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The Influence of Capital Size and Zakah on Islamic Social Reporting in Islamic Commercial Bank M. Akbar Alfahrozi; Ridwansyah; Heni Verawati
Mutanaqishah: Journal of Islamic Banking Vol. 5 No. 1 (2025): January - June
Publisher : Department of Islamic Banking

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54045/mutanaqishah.v5i1.2634

Abstract

Purpose – The objective of this study is to determine the impact of capital size and obligatory charity on Islamic Social Reporting in Sharia commercial banks. Methodology – The study’s population comprises 14 Islamic commercial banks, while the sample includes 9 Islamic commercial banks. This research employs an explanatory methodology and is quantitative in nature. Regression analysis of panel data, supported by Eviews 12 analysis tools, is the research methodology utilized in this work. Findings – The study’s findings revealed a significant positive correlation between the size of capital or a car and Islamic social reporting. This suggests that Islamic banks with substantial capital tend to be more effective in conducting social reports in a transparent and accountable manner, adhering to Islamic principles. Conversely, the study indicated that zakah has a minimal impact on Islamic social reporting. It further asserted that zakah’s contribution to corporate social reporting is not as substantial as other factors, such as other capital resources, which enable companies to conduct social reporting comprehensively and systematically. Implications – While Indonesia’s Islamic banking industry is experiencing growth and intensifying competition, maintaining a certain level of bank health remains essential. A bank’s capital is one of several key factors that determine its health, as it is primarily responsible for generating the highest possible returns. Originality – In addition to fulfilling legal obligations, Islamic banks’ implementation of the Islamic Social Reporting Program surpasses expectations by establishing a robust Islamic philosophy and tasawwur (visual representation) as the foundation for their social responsibility. This positioning elevates them as one of the financial institutions that can contribute to the flourishing of the community.
Peningkatan Keterampilan Mahasiswa Dalam Pembuatan Aplikasi Pembelajaran Interaktif Melalui Pelatihan Autoplay Media Studio Mustamin; PI. S. Samad; Ridwansyah; Labusab; Aulia Sabril
Jurnal Pengabdian Masyarakat Vol. 3 No. 1 (2025): Jurnal Pengabdian Masyarakat (AbdiMas)
Publisher : Jurusan Pendidikan Teknik Elektro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59562/abdimas.v3i1.8465

Abstract

Pengembangan media pembelajaran berbasis multimedia interaktif menjadi salah satu keterampilan penting bagi mahasiswa pendidikan teknik, khususnya di bidang elektronika. Kegiatan Pengabdian kepada Masyarakat ini bertujuan untuk meningkatkan keterampilan mahasiswa dalam pembuatan aplikasi pembelajaran interaktif melalui pelatihan AutoPlay Media Studio. Metode pelaksanaan meliputi penyuluhan, demonstrasi, dan praktik langsung dengan pendekatan Project-Based Learning (PjBL). Kegiatan ini melibatkan 21 mahasiswa sebagai peserta aktif. Hasil kegiatan menunjukkan peningkatan signifikan dalam pemahaman dan keterampilan teknis mahasiswa, yang terlihat dari hasil produk aplikasi pembelajaran serta peningkatan nilai evaluasi sebelum dan sesudah pelatihan. Kegiatan ini menunjukkan bahwa pelatihan berbasis aplikasi praktis mampu meningkatkan kompetensi mahasiswa dalam mengembangkan media pembelajaran yang inovatif.
An Influence of Perceived Ease of Use, Perceived Usefulness, and Trust on the Intention of Repeated Use of Byond by BSI (Study on Customers in Bandar Lampung City) Salsabila, Naura Syifa; Ridwansyah; Yusuf Bahtiar , M.
Maro: Jurnal Ekonomi Syariah dan Bisnis Vol. 8 No. 1 (2025)
Publisher : Prodi Ekonomi Syariah Universitas Majalengka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31949/maro.v8i1.14013

Abstract

Byond By BSI adalah aplikasi super-app digital perbankan syariah yang dikembangkan oleh BSI untuk memberikan layanan keuangan yang mudah diakses, fleksibel, dan sesuai prinsip syariah. Rumusan masalah dalam penelitian ini yaitu apakah Persepsi Kemudahan, manfaat dan kepercayaan secara parsial maupun simultan berpengaruh terhadap minat penggunaan berulang Byond By BSI. Tujuan penelitian ini yaitu untuk menganalisis Persepsi Kemudahan, manfaat dan kepercayaan secara parsial maupun simultan berpengaruh terhadap minat penggunaan berulang Byond By BSI. Metode penelitian yang digunakan yaitu metode kuantitatif. Teknik pengambilan sampel yang digunakan pada penelitian ini adalah non probablity sampling yaitu metode sampling yang diambil secara acak. Dengan menggunakan teknik accidental sampling, merupakan suatu teknik yang dilakukan secara tidak sengaja ditemuinya. Karena populasi penelitian ini tidak diketahui, maka rumus yang diperlukan untuk menentukan jumlah sampel menggunakan rumus Lemeshow.
THE INFLUENCE OF FINANCIAL LITERACY AND FINANCIALTECHNOLOGY ON FINANCIAL INCLUSION OF ISLAMIC BANKING (Study on FEBI Students of UIN Raden Intan Lampung) Bella Bevika; Ridwansyah; Bahtiar, M. Yusuf
Jurnal Manajemen Perbankan Keuangan Nitro Vol. 8 No. 2 (2025): Volume 8, Nomor 2, July 2025
Publisher : LP2M IBK Nitro

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to analyze the influence of financial literacy and financial technology on financial inclusion in Islamic banking, focusing on students of the Faculty of Islamic Economics and Business (FEBI) UIN Raden Intan Lampung. Financial inclusion is an important aspect in driving economic growth, especially through public access to Islamic banking services that are in accordance with Islamic principles. Islamic financial literacy is increasing as a result of advances in financial technology (fintech), which allows students to better understand the available financial technology services, such as financing, financial arrangements, efforts to encourage the financial system to be accessible to the entire community in driving quality economic growth. This type of research is quantitative research using primary data, to obtain data the researcher used a research instrument in the form of a questionnaire distributed to students of the Faculty of Islamic Economics and Business (FEBI) UIN Raden Intan Lampung. The population of 5000 and a sample of 357 respondents were calculated using the Krejcie and Morgan tables. The sampling technique used the proportional random sampling method. The analysis technique used was multiple linear regression analysis with the help of IBM SPSS software version 25. The results of the study showed that partially financial literacy and financial technology had a significant positive effect on the financial inclusion of Islamic banking in FEBI UIN Raden Intan Lampung students. Simultaneously, both variables had a significant effect on the financial inclusion of Islamic banking in FEBI UIN Raden Intan Lampung students.
The Model of Environment Gradation: Environment Awareness Mediates Low Society Economic, Negative Attitude, and Community Culture M. Havidz Aima; Ridwansyah
Indonesian Journal of Research and Service Studies Vol. 2 No. 5 (2025): Indonesian Journal of Research and Service Studies (In Press)
Publisher : Jujurnal Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59613/20399f39

Abstract

This article develops and qualitatively examines a conceptual model of environment gradation—defined as patterned differences in environmental quality, resilience, and stewardship across neighborhoods and communities—by theorizing how environmental awareness mediates three antecedent conditions: low socioeconomic circumstances (hereafter “low society economic”), negative environmental attitudes, and community culture. We synthesize recent literature (last five years) and present an interpretive, multi-site qualitative design to illuminate mechanisms through which awareness translates structural disadvantage and cultural scripts into situated practices. The study integrates perspectives from value–belief–norm (VBN) theory, social cognitive theory, and environmental justice scholarship to explain when and how awareness facilitates (or fails to facilitate) pro-environmental behavior under constraint. A comparative thematic analysis, supported by interviews, focus groups, walk-along observations, and document review, identifies four cross-cutting pathways—knowledge gaps, risk salience, social identity and norms, and structural friction—through which environmental awareness either amplifies or buffers the effects of economic precarity, apathy/fatalism, and local cultural logics. We contribute: (1) a definition and operationalization of environment gradation at community scale; (2) a mediated model that clarifies the role of awareness amid resource scarcity; and (3) actionable implications for municipal programs that combine economic relief, culturally grounded communication, and community-led stewardship. We conclude with a 15-study synthesis table (2019–2025) and recommendations for future mixed-methods testing of the proposed pathways.
Physiological and Hematological Responses in Cantang Grouper (Epinephelus fuscoguttatus x Epinephelus lanceolatus) Against the Salinity of Different Media Larasati, Anastasya Dewi; Widodo, Langgeng; Melinda Kusuma Ningrum; Ridwansyah; Karunia, Fitria; Sulmartiwi, Laksmi; Mahasri, Gunanti; Triastuti, Rr Juni; Lutfiyah, Lailatul
Journal of Aquaculture and Fish Health Vol. 14 No. 3 (2025): JAFH Vol. 14 No. 3 September 2025
Publisher : Department of Aquaculture

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/jafh.v14i3.71620

Abstract

Fish Cantang grouper is a cross between a female tiger grouper (Ephinepelus fuscoguttatus) and a male kertang grouper (Ephinepelus lanceolatus), has a high economic value. Salinity is a water quality factor that affects cultivation because salinity has osmotic pressure that can cause changes in physiological activity and stress in fish if it is not in accordance with the habitat. Stress in fish causes the release of cortisol and catecholamine hormones. The catecholamine hormone then increases the glycogenolysis process, regulates cardiovascular and respiratory function, in addition to increasing cortisol and blood glucose. Stress in fish is also indicated by a hematological response in the form of changes in the number of erythrocytes. This study aims to determine the effect of different salinity treatments on physiological and hematological responses. The results of the analysis of variance (ANOVA) carried out from the initial observation to 24 hours showed that each salinity treatment had a significantly different effect on blood cortisol, blood glucose, and erythrocyte levels, with a value (p <0.05). The highest average blood cortisol was in the 36 ppt treatment at 24-hour observation time. The average blood glucose increased from before being treated, until receiving treatment for up to 24 hours. The highest average was obtained at a salinity of 36 ppt, with observation for 24 hours. The results obtained from the study showed that the highest number of erythrocyte cells at 24 hours was in the P2 treatment (36 ppt), namely 1.15 x 106 cells/mm³.
Kepemimpinan Karismatik, Keadilan Organisasi, dan Kecerdasan Emosional terhadap OCB Karyawan Milenial Perbankan: Peran Mediasi Komitmen Afektif Ridwansyah
JOM Vol 6 No 3 (2025): Indonesian Journal of Humanities and Social Sciences, September
Publisher : Universitas Islam Tribakti Lirboyo Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33367/ijhass.v6i3.8112

Abstract

This study aims to analyze the influence of charismatic leadership, organizational justice, and emotional intelligence on organizational citizenship behavior (OCB) among millennial employees in the banking sector, with affective commitment as a mediating variable. The research was conducted in Pontianak City, involving 250 banking employees aged 28–43 years who had worked for at least one year. Data were collected using a structured questionnaire with a five-point Likert scale, while the analysis was carried out through Structural Equation Modeling–Partial Least Squares (SEM-PLS). The results indicate that charismatic leadership, organizational justice, and emotional intelligence positively and significantly affect OCB, both directly and indirectly through affective commitment. These findings support previous studies emphasizing the role of leadership, fairness, and emotional intelligence in fostering extra-role behavior. Theoretically, this research contributes to the literature by integrating three key antecedents within the framework of social exchange theory. Practically, the results recommend that banks develop charismatic leadership training, implement transparent justice systems, and provide emotional intelligence development programs to strengthen the affective commitment of millennial employees. Such efforts are expected to reduce turnover intention and encourage OCB, thereby supporting the sustainable competitiveness of the Indonesian banking sector.
Peningkatan Pengetahuan Masyarakat di Lampung mengenai Dampak Positip dan Negatif Penggunaan Teknologi Sari, Yuniar; Ridwansyah; Anggraeni, Erike
Jurnal Abdimas Mahakam Vol. 8 No. 01 (2024): Januari
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24903/jam.v8i01.2617

Abstract

Era Society 5.0 menandai transisi menuju masyarakat yang berfokus pada integrasi teknologicanggih untuk meningkatkan kualitas hidup manusia. Dalam era ini, kolaborasi antaraakademisi dan masyarakat menjadi kunci untuk mencapai kesejahteraan bersama. Kegiatanpengabdian kepada masyarakat ini bertujuan untuk mengeksplorasi potensi sinergi antaraakademisi dan masyarakat dalam menciptakan solusi berkelanjutan untuk tantangan kompleksdi era Society 5.0. Metode yang digunakan dalam kegiatan ini meliputi tiga tahapan yakniperencanaan, pelaksanan, dan evaluasi. Kegiatan disampaikan dengan metode ceramah dandiskusi bersama setelah dilakukan ceramah. Hasil kegiatan ini menunjukkan bahwa kolaborasiaktif antara akademisi dan masyarakat memungkinkan pertukaran pengetahuan, keahlian, dansumber daya untuk menciptakan inovasi yang memenuhi kebutuhan masyarakat. Inisiatifseperti program pengabdian masyarakat dan proyek kolaboratif memainkan peran kunci dalammembangun hubungan yang saling menguntungkan antara akademisi dan masyarakat.Pentingnya memahami kebutuhan dan aspirasi masyarakat lokal dalam proses pengembangansolusi juga menjadi sorotan dari penelitian ini. Dengan melibatkan masyarakat dalam tahapperencanaan dan implementasi, solusi yang dihasilkan memiliki dampak positif yang lebihbesar. Kegiatan ini memberikan kontribusi penting terhadap pemahaman tentang bagaimanamembangun sinergi yang efektif antara akademisi dan masyarakat di era Society 5.0. Temuanini dapat menjadi landasan untuk pengembangan strategi dan kebijakan yang mendukungkolaborasi yang berkelanjutan dalam rangka mencapai kesejahteraan bersama.
ANALISIS MANAJEMEN RISIKO DALAM PELAYANAN ASURANSI BERDASARKAN PERSPEKTIF BISNIS ISLAM (STUDI PADA PT ASABRI (PERSERO) KC LAMPUNG) Deti Anas Talina; Ridwansyah; Heni Verawati
QANUN: Journal of Islamic Laws and Studies Vol. 3 No. 2 (2025): QANUN: Journal of Islamic Laws and Studies
Publisher : ASIAN PUBLISHER

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58738/qanun.v3i2.676

Abstract

Penelitian ini bertujuan untuk menganalisis risiko apa saja yang dihadapi dalam pelayanan, kemudian untuk menganalisis bagaimana manajemen risiko diterapkan dalam pelayanan asuransi di PT ASABRI (Persero) KC Lampung dari perspektif bisnis Islam. Metode yang digunakan adalah penelitian deskriptif kualitatif dengan pengumpulan data melalui wawancara, observasi, dan dokumentasi dari informan yang terlibat langsung dalam manajemen risiko, termasuk Staf Pelayanan dan Kepala Kantor Cabang. Data dianalisis menggunakan model Miles dan Huberman secara interaktif hingga mendapatkan pemahaman mendalam. Hasil penelitian menunjukkan bahwa risiko utama yang dihadapi dalam pelayanan adalah risiko operasional, risiko fraud, dan risiko reputasi yang disebabkan oleh human error dan kesalahan sistem digital. Penerapan prinsip bisnis Islam seperti transparansi, amanah, dan menghindari gharar menjadi dasar dalam pengelolaan risiko, serta meningkatkan kepercayaan peserta dan efektivitas mitigasi risiko. Penelitian ini memberikan rekomendasi peningkatan praktik manajemen risiko yang sesuai syariat Islam guna meningkatkan kualitas layanan dan keberlanjutan operasional PT ASABRI (Persero) KC Lampung.