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Pengaruh Pengetahuan Tentang Bank, Tingkat Literasi Keuangan Syariah, Kualitas Pelayanan dan Kepercayaan Masyarakat Terhadap Minat Menabung di Bank Syariah Raharjo, Dirham; Sriyono; Herlinda Maya Kumala Sari
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 5 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i5.6159

Abstract

This research aims to analyze the influence of knowledge about banks, level of sharia financial literacy, service quality and public trust on interest in saving at sharia banks. The sample used in this research consisted of 100 respondents. This type of research uses primary data obtained from web data books. Types of primary data with techniques using the purposive sampling method with the Slovin formula with data processing using SPSS Version 25 software. The data analysis techniques in this research are data quality tests, namely validity and reliability tests, while classical assumption tests include normality tests, heteroscedasticity tests, multicollinearity tests. Multiple linear regression analysis, and hypothesis testing, namely partial test (t test) and f test. The results of this research show that the influence of knowledge about banks (X1) on interest in saving (Y) is the variable knowledge about banks shows that the value of t calculated is 5.815 with a significance value of 0.043. The results show that t count > t table (5815 > 1.661) and significance (0.000 < 0.05). So it can be concluded that the variable Knowledge about Banks has a positive and significant effect on Interest in Saving. Influence of Islamic Financial Literacy (X2) on Interest in Saving (Y) Variable Islamic Financial Literacy Sharia shows that the value of t calculated is 2.290 with a significance value of 0.010. The results show that t count > t table (2.290 > 1.661) and significance (0.024 < 0.05). So it can be concluded that the Sharia Financial Literacy variable has a positive and significant effect on Interest in Saving. Influence of service quality (X3) on interest in saving (Y) Service quality variab shows that the value of t calculated is 2.454 with a significance value of 0.016. The results show that t count > t table (2.454 > 1.661) and significance (0.016 < 0.05). So it can be concluded that the variable service quality has a positive and significant effect on interest in saving. Influence of Public Trust (X4) towards Interest in Saving (Y) The Public Trust variable shows that the value of t calculated is 2.008 with a significance value of 0.000. The results show that t count > t table (2.008 > 1.661) and significance (0.047 < 0.05). So it can be concluded that the Public Trust variable has a positive and significant effect on Interest in Saving. Based on the results of the F test, the F value is 29.501 and the significance value is 0.000 (< 0.05). So it can be concluded that simultaneously Knowledge about Banks, Sharia Financial Literacy Level, Financial Quality, and Public Trust have a significant effect on Interest in Saving.
Peran Efektivitas Literasi Keuangan dan Pembiayaan Syariah Terhadap Stabilitas Keuangan UMKM Sriyono; Dhea Ariesta Putri; Muhammad Rizki Alwi Ardana; Nila Osama; Zamani, Moch Zaky
Journal of Trends Economics and Accounting Research Vol 4 No 2 (2023): December 2023
Publisher : Forum Kerjasama Pendidikan Tinggi (FKPT)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47065/jtear.v4i2.1084

Abstract

MSMEs have great potential in driving macroeconomic development in Indonesia, but are faced with various internal and external challenges. This article aims to analyze the factors that affect the financial stability of MSMEs, with a focus on financial literacy and Islamic financing. The research method used is Literature Review Study (SLR), by collecting secondary data from various articles. The data analysis technique involves synthesizing and interpreting information from relevant literature. The results showed that financial literacy has a positive and significant influence on the financial performance of MSMEs. SNLIK results In 2022, the financial literacy of Indonesians reached an improved level to 49.68%, while financial inclusion increased to 85.10%. This comparison shows an increase from the 2019 National Survey on Financial Literacy and Inclusion (SNLIK) results, where financial literacy was 38.03% and financial inclusion was 76.19%. Financial literacy, which includes an understanding of financial management, financial services institutions, financial products and services, plays a crucial role in helping MSMEs make informed financial decisions. Data from the National Financial Literacy Index shows a positive increase, but further efforts are still needed to improve the financial literacy of MSMEs. In addition to financial literacy, Islamic financing from Islamic banks also contributes to improving the financial performance of MSMEs. The growth of Islamic financing over the past few years shows that Islamic banks have an important role in supporting MSMEs. However, there are still challenges such as the lack of public knowledge about Islamic banking and the lack of human resources (HR) to reach more networks. In conclusion, improving financial literacy and utilization of Islamic financing can be an effective strategy to improve the financial stability of MSMEs in Indonesia. Efforts to improve financial literacy and public understanding of Islamic finance are expected to be the focus of policies that support the growth and stability of MSMEs.
PENGARUH PROFITABILITAS, EARNING PER SHARE, LIKUIDITAS DAN LEVERAGE TERHADAP HARGA SAHAM (Studi Pada Perusahaan Sub Sektor Konstruksi Dan Bangunan Yang Terdaftar Di Bursa Efek Indonesia Periode 2012-2016) Mochammad Nur Huda; Sriyono
International Journal on Economics, Finance and Sustainable Development (IJEFSD) Vol. 2 No. 4 (2020): APRIL
Publisher : Research Parks Publishers

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31149/ijefsd.v2i4.453

Abstract

This study conducted to analyze the effect of variable Return On Asset (ROA), Earning Per Share (EPS), Current Ratio (CR) and Debt To Equity Ratio (DER) to the Stock Prices on company Building Construction Sector Sub companies listed on the Indonesia Stock Exchange period 2012-2016, either partially or simultaneously. The sampling technique used is purposive sampling and number of samples used by 7 companies. Variables used in this study are variable Return On Asset (ROA), Earning Per Share (EPS), Current Ratio (CR) and Debt To Equity Ratio (DER) as an independent and variable Stock Prices as an dependent variable. The analysis technique used panel data analysis. The result showed that Return On Asset (ROA) has negative significant effect on stock prices, Earning Per Share (EPS) has significant effect on stock prices. Current Ratio (CR) has negative significant effect on stock prices. Debt To Equity Ratio (DER) hasn`t significantly effect on stock prices.
Studi Komparatif Penggunaan Examtria dengan Kahoot pada Materi Pokok Litosfer terhadap Hasil Belajar Kelas X SMA Kesatrian 2 Semarang Fitri Nur Soleha; Sriyono; Andi Irwan Benardi; Pradika Adi Wijayanto
Journal of Edugeography Vol. 13 No. 2 (2025): VOL 13 NO 2 (2025)
Publisher : Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/edugeo.v13i2.29088

Abstract

Penelitian ini bertujuan untuk menganalisis perbedaan hasil belajar siswa pada materi Litosfer antara penggunaan alat evaluasi digital Examtria dan Kahoot, serta mendeskripsikan pelaksanaannya di Kelas X SMA Kesatrian 2 Semarang. Menggunakan pendekatan kuantitatif dengan desain kuasi-eksperimen posttest-only dan kelompok non-ekuivalen, penelitian ini melibatkan 48 siswa sebagai sampel yang diperoleh melalui teknik purposive sampling dari total populasi 147 siswa. Sampel dibagi menjadi kelas eksperimen (menggunakan Examtria) dan kelas kontrol (menggunakan Kahoot), dengan instrumen berupa posttest kognitif sebanyak 25 butir soal. Hasil analisis deskriptif menunjukkan bahwa rata-rata hasil belajar kelas eksperimen (Examtria) adalah 69,7, lebih tinggi sekitar 11,17% dibandingkan kelas kontrol (Kahoot) dengan rata-rata 62,7. Meskipun demikian, uji Chi-square (p=0,273 > 0,05) dan independent sample t-test (p=0,099 > 0,05) mengindikasikan bahwa secara statistik tidak terdapat perbedaan hasil belajar yang signifikan antara kedua kelompok. Preferensi siswa menunjukkan mayoritas lebih menyukai Kahoot karena sifatnya yang berbasis permainan dan menciptakan suasana kompetitif, sementara Examtria dinilai terlalu ketat dan menimbulkan kepanikan. Penelitian ini merekomendasikan pengembangan berkelanjutan aplikasi evaluasi digital seperti Examtria dan Kahoot untuk menciptakan suasana belajar yang lebih menarik dan meningkatkan partisipasi siswa.  
Peningkatan Kapasitas Aparatur Kampung melalui Pendampingan Penerapan Standar Pelayanan Minimal di Kampung Asei Kecil, Papua Renyaan, Dorthea; Wambrauw, Andrias J.; Sriyono; Wamaer, Yesaya S.S.; Maniagasi, Grace N.; Fajriani, Andi; Ladja, Fransiskus I.
Inovasi Jurnal Pengabdian Masyarakat Vol 3 No 3 (2025): IJPM - Desember 2025
Publisher : CV Firmos

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54082/ijpm.1004

Abstract

Aparat kampung Kampung Asei Kecil telah melakukan pelayanan administratif dengan sangat baik. Namun, belum ada standar yang digunakan sehingga pelayanan kadang menjadi lambat. Kondisi ini disebabkan kurangnya pemahaman atau kesadaran aparat kampung bahwa pelayanan yang diberikan harus sesuai standar. Kegiatan pengabdian ini bertujuan untuk meningkatkan pemahaman dan kesadaran aparat kampung tentang pelayanan publik sesuai dengan Standar Pelayanan Minimal (SPM) serta mendampingi aparat kampung dalam menerapkan SPM di Kampung Asei Kecil Distrik Sentani Timur Kabupaten Jayapura. Metode yang digunakan meliputi ceramah, tanya jawab, diskusi, dan pendampingan kepada kepala kampung, aparat kampung, dan Badan Musyawarah Kampung (Bamuskam). Hasil kegiatan menunjukkan bahwa kepala kampung, aparat kampung, dan Bamuskam telah memiliki kesadaran dan kemampuan untuk menerapkan SPM. Alur pelayanan publik yang telah dibuat mencakup penerimaan permohonan, verifikasi dokumen, proses administrasi, otorisasi pimpinan, administrasi dokumen, dan distribusi hasil dokumen kepada pemohon.
Navigating Do-Not-Resuscitate Orders in the Emergency Department: a Case Report on Ethical Decision Making Hersinta Retno Martani; Rizki Puji Agustin; Ninuk Dian Kurniawati; Suis Galischa Wati; Sriyono
Caring: Indonesian Journal of Nursing Science Vol. 7 No. 2 (2025): Vol 7 No 2 2025 Caring: Indonesia Journal of Nursing
Publisher : Talenta Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32734/ijns.v7i2.22427

Abstract

A patient with Chronic Kidney Disease Stage V presented to the Emergency Department (ED) with severe shortness of breath, caused by pulmonary edema resulting from non-compliance with fluid restriction. The patient and her husband consented to the use of a mechanical ventilator and dialysis; however, they declined to authorise cardiac and pulmonary resuscitation in the event of cardiac arrest or to establish a Do-Not-Resuscitate (DNR) order. This presents a dilemma, as patients with requiring ventilatory support typically necessitate ICU admission; nevertheless, patients with DNR orders are generally not admitted to ICU. The situation worsened when the extended family opposed the DNR Order established by the patient and her husband. This case report aimed to provide solutions for nurses addressing ethical dilemmas concerning the determination of DNR orders. This case report follows the CARE Case Report Guidelines. Following immediate and continuous care in the emergency department and intensive care unit, the patient demonstrated significant improvement. The nurse resolved ethical issues by organizing a family conference that included the patient’s family and care team, discussing the treatment plan on the basis of the most recent assessment results. Nurses’ proactive engagement of multiple stakeholders in patient care within the hospital effectively addresses Do-Not-Resuscitate order-associated ethical dilemmas. To effectively address ethical conflicts, nurses should improve their emphatic communication skills, prioritizing patient interests. Keyword: Do-Not-Resuscitate, Ethical dilemmas, Decision making, Advance care planning, Case report
Telaah Kepemimpinan Kiai dalam Mencegah Radikalisme: Studi di Pondok Pesantren Krapyak Yogyakarta Us’an; Suroto; Anton Bawono; Sriyono; Navi Agustina
Risâlah Jurnal Pendidikan dan Studi Islam Vol. 11 No. 4 (2025)
Publisher : Fakultas Agama Islam Universitas Wiralodra Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31943/jurnal_risalah.v11i4.2591

Abstract

Indonesia merupakan negara dengan keanekaragaman yang sangat besar, baik agama, etnis, bahasa maupun budaya. Dalam konteks kehidupan bermasyarakat, keberagaman tersebut menjadi tantangan bagi bangsa. Salah satu tantangan utamanya adalah menjaga keharmonisan sosial masyarakat dan membangun toleransi antar umat beragama. Indonesia dengan berbagai pemahaman agama tersebut, cenderung menimbulkan gesekan antar kelompok, jika kelompok tersebut masih menganggap kebenaran hanya pada kelompok mereka. Penelitian ini bertujuan untuk mengkaji bagaimana peran pondok pesantren Krapyak dalam mencegah paham radikalisme dan membentuk sikap moderat atau toleran para santrinya. Penelitian ini menggunakan metode deskriptif kualitatif, di mana data dikumpulkan melalui wawancara, observasi, dan dokumentasi yang melibatkan Kiai dan pengurus pondok pesantren Krapyak. Berdasarkan hasil penelitian ditemukan bahwa dalam mencegah radikalisme dan membentuk perilaku moderat pondok pesantren Krapyak melakukannya dengan beberapa cara yaitu: 1) melalui Penanaman Akhlaq dengan pembelajaran kitab-kitab klasik (kitab kuning), 2) halaqah atau diskusi suatu permasalahan antar santri, 3) hafalan dalam bentuk sorogan dan bandongan, 4) pembiasaan kegiatan santri setiap hari. Pola pembiasaan ini relevan untuk membentuk sikap moderat atau toleransi.
PENERAPAN MODEL PROBLEM BASED LEARNING BERBANTUAN MEDIA ULAR TANGGA TERHADAP HASIL BELAJAR SISWA VIII-C SMPN 27 SEMARANG Nadin Kalista Pratana; Wahyu Indah Lestari; Sriyono
Sosiolium: Jurnal Pembelajaran IPS Vol. 7 No. 2 (2025): Oktober
Publisher : Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/sosiolium.v8i2.22290

Abstract

Penelitian dilaksanakan dengan tujuan untuk meningkatkan hasil belajar  siswa kelas VIII-C SMP Negeri 27 Semarang melalui model pembelajaran Problem Based Learning berbantuan media pembelajaran ular tangga. Jenis penelitian yang digunakan adalah penelitian tindakan kelas yang terdiri dari 2 siklus, setiap siklus dilakukan melalui 4 tahap yaitu perencanaan, pelaksanaan, pengamatan, dan refleksi. Subjek penelitian ini adalah seluruh siswa kelas VIII-C SMP Negeri 27 Semarang. Data penelitian ini diperoleh melalui melalui tes, observasi, dan dokumentasi. Berdasarkan hasil penelitian menunjukkan bahwa penerapan model pembelajaran Problem Based Learning berbantuan media pembelajaran ular tangga pada mata pelajaran IPS dapat meningkatkan hasil belajar siswa kelas VIII-C SMP Negeri 27 Semarang pada setiap siklus. Hasil belajar  siswa mengalami peningkatan dari siklus I dengan persentase ketuntasan secara klasikal 62,50% dengan rata-rata siswa mencapai 79,38. Pada siklus II persentase ketuntasan secara klasikal meningkat menjadi 84,38% dengan rata-rata siswa mencapai 83,22. The research was conducted with the aim of improving the learning outcomes of students in class VIII-C of SMP Negeri 27 Semarang through the Problem Based Learning model assisted by snake and ladder learning media. The type of research used was classroom action research consisting of 2 cycles, each cycle carried out through 4 stages, namely planning, implementation, observation, and reflection. The subjects of this study were all students in class VIII-C of SMP Negeri 27 Semarang. The research data were obtained through tests, observations, and documentation. Based on the results of the study, it was found that the application of the Problem-Based Learning model assisted by the snake and ladder learning media in social studies lessons could improve the learning outcomes of students in class VIII-C of SMP Negeri 27 Semarang in each cycle. Student learning outcomes improved from cycle I with a classical mastery rate of 62.50% and an average student score of 79.38. In cycle II, the classical mastery rate increased to 84.38% with an average student score of 83.22, as well as significant improvements in student activity, learning motivation, and involvement.  
Revealing The Main Characters Through The Attitude System in The Folktale Asal Usul Kata Madura M Hanif Farukhdin; Ayuningtias, Diah Ikawati; Sriyono; Inayati, Rif’ah
Lingua : Journal of Linguistics and Language Vol. 3 No. 4 (2025): December 2025
Publisher : Indonesian Scientific Publication

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61978/lingua.v3i4.1231

Abstract

This study aims to reveal the characteristics of the main characters in the folktale Asal Usul Kata Madura through the attitudinal system. This study was conducted because research on how emotion, moral judgments, and evaluations are expressed through language in Indonesian folklore is still very limited. Using the qualitative descriptive method, data were obtained through in-depth reading, identification of clauses containing evaluative elements, and grouping based on three attitude subsystems, namely affect, judgment, and appreciation. The results of the analysis show that affect is the most dominant form of attitude, particularly the expression of insecurity and dissatisfaction, accompanied by moral judgments through judgment, and a small amount of evaluation through appreciation. A total of 35 clauses were identified and analysed from the folklore, consisting of 10 data for Sang Hyang Tunggal, 16 data for Bendoro Gung, and 9 data for Raden Segoro, providing comprehensive data for mapping the attitudes of the main characters. This study concludes that language evaluation in Madurese folklore functions as a means of conveying moral and emotional messages that are passed down from generation to generation. Further studies are recommended to analyse more folklore to enrich the reader’s understanding of evaluative patterns in Indonesian cultural narratives. This study presents a detailed map of attitudes that reveals how character identities are constructed linguistically in the oral tradition of Madura, and offers a systematic model for interindividual analysis that can be applied to other regional folklore in Indonesia.
Penyimpangan Kaum Nabi Luth dalam Konteks Sosial Masyarakat dan Mekanisme Kontrol Diri Perspektif Neuropsikologi Melalui Bimbingan Islami Us’an; Sriyono; Miftah Khilmi Hidayatulloh; Waharjani
Al-Zayn: Jurnal Ilmu Sosial, Hukum & Politik Vol 4 No 1 (2026): 2026
Publisher : Yayasan pendidikan dzurriyatul Quran

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61104/alz.v4i1.3604

Abstract

Penelitian ini bertujuan menganalisis penyimpangan seksual dari sudut pandang Al-Qur’an melalui kisah Nabi Luth serta mengkaji mekanisme kontrol diri berdasarkan neuropsikologi. Kajian ini dilakukan dengan menggabungkan ayat Al-Qur’an, kisah kaum Nabi Luth serta fungsi otak yang berkaitan dengan pengendalian diri. Penelitian ini menggunakan metode kepustakaan (library research) yaitu mengumpulkan berbagai literatur yang memiliki korelasi dengan pengendalian perilaku seperti buku, jurnal, atau pembahasan yang relevan dengan tema pokok bahasan. Analisis data dilakukan dengan metode analisis isi yaitu mengidentifikasi, mengklasifikasi, dan menginterpretasikan tentang pengendalian diri perspektif neuropsikologi. Penelitian ini penting  karena menggali upaya dalam mencegah berbagai tindakan penyimpangan seperti homoseksual dengan pendekatan neuropsikologi. Hasil penelitian menunjukkan terjadinya penyimpangan seksual sebab cortex prefrontal menahan impuls yang muncul dari sistem limbik, ketika impuls tersebut mendominasi, perilaku menyimpang seperti homoseksual lebih mungkin terjadi. Oleh karena itu, penelitian ini memberikan pengaruh bagi keluarga maupun lembaga sekolah dalam pembinaan moral dan penguatan kontrol diri.
Co-Authors Abduh, Haziki ahmad rizal Ainur Rodiyah Akhmad Afandi Amalia Ayu Savitri Andi Irwan Benardi Anisyah, Dewi Anton Bawono Anwar, Rostini Apik Budi Santoso Arif Setiawan Ashar, Muhammad Azzahrani, Farahdina Safa CHOIRUNNISA Dearelsa, Ghina Balqis Denny Machrus Aly Detak Prapanca Dewi, Fina Rahma Dhamar Kenda, Ardent Dhea Ariesta Putri Diah Ikawati Ayuningtias Efendy, Baiq Daffania Effendi, Mohamad Irhas Eka, Bryan Eko Wahyono, Eko Endang Noer Anisah Erni Suharini Faadilah, Ashifa Hasna Fajriani, Andi Farhansyah, Rizky Fajar Fauziyah, Emah Febriyanti, Rada Firda Pramesti Nur Rahmadhani Firdaus Budhy Saputro Fitri Nur Soleha Friza Youlinda Hadiah Fitriyah Hari Sundana Herlinda Maya Kumala Sari Herlinda Maya Kumalasari Hersinta Retno Martani Hidayatulloh, Miftah Khilmi Iffat, Emmira Inayati, Rif’ah Irwanto, Mokh. Islakhudin, Fatwa Nur Askhab Jujuk Proboningsih, Jujuk Kudus, Nihlatul Kumalasari, Herlinda Maya Kurniawati, Ninuk Dian Ladja, Fransiskus I. Lia Safitri M Hanif Farukhdin Maniagasi, Grace N. Maryanti, Herdina Miftachul Faiz Muhadi Mochammad Nur Huda Mohammad Zamroni Muchammad Andi Muhaimin Muhammad Rizki Alwi Ardana Muhammad Saleh Mulyana, Akhbar Candra Muzdalifah Nadin Kalista Pratana Narsih, Dwi NASIR, MOH. Navi Agustina Nila Osama Nining Puji Astuti Okvinia, Putri Nur Oyong Lisa Pradika Adi Wijayanto Pramana, Putu Agus Aditya Pramesta, Novi Indah Prasetyo, Alfian Cahyo Purwitasari, Oktavia Puspitasari, Kristina Indah Putra, Andri Nusantara Raharjo, Dirham Rahmawati, Lili Rahmayani, Aprilia Rahmi Pinahayu, Ek Ajeng Ramdhani Renyaan, Dorthea Rita Ambarwati Sukmono Rizki Puji Agustin Rumanintya Lisaria Putri, Rumanintya Lisaria Safira Ariskiya Safitri, Amalia Dewi Saktiana, Henry Samrotul Ilmi Sarif Hidayat, Sarif Sarpangga Putri, Fierda Lestari Sarwenda Biduri Setiawan, Aries F. Setiawan Setiyono, Wisnu Panggah Sigit Hermawan Simon Abdi K. Frank Sinta Devi Sirait, Afni Siska Putri Utami Siti Sopiyah Sofiyatus Zahro Sugiarto, Herri Suis Galischa Wati Sumartik Supardi SUPRAPTO SUROTO Surya, Prima Ardiansah Suryadini, Suci Tiara Nur Mediana Faradilah Triyanto, Ade Tsuraya Zahira Najah Us’an Waharjani Wahyu Indah Lestari Wamaer, Yesaya S.S. Wambrauw, Andrias J. Wisnu Panggah Setiyono Wiwit Hariyanto Zamani, Moch Zaky