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All Journal I-Finance Journal DERIVATIF Jurnal Ilmiah Ekonomi Islam Liquidity: Jurnal Riset Akuntansi dan Manajemen Al-Mashrafiyah : Jurnal Ekonomi, Keuangan, dan Perbankan Syariah Owner : Riset dan Jurnal Akuntansi EQIEN - JURNAL EKONOMI DAN BISNIS Profit : Jurnal Kajian Ekonomi dan Perbankan Syariah Dinasti International Journal of Management Science Ecobisma (Jurnal Ekonomi, Bisnis dan Manajemen) Dinasti International Journal of Education Management and Social Science Jurnal Ilmiah Edunomika (JIE) Al-Kharaj: Journal of Islamic Economic and Business Management Studies and Entrepreneurship Journal (MSEJ) Jurnal Ilmiah Manajemen Kesatuan Dinasti International Journal of Digital Business Management Community Development Journal: Jurnal Pengabdian Masyarakat Jurnal Ilmu Manajemen Terapan (JIMT) Jurnal Akuntansi, Manajemen dan Ilmu Ekonomi (JASMIEN) Jurnal Disrupsi Bisnis Journal of Innovation in Management, Accounting and Business Jurnal Ilmiah MEA (Manajemen, Ekonomi, dan Akuntansi) Indonesian Journal of Islamic Economics and Finance Jurnal Manajemen, Akuntansi, Ekonomi Journal of Artificial Intelligence and Digital Business PERMANA : Jurnal Perpajakan, Manajemen, dan Akuntansi Journal of Economic Education and Entrepreneurship Studies Paradoks : Jurnal Ilmu Ekonomi Jurnal Riset Manajemen West Science Interdisciplinary Studies Research Horizon West Science Interdisciplinary Studies Jurnal Ilmiah Manajemen Ekonomi Dan Akuntansi (JIMEA) Majapahit Journal of Islamic Finance dan Management Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Majapahit Journal of Islamic Finance dan Management Management Studies and Business Journal Jurnal Ekonomi Manajemen Dan Bisnis (JEMB) Siber Journal of Advanced Multidisciplinary Journal of Ekonomics, Finance, and Management Studies Jurnal Riset Multidisiplin Edukasi Greenation International Journal of Tourism and Management Greenation International Journal of Economics and Accounting Jurnal Ekonomi, Manajemen, Akuntansi BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Jurnal Akuntansi, Ekonomi dan Manajemen Bisnis Journal of Economic Education and Entrepreneurship Studies INTERNATIONAL JOURNAL OF SOCIETY REVIEWS (INJOSER)
Siska Yuli Anita
Universitas Islam Raden Intan Lampung
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Materials Science & Nanotechnology Public Health Social Sciences Other

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PENGARUH PDRB PER KAPITA, TINGKAT PENGANGGURAN TERBUKA, DAN INDEKS PEMBANGUNAN MANUSIA TERHADAP KETIMPANGAN PENDAPATAN DAERAH DALAM PERSPEKTIF EKONOMI ISLAM PERIODE 2018-2024 Mei Popy Gayatri; Siska Yuli Anita; Rahmat Fajar Ramdani
Jurnal Ilmiah Manajemen, Ekonomi, & Akuntansi (MEA) Vol 10 No 1 (2026): Edisi Januari - April 2026
Publisher : LPPM STIE Muhammadiah Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31955/mea.v10i1.7230

Abstract

Ketimpangan pendapatan merupakan salah satu permasalahan pembangunan ekonomi yang masih dihadapi Indonesia, termasuk di Pulau Sumatera yang memiliki perbedaan karakteristik ekonomi dan kualitas sumber daya manusia antarprovinsi. Kondisi ini mendorong perlunya kajian empiris terkait faktor-faktor yang memengaruhi ketimpangan pendapatan daerah. Penelitian ini bertujuan menganalisis pengaruh PDRB per kapita, tingkat pengangguran terbuka, dan Indeks Pembangunan Manusia terhadap ketimpangan pendapatan daerah di provinsi Sumatera tahun 2018-2024 dalam perspektif ekonomi Islam. Penelitian menggunakan data sekunder tahunan dari publikasi resmi Badan Pusat Statistik (BPS) dan dianalisis regresi dengan data panel menggunakan Random Effect Model. Secara parsial, hasil penelitian menunjukkan bahwa PDRB per kapita berpengaruh positif dan tidak signifikan, tingkat pengangguran terbuka berpengaruh negatif dan tidak signifikan, sementara Indeks Pembangunan Manusia berpengaruh negatif dan signifikan terhadap ketimpangan pendapatan daerah. Secara simultan, ketiga variabel berpengaruh signifikan, yang menunjukkan pentingnya pengelolaan ekonomi dan peningkatan kualitas sumber daya manusia sesusai dengan prinsip ekonomi Islam.
PENGARUH PERSAINGAN EKONOMI POLITIK, BELANJA DAERAH DAN LAJU PERTUMBUHAN PENDUDUK TERHADAP TINGKAT KEMISKINAN DI INDONESIA DALAM PERSPEKTIF EKONOMI ISLAM Fatimah Shobiyatun Rosayanti; Siska Yuli Anita; Rahmat Fajar Ramdani
Jurnal Ilmiah Manajemen, Ekonomi, & Akuntansi (MEA) Vol 10 No 1 (2026): Edisi Januari - April 2026
Publisher : LPPM STIE Muhammadiah Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31955/mea.v10i1.7232

Abstract

Isu kemiskinan yang tinggi dan tidak merata di 34 provinsi Indonesia menjadi fenomena sentral dalam penelitian ini, mengingat kemiskinan merupakan masalah multidimensi yang secara fundamental menghambat pemenuhan kebutuhan dasar masyarakat. Penelitian ini bertujuan untuk menganalisis pengaruh Persaingan Ekonomi Politik, Belanja Daerah, dan Laju Pertumbuhan Penduduk, terhadap Tingkat Kemiskinan di Indonesia dalam Perspektif Ekonomi Islam. Jenis penelitian ini menggunakan pendekatan kuantitatif dengan metode analisis data panel model Fixed Effect Model (FEM), dengan menggunakan perangkat lunak eviews 13. Hasil penelitian secara simultan menunjukkan bahwa variabel persaingan ekonomi politik, belanja daerah dan laju pertumbuhan penduduk secara bersama-sama mempengaruhi tingkat kemiskinan di Indonesia. Sedangkan secara parsial variabel persaingan ekonomi politik berpengaruh negatif dan signifikan, sementara belanja daerah berpengaruh negatif namun tidak signifikan dan laju pertumbuhan penduduk berpengaruh positif tidak signifikan terhadap tingkat kemiskinan di Indonesia. Penelitian ini menunjukkan pentingnya persaingan ekonomi politik yang sehat dan transparan untuk meningkatkan kualitas Belanja Daerah yang fokus pada pemberdayaan demi mencapai tujuan maqasid syariah.
THE INFLUENCE OF REFERENCE GROUPS, TRUST, AND TRADITION ON CUSTOMERS’ DECISION TO USE ISLAMIC GOLD PAWN SERVICE WITH EDUCATION AS A MODERATING VARIABLE Niken Purnama Santi; Ahmad Habibi; Siska Yuli Anita
JURNAL PROFIT Vol 9, No 2 (2025): Economic And Financial Institutions
Publisher : Nurul Jadid University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33650/profit.v9i2.13079

Abstract

This study aims to analyze the influence of reference groups, trust, and tradition on customers’ decisions to use Islamic gold pawn services, with education as a moderating variable. The research was motivated by the growing public interest in Islamic gold pawn products at Bank Syariah Indonesia (BSI) Tulang Bawang Barat Branch, which is influenced not only by economic factors but also by social, cultural, and educational aspects. The study employed a quantitative associative approach with 59 respondents selected through purposive sampling. Data were collected using an online questionnaire (Google Form) and analyzed with SPSS version 25, including validity and reliability tests, multiple linear regression, and Moderated Regression Analysis (MRA) to examine the role of education as a moderating variable. The findings reveal that reference groups, trust, and tradition have a positive and significant effect on customer decisions, both partially and simultaneously. Among these variables, tradition has the most dominant influence on decision-making. The coefficient of determination (R²) value of 0.812 indicates that 81.2% of the variation in customer decisions is explained by these three variables, while the remaining 18.8% is affected by other factors not examined in this study. The results emphasize that social and cultural factors play a crucial role in shaping customers’ behavior toward Islamic financial products. Therefore, Islamic financial institutions are encouraged to strengthen marketing strategies based on trust, tradition, and financial education to enhance public participation in Islamic pawn services.
THE EFFECT OF WORK ENVIRONMENT, LEADERSHIP STYLE, AND WORKLOAD ON TURNOVER INTENTION FROM THE PERSPECTIVE OF ISLAMIC BUSINESS ETHICS Yunita Dewi; Siska Yuli Anita; Ghina Ulfa Saefurrohman
ECOBISMA (JURNAL EKONOMI, BISNIS DAN MANAJEMEN) Vol 13, No 1 (2026): ECOBISMA
Publisher : Published by the Faculty of Economics and Business, University of Labuhanbatu, North Sumat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36987/ecobi.v13i1.8462

Abstract

PURPOSE – Study this analyze influence environment work, style leadership, and burden Work to Turnover intention at PT. JNE in Bandar Lampung. Background This appear Because increased turnover intention due to environment lack of work conducive and burdensome high work, even though some units have apply style good leadership. Research this also aims give understanding about management source Power man in perspective ethics business Islam.METHODOLOGY - Study this use approach quantitative descriptive with sample of 80 selected employees use formula Slovin. Data collected through questionnaire and analysis using SmartPLS through Validity test Reliability as well as testing hypothesis.FINDING – Research result show that environment work influential positive and significant to turnover intention It means the more bad environment Work will the more tall turnover intention. Leadership style influential negative and significant to turnover intention, meaning the more Good style leadership so will the more low turnover intention. Workload influential positive and significant to turnover intention, meaning the more big burden Work so will the more high turnover intention.
Determinasi Produktivitas Aircrew: Study Library Research Esti Liana; Primadi Candra Susanto; Siska Yuli Anita; Indra Nuryanneti
JURNAL RISET MANAJEMEN (JURMA) Vol 4 No 2 (2026): June: JURNAL RISET MANAJEMEN (JURMA)
Publisher : Institut Teknologi dan Bisnis (ITB) Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54066/jurma.v4i2.4115

Abstract

Flight crew productivity is a strategic factor in maintaining flight safety, operational efficiency, and airline competitiveness in the high-reliability aviation industry. This study aims to analyze and synthesize factors influencing flight crew productivity through a conceptual approach based on literature review. The research method used is library research with a systematic literature review technique. The type of data used is secondary data in the form of scientific articles, proceedings, and relevant previous research reports. Data sources were obtained from scientific databases such as Scopus, EBSCO, Copernicus, and SINTA. The results of the study indicate that adequate individual capabilities, a high level of work engagement, a measurable KPI system, and a fair and competitive remuneration scheme have a positive relationship with increasing aircrew productivity. Managerial implications emphasize the importance of designing integrated human resource policies, particularly in competency development, a safety- and efficiency-based performance appraisal system, and compensation management oriented towards sustainable performance.
Pengaruh Pengungkapan Emisi Karbon dan Financial Sustainability Terhadap Nilai Perusahaan Dengan Media Exposure Sebagai Variabel Moderasi Antika Intan Paradilla; Any Eliza; Siska Yuli Anita
Liquidity Vol. 14 No. 2 (2025): Liquidity
Publisher : Institut Teknologi dan Bisnis Ahmad Dahlan Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32546/lq.v14i2.3165

Abstract

Penelitian ini dilakukan untuk menganalisis pengaruh pengungkapan emisi karbon dan keberlanjutan keuangan terhadap nilai perusahaan dengan paparan media sebagai variabel moderasi (studi pada perusahaan yang terdaftar di indeks Sri Kehati tahun 2020-2023). Penelitian ini menggunakan metode penelitian kuantitatif dan menggunakan data sekunder yang diperoleh dari laporan keberlanjutan dan laporan tahunan. Populasi dalam penelitian ini adalah 25 perusahaan yang terdaftar di indeks Sri Kehati tahun 2020-2023. Teknik pengambilan sampel yang digunakan adalah purposive sampling dan diperoleh sampel sebanyak 18 perusahaan. Teknik analisis data yang digunakan adalah dengan menggunakan uji analisis regresi termoderasi, uji analisis statistik deskriptif, uji asumsi klasik dan uji hipotesis. Hasil penelitian menunjukkan bahwa pengungkapan emisi karbon berpengaruh negatif signifikan terhadap nilai perusahaan, keberlanjutan keuangan berpengaruh negatif signifikan terhadap nilai perusahaan, paparan media memoderasi pengaruh negatif antara pengungkapan emisi karbon terhadap nilai perusahaan, paparan media memoderasi pengaruh positif antara keberlanjutan keuangan terhadap nilai perusahaan.
Pengaruh Kemampuan, Minat, Motivasi Kerja, Umpan Balik Terhadap Kinerja Karyawan Dengan Religiusitas Sebagai Variabel Moderasi Bella Safira; Ahmad Habibi; Siska Yuli Anita
EKOMA : Jurnal Ekonomi, Manajemen, Akuntansi Vol. 4 No. 2: Januari 2025
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/ekoma.v4i2.6970

Abstract

Based on the results of a preliminary survey at BSI KCP Tanggamus, the information above shows that there are still many employees who are not satisfied with the feedback they receive. This early information needs to be interpreted by the division responsible for managing human resources so that employee performance can be optimal and can work optimally. This research aims to identify the influence of expertise, attention, work motivation, and feedback on the performance of Bank BSI KCP Tanggamus employees. This research uses a quantitative methodology and information collection is attempted by survey using a questionnaire. The population in this study were Bank BSI KCP Tanggamus employees. The illustration of this research was 15 people using SPSS type 20. The results of the research show that the performance of Bank BSI KCP Tanggamus employees is influenced by talent, attention, work motivation, and feedback, with aspects of religious moderation.
The Effect of Perceived Quality and Perceived Value on Repurchase Intention in Consumers of Chicken Salto Products with Customer Satisfaction as a Mediation Variable in an Islamic Business Perspective (Study on Consumers of Salto Chicken Bandar Lampung) Jihan Agustin; Siska Yuli Anita; Sania Nuraziza
Majapahit Journal of Islamic Finance and Management Vol. 5 No. 4 (2025): Islamic Finance and Management
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/mjifm.v5i4.631

Abstract

This study aims to examine how Perceived Quality and Perceived Value relate to Repurchase Intention, mediated by Customer Satisfaction, among consumers of chicken salto products. This study uses an exploratory method with a quantitative approach, with a sample size of 96 respondents and data analysis using Structural Equation Modelling (SEM) and Partial Least Square (PLS) analysis techniques. The findings of this study indicate a positive and significant effect on the relationship between Perceived Value and Repurchase Intention, Perceived Quality and Customer Satisfaction, Perceived Value and Customer Satisfaction, Customer Satisfaction and Repurchase Intention, Customer Satisfaction mediating the effect of Perceived Quality on Repurchase Intention, and Customer Satisfaction mediating the effect of Perceived Value on Repurchase Intention. Additionally, there are results that do not affect the relationship between Perceived Quality and Repurchase Intention.
The Effect of Enterprise Risk Management Based on Iso 31000 Company Performance According to An Islamic Business Perspective (Study on Pt Pln Nusantara Power up Tarahan) Dewi Ayu Rahmawati; Siska Yuli Anita; Oza Restianita
Al-Kharaj: Journal of Islamic Economic and Business Vol. 7 No. 4 (2025): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v7i4.8396

Abstract

The electricity sector faces significant challenges related to operational risks, efficiency, and energy supply reliability. This situation demands an integrated and sustainable risk management system. PT PLN Nusantara Power UP Tarahan, as one of the power generation units in Sumatra, has a high urgency to strengthen its risk governance system through the implementation of Enterprise Risk Management (ERM) based on ISO 31000. In addition, the application of Islamic Business Values such as trustworthiness (amanah), honesty (shiddiq), and justice (‘adl) is expected to enhance integrity and ethical culture within the organization. This study aims to analyze the effect of Enterprise Risk Management (ERM) based on ISO 31000 on Corporate Performance, as well as to examine its implementation from an Islamic Business Perspective at PT PLN Nusantara Power UP Tarahan. The research employed a quantitative explanatory approach involving 31 respondents selected through purposive sampling, supported by interviews with the Quality, Risk, and Compliance Management Department. The data were analyzed using Partial Least Squares Structural Equation Modeling (PLS-SEM) with SmartPLS 4.0 software. The results indicate that all constructs were valid and reliable, with outer loading values > 0.70, Cronbach’s Alpha ranging from 0.781 to 0.951, Composite Reliability from 0.872 to 0.962, and Average Variance Extracted (AVE) from 0.620 to 0.836. Empirically, Enterprise Risk Management has a positive and significant effect on Corporate Performance (T-statistics > 1.96; P-value < 0.05). ISO 31000 has a positive and significant impact on ERM, but it does not have a direct effect on Corporate Performance. In contrast, the Islamic Business Perspective has a positive but insignificant effect on Corporate Performance
The Effect of Financial Literacy and Religiosity on Investment Decisions in the Stock Market Siska Yuli Anita; Fadzila Azni Ahmad
Jurnal Ilmiah Manajemen Kesatuan Vol. 14 No. 1 (2026): JIMKES Edisi January 2026
Publisher : LPPM Institut Bisnis dan Informatika Kesatuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37641/jimkes.v14i1.4871

Abstract

Financial literacy is vital for the millennial generation of investors to manage personal finances effectively and secure long-term economic stability. This study investigates the effect of financial literacy and religiosity on the investment decision in the stock market of the millennial generation in Bandar Lampung City. Using a quantitative descriptive approach, 96 millennial generation investors were selected through purposive sampling, and data were collected via questionnaires. SmartPLS 4 was employed to test validity, reliability, and hypotheses. Results indicate that both financial literacy and religiosity significantly influence investment decisions on the stock market. Financial literacy contributes 65.2% (p = 0.002 < 0.05), while religiosity shows a stronger effect of 63.9% (p = 0.001 < 0.05). Together, the two variables explain 65.2% of the variance in stock market investment decisions among the millennial generation, indicating a strong explanatory power of the research model. These findings suggest that while financial literacy enhances investors’ technical ability to evaluate and manage investments, religiosity plays a crucial role in shaping ethical considerations, risk awareness, and long-term investment orientation. The study highlights the importance of integrating financial literacy and religiosity for more rational, ethical, and sustainable investment behavior among millennial investors, particularly in Indonesian stock markets.
Co-Authors Abdul Rosid Adhan, Ahmad Adi Riyanto Agus Kurniawan Agus Suhendra Ahmad Faisal Ahmad Habibi Ahmad Habibi Alfiana Amelia Agus Santi Antika Intan Paradilla Any Eliza Aprilia Rizki Azizah, Ana Chosiatul Bambang Sugeng Dwiyanto Bekti Utomo Bela, Riskiana Bella Safira Bella Safira Burhanuddin Burhanuddin Burhanuddin Burhanuddin CNAWP, Rizal Perlambang Dedi Satriawan Dewi Ayu Rahmawati Diah Mukminatul Hasimi Dinda Fali Rifan Eka Megawati Eko Widodo, Rintis Enny Haryanti Erike Anggraeni Esti Liana Esti Liana Evi Martaseli Fadzila Azni Ahmad Fatimah Shobiyatun Rosayanti Febrian, Wenny Desty Femei Purnamasari Fitriana, Wahyu Gani, Intan Maesti Ghina Ulfa Saefurrohman Halek Mu'min Helmi Adam Helmi Adam Hugo Prasetyo Winotoatmojo Icha Charunisa Indah Permata Dewi Indra Nuryanneti Irsyad Kamal Irsyad Kamal Irzan Soepriyadi Irzan Soepriyadi Jacomina Vonny Litamahuputty Jihan Agustin Johnny Chandra Judijanto, Loso Kamsariaty Kamsariaty Kardinah Indrianna Meutia Lily Yuntina Linzani, Arniz Liya Ermawati Loso Judijanto Lusiana, Mia Madnasir Madnasir Mayang Kusuma Mega Fatimah Rosana Mei Popy Gayatri Melinda, Gesti Alya Moch Arif Hernawan Mochammad Subagio Mu'min, Halek Nadia Damayanti Nadila Triaa Niken Purnama Santi Nuraeni Nuraeni Nuraeni Nuraeni Nurchayati Nurchayati Nurchayati Nurchayati Nurhayati, Enok Nurlaili Nurlaili Nurul Azizah Aulia Oktavia, Vicky Oza Restianita Peppy Fachrial Primadi Candra Susanto Putra, Adam Verdiansyah Putri Novita Sari R. Dea Laura Oksanda Rahmat Fajar Ramdani Rahmawaty, Soffiyah Putri Rahmi Setiawati Rendi Aditya Putra Restianita, Oza Rintis Eko Widodo Rita Mulyanti Rosydalina Putri Sania Nuraziza Sania Nuraziza Sari, Duha Latifah setiawati, rahmi Sipakoly, Selly Siti Mujianah Siti Nurhayati Sugiarti Sugiarti Suhendra, Agus Sundari, Pipit Supaijo Suryaningsih, Lilik Taufiqur Rahman Tri Novita Sari Ulfa, Ulfa Nur Halimah Utomo, Bekti Yulistia Devi Yulistia Devi Yulistiana Devi Yulistia Devi Yunita Dewi Yuntina, Lily