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All Journal Jurnal Paradigma Ekonomika Jurnal Ekonomi, Bisnis dan Kewirausahaan (JEBIK) ASAS : Jurnal Hukum Ekonomi Syariah Ekonomikawan : Jurnal Ilmu Ekonomi dan Studi Pembangunan Islamic Ecomonics Journal el-Jizya: Jurnal Ekonomi Islam Jurnal Ekonomi dan Bisnis Islam Al-Amwal : Jurnal Ekonomi dan Perbankan Syari\'ah Jurnal Ilmiah Ekonomi Islam Jurnal Perspektif Ekonomi Darussalam IJBE (Integrated Journal of Business and Economics) Jurnal Akuntansi Aktual Inovasi : Jurnal Ekonomi, Keuangan, dan Manajemen Jati: Jurnal Akuntansi Terapan Indonesia Jurnal Ilmiah Manajemen "E M O R" Jurnal Ekonomi Islam Al-Muzara'ah Jurnal Ekonomi & Keuangan Islam J-MAS (Jurnal Manajemen dan Sains) JOURNAL OF SCIENCE AND SOCIAL RESEARCH International Journal of Applied Business Research Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam Iqtishoduna: Jurnal Ekonomi Islam Jurnal Abdimas Mahakam JENIUS (Jurnal Ilmiah Manajemen Sumber Daya Manusia) EKSISBANK (Ekonomi Syariah dan Bisnis Perbankan) Jurnal Informatika Ekonomi Bisnis Al-Muqayyad Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah RESLAJ: RELIGION EDUCATION SOCIAL LAA ROIBA JOURNAL EKONOMI, KEUANGAN, INVESTASI DAN SYARIAH (EKUITAS) Mabsya : Jurnal Manajemen Bisnis Syariah Jurnal Akuntansi, Manajemen dan Ilmu Ekonomi (JASMIEN) Jurnal Ilmu Ekonomi dan Bisnis Islam AL-FALAH : Journal of Islamic Economics Jurnal Abdimas Bina Bangsa Jurnal Kolaboratif Sains Jurnal Ekonomi dan Bisnis Islam (JEBI) EKSYA: Jurnal Ekonomi Syariah International Business and Accounting Research Journal el-Jizya: Jurnal Ekonomi Islam Mabsya: Jurnal Manajemen Bisnis Syariah Economic Reviews Journal Al-Tijary : Jurnal Ekonomi dan Bisnis Islam Mutanaqishah: Journal of Islamic Banking Jurnal Ilmiah MEA (Manajemen, Ekonomi, dan Akuntansi) Journal of Islamic Economics Lariba Digital Bisnis: Jurnal Publikasi Ilmu Manajemen Dan E-commerce KENDALI: Economics and Social Humanities Jurnal Ekonomi Islam Paradoks : Jurnal Ilmu Ekonomi Jurnal Informatika Ekonomi Bisnis Jurnal Media Akademik (JMA) El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam RESLAJ: Religion Education Social Laa Roiba Journal Jurnal Ekonomi Manajemen Dan Bisnis (JEMB) Journal of Ekonomics, Finance, and Management Studies Jurnal Kajian Ekonomi dan Perbankan Syariah Jurnal Ekonomi, Manajemen, Akuntansi Balance: Jurnal Ekonomi
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Roadmap to Sustainable Halal Food Business Growth in Developing Countries: Integrating Payment Technology, Digital Marketing and Access to Islamic Financing Anggraeni, Erike; Normasyhuri, Khavid; Aprinita, Nurul; Pramudita Wisnu Kusuma, Tri Atmaja; Saputra, Adli Rikanda
Integrated Journal of Business and Economics (IJBE) Vol 9, No 4 (2025): Integrated Journal of Business and Economics
Publisher : Universitas Bangka Belitung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33019/ijbe.v9i4.1190

Abstract

The primary issue of this research stems from the phenomenon of disparate technology utilization, restricted digital marketing to specific markets, and challenges in accessing Islamic financing, which collectively hinder the acceleration of the halal food business's growth, despite its substantial market potential in Indonesia. The objective of the study is to enhance the current body of literature regarding the correlation between payment technology, digital marketing, and access to Islamic financing, with a specific emphasis on the expansion of sustainable halal food enterprises in developing nations, particularly Indonesia. Primary data was collected by selecting a sample of respondents, specifically halal food business actors in Indonesia, using a purposive sampling approach. In total, 250 samples were employed in this investigation. The Likert Scale was employed to evaluate the indications, and data were collected using Google Forms. The study's findings indicate that the development of sustainable halal food enterprises in developing countries in Indonesia is influenced by payment technology, digital marketing, and access to Islamic financing. This research contributes to the theoretical literature by enhancing the development of the Technology Acceptance Model (TAM), Digital Marketing Theory, and Islamic Financing Access Theory in the context of the halal food industry in Indonesia. In practice, the findings offer halal food companies practical advice on how to expand their consumer reach through digital marketing, increase transactions through payment technology, and leverage Islamic financing to support business development and improve market competitiveness.
ANALYSIS OF SHARIA INNOVATION STRATEGIC AND EFFICIENCY TOWARD SUSTAINABLE ABILITY SHARIAH MANDIRI BANKS IN LAMPUNG Andri, Andri; Suryanto, Tulus; Ghofur, Ruslan Abdul; Anggraeni, Erike
Jurnal Ekonomi dan Bisnis Islam (Journal of Islamic Economics and Business) Vol. 6 No. 1 (2020): JANUARY-JUNE 2020
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/jebis.v6i1.18712

Abstract

This study aims to reveal the influence of factors that influence the ability of 'sustainable banks' in facing threats from the internal and external environment, especially financial technology. The novelty of this article lies in the discovery of research results that provide a complex development model in the strategy of Islamic financial institutions in maintaining sustainable capability. Quantitative research methods with Islamic economics approach are chosen to answer the research hypotheses. The 30 sample respondents consisting of Branch Managers and Senior Employees from branch offices and sub-branch offices of the Bank Syariah Mandiri (BSM) Lampung Province are potential primary data used. The results revealed that there was a positive and significant effect of 80.6% between sharia innovation and efficiency on the sustainability of Bank Syariah Mandiri in Lampung Province. While the remaining 18.4% is influenced by other variables not examined in the study. In creating new innovations and efficiencies, BSM Lampung Province must always be in the corridors of Islamic principles as rahmatan lil alamin.Keywords: Bank, Efficiency, Innovation, Sharia, Sustainability
THE EFFECT OF TOURISM IMAGE, SERVICE QUALITY, AND PROMOTION ON RELIGIOUS TOURISM INTEREST IN PRINGSEWU REGENCY Fauzi, Fauzi; Suryanto, Tulus; Anggraeni, Erike; Nasor, Muhammad
Jurnal Ekonomi dan Bisnis Islam (Journal of Islamic Economics and Business) Vol. 6 No. 1 (2020): JANUARY-JUNE 2020
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/jebis.v6i1.18713

Abstract

Interest in religious tourism in the Pringsewu Kapubaten, Indonesia is still relatively low. The purpose of this study is to reveal whether there is an influence of tourism image, service quality, and tourism promotion on the interest of Muslim religious tourism in the Pringsewu district. The research method used is a quantitative method using an accidental sampling technique. Data analysis techniques using multiple linear regression with the help of SPSS 19.0. The originality of the research lies in the sharia economic approach which is carried out to reveal descriptively the results of the influence of three independent variables on the interest of Muslim religious tourism in Pringsewu that have never been revealed by previous studies. The results of the study stated that the percentage contribution of the three variables together amounted to 51.9%. This explains that the image of Muslim religious tourism, service quality, and tourism promotion can be a strategy to increase the interest of Muslim religious tourism in the Pringsewu district.Keywords: Tourism Image, Service Quality, Religious Tourism, Tourism Interests, Tourism Promotion
Pengaruh Pengaruh Store Atmosphere dan Accessibility Terhadap Revisit Intention Pada Coffee Shop Maru House Dengan Customer Experience Sebagai Variabel Mediasi Dalam Perspektif Bisnis Islam Aziz Qoirullah; Erike Anggraeni; Is Susanto
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 9 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i9.9330

Abstract

This study aims to analyze the influence of store atmosphere and accessibility on revisit intention with customer experience as a mediating variable at Maru House Coffee Shop in Bandar Lampung. Maru House is a unique coffee shop that combines a café environment with painting activities. However, in the midst of intense competition in the coffee shop industry, strategies are needed to maintain customer loyalty. This research adopts a quantitative approach using Structural Equation Modeling-Partial Least Square (SEM-PLS) and involves 91 respondents who have visited Maru House more than once. The analysis results indicate that both store atmosphere and accessibility have a positive and significant effect on customer experience. Furthermore, customer experience significantly influences revisit intention. It also partially mediates the relationship between store atmosphere and accessibility on revisit intention. In other words, while store atmosphere and accessibility have direct effects, customer experience strengthens the customers’ intention to return. From the perspective of Islamic business ethics, these findings are consistent with the principles of taysir (ease), ihsan (excellence in service), and maslahah (benefit), which emphasize the importance of comfort, ease of access, and quality service as forms of ethical behavior in business. By incorporating these values, Maru House Coffee Shop can enhance customer loyalty in an ethical and sustainable manner. This study contributes both theoretically and practically to the development of marketing strategies based on customer experience and Islamic business values in the café industry.
Pengaruh Brand Attachment Terhadap Customer Engagement dengan Brand Trust Sebagai Variabel Mediasi dalam Perspektif Manajemen Bisnis Syariah Indico Yudha Ardhana; Erike Anggraeni; Zathu Restie Utamie
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 8 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i8.9427

Abstract

Brand attachment is a condition where consumers feel that the brand of a product represents and binds them in the sense that when the brand requires a constructive response, consumers will spontaneously provide and provide a positive response because of the experience they feel. This experience then makes consumers feel the need to be involved in developing the brand by being loyal to the brand and that loyalty makes trust in the brand maintained. The population in this study is the Way Kandis Community, Tanjung Senang District with the criteria that have been determined. The number of samples was 100 respondents. This research method is quantitative with online questionnaire data collection techniques through google form with the analysis method using a structural equation model approach with the SmartPLS 4 application. The results showed the results of Brand Attachment have a positive and significant effect on Customer Engagement, Brand Attachment has a positive and significant effect on Brand Trust, Brand Trust has a positive and significant effect on Customer Engagement, Brand Attachment has a positive and significant effect on Customer Engagement mediated by Brand Trust.
PENGARUH PARKING GATE TERHADAP KINERJA AREA PARKIR MALL BOEMI KEDATON DENGAN EFISIENSI SEBAGAI VARIABEL MODERASI DALAM PERSPEKTIF SYARIAH Thonsa, Elsi Alga; Anggraeni, Erike; Susanto, Is
JOURNAL OF SCIENCE AND SOCIAL RESEARCH Vol 8, No 2 (2025): May 2025
Publisher : Smart Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54314/jssr.v8i2.2714

Abstract

Abstract: This research aims to examine the effect of the parking gate system on the performance of the parking area at Boemi Kedaton Mall, with efficiency as a moderating variable from a sharia perspective. The focus of the research is Generation Z as the main visitors who have a high preference for comfort and speed. The research method uses a quantitative approach with data obtained through direct observation and questionnaires. Analysis was carried out using Partial Least Squares (PLS-SEM) to evaluate the relationship between variables. The research results show that implementing a parking gate system can increase time efficiency, reduce queues, and improve user satisfaction. In addition, efficiency is proven to significantly moderate the relationship between parking gates and parking area performance. The sharia perspective underlines the importance of justice, transparency and benefits for all users in the implementation of this technology. It is hoped that this research can contribute to more efficient parking management and support the application of sharia principles in modern business. Keyword: parking gate, efficiency, parking area performance, Generation Z, sharia perspective. Abstrak: Penelitian ini bertujuan untuk mengkaji pengaruh sistem parking gate terhadap kinerja area parkir di Mall Boemi Kedaton, dengan efisiensi sebagai variabel moderasi dalam perspektif syariah. Fokus penelitian adalah Generasi Z sebagai pengunjung utama yang memiliki preferensi tinggi terhadap kenyamanan dan kecepatan. Metode penelitian menggunakan pendekatan kuantitatif dengan data yang diperoleh melalui observasi langsung dan kuesioner. Analisis dilakukan menggunakan Partial Least Squares (PLS-SEM) untuk mengevaluasi hubungan antar variabel. Hasil penelitian menunjukkan bahwa penerapan sistem parking gate dapat meningkatkan efisiensi waktu, mengurangi antrian, serta memperbaiki kepuasan pengguna. Selain itu, efisiensi terbukti memoderasi hubungan antara parking gate dan kinerja area parkir secara signifikan. Perspektif syariah menggarisbawahi pentingnya keadilan, transparansi, dan manfaat bagi seluruh pengguna dalam implementasi teknologi ini. Penelitian ini diharapkan dapat memberikan kontribusi pada pengelolaan parkir yang lebih efisien dan mendukung penerapan prinsip syariah dalam bisnis modern. Kata kunci: parking gate, efisiensi, kinerja area parkir, Generasi Z, perspektif syariah.
Pengaruh Gaya Hidup Hedonisme, Literasi Keuangan Dan Nilai Religiusitas Terhadap Perilaku Konsumtif Dalam Perspektif Ekonomi Islam Desty Pristyani; Erike Anggraeni; Yeni Susanti
EKOMA : Jurnal Ekonomi, Manajemen, Akuntansi Vol. 5 No. 2: Januari 2026
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/ekoma.v5i2.13997

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh gaya hidup hedonisme, literasi keuangan, dan religiusitas terhadap perilaku konsumtif Generasi Z di Kota Bandar Lampung dalam perspektif ekonomi Islam. Fenomena perilaku konsumtif di kalangan Generasi Z semakin meningkat seiring dengan perkembangan teknologi, akses media sosial, dan kemudahan transaksi digital. Penelitian ini menggunakan pendekatan kuantitatif dengan metode survei. Data primer dikumpulkan melalui penyebaran kuesioner kepada responden Generasi Z berusia 18–26 tahun di Kota Bandar Lampung dengan teknik purposive sampling. Data dianalisis menggunakan regresi linier berganda dengan uji validitas, reliabilitas, normalitas, multikolinieritas, heteroskedastisitas, serta uji parsial (t-test) dan uji simultan (F-test). Hasil penelitian diharapkan dapat menunjukkan bahwa gaya hidup hedonisme berpengaruh positif terhadap perilaku konsumtif, sedangkan literasi keuangan dan religiusitas berpengaruh negatif. Penelitian ini memberikan kontribusi teoretis dengan memperkaya literatur mengenai perilaku konsumtif dalam perspektif ekonomi Islam, serta kontribusi praktis dengan memberikan rekomendasi bagi masyarakat dan pembuat kebijakan untuk mendorong perilaku konsumsi yang bijak dan sesuai prinsip syariah pada Generasi Z.
Effect of Financing Risk and Liquidity Risk on Financial Performance in Islamic Commercial Banks in Indonesia Biliyana; Erike Anggraeni; Liya Ermawati
Mutanaqishah: Journal of Islamic Banking Vol. 6 No. 1 (2026): January - June
Publisher : Department of Islamic Banking

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54045/mutanaqishah.v6i1.2967

Abstract

Purpose– This study aims to analyze the effect of financing risk and liquidity risk on financial performance in Sharia commercial banks in Indonesia in 2020-2024. Methodology— This study uses a quantitative approach. Saturated sampling is a sampling method used by researchers. Therefore, there are 60 sets of financial statement data for the Financing to Deposit Ratio (FDR), Non-Performing Financing (NPF), and Return on Assets (ROA) in 2020-2024, which are used in this study. Findings – The results showed that financing risk consistently negatively and significantly impacted financial performance in both time periods, while liquidity risk was only negatively significant in the short term. However, these two risks have been shown to significantly influence financial performance in both the short and long term. Implications – Consistent and effective management of financing risk is crucial to the company’s financial performance in the short and long term. Liquidity risk requires special attention, especially for short-term financial stability, and both risks significantly impact the company’s performance across all periods. Originality—This study showed that financing risks persistently and significantly negatively affect financial performance across all time horizons, whereas liquidity risks affect performance only in the short term; collectively, these two risks remain the main determinants of financial performance.
The Effects of Work-Life Balance, Workload, Motivation, and Leadership Style on Driver Performance Azizah, Ana Chosiatul; Anggraeni, Erike; Anita, Siska Yuli
Jurnal Ilmiah Sumber Daya Manusia Vol 9 No 2 (2026): JENIUS (Jurnal Ilmiah Sumber Daya Manusia)
Publisher : Universitas Pamulang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32493/JJSDM.v9i2.56955

Abstract

This study aims to analyze the influence of work-life balance, workload, work motivation, and leadership style on the performance of PT Berkah Bersama OJESA drivers from a Human Resource Management (HRMS) perspective. The background of this study stems from the need for sharia transportation companies to manage human resources effectively while still paying attention to work welfare and Islamic values ​​in special services for women. This study employed a quantitative approach with a survey method, distributing questionnaires to 34 active drivers at PT Berkah Bersama OJESA. Data were analyzed using Structural Equation Modeling–Partial Least Squares (SEM-PLS) with the aid of SmartPLS 4 software. The results showed that workload significantly impacted driver performance. This finding indicates that the workload assigned to drivers is at a level that encourages productivity and focus, resulting in optimal performance. Meanwhile, work-life balance, work motivation, and leadership style did not significantly influence driver performance. This indicates that these variables are not yet the dominant factors influencing driver performance at PT Berkah Bersama OJESA, both due to relatively homogeneous driver perceptions and job characteristics that are more influenced by operational factors than psychological and leadership factors. This research provides theoretical contributions to the study of MSDI, particularly in organizations based on Islamic values, and provides practical implications for the management of PT Berkah Bersama OJESA in formulating more effective human resource management strategies to improve driver performance.
THE EFFECT OF FINANCING, HUMAN RESOURCE QUALITY, AND MARKETING ON MSME INCOME WITH BUSINESS DEVELOPMENT AS A MODERATING VARIABLE (A STUDY OF BSI CUSTOMERS IN KEDATON BANDAR LAMPUNG) Rizki, Marisa; Anggraeni, Erike; Ridwansyah, Ridwansyah
Ad Deenar: Jurnal Ekonomi dan Bisnis Islam Vol 10 No 01 (2026): Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam
Publisher : Sekolah Tinggi Agama Islam Al Hidayah Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30868/ad.v10i01.10068

Abstract

The increase in income of Micro, Small, and Medium Enterprises (MSMEs) is an important factor in supporting regional economic growth and poverty alleviation. However, MSMEs still face various challenges, such as limited access to financing, low quality of human resources (HR), and suboptimal marketing strategies. This study aims to analyze the effect of financing, HR quality, and marketing on MSME income, with business development assistance as a moderating variable. The research employs a quantitative approach using a survey method targeting MSME actors who are customers of Bank Syariah Indonesia (BSI) in Bandar Lampung City and who participated in development assistance programs during the 2020–2024 period. Data were collected through questionnaires and analyzed using Moderated Regression Analysis (MRA) to examine both direct effects and moderating effects among variables. The results indicate that financing, HR quality, and marketing have a positive and significant effect on MSME income. Furthermore, development assistance is proven to strengthen the influence of financing, HR quality, and marketing on MSME income. These findings emphasize that sustainable development assistance plays a strategic role in optimizing the utilization of Islamic financing, enhancing human resource capacity, and improving marketing effectiveness to increase MSME performance and competitiveness.  
Co-Authors Abdulloh Majid ahmad habibi Ahmad Habibi Akbar, Estelee Elora Al Farid, Leonard Jiro Aminah Nur Habibah Anas Malik Andri Andri Andriansyah Bastian Ansori Yahya Aprinita, Nurul Aula Nurul Ma'rifah AULA NURUL MA'RIFAH Aula Nurul Ma'rifah Aula Nurul Ma'rifah Aziz Hanif Mahfud Aziz Qoirullah Azizah, Ana Chosiatul Basrowi Basrowi Basrowi Basrowi Basrowi Basrowi, Basrowi Biliyana Bramtheo, Fernandes Tesar Danuarta, Aginda Dedi Satriawan Desty Pristyani Dewi Tradena Ditta Nurhidayanti Dwitami, Yuska Supra Ersi Sisdianto Evi Ekawati Farhat Al Dura, Fati Fauzi Fauzi Fauziyah, Asfiatul Fitria, Sela Nur Gustika Nurmalia Hanif Hanif Heni Noviarita Hervin Yoki Pradikta Ika Wahyuningsih Imam Shoffan Hasyim Indico Yudha Ardhana Indico Yudha Ardhana Iqbal, Muhammad Is Susanto Is Susanto Istiar Purnomo Khavid Normasyhuri Khavid Normasyhuri Khavid Normasyhuri Khavid Normasyhuri Khavid Normasyhuri Khoirul Abror Kusuma, Tri Atmaja Pramudita Wisnu Liya Ermawati M Nasor M NASOR M. Yusuf Bahtiar, M. Yusuf MA'RIFAH, AULA NURUL Madnasir Mayang Saskia Anggraini Melati Istiani Muhammad Kurniawan Muhammad Kurniawan Muhammad Nasor Muhammad Nasor Muhammad Nasor, Muhammad Nanang Defri Wahyu Pratama Nasor Nasor Nasor, M Nasor, Nasor Nasruddin Nasruddin Nelsa Ummi Saputi Normasyhuri, Khavid Nurhayati Nurhayati Nurhayati Nurohmah, Siti Nurul Hida Yati Nurul Ma'rifah, Aula Okta Supriyaningsih Ovaliani Anna Sasmita Peby Selviona Pertiwi Utami Pitaloka, Winda Pramudita Wisnu Kusuma, Tri Atmaja Pratiwi, Dwi Indah Purnomo, Istiar Qoirullah, Aziz Rela Setia Relit Nur Edi Restie Utamie, Zathu Reza, Aditya Okta Ridwansyah Ridwansyah Ridwansyah Ridwansyah Rizki, Marisa Rohmah, Rifka Nazilatur Ruslan Abdul Ghafur Ruslan Abdul Ghofur Ruslan Abdul Ghofur Noor Salma, Aulia Mutiara Saputra, Adli Rikanda Sari, Yuniar Siska Yuli Anita Siti Nurohmah Sri Nenden Ayu F Susanto, Is Syamsul Hilal Syamsul Hilal Syauki, Ahmad Thonsa, Elsi Alga Todi, Dhiya' Salsabila Triamalia, Riska Tulus Suryanto Utami, pertiwi Utamie , Zathu Restie Weny Rosilawati Wisnu Kusuma, Tri Atmaja Pramudita Wiwin Yustina Yeni Susanti Yessi Avita Sari Yuli Dahlia Saputri Yulistia Devi Yuniar Sari Zathu Restie Utamie Zuliandika, Muhammad Rizki