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All Journal Jurnal Manajemen Terapan dan Keuangan Marwah: Jurnal Perempuan, Agama dan Jender JURNAL EKONOMI AKUNTANSI DAN MANAJEMEN I-Finance Journal IMAGE JURNAL MAHKAMAH International Journal of Artificial Intelligence Research Jurnal Ekonika : Jurnal Ekonomi Universitas Kadiri Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Syntax Literate: Jurnal Ilmiah Indonesia SAMARAH: Jurnal Hukum Keluarga dan Hukum Islam Al-Iktisab: Journal of Islamic Economic Law Al-Mashrafiyah : Jurnal Ekonomi, Keuangan, dan Perbankan Syariah SEIKO : Journal of Management & Business Journal Analytica Islamica Legal Standing : Jurnal Ilmu Hukum Journal of Humanities and Social Studies JASa (Jurnal Akuntansi, Audit dan Sistem Informasi Akuntansi) Pena Justisia: Media Komunikasi dan Kajian Hukum International Journal of Economics, Business and Accounting Research (IJEBAR) Journal of Enterprise and Development (JED) International Journal of Economics Development Research (IJEDR) Ilomata International Journal of Management Management Studies and Entrepreneurship Journal (MSEJ) Jurnal Ilmiah Manajemen Kesatuan Al-Manhaj: Jurnal Hukum dan Pranata Sosial Islam Budapest International Research and Critics Institute-Journal (BIRCI-Journal): Humanities and Social Sciences LEGAL BRIEF Jurnal Ilmu Perbankan dan Keuangan Syariah Ekonomi Bisnis Manajemen dan Akuntansi (EBMA) Ilomata International Journal of Management Al-Mashrof: Islamic Banking and Finance Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan JURNAL MANAJEMEN AKUNTANSI (JUMSI) JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen PRAJA observer: Jurnal Penelitian Administrasi Publik Empowerment : Jurnal Pengabdian Pada Masyarakat Sibatik Journal : Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan Journal of Indonesian Management Al-Muamalat : Jurnal Ekonomi Syariah Jurnal Ekonomi, Manajemen, Bisnis dan Akuntansi Review Jurnal Pusat Studi Pendidikan Rakyat (PUSDIKRA) Journal of Social Research Journal Of Human And Education (JAHE) Ijtimā`iyya: Journal of Muslim Society Research JURIS (Jurnal Ilmiah Syariah) EKONOMIKA SYARIAH : Journal of Economic Studies Semarang Law Review Journal of Islamic Economics Lariba Journal of Public Representative and Society Provision QANUN: Journal of Islamic Laws and Studies Amkop Management Accounting Review (AMAR) Jurnal Media Hukum Jurnal Informatika Ekonomi Bisnis Journal of Economics and Management Scienties Jurnal Akuntan Publik AL-SULTHANIYAH Aladalah: Jurnal Politik, Sosial, Hukum dan Humaniora Mandub: Jurnal Politik, Sosial, Hukum dan Humaniora El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam RESLAJ: Religion Education Social Laa Roiba Journal Society Journal of Ekonomics, Finance, and Management Studies Jurnal Ekonomi dan Bisnis Jurnal Ekonomi, Manajemen, Akuntansi Jurnal At-Tanmiyah Ekonomi dan Bisnis Islam
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Analysis of Capital Assistance for Micro Enterprises by the Service of Cooperatives and SMEs Fathur Rahman Baihaki; Mustapa Khamal Rokan
Jurnal Ekonomi, Manajemen, Bisnis dan Akuntansi Review Vol. 2 No. 1 (2022): Juni
Publisher : Penerbit ADM Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/emba.v2i1.543

Abstract

Micro, small, and medium enterprises are one of the main pillars of the national economy that must o tain the main opportunity, support, protection, and development as widely as possi le as a form of firm alignment with people's economic usiness groups, without neglecting the role of large usinesses and State-Owned Enterprises. One of the o stacles in developing micro-enterprises is limited capital and limited access to sources of capital. This research is a case study of micro usiness group capital assistance y the Department of Cooperativen andnSMEs, Mandailing Natal Regency. The purpose of this research is to analyze the differences in capital, sales turnover, and profits of micro usinesses that receive capital assistance. The approach used is a qualitative approach. The population in this study is a mem er of the group of micro usiness actors (KPUM) in Panya ungan Kota District who received capital assistance amounting to 30 people. This study shows that capital assistance from the Cooperatives and UKM Service can help micro-enterprises in Panya ungan District to increase capital, sales turnover, and profits, which refers to the varia les of capital differences, sales turnover, and profits after seeing efore and after o taining a loan. This means that the government's loan program through loan provisions can help develop micro-enterprises.
Management of Corporate Zakat on Sharia Banking Shopia Marwah Rangkuti; Mustapa Khamal Rokan
Journal of Indonesian Management (JIM) Vol. 2 No. 1 (2022): March
Publisher : Penerbit ADM Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/jim.v2i1.454

Abstract

This study focuses on the management of corporate zakat on Islamic banking. The purpose of the study was to determine the management of the company's zakat on Islamic banking. The method used in this study is a qualitative method, namely a research method based on philosophy used to examine the condition of natural objects, where the researcher is the key instrument, collecting data using literature studies such as taking from clear and accurate reading sources. The result of this research is to understand the company's zakat management towards sharia banking.
Analysis of the Conformity of Mudharabah Contracts in Suka-Suka Savings Products at Bank Mega Syariah KCP Medan Katamso Rizky Ananda Utami; Mustopa Khamal Rokan
Journal of Indonesian Management (JIM) Vol. 2 No. 1 (2022): March
Publisher : Penerbit ADM Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/jim.v2i1.455

Abstract

Sharia banking is currently on the rise and has become a reference for the public to invest their funds for various needs. For this reason, various Islamic banking products must be able to be understood by the public, one of which is the application of mudharabah contracts on savings products. This article discusses the analysis of the suitability of the Mudharabah Agreement in the Suka-Suka Savings Products at Bank Mega Syariah KCP Medan Katamso. This article uses qualitative research with data collection through direct interviews with stakeholders at Bank Mega Syariah KCP Medan Katamso. The results of this study are the application of the contract used in the Suka-suka Savings is the mudharabah muthlaqah contract, which is a form of cooperation between the shahibul maal (the owner of the funds) namely the customer and the mudharib (the fund manager) namely the bank, where the owner of the funds (shahibul maal) does not provide restrictions on mudharib in determining the type of business, time and area of business as long as it does not conflict with sharia principles and is in accordance with bank regulations.
Analysis of Marketing Mix Implementation on Hajj Savings Products in Increasing Hajj Customers at Mega Syariah Bank (Case Study of Mega Syariah Bank KCP Medan Katamso) Rizky Nabila Tanjung; Mustafa Khamal Rokan
Journal of Indonesian Management (JIM) Vol. 2 No. 1 (2022): March
Publisher : Penerbit ADM Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/jim.v2i1.457

Abstract

Basically, Marketing Mix is a marketing mix concept that puts forward elements such as promotion, price, place and product by considering the company's intended purpose, in which the implementation of a good and appropriate marketing mix will increase sales of both goods and services offered. qualitative research with case studies through a descriptive approach. The results of the study explain that the marketing mix for the Main Savings Products at Bank Mega Syariah Kcp Katamso can be categorized as successful this implementation is evidenced by the various successes of Bank Mega Syariah in getting customers both collectively and individually and this is inseparable on the performance of the operational and marketing teams who have implemented the marketing mix concept well, from the various efforts made by researchers, many have learned that something that is managed well, the results will also be good.
Analisis Penerapan Sistem Bagi Hasil Pada Pembiayaan Mudharabah Di Bank Syariah Indonesia Cabang Perdagangan Tasya Aprilia Sarah, Mustapa Khamal Rokan
Jurnal Pusat Studi Pendidikan Rakyat Volume 2 No 1 Februari 2022
Publisher : CV. PUSDIKRA MITRA JAYA

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Penelitian ini berjudul Analisis Penerapan Sistem Bagi Hasil Pada Pembiayaan Mudharabah Di Bank Syariah Indonesia cabang Perdagangan. Penelitian ini bertujuan untuk mengetahui penerapan sistem bagi hasil pada pembiayaan mudharabah yang dilakukan Bank Syariah Indonesia cabang Perdagangan. Penelitian ini menggunakan metode penelitian kualitatif, sehingga menghasilkan data deskriptif. Penelitian ini menggunakan teknik pengumpulan data wawancara dan dokumentasi. Hasil penelitian ini menunjukkan bahwa penerapan bagi hasil pada pembiayaan mudharabah yang dilakukan Bank Syariah Indonesia cabang Perdagangan yaitu menggunakan metode gross profit margin (bagi hasil usaha) untuk rasio pembagian labanya maka pihak Bank Syariah Indonesia cabang Perdagangan melihat dari jangka waktu pembiayaan. Pihak Bank tidak meyebutkan berapa porsi antara Bank dan Nasabah melainkan pihak Bank melakukan negosiasi. Jadi penerapan sistem bagi hasil yang diterapkan Bank Syariah Indonesia cabang Perdagangan sudah berjalan sesuai dengan fatwa No.07/-DSN-MUI/IV/2000.
The Theory of Zariah Legal Movement and It's Application in Market Law in Indonesia Mustapa Khamal Rokan
Ijtimā`iyya: Journal of Muslim Society Research Vol 5 No 1 (2020)
Publisher : Postgraduate Program, State Institute on Islamic Studies Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (425.822 KB) | DOI: 10.24090/ijtimaiyya.v5i1.3949

Abstract

This paper explains the legal movement zariah legal theory of history, concepts, philosophies, ways of working and its implementation in developing legal issues. The legal issue taken is the issue of antitrust law in Indonesia, especially in the contestation of modern markets and traditional markets in Indonesia. This paper uses a qualitative method with secondary data retrieval which is analyzed with a normative approach, history and legislation. The results showed the law must be able to move (movement) to form the ideal law. In the ideal market law that is by protecting (sadd), empowering (fath) and also collaborating (jam'u). The form of protection (sadd), a small market can be done in accordance with the conditions and situations that develop in the market. The form of legal protection can be in the form of legal protection of existence, giving tax payment incentives, protection against price competition, protection through granting location and time permits, protection by differentiating types of products in each type of market, as well as cooperating between modern markets and markets traditional.
Implementasi Akad Murabahah Bil Wakalah Dalam Produk Pembiayaan Kpr Btn Bersubsidi Ib Di Pt. Bank Tabungan Negara (Syariah) Kantor Cabang Syariah Medan Mustapa Khamal Rokan
Journal of Social Research Vol. 1 No. 11 (2022): Journal of Social Research
Publisher : International Journal Labs

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1423.284 KB) | DOI: 10.55324/josr.v1i11.258

Abstract

KPR merupakan pembiayaan yang memudahkan masyarakat dalam memenuhi kebutuhan akan hunian. KPR BTN Bersubsidi iB Bank Tabungan Negara (BTN) Syariah Kantor Cabang Medan sendiri merupakan produk pembiayaan kepemilikan rumah dengan subsidi dari pemerintah yang diperuntukkan bagi masyrakat berpenghasilan rendah (MBR). Penelitian ini dilatar belakangi adanya penggunaan sistem multi akad murabahah bil wakalah dalam produk pembiayaan KPR BTN Bersubsidi iB di PT. Bank Tabungan Negara (BTN) Syariah Kantor Cabang Medan yang pelaksanaannya belum bisa dipastikan apakah sesuai dengan Peraturan Bank Indonesia Nomor:7/46/PBI/2005 Pasal 9 Ayat 1 huruf d dan Fatwa DSN – MUI No.04/DSN – MUI/IV/2000 Pasal 1 Ayat 9. Dalam penelitian ini penulis menggunakan jenis penelitian lapangan (field research) yang dilakukan di Bank Tabungan Negara (BTN) Syariah KC Medan. Sedangkan metode penelitian yang digunakan adalah metode kualitatif dan data dikumpulkan melalui metode observasi, metode wawancara, dan metode dokumentasi. Hasil penelitian ini menunjukkan bahwa untuk mengetahui implementasi akad murabahah bil wakalah dalam produk pembiayaan KPR BTN Bersubsidi iB di Bank Tabungan Negara (BTN) Syariah Kantor Cabang Medan., Dan, untuk mengetahui implementasi akad murabahah bil wakalah dalam produk produk pembiayaan KPR BTN Bersubsidi iB di Bank Tabungan Negara (BTN) Syariah Kantor Cabang Medan sesuai atau tidak sesuai dengan Fatwa DSN-MUI No.04/DSN – MUI/IV/2000
Faktor-Faktor yang dapat Mempengaruhi Keinginan Nasabah untuk Menggunakan Product Bundling Ziswaf pada Bank Muamalat KCP Sukaramai Mina Hasin; Mustapa Khamal Rokan
Jurnal Ekonomi Akuntansi dan Manajemen Vol 21 No 2 (2022)
Publisher : Universitas Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19184/jeam.v21i2.33987

Abstract

In an effort to improve the welfare of the community, philanthropy is an effort that provides solutions to overcome the people who live within. Islam is often about the teachings of philanthropy. By taking a study of ZISWAF's Product Bundling. Therefore, this study aims to determine marketing strategies and factors that can influence customer interest or desire in using ZISWAF Product Bundling and the process of obtaining benefits from this product at Bank Muamalat Medan Sukaramai. The methodology of this research is descriptive qualitative with an empirical approach, because the purpose of this research is to describe a situation that is factual in a systematic and accurate manner. The results showed that what made customers interested in using ZISWAF Product Bundling were Product Innovation Factors, Marketing Strategy Factors, Trust Factors, Product Quality Factors, and Income Factors. Then, that the ZISWAF Product Bundling referred to in this study is the discovery of banking products from Bank Muamalat which can be a financial investment as well as an investment in the afterlife. Product innovation is in the form of Savings and Deposits which are bundled with the ZISWAF program. Keywords: Product Bundling ZISWAF, Marketing Strategy, Islamic Bank
Analysis of the Application of Profit Sharing on Marhamah's Savings Using Mudharabah Contracts at PT. Bank Sumut Sharia Karya Sub-Branch Dara Khairatun Nisa Sinaga; Mustapa Khamal Rokan
Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Vol. 3 No. 2 (2022): April
Publisher : Penerbit ADM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/emak.v3i2.488

Abstract

The purpose of this research is intended to identify and examine the application of profit sharing to savings marhamah using the mudharabah contract conducted by PT. Bank Sumut Karya Sub-Branch. In this study, the author uses a qualitative approach, namely a research method that emphasizes the aspect of in-depth understanding of a problem, so as to produce descriptive data. This study uses interview and documentation data collection techniques. The results of this study indicate that the application of profit-sharing savings marhamah by using the mudharabah contract by PT. Bank Sumut Syariah Capem Karya uses the profit sharing method, which is to share net profits from businesses or investments that have been carried out. So the application of the profit sharing system applied by PT. Bank Sumut Syariah Capem Karya has been running in accordance with fatwa No. 07/DSN-MUI/IV/2000.
The Effect of Profit Sharing Ratio on Customer Interest in Savings in Time Deposit Products at Bank Mega Syariah KC Medan Yumna Syifa; Mustopa Khamal Rokan
Journal of Indonesian Management (JIM) Vol. 2 No. 1 (2022): March
Publisher : Penerbit ADM Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/jim.v2i1.460

Abstract

Banking is a financial institution that provides services and conveniences to its customers who wish to conduct financial transactions. Bank Mega Syariah KC Medan is one of the Islamic financial institutions that offers mudharabah time deposits (deposits) with profit sharing contracts. The target of this bank product is some people who can afford and have excess funds. This study aims to determine the effect of the profit-sharing ratio on customer interest in saving on deposit products against Mega Syariah Bank KC Medan. The advantage of this profit-sharing ratio system for banks is that it can increase investment in third-party funds, as well as facilitate the circulation of money within the bank.
Co-Authors Abdi Satria Hasibuan Abdul Aziz, Malik Aldila, Rina Alfi Andriansyah Harahap Andri Soemitra Anggraini, Diah Sisca Annisa Sativa Anshari, Muhd. Khumaidi El apriani, sri Arsyadona, Arsyadona Asmuni Asmuni Aulia Luthfi Ramadhan Azhari Akmal Tarigan Azmi, Syahfrilla Al Risa Nurul Baehaqi Bagus Ramadi Budi Harianto, Budi Cahaya Permata Cahaya Siagian, Ika Dwi Chaniago, Sabaruddin Chuzaimah Batubara Cindy Triningsih Dalimunthe, Afifah Khairiah Dara Khairatun Nisa Sinaga Daulay, Nurhayati Dharma, Budi Endah Nurrohwinta Djuwarno Fadilah Dalimunthe Fadilah Dalimunthe Fathur Rahman Baihaki Fira Annisa Hannum Harahap, Novita Harahap, Faiza Shakira Saina Harahap, Firda Ramadani Harahap, M. Ikhsan Harahap, Muhammad Ikhsan Harahap, Shelvi Fadillah Harmaen, Harmaen Imam Yazid Indradewa, Rhian Irham, Mawaddah Isnaini Harahap Khairunnisa Khairunnisa Khairussyifa, Salwa Khasanah Mustika Syahputri Khoiriyah Handayani Dasopang Kusmilawaty, Kusmilawaty Laylan Syafina Lubis, Passa Sayyid Akbar M. Asiddiki Mubarak M. Fauzan Rusyidi Nst M. Ikhsan Harahap M. Yogi Riyantama Isjoni Makky, Ahmad Manaf, Muhammad Firdaus Bin Abdul Masithoh, Masithoh Matwar, Habib Maya Rein Mega Amelia Putri, Mega Amelia Mina Hasin Muhamad Handoyo Sahumena Muhammad Habibi Siregar, Muhammad Habibi Muhammad Idris Nasution Muhammad Lathief Ilhamy Nasution Muhammad Ravi Akbar muhammad Syahbudi, muhammad Muhammad Taupik Muttaqin, Izanatul Nabila Zahra Siregar Nasution, Juliana Nasution, Mhd. Indra Mulia Nasution, Mhd. Romadhon Ningsih, Anggi Aditiya Nst, Nur Kamelia Nur Kamelia Nasution Nurbaiti Nurbaiti Nursani Alvia Siregar Nurselina Nasution Nurul Farizka Siregar Nurusshobah, Nurusshobah Nurwani Nurwani Nurwani Nurwani Nurwani Nurwani Nurwani Oktania, Mila Oktavera Rizki Panjaitan, Desi Katriana Permata, Cahaya Pohan, Rahma Nur Azizah Putri, Eka Khayana Rahma Dewi Siregar Rahma, Tri Inda Fadhila Rahmani, Nur Ahmadi Bi Rahmat Hidayat Rahmi Syahriza, Rahmi Ramadiansyah, Ridho Rambe, Trinaningsih Rangkuti, Shopia Marwah Rija Aini Ritonga, Rabiatul Hadawiyah Rizky Ananda Utami Rizky Nabila Tanjung rusyidi nasution, fauzan Salsabila, Salma Sartika Sartika Shopia Marwah Rangkuti Sibagariang, Maya Sari Sihotang, Indah Khairunnisa Silalahi, Purnama Ramadani Simahatie, Mai Sirait, Dzakiyyatul Ilmi Siregar, Anri Akta Perdana Siti Aisyah Siti Aisyah Siti Asiah Siti Jubaidah, Siti Sitompul, Humaidi situmorang, Jauharah Jilan Subakti, Hari Suhardina Suharno, Muhammad Iqbal Sukiati Sukiati Sukrin, Sukrin Surya Iswan, Ahmad Safwan Syarbaini, Ahmad Muhaisin B Syarfiandi Syarfiandi Syifa, Yumna Tambunan, Khairina Tanjung, Alwi Fajri Try Andini, Febrianty Tuti Anggraini Tuti Anggraini Uci Rahma Dayanti Siregar Umikaromah, Umikaromah Vidia Wahyu Syarvina Waizul Qarny Windi Mariska Suryani Siregar Yosa Afandi Lubis Yumna Syifa Yusrizal Zulfan Baihaqi