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All Journal Jurnal Ekonomi dan Pendidikan Jurnal Ekonomi Jurnal Ilmiah Econosains Jurnal Pendidikan Ekonomi & Bisnis JURNAL DINAMIKA MANAJEMEN DAN BISNIS Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Jurnal ASET (Akuntansi Riset) Journal of Economic, Bussines and Accounting (COSTING) Performance Indonesian Collaboration Journal of Community Services (ICJCS) Jurnal Pengabdian Masyarakat Bestari (JPMB) Journal of Social And Economics Research Inisiatif: Jurnal Ekonomi, Akuntansi Dan Manajemen Research Trend in Technology and Management Jurnal Riset Manajemen dan Ekonomi Jurnal Bisnis, Manajemen, dan Keuangan Cendikia: Jurnal Pendidikan dan Pengajaran Pusat Publikasi Ilmu Manajemen Cendikia Pendidikan Cidea Journal PENG: Jurnal Ekonomi dan Manajemen Escalate : Economics and Business Journal International Journal of Economics and Management Sciences journal of social and economic research Green Economics: International Journal of Islamic and Economic Education Sinergi : Jurnal Ilmiah Multidisiplin
Umi Widyastuti
Universitas Negeri Jakarta
Aerospace Engineering Arts Humanities Biochemistry, Genetics & Molecular Biology Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Health Professions Immunology & microbiology Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Physics Social Sciences Other

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Pengaruh Efikasi Diri dan Dukungan Sosial terhadap Prokrastinasi Akademik Mahasiswa Fakultas Ekonomi Universitas Negeri Jakarta Bunga Cinta Widya; Corry Yohana; Umi Widyastuti
Cendikia: Jurnal Pendidikan dan Pengajaran Vol. 1 No. 2 (2023): Cendikia: Jurnal Pendidikan dan Pengajaran
Publisher : Cendikia: Jurnal Pendidikan dan Pengajaran

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.572349/cendikia.v1i2.185

Abstract

Prokrastinasi akademik terjadi karena adanya keyakinan tidak rasional yang dimiliki mahasiswa, karena kesalahan dalam mempersepsikan skripsi, memandang skripsi sebagai suatu yang berat dan tidak menyenangkan, ketakutan yang berlebihan untuk gagal sehingga mahasiswa menunda mengerjakan skripsi, karena ketakutan jika gagal menyelesaikan studi akan mendatangkan penilaian yang negatif terhadap kemampuannya, akibatnya seseorang menunda-nunda untuk mengerjakan skripsi yang dihadapinya. Prokrastinasi Akademik dapat dipengaruhi oleh banyak faktor, antara lain efikasi diri dan dukungan sosial. Penelitian ini bertujuan untuk mengetahui pengaruh langsung antara Efikasi Diri dan Dukungan Sosial terhadap Prokrastinasi Akademik pada Mahasiswa Fakultas Ekonomi Universitas Negeri Jakarta. Penelitian ini menggunakan pendekatan kuantitatif melalui analisis regresi linear berganda. Sampel dalam penelitian ini sebanyak 167 mahasiswa angkatan 2017 dan 2018 Fakultas Ekonomi UNJ dengan teknik pengumpulan data menggunakan kuesioner. Hasil penelitian ini menunjukkan bahwa terdapat pengaruh antara Efikasi Diri dan Dukungan Sosial terhadap Prokrastinasi Akademik baik secara simultan maupun parsial.
Determinan Digital Financial Inclusion pada Pengguna Digital Payment di Jabodetabek Caroline Pertiwi; Umi Widyastuti; Dicky Iranto
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 9 No 1 (2024)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v9i1.21917

Abstract

Penelitian ini bertujuan untuk mengetahui faktor-faktor yang dapat memengaruhi inklusi keuangan digital dengan menggunakan metode kuantitatif. Responden dalam penelitian ini sebanyak 158 dengan kriteria pengguna digital payment yang tersebar di Jabodetabek. Penelitian ini menemukan bahwa pengetahuan keuangan, sikap keuangan, dan perilaku keuangan dapat berpengaruh positif signifikan terhadap inklusi keuangan digital. Selain itu, ditemukan juga hasil bahwa perilaku keuangan mampu memediasi pengaruh pengetahuan keuangan terhadap inklusi keuangan digital.
Pengaruh Perceived Ease Of Use, Perceived Security Dan Trust Terhadap Decision To Adopt Digital Payment: Studi Kasus Pengguna Marketplace Meta Di Dki Jakarta By Luthfi Hamdi; Umi Widyastuti; Shandy Aditya
JURNAL RISET MANAJEMEN DAN EKONOMI (JRIME) Vol. 2 No. 3 (2024): Juli : JURNAL RISET MANAJEMEN DAN EKONOMI (JRIME)
Publisher : Institut Teknologi dan Bisnis (ITB) Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54066/jrime-itb.v2i3.2170

Abstract

This research aims to examine the factors that influence Perceived Ease of Use, Perceived Security, Trust and the Decision to adopt Digital Payment. There four variables used in this study are, Perceived Ease of Use, Perceived Security, Trust and Decision to Adopt Digital Payment. This he study was conducted in the Jakarta Special Capital Region (DKI Jakarta). A quantitative research method was employed using a Likert scale for measurement, with the population being Marketplace Meta (Facebook) users aged 17-30 in DKI Jakarta. In this study, purposive sampling was utilized to obtain 260 respondents. The research analysis technique employed Structural Equation Model (SEM). The results indicate that Perceived Ease of Use and Perceived Security have a significant direct effect on Trust, and Perceived Ease of Use, Perceived Security and Trust have a significant direct effect on the Decision to Adopt Digital Payment and Perceived Ease of Use and Perceived Security have a direct effect on the Decision to Adopt Digital Payment via Trust mediation.
PENGARUH FINANCIAL LITERACY DAN COMPULSIVE BUYING TERHADAP PROPENSITY TO INDEBTEDNESS Niswah Maghfira; Umi Widyastuti; Dicky Iranto
Journal of Social and Economics Research Vol 5 No 2 (2023): JSER, December 2023
Publisher : Ikatan Dosen Menulis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54783/jser.v5i2.314

Abstract

Penelitian ini bertujuan untuk menguji pengaruh variabel financial literacy dan variabel compulsive buying terhadap variabel propensity to indebtedness pada masyarakat GenZ dengan metode kuantitatif. Responden dalam penelitian ini sebanyak 134 dengan kriteria pengguna paylater dan memiliki kegemaran dalam berbelanja. Teknik pengambilan data pada penelitian adalah purposive sampling dengan metode analisis yang digunakan ialah Partial Least Square - Structural Equation Model (PLS-SEM). Hasil penelitian menunjukkan bahwa financial literacy memiliki hubungan yang negatif terhadap propensity to indebtedness, compulsive buying memiliki hubungan yang positif terhadap propensity to indebtedness, financial literacy memiliki hubungan yang negatif terhadap compulsive buying, dan compulsive buying memediasi secara parsial financial literacy terhadap propensity to indebtedness.
Faktor-Faktor Yang Mempengaruhi Kinerja Keuangan Dengan Environmental Performnace Sebagai Variabel Intervening Usman Mustofa; Agung Dharmawan Buchdadi; Umi Widyastuti
Jurnal Ekonomi Vol. 28 No. 2 (2023): July 2023
Publisher : Fakultas Ekonom dan Bisnis, Universitas Tarumanagara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24912/je.v28i2.1650

Abstract

This study uses a proxy assessment of environmental performance by PROPER-participating firms. The research focuses on an Indonesia Stock Exchange-traded company that will be evaluated as part of the PROPER program between 2019 and 2022. The study found that environmental performance was positively related to return on asset (ROA) and that it was not able to mediate the relationship between the board of commissioners and financial performance. Institutional ownership factors had no effect on environmental performance.
DETERMINAN KEPUASAN KEUANGAN: STUDI PADA PENGGUNA PAYLATER DI JABODETABEK Annisa Nurur Rahman; Umi Widyastuti; Destria Kurnianti
Journal of Economic, Bussines and Accounting (COSTING) Vol 7 No 5 (2024): Journal of Economic, Bussines and Accounting (COSTING)
Publisher : Institut Penelitian Matematika, Komputer, Keperawatan, Pendidikan dan Ekonomi (IPM2KPE)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31539/costing.v7i5.11076

Abstract

Penelitian ini dilakukan pada 535 responden pengguna paylater di Jabodetabek dengan tujuan untuk mengkaji pengaruh perilaku pengelolaan keuangan, pengetahuan keuangan, dan financial self-efficacy terhadap kepuasan keuangan. Metode analisis data yang digunakan adalah Structural Equation Modeling (SEM) berbasis kovarians dengan program AMOS 22. Hasil penelitian menunjukkan bahwa perilaku pengelolaan keuangan berpengaruh positif dan signifikan terhadap kepuasan keuangan. Pengetahuan keuangan tidak memiliki pengaruh langsung terhadap kepuasan keuangan, tetapi dapat mempengaruhi secara tidak langsung melalui perilaku pengelolaan keuangan. Financial self-efficacy juga tidak memiliki pengaruh langsung terhadap kepuasan keuangan, namun dapat mempengaruhi secara tidak langsung melalui perilaku pengelolaan keuangan. Selain itu, pengetahuan keuangan dan financial self-efficacy berpengaruh positif signifikan terhadap perilaku pengelolaan keuangan. Hasil ini mengindikasikan pentingnya perilaku pengelolaan keuangan sebagai mediator dalam hubungan antara pengetahuan keuangan serta financial self-efficacy dengan kepuasan keuangan.
Faktor-Faktor yang Menentukan Perencanaan Pensiun pada Generasi Sandwich Ferdian Hadika Prastya; Umi Widyastuti; M. Edo Suryawan Siregar
PPIMAN Pusat Publikasi Ilmu Manajemen Vol. 2 No. 4 (2024): Oktober : Pusat Publikasi Ilmu Manajemen
Publisher : Fakultas Ekonomi & Bisnis, Universitas Nusa Nipa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59603/ppiman.v2i4.533

Abstract

This study aims to analyze the influence of financial literacy, financial behavior, and future orientation on retirement planning among the sandwich generation. Using a quantitative approach with Structural Equation Modeling (SEM) AMOS, the research reveals that financial literacy significantly affects financial behavior, which in turn positively impacts retirement planning. However, future orientation does not show a significant effect on retirement planning, indicating that thinking about the future does not necessarily translate into concrete actions for retirement preparation. Additionally, the findings indicate that financial behavior does not significantly mediate the relationship between financial literacy and retirement planning. These results emphasize the importance of enhancing financial literacy to support better retirement planning, but also suggest that other factors may be necessary to strengthen this relationship.
Pengaruh Literasi Keuangan dan Kemudahan Penggunaan terhadap Keputusan Penggunaan Shopeepay pada Mahasiswa D4 dan S1 Fakultas Ekonomi dan Bisnis Universitas Negeri Jakarta Angella Priyatna; Atika Siti Hajar; Gemah Putri Djaelani; Nabila Ramadhanti; Umi Widyastuti; Destria Kurnianti
PPIMAN Pusat Publikasi Ilmu Manajemen Vol. 3 No. 1 (2025): Januari : Pusat Publikasi Ilmu Manajemen
Publisher : Fakultas Ekonomi & Bisnis, Universitas Nusa Nipa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59603/ppiman.v3i1.615

Abstract

This study examines the influence of financial literacy and ease of use on the decision to use ShopeePay among undergraduate and diploma students of the Faculty of Economics and Business at the State University of Jakarta. A quantitative research method was applied through a survey of 151 respondents selected using purposive sampling. Data were collected via an online questionnaire and analyzed using multiple linear regression. The results of the study indicate that financial literacy and ease of use have a positive and significant effect on the decision to use ShopeePay, both partially and simultaneously. Financial literacy enhances students’ ability to manage finances and make prudent financial decisions. Ease of use encourages comfort in adopting financial technology. The independent variables explain 35.6% of the variability in the decision to use ShopeePay, while the remaining portion is influenced by other factors. This research supports the literature on financial technology adoption and contributes to marketing strategies and financial education for digital wallet providers.
Pengaruh Financial Socialization dan Financial Attitude Terhadap Financial Satisfaction Melalui Financial Behavior Mahasiswa Rantau di Pulau Jawa Nabila Resia Isnaini; Umi Widyastuti; M. Edo Suryawan Siregar
Inisiatif: Jurnal Ekonomi, Akuntansi dan Manajemen Vol. 4 No. 2 (2025): April : Inisiatif : Jurnal Ekonomi, Akuntansi dan Manajemen
Publisher : Universitas 45 Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30640/inisiatif.v4i2.3830

Abstract

This study aims to analyze the influence of financial socialization and financial attitude on financial satisfaction through financial behavior among non-local students in Jawa Island. The research involved a sample of 230 active students aged 18–25 years had migrated to Java Island for their studies. The sampling technique used was purposive sampling and the data were processed using the Covariance-Based Structural Equation Modeling (CB-SEM) method. The results show that financial socialization has a positive and significant effect on financial satisfaction, while financial attitude has no effect on financial satisfaction. Both financial socialization and financial attitude have a positive and significant effect on financial behavior. Furthermore, financial behavior positively and significantly influences financial satisfaction and mediates the relationship between financial socialization and financial satisfaction, as well as between financial attitude and financial satisfaction.
Pengaruh E-Service Quality dan Perceived Value Terhadap Customer Satisfaction Pengguna Aplikasi Flip : (Studi pada Mahasiswa Aktif S-1 dan D-4 Fakultas Ekonomi dan Bisnis Universitas Negeri Jakarta) Amelia Salsa Sabila; Eka Faradila Yasmin; Salma Rahmadani; Saski Aulia; Umi Widyastuti; Destria Kurnianti
CiDEA Journal Vol. 3 No. 2 (2024): Desember :CiDEA Journal
Publisher : Universitas 17 Agustus 1945 Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56444/cideajournal.v3i2.2300

Abstract

This research aims to analyze the effect of E-Service Quality and Perceived Value on Customer Satisfaction in using the Flip application. This study uses quantitative methods by collecting data through a Likert scale questionnaires distributed to active S-1 and D-4 students of the Faculty of Economics and Business State University of Jakarta who are Flip application users. The sampling method applied is purposive sampling, with a final sample of 86 respondents. The data collected was then analyzed using multiple linear regression with the help of SPSS software. The results showed that the two independent variables, namely E-Service Quality and Perceived Value, had a significant positive effect on Customer Satisfaction, both partially and simultaneously. E-Service Quality has a more dominant influence than Perceived Value with a regression coefficient of 0,379. This finding indicates that efficient, reliable, and high-value digital services contribute significantly to increasing Flip user satisfaction.
Co-Authors - Maisaroh ACHMAD FAUZI Agung Dharmawan Buchdadi Agus Wibowo Agustiani, Mita Ahmad Fauzi Alda Aurelia Artagita Aldrian Aldrin Herwany Amelia Salsa Sabila Angella Priyatna Annisa Nurur Rahman Aqila Putri Rahmanita Argy Wahyu Prabowo Ati Sumiyati Atika Siti Hajar Avivi Hilwana. A Bunga Cinta Widya By Luthfi Hamdi Caroline Pertiwi Corry Yohana Darma Rika Swaramarinda Destria Kurnianti Dewi Agustin Pratama Sari Dicky Iranto Dicky Iranto Diena Noviariani Diena Noviarini Diena Noviarini Diena Novirini Dwita Darmawati Eka Faradila Yasmin Erika Takidah Ferdian Hadika Prastya Fitria Nur Aini Gabriella Indah Brigitta Gantrivita Nur Ramida Gatot Nazir Ahmad Gemah Putri Djaelani Haneul Hanif Naufal Rafii I Gusti Ketut Agung I Ketut R. Sudiarditha Inayah, Niswah Jihan Salsabila Khairunnisa M. Edo Suryawan Siregar Marsofiyati Marsofiyati Maulana Rifky Yudhira Meta Bara Berutu Meta Bara Berutu Monica Nining Lestari Muhammad Fawaiq Muhammad Fawaiq Muhammad Onto Kusumo Muhammad Rahmansyah Muhammad Yusuf MUHAMMAD YUSUF Nabila Ramadhanti Nabila Resia Isnaini Niswah Maghfira Nurhayati Indiyastuti Nurul Azizeh Nurul Faizah Nurul Khasanah Osly Usman Pandu Irawan Abdullah Pangestika Chandra Dewi Petrolis Nusa Perdana, Petrolis Nusa Purwana E.S., Dedi Putri Aldya Rosada Rachdanti, Zanisca Shalma Rihad Alfiansyah Rini Nurmala Sari Salma Rahmadani Sarwin Sarwin Saski Aulia Scorita, Kurnia Budhy Shandy Aditya Shandy Aditya Siti Helmyati Siti Nurjanah SRI LESTARI Sri Zulaihati Susanti, Santi Syifa Andarliana Putri Terrylina A. Monoarfa Terrylina Arvinta Monoarfa Terrylina Arvinta Monoarfa Titis Fatarina Mahfirah Usep Suhud Usman Mustofa Vera Intanie Dewi Vidia Ratu Balqis Malzara Widya Parimita, Widya Zakiah, Rizka Zidane Ramadhan