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All Journal Jurnal TIMES JOURNAL OF ELECTRICAL AND SYSTEM CONTROL ENGINEERING Jurnal Elektro dan Telkomunikasi Jurnal Engine: Energi, Manufaktur, dan Material El-Iqtishady Abdimas: Papua Journal Of Community Service Journal Software, Hardware and Information Technology International Journal of Educational Review, Law And Social Sciences (IJERLAS) Multidiciplinary Output Research for Actual and International Issue (Morfai Journal) International Journal of Economic, Business, Accounting, Agriculture Management and Sharia Administration (IJEBAS) International Journal of Social Science, Educational, Economics, Agriculture Research, and Technology (IJSET) AJAD : Jurnal Pengabdian kepada Masyarakat Mauriduna : Journal of Islamic studies Jurnal Nasional Teknologi Komputer International Review of Practical Innovation, Technology and Green Energy (IRPITAGE) Journal of Accounting Research, Utility Finance and Digital Assets (JARUDA) Journal Agroecotech Indonesia (JAI) Jurnal Riset Hukum, Ekonomi Islam, ekonomi, Manajemen dan Akuntansi Jurnal Kreasi Rakyat SABAJAYA Jurnal Pengabdian Kepada Masyarakat GEMBIRA (Pengabdian Kepada Masyarakat) Jurnal Kesehatan Republik Indonesia Jurnal Teknik Elektro dan Komputer Indonesian Journal of Economic & Management Sciences (IJEMS) Jurnal Sains Materi Indonesia
Rahmaniar
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Journal : Jurnal Kreasi Rakyat

 1 
PENGARUH DIGITALISASI, PEMBIAYAAN DAN MANAJEMEN KEUANGAN TERHADAP PERTUMBUHAN UMKM DI ACEH Saiful Bahgia; Rahmaniar; Lisnawati
JURNAL KREASI RAKYAT Vol. 3 No. 1 (2025): February - April
Publisher : Lembaga Riset dan Inovasi Kreyat Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.64617/kreyat.v3i1.33-42

Abstract

This study aims to explore and analyze the influence of digitalization, financing, and financial management on the growth of MSMEs in Aceh. The research method uses a quantitative descriptive approach and conducts classical assumption tests and multiple linear regression tests. Data were obtained directly through distributing questionnaires to 70 respondents. The results of the study indicate that, simultaneously, digitalization, financing, and financial management influence the growth rate of MSMEs in Aceh. The independent variables (X) together have a contribution of 36.7% in explaining the growth rate of MSMEs in Aceh. While the remaining 63.3% is influenced by other variables not explained in this study. Partially, the digitalization variable (X1) of 0.277 and financing (X2) of 0.537 have a significant effect on the growth rate of MSMEs. Meanwhile, the financial management variable (X3) does not have a significant effect on the growth of MSMEs in Aceh. This study recommends further studies specifically examining the problems that hinder the growth of MSMEs. The government's presence is needed to maintain the significance of the growth and sustainability of MSMEs in Aceh.
Co-Authors Abu Hasan Adi Sastra Pengalaman Tarigan Aditya Adnan Aisah Akhyar, Chairil Amru Usman Aprida Hanum Arliansyah Arnela Nur Bahri, Halida Cut Dhea Fidela Edison Erna Isfayani Ernawati Jassin, Ernawati Erpandi Dalimunthe Eva Ayuzar Fakhri, Ade Falahuddin Farhan Kandarifa Fayza Yovania Br Sembiring Fidya Amira Nasution Fitrian Rizky Fuadi Hamdiah Hartati Bahar Heriyana Ikramuddin, Ikramuddin Ilham Ahmad Ilyasa Ramadhan INDAH PURNAMASARI Isfayani, Erna Jamil, Afwan Jullimursyida Kamrin Khadijah Vanny Khairawati Khairil Anwar Khairina AR Likdanawati Lince Bulutoding Lisnawati M. Subhan Mardhiah, Ainol Mariyudi Martha Aznury Martua Rahmat Maryudi Mhd Rizki Syahputra Mhd. Ilyasa Lubis Mirna Zahara Mita Darmayanti Mohd Heikal MUCHSIN Mufid, M. Nuzul Muhammad Ade Hendarso Muhammad Zaman Munandar Nadhila Isara Naufal Bachri, Naufal Nia Kurniawati Nofan Rullyanto Tinambunan Nur Faliza Nurainun Nurazizah Parlin Hambali Pristisal Wibowo Puja Ramadhani Putri Faradila Radha Chitta Vritti Rafifah Abu, Rahmah Rahmah Rafifah Abu Rahman Ambo Masse Raja Nasrul Fuad Ratna Wilis Razali, Ramadhan Rico Nur Ilham Ridwan, Wahyu Ristati Rizaldy, Adhy Robert Junaidi Rosa Zachrul Phonna Rudi Maulana Rusydi Saiful Bahgia Saiful Muchlis Saleh, Firman Samsul Bahri Sapna Biby Satria Darmawan Suriani Sutriani Syahbudin Syahbudin, Syahbudin Syamsul Bahri Syifa Thahira Yusral T. Edyansyah, T. Edyansyah Talita Ainun Nursalsabillah C Taufik Refyandra Wahyu Desmandra Wahyu Fuadi Wahyuddin Widia Kamisah M Br Tinambunan Widyana Verawati Siregar Widyana Verawaty Siregar Yulis Sayang Zulham Zuraidah Tharo