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<![CDATA[RISK MANAGEMENT ANALYSIS AT PT IRA JAYA SATRIA USING THE RISK REGISTER METHOD ]]>
<![CDATA[Syahputri, Kharisma]]>;
<![CDATA[Sugianto]]>;
<![CDATA[Rahma, Tri Inda Fadhila]]>
<![CDATA[ International Journal of Cultural and Social Science Vol. 6 No. 1 (2025): International Journal of Cultural and Social Science ]]>
Publisher : <![CDATA[Pena Cendekia Insani ]]>
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DOI: 10.53806/ijcss.v6i1.1017
<![CDATA[In an increasingly dynamic business environment, companies face various risks that can affect operational stability and business sustainability. This study aims to analyze the implementation of risk management at PT Ira Jaya Satria using the risk register method. This method allows the company to systematically identify, analyze, and manage risks. The research employs a qualitative approach with data collection techniques through interviews and documentation.The findings indicate that PT Ira Jaya Satria faces several key risks identified in this study, including operational risks related to machinery breakdowns, safety risks associated with workplace accidents, and financial risks due to delayed payments from clients. The analysis shows that the risks encountered fall within a moderate category, with a percentage of 40%-60%. Through the application of the Risk Register, the company can enhance the effectiveness of risk management, reduce negative impacts, and improve operational efficiency. Well-integrated risk management not only protects the company from potential losses but also contributes to the achievement of strategic objectives and business sustainability in the future.]]>
<![CDATA[Pengaruh Self-Efficacy dan Pemberian Reward Melalui Motivasi Terhadap Peningkatan Kinerja Agen: (Studi Kasus PT. Prudential Pruaini Cabang Medan) ]]>
<![CDATA[Virdinia, Thasya]]>;
<![CDATA[Rahma, Tri Inda Fadhila]]>;
<![CDATA[Marliyah, Marliyah]]>
<![CDATA[ Ganaya : Jurnal Ilmu Sosial dan Humaniora Vol 8 No 3 (2025) ]]>
Publisher : <![CDATA[Jayapangus Press ]]>
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DOI: 10.37329/ganaya.v8i3.4353
<![CDATA[In the competitive insurance industry, agent performance is a key factor in achieving company success. Various factors can affect an agent's performance, including motivation, self-efficacy, and the reward system implemented by the company. This study aims to analyze the influence of self-efficacy and reward on the performance of insurance agents of PT. Prudential Pruaini Medan Branch, with motivation as a mediation variable. Using a quantitative approach with the Partial Least Squares Structural Equation Modeling (PLS-SEM) method, data was collected through a questionnaire distributed to 60 agents using a non-probability sampling method and analyzed using SmartPLS software. The results of the study show that self-efficacy has a significant influence on the motivation and performance of agents. Giving rewards has a positive effect on motivation, but does not have a direct effect on performance. Interestingly, motivation was shown to significantly mediate the relationship between self-efficacy and rewarding and agent performance. This study confirms that intrinsic factors (self-efficacy) and extrinsic (reward) factors contribute significantly in improving the motivation and performance of insurance agents. The practical implication of this research is the need to develop training programs to increase self-efficacy as well as performance-based reward systems to increase agent effectiveness.]]>
<![CDATA[Perilaku Masyarakat Dalam Pengelolaan Keuangan Melalui Bank Keliling : Bagaimana Peran Pemerintah ]]>
<![CDATA[Siagian, Tyo Rizky]]>;
<![CDATA[Rahma, Tri Inda Fadhila]]>;
<![CDATA[Sugianto, Sugianto]]>
<![CDATA[ Jurnal Manajerial Vol. 12 No. 02 (2025): Jurnal Manajerial ]]>
Publisher : <![CDATA[Program Studi Manajemen Universitas Muhammadiyah Gresik ]]>
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DOI: 10.30587/jurnalmanajerial.v12i02.9776
<![CDATA[Background – The demand for credit services in Parbarakan Village has increased significantly every year. This increase is generally driven by various factors, especially the socio-economic conditions of the community, such as insufficient income to meet the needs of life, both basic needs and urgent needs. This condition encourages many housewives to apply for loans as an effort to cover the lack of funds. The majority of people who work as farmers with unstable incomes also strengthen the need for loans. This situation is then exploited by certain parties from outside by providing massive loan offers, thus encouraging an increase in demand. Objective – To find out the role of the Perbarakan village government in resolving the problem of mobile banking services among the community. Design/ methodology/ approach – This study uses a qualitative phenomenological approach. Where primary data is obtained by observing and interviewing mobile bank officers and customers using mobile bank services. Secondary data is obtained from websites, literature studies that support research and various other sources. Data collection techniques in this study were carried out in several ways, namely by field observation, data obtained through this observation are the main data collected directly in the field. Interviews to obtain data directly, researchers conducted interviews with informants who were given a series of questions. Findings – the role of the government in solving the problem of mobile banks in Perbarakan village is that the village government creates its own bank through BUMDES with the hope that the people of Perbarakan village can be helped with capital loans offered by the government with very small interest so as not to burden the people of Perbarakan village. Creating training for young people and housewives, the purpose of holding training by BUMDes is also part of the process of absorbing community aspirations that may have rarely been touched by the village. One of them is sewing course training. In Perbarakan village, the majority of housewives have sewing skills to be able to maximize this, BUMDes must create a convection company where the company can sell sewing works from housewives in Perbarakan village. As the results of the interview conducted with the head of Perbarakan village who stated that in our village there are always sewing courses for mothers, the hope is that sewing courses in our village can be additional income for mothers in our village and hopefully it can reduce the community’s dependence on this mobile bank. Implications – This study reveals the reasons why people choose to use mobile banks, then with this study can find the factors that cause people to borrow from mobile banks and what they are used for and this study reveals what risks people face when choosing to use the services of mobile banks. And this study also explains how the role of the village government is in solving the problems of people who use mobile bank services in Perbarakan village. Research Limitations – This research focuses on the impact of the existence of mobile banks in Perbarakan village and how the government’s efforts are to reduce people’s sense of dependence on using mobile banking services.]]>
<![CDATA[Influence of Fees, Religiousness, and Service Quality on Customer Interest in Pawn Products at Kuala Simpang ]]>
<![CDATA[Syafrizal, Muhammad]]>;
<![CDATA[Rahma, Tri Inda Fadhila]]>;
<![CDATA[Jannah, Nurul]]>
<![CDATA[ Tasharruf: Journal Economics and Business of Islam Vol 10, No 1 (2025): JUNE ]]>
Publisher : <![CDATA[IAIN Manado ]]>
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DOI: 10.30984/tjebi.v10i1.3655
<![CDATA[The purpose of the research is to examine the factors that influence customers' desire to utilize the services of PT Pegadaian Syariah Kuala Simpang Branch. This study employs a quantitative methodology and uses SPSS version 23 for statistical data analysis. The number of respondents is 100 individuals, and the population consists of all customers who use pawned items (Rahn) at the designated branch. The results of the study indicate that the interest rate variable has a significance level of 0.000, which is less than 0.05, and a t-value of 5.660, which is greater than the t-table value of 1.660. Additionally, the religiosity variable has a significance level of 0.000 < 0.05, and a t-value of 17.252 > 1.660. Similarly, the t-value for the service quality variable is 13.113 > 1.660 with a significance threshold of 0.000 < 0.05. Furthermore, the F-test results show a significance level of 0.004, which is less than 0.05, and an F-value of 659.149, which is greater than the F-table value of a magnitude of 2.699. This result implies that the null hypothesis (Ho) is rejected and the alternative hypothesis (Ha) is accepted. With an Adjusted R Square score of 95.2%, the model explains 95.2% of customer interest, with additional factors not included in the regression model affecting the remaining 4.8%.]]>
<![CDATA[Analysis of Halal Fashion Business Development Strategies in Medan City ]]>
<![CDATA[Nasution, Hafizah Mahira]]>;
<![CDATA[Rahma, Tri Inda Fadhila]]>;
<![CDATA[Inayah, Nurul]]>
<![CDATA[ SENTRALISASI Vol. 14 No. 2 (2025): May ]]>
Publisher : <![CDATA[Universitas Muhammadiyah Sorong ]]>
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DOI: 10.33506/sl.v14i2.4457
<![CDATA[The halal industry continues to be an important issue in Indonesia, including in Medan City. This study aims to analyze the development strategy of Umama Gallery Medan halal fashion and formulate effective alternative strategies by analyzing internal and external factors to face competition in the Halal Fashion industry in Medan City. This research uses mixed-method methodology by using SWOT analysis and QSPM approaches. The results of this study indicate that the SWOT analysis of Umama Gallery Medan is in quadrant I which supports aggressive strategies so that the suitable strategy used is the SO (Strength - Oppurtunity) strategy 1) Develop product variations in accordance with Muslim fashion trends to remain competitive, 2) Expand marketing through e-commerce platforms, and 3) Increase collaboration with influencers and hijabers communities to strengthen brand image. And QSPM analysis, obtained alternative strategies that are suitable for Umama Gallery Medan, namely ST (Strength - Threat) 1) Increase product innovation regularly to anticipate changes in fast fashion trends, 2) Maintain product quality to remain superior to competitors in the midst of intense market competition. The most appropriate alternative strategy for Umama Gallery Medan is the S-O (Strength-Opportunities) strategy with an aggressive growth approach. This strategy includes the development of product variations that align with Muslim fashion trends to maintain competitiveness in the market.]]>
<![CDATA[The effect of distribution channels and menu variations on increasing sales: A case of halal food ]]>
<![CDATA[Sahima Hsb, Indah]]>;
<![CDATA[Kusmilawaty, Kusmilawaty]]>;
<![CDATA[Rahma, Tri Inda Fadhila]]>
<![CDATA[ SERAMBI: Jurnal Ekonomi Manajemen dan Bisnis Islam Vol 7 No 3 (2025) ]]>
Publisher : <![CDATA[LPMP Imperium ]]>
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DOI: 10.36407/serambi.v7i3.1714
<![CDATA[This study aims to examine the impact of distribution channels and menu variety on sales growth in a halal food bread store. Utilizing an associative quantitative approach and a total sampling technique, 70 active resellers were selected as respondents. Data was collected through a questionnaire, and the results were analyzed using SPSS 25 with multiple linear regression. The findings of the study indicate that both menu variety and distribution methods significantly and positively influence sales growth to a certain extent. These results highlight the importance of integrated marketing strategies that combine expanding distribution and menu innovation to enhance competitiveness and foster business growth. This research is intended to serve as a reference for developing marketing strategies for small and medium-sized enterprises (SMEs) in the food sector. Public Interest Statement: This study is highly relevant for society, especially MSMEs in the food sector. Understanding the influence of distribution channels and menu variety on sales can help MSMEs optimise marketing strategies, improve efficiency and innovation, support local economic growth, enhance competitiveness, and provide consumers with more diverse and higher-quality products.]]>
<![CDATA[The effect of work engagement and work experience on job performance freelance at event organizer famouz studio ]]>
<![CDATA[Annisa, Fadia]]>;
<![CDATA[Suhairi, Suhairi]]>;
<![CDATA[Rahma, Tri Inda Fadhila]]>
<![CDATA[ SERAMBI: Jurnal Ekonomi Manajemen dan Bisnis Islam Vol 8 No 1 (2026) ]]>
Publisher : <![CDATA[LPMP Imperium ]]>
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DOI: 10.36407/serambi.v8i1.1715
<![CDATA[This study aims to explore the impact of work engagement and professional experience on the performance of freelancers at the Famouz Studio Event Organizer in Medan. Famouz Studio employs freelancers to handle various events. However, it was found that the level of engagement and experience of each freelancer varies. This research was conducted using a quantitative approach and a survey method with 70 freelancers. Analysis conducted using multiple linear regression revealed that both work engagement and professional experience have a positive and significant impact on job performance, both individually and together. This means that the higher the enthusiasm, dedication, and work experience of freelancers, the better their work results. This study highlights the crucial role of human resource management, especially for contract workers, in improving the overall performance of an organization. Public Interest Statement: This research is significant for freelancers and organizations like Famouz Studio. Understanding how work engagement and experience affect performance provides insights to improve productivity and service quality. The findings benefit both the event organizer industry and freelancers’ professionalism, welfare, and career development in this sector.]]>
<![CDATA[Peran BPJS Ketenagakerjaan dalam Melindungi Kesejahteraan Karyawan Industri Makanan dan Minuman di Kota Medan ]]>
<![CDATA[Ramadiansyah, Ridho]]>;
<![CDATA[Rokan, Mustapa Khamal]]>;
<![CDATA[Rahma, Tri Inda Fadhila]]>
<![CDATA[ Journal of Economics and Management Scienties Volume 7 No. 4, September 2025 ]]>
Publisher : <![CDATA[SAFE-Network ]]>
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DOI: 10.37034/jems.v7i4.202
<![CDATA[Penelitian ini bertujuan untuk menganalisis peran BPJS Ketenagakerjaan dalam melindungi kesejahteraan karyawan melalui empat program utama: Jaminan Kecelakaan Kerja (JKK), Jaminan Kematian (JKM), Jaminan Hari Tua (JHT), dan Jaminan Pensiun (JP). Metode yang digunakan adalah penelitian kualitatif deskriptif dengan teknik pengumpulan data berupa observasi, wawancara, dan dokumentasi. Sumber data diperoleh dari tiga perusahaan makanan dan minuman di Kota Medan, yaitu PT AWS Food, PT Universal Indofood Product, dan PT Coca-Cola Bottling Indonesia, serta tiga informan dari BPJS Ketenagakerjaan. Hasil penelitian menunjukkan bahwa program-program BPJS Ketenagakerjaan telah dilaksanakan dengan cukup baik dan berkontribusi dalam memberikan perlindungan sosial dan finansial kepada karyawan. Program JKK memberikan perlindungan saat terjadi kecelakaan kerja, JKM membantu meringankan beban keluarga yang ditinggalkan, JHT menjadi tabungan jangka panjang bagi karyawan, dan JP memberikan jaminan finansial saat memasuki masa pensiun. Keberadaan BPJS Ketenagakerjaan turut meningkatkan rasa aman dan kepercayaan karyawan terhadap perusahaan.]]>
<![CDATA[Implementing Digital Supply Chain Management to Improve Efficiency: A Case Study of Indocup Sablon ]]>
<![CDATA[Damanik, Muhammad Rifki]]>;
<![CDATA[Nurbaiti, Nurbaiti]]>;
<![CDATA[Rahma, Tri Inda Fadhila]]>
<![CDATA[ Majapahit Journal of Islamic Finance and Management Vol. 5 No. 3 (2025): Islamic Finance and Management ]]>
Publisher : <![CDATA[Department of Sharia Economics Institut Pesantren KH. Abdul Chalim Mojokerto ]]>
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<![CDATA[Digital transformation in supply chain management has become a strategic necessity to improve company efficiency and competitiveness, especially in the small and medium enterprise (SME) sector. This study aims to analyze the implementation of Digital Supply Chain Management (DSCM) in improving company operational efficiency, with a case study of Indocup Sablon. The study used a qualitative descriptive approach through interviews, observation, and documentation techniques. The results show that the implementation of DSCM stages such as digital order receipt and processing, structured production planning, real-time inventory management, automated procurement systems, production recording, digital quality control, and customer management and feedback has resulted in significant efficiency improvements. Production time efficiency increased by 20%, order errors decreased by 35%, and logistics costs decreased by 15%. Despite facing challenges such as limited infrastructure and human resources, the implemented gradual digitalization strategy was able to have a significant positive impact on operational performance. These findings are expected to serve as a strategic reference for other SMEs wishing to implement a digital-based supply chain system.]]>
<![CDATA[Implementing Digital Supply Chain Management to Improve Efficiency: A Case Study of Indocup Sablon ]]>
<![CDATA[Damanik, Muhammad Rifki]]>;
<![CDATA[Nurbaiti, Nurbaiti]]>;
<![CDATA[Rahma, Tri Inda Fadhila]]>
<![CDATA[ Majapahit Journal of Islamic Finance and Management Vol. 5 No. 3 (2025): Islamic Finance and Management ]]>
Publisher : <![CDATA[Department of Sharia Economics Institut Pesantren KH. Abdul Chalim Mojokerto ]]>
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<![CDATA[Digital transformation in supply chain management has become a strategic necessity to improve company efficiency and competitiveness, especially in the small and medium enterprise (SME) sector. This study aims to analyze the implementation of Digital Supply Chain Management (DSCM) in improving company operational efficiency, with a case study of Indocup Sablon. The study used a qualitative descriptive approach through interviews, observation, and documentation techniques. The results show that the implementation of DSCM stages such as digital order receipt and processing, structured production planning, real-time inventory management, automated procurement systems, production recording, digital quality control, and customer management and feedback has resulted in significant efficiency improvements. Production time efficiency increased by 20%, order errors decreased by 35%, and logistics costs decreased by 15%. Despite facing challenges such as limited infrastructure and human resources, the implemented gradual digitalization strategy was able to have a significant positive impact on operational performance. These findings are expected to serve as a strategic reference for other SMEs wishing to implement a digital-based supply chain system.]]>
