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<![CDATA[Analisis Ekonomi Islam dalam Kebijakan Fiskal (APBN 2021) di Indonesia ]]>
<![CDATA[Rahma, Tri Inda Fadhila]]>; Nurbaiti, Nurbaiti
<![CDATA[ Jurnal Pendidikan Tambusai Vol. 5 No. 3 (2021): 2021 ]]>
Publisher : <![CDATA[LPPM Universitas Pahlawan Tuanku Tambusai, Riau, Indonesia ]]>
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DOI: 10.31004/jptam.v5i3.2377
<![CDATA[Kebijakan fiscal merupakan tindakan pemerintah dalam mengatur penerimaan, pengeluaran dan pembiayaan Negara yang tersusun dalam Anggaran Pendapatan dan Belanja Negara (APBN). Penelitian ini menganalisis kebijakan fiscal Indonesia dalam susunan APBN 2021 baik berupa deskriptif maupun prinsip secara umum serta menganalisis Anggaran Pendapatan dan Belanja Negara (APBN) 2021 Indonesia dengan pandangan perspektif ekonomi Islam. Metode penelitian dalam penelitian ini menggunakan pendekatan kualitatif dengan analisis deskriptif berupa tulisan dan data dalam bentuk tabel maupun grafik. Hasil penelitian menunjukkan bahwa anggaran negara disusun berdasarkan aturan ekonomi publik yang terdiri dari penerimaan negara, pengeluaran negara, dan pembiayaan anggaran. Dalam pengelolaan anggaran negara mengalami deficit primer dimana pengeluaran lebih besar dibandingkan dengan penerimaan, sehingga pembiayaan Negara diperlukan dalam mengatasi surplus ekonomi. Namun pada tahun 2021 defisit primer sudah menurun sejak tahun 2015 dan terendah dari pada tahun 2014. Dalam ekonomi Islam, kebijakan fiskal diarahkan untuk mengelola penerimaan dan pengeluaran anggaran negara didistribusikan sesuai dengan anggaran yang dipersiapkan dan pencapaian target yang telah ditetapkan. Dan dalam penggunaan belanja Negara dipisahkan berdasarkan pendapatan yang diterima, pengeluaran zakat hanya ada apabila pendapatan berasal dari zakat maka akan dikeluarkan untuk mengentaskan kemiskinan atau meningkatkan kesejahteraan. Sedangkan untuk kepentingan Negara berasal dari pendapatan yang diterima berupa shadaqah, ghanimah dan fay’i.]]>
<![CDATA[Analisis Faktor-Faktor Yang Mempengaruhi Tingkat Konsumsi Rumah Tangga Petani Di Kecamatan Pantai Cermin ]]>
<![CDATA[Suwarni, Suwarni]]>;
<![CDATA[Rahma, Tri Inda Fadhila]]>;
<![CDATA[Harahap, Rahmat Daim]]>
<![CDATA[ Jurnal Manajemen Akuntansi (JUMSI) Vol 4, No 2: 2024 ]]>
Publisher : <![CDATA[Universitas Labuhanbatu ]]>
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DOI: 10.36987/jumsi.v4i2.4299
<![CDATA[This research aims to determine and analyze the influence of income, number of family dependents and education on the level of consumption of farmer households in Pantai Cermin District. This study is a quantitative study with multiple Linear regression analysis. The Data in this study was obtained by distributing questionnaires with Slovin method so that 98 respondents who were in Pantai Cermin subdistrict. The results of this study indicate that the T-test of the income variable (X1) states that the income variable has a partial and significant effect on the level of household consumption of farmers, so as to prove that Ha is accepted and H0 is rejected. From the results of the T test states that the variable number of family dependents partially and significantly affect the level of household consumption of farmers, so it can prove that Ha is accepted and H0 is rejected. And for the results of the education variable t test stated no effect partially and significantly on the level of consumption of peasant households, so as to prove H0 is accepted and Ha is rejected. While the F test(simultaneous) shows that the variables of income, number of family dependents and education simultaneously affect the level of consumption of farmer households. From the test results of the coefficient of determination in the column R Square get a value of 0.482, the value of the coefficient of determination is changed in percentage to 48.2%. So it can be concluded that there are 48.2% of the consumption level of farmer households influenced by income, number of family dependents and education. While the remaining 51.8% were influenced by other factors studied in this study.]]>
<![CDATA[Pengaruh Minat Beli, KepePengaruh Minat Beli, Kepercayaan, dan Pengalaman Konsumen Terhadap Kepuasan Konsumen (Studi Kasus Pada “Catering Kami” Kecamatan Medan Helvetia) ]]>
<![CDATA[Nasution, Doly Anwar]]>;
<![CDATA[Rahma, Tri Inda Fadhila]]>;
<![CDATA[Jannah, Nurul]]>
<![CDATA[ Jurnal Manajemen Akuntansi (JUMSI) Vol 4, No 2: 2024 ]]>
Publisher : <![CDATA[Universitas Labuhanbatu ]]>
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DOI: 10.36987/jumsi.v4i2.5005
<![CDATA[This research aims to determine the influence of consumer buying interest, consumer trust, consumer experience on consumer satisfaction with our catering. This research is quantitative research. The data used comes from direct consumers (primary data). The analysis used in this research is multiple linear regression analysis, and processed using the SPSS Version 22.0 program. The research results show that: 1) The research results show that consumer buying interest based on testing the research hypothesis is Ha accepted and H0 rejected. This explains that partially consumer buying interest influences consumer satisfaction with our catering. 2) The results of the research show that consumer confidence based on testing the research hypothesis is that Ha is accepted and H0 is rejected. This explains that partially consumer trust has an influence on consumer satisfaction with our catering. 3) The results of the research show that consumer experience based on testing the research hypothesis is that Ha is rejected and H0 is accepted. This explains that partially consumer interest in experience has no effect on consumer satisfaction with our catering.]]>
<![CDATA[Analisis Pengukuran Kinerja Perusahaan Asuransi Dengan Konsep Balanced Scorecard (Studi Kasus Pada PT. BRILife Syariah Cabang Gatot Subroto) ]]>
<![CDATA[Manik, M. Bay Hakqi]]>;
<![CDATA[Rahma, Tri Inda Fadhila]]>;
<![CDATA[Harahap, Muhammad Ikhsan]]>
<![CDATA[ Jurnal Manajemen Akuntansi (JUMSI) Vol 4, No 1: 2024 ]]>
Publisher : <![CDATA[Universitas Labuhanbatu ]]>
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DOI: 10.36987/jumsi.v4i1.4841
<![CDATA[The Balanced Scorecard is a process that allows companies to evaluate strategies based on four perspectives. The purpose of this study to determine the effect of measuring the company's performance with the concept of balance scorecard using financial perspective, customer perspective, internal business perspective and growth and learning perspective of PT. BRILife Syariah Branch Gatot Subroto. This research is a quantitative research, and the source of data obtained is secondary data using annual financial statements in accordance with the variables used during the period (2019-2020). Population as many as 50 respondents customers and 35 respondents employees at PT. BRILife Syariah Branch Gatot Subroto. Using multiple linear regression analysis, with the results that the financial perspective persial effect on performance measurement, customer perspective has no effect on performance measurement, internal business perspective has no effect on performance measurement and growth and learning perspective has no effect on performance measurement. So that the financial perspective, customer perspective, internal business perspective and growth and learning perspectives simultaneously affect performance measurement. With a coefficient of determination (R square) of 1,000% which means financial perspective, customer perspective, internal business perspective and growth and learning perspective can explain 100% of the performance measurement of BRILife Syariah Gatot Subroto Branch.]]>
<![CDATA[Analysis Of The Bankometer Method In Predicting Financial Distress At PT. Bank Muamalat Indonesia ]]>
<![CDATA[Hafiza, Dara]]>;
<![CDATA[Rahma, Tri Inda Fadhila]]>;
<![CDATA[Harahap, Rahmat Daim]]>
<![CDATA[ Jurnal Manajemen Akuntansi (JUMSI) Vol 4, No 2: 2024 ]]>
Publisher : <![CDATA[Universitas Labuhanbatu ]]>
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DOI: 10.36987/jumsi.v4i2.4317
<![CDATA[This study aims to determine the soundness level of Islamic bank at PT. Bank Muamalat Indonesian to use the Bankomenter method in accordance with POJK No.8/POJK.03/2014 concerning Soundness level of sharia commercial banks and sharia business units. This study use a qualitative approach methode. The data studied is qualitative data sourced from secondary data, namely from the 2015-2020 financial report. Data collection techniques and instruments using literature studies and decomentation studies. Data analysis used to find out how soundness level of a bank in this study is descriptive analysis using Bankometermethode. The result of this research shows the soundness level of the bank at PT. Bank Muamalat Indonesian in 2015-2020 is in Composite Rating 2 (PK-2) in the “Healthy†category. This reflects significant bank conditions and changes in business conditions as well as other external factors and if weaknesses are found, in general these weaknesses are quality significant which if not handled properly by management can distrupt the continuity of banks business including loss of public trust at the bank. ]]>
<![CDATA[Assessment of the Impact of Agricultural Collaboration Practices on The Income of Farmers through Muzara'ah And Mukhabarah Contracts ]]>
<![CDATA[Oktaviani, Tesya]]>;
<![CDATA[Rahma, Tri Inda Fadhila]]>;
<![CDATA[Harahap, Muhammad Ikhsan]]>
<![CDATA[ Dinar : Jurnal Ekonomi dan Keuangan Islam Vol 11, No 1: Januari 2024 ]]>
Publisher : <![CDATA[Universitas Trunojoyo Madura ]]>
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DOI: 10.21107/dinar.v11i1.26373
<![CDATA[This research aims to find out about income from muzara'ah and mukhabarah contracts.This research uses a qualitative approach with a descriptive method. Data collection using the participatory observation method for 1 month to see the profit-sharing system in agriculture, comparison of the Muzara'ah and Mukhabarah systems, potential and obstacles to the profit-sharing system. This research took 10 respondents. The subject of this study is muzara'ah and mukhabarah contracts and the object of this research is the agricultural interests of the Blang Mancung Village community in Aceh.Research results: Of the 10 farmers I interviewed, 6 people entered a muzara'ah contract, 2 people entered a mukhabarah agreement, and 2 people did not carry out muzara'ah or mukhabarah cooperation. Agricultural cooperation carried out by the community in Blang Mancung Village carries out muzara'ah and mukhabarah cooperation agreements based only on verbally because the community already trusts each other. An agreement like this is permissible according to Islamic law, this is based on the fiqh rule "customs can be used as a legal basis". Of the 8 who participated, all were in accordance with muamalah fiqh in the profit-sharing system, all in accordance with what was promised at the beginning.]]>
<![CDATA[The Influence of Lifestyle and Fear of Missing Out on Repurchase Intention with Word of Mouth as Intervening in the Contemporary Beverage Industry ]]>
<![CDATA[adelika, adelika]]>;
<![CDATA[Rahma, Tri Inda Fadhila]]>;
<![CDATA[Dharma, Budi]]>
<![CDATA[ MEC-J (Management and Economics Journal) Vol 8, No 2 (2024) ]]>
Publisher : <![CDATA[Faculty of Economics, State Islamic University of Maulana Malik Ibrahim Malang ]]>
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DOI: 10.18860/mec-j.v8i2.28546
<![CDATA[This study aims to determine the lifestyle and fear of missing out on repurchase intention with word of mouth as intervening in the contemporary beverage industry. Research using a quantitative approach that is causal / associative research using primary data, namely questionnaires, which are distributed directly to consumers who are in the Sun Thai Tea Stabat. The research sample was taken using the Lemeshow formula because the population size was unknown and varied. The sample in this study is to use the error significance level 10% with the result of the minimum sample size 67 and rounded up to 100 samples. This research uses Structural Equation Modeling (SEM) analysis which is assisted by using SmartPLS 4.0 software. The results showed that lifestyle has a positive and significant effect on repurchase interest, lifestyle has a positive and significant effect on word of mouth, fear of missing out has a positive and significant effect on repurchase interest, fear of missing out has a positive and significant effect on word of mouth, repurchase interest has a positive and significant effect on word of mouth, lifestyle has an indirect positive and significant effect on repurchase interest through word of mouth, fear of missing out has no indirect impact on future purchases interest through word of mouth.]]>
<![CDATA[OPTIMALISASI FINANCIAL TECHNOLOGY (FINTECH) DALAM PENGEMBANGAN ZISWAF PADA BAZNAS KAB. MANDAILING NATAL SUMATERA UTARA ]]>
<![CDATA[Sari, Meyana]]>;
<![CDATA[Rahma, Tri Inda Fadhila]]>;
<![CDATA[Jannah , Nurul]]>
<![CDATA[ Humantech : Jurnal Ilmiah Multidisiplin Indonesia Vol. 1 No. 8 (2022): Humantech : Jurnal Ilmiah Multidisiplin Indonesia ]]>
Publisher : <![CDATA[Program Studi Akuntansi IKOPIN ]]>
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DOI: 10.32670/ht.v1i8.1903
<![CDATA[Tujuan penelitian ini adalah untuk mengetahui apakah produk fintech dapat memaksimalkan potensi ziswaf, mengetahui sejauh mana produk fintech mendorong sektor filantropi islam dan mengetahui optimalisasi fintech di sektor filantropi islam untuk pengembangan ziswaf di Baznas Mandailing Natal. penelitian deskriptif dengan menggunakan pendekatan kualitatif jenis penelitian lapangan (field research). Sumber data terdiri dari data primer dan sekunder yang diperoleh melalui wawancara dan dokumentasi. Hasil penelitian menunjukkan bahwa fintech memiliki potensi besar dalam memaksimalkan potensi ziswaf dilihat dari akumulasi dana zakat,infaq, sedekah dan wakaf yang terus meningkat. Dengan munculnya inovasi fintech, pemberi dana dapat menyalurkan dana secara mudah dan mengetahui kinerja lembaga pengelola hal ini akan meningkatkan kepercayaan dan kepuasan mereka terhadap lembaga filantropi islam salah satunya Baznas Mandailing Natal. Fintech di Baznas Mandailing Natal sudah optimal menggunakan Transfer ZIS, QRIS dan DANA yang dilakukan secara efektif dan efisien juga sudah mencapai target tahunan dari Baznas Mandailing Natal. Di tahun 2018 mencapai Rp. 128.985.035, meskipun sempat mengalami penurunan tahun 2019 di tahun kedua penggunaanya.Namun ditahun-tahun berikutnya mengalami peningkatan sampai tahun 2021 mampu terkumpul Rp. 230.109.000, angka tersebut sudah mencapai target dan bisa dikatakan optimal karena mengalami peningkatan dengan nilai maksimal.]]>
<![CDATA[Analisis Sistem Informasi Akuntansi Penggajian Dalam Mendukung Pengendalian Intern Pada PT Perkebunan Nusantara III (Persero) Kebun Bandar Selamat Kec. Aek Songsongan Kab. Asahan ]]>
<![CDATA[Panjaitan, Latifah Hanum Br]]>;
<![CDATA[Rahma, Tri Inda Fadhila]]>;
<![CDATA[Harahap, Rahmat Daim]]>
<![CDATA[ LAN TABUR : Jurnal Ekonomi Syariah Vol. 5 No. 1 (2023): September ]]>
Publisher : <![CDATA[Lembaga Pusat Penelitian dan Pengabdian kepada Masyarakat (LP2M) Institut Agama Islam (IAI) Al-Qodiri Jember, Jawa Timur Indonesia bekerjasama dengan Kopertais Wilayah 4 Surabaya ]]>
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DOI: 10.53515/lantabur.2023.5.1.113-127
<![CDATA[This research aims to determine the payroll accounting information system in supporting internal control at the company PT Perkebunan Nusantara III (Persero) Kebun Bandar Selamat Kec. Aek Songsongan Kab. Asahan, whether the payroll accounting information system is in accordance with theory in its implementation and whether it supports internal control , as well as solutions to resolve problems that cause the payroll accounting information system to not support internal control. The data collection techniques used in this research were observation, interviews and documentation. The subjects in this research were 4 people who were employees at the company PT Perkebunan Nusantara III (Persero) Kebun Bandar Selamat District. Aek Songsongan District. Asahan is the Manager of the company PT. Perkebunan Nusantara III (Persero) Kebun Bandar Selamat District. Aek. Songsonan District. Asahan, Personnel section of the company PT Perkebunan Nusantara III (Persero) Kebun Bandar Selamat Kec. Aek Songsongan District. Asahan, Payroll Accounting section of the company PT. Perkebunan Nusantara III (Persero) Kebun Bandar Selamat District. Aek Songsongan District. Asahan, and the Finance section of the company PT Perkebunan Nusantara III (Persero) Kebun Bandar Selamat Kec. Aek. Songsonan District. Sharpening. This research uses a descriptive method with a qualitative approach. The results of this research show that the payroll accounting information system at the company PT Perkebunan Nusantara III (Persero) Kebun Bandar Selamat District. Aek Songsongan District. Asahan has used a computerized system but it has not supported internal control because it is not in accordance with theory, including the lack of functions used, documents used and accounting records used, and the lack of an adequate authorization system for implementing healthy practices in the elements contained in internal control.]]>
<![CDATA[SWOT analysis of fire insurance product marketing strategy at PT Chubb Life Insurance Indonesia Medan Branch: An Islamic perspective ]]>
<![CDATA[Romadhon , Fauzi Ahmad]]>;
<![CDATA[Rahma, Tri Inda Fadhila]]>;
<![CDATA[Syahriza, Rahmi]]>
<![CDATA[ Journal of Islamic Economics Lariba Vol. 10 No. 1 (2024) ]]>
Publisher : <![CDATA[Universitas Islam Indonesia ]]>
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DOI: 10.20885/jielariba.vol10.iss1.art1
<![CDATA[IntroductionIndonesian people are familiar with and use many sharia insurance products. However, research specifically discussing fire insurance products is still limited.ObjectivesThis study carries out a SWOT analysis of fire insurance products from the marketing strategy aspect and Islamic perspective.MethodThis study used a quantitative approach with a sample of PT. Chubb Life Insurance (Persero) Medan Branch, Indonesia. Data collection was carried out using interviews and questionnaires. This study uses SWOT Analysis to evaluate internal and external factors that influence a company to identify strengths and weaknesses.ResultsThe research results show that the strengths of PT. Chubb Life Insurance were in its principles that are not usury, its brand is strong and its policies and claims services are well served. The opportunity can be found around office buildings that requires fire insurance. The weaknesses faced are low market share and human resources. The threat is the large number of competing companies that have similar products and the public's lack of understanding about insurance.ImplicationsThis study shows a strong internal position and indicates that the company responded well to existing opportunities and avoided threats in the market.Originality/NoveltyThis study contributes to the study of fire insurance as part of Islamic insurance in Indonesia.]]>
