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All Journal Jurnal Manajemen Terapan dan Keuangan Jurnal Pamator : Jurnal Ilmiah Universitas Trunojoyo Madura IJIBE (International Journal of Islamic Business Ethics) Dinar: Jurnal Ekonomi dan Keuangan Islam Jurnal Ilmiah Ekonomi Islam Jurnal Ekonomi Islam Ganaya: Jurnal Ilmu Sosial dan Humaniora Edukasi Islami: Jurnal Pendidikan Islam Scientific Journal of Reflection : Economic, Accounting, Management and Business SENTRALISASI SEIKO : Journal of Management & Business Martabe : Jurnal Pengabdian Kepada Masyarakat Fair Value: Jurnal Ilmiah Akuntansi dan Keuangan JURNAL PENDIDIKAN TAMBUSAI AT-TURAS: Jurnal Studi Keislaman Istinbath: Jurnal Hukum dan Ekonomi Islam Journal of Humanities and Social Studies GEMA EKONOMI Jurnal Maksipreneur: Manajemen, Koperasi, dan Entrepreneurship Almana : Jurnal Manajemen dan Bisnis JASa (Jurnal Akuntansi, Audit dan Sistem Informasi Akuntansi) EKUITAS (Jurnal Ekonomi dan Keuangan) Widya Balina :Jurnal Ilmu Pendidikan dan Ekonomi JURNAL EKONOMI SAKTI (JES) FINANSIA : Jurnal Akuntansi dan Perbankan Syariah Jurnal Ekonomi Manajemen International Journal of Financial, Accounting, and Management Jurnal Ilmiah Edunomika (JIE) Tasharruf: Journal Economics and Business of Islam Jurnal Sains dan Teknologi Amalee: Indonesian Journal of Community Research & Engagement JURNAL AKUNTANSI KEUANGAN DAN MANAJEMEN Jurnal Pendidikan dan Kewirausahaan Hikmah JEKPEND Jurnal Ekonomi dan Pendidikan Al-Manhaj: Jurnal Hukum dan Pranata Sosial Islam JOURNAL OF BUSINESS AND ECONOMICS RESEARCH (JBE) GEMA : Jurnal Gentiaras Manajemen dan Akuntansi Jurnal Pengabdian kepada Masyarakat Nusantara Ekonomi Bisnis Manajemen dan Akuntansi (EBMA) Quantitative Economics and Management Studies Journal La Sociale Al-Fikru: Jurnal Ilmiah JURNAL MANAJEMEN AKUNTANSI (JUMSI) Indonesian Journal of Innovation Studies Journal of Student Development Informatics Management (JoSDIM) Islamiconomic: Jurnal Ekonomi Islam Bursa : Jurnal Ekonomi dan Bisnis Abdimas Indonesian Journal Journal of Islamic Economics Lariba Journal of Public Representative and Society Provision Journal of Economics and Social Sciences Journal of Social Commerce Eduvest - Journal of Universal Studies Moneter : Jurnal Keuangan dan Perbankan Jurnal Ekonomi Islam Amkop Management Accounting Review (AMAR) Jurnal Ilmu Manajemen Dan Kewirausahaan (JIMK) e-Jurnal Apresiasi Ekonomi IIJSE Jurnal Penelitian Pendidikan Indonesia INOVASI: Jurnal Ekonomi, Keuangan, dan Manajemen Proceedings of International Conference on Islamic Economic Finance and Social Finance JIMEKA
Imsar, Imsar
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Pengaruh Perbedaan Gender dan Inklusi Keuangan Terhadap Kapabilitas Pemasaran Asuransi Syariah Pada Organisasi NU Padangsidempuan Situmeang, Saidah Hayati; Imsar, Imsar; Syarbaini, Ahmad Muhaisin B.
Ganaya : Jurnal Ilmu Sosial dan Humaniora Vol 7 No 2 (2024)
Publisher : Jayapangus Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37329/ganaya.v7i2.3618

Abstract

This research aims to find out how the influence of gender differences and financial inclusion on sharia insurance marketing capabilities in the NU organization Padangsidempuan. Bannier & Schwarz research, which says that The role of gender differences can have implications for financial literacy and inclusion finance. The type of research used is quantitative research with methods multiple linear regression. The data analysis technique used in this research is purposive sampling technique with hypothesis testing used includes the T test, F test, and coefficient of determination. The sample in this research is the large organization NU in the last 5 years (2018-2022). The results of this research show that gender differences have no effect on insurance marketing capabilities sharia. Meanwhile, the financial inclusion variable has a significant effect on sharia insurance marketing capabilities. Simultaneously variable differences gender and financial inclusion have a significant effect on marketing capability sharia insurance. This research has an Adjusted R Square value of 0.748 or 74.8%. This shows that the dependent variable or marketing capability Sharia insurance can be explained by dependent variables or gender differences and financial inclusion with a score of 74.8. While the remaining 26.2% influenced by other variables. Money was not examined in this study.
Industri Halal Sebagai Solusi Peningkatan Pertumbuhan Ekonomi Di Nusa Tenggara Barat Silalahi, Purnama Ramadani; Imsar, Imsar; Fattah, Abdul
Jurnal Ilmiah Ekonomi Islam Vol. 10 No. 2 (2024): JIEI : Vol.10, No.2, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i2.12709

Abstract

This research aims to analyze the halal industry as a solution to increase economic growth in West Nusa Tenggara. The research approach uses a qualitative approach with in-depth interview methods. The findings in this research are that economic growth in a province can be increased, one of which is through optimizing the halal industry. By optimizing sharia-based industry, it will become an attractive brand for investors, tourists and creative economy players to improve the economy in NTB. This labeling of the halal industry must of course be supported by binding and sustainable provincial government regulations. So the existence of a halal park industry roadmap designed by the provincial government really helps accelerate the halal industry so that economic growth in NTB can grow and be strong. The halal industry not only pays attention to halal tourism, halal food, halal cosmetics and medicines but also pays attention to the facilities and infrastructure of the sharia financial industry, where the growth of sharia industrial assets in NTB is currently still relatively slow. The role of the OJK as well as financial and non-bank institutions is very much needed so that this halal industry can develop well.
Analysis Of Digital Economic Interactions, Economic Openness, Islamic Human Development Index (I-HDI) And Investment On Indonesia's GDP Growth Imsar, Imsar; Nurhayati, Nurhayati; Harahap, Isnaini
Edukasi Islami: Jurnal Pendidikan Islam Vol. 12 No. 01 (2023): Edukasi Islami: Jurnal Pendidikan Islam
Publisher : Sekolah Tinggi Agama Islam Al Hidayah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30868/ei.v12i01.4265

Abstract

This study aims to determine the impact of the digital economy, economic openness, I-HDI and investment on Indonesia's GDP growth. Research data was collected in the form of a time series from the BPS and BI websites. The data is quarterly interpolated and analyzed using the VAR VECM method to find the impact of the digital economy, economic openness, I-HDI and investment in the short and long term periods. The findings show There is a causal relationship between IHDI and the digital economy, digital economy and GDP, GDP and IHDI, IHDI and GDP, GDP and investment, economic openness and GDP. 2) There is a positive and significant relationship between the digital economy, economic openness, IHDI and investment on the growth of Indonesia's Gross Domestic Product in the long term, while in the short term all variables have no significant effect on Indonesia's GDP growth. In the long term, a strong and dominant variable influencing GDP growth is investment. 3) The largest composition that contributes to the Gross Domestic Product (GDP) variable is the digital economy (32%) and IHDI (27.4%).
PENGARUH THIRD PARTY FINANCING, FINANCING TO DEPOSIT RATIO DAN NON PERFORMING FINANCING TERHADAP RETURN ON ASSET DENGAN ISLAMIC INCOME RATIO SEBAGAI VARIABEL MODERASI Husna, Nurul; Imsar, Imsar
FINANSIA : Jurnal Akuntansi dan Perbankan Syariah Vol 6 No 2 (2023): FINANSIA : Jurnal Akuntansi dan Perbankan Syariah
Publisher : Fakultas Ekonomi Dan Bisnis Islam IAIN Metro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/finansia.v6i2.7794

Abstract

Research to determine the effect of TPF, FDR, and NPF on ROA with IsIR as a moderating variable .This research uses a quantitative approach. The research population is the financial reports of Islamic banks registered with the financial services authority and the sample chosen is the financial statements of Islamic banks in 2015-2021. The data analysis technique used is multiple linear regression analysis. The results of this research show that directly the Adjusted R Square (R2) value is 0.311 or 31.1%. In the Ttest, there is no significant or partial influence between TPF ROA. There is a significant and partial influence of FDR and NPF on ROA. Then in the Ftest it was discovered that TPF, FDR, and NPF had a big impact on ROA. Then in the moderate regression test it was discovered that TPF did not have a moderate effect on ROA, and FDR and NPF had a moderate effect on ROA. Future researchers are expected to be able to develop research related to other islamic bank financial reports.
ANALYSIS OF PRIORITY BANKING OFFICER (PBO) MARKETING STRATEGY IN INCREASING THE NUMBER OF PRIORITY CUSTOMERS VIEWED FROM A MAQASHID SYARIAH PERSPECTIVE: BANK SUMUT KC SYARIAH PADANGSIDIMPUAN Rambe, Jelita Handayani; Imsar, Imsar; Anggraini, Tuti
istinbath Vol. 23 No. 1 (2024): June 2024
Publisher : Universitas Islam Negeri Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20414/ijhi.v23i1.752

Abstract

Maintaining the excellence of PT Bank Sumut KC Syariah Padangsidimpuan requires an effective marketing strategy to be implemented in order to realize a competitive advantage and achieve predetermined targets in the marketing process. Bank Sumut KC Syariah Padangsidimpuan certainly has goals and strategies with Sharia-based purposes (Maqashid Sharia) or is more than merely material. In this context, the target in question is Priority Customers. This writing analyzes the Priority Banking Officer's marketing strategy for increasing the number of priority customers at PT. Bank Sumut KC Syariah Padangsidimpuan is reviewed from a Maqashid Syariah perspective. The research method used is descriptive-qualitative. The data collection techniques in this research were observation, interviews, documentation, and literature. Moreover, researchers used descriptive analysis techniques. The result of this writing is that PT. Bank Sumut KC Syariah Padangsidimpuan, in implementing marketing strategies to increase the number of customers, applies the Marketing Mix 7P component. Marketing Mix is a tool for marketers consisting of various marketing program elements (product, price, promotion, place, people, process, and physical evidence) that must be considered to implement the determined marketing strategy. Bank Sumut KC Syariah Padangsidimpuan, in carrying out the marketing mix strategy, contains Maqashid Syariah principles containing sharia values ​​that are by sharia objectives (Maqashid Syariah). The marketing mix aspect (product, price, promotion, place, people, processes, and physical evidence) contains sharia values ​​by the 5 principles of maqashid sharia (sharia goals), namely protecting religion, soul, will, descendants, and property.
Economic Transactions In Islamic Financial Institutions: Analysis of Fiqh Rules, Opportunities, and Challenges in The Era Of Globalization Harahap, Alfi Andriansyah; Imsar, Imsar
Al-Fikru: Jurnal Ilmiah Vol. 17 No. 2 (2023): Desember (2023)
Publisher : STAI Serdang Lubuk Pakam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51672/alfikru.v17i2.270

Abstract

The presence of fiqh rules is a solution in responding to problems related to the determination of Islamic law in facing the realities of today. Especially, in the context of transactions in Islamic financial institutions, fiqh rules play an important role in determining the law in accordance with the teachings of the Qur'an, Hadith, and Ijma. The rules of fiqh are present with the main purpose of determining Islamic law in the face of new challenges that continue to develop along with the changing times, especially in the context of economic transactions or muamalah maliyah which continues to grow in Islamic financial institutions. The rules of fiqh are the result of ijtihad and are a generalization of various fiqh themes that have spread among the scholars of the madhhab. The presence of these rules is very important to provide a framework that makes it easy to determine contemporary laws, especially related to economic issues that often do not have nash sharîh (definite evidence) in the Qur'an or Hadith. Thus, the rules of fiqh become a much-needed instrument in providing understanding and resolution of legal issues that arise in the context of modern economics, especially in Islamic financial institutions
Design Curriculum of Islamic Economics Based on Independent Learning Independent Campus (MBKM) to Increase the Competitiveness of Graduates Imsar, Imsar; Daim Harahap Imsar, Rahmat; Jannah, Nurul; Ramadani Silalahi, Purnama; Mufti, Robi
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 2 (2023): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i2.3429

Abstract

The Independent Learning Independent Campus (MBKM) curriculum in the Islamic Economics Study Program has not been implemented optimally. Universities experience many obstacles in implementing the MBKM system, including those related to the conversion of grades and the assignment of grades to the selected subjects, the different curriculum models used, the limitations of teaching lecturers, and the materials to be taught. In this study, the authors use qualitative data types with Primary and Secondary Data Sources. The results of this study indicate that the MBKM implementation can be carried out for students in semester 5 by carrying out a student exchange program and for students in semesters 6 and 7 by carrying out an internship program outside the college. Based on the results of interviews with the Dean and Head of the Islamic economics/sharia economics study program at three well-known universities, namely UIN Syarif Hidayatullah, the Tazkia Institute, and Padjadjaran University, the researchers concluded that the MBKM Program opens opportunities for students to develop their skills, expand their networks and go directly into the world of work. Therefore, in the future, alumni can adapt young and be able to compete with graduates.
Marketing Strategy Analysis to Develop Business Using SWOT Analysis Method Aulia, Niki; Imsar, Imsar; Dharma, Budi
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 2 (2023): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i2.3779

Abstract

Rich Mango Thai is an MSME engaged in the culinary business by selling processed mango juice and other fruit. The location of this business is very close to other beverage businesses, so the owner must have the right marketing strategy in order to win the market. Since its establishment in May 2022, Rich Mango Thai has been selling products that are very popular with the public. However, based on the sales data obtained, sales from May 2022 to April 2023 tend to decline. This research aims to understand the marketing strategy used by Rich Mango Thai in developing a business. This type of research uses a qualitative descriptive methodology. Primary and secondary data are the types and sources used, and interviews and observations are used as data collection methodologies. A descriptive analysis of the data is used, and the idea of ​​the 4P Marketing Mix (Product, Price, Place, Promotion) is mentioned. The researchers also conduct a SWOT analysis in assessing alternative strategies that can be implemented. SWOT analysis is also useful for finding out the strengths, weaknesses, opportunities, and threats possessed by Rich Mango Thai. The researchers also describe an analysis of Sharia marketing based on 3 paradigms namely Sharia Marketing Strategy to win Mind Share, Sharia Marketing Tactic to win Market Share, and Sharia Marketing Value to win Heart Share. In the final analysis, Rich Mango Thai is in quadrant I and has the main alternative strategy, namely the SO strategy, besides that Rich Mango Thai fulfills the character and paradigm of Sharia marketing.
The Effect of Good Corporate Governance on Company Value with Financial Performance as a Moderation Variable (Case Study of Insurance Companies Listed on the Indonesia Stock Exchange) Meianti, Ardhia; Imsar, Imsar
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 3 (2023): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i3.3853

Abstract

In Indonesia, service companies, especially insurance companies, are among the growing companies because they have a fairly good growth rate. Insurance companies are financial institution companies that collect funds in the form of premiums from the public. Therefore, the company’s premium income must be utilized, one of which is by going public, namely by issuing securities offerings in the form of shares in the capital market. This study aims to determine the effect of Good Corporate Governance (GCG) proxied by the Board of Commissioners, Independent Commissioners, and the Audit Committee on Company Value with Financial Performance as a Moderating Variable (Case Study of Insurance Companies Listed on the Indonesia Stock Exchange for the 2018-2022 Period). The population of this study is insurance companies listed on the Indonesia Stock Exchange for the 2018-2022 period. This study uses secondary quantitative data methods and the terms of sample selection are 10 companies for 5 years with 50 samples. The method of data analysis in this study is purposive sampling and Moderate Regression Analysis (MRA) using SPSS 22.0. The results of this study indicate that Good Corporate Governance (GCG) before and after being moderated by financial performance simultaneously has a significant effect on firm value. This means that with an increase in the mechanism of Good Corporate Governance (GCG) and financial performance, investor confidence will emerge so that it can increase the value of the company.
Analysis of Fishermen’s Unwelfare Problems in the City of Tanjungbalai Based on the Maqashid Sharia Approach (Case Study of Fishermen in Tanjungbalai) Purdani, Iman; Imsar, Imsar; Daim Harahap, Rahmat
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 3 (2023): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i3.3890

Abstract

This study aims to analyze the factors that cause fishermen’s welfare in the city of Tanjung Balai, as well as provide solutions that can be implemented by the government and society in improving the welfare of fishermen based on the Maqashid Sharia approach. This research was conducted through a qualitative approach with data collection techniques through interviews and document studies. The results showed that the factors causing the welfare of fishermen in Tanjung Balai include the lack of government policy support in managing fishery resources, the low level of education and skills of fishermen, the problem of limited market access, and environmental conditions that are not conducive to the sustainability of fisheries. The Maqashid Sharia approach is used to analyze this problem by taking into account the objectives of Islamic Sharia. In the context of fishermen in Tanjung Balai, the Maqashid Sharia approach can provide holistic and sustainable solutions by taking into account the welfare of fishermen in the physical, social, economic, and spiritual aspects. This research shows that the welfare of fishermen in Tanjung Balai is a complex problem and requires a holistic and integrated solution. Therefore, efforts from the government and society are needed to improve the welfare of fishermen by taking into account the objectives of Maqashid Sharia. Implementation of this approach is expected to have a positive impact on the welfare of fishermen and society in general.
Co-Authors Abdul Fattah Aji, Mhd. Habrul Akbar Siregar, M. Ali Akbar, Alwi Alkautsar Malau, Ridho Ananda, Diva Andri Soemitra Annisa, Dwi Nur Aqwa Naser Daulay Asmuni Asmuni Atika Atika Aulia, Niki B Syarbaini, Ahmad Muhaisin Bahar, Tanzila Baihaqi, M. Eza Daim Harahap Imsar, Rahmat Daim Harahap, Rahmat Daulay, Aisy Salwa Dharma, Budi Djunaidi, Zikri Habibi Gusdini, Wan melia Harahap, Alfi Andriansyah Harahap, Alfi Ardiansyah Harahap, M Ikhsan Harahap, Muhammad Ikhsan Harahap, Nur Roudoh Harahap, Rafi Husin Harahap, Rahmat Daim Harahap, Yusra Lestari Haryaveda, Almeranda Hasanah, Sri Nurul Hasibuan, Hamidah Rohimah Hasibuan, Manita Rahma Hasibuan, Nur Fadhilah Ahmad Hasibuan, Reni Ria Armayani Hendra Harmain Ikhsan, Muhammad Hafiz Isnaini Harahap Jamila, Khaidar Rahmaini Juliana Juliana Juliati Nasution, Yenni Samri Laylan Syafina Lestari Nasution, Annio Indah Lubis, Ilham Akbar Lubis Lubis, Rifki Nanda putra lubis, Safiah Saffa Manullang, Adinda Syariana Dewi Mariska, Yohana Marliyah, Marliyah Masitha, Siti Maulida, Lisa Meianti, Ardhia Mufti, Robi Muhammad Agung Nugraha Muhammad Farhan Muhammad Kurniawan Muhammad Rifai Muhammad Shohibul Kahfi muhammad Syahbudi, muhammad Munthe, Salpiani Nasution, Febya Br Nasution, Ila Nasution, Rahmad Nasyaa, Sultan Rasy Ningrum, Azizah Sekar Novita Safitri Nurbaiti Nurbaiti Nurhayati Nurhayati Nurul Husna Nurul Inayah Nurul Jannah Pakpahan, Mutmainnah Khoiriah Pratiwi, Dara Citra Purdani, Iman Puspita Tito, Dinda PUSPITA, DARA Putra, Diki Ariansyah Putri, Diva Anisyah Qarni, Waizul Rahimi, Siti Rahma, Tri Inda Fadhila Rahmi Syahriza, Rahmi Ramadani Silalahi, Purnama Ramadhan, M. Avizal Ramadhan, Rahmad Ramadhani, Hafiz Aryo Rambe, Aqli Nadzhari Rambe, Jelita Handayani Ritonga, Afiq Yasfa Assaumi Rizky, Indah Mutiara Rusyadi, Abdul Latif Saputri, Aulia Habibi Saragih, Lailan Usniyah Sari, Indi Widya Sikumbang, Sahnila Silalahi, Purnama Ramadani Silalahi, Purnama Ramadhani Silalahi, Putri Esaskia Simbolon, Nisya Nainita Siregar, Aspan Sofyan Siregar, Dina Siregar, Pratista Andanitya Siti Aisyah Situmeang, Saidah Hayati Sugianto Sugianto Sumi, Raudatun Syakir, Ahmad Syarbaini, Ahmad Muhaisin B. Tambunan, Irma Chairani Tambunan, Khairina Tamimi, Khoirul Tamlija, Tamlija Tuti Anggraini Wahyu Syarvina Wicaksono, M. Fadli Widya Pangestika Yahya, Muhammad Faishal YUNI, YUNI Zuhada Hsb, Muhammad Fathur Rizqi Zuhra, Annisa