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All Journal Jurnal Manajemen Terapan dan Keuangan Marwah: Jurnal Perempuan, Agama dan Jender JURNAL EKONOMI AKUNTANSI DAN MANAJEMEN I-Finance Journal IMAGE JURNAL MAHKAMAH International Journal of Artificial Intelligence Research Jurnal Ekonika : Jurnal Ekonomi Universitas Kadiri Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Syntax Literate: Jurnal Ilmiah Indonesia SAMARAH: Jurnal Hukum Keluarga dan Hukum Islam Al-Iktisab: Journal of Islamic Economic Law Al-Mashrafiyah : Jurnal Ekonomi, Keuangan, dan Perbankan Syariah SEIKO : Journal of Management & Business Legal Standing : Jurnal Ilmu Hukum Journal of Humanities and Social Studies JASa (Jurnal Akuntansi, Audit dan Sistem Informasi Akuntansi) Pena Justisia: Media Komunikasi dan Kajian Hukum International Journal of Economics, Business and Accounting Research (IJEBAR) Journal of Enterprise and Development (JED) International Journal of Economics Development Research (IJEDR) Ilomata International Journal of Management Management Studies and Entrepreneurship Journal (MSEJ) Al-Manhaj: Jurnal Hukum dan Pranata Sosial Islam Budapest International Research and Critics Institute-Journal (BIRCI-Journal): Humanities and Social Sciences Jurnal Ilmu Perbankan dan Keuangan Syariah Ekonomi Bisnis Manajemen dan Akuntansi (EBMA) Ilomata International Journal of Management Al-Mashrof: Islamic Banking and Finance Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan JURNAL MANAJEMEN AKUNTANSI (JUMSI) JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen PRAJA observer: Jurnal Penelitian Administrasi Publik Empowerment : Jurnal Pengabdian Pada Masyarakat Sibatik Journal : Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan Journal of Indonesian Management Al-Muamalat : Jurnal Ekonomi Syariah Jurnal Ekonomi, Manajemen, Bisnis dan Akuntansi Review Jurnal Pusat Studi Pendidikan Rakyat (PUSDIKRA) Journal of Social Research Journal Of Human And Education (JAHE) Ijtimā`iyya: Journal of Muslim Society Research JURIS (Jurnal Ilmiah Syariah) EKONOMIKA SYARIAH : Journal of Economic Studies Semarang Law Review Journal of Islamic Economics Lariba Journal of Public Representative and Society Provision QANUN: Journal of Islamic Laws and Studies Amkop Management Accounting Review (AMAR) Jurnal Media Hukum Jurnal Informatika Ekonomi Bisnis Journal of Economics and Management Scienties Jurnal Akuntan Publik AL-SULTHANIYAH Aladalah: Jurnal Politik, Sosial, Hukum dan Humaniora Mandub: Jurnal Politik, Sosial, Hukum dan Humaniora El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam RESLAJ: Religion Education Social Laa Roiba Journal Society Journal of Ekonomics, Finance, and Management Studies Jurnal Ekonomi dan Bisnis Jurnal Ekonomi, Manajemen, Akuntansi
Mustapa  Khamal  Rokan
Universitas Islam Negeri Sumatera Utara
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Social Sciences Other

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Eksekusi Jaminan Pada Pembiayaan Mudharabah Karena Force Majeur Ditinjau Dari Fatwa Dewan Syariah Nasional NO :07 DSN-MUI/IV/2000: Studi Kasus BSI Kecamatan Padang BolakKabupaten Padang Lawas Utara Rahma Dewi Siregar; Mustapa Khamal Rokan; Annisa Sativa
ALADALAH: Jurnal Politik, Sosial, Hukum dan Humaniora Vol. 1 No. 4 (2023): Jurnal Politik, Sosial, Hukum dan Humaniora
Publisher : Sekolah Tinggi Ilmu Syariah Nurul Qarnain Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59246/aladalah.v1i4.503

Abstract

BSI Kcp. Gunungtua carries out its business activities based on sharia principles. One of its business activities is mudharabah financing. In the implementation and resolution of mudharabah financing, there are still problems, practice in the field is still far from what is stated by the DSN-MUI fatwa. BSI Kcp. Gunung Tua has not really implemented the DSN-MUI Fatwa in its entirety, so that business actors receive capital financing from BSI Kcp. Gunung Tua is still obliged to return the capital in full, even if the capital manager (mudharib) experiences an accident or event beyond the management's fault (Overmacht). This research aims to determine (1) The concept of customer responsibility in mudharabah financing caused by Force Majeure based on the Fatwa of the National Sharia Council No: 07 DSN-MUI/IV/2000, (2) Implementation of collateral execution in mudharabah financing due to Force Majeure at BSI Kcp.Gunung Tua and (3) Is execution of collateral in mudharabah financing permitted due to force majeure based on National Sharia Council Fatwa No: 07 DSN-MUI /IV/2000. Mudharabah financing is permitted as long as it does not conflict with sharia principles. If a sharia financial institution uses a Mudharabah contract, the sharia financial institution must follow the provisions of the DSN Fatwa. The DSN Fatwa regarding mudharabah financing is DSNMUI Fatwa No.07/DSN-MUI/IV/2000. The research method used is a descriptive method, namely describing the implementation of collateral execution. in mudharabah financing, the primary data source is the manager of BSI Kcp.Gunung Tua, the research technique used is interviews. The results of this research can be concluded that (1) The concept of customer responsibility for mudharabah financing implemented at BSI Kcp. Gunung Tua is that customers must fulfill their obligations to make payments unless it is caused by an unintentional error (Force Majeure), (2) Execution of guarantees in mudharabah financing due to Force Majeure at BSI Kcp. Gunung Tua and (3) Is the execution of guarantees in mudharabah financing permitted due to force majeure based on National Sharia Council Fatwa No: 07 DSN-MUI /IV/2000.
Analisis Akuntabilitas Pengelolaan Alokasi Dana Desa (ADD) Dalam Upaya Meningkatkan Pembangunan dan Pemberdayaan Masyarakat Pada Desa Lambou Darul Ihsan Kecamatan Bukit Malintang Kabupaten Mandailing Natal Fadilah Dalimunthe; Mustapa Khamal Rokan; Nurwani Nurwani
Jurnal Akuntan Publik Vol. 1 No. 4 (2023): Desember : Jurnal Akuntan Publik
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59581/jap-widyakarya.v1i4.1624

Abstract

This research aims to determine the accountability of managing village fund allocations in an effort to increase development and community empowerment in Lambou Darul Ihsan Village, Bukit Malintang District, Mandailing Natal Regency. This research uses a descriptive qualitative approach methodology, data collection techniques in this research are interview, observation and documentation techniques. Based on the research results, it was found that accountability in the management of village fund allocation in an effort to increase development and community empowerment in Lambou Darul Ihsan village in 2022 has been implemented in accordance with Minister of Home Affairs Regulation No. 20 of 2018 starts from planning, implementation, administration and reporting, while at the accountability stage both technically and administratively it is good, but sometimes there are inhibiting factors in preparing the report because the management still lacks experience and limited education, but this can be overcome because of the District government always provide coaching.
ANALISIS PRILAKU KONSUMSI ISLAMI SEBAGAI PEDOMAN KONSUMEN MUSLIM TERHADAP FENOMENA FLEXING BERKEDOK PEMBOHONGAN PUBLIK OLEH INFLUENCER DI MEDIA SOSIAL Jubaidah, Siti; Rokan, Mustapa Khamal; Dharma, Budi
Jurnal Manajemen Terapan dan Keuangan Vol. 13 No. 02 (2024): Jurnal Manajemen Terapan dan Keuangan
Publisher : Program Studi Manajemen Pemerintahan dan Keuangan Daerah Fakultas Ekonomi dan Bisnis Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/jmk.v13i02.33164

Abstract

Penelitian ini mengkaji fenomena "flexing" oleh influencer media sosial dan dampaknya terhadap perilaku konsumsi dalam konteks Islam. Flexing, yang sering digunakan untuk memamerkan status sosial atau sebagai teknik pemasaran, telah berkembang dengan cepat dalam era digital. Penelitian ini menggunakan pendekatan kualitatif, mengumpulkan data melalui observasi langsung serta analisis konten dari media sosial, e-book, artikel jurnal, dan berita. Hasil penelitian mengindikasikan bahwa flexing seringkali melibatkan penipuan melalui praktik najsy, yaitu pura-pura membeli barang mewah untuk menarik konsumen dan memicu keinginan instan menjadi kaya. Kegiatan tersebut berpotensi bertentangan dengan prinsip konsumsi Islami, yang menekankan pada konsumsi yang halal dan thoyyib, pengeluaran yang bijaksana untuk kehidupan dunia dan akhirat, serta menghindari pemborosan. Dengan memahami batasan yang ditetapkan oleh ajaran Islam, konsumen muslim dapat menghindari penyesatan dari konten flexing dan memilih gaya hidup yang lebih sederhana dan bertanggung jawab. Temuan ini penting untuk memandu konsumen muslim dalam menavigasi kompleksitas media sosial yang terus berkembang.
The Influence of MUI Halal Certificates on Buying Interest and Consumer Confidence Harahap, Shelvi Fadillah; Rokan, Mustapa Khamal; Syarbaini, Ahmad Muhaisin B
Image : Jurnal Riset Manajemen Vol 12, No 1 (2024): Image : Jurnal Riset Manajemen
Publisher : Universitas Pendidikan Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17509/image.2024.006

Abstract

This study aims to determine the effect of halal certificates on buying interest and consumer confidence in mixue. The method used by this research is quantitative method. The data source in this study comes from primary data, namely the results of distributing questionnaires / surveys through google form media.  The population of this study were FEBI UINSU students totaling 4,490 people. The sampling method uses simple random sampling technique, where the sample is drawn randomly in the population. The number of samples in this study were 100 respondents using the Slovin formula. Data analysis using SPSS 25 for windows software with instrument test, validity test, reliability test, normality test, linearity analysis, and significance test (t test). The results showed that halal certificates had a positive and significant effect on buying interest as indicated and the halal certificate variable has a positive and significant effect on consumer confidence.
Exploring the connection between women's dual roles, consumption patterns, and family economic welfare Ningsih, Anggi Aditiya; Rokan, Mustapa Khamal; Tambunan, Khairina
Journal of Enterprise and Development (JED) Vol. 5 No. Special-Issue-1 (2023): Journal of Enterprise and Development (JED)
Publisher : Faculty of Islamic Economics and Business of Universitas Islam Negeri Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Purpose — The objective of this study is to examine the impact of women's dual roles on the economic welfare of their families, as well as the extent to which consumption patterns can moderate this effect. Method — This study utilized a quantitative research approach. The target population consisted of housewives residing in Sei Sijenggi Village. A purposive sampling technique was employed to select 110 participants. Data collection involved administering a questionnaire specifically designed for housewives in Sei Sijenggi Village. The collected data were subsequently analyzed using the Moderated Regression Analysis (MRA) test.Result — The findings indicated a substantial impact of women's dual roles on the economic welfare of their families. Additionally, the study revealed that consumption patterns significantly influence family economic welfare. Furthermore, consumption patterns were found to play a significant moderating role in the relationship between women's dual roles and family economic welfare.Contribution — This research aims to contribute academically by uncovering the precise influence of housewives' dual roles as a benchmark for family economic welfare, emphasizing the significance of housewives' consumption patterns in effectively managing expenditure to attain economic well-being within the family.
Faktor-Faktor Yang Mempengaruhi Penggunaan Mobile Banking Pada Layanan BSI Mobile Dengan Menggunakan Model Unified Theory Of Acceptance And Use Of Technology (UTAUT) Pohan, Rahma Nur Azizah; Rokan, Mustapa Khamal; Syarvina, Wahyu
Jurnal Manajemen Akuntansi (JUMSI) Vol 4, No 3: 2024
Publisher : Universitas Labuhanbatu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36987/jumsi.v4i3.4025

Abstract

This study aims to see how the level of acceptance and use of the BSI mobile service system is measured using the UTAUT (Unified Theory Of Acceptance and Use Of Technology) model and find out what are the factors that influence customers in using BSI mobile services to students of the Faculty of Economics and Business. Islamic Business, State Islamic University of North Sumatra, batch 2018. This study has a sample of 100 students using a quantitative approach obtained from primary data sourced from customer survey results and secondary data. The data analysis techniques used are Descriptive Statistical Analysis, Validity Test, Reliability Test, Normality Test, Kolmogorov-Smirnov Test, Multicollinearity Test, Heteroscedasticity Test, t Test, F test, coefficient of determination test and multiple linear regression test using SPSS 25. So the results of data analysis on the hypothesis testing of performance expectations and social influence do not have a positive effect, then the variables of business expectations and condition of facilities have a positive effect.
Pengaruh Pengetahuan Dan Lingkungan Sosial Terhadap Job Preference Pada Alumni Perbankan Syariah FEBI UINSU Ritonga, Rabiatul Hadawiyah; Rokan, Mustapa Khamal; Irham, Mawaddah
Jurnal Manajemen Akuntansi (JUMSI) Vol 3, No 2: 2023
Publisher : Universitas Labuhanbatu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36987/jumsi.v3i2.4099

Abstract

In choosing a job (job preference) every human being has the right to choose each according to what he wants. However, to form this order, certain factors are needed which are considered important in determining which profession to choose. These factors are knowledge and the social environment related to the desired job. Statistical data states that none of the Islamic banking graduates work in Islamic banking, and there are even Islamic banking graduates who work in conventional banks. Therefore, graduating students need to have knowledge and a social environment in the career field they are interested in so that it can encourage them to choose a career (job preference). This study aims to determine the effect of knowledge and the social environment on job preference in UINSU FEBI graduates. The method used in this study was a quantitative method using 121 respondents taken from FEBI UINSU graduates in 2018 and 2019. The data in this study were collected using a questionnaire which had previously been tested for validity and reliability. The data analysis used was Multiple Linear Regression Analysis which was tested using IBM SPSS Statistic 26 Software. The results showed that Knowledge had an effect on Job Preference in Islamic Banking graduates FEBI UINSU, Social Environment had an effect on Job Preference in Islamic Banking graduates FEBI UINSU, Knowledge and The social environment simultaneously influences Job Preference for Islamic Banking graduates of FEBI UINSU.
Analisis Faktor-Faktor Yang Mempengaruhi Pembatalan Pembiayaan Murabahah pada PT. BPRS Puduarta Insani Cahaya Siagian, Ika Dwi; Rokan, Mustapa Khamal
Jurnal Manajemen Akuntansi (JUMSI) Vol 1, No 4: 2021
Publisher : Universitas Labuhanbatu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36987/jumsi.v1i4.2648

Abstract

Research conducted to analyze the influential factors related to the cancellation of Murabaha financing in Islamic bank PT. Bprs Puduarta Insani is about nonperforming loans, nonconformities in goods, and supporting collateral in Islamic banks. Cancellation of Murabaha financing is often the case that resulted in the cancellation due to nonconformity of the applicable conditions. and at Pt. Bprs Puduarta Insani cancellation of Murabaha financing can be resolved according to the Islamic perspective.
Pemenuhan Hak Dan Kewajiban Franchisor Dalam Pembinaan Usaha Terhadap Bisnis Waralaba (Franchise) Perspektif Wahbah Az-Zuhaili : (Studi Kasus Kecamatan Medan Kota Kota Medan) Nabila Zahra Siregar; Mustapa Khamal Rokan; Rahmat Hidayat
Mandub : Jurnal Politik, Sosial, Hukum dan Humaniora Vol. 1 No. 4 (2023): DESEMBER : Mandub: Jurnal Politik, Sosial, Hukum dan Humaniora
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/mandub.v1i4.606

Abstract

Franchising is part of a type of syirkah where there is a partnership association and raising funds as well as the use of trademarks. This also requires the franchisor to provide rights to the franchisee in the form of scientific, marketing and administrative rights to manage the business. This obligation was apparently not carried out by the Dimsum 1000 franchise, where all obligations to provide marketing knowledge were not carried out by the franchise. In writing this essay, the author formulates a problem in the form of how to implement the Dimsum 1000 franchise business in Medan District, Medan City? How do franchisors fulfill their rights and obligations in developing the Dimsum 1000 franchise business in Medan District, Medan City? How do you fulfill the rights and obligations of the Dimsum 1000 franchise business from Wahbah Az-Zuhaili's perspective in Medan District, Medan City? In this research the author uses empirical legal research. The results of the research explain that the implementation of the Dimsum 1000 franchise business in Medan District, Medan City, goes through a business cooperation agreement procedure first. Then all the equipment for selling is provided by Dimsum 1000. However, in the marketing strategy Dimsum 1000 is considered old-fashioned and out of date. Fulfillment of the franchisor's rights and obligations in developing the Dimsum 1000 franchise business in Medan City District. Medan City does not fulfill the franchisee's rights in the form of guidance in the form of training, management operational guidance, marketing, research and development for franchisees on an ongoing basis. Fulfillment the rights and obligations of the Dimsum 1000 franchise business from Wahbah Az-Zuhaili's perspective in Medan City District, Medan City, did not happen at all. Dimsum 1000 franchise practices viewed from Wahbah Az-Zuhaili's perspective are not in accordance with the fulfillment of the concept of rights applied in Wahbah Az-Zuhaili's own view. This can be seen from not providing guidance in the form of training, operational management guidance, marketing, research and development to franchisees on an ongoing basis, which violates the rights of the franchisees themselves.
Strategi Penyelesaian Ekesekusi Hak Tanggungan terhadap Benda Jaminan dalam Pembiayaan Murabahah pada BSI Area Retail Collection, Restructuring & Recovery Medan Kota rusyidi nasution, fauzan; Mustapa Khamal Rokan
Jurnal Ilmu Perbankan dan Keuangan Syariah Vol. 4 No. 1 (2022)
Publisher : Program Studi Perbankan Syariah Fakultas Ekonomi dan Bisnis Islam UIN Datokarama Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24239/jipsya.v4i1.116.1-13

Abstract

Dalam Pembiayaan Murabahah eksekusi jaminan dapat dilakukan dengan memenuhi syarat. Metode yang digunakan ialah metode kualitatif dengan cara wawancara, observasi, serta studi pustaka. Berdasarkan hasil analisa menyatakan bahwa apabila tidak ada kemampuan dan niat baik nasabah dalam mengembalikan pembiayaan, telah melalui restrukturisasi. Namun dari upaya tersebut nasabah belum juga dapat memenuhi kewajibannya. Prosedur eksekusi jaminan yaitu melalui tahapan Non Litigasi yaitu penjualan dibawah tangan (Offsetting) sesuai dengan Pasal 20 ayat (2) dan (3) UUHT dan melalui tahapan Litigasi (Jalur Hukum/Pengadilan). Praktek lelang eksekusi jaminan hak tanggungan dilakukan dengan dua cara, yaitu: Pertama, Bank mengajukan permohonan fiat eksekusi Hak Tanggungan kepada Pengadilan Agama berdasarkan Pasal 14 ayat (2) UUHT. Kedua, Bank juga dapat mengajukan permohonan lelang eksekusi terhadap objek Hak Tanggungan secara langsung (parate eksekusi) ke Kantor Pelayanan Kekayaan Negara dan Lelang (KPKNL) sesuai Pasal 6 UUHT. Melalui teori Mashalihul Mursalah dengan mengambil filosofi kemanfaatan bagi orang banyak dan Teori ‘Urf sesuai dengan qaidah “Al-‘adatu muhakkamah” (Adat kebiasaan itu merupakan syari’at yang ditetapkan sebagai hukum) ditemukan bahwa Hak Tanggungan dalam penerapannya sudah sesuai dengan Hukum Islam.
Co-Authors Abdi Satria Hasibuan Abdul Aziz, Malik Aldila, Rina Alfi Andriansyah Harahap Annisa Sativa Anshari, Muhd. Khumaidi El apriani, sri Arsyadona, Arsyadona Asmuni Asmuni Aulia Luthfi Ramadhan Azmi, Syahfrilla Al Risa Nurul Bagus Ramadi Budi Harianto, Budi Cahaya Permata Cahaya Siagian, Ika Dwi Chaniago, Sabaruddin Chuzaimah Batubara Cindy Triningsih Dalimunthe, Afifah Khairiah Dara Khairatun Nisa Sinaga Daulay, Nurhayati Dharma, Budi Endah Nurrohwinta Djuwarno Fadilah Dalimunthe Fadilah Dalimunthe Fathur Rahman Baihaki Fira Annisa Hannum Harahap, Novita Harahap, Faiza Shakira Saina Harahap, Firda Ramadani Harahap, M. Ikhsan Harahap, Muhammad Ikhsan Harahap, Shelvi Fadillah Harmaen, Harmaen Imam Yazid Indradewa, Rhian Irham, Mawaddah Isnaini Harahap Khairunnisa Khairunnisa Khairussyifa, Salwa Khasanah Mustika Syahputri Khoiriyah Handayani Dasopang Kusmilawaty, Kusmilawaty Laylan Syafina Lubis, Passa Sayyid Akbar M. Asiddiki Mubarak M. Fauzan Rusyidi Nst M. Ikhsan Harahap Makky, Ahmad Manaf, Muhammad Firdaus Bin Abdul Masithoh, Masithoh Matwar, Habib Maya Rein Mega Amelia Putri, Mega Amelia Mina Hasin Muhamad Handoyo Sahumena Muhammad Idris Nasution Muhammad Lathief Ilhamy Nasution Muhammad Ravi Akbar muhammad Syahbudi, muhammad Muhammad Taupik Muttaqin, Izanatul Nabila Zahra Siregar Nasution, Juliana Nasution, Mhd. Romadhon Ningsih, Anggi Aditiya Nst, Nur Kamelia Nur Kamelia Nasution Nurbaiti Nurbaiti Nurlaila Nurlaila Nursani Alvia Siregar Nurselina Nasution Nurul Farizka Siregar Nurusshobah, Nurusshobah Nurwani Nurwani Nurwani Nurwani Nurwani Nurwani Nurwani Oktania, Mila Panjaitan, Desi Katriana Permata, Cahaya Pohan, Rahma Nur Azizah Putri, Eka Khayana Rahma Dewi Siregar Rahma, Tri Inda Fadhila Rahmani, Nur Ahmadi Bi Rahmat Hidayat Rahmi Syahriza, Rahmi Ramadiansyah, Ridho Rambe, Trinaningsih Rangkuti, Shopia Marwah Rija Aini Ritonga, Rabiatul Hadawiyah Rizky Ananda Utami Rizky Nabila Tanjung rusyidi nasution, fauzan Sartika Sartika Shopia Marwah Rangkuti Sibagariang, Maya Sari Sihotang, Indah Khairunnisa Silalahi, Purnama Ramadani Simahatie, Mai Sirait, Dzakiyyatul Ilmi Siregar, Anri Akta Perdana Siti Aisyah Siti Aisyah Siti Asiah Siti Jubaidah, Siti Sitompul, Humaidi situmorang, Jauharah Jilan Subakti, Hari Suhardina Suharno, Muhammad Iqbal Sukiati Sukiati Sukrin, Sukrin Surya Iswan, Ahmad Safwan Syarbaini, Ahmad Muhaisin B Syarfiandi Syarfiandi Syifa, Yumna Tambunan, Khairina Tanjung, Alwi Fajri Try Andini, Febrianty Tuti Anggraini Tuti Anggraini Uci Rahma Dayanti Siregar Umikaromah, Umikaromah Vidia Wahyu Syarvina Waizul Qarny Windi Mariska Suryani Siregar Yosa Afandi Lubis Yumna Syifa Zulfan Baihaqi