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All Journal SEGMEN Jurnal Manajemen dan Bisnis Kompak : Jurnal Ilmiah Komputerisasi Akuntansi Gemawisata: Jurnal Ilmiah Pariwisata Jurnal Pariwisata Jurnal Manajemen STIE Muhammadiyah Palopo JURNAL MANAJEMEN INDUSTRI DAN LOGISTIK JMM (Jurnal Masyarakat Mandiri) Scientific Journal of Reflection : Economic, Accounting, Management and Business Jurnal Pengabdian Dharma Laksana Jurnal Mantik JENIUS (Jurnal Ilmiah Manajemen Sumber Daya Manusia) Management Studies and Entrepreneurship Journal (MSEJ) Bisman (Bisnis dan Manajemen): The Journal of Business and Management JIIP (Jurnal Ilmiah Ilmu Pendidikan) Community Development Journal: Jurnal Pengabdian Masyarakat Journal of Social Science Budapest International Research and Critics Institute-Journal (BIRCI-Journal): Humanities and Social Sciences Jurnal Ekonomi Efektif Jurnal Abdimas ADPI Sosial Dan Humaniora Jurnal Bingkai Ekonomi (JBE) Interdisciplinary Social Studies Kontigensi: Jurnal Ilmiah Manajemen Brilliant International Journal of Management and Tourism (BIJMT) Jurnal Pengabdian Masyarakat Waradin Sewagati: Jurnal Pengabdian Masyarakat Indonesia Gema Wisata Nawasena: Jurnal Ilmiah Pariwisata Literacy : International Scientific Journals of Social, Education, Humanities Journal of Social Science Journal of Business Management and Economic Development Alkhidmah: Jurnal Pengabdian dan Kemitraan Masyarakat Pancasila International Journal of Applied Social Science Seminar Nasional Teknologi dan Multidisiplin Ilmu Journal of International Multidisciplinary Research Management Studies and Business Journal Accounting Studies and Tax Journal Nusantara Mengabdi kepada Negeri Momentum Matrix: International Journal of Communication, Tourism, and Social Economic Trends Journal of Economics, Management, Accounting and Computer Applications International Journal of Economics, Business Management and Accounting Harmony Management: International Journal of Management Science and Business Management Dynamics: International Journal of Management and Digital Sciences International Conference on Digital Advanced Tourism, Management, and Technology Proceeding of The International Conference on Management, Entrepreneurship, and Business Brilliant International Journal of Management and Tourism Jurnal Akuntansi, Ekonomi dan Manajemen Bisnis
Ray Octafian
STIEPARI Semarang
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Chemistry Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Immunology & microbiology Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Materials Science & Nanotechnology Mathematics Physics Public Health Social Sciences Transportation Other

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Studi Kepuasan Wisatawan Curug Lawe Kalisidi Ray Octafian; Amaniar Istiqomah
Gemawisata: Jurnal Ilmiah Pariwisata Vol. 17 No. 1 (2021): Januari : Jurnal Ilmiah Pariwisata
Publisher : Sekolah Tinggi Ilmu Ekonomi Pariwisata Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (89.942 KB) | DOI: 10.56910/gemawisata.v17i1.145

Abstract

Penelitian ini dilakukan di daya tarik wisata Curug Lawe Kalisidi Kabupaten Semarang. Penelitian ini bertujuan untuk mengetahui tingkat kepuasan wisatawan berdasarkan komponen pariwisata yang ada seperti atraksi, aksesibilitas, amenitas dan ancillary di Curug Lawe Kalisidi, kondisi komponen pariwisata yang kurang memadai namun mampu menarik wisatawan untuk datang baik pribadi maupun berkelompok. Data penelitian diperoleh melalui kuesioner, observasi dan dokumentasi. Sampel yang diambil dan dipilih dalam penelitian sebanyak 86 responden. Hasil penelitian diharapkan dapat memberikan informasi yang berguna bagi pihak pengelola maupun kelompok sadar wisata yang ada di Curug Lawe Kalisidi. Data yang diperoleh, diolah dengan menggunakan program SPSS 16 For Windows. Hasil uji analisis regresi berganda menunjukkan nilai F yang signifikan, dengan nilai korelasi determinasi R2 square sebesar 0,665. Hal ini menunjukkan bahwa semua komponen pariwisata mempengaruhi secara positif dan signifikan terhadap kepuasan wisatawan secara bersama-sama dengan keeratan hubungan sebesar 66,5%. Hal ini menunjukkan bahwa untuk kepuasan wisatawan perlu didukung dengan peningkatan seluruh komponen pariwisata yang ada.
CRYPTOCURRENCY VS TRADITIONAL BANKING UNRAVELING THE FUTURE OF FINANCIAL SYSTEMS Harefa, Fati Elfina Doris; Octafian, Ray
Management Studies and Business Journal (PRODUCTIVITY) Vol. 2 No. 1 (2025): Management Studies and Business Journal (PRODUCTIVITY)
Publisher : Penelitian dan Pengembangan Ilmu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62207/cd23pz69

Abstract

This research discusses the comparison between blockchain technology in cryptocurrency and banking technology infrastructure, with a focus on the dimensions of security, efficiency and scalability. Using approach Systematic Literature Review (SLR) with guidelines PRISMA, the study found that blockchain excels in decentralization and efficiency for international transactions, but has challenges in its scalability and security. On the other hand, traditional banking is more stable and efficient for domestic transactions, although it is limited in facing digitalization challenges. The implications of this research provide insight for developers and regulators to design a more efficient and safer financial system by integrating the advantages of both.
Analysis of Financial Management to Enhance Profitability in Micro, Small, and Medium Enterprises (MSMEs) Zendrato, Minta Wati; Octafian, Ray
International Journal of Economics, Business Management and Accounting (IJEBMA) Vol. 7 No. 1 (2025): January 2025
Publisher : MultiTech Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59890/ijebma.v7i1.2844

Abstract

This study seeks to examine financial management to enhance the profitability of Micro, Small, and Medium Enterprises (MSMEs) through a qualitative methodology. A case study was performed at Toko Barokah, Gembongan, Karangjati, an MSME within the trading sector. Effective financial management is crucial for the success of a business, particularly for MSMEs that frequently encounter difficulties in cash flow management, financial record-keeping, and financial decision-making. Data for the research was gathered via comprehensive interviews, observations, and documentation. The findings indicated that Toko Barokah continues to encounter multiple challenges in financial management, including disorganized transaction records, inadequate differentiation between personal and business finances, and limited utilization of financial technology. These limitations hinder the store's capacity to optimize profitability. Nonetheless, there are contributing factors, including the business owner's dedication to acquiring financial management skills and the substantial market potential that remains untapped. This study advocates for enhancing financial record-keeping through the utilization of straightforward applications, offering financial training to entrepreneurs, and adopting superior cash flow management techniques. By implementing these measures, Toko Barokah is anticipated to enhance its profitability sustainably. This research offers valuable insights for other MSMEs in effectively managing finances to facilitate business growth
Understanding Teacher Retention Challenges: A Quality Analysis of Human Resource Strategies Juwarti, Juwarti; Octafian, Ray
Journal of Business Management and Economic Development Том 3 № 01 (2025): January 2025
Publisher : PT. Riset Press International

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59653/jbmed.v3i01.1358

Abstract

This research aimed to explore the factors influencing teacher retention at SMA Negeri 1 Tuntang, Kabupaten Semarang, focusing on the role of school leadership, job satisfaction, financial compensation, workload, and professional development. A qualitative case study approach was employed, utilizing interviews with teachers and school leaders to gather in-depth insights into the challenges and strategies related to teacher retention in a rural school setting. The findings revealed that school leadership plays a critical role in fostering a supportive environment for teachers, with leadership practices such as mentorship, professional development opportunities, and inclusive decision-making processes being key drivers of teacher retention. Additionally, job satisfaction, particularly in collegiality, administrative support, and work-life balance, was a significant factor in teachers' decisions to stay. While not the sole determinant, financial compensation was also identified as an important consideration, especially for teachers with long-term financial commitments. The research emphasizes the importance of a holistic approach to teacher retention, highlighting the need for comprehensive human resource strategies that consider both professional and personal factors. This study contributes original insights into teacher retention in rural Indonesian schools, offering practical recommendations for improving retention rates through enhanced leadership practices and support systems. The value of this research lies in its potential to inform policies and practices that can improve teacher retention, thereby enhancing the quality of education in rural areas.
SUSTAINABLE INVESTMENTS AND FINANCIAL PERFORMANCE BALANCING PROFITS WITH PURPOSE Bago, Fitra Andayani Mentari; Octafian, Ray
Management Studies and Business Journal (PRODUCTIVITY) Vol. 2 No. 1 (2025): Management Studies and Business Journal (PRODUCTIVITY)
Publisher : Penelitian dan Pengembangan Ilmu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62207/94qfa939

Abstract

Sustainable investing is increasingly sought after by global investors, but the main challenge is identifying indicators that are able to balance financial returns and social/environmental goals. This research aims to analyze the main indicators of sustainable investment success using a systematic literature review approach to selected literature from 2010 to 2024. The results show that financial performance indicators, ESG criteria, and social and environmental impacts are key factors in measuring the success of sustainable investment. These findings contribute to the development of investment strategies that are more holistic and have a positive impact in the long term.
FINANCIAL LITERACY EDUCATION A KEY TO COMBATING HOUSEHOLD DEBT Zega, Neill Ayu Moralina; Octafian, Ray
Management Studies and Business Journal (PRODUCTIVITY) Vol. 2 No. 1 (2025): Management Studies and Business Journal (PRODUCTIVITY)
Publisher : Penelitian dan Pengembangan Ilmu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62207/19bs7179

Abstract

Increasing household debt is a significant global problem, with financial literacy education often proposed as a key solution. This research aims to analyze the influence of socio-economic factors on the effectiveness of financial literacy education in reducing household debt, using a systematic literature review approach to 50 indexed articles. The main findings show that income, education level, employment status, and geographic location significantly influence the success of financial literacy in shaping debt management behavior. The implications of this research provide insight for policy makers and educational institutions to develop financial literacy programs that are more inclusive and responsive to community needs.
EKONOMI KREATIF : PEMBERDAYAAN MASYARAKAT MELALUI KERAJINAN KERANG Ray Octafian; Enik Rahayu
Jurnal Pengabdian Masyarakat Waradin Vol. 2 No. 1 (2022): Januari : Jurnal Pengabdian Masyarakat Waradin
Publisher : Sekolah Tinggi Ilmu Ekonomi Pariwisata Indonesia Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (821.013 KB) | DOI: 10.56910/wrd.v2i1.208

Abstract

Utilization of resources does not only focus on reforms but begins to enter into something that is even more unlimited, namely inspiration, ideas, talents or talents, and creativity. 3 main things form the basis of the creative economy, including creativity, innovation, and invention. To support the creative economy and the condition of the productive age population, the West Kotawaringin Regency government through the tourism office seeks to empower the community through a collaborative activity with one of the universities in Semarang, namely the Indonesian College of Tourism Economics (STIEPARI). The implementation of activities ranging from identification, socialization to independent practice shows that there is an increase in awareness of the training participants to utilize local resources that can be processed into products even though they are made from waste which in this case is shells. This can be seen from the participants' interest in applying the results of the counseling and training and continuing this activity to completion.
PERAN PERGURUAN TINGGI DALAM PENGEMASAN PAKET WISATA LOKAL SEBAGAI DESTINASI UNGGULAN KOTA SEMARANG Suwarti, Suwarti; Solichoel, Solichoel; Octafian, Ray
Jurnal Pengabdian Masyarakat Waradin Vol. 3 No. 1 (2023): Januari : Jurnal Pengabdian Masyarakat Waradin
Publisher : Sekolah Tinggi Ilmu Ekonomi Pariwisata Indonesia Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56910/wrd.v2i1.254

Abstract

Pengembangan Pariwisata merupakan andalan bagi masyarakat dalam mengelola usaha pariwisata yaitu agrobisnis pariwisata. Desa wisata wonolopo Kecamatan Gunungpati Kota Semarang, merupakan Desa Wisata rintisan dan sudah berkembang yang sangat berpotensi dan memiliki hasil bumi yang tidak dimiliki seperti daerah lain dan mempunyai keunikan tersendiri baik masyarakatnya maupun destinasinya. Dalam pengabdian masyarakat dilaksanakan dengan model atau konsep On Site dan Off site menggunakan modul pelatihan dan Workshop dalam penyusunan agenda kegiatan. Pengabadian pada masyarakat ini merupakan suatu kegiatan yang berbentuk pelatihan dengan melakukan suveilan terhadap pengembangan pembuatan mengemas Paket Wisata dan pemasaran atau promosi secara Digital, dikaswasan desa wisata Wonolopo oleh masyarakat dan sekitarnya. Kegiatan pengabdain masyrakat ini diharapkan dapat berkelanjutan oleh para pelaku wisata, atau pengusaha pariwisata di Daerah Desa Wisata Wonolopo dan sekitarnya, dalam rangka memperluas kegiatan pengabdian kepada masyarakat yang di selenggarakan
Pemberdayaan Umkm Ibu Pkk Menuju Perintisan Desa di Wilayah Desa Jembrak Kecamatan Pabelan Kabupaten Semarang Dyah Palupiningtyas; Guntur Suryaning Hadi; Ray Octafian
Jurnal Pengabdian Masyarakat Waradin Vol. 2 No. 3 (2022): September : Jurnal Pengabdian Masyarakat Waradin
Publisher : Sekolah Tinggi Ilmu Ekonomi Pariwisata Indonesia Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56910/wrd.v2i3.292

Abstract

This activity aims to provide solutions for partners in dealing with Small and Medium Enterprise (UMKM) problems in tourist villages. Jembrak Village is a village in the Pabelan sub-district, Semarang, Central Java. The characteristics of this village are advanced and the beautiful environment is still there. Jembrak Village is about management and marketing. The management itself is how to manage Small and Medium Enterprises (UMKM) themselves in terms of the lack of community interest, ignorance of finance, management systems, and marketing. The remarketing is online marketing, where most of the owners of Small and Medium Enterprise (UMKM) find it difficult to use applications and online marketplaces, methods of proper promotion, and to administrative issues related to the use of social media to market their products. For this reason, the PKK Community Service team carried out activities including: 1) Observing Small and Medium Enterprise (UMKM) targets, 2) Conducting outreach about the Product Management and Marketing, 3) Provide a direct training on Product Management and Marketing, 4) Monitor and evaluate UMKM Pioneers in Jembrak Tourism Village. The implementation of this community service activity has gone well. Thanks to the cooperation between the committee and the support of various parties. However, there were a number of things that were noted after the activity took place, namely, the training participants needed ongoing assistance after this activity, because there were still many training participants who were unable to manage UMKM.
Pelatihan Manajemen Umkm Sebagai Upaya Peningkatan Ekonomi Pada Masa Pandemi Bagi Kelompok Wirausaha di Desa Jembrak Heru Yulianto; Abdul Rauf; Dyah Palupiningtyas; Ray Octafian
Jurnal Pengabdian Masyarakat Waradin Vol. 2 No. 3 (2022): September : Jurnal Pengabdian Masyarakat Waradin
Publisher : Sekolah Tinggi Ilmu Ekonomi Pariwisata Indonesia Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56910/wrd.v2i3.293

Abstract

Small and Medium Enterprise (UMKM) in Indonesia is one of the cornerstones of the Indonesian economy. Semarang Regency has a lot of business potential which is the main source of livelihood for the local population. The purpose of this activity is to provide training for Small and Medium Enterprise (UMKM) in Jembrak Village regarding business ethics, bookkeeping of financial transactions, marketing of goods and services, product packaging and labeling, and taxation (E-Filing). The implementation method in this activity includes providing material on simple financial bookkeeping and mentoring programs on entrepreneurial activity and simple financial bookkeeping. The main target in this service activity is the business actors of UMKM in Jembrak Village and the wider community in general. The material presented by STIPARI Semarang lecturers in training on the topic of business ethics and simple bookkeeping takes approximately 120 minutes, followed by a question and answer session in three sessions. With this service activity, the authors provide recommendations for holding similar education to other different communities and the need for continuity of activities and evaluation after the community service activities are carried out, so that UMKM actors in Surabaya can contribute to the development of UMKM in Indonesia.
Co-Authors ABDUL RAUF Agatha Esti Rinalda Laia Ahmad Mansur Aletta Dewi Maria Amanda Amanda Amaniar Istiqomah Ameliana, Hesty Andhara Auror Alnilam Andriani Putri Asania Waruwu Aswan, Mukhamad Kholil Aswari, Novita Indri Aurilia Triani Aryaningtyas Azizah Naharia Bago, Fitra Andayani Mentari Bima Prahar Adilase Bima Prahar Adilase Bonaventura Ngarawula C Susmono Widagdo C.Susmono Widagdo Denik Risyanti, Yustina Desy Rahmawati Lukmana Dian Ratnasari Dita Aulia Rachma Nurul Farida Dorotea Sotizunidar Waruwu Dwi Ermayanti Susilo Dyan Triana Putra Edypriyanto Edypriyanto Elna Matasari Halawa Enik Rahayu Erlin Kristinawati Waruwu Erlina Mutiara Aprilia Fadhill Ramadhan Farah Nabilah Binti Yaacob Fhiresti Duha Fransiska Oktalia Duha Gumano Galih Ahmad Khoiri Gofrandha Hilga Hibatullah Gulo, Marnila Gulo, Yupilia Guntur Suryaning Hadi Haniek Listyorini Hardiani, Wenefrida Ardhian ayu Harefa, Fati Elfina Doris Hendrajaya Hendrajaya Heri Usodo Heru Yulianto Heru Yulianto HeruYulianto Hesky Ilham Ikhlasandi I Gede Wiwin Suyasa Idah Kusuma Dewi Isnu Hadi Sunarko Istiqomah, Amaniar Julian Adriani Putri Julian Andriani Putri Junianto Junianto Juwarti Juwarti, Juwarti Kafilatul Hidayah Karunia Wati Telaumbanua Kholil Aswan, Mukhamad Krisnatalia, Heni Kristinawati Setyaningrum Nugraheni laeli masruroh Lina Lina Lorenza, Sara Margaretha Setyaningtyas Maria Th, Aletta Dewi Marlinawati Waruwu Mendrofa, Herlinawati Mochamad Miswanto Gunawan Muhammaad Azhar Putra Muhammad Arif Winata Mulyoko, Mulyoko Nabilah Binti Muhammad Nanda Utami Putri Nina Mistriani Nina Mistriani Nugraheni, Krisnawati Setyaningrum Nurdina Prasetyo NURJANAH, IVA Oktavianto, Ibnu Farhan Palupiningtyas, Dyah Perez Eben Ezer Sidabutar Petra Arnol Vini Bulunisora Harita Putri, Julian Andriani Putri, Nanda Utami Rifki A. Rachman Rifki A. Rachman Rizal Ichsan Syah Putra Rudi Prasetyo Ardi Sajia Ferdousi Sapto Supriyanto Sarah Nur Amalina Saskia Cahya Khaylila Fitra Septiana Raihan Saputri Shella Gherina Saptiany Sihura, Anastasia Fransiska Siswanto Siswanto Solichoel, Solichoel Sony Heru Priyatno Sugiarto Sugiarto Supriyadi, Andhi Susilaningtyas, Gesit Suwarti Suwarti Suwarti, Suwarti Tri Suyud Tutik Tutik Tutik Tutik Tuwuh Adhistyo M.Par SE Wijoyo Tuwuh Adhistyo Wijoyo Vardhani, Nadia Waruwu, Demi Kristiani Waruwu, Erlin Kristinawati Wularsih, Endang Ammi` Y R Satoto Yema Charista Zelda Yohana Efenia Ndruru Yuliamir, Henry Yusuf, Faisal Zebua, Estera Asriani Zega, Neill Ayu Moralina Zendrato, Minta Wati