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All Journal Media Farmasi : Jurnal Ilmu Farmasi (Journal Of Pharmaceutical Science) Riset Manajemen dan Akuntansi Equilibrium Jurnal Ilmiah Ibnu Sina (JIIS): Ilmu Farmasi dan Kesehatan SEIKO : Journal of Management & Business JURNAL ILMIAH AKUNTANSI UNIVERSITAS PAMULANG Jambura Accounting Review Satwika : Kajian Ilmu Budaya dan Perubahan Sosial Jurnal Kajian Ilmiah Kesehatan Dan Teknologi (JKIKT) Jurnal Review Pendidikan dan Pengajaran (JRPP) Maker: Jurnal Manajemen EAJ (ECONOMICS AND ACCOUNTING JOURNAL) PREPOTIF : Jurnal Kesehatan Masyarakat Community Development Journal: Jurnal Pengabdian Masyarakat Accounting and Business Journal International Journal of Educational Management and Innovation (IJEMI) JANAKA : JURNAL PENGABDIAN MASYARAKAT KEWIRAUSAHAAN INDONESIA Jurnal Pendidikan Ilmu Pengetahuan Alam (JP-IPA) Indonesian Financial Review Jurnal Kajian Pembelajaran dan Keilmuan Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah JUrnal Riset Ilmu Pendidikan AKADEMIK: Jurnal Mahasiswa Humanis Jurnal Ilmu Pendidikan (SOKO GURU) International Journal of Health and Pharmaceutical (IJHP) Jurnal Pengabdian Masyarakat Bhinneka Jurnal Bakti Untuk Negeri Amal Ilmiah: Jurnal Pengabdian Kepada Masyarakat Indonesian Journal of Innovation Multidisipliner Research Fin Synergy: Jurnal Manajemen Keuangan Jurnal Pengabdian Sosial Ilmu Manajemen Sosial Humaniora (JIMSH) Journal of Leadership, Management and Policy in Education ABDIMAS Iqtishadia Journal of Management and Economics Research Indonesian Journal of Innovation Multidisipliner Research
Muliyani Muliyani
Universitas Ahmad Dahlan Yogyakarta
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Journal : SEIKO : Journal of Management

 1 
The Effect of Fintech Adoption, Financial Literacy and Financial Management Behavior to MSME Performance in Medan Amaliani, Fitri; Muliyani, Muliyani
SEIKO : Journal of Management & Business Vol 7, No 1.1 (2024)
Publisher : Program Pascasarjana STIE Amkop Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/sejaman.v7i1.6777

Abstract

This study aims to analyze the influence of fintech, financial literacy and financial management behavior on MSME performance. This study used a quantitative research design using statistical testing methods based on statistical tests.Data collection is carried out through the distribution of offline and online questionnaires to MSME players who use fintech payment methods in the form of "QRIS" spread across the Medan City area. The population in this study is all MSME actors who use the Qris application with samples selected using random sampling techniques. The number of samples used was 44 people. This study shows the following results: first, fintech has a positive effect and significance on MSME performance.second, financial literacy has a positive effect and significance on MSME performance.third, financial management behavior has no influence on MSME performance then the hypothesis.
Peran Literasi Keuangan dan Inklusi Keuangan dalam Meningkatkan Penggunaan Financial Technology pada UMKM Di Kota Medan Ufmayza, Dara; Muliyani, Muliyani
SEIKO : Journal of Management & Business Vol 7, No 1.1 (2024)
Publisher : Program Pascasarjana STIE Amkop Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/sejaman.v7i1.6800

Abstract

Saat ini, inovasi di bidang ekonomi terus-menerus dikembangkan, terutama perihal masalah keuangan. Inovasi di bidang keuangan yang saat ini sedang berkembang pesat adalah financial technologi. Penggunaan teknologi finansial ini sangat memudahkan dalam bertransaksi keuangan, terutama pada para pelaku usaha termasuk UMKM sebagai tahapan kemajuan bisnisnya. Hadirnya teknologi bidang finansial cukup luas sasarannya ke sektor-sektor keuangan. Adanya peran literasi keuangan sebagai pengetahuan dan wawasan terkait informasi keuangan serta inklusi keuangan sebagai akses kemudahan dalam jangkauan teknologi itu sendiri sebagai factor yang dipilih penulis untuk menganalisis pengaruh dalam penggunaan Financial Technology. Penelitian ini akan dilakukan pada pelaku UMKM Kota Medan, dengan 51 responden sebagai pelaku UMKM tersebut. Metode analisis yang digunakan adalah analisis regresi linier berganda yang dilakukan pada aplikasi SPSS 22. Hasil penelitian menunjukkan bahwa literasi keuangan tidak berpengaruh signifikan terhadap Financial Technology dan inklusi keuangan berpengaruh terhadap Financial Technology. This research was conducted on several MSMEs in Medan City. The purpose of this research is to find out whether there is or not and whether or not the MSME financial reports are in accordance with the profit and loss report, financial position report and notes report on financial reports according to EMKM SAK. This research uses quantitative research methods with a descriptive design. The aim of this descriptive research is to create systematic, factual and accurate descriptions, images or paintings regarding the facts, properties and relationships between the phenomena being investigated. Data collection used in this research used field research methods by collecting data about objects at the research location, such as observation, interviews and documentation. It was taken through the Medan City Cooperatives and MSMEs Service and only took MSMEs engaged in the trade sector. Based on the findings, of the 58 MSMEs studied, only 25 have implemented SAK EMKM financial reports or 3.448% of business actors have prepared financial reports in accordance with SAK EMKM. For several MSMEs in Medan City, they do not make financial reports that comply with SAK EMKM due to limited knowledge in applying these financial reports.
Analysis of the Implementation of Financial Accounting Standards for Micro, Small and Medium Entities in Preparing Medan MSME Financial Reports Khairunnisa, Khairunnisa; Muliyani, Muliyani
SEIKO : Journal of Management & Business Vol 7, No 1.1 (2024)
Publisher : Program Pascasarjana STIE Amkop Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/sejaman.v7i1.6776

Abstract

This research was conducted on several MSMEs in Medan City. The purpose of this research is to find out whether there is or not and whether or not the MSME financial reports are in accordance with the profit and loss report, financial position report and notes report on financial reports according to EMKM SAK. This research uses quantitative research methods with a descriptive design. The aim of this descriptive research is to create systematic, factual and accurate descriptions, images or paintings regarding the facts, properties and relationships between the phenomena being investigated. Data collection used in this research used field research methods by collecting data about objects at the research location, such as observation, interviews and documentation. It was taken through the Medan City Cooperatives and MSMEs Service and only took MSMEs engaged in the trade sector. Based on the findings, of the 58 MSMEs studied, only 25 have implemented SAK EMKM financial reports or 3.448% of business actors have prepared financial reports in accordance with SAK EMKM. For several MSMEs in Medan City, they do not make financial reports that comply with SAK EMKM due to limited knowledge in applying these financial reports.
Determinants of MSME Interest in Binjai City Using E-Payment as a Payment Method Mutiara, Mutiara; Muliyani, Muliyani
SEIKO : Journal of Management & Business Vol 7, No 2.1 (2024)
Publisher : Program Pascasarjana STIE Amkop Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/sejaman.v7i2.7986

Abstract

This research was conducted on several MSMEs in Binjai City. The purpose of this research is to determine whether or not there is interest in of course MSMEs in Binjai City in using E-Payment services as a payment method by assessing perceived ease of use, perceived benefits and perceived risks. This research uses associative quantitative methods. This research is associative quantitative research (relationship or influence). Associative research is "research that aims to determine the relationship between two or more variables". The form of relationship in this research is a causal relationship, namely a cause and effect relationship caused by the independent variable. Type of p data collection carried out in this research in the form of collecting questionnaires or questionnaires at the research location, namely u MSMEs in Binjai City and only MSMEs that have used digital payment methods or E-Payment.
Co-Authors AA Sudharmawan, AA Abubakar Abubakar Adam Adam Ahmad Albar Tanjung Akbar, Nabila Hadiah Alfi, Della Amaliani, Fitri Amaludin, Roni Anggriani, Putri Bunga Angin, Desi Putriyanti Perangin Ardi, Ardianto Aziz Arya Ramadhan Astuti, Widiyanti Rahayu Budi Azzahra, Divanadia Deluma, Ridwan Dharma, Rifanny Ananta Dina Aulia Dyah Aryani Perwitasari Fitriah Fitriah Halamury, Mercy Florence Hamna, Hamna Harahap, Reni Agustina Hasibuan, Abdurrozzaq Herlian, Herlian Hidayati, Azizah Nurul Hirdanti, Dwi Holiawati, Holiawati Indah Permata Sari Irawati, Wiwit Ishak Bagea Jamil, Muhammad Muhtadin Juhadira, Juhadira Juwita Ramadhani Kainama, Nacie Kakiay, Septianty Kee, Phua Lian Khairunnisa Khairunnisa Khairunnisa, Tia Zahra Kholidah, Leliy Leliy Kholida, Leliy Lubis, Ade Irma Seftyani Lubis, Miftahul Jannah Lubis, Sandrina As Zahra Marisa Marisa Maulidya, Maulidya Mayada, Mayada Muh. Khaerul Ummah BK Muh.khaerul Ummah BK Muhammad Zaini Mururul Aisyi mutiara mutiara Nasir Nasir Nasution, Andika Fadli Nazhipah Isnani Ningsih, Uut Dwi Nofryanti, Nofryanti Novianti, Desi Nurhasanah Nurhasanah Oesraini , Daffa Dhiba Oesraini, Daffa Dhiba Pane, Nadya Putri Utami Pasaribu, Natasha Melfisyaira Putri Puspitasari, Yulinda Putri, Viona Saskia Rahmi Annisa Rasid, Rasid Rifdha, Aliyah Rizka Andalusia Rustiyarso, Rustiyarso Saipul, Saipul Salianto Salianto, Salianto Sari, Intan Rahma Siddiq, Muhammad Amru Siregar, Sholahuddin Yakub Sri Agustini SRI WULANDARI Syamsudin Syamsudin Ufmayza, Dara Usman Usman W A, Sri Putri Winingrum W. A., Sri Putri Winingrum Widodo, Ridho Dwi Windari, Oppy Oktavianty Winingrum W. A., Sri Putri Wulandari, Ihya Yin, The Sin Yohanes Bahari Zuhrina Aidha