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All Journal Jurnal Manajemen Terapan dan Keuangan Jurnal Pamator : Jurnal Ilmiah Universitas Trunojoyo Madura Dinar: Jurnal Ekonomi dan Keuangan Islam Jurnal Ilmiah Ekonomi Islam Management and Economics Journal (MEC-J) Ganaya: Jurnal Ilmu Sosial dan Humaniora SENTRALISASI JMKSP (Jurnal Manajemen, Kepemimpinan, dan Supervisi Pendidikan) JURNAL PENDIDIKAN TAMBUSAI Almana : Jurnal Manajemen dan Bisnis Jurnal Review Pendidikan dan Pengajaran (JRPP) SULTANIST: Jurnal Manajemen dan Keuangan Tasharruf: Journal Economics and Business of Islam LAN TABUR: Jurnal Ekonomi Syari’ah Jurnal Pendidikan dan Kewirausahaan EKONOMI, KEUANGAN, INVESTASI DAN SYARIAH (EKUITAS) Community Development Journal: Jurnal Pengabdian Masyarakat International Journal of Finance Research Journal of Sharia Economics Journal La Sociale Ilomata International Journal of Social Science JURNAL MANAJEMEN AKUNTANSI (JUMSI) JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen Humantech : Jurnal Ilmiah Multidisiplin Indonesia INTERNATIONAL JOURNAL OF CULTURAL AND SOCIAL SCIENCE Jurnal IPTEK Bagi Masyarakat Golden Ratio of Marketing and Applied Psychology of Business Journal of Islamic Economics Lariba Regress: Journal of Economics & Management Journal of Economics and Management Scienties GEMAH RIPAH: Jurnal Bisnis Majapahit Journal of Islamic Finance dan Management El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Majapahit Journal of Islamic Finance dan Management
Rahma, Tri Inda Fadhila
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Analisis Penerapan Pemendagri 113 Tahun 2014 dalam Pengelolaan Keuangan Desa di Desa Semangat Kecamatan Merdeka Kabupaten Karo Barus, Rasmita Tiara Br; Rahma, Tri Inda Fadhila; Hasibuan, Nur Fadhilah Ahmad
JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen Vol 4 No 1 (2024): JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen
Publisher : Universitas Muhammadiyah Enrekang

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Penelitian ini bertujuan untuk mengetahui apakah pemerintah desa yang ada di Desa Semangat sudah menerapkan PERMENDAGRI 113 Tahun 2014 dalam pengelolaan keuangan Desa nya atau belum. Peneliti menggunakan metode Penelitian Kualitatif Deskriptif, dimana penelitian menggunakan metode Kualitatif Deskriptif ini merupakan suatu proses pengelolaan data yang bertujuan untuk mendapatkan informasi dimana informasi tersebut kemudian dijadikan sebagai dasar dalam pengembilan keputusan ataupun informasi yang dapat digunakan untuk mendapatkan solusi dari setiap permasalahan. Objek penelitian dalam penelitian ini ialah kantor kepala desa di Desa Semangat Kec. Merdeka Kab. Karo. Subjek dalam penelitian ini ialah Kepala Desa, Sekertaris Desa, dan KAUR Keuangan Desa. Teknik analisis data yang diguanakan dalam penelitian ini ialah wawancara dan dokumentasi. Data pengelolaan keuangan desa yang digunakan ialah data dari tahun 2022. Hasil dari penelitian ini menunjukkan bahwa pengelolaan keuangan di Desa Semangat Kec. Merdeka Kab. Karo sudah cukup optimal terkait penerapan PERMENDAGRI 113 Tahun 2014, seperti pada tahap pelaksanaan, penatausahaan, pelaporan, dan pertanggungjawaban. Namun pada tahap perencanaan, masih ada beberapa aturan dari PEREMENDAGRI 113 Tahun 2014 yang belum diterapkan dalam pengelolaan keuangannya. Seperti perencanaan rancangan peraturan desa tentang APBDes yang seharusnya dilakukaan oleh Sekretaris desa namun, didesa ini yang melakukan perencanaan ialah KAUR Perencanaan. Selain itu, terdapat juga keterlambatan dalam penyampaian Rancangan peraturan desa dimana seharusnya disampaikan paling lambat 3 hari setelah disepakati bersama, namun di Desa ini disampaikan paling lama 7 hari setelah disepakati bersama.
Analysis of the Implementation of Good Corporate Governance (GCG) Principles to Improve Service Quality at Bumiputera Syariah Life Insurance Company Putri, Indry_Anggraini; Syahriza, Rahmi; Rahma, Tri Inda Fadhila
International Journal of Finance Research Vol. 4 No. 4 (2023): International Journal of Finance Research
Publisher : Training & Research Institute - Jeramba Ilmu Sukses (TRI-JIS)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47747/ijfr.v4i4.1603

Abstract

In the case of PT AJB Bumiputera 1912, special restrictions are needed because insurance is different from a business established as a PT. This is where the difference is clear: in a PT, this is not always the case, but in a joint venture, the policy will inevitably also seek company investors. This feature involves legal risks as it requires each investor to accept liability for the company incurring losses. As a result, AJB Bumiputera's policyholders are responsible for any business activities that contain the risk of loss and are entitled to a portion of the company's income. The implementation of good corporate governance (GCG) at AJB Bumiputera is the subject of this research. The research method used in this study is qualitative. The findings of this study show that although AJB Bumiputera has tried to implement GCG principles (such as accountability, openness, and fairness), AJB Bumiputera has not implemented it optimally, in other words, the implementation has not been effective.  
The Influence of Organizational Culture, Morals and Leadership Style on Employee Performance Ayunda, Antin; Marliyah, Marliyah; Rahma, Tri Inda Fadhila
Almana : Jurnal Manajemen dan Bisnis Vol 9 No 1 (2025): April
Publisher : Bandung: Prodi Manajemen FE Universitas Langlangbuana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36555/almana.v9i1.2824

Abstract

Employee performance is the main factor in the success of a company, including in the plantation sector which has a field-based, hierarchical work system. PT. Perkebunan Nusantara IV The Tobasari is a state-owned company that implements the AKHLAK organizational culture (Trusted, Competent, Harmonious, Loyal, Adaptive, and Competent) to improve employee performance, but its implementation has not been evenly distributed to all employees. The purpose of this study was to analyze the effect of AKHLAK Organizational Culture and Leadership Style on Employee Performance at PT. Perkebunan Nusantara IV The Tobasari. The research method used was quantitative, with data collection techniques through distributing questionnaires to 62 employees of PT. Perkebunan Nusantara IV The Tobasari as respondents. Data analysis was carried out using the Partial Least Square (PLS) method based on Structural Equation Modeling (SEM) to analyze the relationship between variables. The results of the study showed that AKHLAK organizational Culture had a positive and significant effect on employee performance at PT. Perkebunan Nusantara IV The Tobasari. Meanwhile, Leadership Style did not show any effect on employee performance at PT. Perkebunan Nusantara IV The Tobasari. The findings in this study indicate that employees are more influenced by work culture than by leadership style.
Market Penetration Strategy by Increasing Firm Competitiveness Harahap, Minta Ade Doliana; Soemitra, Andri; Rahma, Tri Inda Fadhila
Golden Ratio of Marketing and Applied Psychology of Business Vol. 5 No. 1 (2025): July - January
Publisher : Manunggal Halim Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52970/grmapb.v5i1.712

Abstract

To achieve successful market penetration, businesses must navigate complexities related to culture, legal frameworks, economic conditions, and competition. Businesses must decide whether to standardize their marketing strategies across different markets or adapt them to suit unique market characteristics. Competition is the ability to perform better, and faster. In facing competition, companies need to determine the right strategy, because in general companies are trying to survive, grow and develop. The purpose of the Market Penetration Strategy research by Increasing Company Competitiveness can include several aspects, namely, Assessing the company's strengths and weaknesses. Conducting market analysis to understand existing opportunities and challenges, including consumer preferences and behavior, and market trends and Developping an effective Market Penetration Strategy to increase market penetration, such as products, improving customer service, or competitive pricing strategies. This study uses a descriptive qualitative method to find out how PT. AJS Bumiputera markets its products, using market penetration to increase competitiveness, or to find out what the biggest challenges are in its market penetration strategy. This study uses a qualitative method as one of the methodologies in research that does not yet have a standard definition and is generally agreed upon for use. From the results of the study it is known that PT. Bumiputera Sharia Life Insurance, using market penetration through digital platforms such as social media, company websites, and online advertising campaigns to reach a wider audience. Organizing events, seminars, or workshops, related to finance or health. Providing education about the benefits of insurance products to the public, conducting direct promotions through telemarketing, or face-to-face marketing to introduce products directly.
Strategi Rumah Zakat Dalam Meningkatkan Kesejahteraan Masyarakat di Sumatera Utara Pohan, Novita Sari; Siregar, Saparuddin; Rahma, Tri Inda Fadhila
Jurnal Ilmiah Ekonomi Islam Vol. 10 No. 1 (2024): JIEI : Vol.10, No.1, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i1.12764

Abstract

This research aims to find out the main priority strategy for Rumah Zakat in improving the welfare of the people in North Sumatra. by presenting the internal and external conditions that have been carried out so far. Then, in addition, the researcher also explained several urgent measures that need to be implemented so that the Zakat House can be more focused. The method used is a qualitative method using SWOT and QSPM analysis. The number of respondents who filled out the questionnaire were 5 respondents each for SWOT and 5 respondents for QSPM. Based on the results of the SWOT analysis, the strategy quadrant obtained after processing it in the IFE and EFE matrices is in Quadrant I. This states that the strategy used is a progressive strategy. This strategy means that the company has strengths and opportunities. Furthermore, the QSPM analysis showed that the main priority strategy that must be implemented is encouraging and adopting the use of information technology to create efficient and effective Zakat governance.
EDUKASI, KEBERSIHAN LINGKUNGAN, MODERASI BERAGAMA, PENCEGAHAN STUNTING, DAN MENGAJAR DI DESA JATI SARI, KECAMATAN PADANG TUALANG Wani, Anis Syafa; Rahman, Aulia; Juro, Az-Zahra; Zein, Gilang Hardian; Maulana, Gilang Saka; Syahputra, Muhammad Ibnu; Ahnaf, Muhammad Naufal; Rahma, Tri Inda Fadhila
Community Development Journal : Jurnal Pengabdian Masyarakat Vol. 5 No. 5 (2024): Vol. 5 No. 5 Tahun 2024
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/cdj.v5i5.35700

Abstract

Kuliah Kerja Nyata (KKN) di Desa Jati Sari, Kecamatan Padang Tualang, dilaksanakan sebagai bagian dari upaya pengabdian kepada masyarakat oleh mahasiswa. Program ini mencakup lima fokus utama, yaitu edukasi, kebersihan lingkungan, moderasi beragama, pencegahan stunting, dan kegiatan mengajar. Metode yang digunakan dalam penelitian ini adalah observasi dan partisipasi aktif dari mahasiswa dalam kegiatan sosial masyarakat. Hasil kegiatan menunjukkan adanya peningkatan kesadaran masyarakat terhadap pentingnya kebersihan lingkungan, serta peningkatan toleransi antarumat beragama melalui moderasi beragama. Kegiatan pencegahan stunting yang dilakukan melalui penyuluhan gizi dan kesehatan juga berdampak signifikan dalam menurunkan risiko stunting pada anak-anak di desa tersebut. Selain itu, kegiatan edukasi dan mengajar turut memberikan motivasi kepada anak-anak untuk lebih aktif belajar. KKN ini berhasil membangun hubungan sinergis antara dunia akademik dan masyarakat dalam meningkatkan kualitas hidup di Desa Jati Sari.
ANALISIS MEKANISME PROSEDUR KLAIM JASA RAHARJA PERWAKILAN MEDAN Lubis, Dinda Fahira; Rahma, Tri Inda Fadhila
Jurnal Review Pendidikan dan Pengajaran Vol. 8 No. 1 (2025): Volume 8 No. 1 Tahun 2025
Publisher : LPPM Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jrpp.v8i1.41130

Abstract

Penelitian ini bertujuan untuk menganalisis proses klaim asuransi kecelakaan pada Jasa Raharja perwakilan Medan, dengan fokus pada kebutuhan pemangku kepentingan dan solusi yang dapat diimplementasikan untuk meningkatkan efisiensi dan efektivitas pelayanan. Metodologi yang digunakan meliputi studi literatur, dan menganalisis dari berbagai sumber ilmiah yang relevan. Hasil penelitian menunjukkan bahwa terdapat berbagai kendala dalam proses klaim, termasuk kurangnya pemahaman masyarakat tentang prosedur klaim, lambatnya respons dari pihak Jasa Raharja, dan kendala administrasi yang mempengaruhi kecepatan penyelesaian klaim. Selain itu, analisis juga mengidentifikasi kebutuhan penting seperti edukasi kepada masyarakat, peningkatan sistem informasi, serta penguatan kapasitas sumber daya manusia di Jasa Raharja. Berdasarkan temuan tersebut, solusi yang diusulkan meliputi program sosialisasi, digitalisasi proses klaim, serta peningkatan kolaborasi dengan pihak terkait. Penelitian ini diharapkan dapat memberikan kontribusi bagi pengembangan kebijakan dan praktik terbaik dalam pengelolaan klaim asuransi kecelakaan di Indonesia, serta memberikan rekomendasi yang dapat meningkatkan kepuasan dan perlindungan bagi masyarakat.
Pengaruh Brand Trust dan Brand Image terhadap Loyalitas Nasabah dalam Menggunakan Asuransi Jiwa pada Ajb Bumiputera 1912 Medan Hayani, Nur Syamsidah; Rahma, Tri Inda Fadhila; Nasution, Juliana
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 3 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i3.634

Abstract

The high growth of service companies in Indonesia encourages companies to attract the hearts of their customers in order to become loyal customers of the company's products, one of the service companies that continues to grow in Indonesia is a service company in the insurance sector. Where life insurance is now seen as important and necessary in everyday life. One alternative approach that is widely used by companies is to create brand trust and the company's brand image to gain customer loyalty. This study aims to determine the effect of brand trust and brand image partially or simultaneously on customer loyalty in using life insurance at Ajb Bumiputera 1912 Medan. The method used in this study uses a quantitative method by taking 89 respondents from selected customers as research samples through probability sampling technique with calculations using the slovin formula. The questionnaire uses hypothesis testing with SPSS version 25 software and uses linear data using multiple linear regression analysis methods. The results of this study simultaneously from the variable brand trust (X1) and brand image (X2) have a positive and significant effect on customer loyalty. And partially the variables brand trust (X1) and brand image (X2) also have a positive and significant effect on customer loyalty in using life insurance. Keywords : Brand Trust, Brand Image, Customer Loyalty, Life Insurance.
Pengembangan Ekonomi Kreatif sebagai Strategi Inovasi dalam Produksi Sabun Cuci Piring di Desa Medan Krio Sinaga, Ade Nurul Kaidah; Aisyah, Siti; Rahma, Tri Inda Fadhila; Masridha, Masridha; Putri, Salsabila
Jurnal IPTEK Bagi Masyarakat Vol 5 No 2 (2025)
Publisher : Ali Institute of Research and Publication

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55537/j-ibm.v5i2.1310

Abstract

Ekonomi kreatif di pedesaan merupakan salah satu strategi penting untuk mendorong peningkatan kesejahteraan masyarakat sekaligus menumbuhkan kemandirian usaha lokal. Desa Medan Krio, Kecamatan Sunggal, Kabupaten Deli Serdang, memiliki sumber daya yang potensial namun belum terlalu optimal, khususnya pada produk rumah tangga. Program pengabdian masyarakat ini dirancang untuk meningkatkan keterampilan warga melalui pelatihan pembuatan sabun cuci piring yang dikombinasikan dengan strategi pemasaran digital. Kegiatan diikuti oleh 20 orang peserta (n = 20) yang berasal dari ibu rumah tangga, pemuda, dan pelaku UMKM skala kecil. Pada awalnya, warga belum memahami proses produksi maupun teknik pemasaran digital. Setelah diberikan penyuluhan, demonstrasi, serta praktik langsung, peserta dievaluasi melalui simulasi pembuatan sabun. Hasilnya menunjukkan peningkatan signifikan: seluruh peserta yang terbagi dalam 5 kelompok (masing-masing 4 orang) mampu memproduksi sabun cuci piring dengan baik (100% berhasil). Selain itu, sekitar 80% peserta memahami tahapan produksi, pembuatan label dengan Canva, serta promosi melalui Instagram. Hambatan utama yang ditemui adalah keterbatasan modal (dialami 55% peserta), peralatan produksi yang sederhana, serta keterbatasan sebagian warga lansia dalam menggunakan Canva. Kesimpulannya, kegiatan ini berhasil meningkatkan keterampilan teknis, memperkenalkan digitalisasi sederhana, dan membuka peluang usaha rumah tangga yang berpotensi memperkuat wirausaha desa.
OPTIMIZING DIGITALIZATION AGRIBUSINESS MSMES: SOAR-QSPM, ISLAMIC ECONOMICS, HEXAHELIX AT RUMAH JAMUR SADAM Raihana Azzahra; Syahbudi, Muhammad; Rahma, Tri Inda Fadhila
Journal of Sharia Economics Vol. 7 No. 1 (2026): Islamic Economics
Publisher : Program Studi Magister Ekonomi Syariah UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jose.v7i1.9758

Abstract

This study aims to formulate and determine the priority strategies for optimizing the digitalization of micro-scale agribusiness MSMEs based on Islamic economic values through the hexahelix approach. This study uses a qualitative approach with a case study design, which focuses on an in-depth understanding of the conditions, potential, and challenges of digitalization of the Saddam Medan Mushroom House MSME. Data collection was conducted through in-depth interviews, observations, and questionnaires with key actors in the hexahelix approach. Strategy analysis was performed using the SOAR approach, which was then systematically prioritized through the Quantitative Strategic Planning Matrix (QSPM) as a strategic decision-making tool based on expert assessment. The results of the study show the dominance of the Opportunity and Aspiration dimensions, so that the digitalization development strategy is directed at strengthening Opportunity-Aspiration (OA). The priority strategy focuses on increasing the competitiveness of MSMEs through expanding market reach and strengthening sustainable digital marketing networks in line with Islamic economic principles.
Co-Authors adelika, adelika Ahnaf, Muhammad Naufal Alisa, Intan Andri Soemitra Anggraini, Adisty Aprillia, Nur Aqwa Naser Daulay Arnida Wahyuni Lubis atika Atika Atika Aulia Rahman Ayu Wulandari Ayunda, Antin Baehaqi Barus, Rasmita Tiara Br Bayani, Luthfiah Nur Cahaya, Nilam Damanik, Muhammad Rifki Dharma, Budi Fadila, Shintiya Hafiza, Dara Hana Salsabila Lubis Harahap, Minta Ade Doliana Harahap, Muhammad Ikhsan Harahap, Muhammad Risalah Harahap, Rahmat Daim Hayani, Nur Syamsidah Imnur, Raudhatul Hasanah Imsar, Imsar Indradewa, Rhian Jannah, Nurul Juliana Nasution Juro, Az-Zahra Lubis, Dinda Fahira M Marliyah Maha, Nurita Manik, M. Bay Hakqi Marissa, Sasa Marliyah, Marliyah Masridha, Masridha Maulana, Gilang Saka Muhaisin, Ahmad muhammad Syahbudi, muhammad Mustapa  Khamal  Rokan Musyafa, Muhammad Helma Nasution, Annio Indah Lestari Nasution, Doly Anwar Nasution, Hafizah Mahira nasution, indah sari Nasution, Irsan Al Fadhil Nasution, Juliana Nur Fadhilah Ahmad Hasibuan Nursantri Yanti Nurul Inayah Nurul Jannah Oktaviani, Tesya Panjaitan, Latifah Hanum Br Pohan, Novita Sari Putri, Indry_Anggraini Putri, Salsabila Qarni, Waizul Raden Mohamad Herdian Bhakti Rahmadini, Selfi Okta Rahmah, Azizah Rahmani, Nur Ahmadi Bi Rahmatillah, Riska Rahmi Syahriza, Rahmi Raihana Azzahra Ramadiansyah, Ridho Romadhon , Fauzi Ahmad Saparuddin Siregar Sarah, Fitria Sari, Meyana Sinaga, Ade Nurul Kaidah Siregar, Ahmad Rajin Siregar, Sonia Afna Siti Aisyah Sugianto Suwarni Suwarni Syafrizal, Muhammad Syahputra, Muhammad Ibnu Syahputri, Dea Aulia Syahputri, Kharisma Syamsiar, Syamsiar Tambunan, Khairina Tuti Anggraini Virdinia, Thasya Wani, Anis Syafa Zein, Gilang Hardian