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Pengaruh Cash Ratio, Return On Assets, Firm Size, dan Debt To Equity Ratio terhadap Dividend Payout Ratio: Studi pada Perusahaan Manufaktur Sub Sektor Otomotif dan Komponen yang Terdaftar di BEI periode 2017-2021 Muchammad Andi Muhaimin; Sriyono; Detak Prapanca
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 5 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i5.2477

Abstract

This research determines the influence of Cash Ratio, Return On Assets, Firm Size, and Debt To Equity Ratio on Dividend Payout Ratio. The sample for this research was taken from 10 Automotive and Component Sub-Sector Manufacturing companies listed on the IDX for the 2017-2021 period. Then, this research uses quantitative methods with descriptive statistical calculation techniques and linear regression analysis. The existing data was processed using Eviews software version 12. The research results show that Cash Ratio, Return on Assets, Firm Size do not affect the company's Dividend Payout Ratio. Conversely, the Debt to Equity Ratio affects the Company's Dividend Payot Ratio.
Mengkaji Perilaku Keuangan Pribadi; Fokus pada Gaya Hidup, E-Commerce, Kontrol Diri, dan Pendapatan Sinta Devi; Sriyono; Wisnu Panggah Setiyono
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 11 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i11.3598

Abstract

This research examines personal financial behavior in Sidoarjo City in the early adult generation. The aim of this research is to deepen understanding of how individuals in Sidoarjo City manage their personal finances. Quantitative methods were used with non-probability sampling techniques on 117 individuals who were working and had their own income. The results of the analysis show that there is no influence of lifestyle on financial behavior, but e-commerce and self-control have a positive and significant influence on financial behavior. Meanwhile, income has no influence on financial behavior. This research highlights the importance of financial literacy and self-control in managing personal finances, especially among the younger generation.
Pengaruh Uang Saku, Lingkungan Sosial dan Locus of Control Terhadap Perilaku Keuangan dengan Financial Technology Sebagai Variabel Intervening Puspitasari, Kristina Indah; Sriyono; Herlinda Maya Kumalasari
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 5 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i5.2120

Abstract

This research aims to determine the influence of Pocket Money, Social Environment and Locus of Control on Financial Behavior with Financial Technology as an Intervening Variable. The research method in this study uses quantitative research methods with primary data sources obtained by distributing questionnaires. Sampling was carried out using probability sampling and resulted in 100 student respondents. Data analysis techniques use SmartPLS4. The research results show that: (1) Pocket Money has no effect on Financial Technology (2) Social Environment has an effect on Financial Technology (3) Locus of Control has an effect on Financial Technology (4) Pocket Money has no effect on Financial Behavior (5) Social Environment has an effect on Financial Behavior (6) Financial Technology influences Financial Behavior (7) Locus of Control influences Financial Behavior (8) Financial Technology cannot be an intermediary for Pocket Money in influencing Financial Behavior (9) Financial Technology cannot be an intermediary for the Social Environment in influencing Financial Behavior (10) Financial Technology cannot be an intermediary for Locus of Control in influencing Financial Behavior.
Transparansi Pelayanan Penyaluran Dana Sedekah Pada Kantor Layanan Lazismu Umsida Dhamar Kenda, Ardent; Wisnu Panggah Setiyono; Sriyono
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 8 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i8.2676

Abstract

Tujuan penelitian ini untuk mendeskripsikan transparansi pelayanan penyaluran dana sedekah pada kantor layanan Lazismu Umsida. Analisis data dilakukan dengan analisis model interaktif oleh Miles dan Huberman. Hasil penelitian menunjukkan transparansi pelayanan penyaluran dana sedekah pada kantor latanan Lazismu Umsida diketahui dari empat hal. Pertama, Lazismu Umsida menyediakan laporan keuangan tiap 6 bulan sekali serta memiliki sarana penyediaan informasi yakni muzaki corner dan media sosial infaq Gisma Umsida. Kedua, Lazismu Umsida memiliki data yang jelas dan lengkap tentang tujuan penyaluran dana sedekah dan kriteria yang ditetapkan untuk pihak-pihak yang menerima dan proses penyaluran dana sedekah. Ketiga, ada kejelasan informasi tentang tujuan, target dana sedekah dan cara penggunaan dana tersebut serta kemudahan akses bagi masyarakat. Keempat, Lazismu Umsida menyalurkan dana sedekah mengacu pada Undang-Undang Nomor 23 Tahun 2011 tentang pengelolaan Zakat atau Sedekah dan Peraturan Menteri Agama Nomor 5 Tahun 2016 tentang Tata Cara Pengenaan Sanksi Administratif dalam Pengeloaan Zakat dan Sedekah.
Pengaruh Kepemimpinan Transformasional, Disiplin Preventif, dan Kompensasi Finansial Terhadap Kinerja Karyawan Pada PT. XX Febriyanti, Rada; Sumartik, Sumartik; Sriyono
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 3 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i3.6108

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This study aims to ascertain the direct effects of financial compensation, transformational leadership, and preventative discipline on employee performance at PT. Xx. Both primary and secondary data are used in this kind of quantitative study. With a total of 120 employees, the researcher employed saturation sampling, a non-probability sampling approach. A Likert scale, with a range of 1 to 5, was used to measure the data gathering strategy in this study. Data was gathered through observations, interviews, and questionnaires. The study's findings demonstrates that employee performance is directly impacted by transformational leadership. Employee performance is directly impacted by preventive discipline. Employee performance is directly impacted by transformational leadership. Employee performance is directly impacted by financial pay.
Pengaruh Pengetahuan Tentang Bank, Tingkat Literasi Keuangan Syariah, Kualitas Pelayanan dan Kepercayaan Masyarakat Terhadap Minat Menabung di Bank Syariah Raharjo, Dirham; Sriyono; Herlinda Maya Kumala Sari
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 5 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i5.6159

Abstract

This research aims to analyze the influence of knowledge about banks, level of sharia financial literacy, service quality and public trust on interest in saving at sharia banks. The sample used in this research consisted of 100 respondents. This type of research uses primary data obtained from web data books. Types of primary data with techniques using the purposive sampling method with the Slovin formula with data processing using SPSS Version 25 software. The data analysis techniques in this research are data quality tests, namely validity and reliability tests, while classical assumption tests include normality tests, heteroscedasticity tests, multicollinearity tests. Multiple linear regression analysis, and hypothesis testing, namely partial test (t test) and f test. The results of this research show that the influence of knowledge about banks (X1) on interest in saving (Y) is the variable knowledge about banks shows that the value of t calculated is 5.815 with a significance value of 0.043. The results show that t count > t table (5815 > 1.661) and significance (0.000 < 0.05). So it can be concluded that the variable Knowledge about Banks has a positive and significant effect on Interest in Saving. Influence of Islamic Financial Literacy (X2) on Interest in Saving (Y) Variable Islamic Financial Literacy Sharia shows that the value of t calculated is 2.290 with a significance value of 0.010. The results show that t count > t table (2.290 > 1.661) and significance (0.024 < 0.05). So it can be concluded that the Sharia Financial Literacy variable has a positive and significant effect on Interest in Saving. Influence of service quality (X3) on interest in saving (Y) Service quality variab shows that the value of t calculated is 2.454 with a significance value of 0.016. The results show that t count > t table (2.454 > 1.661) and significance (0.016 < 0.05). So it can be concluded that the variable service quality has a positive and significant effect on interest in saving. Influence of Public Trust (X4) towards Interest in Saving (Y) The Public Trust variable shows that the value of t calculated is 2.008 with a significance value of 0.000. The results show that t count > t table (2.008 > 1.661) and significance (0.047 < 0.05). So it can be concluded that the Public Trust variable has a positive and significant effect on Interest in Saving. Based on the results of the F test, the F value is 29.501 and the significance value is 0.000 (< 0.05). So it can be concluded that simultaneously Knowledge about Banks, Sharia Financial Literacy Level, Financial Quality, and Public Trust have a significant effect on Interest in Saving.
Peran Efektivitas Literasi Keuangan dan Pembiayaan Syariah Terhadap Stabilitas Keuangan UMKM Sriyono; Dhea Ariesta Putri; Muhammad Rizki Alwi Ardana; Nila Osama; Zamani, Moch Zaky
Journal of Trends Economics and Accounting Research Vol 4 No 2 (2023): December 2023
Publisher : Forum Kerjasama Pendidikan Tinggi (FKPT)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47065/jtear.v4i2.1084

Abstract

MSMEs have great potential in driving macroeconomic development in Indonesia, but are faced with various internal and external challenges. This article aims to analyze the factors that affect the financial stability of MSMEs, with a focus on financial literacy and Islamic financing. The research method used is Literature Review Study (SLR), by collecting secondary data from various articles. The data analysis technique involves synthesizing and interpreting information from relevant literature. The results showed that financial literacy has a positive and significant influence on the financial performance of MSMEs. SNLIK results In 2022, the financial literacy of Indonesians reached an improved level to 49.68%, while financial inclusion increased to 85.10%. This comparison shows an increase from the 2019 National Survey on Financial Literacy and Inclusion (SNLIK) results, where financial literacy was 38.03% and financial inclusion was 76.19%. Financial literacy, which includes an understanding of financial management, financial services institutions, financial products and services, plays a crucial role in helping MSMEs make informed financial decisions. Data from the National Financial Literacy Index shows a positive increase, but further efforts are still needed to improve the financial literacy of MSMEs. In addition to financial literacy, Islamic financing from Islamic banks also contributes to improving the financial performance of MSMEs. The growth of Islamic financing over the past few years shows that Islamic banks have an important role in supporting MSMEs. However, there are still challenges such as the lack of public knowledge about Islamic banking and the lack of human resources (HR) to reach more networks. In conclusion, improving financial literacy and utilization of Islamic financing can be an effective strategy to improve the financial stability of MSMEs in Indonesia. Efforts to improve financial literacy and public understanding of Islamic finance are expected to be the focus of policies that support the growth and stability of MSMEs.
PENGARUH PROFITABILITAS, EARNING PER SHARE, LIKUIDITAS DAN LEVERAGE TERHADAP HARGA SAHAM (Studi Pada Perusahaan Sub Sektor Konstruksi Dan Bangunan Yang Terdaftar Di Bursa Efek Indonesia Periode 2012-2016) Mochammad Nur Huda; Sriyono
International Journal on Economics, Finance and Sustainable Development (IJEFSD) Vol. 2 No. 4 (2020): APRIL
Publisher : Research Parks Publishers

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31149/ijefsd.v2i4.453

Abstract

This study conducted to analyze the effect of variable Return On Asset (ROA), Earning Per Share (EPS), Current Ratio (CR) and Debt To Equity Ratio (DER) to the Stock Prices on company Building Construction Sector Sub companies listed on the Indonesia Stock Exchange period 2012-2016, either partially or simultaneously. The sampling technique used is purposive sampling and number of samples used by 7 companies. Variables used in this study are variable Return On Asset (ROA), Earning Per Share (EPS), Current Ratio (CR) and Debt To Equity Ratio (DER) as an independent and variable Stock Prices as an dependent variable. The analysis technique used panel data analysis. The result showed that Return On Asset (ROA) has negative significant effect on stock prices, Earning Per Share (EPS) has significant effect on stock prices. Current Ratio (CR) has negative significant effect on stock prices. Debt To Equity Ratio (DER) hasn`t significantly effect on stock prices.
Studi Komparatif Penggunaan Examtria dengan Kahoot pada Materi Pokok Litosfer terhadap Hasil Belajar Kelas X SMA Kesatrian 2 Semarang Fitri Nur Soleha; Sriyono; Andi Irwan Benardi; Pradika Adi Wijayanto
Journal of Edugeography Vol. 13 No. 2 (2025): VOL 13 NO 2 (2025)
Publisher : Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/edugeo.v13i2.29088

Abstract

Penelitian ini bertujuan untuk menganalisis perbedaan hasil belajar siswa pada materi Litosfer antara penggunaan alat evaluasi digital Examtria dan Kahoot, serta mendeskripsikan pelaksanaannya di Kelas X SMA Kesatrian 2 Semarang. Menggunakan pendekatan kuantitatif dengan desain kuasi-eksperimen posttest-only dan kelompok non-ekuivalen, penelitian ini melibatkan 48 siswa sebagai sampel yang diperoleh melalui teknik purposive sampling dari total populasi 147 siswa. Sampel dibagi menjadi kelas eksperimen (menggunakan Examtria) dan kelas kontrol (menggunakan Kahoot), dengan instrumen berupa posttest kognitif sebanyak 25 butir soal. Hasil analisis deskriptif menunjukkan bahwa rata-rata hasil belajar kelas eksperimen (Examtria) adalah 69,7, lebih tinggi sekitar 11,17% dibandingkan kelas kontrol (Kahoot) dengan rata-rata 62,7. Meskipun demikian, uji Chi-square (p=0,273 > 0,05) dan independent sample t-test (p=0,099 > 0,05) mengindikasikan bahwa secara statistik tidak terdapat perbedaan hasil belajar yang signifikan antara kedua kelompok. Preferensi siswa menunjukkan mayoritas lebih menyukai Kahoot karena sifatnya yang berbasis permainan dan menciptakan suasana kompetitif, sementara Examtria dinilai terlalu ketat dan menimbulkan kepanikan. Penelitian ini merekomendasikan pengembangan berkelanjutan aplikasi evaluasi digital seperti Examtria dan Kahoot untuk menciptakan suasana belajar yang lebih menarik dan meningkatkan partisipasi siswa.  
Peningkatan Kapasitas Aparatur Kampung melalui Pendampingan Penerapan Standar Pelayanan Minimal di Kampung Asei Kecil, Papua Renyaan, Dorthea; Wambrauw, Andrias J.; Sriyono; Wamaer, Yesaya S.S.; Maniagasi, Grace N.; Fajriani, Andi; Ladja, Fransiskus I.
Inovasi Jurnal Pengabdian Masyarakat Vol 3 No 3 (2025): IJPM - Desember 2025
Publisher : CV Firmos

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54082/ijpm.1004

Abstract

Aparat kampung Kampung Asei Kecil telah melakukan pelayanan administratif dengan sangat baik. Namun, belum ada standar yang digunakan sehingga pelayanan kadang menjadi lambat. Kondisi ini disebabkan kurangnya pemahaman atau kesadaran aparat kampung bahwa pelayanan yang diberikan harus sesuai standar. Kegiatan pengabdian ini bertujuan untuk meningkatkan pemahaman dan kesadaran aparat kampung tentang pelayanan publik sesuai dengan Standar Pelayanan Minimal (SPM) serta mendampingi aparat kampung dalam menerapkan SPM di Kampung Asei Kecil Distrik Sentani Timur Kabupaten Jayapura. Metode yang digunakan meliputi ceramah, tanya jawab, diskusi, dan pendampingan kepada kepala kampung, aparat kampung, dan Badan Musyawarah Kampung (Bamuskam). Hasil kegiatan menunjukkan bahwa kepala kampung, aparat kampung, dan Bamuskam telah memiliki kesadaran dan kemampuan untuk menerapkan SPM. Alur pelayanan publik yang telah dibuat mencakup penerimaan permohonan, verifikasi dokumen, proses administrasi, otorisasi pimpinan, administrasi dokumen, dan distribusi hasil dokumen kepada pemohon.
Co-Authors Abduh, Haziki ahmad rizal Ainur Rodiyah Akhmad Afandi Amalia Ayu Savitri Andi Irwan Benardi Anisyah, Dewi Anton Bawono Anwar, Rostini Apik Budi Santoso Arif Setiawan Ashar, Muhammad Azzahrani, Farahdina Safa CHOIRUNNISA Danusiri Dearelsa, Ghina Balqis Denny Machrus Aly Detak Prapanca Dewi, Fina Rahma Dhamar Kenda, Ardent Dhea Ariesta Putri Efendy, Baiq Daffania Effendi, Mohamad Irhas Eka, Bryan Eko Wahyono, Eko Endang Noer Anisah Erni Suharini Faadilah, Ashifa Hasna Fajriani, Andi Farhansyah, Rizky Fajar Fauziyah, Emah Febriyanti, Rada Firda Pramesti Nur Rahmadhani Fitri Nur Soleha Hadiah Fitriyah Hari Sundana Herlinda Maya Kumala Sari Herlinda Maya Kumalasari Hidayatulloh, Miftah Khilmi Iffat, Emmira Ilham Bayu Pamuji Irwanto, Mokh. Islakhudin, Fatwa Nur Askhab Jujuk Proboningsih, Jujuk Kudus, Nihlatul Kumalasari, Herlinda Maya Kurniawati, Ninuk Dian Ladja, Fransiskus I. Lia Safitri Maniagasi, Grace N. Maryanti, Herdina Miftachul Faiz Muhadi Mochammad Nur Huda Mohammad Ridwan Mohammad Zamroni Muchammad Andi Muhaimin Muhammad Rizki Alwi Ardana Muhammad Saleh Mulyana, Akhbar Candra NASIR, MOH. Navi Agustina Nila Osama Nining Puji Astuti Okvinia, Putri Nur Oyong Lisa Pradika Adi Wijayanto Pramana, Putu Agus Aditya Pramesta, Novi Indah Prasetyo, Alfian Cahyo Purwitasari, Oktavia Puspitasari, Kristina Indah Putra, Andri Nusantara Raden Muhamad Dany Husni Raharjo, Dirham Rahmawati, Lili Rahmayani, Aprilia Rahmi Pinahayu, Ek Ajeng Ramdhani Renyaan, Dorthea Rita Ambarwati Sukmono Rumanintya Lisaria Putri, Rumanintya Lisaria Safira Ariskiya Safitri, Amalia Dewi Saktiana, Henry Samrotul Ilmi Sarif Hidayat, Sarif Sarpangga Putri, Fierda Lestari Sarwenda Biduri Setiawan, Aries F. Setiawan Setiyono, Wisnu Panggah Sigit Hermawan Simon Abdi K. Frank Sinta Devi Sirait, Afni Siska Putri Utami Siti Sopiyah Sofiyatus Zahro Sugiarto, Herri Sukamto Sumartik Supardi SUPRAPTO SUROTO Surya, Prima Ardiansah Suryadini, Suci Tatang Permana Tiara Nur Mediana Faradilah Triyanto, Ade Tsuraya Zahira Najah Us’an Waharjani Wamaer, Yesaya S.S. Wambrauw, Andrias J. Wiwit Hariyanto Yudha Gunardi Zamani, Moch Zaky