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All Journal Signifikan : Jurnal Ilmu Ekonomi ETIKONOMI Al-Iqtishad : Jurnal Ilmu Ekonomi Syariah (Journal of Islamic Economics) IJIBE (International Journal of Islamic Business Ethics) Tazkia Islamic Finance and Business Review Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam Economica: Jurnal Ekonomi Islam International Journal of Islamic Economics and Finance (IJIEF) Al-Urban: Jurnal Ekonomi Syariah dan Filantropi Islam Edukasi Islami: Jurnal Pendidikan Islam Muqtasid: Jurnal Ekonomi dan Perbankan Syariah VOX EDUKASI: Jurnal Ilmiah Ilmu Pendidikan Journal on Education International Journal of Islamic Business and Economics (IJIBEC) Amwaluna Jurnal Ekonomi dan Keuangan Syariah Jurnal Administrasi dan Manajemen Journal of Islamic Monetary Economics and Finance JURNAL AKUNTANSI Al Maal: Journal of Islamic Economics and Banking Jurnal Pendidikan dan Konseling JPGMI (Jurnal Pendidikan Guru Madrasah Ibtidaiyah Al-Multazam) Abdi Dosen : Jurnal Pengabdian Pada Masyarakat Rayah Al Islam : Jurnal Ilmu Islam International Journal of Zakat (IJAZ) Dialog JURNAL EKONOMI SYARIAH Kasaba: Jurnal Ekonomi Islam Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Jurnal Ilmiah Akuntansi Kesatuan As-Syar'i : Jurnal Bimbingan & Konseling Keluarga JURMA : Jurnal Program Mahasiswa Kreatif Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam MALIA: Journal of Islamic Banking and Finance Iqtishadia: Jurnal Kajian Ekonomi dan Bisnis Islam Akrab Juara : Jurnal Ilmu-ilmu Sosial Al-Mubin: Islamic Scientific Journal Journal of Vision and Ideas (VISA) Alifbata: Jurnal Pendidikan Dasar Journal Islamic Economics Ad Diwan Economic Reviews Journal Ekonomi Islam Indonesia Journal of Islamic Economic Literatures Review on Islamic Accounting Islamic Social Finance KOLONI Halal Tourism and Pilgrimage Moneter : Jurnal Keuangan dan Perbankan Fara'id and Wealth Management Maqasid al-Shariah Review Management and Sustainability Business and Sustainability VISA: Journal of Vision and Ideas Jurnal Dirosah Islamiyah International Journal of Islamic Business and Economics (IJIBEC) As-Syirkah: Islamic Economic & Financial Journal IJIEF: Indonesian Journal of Islamic Economics and Finance Al-Amwal: Jurnal Ekonomi dan Perbankan Syariah
Abrista Devi
Universitas Ibn Khaldun Bogor
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Biochemistry, Genetics & Molecular Biology Chemistry Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Medicine & Pharmacology Public Health Social Sciences Other

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Developing an Islamic Financial Inclusion Index for Islamic Banks in Indonesia: A Cross-Province Analysis M. Mahbubi Ali; Muhammad Rizky Prima Sakti; Abrista Devi
Journal of Islamic Monetary Economics and Finance Vol. 5 No. 4 (2019)
Publisher : Bank Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21098/jimf.v5i4.1098

Abstract

This study measures an Islamic financial inclusion index in Indonesia based on three dimensions, namely the accessibility, availability and usage of Islamic banking services. Additionally, it measures the relationship between the Islamic financial inclusion index and the human development index (HDI). The study found that the level of Islamic financial inclusion in Indonesia is relatively low at the national level. DKI Jakarta is the most financially inclusive province in Indonesia, followed by East Java and Nanggroe Aceh Darussalam. In contrast, East Nusa Tenggara has the lowest average Islamic financial inclusion index. The findings also revealed a positive correlation between the Islamic financial inclusion index and HDI. Those provinces with the highest Islamic financial inclusion index were also likely to have a higher HDI. The findings of the present study suggest that both policymakers and the Islamic financial industry should play a greater role in improving financial access to low-income segments, especially in the eastern part of Indonesia such as East Nusa Tenggara and Papua provinces.
Pengaruh Penggunaan Media Pembelajaran Augmented Reality (AR) Terhadap Hasil Belajar IPA Siswa Kelas V di SDIT Qurrata Aini Baitussalam shofiatul mustafidah; Muhammad Fahri; Abrista Devi
Alifbata : Jurnal Pendidikan Dasar Vol 5 No 2 (2025): Alifbata
Publisher : STAI Darul Kamal Darul Kamal NW Kembang Kerang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51700/alifbata.v5i2.1017

Abstract

This study aims to determine the effect of using Augmented Reality (AR) learning     media on the science learning outcomes of fifth-grade students at SDIT Qurrata Aini         Baitussalam. The method used is an experiment comparing a control class and an             experimental class. The results show that students in the experimental class who           used AR learning media achieved higher test scores compared to students in the             control class. Statistical testing using the Independent Samples T-Test was    conducted to examine the significance of the differences in learning outcomes    between the two classes. Prior to hypothesis testing, the Kolmogorov-Smirnov normality test confirmed that the data were normally distributed, meeting the             assumptions for parametric testing. The test results showed a significant t-value (-    10.123) with a p-value of 0.000 (p < 0.05). The p-value, which is well below the         significance level of 0.05, and the absolute t-value exceeding the t-table value       (approximately 3.623) indicate a significant difference between the average science           learning outcomes in both classes. Therefore, it can be concluded that the use of             Augmented Reality learning media has a positive effect on the science learning        outcomes of students.
The Thirty Years of Indonesian Sharia Banking: Potential, Prospects and Challenges in the Era of Technological Disruption Indupurnahayu Indupurnahayu; Yusuf Amri; Bramastyo Bontas Prastowo; Abrista Devi
Jurnal Ilmiah Akuntansi Kesatuan Vol. 13 No. 5 (2025): JIAKES Edisi Oktober 2025
Publisher : Institut Bisnis dan Informatika Kesatuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37641/jiakes.v13i5.2676

Abstract

In the contemporary Indonesian economy, banks serve as fundamental financial institutions that play a pivotal role in shaping economic activity, influencing income distribution, and maintaining price stability. The introduction of sharia banking in 1992 was largely driven by concerns within the Muslim community regarding the permissibility of interest (riba) under Islamic law. As a result, sharia banking emerged as an alternative financial system that aligns with Islamic principles, offering interest-free banking solutions. This study provides a comprehensive descriptive analysis of Indonesia's regulatory and legal preparedness in supporting the growth and sustainability of sharia banking institutions over the past three decades. It examines key factors such as economic potential, the availability of skilled human resources, and disparities in asset accumulation between conventional and sharia banks. Additionally, this research assesses the significant developments in the sharia banking sector over the past five years, highlighting key achievements, policy advancements, and institutional reforms aimed at enhancing financial inclusion and competitiveness. Furthermore, the study explores the prospects and challenges of sharia banking in the era of technological disruption. The rapid evolution of digital financial services, fintech integration, and regulatory advancements have created both opportunities and obstacles for the sector. While technology facilitates greater accessibility and operational efficiency, it also poses challenges related to cybersecurity, regulatory adaptation, and market competition. By analyzing these dynamics, this research aims to provide valuable insights into the future trajectory of sharia banking in Indonesia and its potential contributions to a more inclusive and resilient financial system.   Keywords: Sharia banking, Islamic finance, regulatory framework, economic potential, technological disruption
The Role of Profitability in Moderating the Influence of Sustainability Reporting and ESG Disclosure on Firm Value in Local Publicly-Owned Enterprises in Bogor City Aprillia Purwanti; Immas Nurhayati; Abrista Devi
Moneter: Jurnal Keuangan dan Perbankan Vol. 14 No. 1 (2026): APRIL
Publisher : Universitas Ibn Khladun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/moneter.v14i1.2746

Abstract

The results of this study indicate that ESG Disclosure and Sustainability Reporting have a significant effect on firm value. Meanwhile, profitability, proxied by Return on Assets (ROA), does not have a significant effect on firm value, proxied by Ln Asset. The results of the moderation test indicate that profitability is unable to moderate the relationship between ESG Disclosure and firm value, while the results of the moderation test on Sustainability Reporting show a significant positive effect. Simultaneously, all independent variables and interaction variables have a significant effect on firm value with a Prob (F-statistic) value of 0.000. The Adjusted R-Squared value of 0.764670 indicates that the variables in the study are able to explain 76.46% of firm value. This research is expected to be a reference for companies in improving the quality of ESG disclosure and Sustainability Reporting to increase firm value.
Pengaruh Etika Bisnis Islam Dan Kualitas Pelayanan Terhadap Kepuasan Dan Loyalitas Pelanggan Hotel Syariah Di Bogor Risma Nur Maulidya; Ahmad Mulyadi Kosim; Abrista Devi
Al-Amwal : Jurnal Ekonomi dan Perbankan Syari'ah Vol. 11 No. 2 (2019)
Publisher : UIN Siber Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/amwal.v11i2.5340

Abstract

This research was aimed to know the influence of Islamic business ethics and the service quality towards customers' satisfication and loyalty, and also to know the influence of satisfication towards customers' loyalty in sharia hotel in Bogor. This research was done in two sharia hotels in Bogor which were Sahira Butik Hotel and Srigunting Inn Hotel. The population of this research was all customers in Sahira Butik Hotel and Srigunting Inn Hotel. The sample of this research was 100 respondents. The method used in this research was quantitative method. For the data analysis, the researcher used Part Least Square (PLS) method by using Samrt PLS 3.0 software. The findings of this research showed that Islamic business ethics had given a significance influence and had positive responses towards customers' satisfication and loyalty. The service quality had given a significance influence and had positive responses towards customers' satisfication and loyalty. The customers' satisfication had given a significance influence and had positive responses towards customers'  loyalty.
Co-Authors Aam Rusydiana Aam S. Rusydiana Aam S. Rusydiana Aam Slamet Rusydiana Aam Slamet Rusydiana Aam Slamet Rusydiana Aam Slamet Rusydiana, Aam Slamet Adinda Maharani Ahmad Mulyadi Kosim Ahmad Riswantio Amalia Nabila Amelia . Amirullah, Mulia Annisa Yasrien Algaisya Aprillia Purwanti Arif Rachman Hakim Rangkuti Arif Sapta Yuniarto Asih, Rachma Dwi Tresna Asker, Eyup Ayu Maulidina Bramastyo Bontas Prastowo Bukhori Hanief Al Fajry Destiya Wati Dila Auliya Dila Luthfiatussa’dyah Dwi Jayanti Mandasari Elmaknun, Fatimah Mu’jizatiyah Elza Fauziah Safitri Erni Ermawati Eyup Asker Fadinda Nurhaliza Fajriah Salim Farhan Maulana Fatikhah Fatikhah Fatin Fadhilah Hasib Fatin Hasib Fida Khotimah Ghefira Shindy Nofianti Hafidz Maulana Muttaqin Hafiz Maulana Muttaqin Hamid, Baharom Abdul Hamzah Hamzah Hanifa, Surya Hanifatulazimah Hasna Maliha, Hasna Hendri Tanjung Hikmatul Aliyah Ibdalsyah Ibdalsyah Ignatius A. Wirawan Nugrohadi Ikhtiono, Gunawan Ikhwan Hamdani Ilham Wahyudi Ilma   Yuliyastri Indriya Indupurnahayu Irma Nur Sapitri Irman Firmansyah Irman Firmansyah Irman Firmansyah Isfandayani Kasman, Rusdi Khaeruddin, Gina Nurushohifa Khairunisa, Rizanti Khairunisa, Rizanti Khofifah Indah Nurhasanah Lina Rani M. Kholil Nawawi M. Mahbubi Ali Marsela, Indri Maulida, Syahdatul Mimma Maripatul Uula Mohammad Mahbubi Ali Muchlis Muchlis Muhammad Adnan Muhammad Fahri Muhammad Faishal Hidayat Muhammad R.H, Syanaiskara Muhammad Rizky Prima Sakti Muhyani, Muhyani Mulia Amirullah Mutoharoh, Arum Nashr Akbar Nashr Akbar, Nashr Nawawi, Kholil Nawawi, M Kholil Nida Hafia Nisa Gettar Sukma Sari Nuha Lutfiah Riyadi3 Nur Frita Nur Halisa Ulmi Nurhayati, Immas Nurman Hakim Nurul Izza, Nadia Oking Setia Priatna Oking Setia Priatna Prasetyo, Hamzah Abdul Karim Rachma Dwi Tresna Asih Rani, Lina Nugraha Reni Sinta Dewi Retno Triwoelandari Reza Fauzi Ikhsan Reza Maulana Risma Nur Maulidya Rizanti Khairunisa Rosyadin, Isma Roy Waluyo Rusni Hassan Rusni Hassan, Rusni Rusydiana, Aam S Santoso, Arief shofiatul mustafidah Siti Salbiah Siti Salmah Siti Syifa Awalyah Sofian Muhlisin Solihah Sari Rahayu Sri Julianti Putri Sri Nurul Milla Sulaeman Yasir Suyud Arief Suyud, Suyud Syarifah Gustiawati Mukri Tika Kartika Tika Kartika Uula, Mimma Maripatul Yono, Yono Yusuf Amri Zulfahmi Zulfahmi Zulfahmi Zulfahmi