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All Journal Signifikan : Jurnal Ilmu Ekonomi ETIKONOMI Al-Iqtishad : Jurnal Ilmu Ekonomi Syariah (Journal of Islamic Economics) IJIBE (International Journal of Islamic Business Ethics) Tazkia Islamic Finance and Business Review Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam Economica: Jurnal Ekonomi Islam International Journal of Islamic Economics and Finance (IJIEF) Al-Urban: Jurnal Ekonomi Syariah dan Filantropi Islam Edukasi Islami: Jurnal Pendidikan Islam Muqtasid: Jurnal Ekonomi dan Perbankan Syariah VOX EDUKASI: Jurnal Ilmiah Ilmu Pendidikan Journal on Education International Journal of Islamic Business and Economics (IJIBEC) Amwaluna Jurnal Ekonomi dan Keuangan Syariah Jurnal Administrasi dan Manajemen Journal of Islamic Monetary Economics and Finance JURNAL AKUNTANSI Al Maal: Journal of Islamic Economics and Banking Jurnal Pendidikan dan Konseling JPGMI (Jurnal Pendidikan Guru Madrasah Ibtidaiyah Al-Multazam) Abdi Dosen : Jurnal Pengabdian Pada Masyarakat Rayah Al Islam : Jurnal Ilmu Islam International Journal of Zakat (IJAZ) Dialog JURNAL EKONOMI SYARIAH Kasaba: Jurnal Ekonomi Islam Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Jurnal Ilmiah Akuntansi Kesatuan As-Syar'i : Jurnal Bimbingan & Konseling Keluarga JURMA : Jurnal Program Mahasiswa Kreatif Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam MALIA: Journal of Islamic Banking and Finance Iqtishadia: Jurnal Kajian Ekonomi dan Bisnis Islam Akrab Juara : Jurnal Ilmu-ilmu Sosial Al-Mubin: Islamic Scientific Journal Journal of Vision and Ideas (VISA) Alifbata: Jurnal Pendidikan Dasar Journal Islamic Economics Ad Diwan Economic Reviews Journal Ekonomi Islam Indonesia Journal of Islamic Economic Literatures Review on Islamic Accounting Islamic Social Finance KOLONI Halal Tourism and Pilgrimage Moneter : Jurnal Keuangan dan Perbankan Fara'id and Wealth Management Maqasid al-Shariah Review Management and Sustainability Business and Sustainability VISA: Journal of Vision and Ideas Jurnal Dirosah Islamiyah International Journal of Islamic Business and Economics (IJIBEC) As-Syirkah: Islamic Economic & Financial Journal IJIEF: Indonesian Journal of Islamic Economics and Finance Al-Amwal: Jurnal Ekonomi dan Perbankan Syariah
Abrista Devi
Universitas Ibn Khaldun Bogor
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Biochemistry, Genetics & Molecular Biology Chemistry Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Medicine & Pharmacology Public Health Social Sciences Other

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Islamic Banks Spin-Off Policy in Indonesia: A Sentiment Analysis Approach Siti Salmah; Devi, Abrista
Fara'id and Wealth Management Vol. 3 No. 1 (2023): Fara'id and Wealth Management
Publisher : SMART Insight

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58968/fwm.v3i1.226

Abstract

Government policy related to the Spin off of Islamic Banks is one of the efforts to develop and strengthen the role of Islamic banking. The purpose of this study is to see the extent of development and sentiment towards the Spin Off of Islamic Banks. The method used is descriptive statistical analysis combined with meta-analysis and sentiment from secondary data in the form of metadata from 45 Dimension indexed articles, then processed using Microsoft Excel 2019 and SentiStrenght software. The results of the analysis show that the topic of Islamic Bank Spin off has a neutral sentiment of 46.7% followed by a positive sentiment of 31.1% and a negative sentiment of 22.2%. In addition, factors that influence positive and negative sentiments towards the Islamic Bank Spin off were also found.
Analysis of Fatwa DSN-MUI No.105 on Capital Guarantee Issues in a Mudharabah Contract Devi, Abrista
Fara'id and Wealth Management Vol. 3 No. 2 (2023): Fara'id and Wealth Management
Publisher : SMART Insight

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58968/fwm.v3i2.392

Abstract

This study critically examines the Fatwa MUI No. 105 on sharia ruling of capital guarantee in a mudharabah contract in Islamic bank practices. Some opinions from sharia Fatwa which is issued by International Fatwa Issuing-Bodies and Classical Muslim Scholars were used to obtain the holistic view on mudharabah capital guarantee. This study employs qualitative approach to assess the opinion of sharia scholars and utilizes inductive approach to summarize the data or information that are collected. The main data of this study is fatwa MUI No.105, Muslim scholars’ opinion from Fiqh or Ushul Fiqh literature, and group of international fatwas that are issued by reputable fatwa-issuing body. The study found that the MUI Fatwa No.105 which is stated that mudharib can guarantee mudharabah capital voluntarily contradicts to majority of four mazaahib, International Islamic Fiqh Academy and AAOIFI that state the mudharib is not allowed to guarantee the capital of the mudharabah. In addition, the Fatwa was not included the aspect of Amanah in its stipulation. However, under sharia methodology of maslahah, mudharib is still allowed to provide capital guarantee in certain situations: first, if mudharib is doing negligently in business, second, mudharib willingly impose themselves to guarantee the mudharabah capital, third, afraid of loss of potential customer, and lastly, mudharib voluntarily guarantee only the capital not profit.
Peran Metode Pembelajaran Market Place Activity (MPA) dalam Meningkatkan Hasil Belajar Siswa Mata Pelajaran Fiqih di Kelas VIII MTs Negeri 3 Bekasi Hanifa, Surya; Nurul Milla, Sri; Devi, Abrista
Jurnal Dirosah Islamiyah Vol. 6 No. 1 (2024): Jurnal Dirosah Islamiyah
Publisher : Pascasarjana IAI Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/jdi.v6i1.714

Abstract

Based on the author's observations of class VIII students at MTs Negeri 3 Bekasi, some students still have low learning outcomes in the Fiqh subject. With this data, it is necessary to improve learning methods in Fiqh subjects. The aim of this research is to find out whether there is a significant difference in improving Fiwih learning outcomes after implementing the Market Place Activity (MPA) method. The method used in this research is the Quasi Experimental Test method. The form of this research design is Nonequivalent Control Group Design, namely research to find the influence of the Market Place Activity method on student learning outcomes in Fiqh subjects in class VIII MTs Negeri 3 Bekasi. In this research, the test was given twice, namely: first, students were given an initial test (pre-test) to determine the extent of students' knowledge in both the control and experimental classes. Second, students were given a final test (post-test) using conventional methods in the control class and using the Market Place Activity method in the experimental class. From the test results, it can be concluded that there has been an increase in learning outcomes for Fiqh Subjects in class VIII at MTs Negeri 3 Bekasi, which was taught using conventional methods, with an average score of 22.74, as well as an increase in student learning outcomes for Fiqh Subjects in class VIII at MTs Negeri 3 Bekasi which is taught using the Market Place Activity method can be seen from the average score of 28.1. Meanwhile, in the T test, there was a difference in the learning outcomes of students in the Fiqh subject in class VIII MTs Negeri 3 Bekasi after the Market Place Activity method was applied. It was seen that the significance was 0.000 < 0.05, so it could be concluded that the Market Place Activity method could improve the learning outcomes of class VIII students. MTs Negeri 3 Bekasi.
Peran Orientasi Kewirausahaan Sebagai Mediasi Antara Pendidikan dan Minat Berwirausaha Pada Mahasiswa Devi, Abrista
Li Falah: Journal of Islamic Economics and Business Vol. 2 No. 2 (2017): December 2017
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v2i2.657

Abstract

Nowadays, university is focused on how to prepare their graduated student to be anemployee, but forgetting on how to prepare them to be an entrepreneur. There are someobstacles why university students have lack of an intention to do business, starting with lackof capital, lack of skill, have no confidence, selective in choosing job, and some other factors.These problems is strengthtened by the data found that Indonesia is highly need moreentrepreneurs, where the numbers of entrepreneurs is still less than 2% from total GDP(Gross Domestic Product of a country). This study is aimed to identify the effect ofentrepreneurial education to entrepreneurial orientation of university student, the effect ofentrepreneurial orientation to entrepreneurial intention, and the direct and indirect effect ofentrepreneurial education to entrepreneurial intention. This study takes Ibn KhaldunUniversity, Islamic Economics major students as case study of respondents. This studyemploys quantitative approach with SEM (Structural Equation Modeling) methodology.The findings of this study are, entrepreneurial education has positive and significant effect toentrepreneurial orientation; entrepreneurial orientation has positive and significant effect toentrepreneurial intention; and entrepreneurial education has positive and significant effect toentrepreneurial intention indirectly through entrepreneurial orientation.
Mengembangkan Industri Keuangan NonBank (IKNB) Syariah: Manakah Prioritas Utama? Aam Slamet Rusydiana; Abrista Devi
IJIEF: Indonesian Journal of Islamic Economics and Finance Vol. 1 No. 2 (2018): Indonesian Journal of Islamic Economics and Finance
Publisher : Department of Islamic Economics, Postgraduate Program, UIN Kiai Haji Achmad Siddiq, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35719/ijief.v1i2.102

Abstract

The objective of this paper was to formulate model and identify the most priorities criteria to enhance the role of Non Bank-Islamic Financial Industry (Non Bank Financial Services). This research also tried to find which NB-IFI with the highest priorities to be improved. This research also tried to compare the priorities result based on two approaches-methods, there are AHP (Analytic Hierarchy Process) where the network connection is hierarchy, and ANP (Analytic Network Process) where the network connection is feedback. Indepth interview to some academician, practitioners, and regulators who has better knowledge related to Non Bank-Islamic Financial Industry was used to formulate AHP and ANP model. The result of this study indicates that the most priorities criterian to enhance the role of Non Bank-Islamic Financial Industry is tough, manageable, and steady NB-IFI. The most priorities of sub criteria ‘tough, manageable, and steady NB-IFI’ are strengthening the institutional system, modal aspect, and operational activity aspect and business capacity. The most priorities of sub criteria ‘NB-IFI and financial inculsion’ are NB-IFI products development based on the needs of society. The most priorities of sub criteria ‘Human Resource, Infrastructures and Information Technology support’ are NB-IFI infrastructure development to bolster up business process. Alternative priority to enhance NB-IFI in Indonesia is Islamic Financing Institutions. We can conclude that there is no difference results between both approaches were used. Both AHP and ANP have the same priority result to synthesize the most priorities criterian and alternative in this research model.
How Sharia Rural Banks and Islamic Fintechs Are Partnering for Financial Inclusion: Indonesian Lessons from the Ground Abrista Devi; Muhammad Faishal Hidayat; Ghefira Shindy Nofianti
Tazkia Islamic Finance and Business Review Vol. 19 No. 2 (2025): TIFBR
Publisher : Faculty of Islamic Business and Management

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30993/tifbr.v19i2.461

Abstract

This study aims to analyze potential collaboration models between sharia fintech and Bank Pembiayaan Rakyat Syariah (BPRS) in Indonesia and to determine which model offers the highest strategic impact according to expert judgment. Using the Analytic Network Process (ANP), this research evaluates four alternative collaboration models identified through literature review and expert interviews. The first model is Sharia Fintech as a Technology Enabler and Referral Partner, where fintech provides prospective customer referrals to BPRS. The second model is Sharia Fintech as a Technology Enabler and Distribution Channel, functioning as a fund channeling intermediary between BPRS and customers. The third model positions fintech as a technology enabler for creditworthiness assessment, focusing solely on credit scoring activities. The fourth model is Sharia Fintech as a Sharia Peer-to-Peer (P2P) Financing Enabler, in which fintech provides a project marketplace for BPRS to fund, with financing flows conducted through the P2P platform. ANP results show that Model 4 is the most preferred option, while Model 3 is the least recommended. Managerially, BPRS should prioritize Model 4 and establish a joint coordination team with fintech under the supervision of the sharia fintech association.
PERAN MATA PELAJARAN KEORGANISASIAN TERHADAP SIKAP KEPEMIMPINAN SISWA MA MU’ALLIMIEN MUHAMMADIYAH LEUWILIANG BOGOR Khofifah Indah Nurhasanah; Oking Setia Priatna; Abristadevi Abristadevi
KOLONI Vol. 1 No. 2 (2022): JUNI 2022
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/koloni.v1i2.120

Abstract

There is a decrease in leadership attitudes in students so that schools need subjects that support to maintain student leadership attitudes so that they are well maintained and there is no continuous decline in student leadership attitudes. Organizational subjects have a role in student leadership attitudes, namely student responsibility, student discipline, student confidence, and student communicativeness. The author uses descriptive qualitative research methods, the data obtained through interviews, questionnaires, and documentation. The approach used by the researcher is a field research approach, namely the results of the data as research findings, abstracted to obtain complete information on drawing conclusions. This research took place at MA Mu'allimien Muhammadiyah Bogor. Based on the research that has been done, the following results are organizational subjects are sciences that study organizational values ​​and leadership, which include organizational theories, basic theories of leadership, basic theories of management, basic theories of problem solving. In the learning process there are teachers who have certain competencies, enthusiastic students, use organizational book media, use lecture, discussion, and question and answer methods, study materials that have been designed, and evaluate organizational learning subjects by means of UAS, UTS, and other assignments. So that organizational subjects have a role in the leadership attitude of the students of MA Mu'allimien Muhammadiyah Leuwiliang Bogor. This is evidenced from the results of the calculation of the correlation value or R relationship which is equal to 0.557, the coefficient of determination (R square) is 0.311 which implies that the X variable to the Y variable is 31.1%. The results of the data that have been presented show that the significance value obtained is 0.001 which means that the X variable affects the Y variable. Keywords: Organizational Subjects, Attitudes, Student Leadership
PENGARUH ORGANISASI PRIGMA TERHADAP PEMAHAMAN AGAMA MASYARAKAT DESA GUNUNG MULYA KABUPATEN BOGOR Elza Fauziah Safitri; Kholil Nawawi; Abristadevi Abristadevi
KOLONI Vol. 1 No. 3 (2022): SEPTEMBER 2022
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/koloni.v1i3.173

Abstract

Islam has regulated human behavior in meeting the needs of life, namely not deviating from the teachings of Islam. Religious maturity towards the community is seen in the ability of community members to understand, appreciate and apply the noble values ​​of their religion in their daily lives. One way that can be used to help people who deviate from the teachings of Islam is the existence of a group of people or organizations that hold religious community activities such as weekly recitations. Through this religious activity, it is expected to be able to improve the understanding of the community's Islamic religion correctly in accordance with the Qur'an and the Sunnah of the Prophet Muhammad. This study aims to determine the influence of the organization on the religious understanding of the people of Gunung Mulya Village, Bogor Regency. This study uses a quantitative approach with survey techniques. The variables in this study are the prigma organization as the independent variable and the religious understanding of the community as the dependent variable. The population is the people of Gunung Mulya Village, Bogor Regency, which consists of 30 people. Based on the results of data analysis that has been carried out, it is obtained a simple linear regression equation model Y = 26.602 + 0.415X, which means that the prigma organization has a positive effect on the religious understanding of the people of Gunung Mulya Village. In the t-test obtained a significant value of 0.002 <significant level 0.05, thus the hypothesis is declared accepted. The result of the coefficient of determination R2 = 0.295 which indicates that the prigma organization affects the religious understanding of the community by 29.5%, while the remaining 70.5% is influenced by factors other than the prigma organization. Keywords: Organization, Community Religion Understanding
PENGARUH PROGRAM PENGAJARAN REMEDIAL TERHADAP PRESTASI BELAJAR SISWA DI SD NEGERI CARINGIN 02 Siti Syifa Awalyah; Rusdi Kasman; Abristadevi Abristadevi
KOLONI Vol. 1 No. 3 (2022): SEPTEMBER 2022
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/koloni.v1i3.174

Abstract

In the learning process, there will always be various problems, such as students who have difficulty in learning, causing low student achievement. One way that can be used to help students who have difficulties in learning is by providing learning assistance in the form of remedial teaching. Through remedial teaching, it is expected to be able to improve student achievement which is quite low. This study aims to determine the effect of remedial teaching on student achievement before and after remedial at SD Negeri Caringin 02. The variables in this study were remedial teaching as the independent variable and student achievement as the dependent variable. The population is all students of SD Negeri Caringin 02 which consists of 254 students. The sampling technique used was the purposive sampling technique with the criteria for the test results of students who did not reach the KKM as many as 40 students. The data collection technique used is documentation, namely student achievement data on the final exam for PAI subjects. The data analysis technique used is the Paired Sample T-Test. Based on the results of data analysis that has been carried out, the results of the Paired Sample T-Test test obtained the sig value. (2-tailed) of 0.000 where this value is smaller than 0.05 or 0.000 <0.05. The average value before remedial implementation was 69.53 and the average after remedial implementation was 79.08. This means that with the implementation of remedial teaching, student achievement will increase. So it can be concluded that the remedial teaching variable has a significant effect on student achievement.  Keywords: Remedial Teaching, Student Achievement
Analisis Respon Kredit Dan Pembiayaan Industri Perbankan Di Indonesia Amirullah, Mulia; Devi, Abrista
MALIA: Journal of Islamic Banking and Finance Vol 4, No 2 (2020): -
Publisher : IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/malia.v4i2.8689

Abstract

This study aims to measure the productive credit performance of conventional banks and profit-sharing financing for Islamic banks and analyze their responses to the shock of macroeconomic variables. In this study, the analysis method used is the Vector Auto-Regressive (VAR) / Vector Error Correction Model (VECM). The data observed in this study are monthly data from the period 2015 to 2019. The results showed that NPL (Non Performing Loan) was responding negatively to the shock of the productive credit, meanwhile NPF (Non Performing Financing) was responding positively to the shock of the profit-sharing financing. NPL have the most dominant contribution to the productive credit of conventional bank. Meanwhile, world oil prices are projected as the highest contribution to the profit-sharing financing for Islamic banks. Conventional bank productive credit affects inflation. The world crude oil price (OIP) affects the problematic financing of Islamic banks. The price of crude oil affects the exchange rate, and the exchange rate affects inflation.
Co-Authors Aam Rusydiana Aam S. Rusydiana Aam S. Rusydiana Aam Slamet Rusydiana Aam Slamet Rusydiana Aam Slamet Rusydiana Aam Slamet Rusydiana, Aam Slamet Adinda Maharani Ahmad Mulyadi Kosim Ahmad Riswantio Amalia Nabila Amelia . Amirullah, Mulia Annisa Yasrien Algaisya Aprillia Purwanti Arif Rachman Hakim Rangkuti Arif Sapta Yuniarto Asih, Rachma Dwi Tresna Asker, Eyup Ayu Maulidina Bramastyo Bontas Prastowo Bukhori Hanief Al Fajry Destiya Wati Dila Auliya Dila Luthfiatussa’dyah Dwi Jayanti Mandasari Elmaknun, Fatimah Mu’jizatiyah Elza Fauziah Safitri Erni Ermawati Eyup Asker Fadinda Nurhaliza Fajriah Salim Farhan Maulana Fatikhah Fatikhah Fatin Fadhilah Hasib Fatin Hasib Fida Khotimah Ghefira Shindy Nofianti Hafidz Maulana Muttaqin Hafiz Maulana Muttaqin Hamid, Baharom Abdul Hamzah Hamzah Hanifa, Surya Hanifatulazimah Hasna Maliha, Hasna Hendri Tanjung Hikmatul Aliyah Ibdalsyah Ibdalsyah Ignatius A. Wirawan Nugrohadi Ikhtiono, Gunawan Ikhwan Hamdani Ilham Wahyudi Ilma   Yuliyastri Indriya Indupurnahayu Irma Nur Sapitri Irman Firmansyah Irman Firmansyah Irman Firmansyah Isfandayani Kasman, Rusdi Khaeruddin, Gina Nurushohifa Khairunisa, Rizanti Khairunisa, Rizanti Khofifah Indah Nurhasanah Lina Rani M. Kholil Nawawi M. Mahbubi Ali Marsela, Indri Maulida, Syahdatul Mimma Maripatul Uula Mohammad Mahbubi Ali Muchlis Muchlis Muhammad Adnan Muhammad Fahri Muhammad Faishal Hidayat Muhammad R.H, Syanaiskara Muhammad Rizky Prima Sakti Muhyani, Muhyani Mulia Amirullah Mutoharoh, Arum Nashr Akbar Nashr Akbar, Nashr Nawawi, Kholil Nawawi, M Kholil Nida Hafia Nisa Gettar Sukma Sari Nuha Lutfiah Riyadi3 Nur Frita Nur Halisa Ulmi Nurhayati, Immas Nurman Hakim Nurul Izza, Nadia Oking Setia Priatna Oking Setia Priatna Prasetyo, Hamzah Abdul Karim Rachma Dwi Tresna Asih Rani, Lina Nugraha Reni Sinta Dewi Retno Triwoelandari Reza Fauzi Ikhsan Reza Maulana Risma Nur Maulidya Rizanti Khairunisa Rosyadin, Isma Roy Waluyo Rusni Hassan Rusni Hassan, Rusni Rusydiana, Aam S Santoso, Arief shofiatul mustafidah Siti Salbiah Siti Salmah Siti Syifa Awalyah Sofian Muhlisin Solihah Sari Rahayu Sri Julianti Putri Sri Nurul Milla Sulaeman Yasir Suyud Arief Suyud, Suyud Syarifah Gustiawati Mukri Tika Kartika Tika Kartika Uula, Mimma Maripatul Yono, Yono Yusuf Amri Zulfahmi Zulfahmi Zulfahmi Zulfahmi