roy Waluyo Rusdi Kasman Rusni Hassan Rusni Hassan, Rusni Rusydiana, Aam S Santoso, Arief Siti Salbiah Siti Salmah Siti Syifa Awalyah Sofian Muhlisin Solihah Sari Rahayu Sri Julianti Putri Sri Nurul Milla Sulaeman Yasir Suyud Arief Suyud, Suyud Syarifah Gustiawati Mukri Tika Kartika Tika Kartika Uula, Mimma Maripatul Yono, Yono Zulfahmi Zulfahmi Zulfahmi Zulfahmi

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