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All Journal Journal of Oceanography Jurnal Ilmiah Mahasiswa FEB Media Kedokteran Hewan Jurnal Dimensi Jurnal Medik Veteriner Journals of Ners Community Jurnal Ilmiah Edunomika (JIE) JURNAL AKUNTANSI KEUANGAN DAN MANAJEMEN SOLUSI Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Budimas : Jurnal Pengabdian Masyarakat Ovozoa: Journal of Animal Reproduction Jurnal Akuntansi dan Keuangan Kontemporer (JAKK) journal of Basic Medical Veterinary Case Law SWARNA Journal of Artificial Intelligence and Digital Business AL JABAR: Jurnal Pendidikan dan Pembelajaran Matematika Buletin Pengabdian Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Jurnal Pengabdian Masyarakat Indonesia (JPMI) JGEN : Jurnal Pengabdian Kepada Masyarakat Asian Journal of Social and Humanities Joong-Ki
Ratna Damayanti
Program Studi Universitas Islam Batik Surakarta
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Biochemistry, Genetics & Molecular Biology Computer Science & IT Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Environmental Science Health Professions Immunology & microbiology Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Medicine & Pharmacology Nursing Public Health Social Sciences Veterinary Other

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PENGARUH SUKU BUNGA SERTIFIKAT BANK INDONESIA (SBI) TERHADAP SUKU BUNGA DEPOSITO DAN DANA DEPOSITO BANK UMUM INDONESIA TAHUN 2003 – 2012 Damayanti, Ratna
Jurnal Ilmiah Mahasiswa FEB Vol. 1 No. 2
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

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Abstract

Adanya hubungan antara suku bunga Sertifikat Bank Indonesia,suku bunga deposito, dan dana deposito. Dimana dana merupakan salah satu indikator pentingbagi perbankan dalam menjalankan fungsi intermediasi. Dan peran perbankan saat ini sangat diperlukan untuk proses pertumbuhan ekonomi suatu negara. Selain menjalani fungsi intermediasi sebagai fungsi yang utama, bank juga berfungsi sebagai media dalam mentransmisikan kebijakan moneter.  Perekonomian secara keseluruhan akan memperoleh manfaat dari keberadaan suatu bank. Perekonomian mendapat manfaat berupa mekanisme alokasi sumber-sumber dana secara efektif dan efisien. Penelitian ini bertujuan untuk mengetahui apakah suku bunga Sertifikat Bank Indonesia dan suku bunga deposito berpengaruh terhadap dana deposito. Dengan menggunakan metode TSLS (Two Stage Least Square), sehingga dapat menjawab rumusan masalah pada penelitian. Dari hasil penelitian ini, diketahui bahwa suku bunga Sertifikat Bank Indonesia berpengaruh positif terhadap suku bunga deposito. Hal ini berlaku juga untuk uji selanjutnya yaitu uji antara variabel suku bunga deposito dan dan deposito, dimana dalam pengujian tersebut bisa di lihat bahwa suku bunga deposito berpengaruh positif terhada dana deposito perbankan. Dan, untuk persamaan yang ketiga terjadi perbedaan yaitu pengaruh variabel suku bunga Sertifikat Bank Indonesia berpengaruh negative terhahap dana deposito. Namun, dari hasil uji t-statistic dan F-statistic variabel suku bunga Sertifikat Bank Indonesia dan suku bunga deposito berpengaruh signifikan baik secara parsial maupun simultan terhadap dana deposito. Kata kunci: Suku Bunga Sertifikat Bank Indonesia, Suku bunga deposito, dana deposito, TSLS (Two Stage Least Square)
EKSPLORASI ETNOMATEMATIKA PADA MASJID AGUNG KOTA PROBOLINGGO Rofiq, Abdur; Damayanti, Ratna; Janan, Tuhfatul; Sitaresmi, Pratiwi Dwi Warih; Nuryami, Nuryami
AL JABAR: Jurnal Pendidikan dan Pembelajaran Matematika Vol. 1 No. 1 (2022): Januari
Publisher : LPPM Institut Ahmad Dahlan Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46773/aljabar.v1i1.284

Abstract

Pembelajaran matematika berbasis budaya (Etnomatematika) menjadi salah satu metode belajar   matematika melalui budaya kearifan lokal di masyarakat. Tujuan dalam penelitian ini adalah untuk mendeskripsikan objek-objek geometri matematika yang ada pada bangunan Masjid Agung Kota Probolinggo yang merupakan salah satu masjid terbesar di Kota Probolinggo. Penelitian ini merupakan penelitian kualitatif dengan menggunakan pendekatan etnografi. Pengumpulan data dilakukan dengan cara metode observasi dan dokumentasi. Hasil dari penelitian menunjukan arsitektur yang dimiliki masjid Agung Kota Probolinggo memiliki etnomatematika yang berkaitan dengan konsep geometri matematika meliputi segitiga, segienam, persegi, persegi panjang, lingkaran, balok dan tabung.
Creditor's Legal Protection Related to Debtor's Default in A Joint Venture Partnership Damayanti, Ratna; Sudirman, Maman
Asian Journal of Social and Humanities Vol. 2 No. 11 (2024): Asian Journal of Social and Humanities
Publisher : Pelopor Publikasi Akademika

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59888/ajosh.v2i11.361

Abstract

In order to increase national development with an emphasis on the economic and business sectors, considerable capital support is required. The capital can be obtained from various sources, one of which comes from loan or credit facilities provided by banks. Money lending activities or better known as credit in daily life practice are not something strange anymore, in fact, this credit term is not only known by urban people, but also to people in rural areas. Credit generally functions to facilitate a business activity, and especially for economic activities in Indonesia plays a very important role in its position, both for production businesses and private businesses that are developed independently because they aim to improve the standard of living of the community. Default can occur both due to intentional factors and factors beyond human ability. This research method uses a normative juridical research method with a legislative and conceptual approach. The data sources of this research are primary, secondary and tertiary data sources. The technique of collecting legal materials is used through literature study. And the analysis of legal materials is carried out by interpreting the law and the method of legal construction. The legal interpretation and construction techniques used are grammatical interpretation and analogous construction which is carried out to fully describe the Legal Protection of Creditors Related to Debtor Default in the Covenant Agreement.
Sertifikasi Halal UMKM Makanan: Kontribusi Pengabdian Masyarakat Dalam Menciptakan Nilai Tambah Pada Sektor Pangan Wijayanti, Anita; Damayanti, Ratna; Kristianto, Djoko
SWARNA: Jurnal Pengabdian Kepada Masyarakat Vol. 3 No. 1 (2024): SWARNA: Jurnal Pengabdian Kepada Masyarakat, Januari 2024
Publisher : LPPM Sekolah Tinggi Ilmu Ekonomi 45 Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55681/swarna.v3i1.1115

Abstract

Tulisan ini membahas hasil survei dan pendataan terhadap 74 UMKM makanan di Food Court Desa Jetis, Sukoharjo. Wawancara dengan pengelola food court mengungkapkan bahwa sebagian besar UMKM belum memiliki sertifikasi halal atau label halal pada produknya. Permasalahan yang muncul meliputi keterbatasan sumber daya dan keuangan, kompleksitas persyaratan sertifikasi halal, kurangnya pengetahuan, dan minimnya pemahaman konsumen tentang pentingnya sertifikasi halal. Sebagai respons, dilakukan kegiatan sosialisasi program sertifikasi halal kepada 74 UMKM tersebut, mencakup pemahaman sertifikasi halal, audit halal, pendaftaran aplikasi halal melalui SIHALAL, dan sesi tanya jawab. Tujuan dari sosialisasi ini adalah meningkatkan jumlah konsumen yang datang ke food court setelah UMKM memperoleh sertifikasi halal. Dokumentasi acara mencerminkan antusiasme dan partisipasi positif dari pelaku UMKM, menggambarkan upaya peningkatan pemahaman dan partisipasi UMKM dalam memperoleh sertifikasi halal untuk mendukung kepercayaan konsumen.
Keputusan Pembelian Ditinjau dari Pemasaran TikTok, Citra Merek dan Rating Toko Sinar Kosmetik Sragen Sari , Vika; Istiatin, Istiatin; Damayanti, Ratna
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 4 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i4.857

Abstract

This study aims to determine and explain the influence of TikTok Marketing, Brand Image and Ratings on Customer Purchasing Decisions of Sinar Cosmetics Sragen. The research method uses quantitative research, in the form of a questionnaire. The population in this study were customers of Sinar Cosmetics Shop, Sragen City, who had made online or offline purchases. Of the 900 populations, 90 respondents were taken as a sample using non-probability techniques. The data used in this study is primary data in the form of questionnaires filled out by respondents. The analytical method used is quantitative analysis, multiple linear regression, F test, t test and the coefficient of determination. Based on these research findings, that TikTok Marketing, Brand Image and Ratings have a positive and simultaneous effect on Purchase Decisions. TikTok Marketing, Ratings have a positive and significant effect on purchasing decisions while Brand Image has no positive and significant effect. Purchasing decisions can be explained by the TikTok Marketing variables, brand image and ratings of 31.5%. From the results of multiple linear regression analysis, it is known that the most dominant variable is TikTok Marketing.
Sosialisasi Pengolahan Sampah sebagai Upaya Kepedulian Masyarakat terhadap Lingkungan di Desa Mancasan, Kecamatan Baki, Kabupaten Sukoharjo Damayanti, Ratna; Maryam, Siti; Istiqomah, Istiqomah
BUDIMAS : JURNAL PENGABDIAN MASYARAKAT Vol. 6 No. 1 (2024): BUDIMAS : Jurnal Pengabdian Masyarakat
Publisher : LPPM ITB AAS Indonesia Surakarta

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Abstract

Seiring dengan meningkatnya jumlah populasi manusia di dunia, maka sampah yang dihasilkanpun juga semakin meningkat. Desa Mancasan, Kecamatan Baki di Kabupaten Sukoharjo merupakan Desa penghasil alat musik gitar dan sejenisnya yang sudah terkenal secara nasional. Sisa-sisa hasil pembuatan gitar ini menjadi sampah yang harus dipikirkan pengelolannya supaya dapat menjaga kelestarian dan kesehatan lingkungan. Tim pengabdian dari Fakultas Ekonomi, Universitas Islam Batik Surakarta turut berkontribusi pada masyarakat dengan melakukan edukasi berupa sosialisasi dan pelatihan pengolahan sampah organik dengan metode composting bag . Harapan dari pelaksanaan kegiatan ini adalah masyarakat mampu mengolah sampah yang ada di lingkungannya menjadi sesuatu yang lebih bermanfaat.
EMPLOYEE’S PERFORMANCE IS REVIEWED FROM ORGANIZATIONAL CULTURE, MOTIVATION AND WORKLOAD OF THE SUKOHARJO DISTRICT NATIONAL LAND AGENCY OFFICE Setyaningrum, Desi; Kustiyah, Eny; Damayanti, Ratna; Hartono, Sri
JURNAL ILMIAH EDUNOMIKA Vol. 8 No. 1 (2024): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v8i1.12478

Abstract

This research aim to identify how Organizational Culture, Motivation and Workload gives impact to Employee’s Performance at the Sukoharjo Regency National Land Agency Office. Civil Servants (PNS) at the Sukoharjo Regency National Land Agency Office is used as research’s population with total 70 employees. Researcher used saturated sample technique on research with 70 sample. There are 3 methods being used in this research, such as the classical assumption test, multiple linear regression test, hypothesis test, coefficient of determination test with SPSS 21 program. This research categorized as quantitative descriptive research that used primary data and secondary data obtained by observation, documentation, questionnaires, interviews and literature study. Final results of this research higlights positive and significant impact from Organizational Culture and Motivation variable on Employee’s Performance, while there is a positive and insignificant effect on Workload variable to Employee’s Performance. The coefficient of determination (R2) of all variables has a contribution of 41.4% and the remaining 58.6% is explained by variables outside this research model.
Pelatihan Gaya Hidup Sehat dan Pencegahan Perilaku Merokok di Kalangan Remaja damayanti, ratna; Alifiani; Anies Fuady
Jurnal Pengabdian Masyarakat Indonesia (JPMI) Vol. 3 No. 2 (2025): Desember
Publisher : Publikasi Inspirasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62017/jpmi.v3i2.6414

Abstract

The initial knowledge of SMPN 1 Bantaran students about the dangers of smoking and addictive substances is still low (average 27.39/43) with misconceptions in 19-38% of students, indicating the urgency of school-based educational interventions. This community service program aims to improve understanding and skills in smoking prevention through interactive, data-driven training. Participatory methods included needs analysis, interactive lectures, role-plays, quizzes, and pre-post-test evaluations on 161 students. Results showed a significant increase in knowledge, with an average correct post-test score of 85-90%. In conclusion, the interactive approach is effective in increasing retention and positive attitudes toward a healthy lifestyle. Consequently, this program recommends integrating prevention materials into the curriculum, establishing anti-smoking ambassadors, and involving parents to ensure the sustainability of prevention efforts among adolescents.
Loyalitas Pelanggan Ditinjau Dari Customer Relationship Management, Customer Experience Dan Kepercayaan Pada Kereta Rel Listrik Commuterline Solo-Jogja Putri, Aulia Gressilda; Istiqomah, Istiqomah; Damayanti, Ratna
JURNAL DIMENSI Vol 15, No 1 (2026): Jurnal Dimensi (March 2026)
Publisher : Universitas Riau Kepulauan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33373/dms.v15i1.8855

Abstract

Tujuan penelitian ini adalah untuk menganalisis dan menjelaskan pengaruh Customer Relationship Management (CRM), Customer Experience, dan Kepercayaan terhadap loyalitas pelanggan pada KRL Commuterline Solo–Jogja. Penelitian menggunakan pendekatan kuantitatif deskriptif dengan sampel sebanyak 100 responden yang dipilih menggunakan teknik purposive sampling. Teknik analisis yang digunakan meliputi uji validitas dan reliabilitas, uji asumsi klasik, regresi linier berganda, uji kelayakan model (F), uji parsial (t), dan koefisien determinasi (R²). Hasil penelitian menunjukkan bahwa Customer Experience memiliki pengaruh paling dominan terhadap loyalitas pelanggan, diikuti oleh Customer Relationship Management berpengaruh terhadap loyalitas pelanggan, Kepercayaan berpengaruh terhadap loyalitas pelanggan Semakin baik penerapan Customer Relationship Management, Customer Experience, dan Kepercayaan, semakin tinggi tingkat loyalitas pelanggan. Secara simultan, ketiga variabel tersebut terbukti berpengaruh signifikan terhadap loyalitas pelanggan KRL Commuterline Solo–Jogja. Kata Kunci: Customer Relationship Management; Customer Experience; Kepercayaan; Loyalitas Pelanggan
Determinasi Financial Distress Pada Industri Tekstil Dan Garmen Pasca Pandemi di Bursa Efek Indonesia Maharani, Elvina Putri; Damayanti, Ratna; Marwati, Fithri Setya
Jurnal Akuntansi dan Keuangan Kontemporer (JAKK) Vol 8, No 2 (2025): September 2025
Publisher : Jurnal Akuntansi dan Keuangan Kontemporer (JAKK)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30596/jakk.v8i2.28490

Abstract

Tujuan Penelitian: Penelitian ini bertujuan untuk menganalisis pengaruh likuiditas, solvabilitas, dan profitabilitas terhadap financial distress pada perusahaan tekstil dan garmen yang terdaftar di Bursa Efek Indonesia periode 2020–2024.Metode Penelitian: Penelitian menggunakan pendekatan kuantitatif dengan data sekunder berupa laporan keuangan. Sampel penelitian terdiri dari 8 perusahaan dengan 40 observasi yang dipilih menggunakan teknik purposive sampling. Analisis data dilakukan menggunakan regresi linier berganda disertai uji asumsi klasik, uji F, uji t, dan koefisien determinasi.Originalitas/Novelty: Kebaruan penelitian ini terletak pada fokus kajian industri tekstil dan garmen pascapandemi Covid-19 dengan mengombinasikan rasio likuiditas, solvabilitas, dan profitabilitas dalam menjelaskan financial distress pada periode krisis dan pemulihan industri.Hasil Penelitian: Hasil penelitian menunjukkan bahwa likuiditas, solvabilitas, dan profitabilitas secara simultan berpengaruh terhadap financial distress. Secara parsial, solvabilitas berpengaruh signifikan terhadap financial distress, sedangkan likuiditas dan profitabilitas tidak berpengaruh signifikan.Implikasi: Penelitian ini menegaskan pentingnya pengelolaan struktur modal yang sehat untuk menekan risiko financial distress serta menjadi bahan pertimbangan bagi manajemen dan investor dalam pengambilan keputusan. Research Objective: This study aims to analyze the influence of liquidity, solvency, and profitability on financial distress in textile and garment companies listed on the Indonesia Stock Exchange for the 2020–2024 period.Research Method: The study employed a quantitative approach with secondary data in the form of financial reports. The sample consisted of eight companies with 40 observations selected using a purposive sampling technique. Data analysis was conducted using multiple linear regression, accompanied by classical assumption tests, F-tests, t-tests, and coefficients of determination.Originality/Novelty: The novelty of this study lies in its focus on the post-COVID-19 pandemic textile and garment industry, combining liquidity, solvency, and profitability ratios to explain financial distress during the crisis and recovery periods.Research Results: The results indicate that liquidity, solvency, and profitability simultaneously influence financial distress. Partially, solvency has a significant effect on financial distress, while liquidity and profitability have no significant effect.Implications: This study emphasizes the importance of managing a healthy capital structure to mitigate the risk of financial distress and serves as a consideration for management and investors in decision-making.
Co-Authors Abdur Rofiq, Abdur Agustono, Bodhi Ainaya, Deninda Al arif, Mohammad Anam Al-Shami, Samer Ali Alfarizi, Alifian Alifiani Anies Fuady Anita Wijayanti Ardhanella, Sellianova Ardiana, Lutfi Aryati, Ida Astuti, Partini Dwi Boedi Setiawan Budi Utomo Burhanudin Burhanudin Chandramohan, Koshini Chusniati, Sri Dian Nur Cahyani DJOKO KRISTIANTO Eka Pramyrtha Hestianah, Eka Pramyrtha Eny Kustiyah, Eny Erma Safitri Faiqoh, Berliana Elok Fedik Abdul Rantam Firdhausia, Hasna Hamidah, Raisa Aribatul Hardijanto, Hardijanto Hariadi Hariadi hariyani, camelia Hasib, Abdullah Hidayatik, Nanik Hussain, Muhammad Asif IMAM MUSTOFA Indriyanti, Astrid Ira Sari Yudaniayanti Istiatin, Istiatin istiqomah istiqomah Iwan Sahrial Hamid Kadek Rachmawati Kartika Hendra Titisari Kartikasari, Anjani Marisa Kha, Khansa Khairullah, Aswin Rafif Kristianto, Joko Kurniawati, Faradila Surya Kusumawati, Laili Qodri Lilik Maslachah Maharani, Elvina Putri Marwati, Fithri Setya Mayasari, Sri Mirni Lamid Ni Made Darmadi Nisrina, Naila Nuryami Pahlevi, Annisa Cahya Reza Praja, Ratih Novita Pramono Hadi Prastiya, Ragil Angga Pratiwi Dwi Warih Sitaresmi Putri, Aulia Gressilda Putri, Desak Ketut Sekar Cempaka Raharjo, Hartanto Mulyo Rahmahani, Jola Rehman, Saifur Rimayanti Santoso, Kuncoro P. Saraswati, Adyayutti Wijang Sari , Vika Setyaningrum, Desi Siti Fatonah SITI MARYAM Sri Hartono, Sri Sri Mulyati Sudirman, Maman Sukmanadi, M Supawi Pawenang Suwarno Suwarno Suzanita Utama Syafira, Shela Tita Damayanti Lestari Tondy, Cicilia Julyani Tri Lestari Trilas Sardjito Tuhfatul Janan Warsito Atmodjo Warsito, Sunaryo Hadi Wibawati, Prima Ayu Wurlina, W Yuliana Setiadi