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All Journal Abdimas Talenta : Jurnal Pengabdian Kepada Masyarakat Journal of Saintech Transfer Journal of Aquaculture and Fish Health Jurnal Ilmu Komputer dan Bisnis BJRM (Bongaya Journal of Research in Management) Indonesian Journal of Islamic Economics and Business Open Access Indonesian Journal of Medical Reviews Al-Mu'awanah Journal of Management and Islamic Finance Jurnal Manajemen Perbankan Keuangan Nitro Jurnal Pengabdian Inovasi dan Teknologi Kepada Masyarakat Jurnal Pengabdian pada Masyarakat Ilmu Pengetahuan dan Teknologi Terintegrasi Jurnal Ekonomi Syariah dan Bisnis Mutanaqishah: Journal of Islamic Banking International Journal of Economics (IJEC) International Journal of Educational Research Excellence (IJERE) Vokatek : Jurnal Pengabdian Masyarakat Indo-Fintech Intellectuals: Journal of Economics and Business Jurnal Pengabdian Masyarakat Quagga: Jurnal Pendidikan dan Biologi Karimah Tauhid Jurnal Media Akademik (JMA) Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Abdi Kimia : Jurnal Pengabdian Masyarakat Jurnal Ekonomi Manajemen Dan Bisnis (JEMB) Jurnal Riset Multidisiplin Edukasi Indonesian Journal of Humanities and Social Sciences Al-Muamalah: Jurnal Ekonomi Islam, Filantropi dan Perbankan Syariah
Ridwansyah
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Religion Agriculture, Biological Sciences & Forestry Arts Humanities Automotive Engineering Biochemistry, Genetics & Molecular Biology Chemistry Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Health Professions Immunology & microbiology Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Medicine & Pharmacology Neuroscience Social Sciences Other

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THE ROLE OF LIQUIDITY AND FINANCING RISK INFLUENCING PROFITABILITY OF SHARIA RURAL BANK IN INDONESIA Ridwansyah; Andriani, Yulia; Wiraputra, Jhody
Journal of Management and Islamic Finance Vol. 5 No. 2 (2025): Journal of Management and Islamic Finance
Publisher : UIN Raden Mas Said Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/jmif.v5i2.13285

Abstract

This study aims to analyze and prove empirically the effect of liquidity and financing risk, either partially or simultaneously, on profitability at Sharia Rural Banks (SRB) in Indonesia during the period 2021 to 2024. This study uses a quantitative approach with monthly secondary data sourced from the Islamic Banking statistical reports of the Financial Services Authority (OJK). Data analysis techniques used are descriptive statistics, classical assumption test, and hypothesis test. The test results showed that liquidity has a positive and significant effect on the profitability of SRB, which indicates that optimal liquidity management is crucial in achieving profits. In contrast, variable risk financing (NPF) was found to have no significant effect on SRB profitability, implying that SRB may have implemented effective risk mitigation strategies to mitigate the impact of NPF on net income. And simultaneously the liquidity and financing risk variables do not affect the profitability of the SRB in Indonesia. These findings provide practical implications for SRB management and regulators to focus strategies on balancing cash availability with productive financing allocation in order to achieve sustainable profitability.
Transformasi Digital UMKM Desa Kedaung: Strategi Penguatan Ekonomi Masyarakat Ridwansyah; Nurmalia, Gustika; Mutiasari Nur Wulan; M Ammar Firas Wafiq
Al-Mu'awanah: Jurnal Pengabdian kepada Masyarakat Vol 6 No 2 (2025): Desember 2025
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/2e6jya79

Abstract

The rapid growth of the digital economy presents significant opportunities for strengthening the economic resilience of rural communities; however, many rural micro, small, and medium enterprises (MSMEs) continue to face constraints in digital literacy and technology utilization. This community service program aimed to enhance the digital capacity of MSME actors in Kedaung Village through structured training and intensive mentoring on digital literacy, online marketing, and digital payment systems. The program employed a Participatory Action Research (PAR) approach involving 30 MSME participants and was implemented through stages of needs assessment, training, mentoring, and evaluation. The results demonstrated a substantial improvement in participants’ digital literacy, with average scores increasing from 48% in the pre-test to 82% in the post-test. Furthermore, 67.5% of participants successfully established online marketplace accounts, 87.5% actively utilized social media for product promotion, and 50% adopted QRIS as a digital payment method. These findings indicate that practice-based training combined with continuous mentoring effectively accelerates digital adoption among rural MSMEs. The program contributes to the development of a sustainable digital village model by strengthening MSME competitiveness, expanding market access, and supporting inclusive rural economic growth. Keywords: digital literacy; rural community empowerment; MSMEs; digital economy; QRIS
PENGARUH PENERAPAN GREEN MARKETING (GREEN PRODUCT, GREEN PRICE, GREEN PLACE, GREEN PROMOTION) TERHADAP BUYING DECISION DALAM PERSPEKTIF MANAJEMEN BISNIS SYARIAH Winarko, Fadjar Rudy; Ridwansyah; Heni Verawati
Indo-Fintech Intellectuals: Journal of Economics and Business Vol. 5 No. 4 (2025): Indo-Fintech Intellectuals: Journal of Economics and Business (2025)
Publisher : Lembaga Intelektual Muda (LIM) Maluku

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54373/ifijeb.v5i4.4933

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh penerapan green marketing yang meliputi green product, green price, green place, dan green promotion terhadap buying decision dalam perspektif manajemen bisnis syariah. Penelitian dilakukan pada konsumen Sucho Parfum di Sukarame, Bandar Lampung dengan pendekatan kuantitatif dan metode penelitian asosiatif kausal. Data primer diperoleh melalui penyebaran kuesioner kepada 96 responden dan dianalisis menggunakan SmartPLS. Hasil penelitian menunjukkan bahwa green product, green price, green place, dan green promotion berpengaruh positif dan signifikan terhadap keputusan pembelian. Nilai koefisien determinasi menunjukkan bahwa variabel green marketing mampu menjelaskan sebagian besar variasi keputusan pembelian. Dalam perspektif manajemen bisnis syariah, penerapan green marketing sejalan dengan prinsip keadilan, kejujuran, dan keberlanjutan lingkungan. Dengan demikian, green marketing tidak hanya meningkatkan keputusan pembelian konsumen, tetapi juga mendukung praktik bisnis yang etis dan berkelanjutan sesuai nilai-nilai syariah
Implementasi Triple Bottom Line dan Pengaruhnya Terhadap Pendapatan Usaha di Kecamatan Jambi Timur Kota Jambi Windy Sim; Heriberta; Ridwansyah
Jurnal Riset Multidisiplin Edukasi Vol. 3 No. 4 (2026): Jurnal Riset Multidisiplin Edukasi (April 2026)
Publisher : PT. Hasba Edukasi Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71282/jurmie.v3i4.1821

Abstract

Culinary businesses such as ayam geprek continue to grow rapidly and contribute to local economic activity. The Triple Bottom Line (TBL) framework is one approach that can support business sustainability. This study aims to describe the implementation of the TBL concept and examine its influence on the income of ayam geprek businesses in East Jambi District, Jambi City. The research uses a quantitative approach with descriptive analysis. A saturated sampling method was applied, involving 28 business owners as respondents. Primary data were collected through questionnaires and processed using Microsoft Excel and SPSS. The results show that the economic, social, and environmental aspects of TBL have been applied well, as indicated by the high average scores across indicators. The regression analysis reveals that the economic and social aspects have a positive and significant effect on business income, while the environmental aspect shows a negative and significant effect on the income of ayam geprek businesses in East Jambi District.
Co-Authors Aa Juhanda Abdul Hamid Ahmad Risal Aisyah Nuraini, Siti Alifan Haqi Alya Lulu Nabila Andi Syamsul Bahri Albar Andri, Andriansyah Any Eliza Aprilia Indriani Ardinan Al-farizi Aulia Sabril Azizah Hasanah, Nur Bella Bevika Catur Kurniawan Darma Andayani, Dyah Darma Bakti Darma Bakti Dina Mardiana Dirawan, Gufran Darma Elmira Dini Safira Eni Yanti Wulan Dari Erike Anggraeni Fitri Rahmadila Gunanti Mahasri Gustika Nurmalia Heni Verawati Heriberta Heriberta Hermanto Hidayat, Ravi Raya Huning Perwita Sari Husaini, Rizki Ramadhan Ifti Faiyah, Laila Indah Insani Putri Isman Nuriadi Ispandi Jajang Jaya Purnama Jhody Wiraputra Karunia, Fitria Kori Saumanisa Labusab Lailatul Lutfiyah, Lailatul Larasati, Anastasya Dewi Luthfi Aziz Thohir M Ammar Firas Wafiq M. Akbar Alfahrozi M. Ma'ruf Idris M. Yusuf Bahtiar M. Zainul Arifin Melinda Kusuma Ningrum Meri Febri Sha Fitri Muhammad Aditya Muhammad Iqbal Fasa Mustamin Mutiasari Nur Wulan N. Juni Triastuti NANDA PRATAMA Nazila Istifadhah Netti Herawati Nilam Maryam Nini Rahmawati Nita Septiani Lestari Nova Melinda Oky Kurniawan Palupi Pratiwi Paramita, Vilia Darma Pertiwi Mareta, Adhe PI. S. Samad Ramdhan Nur Hidayat Reni MaharanI Reza Armasyah Soenendar Rosmayati Rr. Juni Triastuti Rusi Rusmiati Aliyah Ruslan Abdul Ghani, Wan Ruslan, Zuhra Adminira Ruswadi Ryas Fatiha Kesuma, Muhammad Safira, Marini Rahma Salsabila, Naura Syifa Salsabilla Mutia Fortuna Sari, Yuniar Setiawan, Hengki Sitti Faika Sitti Faika Sopan Sopian Apriansah Suci Muryani Suhardjono S Suhendar Sulistiawaty Sutarsi Suhaeb Syara Dwi Afiana Weny Rosilawati Widodo, Langgeng Winarko, Fadjar Rudy Windy Sim Wiraputra, Jhody Wiraputra, Jhody W Yulia Andriani Yulia Andriani, Yulia Yulistia Devi Yusuf Bahtiar , M.