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All Journal MANAJEMEN IKM: Jurnal Manajemen Pengembangan Industri Kecil Menengah Tunas Geografi Risâlah, Jurnal Pendidikan dan Studi Islam Sebatik JURNAL MANAJEMEN (EDISI ELEKTRONIK) Inovator : Jurnal Manajemen Neraca Keuangan : Jurnal Ilmiah Akuntansi dan Keuangan Krea-TIF: Jurnal Teknik Informatika KHAZANAH Business Management Analysis Journal (BMAJ) Abdi Dosen : Jurnal Pengabdian Pada Masyarakat Jurnal Ilmiah Edunomika (JIE) Jurnal Cahaya Mandalika Economicus: Jurnal Ekonomi dan Manajemen COMSERVA: Jurnal Penelitian dan Pengabdian Masyarakat Prosiding Seminar Nasional Program Pengabdian Masyarakat Indonesian Capital Market Review Bandung Conference Series: Economics Studies Jurnal Ekonomika Manajemen Dan Bisnis Prosiding Seminar Nasional Rekayasa Teknologi Industri dan Informasi ReTII Cross-border Jurnal Ilmiah Swara MaNajemen (Swara Mahasiswa Manajemen) JAKBS Journal of Business Management and Economic Development Indonesian Journal of Innovation Multidisipliner Research Neraca: Jurnal Ekonomi, Manajemen dan Akuntansi Indonesian Educational Administration and Leadership Journal (IDEAL) JEBD International Journal of Islamic Economics (IJIE) Jurnal Pengabdian Masyarakat Mandira Cendikia (JPKM-MC) Amwaluna: Jurnal Ekonomi dan Keuangan Syariah Indonesian Journal of Innovation Multidisipliner Research Educational Leadership and Management Journal Manager : Jurnal Ilmu manajemen Jurnal Rekayasan Lingkungan dan Biosistem Jurnal Ekonomi dan Bisnis (Jebi) Al Qodiri: Jurnal Pendidikan, Sosial dan Keagamaan
Nurhayati, Immas
Universitas Ibn Khaldun Bogor
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Pengaruh Pelatihan dan Disiplin Kerja Terhadap Kinerja Karyawan Elsya Azkiyathul Fangiziah; Syahrum Agung; Immas Nurhayati
Indonesian Journal of Innovation Multidisipliner Research Vol. 1 No. 3 (2023): Juli - September
Publisher : Institute of Advanced Knowledge and Science

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/ijim.v1i3.16

Abstract

This study aims to determine the effect of training and work discipline on the performance of PT. Vallian Lestari Bersama. This study used a quantitative approach with data collection techniques through the distribution of questionnaires or questionnaires. The population in this study is all employees at PT. Vallian Lestari Bersama totaled 50 people, the samples used were 44 people taken using the slovin formula with a precision level of 5%. Data analysis methods used in this study include validity and reliability tests, classical assumption tests, correlation analysis, multiple linear regression analysis, and t and F hypothesis tests processed using the SPSS 25 application. The results showed that there was a strong correlation between training and work discipline on employee performance. The results of the effect of training on employee performance obtained a calculated t value of 6.503 > t table 2.020 with a significant value of 0.000 < 0.05, it can be stated that there is a partial significant influence between training on employee performance, the results of the influence of work discipline on employee performance obtained a calculated t value of 5.550 > ttable 2.020 with a significant value of 0.000 < 0.05, it can be stated that there is a partial significant influence between work discipline on employee performance, the results of the effect of training and work discipline on employee performance obtained a calculated F value of 24.829 > Ftable 3.22 with a significant value of 0.000 < 0.5 so that it can be concluded that there is a simultaneous significant influence between training and work discipline on employee performance of PT. Vallian Lestari Bersama.
Unpacking the Empowerment Impact of Zakat Microcapital Programs: The Role of Entrepreneurial Character Khatimah, Husnul; Ayuniyyah, Qurroh; Pasaribu, Popy Novita; Nurhayati, Immas
Journal of Business Management and Economic Development Том 4 № 01 (2026): Journal of Business Management and Economic Development
Publisher : PT. Riset Press International

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59653/jbmed.v4i01.2313

Abstract

This study examines the role of entrepreneurial character in shaping the economic empowerment of mentees participating in productive zakat programs. While many empowerment initiatives focus primarily on financial assistance, recent development literature emphasizes the importance of behavioral transformation in achieving sustainable economic outcomes. This research aims to empirically test whether entrepreneurial character functions as a key mechanism linking economic assistance to empowerment within the context of Islamic social finance. The study employs a quantitative explanatory design using cross-sectional survey data collected from 365 mentees participating in productive zakat programs administered by the National Zakat Agency of Indonesia (BAZNAS). Data were analyzed using Partial Least Squares Structural Equation Modeling (PLS-SEM) to examine the relationship between entrepreneurial character and economic empowerment. The results reveal a strong and statistically significant positive effect of entrepreneurial character on economic empowerment (β = 0.763, p < 0.001). The model demonstrates substantial explanatory power (R² = 0.582) and strong predictive relevance, indicating that behavioral attributes such as persistence, opportunity orientation, and proactive action play a crucial role in sustaining economic independence among beneficiaries. These findings reinforce the behavioral empowerment perspective, suggesting that empowerment outcomes depend not only on access to capital but also on the development of internal capacities. The study contributes to the integration of entrepreneurship theory and Islamic social finance by demonstrating that productive zakat programs can serve as institutional mechanisms to cultivate entrepreneurial agency among beneficiaries. Practically, the findings highlight the importance of mentoring and character development in designing effective zakat-based empowerment programs.
PENGARUH EPS, CR, DAN KURS TERHADAP RETURN SAHAM SUBSEKTOR FOOD AND BEVERAGE PERIODE 2018– 2022   Lisa Laelatul Amalia; Renea Shinta Aminda; Immas Nurhayati
Jurnal Ekonomi dan Bisnis Vol. 1 No. 4 (2023): JEBI: Jurnal Ekonomi dan Bisnis
Publisher : CV. Adiba Aisha Amira

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The purpose of this study was to determine Earning Per Share (EPS), Current Ratio (CR), and Exchange Rates have an effect both partially and simultaneously on the Stock Return of the Food and Beverage sub-sector listed on the IDX for the period 2018 - 2022. The research sample was 10 companies with 50 observation data in the food and beverage sub-sector listed on the IDX. The analysis method used is quantitative method with test analysis using eviews10 with multiple linear regression panel data with the best model Fixed Effect Model (FEM). Based on the partial test results (t test), it shows that EPS has a significant effect on Stock Returns, the CR variable has no effect on Stock Returns and the Exchange Rate variable has no effect on Stock Returns. The test results simultaneously show that Earning Per Share, Current Ratio, and Exchange Rate have a significant effect on Stock Returns. From this study, profitability information is considered important by companies because this information can be a signal for investors in making transactions and the company's profitability will reflect the company's stock return
ANALISIS VALUE AT RISK (VAR) DENGAN METODE HISTORIS DAN MONTE CARLO DALAM HARGA SAHAM SUB SEKTOR BANK Arizal Tursina; Renea Shinta Aminda; Immas Nurhayati
Jurnal Ekonomi dan Bisnis Vol. 1 No. 6 (2023): JEBI: Jurnal Ekonomi dan Bisnis
Publisher : CV. Adiba Aisha Amira

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to determine the results of Value at Risk in the Bank Sub-Sector Stock Prices using the Historical Simulation and Monte Carlo Simulation methods for the 2019-2022 period. This research uses a descriptive quantitative research approach, and the data used is secondary data with data sources coming from www. finance.yahoo.com. The population used in this study were companies whose shares were listed on the Indonesian Stock Exchange (IDX) and companies included in the IDX with a sampling of 5 companies namely BBCA, BTPN, BMRI, BBNI and BBRI Bank Companies. Based on the results of the test analysis, it shows that the company that has the highest risk VaR level in the Historical Method and the Monte Carlo Simulation Method is PT Bank Tabungan Pensiunan Nasional Tbk and the smallest is PT Bank Central Asia Tbk.
Sukuk Linked Waqf (An Analytical Study on the Development of a Productive Waqf Asset Management Model in Indonesia) Qodri, Muhammad; Nurhayati, Immas; Huda, Nurul; Tanjung, Hendri
Educational Leadership and Management Journal Vol. 4 No. 1 (2026): in progress
Publisher : FKIP Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/element.v4i1.54787

Abstract

The This study aims to develop an integrated model of Sukuk-Linked Waqf to optimize unproductive waqf assets in Indonesia. Despite the vast potential of waqf assets, their utilization remains suboptimal due to limited managerial capacity, lack of innovation, and weak governance. This research adopts a qualitative approach combined  with the Analytical Network Process (ANP) to identify key determinants influencing the effectiveness of waqf management. The results show that the consistency ratio (CR) values across stakeholders—Badan Wakaf Indonesia (0.08), Otoritas Jasa Keuangan (0.07), Dewan Syariah Nasional Majelis Ulama Indonesia (0.06), Bank Syariah Indonesia (0.09), investors (0.08), and practitioners (0.07)—are all below the acceptable threshold of 0.10, indicating reliable and consistent judgments. In terms of priority criteria, transparency (0.26) and regulatory support (0.22) are identified as the most influential factors, followed by public trust (0.20), institutional efficiency (0.18), and socialization or financial literacy (0.14). The study proposes an Integrated Sukuk–Waqf Synergy Model (ISWSM) as an innovative solution that integrates Islamic social finance and capital market instruments through a digital platform. The proposed model enables sustainable financing by combining philanthropic and commercial funds through a blended finance approach. This research contributes theoretically by enriching Islamic social finance literature and practically by offering an implementable model for stakeholders. It also provides policy implications for strengthening governance and developing innovative financing mechanisms to support sustainable socio-economic development.
The Influence of Capital Expenditure and Employee Expenditure on the Education Index through Employment Absorption and Poverty in Regencies/Municipalities of Jambi Province Qodri, Muhammad; Tanjung, Hendri; Huda, Nurul; Nurhayati, Immas
Indonesian Educational Administration and Leadership Journal (IDEAL) Vol. 8 No. 1 (2026): In progress
Publisher : Program Studi Adminsitrasi Pendidikan Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/ideal.v8i1.54132

Abstract

The purpose of this study is to examine how capital expenditure (X1) and employee expenditure (X2) influence the education index of regencies/municipalities (Y2) through employment absorption (Z1) and poverty (Z2) during the period 2002–2024. The method applied is multiple linear regression using the selected Random Effects Model (REM), with data analysis conducted through Eviews 8.0 Series to process panel data. The results of the t-test show that among the examined variables (capital expenditure (X1), employee expenditure (X2), employment (Z1), and poverty (Z2)), only capital expenditure (X1) does not have a significant effect on the education index of regencies/municipalities in Jambi Province (Y2) during 2002–2024, with a significance level of 5%. The other three variables—employee expenditure (X2), employment (Z1), and poverty (Z2)—were found to have a significant impact on the education index within the same period, at the 5% significance level. The Adjusted R-Squared value of 0.799658 (lower than the fixed effect model’s 0.900323) indicates a high R-Squared value of 0.803492. The F-statistic probability of 0.000000 further confirms the model’s overall significance, although the Durbin-Watson statistic of 0.242935, which falls below 2, suggests potential autocorrelation issues.
Facilitator empowerment as a catalyst for entrepreneurial character and economic self-reliance of zakat beneficiaries: Evidence from BAZNAS Republik Indonesia Husnul Khatimah; Qurroh Ayuniyyah; Popy Novita Pasaribu; Immas Nurhayati
Al Qodiri : Jurnal Pendidikan, Sosial dan Keagamaan Vol. 24 No. 1 (2026): Al Qodiri: Jurnal Pendidikan, Sosial dan Keagamaan
Publisher : Universitas Islam KH. Achmad Muzakki Syah Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53515/alqodiri.v24i1.22

Abstract

Productive zakat programs in Indonesia continue to encounter structural challenges in achieving sustainable mustahik empowerment, as many initiatives remain focused on short-term capital distribution rather than long-term capacity building. This study aims to examine how facilitator empowerment and catalytic roles influence mustahik empowerment by positioning entrepreneurial character as a mediating variable. A quantitative explanatory design was employed using survey data collected from mustahik participating in productive zakat programs, which were analyzed using Partial Least Squares Structural Equation Modeling (PLS-SEM) to assess both direct and indirect relationships among constructs. The findings indicate that facilitator empowerment and catalytic roles significantly enhance the entrepreneurial character of mustahik; however, their direct effects on empowerment outcomes are not statistically significant. Instead, entrepreneurial character emerges as the dominant factor and fully mediates the relationship between facilitation processes and empowerment outcomes. These results highlight that sustainable empowerment is primarily driven by internal transformation reflected in entrepreneurial attitudes and behaviors. In conclusion, zakat-based empowerment strategies should shift from output-oriented approaches toward strengthening entrepreneurial character through structured mentoring and catalytic facilitation, thereby promoting long-term economic self-reliance among mustahik.
Islamic Financial Literacy and Technological Innovation Among Millennial Women Micro-Entrepreneurs in Bandar Lampung Ruslaini; Indupurnahayu Indupurnahayu; Qurroh Ayuniyyah; Immas Nurhayati
Jurnal Internasional Ekonomi Islam Vol 8 No 01 (2026): International Journal of Islamic Economics
Publisher : The Postgraduate of Institut Agama Islam Negeri Metro Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/ijie.v8i01.13231

Abstract

Objective: This study aims to examine the direct effect of Islamic financial literacy on women’s economic roles and its indirect effect, mediated by technological innovation, among millennial women micro-entrepreneurs in Bandar Lampung. Method: This study employs a quantitative approach using survey data collected from women micro-entrepreneurs. A total of 130 questionnaires were initially collected across Lampung Province, with 65 valid samples selected through purposive sampling based on specific criteria. The data were analyzed using Partial Least Squares Structural Equation Modeling (PLS-SEM).  Result: The findings reveal that Islamic financial literacy has a positive and significant effect on technological innovation (β = 0.691, p < 0.001), while technological innovation has a strong positive effect on women’s economic roles (β = 0.703, p < 0.001). Islamic financial literacy also directly influences women’s economic roles (β = 0.211, p = 0.021), although the effect size is smaller. Additionally, technological innovation significantly mediates this relationship (indirect effect = 0.486, p < 0.001), with the model demonstrating strong explanatory power (R² = 0.745).  Implication: These findings suggest that policymakers and MSME development institutions should integrate Islamic financial literacy programs with digital capacity-building initiatives.  Originality or Novelty: This study highlights the mediating role of technological innovation in linking Islamic financial literacy to women’s economic roles, providing empirical evidence from millennial women micro-entrepreneurs in a developing regional context
Co-Authors Abdul Azis Abdul Azis Abdul Karim Halim Adnania, Siti Zaenab Aidha Zulaika Alya Hasanah Kurniawati Amelia indriyanti Rusmaniar Amelia Rahmawati Amelia, Tia Amir Tengku Ramly Ananda Serly Nurlita Andini Fajriani Anggraeni, Deti Ari, Silvia Arizal Tursina Atika Atika Ayu, Fitri Senja Puspa Bahagia Bahagia Bahar, Rajip Barhoya, Ahmad Fahmi Berlianto, Anggie Budi Susetyo Budi Susetyo Cholillah, Syifa Cicih Sukarsih Dedi Supriadi Dedi Supriadi Denia Maulani Desti Nurrahmawati Diah Yudhawati Dini Anggraini, Dini Ecin Kuraesin Elsya Azkiyathul Fangiziah Endin Mujahidin F, M. Rifqiyansyah Fauzan Azhari, Fauzan Finna Octaviani Firdaus, Azis Firdaus, M Azis Hablinur Alkindi Hannisa Rahmaniar Hasnin Hariansyah, M Hasyim Abdillah Hendri Maulana Hendri Tanjung Holisah, Ika Nur Hudri, Abdul Hurriyaturrohman Hurriyaturrohman Husnul Khatimah Husnul Khatimah Husodo, Zaafri Ananto Imam Supriyadi Indu Purnahayu Indupurnahayu Inka Nandita Listianingrum Irfan Syauqi Beik Irwan Adi Ekaputra Iswandira, Anesti Jani Subakti Kartika Rinda, Rachmatullaily Tina Kayla Suci Dinanty Lestari, Nur Fitriani Putri Lisa Laelatul Amalia Lubis, Vivi Alda Indah Lustiana, Fifi Ulfa M. Hariansyah M. Imam Sundarta Madani, Achmad Yusuf Magenta Permata Auradhea Marlina, Asti Meliana Kumalasari Meysa Wijaya Kusuma Miranti Miranti Mohammad Jibriel Avessina Mubarok, A. Muhammad Jamaluddin MUHAMMAD JAMALUDDIN Muhammad Qodri Muhammad Ramadhan Muniroh, Leny Nada Ilmanna Fiah Nasution, Umi Sakinah Neli Paujiah Ningrum, Almyanti Novita Sari Nur Arifah Nur Richana Nurul Huda Nurul Nurul Popy Novita Pasaribu Prasetyowati, Riris Aishah Pratini, Ratna Prayitno, Danil Dwi Priyanti, Asti Puji Astuti Puspa Eosina Qurroh Ayuniyyah Rabbani, Muhammad Ihsan Rachmadi, Deddy Rachmatullaily Tinakartika Rinda Rahma, Alya Rahmat Rosyadi, Abdu Rakhim, Yudi Rasiman Rasiman Ratu Andhita Trihadiyanti Reggina Firgie Natasya Renea Shina Aminda Renea Shinta Aminda Ribowo, Sugeng Rifki Zainaldi Rika Susilawati Rimun Wibowo Risma Khairunnisa Rivai, Novan Mushaf Riviega Rosihan Riyadh, Muhammad Sofwan Ruslaini Sa'diah, Maemunah Safitri, Lestari Saidah, Latifatus Saidah, Rina Sari, Anggi Novita Sari, Hasna`u Mayang Sayaza, Mas Davino Setiani, Yuli Caturi Shalsabila, Mutiara Siti Aisyah Suartika, Ika Suhendri Suhendri Sukarsih, Cicih Supramono Suryaman, Ahmad Sutoyo, Edi Syahrum Agung Tazkialaras Titing Suharti Tjahjo Tri Hartono Wardhania, Rani Wibowo , Agung Yudawati, Diah Yudiana Yuggo Afrianto Yulyawati, Suci Yuni Wulandari Yuningsih, Ayu Yunita, Puteri Eka Yupitasari, Dini Zaäfri Ananto Husodo Zainaldi, Rifki