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All Journal Industrial and Systems Engineering Assessment Journal (INASEA) REKAYASA Jurnal Manajemen & Supervisi Pendidikan J-SAKTI (Jurnal Sains Komputer dan Informatika) Journal of Humanities and Social Studies Aptisi Transactions on Technopreneurship (ATT) Jurnal Muara Ilmu Ekonomi dan Bisnis International Journal of Financial, Accounting, and Management Dinasti International Journal of Education Management and Social Science International Journal of Economics Development Research (IJEDR) MAGMA : JURNAL MAGISTER MANAJEMEN Jurnal Filsafat Indonesia Journal of Industrial Engineering & Management Research (JIEMAR) INTERNATIONAL JOURNAL OF SOCIAL, POLICY AND LAW (IJOSPL) International Journal of Social and Management Studies (IJOSMAS) Feedforward: Journal of Human Resource J-SAKTI (Jurnal Sains Komputer dan Informatika) International Journal of Multidisciplinary Research and Literature (IJOMRAL) Journal of Management, Accounting, General Finance and International Economic Issues (MARGINAL) Universal Journal of Science and Technology Jurnal Pembelajaran dan Riset Pendidikan eJEBA
Martinus Tukiran
Magna Transforma Consulting Group
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Journal : Universal Journal of Science and Technology

 1 
Factors that influence banking performance: a narrative literature review Asmana, Yandi; Tukiran, Martinus; Sukardi, Sukardi; Zainuddin, Zulkifli
UJoST- Universal Journal of Science and Technology Vol. 3 No. 1 (2024): March 2024
Publisher : Faculty of Science and Technology University of Pramita Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.11111/ujost.v3i1.141

Abstract

The research findings consistently indicate that the emergence of alternative digital credit, provided by FinTech and BigTech firms, has a significant and negative impact on the performance of the banking sector. This impact is observed in both developed and developing countries, leading to decreased bank returns, intermediation margins, and profitability. The negative effect is influenced by various factors, including the degree of stability and market power in the banking sector, the level of competition, and the extent of physical banking infrastructure. Additionally, the growth of digital lending is negatively correlated with banking credit, suggesting a potential substitution effect. The studies address endogeneity concerns and conduct robustness tests to confirm the findings, ensuring the reliability of the results. The implications of the research suggest that the banking industry may need to adapt its business models to compete in an increasingly digital environment, and policymakers should consider regulating new participants in the credit markets to ensure financial stability. These findings provide valuable insights into the impact of alternative digital credit on the banking industry's performance, highlighting the need for banks to adapt to the changing landscape of digital finance and the potential implications for financial stability.
LITERATURE REVIEW THE INFLUENCE OF ORGANIZATIONAL CULTURE AND ORGANIZATIONAL SUPPORT ON ORGANIZATIONAL CITIZENSHIP BEHAVIOR Hasyim, Wachid; Tukiran, Martinus
UJoST- Universal Journal of Science and Technology Vol. 3 No. 1 (2024): March 2024
Publisher : Faculty of Science and Technology University of Pramita Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.11111/ujost.v3i1.144

Abstract

Organizational citizenship behavior (OCB) has become focus study management and behavior organizational. OCB defined as contribution volunteer individuals who exceed description their formal position. Study This aim conducta literature review about influence culture organization and support organizational towards OCB. Research methods is a literature review systematic with analyzed 10 articles study empirical 2014-2024. The results show that culture organization, satisfaction work, and commitment organization influential positive towards OCB. Supportive culture _ collaboration and attention to employees can increase OCB. Intelligence emotional and support Organizations also have an influence positive on OCB because fulfil need psychology and encourage reciprocity. In conclusion, culture positive and supportive organization organization in a way significant can increasing organizational citizenship behavior.  
Co-Authors Agnes Natalia Agung, Rezeki Agus Purwanto Alimin, Ismet Anak Agung Istri Sri Wiadnyani Anggorodi , Riza Asbari, Masduki Bungaran Saing, Bungaran Damayanthi, Natalina Daniyal, Dasrul Eko, Eko Pramono Enok Tuti Alawiah Entang, Mohammad Feliks Prasepta S. Surbakti Fitriyani, Syabrina Guinadi, Vega Hadi, Tan Herlina, Erna Hyun, Choi Chi Indrayani, Lioni Istiantoro, Nugraha Juanda, Enda Lisa Chandrasari Desianti Maman Suryaman Marthalia, Lia Mulchand, Mulchand Permana, Adi Permana, Herman Prayudo, Gito Sabrina O Sihombing SANTOSO SANTOSO Santoso, Priyono Budi Siahaan, Matdio Sifak Sufrin Hannan Suhendi Suhendi Sukardi Sukardi Sumantri, Hariyadi Suryadi Suryadi Sutisna, Didi Syaiful Anwar Tita Miawati Utami, Vicky Nur Wachid Hasyim, Wachid Wijaya, Rizky Charles Wijayanti, Laksmi Mayesti Yandi Asmana yusnita, nancy Yustisia Kristiana Yusup, Ayi Ahmad Maulana Zainuddin, Zulkifli