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Faktor-Faktor yang Berhubungan dengan Penentuan Sumber Pembiayaan pada Petani Wortel di Desa Margamukti Kecamatan Pangalengan Kabupaten Bandung Gina Deviyanti; Eliana Wulandari
Jurnal Ekonomi Pertanian dan Agribisnis Vol 6, No 2 (2022)
Publisher : Department of Agricultural Social Economics, Faculty of Agriculture, Brawijaya University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ub.jepa.2022.006.02.23

Abstract

Sektor pertanian memiliki peran penting dalam perekonomian nasional tetapi sebagian besar petani Indonesia masih sangat lemah dalam permodalan dan mengakses sumber pembiayaan untuk mendapatkan modal. Terdapat berbagai sumber pembiayaan pada sektor pertanian, namun tidak semua petani memanfaatkan sumber pembiayaan tersebut. Maka dari itu, penelitian ini bertujuan untuk mengetahui sumber modal petani dan faktor-faktor yang berhubungan dengan penentuan sumber pembiayaan petani wortel di Desa Margamukti. Penelitian ini menggunakan desain penelitian kuantitatif dengan metode survey. Penelitian ini dilakukan di Desa Margamukti Kecamatan Pangalengan Kabupaten Bandung pada bulan Februari – Maret 2020. Responden pada penelitian ini sebanyak 61 orang petani wortel yang diambil secara acak. Metode analisis data yang digunakan adalah analisis deskriptif dan analisis faktor. Hasil penelitian menunjukkan bahwa 54 petani wortel memilih menggunakan modal sendiri. Adapun, faktor-faktor yang berhubungan dengan penentuan sumber pembiayaan petani dikelompokkan menjadi empat faktor yaitu faktor individu, kepemilikan dan keorganisasian, usahatani dan akses pembiayaan, dan keluarga.
Implementasi Pembiayaan Pertanian Akad Salam Studi Kasus KSM-KUB Jaya Amanah Zainal Arifin; Eliana Wulandari; Tuti Karyani
JURNAL AGRICA Vol 14, No 2 (2021): JURNAL AGRICA
Publisher : Universitas Medan Area

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31289/agrica.v14i2.5083

Abstract

Permasalahan utama dalam kegiatan usahatani yaitu masih kurangnya modal untuk memenuhi kebutuhan input-input produksi. Pembiayaan syariah dapat dipilih menjadi solusi dikarenakan kesesuaiannya dengan karakteristik pertanian. Lembaga Keuangan Mikro Syariah dapat dijadikan solusi terbaik untuk merealisasikan pembiayaan syariah pertanian ke petani-petani secara langsung. Penelitian ini bertujuan untuk mengetahui penerapan akad salam pembiayaan pertanian di KSM Jaya Amanah di Desa Mekarjaya, Kecamatan Pacet, Kabupaten Bandung. Pendekatan penelitian dirancang dengan kualitatif melalui metode studi kasus. Perolehan data bersumber dari wawancara mendalam kepada informan. Hasil penelitian mengambarkan bahwa beberapa tahapan yang perlu dilakukan dalam program pembiayaan pertanian di KSM Jaya Amanah, seperti Survei ke ke rumah petani, Menganalisis karakter petani, Menganalisis keuangan calon petani anggota (pendapatan dan pengeluarannya), Survei sawah calon petani anggota (menghitung luasnya, menganalisis potensinya), Briefing, Persetujuan dan tanda-tangan kontrak, Serah terima uang, dan Serah terima panen. Dampak penerapan akad salam pada KSM Jaya Amanah sangat dirasakan oleh petani, pemberian modal sesuai dengan kebutuhan petani dan hasil produksi dijual kepada pihak lembaga dengan harga di atas tengkulak atau bandar sesuai dengan kesepakatan antara kedua belah pihak.
PERSEPSI PETANI PADI TERHADAP ASURANSI USAHATANI PADI DI KECAMATAN RANCAEKEK KABUPATEN BANDUNG Rizqina Qonita Aulia; Eliana Wulandari
Mimbar Agribisnis : Jurnal Pemikiran Masyarakat Ilmiah Berwawasan Agribisnis Vol 8, No 2 (2022): Juli 2022
Publisher : Universitas Galuh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25157/ma.v8i2.8022

Abstract

Rice farming insurance program is a government program that provides income and welfare protection to farmers in the face of production risk. Drought, flooding, and attacks by plant-disturbing organisms made rice farming in Rancaekek Subdistrict, Bandung District, a threat to crop failure. The involvement of rice farming insurance program can be an effective program to protect and prosper rice farmers when there is crop failure, especially during climate-related disasters and attacks by plant destruction organisms. This study aims to analyze 1) how rice farmers in Rancaekek Subdistrict, Bandung District, express their opinions about the rice farming insurance program, 2) whether there are any differences of the perceptions between farmer groups who participated in the rice farming insurance program and those who did not. The research method utilized a survey, and the number of respondents was as many as 50 farmers using proportionate stratified random sampling. Descriptive statistical analysis and the Mann Whitneey test were used in this study. The findings show that 1) rice farmers who participated in the rice farming insurance program give a good assessment that the program is considered important and can overcome rice farming problems. This is supported by the results that farmers understand the program, the objectives and benefits of the program, and socialization activities have met the needs of farmers, the administrative process is assisted thus easier at the registration stage, file collection, and when obtaining compensation claims disbursement. Regarding the amount of insurance premiums, it is felt to be light and affordable by farmers and the cost of compensation is considered sufficient to cover the initial capital. Meanwhile, rice farmers who did not participate in the insurance program had a mixed perception, in which some farmers did not believe the benefit of the program. Some farmers were unaware of the insurance program, and as a result, they lacked a thorough understanding of the program's goals, objectives, and benefits. 2) According to the Mann Whitneey test results, there were significant differences in the perceptions between farmers who participated in the insurance program and those who did not.
PERSEPSI PETANI TERHADAP SYARAT-SYARAT PENTING UNTUK MENDAPATKAN PEMBIAYAAN Amalia Prasiwi; Eliana Wulandari
Agroland: Jurnal Ilmu-ilmu Pertanian Vol 25, No 1 (2018)
Publisher : Universitas Tadulako

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (556.311 KB)

Abstract

The purpose of this study was to analyze farmers’ perception on the requirements to access financing from banks, micro financing institutions, farmers’ associations, traders, and agricultural input kiosks. This study used collateral, character, capacity, capital, condition of economy, loan size, farmer ability, farm size, spouse knowledge, membership, and sales contract as variables. Based on the Cartesian diagram, the variables included in the first quadrant areactually the important requirements for financing providers, but were considered not important by the farmers and those included in the second quadrant are the requirements which were important for both the financing providers and the farmers. The variables included in the third quadrant are the requirements which werenot important for both the finance providers and the farmers whereas those included in the fourth quadrant are the requirements which werenot important for financing providers, but was not actually considered important for the farmers.Keywords: Farmer knowledge, finance requirements, and IPA
Pengetahuan Petani Pisang Terhadap Prosedur Untuk Mendapatkan Pembiayaan. (Kasus di Kelompok Tani Sagara, Desa Kanoman, Kecamatan Cibeber Kabupaten Cianjur) Siti Haryanti; Eliana Wulandari
Agroland: Jurnal Ilmu-ilmu Pertanian Vol 25, No 3 (2018)
Publisher : Universitas Tadulako

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (420.673 KB)

Abstract

ABSTRACTThe purpose of this research was to analyze farmer’s knowledge on the procedure to obtain credit from bank and factors related to the farmer’s knowledge. This research used a quantitative method. The data were collected by interviewing and distributing questionnaires to forty banana farmers. Gap analysis and Ordinary Least Square were performed in this study. Procedures to access to finance from banks are farmers must submit a letter of credit application by filling the loan application form provided by the banks, the evaluation of the collateral value or guarantee by the banks, the decision to accept the credit by the banks, and the existence of monthly evaluation activities by the bank to the debtors after the credit disbursement. The results showed that the average score of farmers’ knowledge on the procedure to obtain finance from bank was 0.44. This means that the farmers’ knowledge on the procedure to obtain finance from bank was relatively low. This is due to significant factors related to the procedure, i.e. experience in obtaining finance and information sources.Keywords: Banks, Farmers’ knowledge, procedures to obtained finance,
Relationship between Fisherman's Characteristics and Livelihood Assets with Fisherman's Household Livelihood Strategy Demi Ilavy Maudi; Trisna Insan Noor; Eliana Wulandari
Budapest International Research and Critics Institute-Journal (BIRCI-Journal) Vol 5, No 3 (2022): Budapest International Research and Critics Institute August
Publisher : Budapest International Research and Critics University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33258/birci.v5i3.5912

Abstract

Pangandaran Regency is one of the new autonomous regions that has potential for fisheries resources in the southern part of West Java, however, the contribution of capture fisheries to GRDP in Pangandaran Regency is still relatively low. The majority of fishermen in Pangandaran Regency, especially in Cijulang District, are traditional fishermen and not all fishermen have the facilities and infrastructure that can support them in catching fish, such as equipment and boats. This research formulates a strategy for fishermen's livelihood to remain sustainable, based on the basic capital which is the potential driver and obstacle in the life of fishermen. The methodology used in this research is a survey with sampling withproportionate stratified random sampling technique. Meanwhile, the formulation of the development model was analyzed using the Structural Equation Model (SEM) with PLS analysis tools. The results showed that most of thefishermen are dominated by fishermen of productive age with the status of fishermen who own boats and fishing gear with more than 30 years of experience as fishermen, andformal education level at the elementary level, but always attends counseling, and has a number of family dependents as many as 2-3 people. In general, the average livelihood assets, namely natural capital (56.14 %), human capital (88.25 %), financial capital (72.59 %), social capital (81.26 %), and physical capital (68 ,78 %). Meanwhile, cumulatively, the highest percentage of household mobility/migration strategies is (71.81%), accumulation (68.97%), survival (60.92%), consolidation (39.68%), and diversification (37.13%). Andthere is a relationship between the characteristics of fishermen and livelihood assets on the livelihood strategies of fishermen.
TECHNICAL EFFICIENCY OF HORTICULTURAL FARMING IN CIANJUR DISTRICT Rohayati Suci Indrianingsih; Eliana Wulandari; Tuti Karyani
Agrisocionomics: Jurnal Sosial Ekonomi Pertanian Vol 7, No 2 (2023): June 2023
Publisher : Faculty of Animal and Agricultural Science, Diponegoro University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14710/agrisocionomics.v7i2.16987

Abstract

Efficiency is important in horticultural farming, but farmers still do not understand how the concept is to achieve efficiency. This study aims to determine the factors of production that influence the production of horticulture in particular pakcoy and determine the efficiency level of pakcoy farming. The research design is quantitative with a survey method by distributing questionnaires. Questionnaires were distributed to 30 respondents who obtained by simple random sampling. The data were analyzed using multiple linear regression and stochastic frontier analysis. The research was conducted in Cipanas Sub-district, Cianjur District from August to November 2022. The results showed that the production factors related to the production of pakcoy were the use of ZA fertilizer and Score pesticide. ZA fertilizer and Score pesticide have a positive relationship with pakcoy production. Pakcoy farming in Cipanas Sub-district, Cianjur District can be identified as efficient. Efficiency in pakcoy cultivation in Cipanas District can still be improved to achieve maximum efficiency. Efficiency can be increased by adding the quantity of several production factors that are positively related to production, as well as reducing the use of production factors that have a negative relationship with production. Farmers can attend training on increasing technical efficiency so they can understand the concept of technical efficiency and apply it in their business.
COMPARATIVE STUDY OF VARIOUS AGRICULTURAL FINANCIAL PROVIDERS IN BANDUNG DISTRICT Raden Trizaldi Prima Alamsyah; Eliana Wulandari; Tuti Karyani
Agrisocionomics: Jurnal Sosial Ekonomi Pertanian Vol 7, No 2 (2023): June 2023
Publisher : Faculty of Animal and Agricultural Science, Diponegoro University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14710/agrisocionomics.v7i2.17247

Abstract

Capital plays a crucial role in fulfilling the production needs of agriculture. As a hub for   agricultural production, farmers in Bandung District utilize various financial providers to meet their capital requirements. However, some farmers still encounter difficulties in obtaining finance. This research aims to identify the sources of finance obtained by farmers and evaluate the benefits and risks of various financial providers. A survey was applied using proportionate stratified random sampling through the distribution of questionnaires. The questionnaire consisted of questions related to the sources of finance used by the farmers and their experiences with obtaining finance. The data obtained were analyzed using descriptive statistics, which involved summarizing and organizing the data to describe various sources of financial providers in Bandung District. The study results indicate that 61% of farmers have obtained finance from various sources. The most commonly accessed source of finance is non-bank financial providers. In terms of benefits, non-bank financial providers have the highest utility and are classified as high, while digital financial providers have the highest level of effectiveness and are classified as very high. In terms of risk, bank financial providers are the safest source and are classified as low. The key to improving farmers' access to finance and ensuring the success and sustainability of their operations is effective collaboration between the government, financial institutions, and farmers themselves.
Knowledge Level of Farmers and the Importance of Coffee Seedling Attributes and Accessibilities in Bandung Regency, West Java, Indonesia Dina Fithriyyah; Eliana Wulandari; Tuhpawana P. Sendjaja
Pelita Perkebunan (a Coffee and Cocoa Research Journal) Vol 36 No 3 (2020)
Publisher : Indonesian Coffee and Cocoa Research Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22302/iccri.jur.pelitaperkebunan.v36i3.453

Abstract

Bandung Regency is one of the main Arabica coffee plant development centers in West Java, especially in Pangalengan District. The problem of Arabicacoffee farming is that the seedlings used not from recommended seed gardens, which may affect coffee productivity in the future. There are several factors thatinfluence farmers in the selection of coffee seedlings, including the knowledge of farmers on the attributes of coffee seedlings, and the importance of the attributes. The purpose of this study were 1) analyzing farmers’perception on the importance of different coffee seedlings attributes; 2) analyzing farmers’ knowledge of the seedlings attributes in each coffee variety; 3) analyzing the level of suitability and gap of the attributes of Arabica coffee seedling and the position of various categories of attributes and seedling accessibility in the concept of priority. The research method used quantitative approach from 77 coffee farmers. The data was analysed using descriptive analysis, Importance Performance Analysis and Cartesian diagrams. The results show that in general all the coffee attributes and seedlings accessibility evaluated had a positive score and very important for farmers. Furthermore, the farmers’ knowledge on the attributes and seedlings accessibility was variaed. Farmers have good knowledge on seedlings size, productive age, productivity, fertilizer use efficiency, seedling price, and ease of obtaining seedling attributes. There is an unsuitability and gap between the important and knowledge level of farmers about coffee attributes and seedlings accessibility.
Atensi Pelaku Usaha Hortikultura terhadap Teknologi Pembiayaan Indrianingsih, Rohayati Suci; Wulandari, Eliana; Karyani, Tuti
Agrikultura Vol 34, No 1 (2023): April, 2023
Publisher : Fakultas Pertanian Universitas Padjadjaran

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24198/agrikultura.v34i1.43136

Abstract

Teknologi pembiayaan merupakan salah satu alternatif sumber pembiayaan yang dapat diakses oleh pelaku usaha. Namun demikian, pelaku usaha masih belum familiar dengan teknologi pembiayaan sehingga atensi terhadap teknologi pembiayaan rendah dan lebih memilih mengakses pada sumber informal. Penelitian ini bertujuan untuk mengetahui faktor-faktor yang memengaruhi atensi pelaku usaha hortikultura terhadap teknologi pembiayaan. Penelitian dilaksanakan di Kabupaten Cianjur pada bulan Agustus-November 2022. Desain penelitian yang digunakan adalah kuantitatif dengan metode survei. Sampel ditentukan dengan teknik stratified random sampling dengan ukuran sampel 68 yang meliputi 4 penyedia input pertanian, 50 petani, 10 pengolah hasil pertanian, dan 4 pemasar hasil pertanian. Analisis regresi linier berganda digunakan untuk menganalisis data. Hasil penelitian menunjukkan bahwa variabel usia, pengalaman usaha, dan kemudahan mengakses teknologi pembiayaan berpengaruh signifikan terhadap atensi pelaku usaha hortikultura terhadap teknologi pembiayaan.
Co-Authors - Ernah . Ernah A. Syahrir, Nur Hilal Abdurrahman, Muhammad Dafa Agum Restu Alam Agus Gunawan Aisah, Annida Akmal, Mochamad Alam, Agum Restu Alamsyah, Raden Trizaldi Prima Amalia Prasiwi Amelia Hendra Amelia Hendra Andiani, Felicia Levina Anisa Salsabila Annida Aisah Arsal, Ariady Azzahra, Sheila Najwa Bagaskara, Fadil Calista, Mila Quinsy Demi Ilavy Maudi Deviawati Deviawati Dhany Esperanza Dhifa Prilia Purnomo Dika Supyandi Dika Supyandi Dika Supyandi Dina Fithriyyah Dina Fithriyyah Dini Rochdiani Eddy Renaldi Eddy Renaldy Ega Yunita Sari Eka Purna Yudha Elly Rasmikayati Endah Djuwendah Erna Rachmawati Ernah - Ernah Ernah Ernah Ernah Ernah Ernah Ernah Ernah Ernah, Ernah Esa Noerbayinda Eti Suminartika Fanny Widadie Farulian Purba Fatihah, Alya Fitri, Nisa Nurul Gina Deviyanti Handriyadi, Irfan Hendro Aryanto Hepi Hapsari Irfan Handriyadi Iwan Setiawan Jajang Sauman Jajang Sauman Karim, Ikawati Karissa Nurbudiati Kuswarini Kusno Lestari, Retna Dewi Lucyana Trimo Lucyana Trimo, Lucyana Mananty, Putri Meddy Rachmadi Mila Cahaya Mufid, Iqbal Naufal Muhammad Arief Budiman Muthia Khansa Agatha Nabila Fazrin Maulani Nagib, Muhammad Novianda Fawaz Khairunnisa Novianda Fawaz Khairunnisa Nur Syamsiyah Nurjanah, Indah Kartika Paliszkiewicz, Joanna Pandi Pardian Permadi, Nida Fathi Pertiwi, Yuselda Zauma Purba, Farulian Purba, Farulian Qisthy Arinal Haq Rachman, Muhammad Alfi Raden Trizaldi Prima Alamsyah Rafa Thea Kirana Saufika Rian Kurnia Rifai, Afif Ahmad Rizqina Qonita Aulia Rohayati Suci Indrianingsih rosdiani, dian Salma Aulia Rahmah Selvi Jubaya setiawan, Darma SETIAWAN, IWAN Silitonga, Claudia Meilin Tiara Triska Singgih Purnomo Siti Haryanti Solihin Rusydi Kasdi Subagja, Syukur Sudarjat Sudarjat Sulistyodewi Nur Wiyono SUPYANDI, DIKA Syamsiyah, Nur Syamsiyah Tomy Perdana Trimo, Lucyana Trisna Insan Noor Trivita, Rara Annisa Tuhpawana P. Sendjaja Tuhpawana P. Sendjaja Tuti Karyani Tuti Karyani Valeri, Eirene Vina Rachmadina Widia Kintan Sabila Firdaus Yosini Deliana Yusuf, Ghina Amelia Zainal Arifin Zumi Saidah