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PENGARUH ATTRACTION DAN AKSESIBILITAS TERHADAP KEPUASAN PENGUNJUNG DALAM PERSPEKTIF BISNIS ISLAM (Studi pada wisatawan Temiangan Hill Lampung Barat) Nita Septiani Lestari; Ridwansyah; Yulistia Devi
Jurnal Ekonomi Manajemen Dan Bisnis (JEMB) Vol. 2 No. 6 (2025): Juli
Publisher : Publikasi Inspirasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62017/jemb.v2i6.5270

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh attraction (daya tarik wisata) dan aksesibilitas terhadap kepuasan pengunjung destinasi wisata Temiangan Hill di Lampung Barat dalam perspektif bisnis Islam. Latar belakang penelitian ini didasari oleh menurunnya jumlah kunjungan wisatawan ke Temiangan Hill dari tahun ke tahun, yang diduga berkaitan dengan kondisi aksesibilitas dan pengelolaan daya tarik wisata yang belum optimal. Penelitian ini menggunakan metode pendekatan kuantitatif. Data yang digunakan adalah data primer dan data sekunder dengan menyebarkan kuesioner secara online melalui google form. Populasi dalam penelitian adalah seluruh pengunjung Destinasi Wisata Temiangan Hill. Sampel sebanyak 100 orang dengan menggunakan rumus Slovin. Analisis data yang digunakan adalah Analisis Regresi Linear Berganda yang diolah menggunakan SPSS versi 25. Hasil penelitian menunjukkan bahwa secara parsial dan simultan, variabel attraction dan aksesibilitas berpengaruh positif dan signifikan terhadap kepuasan pengunjung. Dalam perspektif bisnis Islam, kepuasan pengunjung menjadi bagian dari prinsip ihsan (berbuat kebaikan) dan pelayanan yang adil serta amanah kepada konsumen (pengunjung). Penelitian ini menegaskan penting nya pengelolaan daya tarik wisata yang baik serta penyediaan aksesibilitas yang memadai untuk meningkatkan kepuasan pengunjung dan keberlanjutan destinasi wisata.
Pelatihan Robot Transporter Bagi Siswa SMK: Meningkatkan Keterampilan Teknik dan Inovasi Era Industri 4.0 Ahmad Risal; Sutarsi Suhaeb; Ridwansyah; Sulistiawaty; Andi Syamsul Bahri Albar
Vokatek: Jurnal Pengabdian Masyarakat Volume 3: Issue 1 (Februari 2025)
Publisher : Sakura Digital Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61255/vokatekjpm.v3i1.615

Abstract

Pelatihan robot transporter ini bertujuan untuk meningkatkan keterampilan teknis dan pemahaman siswa SMK dalam bidang otomasi dan embedded systems, sekaligus mempersiapkan mereka menghadapi tantangan Revolusi Industri 4.0. Kegiatan ini dilaksanakan selama tiga hari berturut-turut di SMKN 10 Makassar dengan pendekatan project-based learning yang meliputi penyampaian materi teori dasar, workshop perakitan dan pemrograman robot berbasis mikrokontroler ESP32, serta kompetisi antar kelompok untuk menyelesaikan misi pengangkutan objek secara otomatis. Seluruh kelompok berhasil merakit dan mengendalikan robot menggunakan aplikasi mobile yang dikembangkan dengan block programming berbasis Kodular. Hasil pelatihan menunjukkan peningkatan signifikan dalam kemampuan teknis, kreativitas, dan kerja sama tim siswa. Selain itu, pelatihan ini memberikan dampak positif berupa meningkatnya motivasi belajar dan kemampuan problem solving yang aplikatif dalam konteks dunia industri. Kegiatan ini juga melibatkan mahasiswa MBKM dan komunitas Robotron UNM, yang turut menciptakan ekosistem pembelajaran kolaboratif dan suportif. Dengan demikian, pelatihan ini menjadi langkah strategis dalam penguatan pendidikan vokasi yang relevan, inovatif, dan mampu menjawab kebutuhan pengembangan sumber daya manusia di era digital.
Pengaruh Perceived Risk, Perceived Benefit dan Moderasi Word Of Mouth Pada Investasi Emas Digital Ifti Faiyah, Laila; Pertiwi Mareta, Adhe; Ridwansyah; Ruslan Abdul Ghani, Wan; Ryas Fatiha Kesuma, Muhammad; Azizah Hasanah, Nur; Aisyah Nuraini, Siti; Setiawan, Hengki
Indonesian Journal of Islamic Economics and Business Vol. 10 No. 1 (2025): Indonesian Journal of Islamic Economics and Business
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN STS Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/1nheq727

Abstract

Digital gold investment is now increasingly in demand as one of the popular investment options. The development of technology has accelerated the flow of information to have an impact on understanding people's behavior in managing finances. Advances in financial technology (fintech) have encouraged the emergence of financial management, which not only functions as a means to meet needs, but also as a strategy to build and accumulate wealth by investing. This study uses quantitative research methods namely SEM (Strructural Equation Modelling) and inductive approach analysis of data collection with survey methods. The results of this study show that perceived risk has a positive and significant effect on behavior intention, which means that the higher the perceived risk, the greater a person's intention to behave in the context under study. Perceived benefit does not have a significant effect on behavior intention, so perceived benefits are not the main factor driving a person's intention to invest. WoM does not significantly weaken the relationship between perceived risk and behavior intention, which suggests that communication from others is not strong enough to reduce the impact of perceived risk on behavior intention. WoM also does not significantly strengthen the relationship between perceived benefit and behavior intention, which means that the influence of perceived benefits on behavior intention is not strengthened by recommendations or information from others.
The Influence of Capital Size and Zakah on Islamic Social Reporting in Islamic Commercial Bank M. Akbar Alfahrozi; Ridwansyah; Heni Verawati
Mutanaqishah: Journal of Islamic Banking Vol. 5 No. 1 (2025): January - June
Publisher : Department of Islamic Banking

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54045/mutanaqishah.v5i1.2634

Abstract

Purpose – The objective of this study is to determine the impact of capital size and obligatory charity on Islamic Social Reporting in Sharia commercial banks. Methodology – The study’s population comprises 14 Islamic commercial banks, while the sample includes 9 Islamic commercial banks. This research employs an explanatory methodology and is quantitative in nature. Regression analysis of panel data, supported by Eviews 12 analysis tools, is the research methodology utilized in this work. Findings – The study’s findings revealed a significant positive correlation between the size of capital or a car and Islamic social reporting. This suggests that Islamic banks with substantial capital tend to be more effective in conducting social reports in a transparent and accountable manner, adhering to Islamic principles. Conversely, the study indicated that zakah has a minimal impact on Islamic social reporting. It further asserted that zakah’s contribution to corporate social reporting is not as substantial as other factors, such as other capital resources, which enable companies to conduct social reporting comprehensively and systematically. Implications – While Indonesia’s Islamic banking industry is experiencing growth and intensifying competition, maintaining a certain level of bank health remains essential. A bank’s capital is one of several key factors that determine its health, as it is primarily responsible for generating the highest possible returns. Originality – In addition to fulfilling legal obligations, Islamic banks’ implementation of the Islamic Social Reporting Program surpasses expectations by establishing a robust Islamic philosophy and tasawwur (visual representation) as the foundation for their social responsibility. This positioning elevates them as one of the financial institutions that can contribute to the flourishing of the community.
Peningkatan Keterampilan Mahasiswa Dalam Pembuatan Aplikasi Pembelajaran Interaktif Melalui Pelatihan Autoplay Media Studio Mustamin; PI. S. Samad; Ridwansyah; Labusab; Aulia Sabril
Jurnal Pengabdian Masyarakat Vol. 3 No. 1 (2025): Jurnal Pengabdian Masyarakat (AbdiMas)
Publisher : Jurusan Pendidikan Teknik Elektro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59562/abdimas.v3i1.8465

Abstract

Pengembangan media pembelajaran berbasis multimedia interaktif menjadi salah satu keterampilan penting bagi mahasiswa pendidikan teknik, khususnya di bidang elektronika. Kegiatan Pengabdian kepada Masyarakat ini bertujuan untuk meningkatkan keterampilan mahasiswa dalam pembuatan aplikasi pembelajaran interaktif melalui pelatihan AutoPlay Media Studio. Metode pelaksanaan meliputi penyuluhan, demonstrasi, dan praktik langsung dengan pendekatan Project-Based Learning (PjBL). Kegiatan ini melibatkan 21 mahasiswa sebagai peserta aktif. Hasil kegiatan menunjukkan peningkatan signifikan dalam pemahaman dan keterampilan teknis mahasiswa, yang terlihat dari hasil produk aplikasi pembelajaran serta peningkatan nilai evaluasi sebelum dan sesudah pelatihan. Kegiatan ini menunjukkan bahwa pelatihan berbasis aplikasi praktis mampu meningkatkan kompetensi mahasiswa dalam mengembangkan media pembelajaran yang inovatif.
An Influence of Perceived Ease of Use, Perceived Usefulness, and Trust on the Intention of Repeated Use of Byond by BSI (Study on Customers in Bandar Lampung City) Salsabila, Naura Syifa; Ridwansyah; Yusuf Bahtiar , M.
Maro: Jurnal Ekonomi Syariah dan Bisnis Vol. 8 No. 1 (2025)
Publisher : Prodi Ekonomi Syariah Universitas Majalengka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31949/maro.v8i1.14013

Abstract

Byond By BSI adalah aplikasi super-app digital perbankan syariah yang dikembangkan oleh BSI untuk memberikan layanan keuangan yang mudah diakses, fleksibel, dan sesuai prinsip syariah. Rumusan masalah dalam penelitian ini yaitu apakah Persepsi Kemudahan, manfaat dan kepercayaan secara parsial maupun simultan berpengaruh terhadap minat penggunaan berulang Byond By BSI. Tujuan penelitian ini yaitu untuk menganalisis Persepsi Kemudahan, manfaat dan kepercayaan secara parsial maupun simultan berpengaruh terhadap minat penggunaan berulang Byond By BSI. Metode penelitian yang digunakan yaitu metode kuantitatif. Teknik pengambilan sampel yang digunakan pada penelitian ini adalah non probablity sampling yaitu metode sampling yang diambil secara acak. Dengan menggunakan teknik accidental sampling, merupakan suatu teknik yang dilakukan secara tidak sengaja ditemuinya. Karena populasi penelitian ini tidak diketahui, maka rumus yang diperlukan untuk menentukan jumlah sampel menggunakan rumus Lemeshow.
THE INFLUENCE OF FINANCIAL LITERACY AND FINANCIALTECHNOLOGY ON FINANCIAL INCLUSION OF ISLAMIC BANKING (Study on FEBI Students of UIN Raden Intan Lampung) Bella Bevika; Ridwansyah; Bahtiar, M. Yusuf
Jurnal Manajemen Perbankan Keuangan Nitro Vol. 8 No. 2 (2025): Volume 8, Nomor 2, July 2025
Publisher : LP2M IBK Nitro

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to analyze the influence of financial literacy and financial technology on financial inclusion in Islamic banking, focusing on students of the Faculty of Islamic Economics and Business (FEBI) UIN Raden Intan Lampung. Financial inclusion is an important aspect in driving economic growth, especially through public access to Islamic banking services that are in accordance with Islamic principles. Islamic financial literacy is increasing as a result of advances in financial technology (fintech), which allows students to better understand the available financial technology services, such as financing, financial arrangements, efforts to encourage the financial system to be accessible to the entire community in driving quality economic growth. This type of research is quantitative research using primary data, to obtain data the researcher used a research instrument in the form of a questionnaire distributed to students of the Faculty of Islamic Economics and Business (FEBI) UIN Raden Intan Lampung. The population of 5000 and a sample of 357 respondents were calculated using the Krejcie and Morgan tables. The sampling technique used the proportional random sampling method. The analysis technique used was multiple linear regression analysis with the help of IBM SPSS software version 25. The results of the study showed that partially financial literacy and financial technology had a significant positive effect on the financial inclusion of Islamic banking in FEBI UIN Raden Intan Lampung students. Simultaneously, both variables had a significant effect on the financial inclusion of Islamic banking in FEBI UIN Raden Intan Lampung students.
Physiological and Hematological Responses in Cantang Grouper (Epinephelus fuscoguttatus x Epinephelus lanceolatus) Against the Salinity of Different Media Larasati, Anastasya Dewi; Widodo, Langgeng; Melinda Kusuma Ningrum; Ridwansyah; Karunia, Fitria; Sulmartiwi, Laksmi; Mahasri, Gunanti; Triastuti, Rr Juni; Lutfiyah, Lailatul
Journal of Aquaculture and Fish Health Vol. 14 No. 3 (2025): JAFH Vol. 14 No. 3 September 2025
Publisher : Department of Aquaculture

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/jafh.v14i3.71620

Abstract

Fish Cantang grouper is a cross between a female tiger grouper (Ephinepelus fuscoguttatus) and a male kertang grouper (Ephinepelus lanceolatus), has a high economic value. Salinity is a water quality factor that affects cultivation because salinity has osmotic pressure that can cause changes in physiological activity and stress in fish if it is not in accordance with the habitat. Stress in fish causes the release of cortisol and catecholamine hormones. The catecholamine hormone then increases the glycogenolysis process, regulates cardiovascular and respiratory function, in addition to increasing cortisol and blood glucose. Stress in fish is also indicated by a hematological response in the form of changes in the number of erythrocytes. This study aims to determine the effect of different salinity treatments on physiological and hematological responses. The results of the analysis of variance (ANOVA) carried out from the initial observation to 24 hours showed that each salinity treatment had a significantly different effect on blood cortisol, blood glucose, and erythrocyte levels, with a value (p <0.05). The highest average blood cortisol was in the 36 ppt treatment at 24-hour observation time. The average blood glucose increased from before being treated, until receiving treatment for up to 24 hours. The highest average was obtained at a salinity of 36 ppt, with observation for 24 hours. The results obtained from the study showed that the highest number of erythrocyte cells at 24 hours was in the P2 treatment (36 ppt), namely 1.15 x 106 cells/mm³.
Kepemimpinan Karismatik, Keadilan Organisasi, dan Kecerdasan Emosional terhadap OCB Karyawan Milenial Perbankan: Peran Mediasi Komitmen Afektif Ridwansyah
JOM Vol 6 No 3 (2025): Indonesian Journal of Humanities and Social Sciences, September
Publisher : Universitas Islam Tribakti Lirboyo Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33367/ijhass.v6i3.8112

Abstract

This study aims to analyze the influence of charismatic leadership, organizational justice, and emotional intelligence on organizational citizenship behavior (OCB) among millennial employees in the banking sector, with affective commitment as a mediating variable. The research was conducted in Pontianak City, involving 250 banking employees aged 28–43 years who had worked for at least one year. Data were collected using a structured questionnaire with a five-point Likert scale, while the analysis was carried out through Structural Equation Modeling–Partial Least Squares (SEM-PLS). The results indicate that charismatic leadership, organizational justice, and emotional intelligence positively and significantly affect OCB, both directly and indirectly through affective commitment. These findings support previous studies emphasizing the role of leadership, fairness, and emotional intelligence in fostering extra-role behavior. Theoretically, this research contributes to the literature by integrating three key antecedents within the framework of social exchange theory. Practically, the results recommend that banks develop charismatic leadership training, implement transparent justice systems, and provide emotional intelligence development programs to strengthen the affective commitment of millennial employees. Such efforts are expected to reduce turnover intention and encourage OCB, thereby supporting the sustainable competitiveness of the Indonesian banking sector.
Impact of Non-Performing Financing and Capital Adequacy on Profit Growth in Islamic Commercial Banks Kori Saumanisa; Ridwansyah; Gustika Nurmalia
Mutanaqishah: Journal of Islamic Banking Vol. 5 No. 2 (2025): July - December
Publisher : Department of Islamic Banking

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54045/mutanaqishah.v5i2.2844

Abstract

Purpose – This study aims to determine the effect of Non-Performing Financing and capital adequacy on profit growth partially and simultaneously. The population in this study was 14 Islamic commercial banks, with a sample of 12 Islamic commercial banks. Methodology – This type of research employs a quantitative approach with an explanatory research design, utilizing a data analysis methodology that includes panel data regression analysis, assisted by EViews analysis. Findings – The results of this study indicate that partially non-performing financing has a positive and significant impact on profit growth, while capital adequacy does not significantly affect profit growth. Simultaneously, non-performing financing and capital adequacy affect profit growth. Implication – The implication is that Islamic commercial banks need to focus more on managing non-performing financing due to its significant impact on profit growth, despite its positive influence.  In addition, although capital adequacy does not have a partial effect, bank management must still consider both factors simultaneously to ensure stability and sustainable profit growth. Originality – The originality of this study lies in its specific focus on Islamic commercial banks in Indonesia in the period 2020-2024, a period that includes the impact of the pandemic and economic recovery, as well as the use of panel data analysis to simultaneously explore the effect of non-performing financing and capital adequacy on profit growth.
Co-Authors Aa Juhanda Abdul Hamid Ahmad Risal Aisyah Nuraini, Siti Alifan Haqi Alya Lulu Nabila Andi Syamsul Bahri Albar Andri, Andriansyah Any Eliza Aprilia Indriani Ardinan Al-farizi Aulia Sabril Azizah Hasanah, Nur Bella Bevika Catur Kurniawan Darma Andayani, Dyah Darma Bakti Darma Bakti Dina Mardiana Dirawan, Gufran Darma Elmira Dini Safira Eni Yanti Wulan Dari Erike Anggraeni Fitri Rahmadila Gunanti Mahasri Gustika Nurmalia Heni Verawati Heriberta Heriberta Hermanto Hidayat, Ravi Raya Huning Perwita Sari Husaini, Rizki Ramadhan Ifti Faiyah, Laila Indah Insani Putri Isman Nuriadi Ispandi Jajang Jaya Purnama Jhody Wiraputra Karunia, Fitria Kori Saumanisa Labusab Lailatul Lutfiyah, Lailatul Larasati, Anastasya Dewi Luthfi Aziz Thohir M Ammar Firas Wafiq M. Akbar Alfahrozi M. Ma'ruf Idris M. Yusuf Bahtiar M. Zainul Arifin Melinda Kusuma Ningrum Meri Febri Sha Fitri Muhammad Aditya Muhammad Iqbal Fasa Mustamin Mutiasari Nur Wulan N. Juni Triastuti NANDA PRATAMA Nazila Istifadhah Netti Herawati Nilam Maryam Nini Rahmawati Nita Septiani Lestari Nova Melinda Oky Kurniawan Palupi Pratiwi Paramita, Vilia Darma Pertiwi Mareta, Adhe PI. S. Samad Ramdhan Nur Hidayat Reni MaharanI Reza Armasyah Soenendar Rosmayati Rr. Juni Triastuti Rusi Rusmiati Aliyah Ruslan Abdul Ghani, Wan Ruslan, Zuhra Adminira Ruswadi Ryas Fatiha Kesuma, Muhammad Safira, Marini Rahma Salsabila, Naura Syifa Salsabilla Mutia Fortuna Sari, Yuniar Setiawan, Hengki Sitti Faika Sitti Faika Sopan Sopian Apriansah Suci Muryani Suhardjono S Suhendar Sulistiawaty Sutarsi Suhaeb Syara Dwi Afiana Weny Rosilawati Widodo, Langgeng Winarko, Fadjar Rudy Windy Sim Wiraputra, Jhody Wiraputra, Jhody W Yulia Andriani Yulia Andriani, Yulia Yulistia Devi Yusuf Bahtiar , M.