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Eksplorasi Pengalaman Mahasiswa dalam Memahami Konsep Zakat sebagai Calon Muzakki Monoarfa, Valentina; Adam, Alisya; Pou, Siti Rahmawati; Djiki, Rahmawati
CENDEKIA : Jurnal Penelitian dan Pengkajian Ilmiah Vol. 3 No. 3 (2026): CENDEKIA : Jurnal Penelitian Dan Pengkajian Ilmiah, Maret 2026
Publisher : Lembaga Pendidikan dan Penelitian Manggala Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62335/cendekia.v3i3.2453

Abstract

The purpose of this study was to explore students' understanding of zakat as prospective zakat payers. This study used a qualitative approach with a phenomenological method implemented through interviews with eight Muslim undergraduate students at Gorontalo State University, selected using a purposive sampling technique. Data were analyzed using the Miles and Huberman model. The research findings revealed that students understood zakat as a religious obligation and a form of concern for others. They were also familiar with various types of zakat, such as zakat fitrah and zakat mal, as well as the concepts of nisab and haul. However, their understanding was still basic and did not include technical aspects such as how to calculate zakat. Although most were not yet obligated to pay zakat mal, students demonstrated awareness and intention to fulfill this obligation in the future.
Belanja Online dan Gaya Hidup Mahasiswa Studi Kasus Semester 1 Fakultas Ekonimi dan Bisnis Universitas Negri Gorontalo Valentina Monoarfa; Sri Rahmalia Saleh; Nanda Utuli; Susmiyati Talibana; Arya Makalalag; Mohamad Rizki Bau; Muhammad Rayhan Monoarfa
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 3 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v7i3.6103

Abstract

From this study shows that online shopping has become a lifestyle of students today, with the ease, convenience and wider accessibility compared to traditional shopping. With the advancement of information and communication technology that can make it easier for consumers to buy various products directly from home using digital devices such as cellphones, laptops and others. This study also covers the factors that influence consumers to shop online and understand the comparison Regarding people who have made online shopping transactions, people who often shop online / crazy about online shopping and its impact on religious law, then people who have never shopped online. The expected results so that we as consumers pay more attention when making online shopping transactions. Thus the study to determine the comparison and factors regarding online shopping at the faculty of economics and business.
Literasi Keuangan Digital: Bahaya dan Dampak Pinjaman Online Ilegal Bagi Mahasiswa Studi Kasus Semester 1 Fakultas Ekonomi dan Bisnis Universitas Negeri Gorontalo Valentina Monoarfa; Aminarti Daud; Noviyanti Fatimah Riyadi; Niluh Gede Julianti; Karsum Yahya; Hadija Laima; Nuranisa Lakoro
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 3 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v7i3.6104

Abstract

The rapid development of digital technology has given rise to various new innovations, including online loans. Illegal online loans have become a serious problem in Indonesia, especially in Gorontalo. However, on the other hand, illegal online lending practices have also emerged which are detrimental to consumers, especially students. This research aims to find out how many students at Gorontalo State University are familiar with online loans. The method used in this research uses a descriptive qualitative approach. The results of this research show that many students are familiar with online loans and many have even used illegal online loans. Based on data, students have a fairly good understanding of online loans. They realize that illegal online loans offer easy access and fast processing, it is very common for social media users to receive offers or advertisements for illegal online loans. These ads often appear on homepages, in the form of paid posts, or even direct messages, but they also come with risks that you need to be aware of.
Optimasi Jumlah Produksi Kue Karawo pada UMKM Yayu Al Menggunakan Program Linear dan Aplikasi Mathway Valentina Monoarfa; Alfian Tobi; Jian Fitri Tumulo; Lina Putri Taufik; Muzdaliva Monoarfa; Cindy Aniga; Amanda Hatibae
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 3 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i3.6058

Abstract

Yayu Al's UMKM is a cake shop that sells various types of karawo cakes. As the culinary industry in Gorontalo develops, the competition in this sector is getting tougher, especially for karawo cakes. Therefore, creativity is needed for the company to survive and be at the forefront of its field. The purpose of this study is to analyze and determine the optimal amount of production to get maximum profit. The research method used is mixed methods using observation and interview approaches, and data analysis using linear programs and mathway applications. The results obtained are that UMKM Karawo Yayu Al Cake can use linear programs with the help of graphs from Mathway application for decision making. The calculation results show that the Tulip Chocolate Karawo Cake has the highest production capacity, which is 6,600, with a significant potential contribution to UMKM.
Penerapan Ergonomi di Lingkungan Kerja pada UMKM Zo’ellen Sagela Valentina Monoarfa; Arjan Gubali; Azhari Isima; Natalia; Dinarova Salsavia Datau; Febri Setiyawati; Nur Khairunnisa Ahmad
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 3 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i3.6077

Abstract

The application of ergonomics in the work environment of Micro, Small and Medium Enterprises (MSMEs) has an important role in increasing worker productivity, health and comfort. This research focuses on the MSME Zo'Ellen Sagela which produces a typical Gorontalo food, mashed sagela, and aims to examine the application of ergonomics in the production process. The research method used is descriptive qualitative, with data collection through observation and interviews. The research results show that an unergonomic work environment can cause physical complaints such as fatigue and work injuries, as well as reduce productivity. The application of ergonomic principles, such as adjusting work posture, arranging work tools, and efficient layout, can increase comfort and efficiency of the production process. Implementing proper ergonomics not only improves worker welfare, but also provides long-term benefits for business sustainability. Thus, the integration of ergonomics in the MSME work environment is a strategic step in creating a healthy, safe and productive work environment.
Co-Authors Abd Rahman Pakaya Abd. Rahman Pakaya Abdullah, Fandi Abdullah, Gedis Novelia K. Achmad, Zuhan Fadhillah Zayya Adam, Alisya Adampe, Gifary Alfayeed Agnesia, Nia Agus Hakri Bokingo Ahaya, Indi Ahmad Dewantoro Aiphama, Rama Akase, Rezitha Leicha Alfita Alam, Muchtar Alfian Tobi ALjunaid, Dandi Alya Prisiliya Genda Alya Prisiliya Genda Amanda Hatibae Aminarti Daud Andri Modjo Anggriani, Helen Anisa Rahmawati Aprilia, Maghfira Dwi Ari, Ni Wayan Dini Aripin, Alyawati Arjan Gubali Arya Makalalag Asi, Lisda L Asnawi, Melan Angriani Astian N Dedipo Atsiilah Suryani Batara Aulia Mbuinga Aulia Monika Aswad Aulia Monika Aswad Azhari Isima Azhari Isima Azmir, Azmir Bakari, Adinda Bano, Delta Desriana Baruadi, Ronal Bauna, Afra Amatullah Biki, Syamsul B. Catief, Dwi Cahya Cindi Setiawati Cindi Setiawati Cindy Aniga Dango, Moh. Hairudin Danial, Destian Desriyani Auna Diah Ayu Sinta Dilapanga, Eko Dinarova Salsavia Datau Dinarova Salsavia Datau Djiki, Rahmawati Doda, Nabilah Nurhidayah Doe, Hawaria Domili, Allisya Rahmawati Dukalang, Putri Asmiranda S. Dumbela, Nazwa Pratiwi Eka, I Nengah Agus Fahrid Matiti Febri Setiyawati Febri Setiyawati Fiera Zelinsha Laisa Gagulu, Hanry Priyatna R. Galema, Sri Aditia Ningsih Gansi, Nandito Gobel, Fitra Gobel, Zul Muyadzzar E. Hadija Laima Hamidjun, Marsha Hamzah, Siti Khomaria Harun, Ayis Harun, Rofik Hasan, Desriani Hasan, Mohammad Akbar Hasan, Nur Sintia Hasan, Nurul Aulia Hasna Saleh Hassan, Deasulistiawati Haura Syifa Ilmi Hayati, Jubaidah Nur Heldy Vanni Alam Helingo, Trianingsi Hendriyanto Pembengo Hendriyanto Pembengo Herlina Rasjid Hianggio, Sitti Nurjannah Husain, Aulia Husain, Nur Hasana A. I Nengah Agus Eka Sanjaya Ikal Taha Ikanoi, Atika Laila Sari Indah Safitri Indah Safitri Indi Emilia Sari Indi Emilia Sari Irwan Yantu Isa, Bela Ananda Ishak, Zamaludin Ismail, Adrian Ismail, Salsabila Iwan S. Seber J. Hasim, Amna Yurnaningsih Jafar Lantowa Jessie Berliana Chelsea Manopo Jian Fitri Tumulo Jibran, Moh. Zikyan Juningsih Feronika Juningsih Feronika Karsum Yahya Kartika Putri Husain Kartika Putri Husain Kasim, Febriyanti Katili, Nindi Aprilia Kencana, Citra Delsi Natalia Labanu, Dini Aminarti Lahay, Yudit Nur Asri Lamusu, Sintia Lapasau, Khoiruddin Lawani, Sintia Lestari, Meliani Puspa Lina Putri Taufik Lina Putri Taufik Liputo, Cindrawati Lisda L. Asi Lisda L. Asi Maani, Siti Anggun Mahmud, Rahmatiya Makalalag, Safril Irwansa Malureng, Nirfa Celia Mamahit, Neva Kirania Mangopa, Martian R. Mantali, Magfirah Manti, Hasrul Mawardin Marsyah Agustina Wagiu Masi, Seprianti Mattoasi, Mattoasi Mbeoga, Jandriawan Mbuinga, Aulia Melki Ramon Amati Moh Dwi Cahyo Paputungan Moh. Alaika Nurula Moh. Reza Saputra Basiru Moh. Reza Saputra Basiru Mohamad Rizki Bau Mohamad, Magfirah Mohamad, Raynaldo Mohammad Zulkarnaen Chairul Usman Mokodompit, Danissa Natasyah Muchsana, Putri Mariandy Muchtar Ahmad Muh. Dandy Putra Thohir Muhamad Taufik Kadir Muhammad Hidayat Nurwahid Muhammad Rayhan Monoarfa Musa, Fadila Mustafa, Nur Muthiah Syahidah Mutmainah G Abas Muzdaliva Monoarfa Nafa Alferlita Basiru Nahra Della Fahrin Nailah Syahfira Nurdin Nanda Utuli Napi, Wiranti Napi, Yunanda Natalia Natalia Natalia Ngguyu, Revalina Ni Wayan Dini Ari Ni Wayan Dini Ari Niluh Gede Julianti Ningsih, Stevi Khairunisa Lisdia Niuwa, Randa R. Noviyanti Fatimah Riyadi Nur Alimah Nur Khairunnisa Ahmad Nur Khairunnisa Ahmad Nur Syafira Aulia Fatihah Nuranisa Lakoro Nurara Rahim Nurcahyani, Miranda Eka Nurhidayat, Moh. Nurkamiden, Doranda Putri Farid Nurpadilla, Nurpadilla Nurul Aliyah Abdulah Nurwijayanti Nurwinda Pade Nurwinda Pade Nusi, Febri Anggraini Oktaviani Usman Olii, Mufidah Pakaya, Celsia L. Pakaya, Istifani Panane, Sitti Annisa Y Pango, Nindi Astuti Patilima, Cintia Juliana Patilima, Ririn Andriani Pindrawaty Mooduto Pindrawaty Mooduto Podungge, Robiyanti Pongoliu, Yayu Isyana D. Pou, Siti Rahmawati Pratiwi Setyanti Pratiwi Setyanti Puko, Satriyo R. Pulukadang, Moh. Fajar Putra, Ricky Andra Putri, Sufei Raflin Hinelo Rahmat Rizaldi Paputungan Ratnawati, Festika Reasty Lutfia Idrus Regita Duda Revalina Rezkiawan Tantawi Ridwan Nur Bahri Miolo Ridwan Nur Bahri Miolo Rila Septiana Hanapi Rizan Machmud Robiyati Podungge Sadapu, Ahlul Jihaad Safira Zatalia Putri Hikmah Salade, Rafmi Samadi, Novianti Samuda, Nayla Sitti Aulia Sari, Desi Puspita Sentinuwo, Mentari Setiawati, Renita Pratiwi Setyanti, Pratiwi Silvia Goiyo Sinthia Nur Haliza Maa Sintiya Payu Sirlin S Taalipu Sirtom, Mohammad Multazam Siti Pratiwi Husain Sjahbuddin, Indah Rahmadanti Soleh, Nurdin Soleman, Akmalia Sahsia Sri Agustina Monoarfa Sri Ananda Dehimel Sri Dewi Lestari, Sri Dewi Sri Rahmalia Saleh Sugito, Jois Setiyowati Sujono, Adinda I Susmiyati Talibana Syawa Oktarina Abdullah Tawaa, Dwi Salsa Tiara Yulistiani Goi Usulu, Revalina Utiarahman, Miftahurrahma Utina, Rahmawati v, Nurhasana A. Vetty D. Pulukadang Vika Lestari Tobamba Vitta Aliska Katili Vitta Aliska Katili wahyuni wahyuni Wanci, Muh. Dermawan R. Welua, Desvita Wulandari Wiranata, I Dewa Gede Arya Wiwin Wiwin, Wiwin Wowor, Moh. Afriansyah Yahya, Shoviyani Yanti Aneta Yasin, Arman Abd. Yolanda Dwi Cahyani Niode Yuliana Ihsan Baili Yuliana Lepa Yuliana Lepa Yulinda L. Ismail Yunus, Sitty Nur Cholisah Yunus, Wanda Yusuf, Nurafdha Lela Zaki, Muhammad Alif Zaqly, Andi Achmad Zihan Putri Maharani Montu Zuchri Abdussamad Zulfia K. Abdussamad