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All Journal Jurnal Sosial Ekonomi Pertanian Value Added : Majalah Ekonomi dan Bisnis E-Bisnis : Jurnal Ilmiah Ekonomi dan Bisnis JEJAK Indonesian Journal of Business and Entrepreneurship (IJBE) AKSES: Jurnal Ekonomi dan Bisnis Jurnal Ekonomi Pembangunan: Kajian Masalah Ekonomi dan Pembangunan Journal of Economic Education Jurnal Manajemen Khasanah Ilmu - Jurnal Pariwisata Dan Budaya Journal of Economic, Bussines and Accounting (COSTING) JRMSI - Jurnal Riset Manajemen Sains Indonesia Stability: Journal of Management and Business Martabe : Jurnal Pengabdian Kepada Masyarakat JURNAL PENDIDIKAN TAMBUSAI OIKOS: Jurnal Kajian Pendidikan Ekonomi dan Ilmu Ekonomi Business Management Analysis Journal (BMAJ) EconBank : Journal Economics and Banking Ilomata International Journal of Management Indicators : Journal of Economic and Business Jurnal Graha Pengabdian Budapest International Research and Critics Institute-Journal (BIRCI-Journal): Humanities and Social Sciences AGROMEDIA: Berkala Ilmiah Ilmu-ilmu Pertanian Jurnal Ilmu Sosial, Manajemen, Akuntansi dan Bisnis Economics and Digital Business Review Jurnal Ilmiah ASET Mattawang: Jurnal Pengabdian Masyarakat Quantitative Economics and Management Studies Jurnal Litbang Provinsi Jawa Tengah International Journal on Social Science, Economics and Art Jurnal Pengabdian kepada Masyarakat Jurnal Simki Economic Panrannuangku Jurnal Pengabdian Masyarakat Daengku: Journal of Humanities and Social Sciences Innovation ARRUS Journal of Social Sciences and Humanities Jurnal Pengabdian Masyarakat (ABDIRA) Jurnal Arastirma Bima Journal : Business, Management and Accounting Journal JEMSI (Jurnal Ekonomi, Manajemen, dan Akuntansi) Bussman Journal : Indonesian Journal of Business and Management Jurnal Manajemen Dinamika Jurnal Ekonomi, Bisnis dan Manajemen Jurnal Pengabdian Pancasila (JPP) Jurnal Ilmiah MEA (Manajemen, Ekonomi, dan Akuntansi) Jurnal Manajemen dan Bisnis Jurnal Penelitian Ekonomi Manajemen dan Bisnis Innovative: Journal Of Social Science Research Journal of Economic Education and Entrepreneurship Studies Wawasan : Jurnal Ilmu Manajemen, Ekonomi dan Kewirausahaan Jurnal Riset Manajemen Jurnal IlmiahManajemen, Bisnis dan Ekonomi Kreatif Jurnal Nuansa: Publikasi Ilmu Manajemen dan Ekonomi Syariah EcoProfit : Sustainable and Environtment Business Mutiara : Jurnal Ilmiah Multidisiplin Indonesia Journal of Information Systems Management and Digital Business Journal of Management and Innovation Entrepreneurship (JMIE) Menawan : Jurnal Riset dan Publikasi Ilmu Ekonomi International Journal of Halal System and Sustainability Moneta : Journal of Economics and Finance Economic Development Analysis Journal International Journal of Management, Business and Social Sciences International Journal of Economics, Business Management and Accounting Jurnal Ilmu-Ilmu Pertanian
Efriyani Sumastuti
Fakultas Ekonomi Dan Bisnis Universitas PGRI Semarang
Religion Aerospace Engineering Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Nursing Public Health Social Sciences Other

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Journal : Quantitative Economics and Management Studies

 1 
Digital-Based Self-Employed Tendencies in Maintaining Income Levels in the Red Zone of COVID-19 Efriyani Sumastuti; Dhea Rizky Amelia; Ika Indriasari; Rita Meiriyanti
Quantitative Economics and Management Studies Vol. 4 No. 1 (2023)
Publisher : PT Mattawang Mediatama Solution

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (797.838 KB) | DOI: 10.35877/454RI.qems1408

Abstract

This study has two objectives: wanting to know the tendency of Self-Employed in the COVID-19 red zone to maintain income levels and the predictive probability of using digitalization to maintain income levels in the COVID-19 Pandemic Era. Secondly, wanting to know the socio-demographic factors of Self-Employed in the red zone and have used a digital approach in their work to maintain income levels during the COVID-19 pandemic. Data sourced from Sakernas August 2020, with logistic regression analysis method. Self-Employed in the red zone of COVID-19 have a lower tendency than those who work in the green zone of COVID-19 to maintain their income level. On the other hand, Self-Employed who have been digitized have a greater probability of increasing their income. Furthermore, Self-Employed with a digital approach who do not work in crowds, do not experience a decrease in working hours, have high skills, and live in villages have a greater probability of maintaining income levels in the red zone of COVID-19.
Financial Literacy’s Moderating Role in Savings and MSME Sustainability: Evidence from Central Java, Indonesia Efriyani sumastuti; C. Tri Widiastuti; Rizka Ariyanti; Ali Imron
Quantitative Economics and Management Studies Vol. 6 No. 4 (2025)
Publisher : PT Mattawang Mediatama Solution

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35877/454RI.qems4107

Abstract

The objective of This investigation is to investigate the influence of financial inclusion and financial literacy on the sustainability of businesses, with business savings serving as a mediating factor and financial literacy acting as a moderator. The study involved 150 culinary MSMEs in Central Java and utilized a quantitative method with the SmartPLS 3.0 analytical tool. The findings suggest that financial literacy and financial inclusion significant direct influences on business sustainability. Additionally, Financial literacy significantly influences business savings, highlighting its important role in shaping the financial behaviors of MSMEs. On the other hand, business savings do not show a statistically significant direct impact on business sustainability, and their mediating role receives only partial support. The moderating effect of financial literacy on the connection between business savings and business sustainability is significant but in a negative direction. These results suggest that while financial literacy is generally advantageous, it can change the role of savings if not integrated with effective financial planning. This research provides a theoretical contribution to the comprehension of financial behavior models in MSMEs and supports the achievement of SDG 8 (Decent Work and Economic Growth) and SDG 9 (Industry, Innovation, and Infrastructure) through inclusive financial empowerment.
Co-Authors Adhi, Antono Herry Purnomo Aditya Pamungkas Agusetyaningrum, Theresia Ahmad Abdul Muiz Ainiyah, Musfirotul Ainun Nafisah, Ainun Ali Imron Amelia, Dhea Rizky Anizir Ali Murad Aprilia Niken Ayu Saskia Putri Aulia, Ananda Rahma Avi Budi Setiawan Bagus Roni Setiawan Bahrun Thalib Bayu Kurniawan Bayu Kurniawan C. Tri Widiastuti Devi Astrika Damayanti Deviyantoro Deviyantoro Dewi Larasati Dhani, Putri Rahma Dhea Rizky A Dhea Rizky Amelia Dhea Rizky Amelia Dina Afrilya Dwi Prastiyo Hadi, Dwi Prastiyo Erika Dwi Athala Eriza Nariyanti Etty Soesilowati Fadila, MutiaNur Fadlila, Inka Fajri Hatim Farah Chalida Hanoum Farahillah, Cholidatu Efafa Godlif Sianipar Hanifa Nur Hidayaningsih Harahap, Subur Heri Prabowo I Wayan Ruspendi Junaedi Indriasari, Ika ISTIKHOMAH Istiqomah, Ijabah Alim Istiqomah, Ijabah Alim Istiyaningsih, Istiyaningsih Istiyaningsih, R. Iwan Harsono kamala, zubdatul Kamaluddin Kamaluddin kresnamurti, agung Kukuh Setya Pamuji Kurniawan , Bayu Lestari, Putri Indah Lutfi Choirunnisa M Rofi M. Fajar Darmaputra Mahmud Yunus Mita Anggi Pratiwi Mohamad Rizan Muhammad Saim Nana Kariada Trimartuti Nurrohim, Yusuf Teguh Nuswantoro Setyadi Pradono, Nuswantoro Setyadi Prianka Ratri Nastiti Prianka Ratri Nastiti, Prianka Ratri Putri Rahmayani Qristin violinda Rahmawati, Umi Deviyana Rakhmawaty, Yunissa Ratih Hesty Utami Ratih Hesty Utami Ratih Hesty Utami Puspitasari Ridwan Sya’rani Rika Yulianti, Rika Rita Meiriyanti Rita Meiriyanti Rizka Ardila Angger Wijayanti Rizka Ariyanti Rizqi Saputra, Muhammad Rr Hawik Ervina Indiworo Saputra, Rizqi Dian Setiadi Setiawan, David Firna Setyorini, Noni Shofif S Akbar Tiara Rosita Putri Ujang Sumarwan Ulul Azmi Ulya, Nurma Nafisatul Umni Atus Afifah Wahyu Widodo Widiastuti, C Tri Widiastuti, C. Tri Wildatur Nurrahmah Wiryawan, Dedik