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All Journal Jurnal Manajemen Terapan dan Keuangan Jurnal Pamator : Jurnal Ilmiah Universitas Trunojoyo Madura Dinar: Jurnal Ekonomi dan Keuangan Islam Jurnal Ilmiah Ekonomi Islam Management and Economics Journal (MEC-J) Ganaya: Jurnal Ilmu Sosial dan Humaniora SENTRALISASI JMKSP (Jurnal Manajemen, Kepemimpinan, dan Supervisi Pendidikan) JURNAL PENDIDIKAN TAMBUSAI Almana : Jurnal Manajemen dan Bisnis Jurnal Review Pendidikan dan Pengajaran (JRPP) SULTANIST: Jurnal Manajemen dan Keuangan SERAMBI: Jurnal Ekonomi Manajemen dan Bisnis Islam Tasharruf: Journal Economics and Business of Islam LAN TABUR: Jurnal Ekonomi Syari’ah Jurnal Pendidikan dan Kewirausahaan EKONOMI, KEUANGAN, INVESTASI DAN SYARIAH (EKUITAS) Community Development Journal: Jurnal Pengabdian Masyarakat Ekonomi Bisnis Manajemen dan Akuntansi (EBMA) International Journal of Finance Research Journal La Sociale International Journal of Multi Discipline Science (IJ-MDS) Ilomata International Journal of Social Science JURNAL MANAJEMEN AKUNTANSI (JUMSI) JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen JURNAL ILMIAH GLOBAL EDUCATION Humantech : Jurnal Ilmiah Multidisiplin Indonesia INTERNATIONAL JOURNAL OF CULTURAL AND SOCIAL SCIENCE Jurnal IPTEK Bagi Masyarakat Golden Ratio of Marketing and Applied Psychology of Business EKONOMIKA SYARIAH : Journal of Economic Studies Journal of Islamic Economics Lariba Jurnal Ekonomika Manajemen Dan Bisnis Journal of Social Commerce Regress: Journal of Economics & Management Journal of Economics and Management Scienties GEMAH RIPAH: Jurnal Bisnis Majapahit Journal of Islamic Finance dan Management El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Majapahit Journal of Islamic Finance dan Management Economic: Journal Economic and Business Journal of Ekonomics, Finance, and Management Studies
Rahma, Tri Inda Fadhila
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Analysis of Stock Valuations in Estimating Stock Prices in the Covid-19 Period And Investment Decision Br Silalahi, Noni Novita Sari; Rahma, Tri Inda Fadhila; Rahmani, Nur Ahmadi Bi
EKONOMIKA SYARIAH : Journal of Economic Studies Vol. 6 No. 1 (2022): January - June 2022
Publisher : Universitas Islam Negeri Sjech M. Djamil Djambek Bukittinggi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30983/es.v6i1.5377

Abstract

The purpose of this study was to determine whether the intrinsic value of the stock is in undervalued, overvalued, and fair-valued conditions. Quantitative research methods were applied to eleven companies listed on ISSI, mainly Telecommunication, Pharmaceutical, and Finance companies. Based on the use of the PER and PBV methods and the results of the independent sample T-Test test, it was revealed that there is a significant difference between the average results of PER and PBV stock valuations. Through PER, 5 companies have shares with undervalued price conditions, namely TLKM, KAEF, KLBF, PYFA, and SIDO and 6 shares are in overvalued price conditions, namely ISAT, DVLA, MERK, TSPC, BRIS, and BTPS. Based on the use of the PBV method, 5 companies have shares with undervalued price conditions , namely DVLA, KAEF, KLBF, MERK, and SIDO,  6 companies are in overvalued price conditions, namely ISAT, TLKM, PYFA, BRIS, BTPS, and TSPC, and 6 companies with the same conditions using PER and PBV, namely KAEF, KLBF, SIDO, TSPC, BRIS and BTPSTujuan penelitian ini adalah untuk mengetahui nilai intrinsic saham apakah berada pada kondisi undervalued, overvalued, dan fairvalued. Metode penelitian kuantitatif diterapkan pada 11 perusahaan yang terdaftar dalam subsektor Telekomunikasi, Farmasi, dan Keuangan yang tergabung dalam ISSI. Berdasarkan penggunaan melalui metode PER dan PBV didapatkan hasil uji independent sample t-test sebesar 0,032 < 0,05 maka H0 ditolak dan H1 diterima artinya bahwa terdapat perbedaan signifikan antara rata-rata hasil valuasi saham PER dan PBV. Root Mean Square Error digunakan untuk mengetahui tingkat kesalahan didapatkan bahwa nilai RMSE PER (1786) < PBV (1935) artinya metode PER lebih baik dibandingkan PBV karena memiliki tingkat kesalahan lebih kecil. Melaui PER didapatkan 5 perusahaan memiliki saham dengan kondisi harga undervalued yaitu TLKM, KAEF, KLBF, PYFA, dan SIDO dan 6 saham berada dalam kondisi harga overvalued yaitu ISAT, DVLA, MERK, TSPC, BRIS, dan BTPS. Berdasarkan penggunaan metode PBV didapatkan 5 perusahaan memiliki saham dengan kondisi harga undervalued yaitu DVLA, 
Strategi Rumah Zakat Dalam Meningkatkan Kesejahteraan Masyarakat di Sumatera Utara Pohan, Novita Sari; Siregar, Saparuddin; Rahma, Tri Inda Fadhila
Jurnal Ilmiah Ekonomi Islam Vol. 10 No. 1 (2024): JIEI : Vol.10, No.1, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i1.12764

Abstract

This research aims to find out the main priority strategy for Rumah Zakat in improving the welfare of the people in North Sumatra. by presenting the internal and external conditions that have been carried out so far. Then, in addition, the researcher also explained several urgent measures that need to be implemented so that the Zakat House can be more focused. The method used is a qualitative method using SWOT and QSPM analysis. The number of respondents who filled out the questionnaire were 5 respondents each for SWOT and 5 respondents for QSPM. Based on the results of the SWOT analysis, the strategy quadrant obtained after processing it in the IFE and EFE matrices is in Quadrant I. This states that the strategy used is a progressive strategy. This strategy means that the company has strengths and opportunities. Furthermore, the QSPM analysis showed that the main priority strategy that must be implemented is encouraging and adopting the use of information technology to create efficient and effective Zakat governance.
EDUKASI, KEBERSIHAN LINGKUNGAN, MODERASI BERAGAMA, PENCEGAHAN STUNTING, DAN MENGAJAR DI DESA JATI SARI, KECAMATAN PADANG TUALANG Wani, Anis Syafa; Rahman, Aulia; Juro, Az-Zahra; Zein, Gilang Hardian; Maulana, Gilang Saka; Syahputra, Muhammad Ibnu; Ahnaf, Muhammad Naufal; Rahma, Tri Inda Fadhila
Community Development Journal : Jurnal Pengabdian Masyarakat Vol. 5 No. 5 (2024): Vol. 5 No. 5 Tahun 2024
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/cdj.v5i5.35700

Abstract

Kuliah Kerja Nyata (KKN) di Desa Jati Sari, Kecamatan Padang Tualang, dilaksanakan sebagai bagian dari upaya pengabdian kepada masyarakat oleh mahasiswa. Program ini mencakup lima fokus utama, yaitu edukasi, kebersihan lingkungan, moderasi beragama, pencegahan stunting, dan kegiatan mengajar. Metode yang digunakan dalam penelitian ini adalah observasi dan partisipasi aktif dari mahasiswa dalam kegiatan sosial masyarakat. Hasil kegiatan menunjukkan adanya peningkatan kesadaran masyarakat terhadap pentingnya kebersihan lingkungan, serta peningkatan toleransi antarumat beragama melalui moderasi beragama. Kegiatan pencegahan stunting yang dilakukan melalui penyuluhan gizi dan kesehatan juga berdampak signifikan dalam menurunkan risiko stunting pada anak-anak di desa tersebut. Selain itu, kegiatan edukasi dan mengajar turut memberikan motivasi kepada anak-anak untuk lebih aktif belajar. KKN ini berhasil membangun hubungan sinergis antara dunia akademik dan masyarakat dalam meningkatkan kualitas hidup di Desa Jati Sari.
ANALISIS MEKANISME PROSEDUR KLAIM JASA RAHARJA PERWAKILAN MEDAN Lubis, Dinda Fahira; Rahma, Tri Inda Fadhila
Jurnal Review Pendidikan dan Pengajaran Vol. 8 No. 1 (2025): Volume 8 No. 1 Tahun 2025
Publisher : LPPM Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jrpp.v8i1.41130

Abstract

Penelitian ini bertujuan untuk menganalisis proses klaim asuransi kecelakaan pada Jasa Raharja perwakilan Medan, dengan fokus pada kebutuhan pemangku kepentingan dan solusi yang dapat diimplementasikan untuk meningkatkan efisiensi dan efektivitas pelayanan. Metodologi yang digunakan meliputi studi literatur, dan menganalisis dari berbagai sumber ilmiah yang relevan. Hasil penelitian menunjukkan bahwa terdapat berbagai kendala dalam proses klaim, termasuk kurangnya pemahaman masyarakat tentang prosedur klaim, lambatnya respons dari pihak Jasa Raharja, dan kendala administrasi yang mempengaruhi kecepatan penyelesaian klaim. Selain itu, analisis juga mengidentifikasi kebutuhan penting seperti edukasi kepada masyarakat, peningkatan sistem informasi, serta penguatan kapasitas sumber daya manusia di Jasa Raharja. Berdasarkan temuan tersebut, solusi yang diusulkan meliputi program sosialisasi, digitalisasi proses klaim, serta peningkatan kolaborasi dengan pihak terkait. Penelitian ini diharapkan dapat memberikan kontribusi bagi pengembangan kebijakan dan praktik terbaik dalam pengelolaan klaim asuransi kecelakaan di Indonesia, serta memberikan rekomendasi yang dapat meningkatkan kepuasan dan perlindungan bagi masyarakat.
Pengaruh Brand Trust dan Brand Image terhadap Loyalitas Nasabah dalam Menggunakan Asuransi Jiwa pada Ajb Bumiputera 1912 Medan Hayani, Nur Syamsidah; Rahma, Tri Inda Fadhila; Nasution, Juliana
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 3 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i3.634

Abstract

The high growth of service companies in Indonesia encourages companies to attract the hearts of their customers in order to become loyal customers of the company's products, one of the service companies that continues to grow in Indonesia is a service company in the insurance sector. Where life insurance is now seen as important and necessary in everyday life. One alternative approach that is widely used by companies is to create brand trust and the company's brand image to gain customer loyalty. This study aims to determine the effect of brand trust and brand image partially or simultaneously on customer loyalty in using life insurance at Ajb Bumiputera 1912 Medan. The method used in this study uses a quantitative method by taking 89 respondents from selected customers as research samples through probability sampling technique with calculations using the slovin formula. The questionnaire uses hypothesis testing with SPSS version 25 software and uses linear data using multiple linear regression analysis methods. The results of this study simultaneously from the variable brand trust (X1) and brand image (X2) have a positive and significant effect on customer loyalty. And partially the variables brand trust (X1) and brand image (X2) also have a positive and significant effect on customer loyalty in using life insurance. Keywords : Brand Trust, Brand Image, Customer Loyalty, Life Insurance.
The Influence of Visual Content on TikTok Social Media Toward Customer Engagement in the Food and Beverage Industry on Product Purchase Decisions Anggara, Dwi Erlanda; Rahma, Tri Inda Fadhila; Yanti, Nursantri
Journal of Social Commerce Vol. 5 No. 4 (2025): Journal of Social Commerce
Publisher : Celebes Scholar pg

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56209/jommerce.v5i4.195

Abstract

The purpose of this research is to provide insights into the extent to which visual content on TikTok influences customer engagement, how significantly customer engagement affects purchasing decisions, and the relationship between visual content on TikTok and customer engagement in making product purchase decisions. This study employs a quantitative method with an explanatory research approach. Data were collected through questionnaires distributed to 80 consumers of Sinar Utama chicken noodles. The analysis technique used is Path Analysis via SmartPLS software version 3.3. The measurements applied include the outer model assessment, mediation test, and inner model assessment. The findings from the field demonstrate that: (1) Attractive visual content significantly enhances customer engagement because strong visuals are able to capture attention, thereby encouraging interactions that increase interest in the product. (2) Customer engagement plays a crucial role in influencing purchasing decisions by building trust, loyalty, and emotional connections, which can drive customers to buy. (3) Customer engagement serves as a mediator between attractive visual content and purchasing decisions, as emotional involvement and customer interaction with visual content strengthen the decision-making process to purchase the product.
Peran Asuransi Jiwa Dalam Pembiayaan Mudharabah Di BPRS Gebu Prima Medan Fadila Syafitri, Diana; Rahma, Tri Inda Fadhila
Jurnal Ekonomi Manajemen dan Bisnis (JEMB) Vol. 4 No. 1 (2025): Januari - Juni
Publisher : CV. ITTC INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47233/jemb.v4i1.2672

Abstract

Abstrak Penelitian ini bertujuan untuk menganalisis peran asuransi jiwa dalam pembiayaan mudharabah di BPRS Gebu Prima Medan, khususnya dalam mengurangi risiko pembiayaan dan meningkatkan kepercayaan nasabah. Metode yang digunakan adalah penelitian kualitatif dengan pendekatan studi kasus, di mana data diperoleh melalui wawancara mendalam dengan pihak bank, nasabah, dan penyedia asuransi, serta analisis dokumen terkait. Hasil penelitian menunjukkan bahwa asuransi jiwa berperan sebagai mekanisme mitigasi risiko yang memberikan perlindungan bagi bank terhadap kemungkinan wanprestasi akibat meninggalnya nasabah mudharib. Selain itu, implementasi asuransi dalam skema pembiayaan ini juga berkontribusi dalam meningkatkan kepercayaan dan minat nasabah terhadap produk mudharabah, meskipun masih terdapat tantangan dalam sosialisasi dan pemahaman akad yang sesuai dengan prinsip syariah.
Analysis of the readiness of tempe UMKM UD. Bismillah in implementing fixed financial accounting standards in Delitua District Arif, Atika; Rahma, Tri Inda Fadhila; Hermain, Hendra
Economic: Journal Economic and Business Vol. 5 No. 1 (2026): ECONOMIC: Journal Economic and Business
Publisher : Lembaga Riset Mutiara Akbar (LARISMA)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56495/ejeb.v5i1.1468

Abstract

This study aims to analyze the level of readiness of Tempe MSME UD. Bismillah in implementing Financial Accounting Standards for Entities Without Public Accountability (SAK ETAP) in Delitua District. The implementation of SAK ETAP is an effort to improve the quality of MSME financial reports to make them more relevant, reliable, and acceptable to stakeholders, especially in terms of access to financing and business transparency. The research method used is a qualitative approach with a case study design. Data collection techniques were carried out through in-depth interviews, direct observation, and documentation of accounting practices carried out by business actors. The results of the study indicate that Tempe MSME UD. Bismillah is in the early stages of readiness, with a financial recording system that is still simple and does not refer to the principles of SAK ETAP. The main factors inhibiting the implementation of this standard include low accounting literacy, limited human resources, and the less-than-optimal role of supporting agencies such as the cooperative and MSME office. However, there is potential for development through increasing the willingness of business actors to learn and receive mentoring. This study recommends intervention from related parties in the form of technical training, provision of SAK ETAP modules tailored to the characteristics of MSMEs, and the establishment of a sustainable mentoring program so that the implementation of SAK ETAP can be realized gradually.
Pengembangan Ekonomi Kreatif sebagai Strategi Inovasi dalam Produksi Sabun Cuci Piring di Desa Medan Krio Sinaga, Ade Nurul Kaidah; Aisyah, Siti; Rahma, Tri Inda Fadhila; Masridha, Masridha; Putri, Salsabila
Jurnal IPTEK Bagi Masyarakat Vol 5 No 2 (2025)
Publisher : Ali Institute of Research and Publication

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55537/j-ibm.v5i2.1310

Abstract

Ekonomi kreatif di pedesaan merupakan salah satu strategi penting untuk mendorong peningkatan kesejahteraan masyarakat sekaligus menumbuhkan kemandirian usaha lokal. Desa Medan Krio, Kecamatan Sunggal, Kabupaten Deli Serdang, memiliki sumber daya yang potensial namun belum terlalu optimal, khususnya pada produk rumah tangga. Program pengabdian masyarakat ini dirancang untuk meningkatkan keterampilan warga melalui pelatihan pembuatan sabun cuci piring yang dikombinasikan dengan strategi pemasaran digital. Kegiatan diikuti oleh 20 orang peserta (n = 20) yang berasal dari ibu rumah tangga, pemuda, dan pelaku UMKM skala kecil. Pada awalnya, warga belum memahami proses produksi maupun teknik pemasaran digital. Setelah diberikan penyuluhan, demonstrasi, serta praktik langsung, peserta dievaluasi melalui simulasi pembuatan sabun. Hasilnya menunjukkan peningkatan signifikan: seluruh peserta yang terbagi dalam 5 kelompok (masing-masing 4 orang) mampu memproduksi sabun cuci piring dengan baik (100% berhasil). Selain itu, sekitar 80% peserta memahami tahapan produksi, pembuatan label dengan Canva, serta promosi melalui Instagram. Hambatan utama yang ditemui adalah keterbatasan modal (dialami 55% peserta), peralatan produksi yang sederhana, serta keterbatasan sebagian warga lansia dalam menggunakan Canva. Kesimpulannya, kegiatan ini berhasil meningkatkan keterampilan teknis, memperkenalkan digitalisasi sederhana, dan membuka peluang usaha rumah tangga yang berpotensi memperkuat wirausaha desa.
The Influence of Self-Control, Income, and Financial Management Behavior on the Financial Well-Being of Scholarship Recipients at UINSU Wulandari, Wulandari; Rahma, Tri Inda Fadhila; Hasibuan, Faisal Umardani
SENTRALISASI Vol. 15 No. 2 (2026): May
Publisher : Universitas Muhammadiyah Sorong

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33506/sl.v15i2.5537

Abstract

This study aims to assess how self-discipline, earnings, and financial management strategies affect the financial wellness of scholarship recipients at UIN Sumatera Utara. A quantitative approach is utilized, applying multiple linear regression for data evaluation with the help of SPSS 27. Information is collected using an online survey administered via Google Forms, focusing on a group of 86 scholarship recipients at UIN North Sumatera. The results indicate that self-discipline positively influences financial wellness, earnings also positively contribute to financial wellness, and financial management behavior positively affects financial wellness as well. In combination, self-discipline, earnings, and financial management strategies have a significant impact on financial wellness. This research underscores the significance of individual discipline, financial resources, and sound management strategies as key elements for enhancing financial wellness. 
Co-Authors adelika, adelika Ahnaf, Muhammad Naufal Andri Soemitra Anggara, Dwi Erlanda Anggraini, Adisty Annisa, Fadia Aprillia, Nur Aqwa Naser Daulay Arif, Atika Arnida Wahyuni Lubis atika Atika Atika Aulia Rahman Ayu Wulandari Ayunda, Antin Baehaqi Barus, Rasmita Tiara Br Bayani, Luthfiah Nur Br Silalahi, Noni Novita Sari Cahaya, Nilam Damanik, Muhammad Rifki Dharma, Budi Fadila Syafitri, Diana Fadila, Shintiya Hafiza, Dara Handayani, Suri Sakinah Harahap, Minta Ade Doliana Harahap, Muhammad Ikhsan Harahap, Muhammad Risalah Harahap, Rahmat Daim Hasibuan, Faisal Umardani Hayani, Nur Syamsidah Hermain, Hendra Imnur, Raudhatul Hasanah Imsar, Imsar Indradewa, Rhian Isnaini Harahap Jannah, Nurul Juliana Nasution Juro, Az-Zahra Kusmilawaty, Kusmilawaty Lubis, Dinda Fahira Lubis, Hana’ Salsabila M Marliyah Maha, Nurita Manik, M. Bay Hakqi Marissa, Sasa Marliyah, Marliyah Masridha, Masridha Maulana, Gilang Saka Muhaisin, Ahmad muhammad Syahbudi, muhammad Mustapa  Khamal  Rokan Musyafa, Muhammad Helma Nabila, Dara Nasution, Annio Indah Lestari Nasution, Doly Anwar Nasution, Hafizah Mahira nasution, indah sari Nasution, Irsan Al Fadhil Nasution, Juliana Nur Fadhilah Ahmad Hasibuan Nursantri Yanti Nurul Inayah Nurul Jannah Oktaviani, Tesya Panjaitan, Latifah Hanum Br Pohan, Novita Sari Putri, Indry_Anggraini Putri, Salsabila Qarni, Waizul Raden Mohamad Herdian Bhakti Rahmah, Azizah Rahmani, Nur Ahmadi Bi Rahmatillah, Riska Rahmi Syahriza, Rahmi Ramadiansyah, Ridho Romadhon , Fauzi Ahmad Sahima Hsb, Indah Saparuddin Siregar Sarah, Fitria Sari, Meyana Simanullang, Ainil Harnita Sinaga, Ade Nurul Kaidah Siregar, Ahmad Rajin Siregar, Sonia Afna Siti Aisyah Sugianto Suhairi Suhairi Suwarni Suwarni Syafrizal, Muhammad Syahputra, Muhammad Ibnu Syahputri, Dea Aulia Syahputri, Kharisma Syamsiar, Syamsiar Tuti Anggraini Virdinia, Thasya Wani, Anis Syafa Wulandari Wulandari Zein, Gilang Hardian