Articles
Pengaruh Perılaku Keuangan Terhadap Keputusan Investası Saham Pada Anak Muda Dı Kota Batam
Johny Budiman;
Widia Agustiwi
Conference on Business, Social Sciences and Technology (CoNeScINTech) Vol 1 No 1 (2021): Conference on Business, Social Sciences and Technology (CoNeScINTech)
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat
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Tujuan penelitian ini untuk melihat pengaruh literasi keuangan, terlalu percaya diri, bias penghindaran penyesalan, dan toleransi risiko terhadap keputusan investasi saham pada anak muda di Kota Batam. Sampel yang digunakan sebanyak 104 responden yang merupakan anak muda yang mempunyai investasi dalam bentuk saham. Data diperolah menggunakan data primer yaitu kuesioner yang disebar melalui google form. Teknik Sampling yakni convenience sampling. Data yang terkumpul diolah dengan regresi linear berganda. Hasil dari penelitian menunjukkan literasi keuangan dan terlalu percaya diri berpengaruh signifikan positif terhadap keputusan investasi saham pada anak muda di Kota Batam. Sedangkan variabel bias penghindaran penyesalan dan toleransi risiko tidak berpengaruh signifikan terhadap keputusan investasi saham.
The Effect of Company Growth, Firm Size, DPS and Profitability on Firm Performance in LQ45 Companies
Jovianto Jovianto;
Johny Budiman
Journal of Economic, Bussines and Accounting (COSTING) Vol 7 No 2 (2024): COSTING : Journal of Economic, Bussines and Accounting
Publisher : Institut Penelitian Matematika, Komputer, Keperawatan, Pendidikan dan Ekonomi (IPM2KPE)
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DOI: 10.31539/costing.v7i3.8830
Firm performance is a ratio used to evaluate a company's growth and future potential by collecting information related to the company's earnings to help assess whether there is a possibility of changes in the company's economy. Based on the characteristics of the problem, this study includes comparative historical and causal research. In this study, the object studied, namely the LQ45 index. This study used purposive sampling as a data collection method. This descriptive statistical data was tested using secondary data with the object of research of companies included in the LQ45 index list and having financial statements for five consecutive years from 2017-2021. Companies listed in the LQ45 index for five consecutive years from 2017-2021 are 27 companies and this data meets the criteria for conducting research. For companies that are not included in the criteria to be sampled, there are as many as 18 companies. So, the final sample number of companies taken is 27 companies with a total data of 135 companies. This study examines the effect of Capital Structure on Firm Performance in LQ45 companies with a total of 45 companies listed on the IDX for the period 2017 – 2021 that meet the criteria of having annual financial statements for five consecutive years. words: Firm performance; LQ45 index; Annual Financial Report
UTILIZATION OF DIGITAL MARKETING FOR KACA CIPTA MANDIRI MSMES
Johny Budiman;
Widia Agustiwi
ConCEPt - Conference on Community Engagement Project Vol. 2 No. 1 (2022): Conference on Community Engagement Project
Publisher : Universitas Internasional Batam
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The purpose of this community dedication that was done by executor to Kaca Cipta Mandiri is increasing their customer by 10% and about 10% of minimum income by giving a solution and idea for the problems faced by the owner of business. The main problem faced by the owner is lack of knowledge incessantly by using social media and implement the digital marketing. Usually, the workshop only provides goods by direct selling and worth of mouth strategy so that the business hasn’t growing rapidly and public still don’t have any knowledge about the workshop. Data collection of practical work is using 2 methods, that is survey and interview to find out the business’s background and problems that the business is facing. And using observation method that was useful for concluding the problems and proving ideas using digital marketing using one of promotion mix, that is direct marketing. The media used are Instagram, Whatsapp Business, E-catalogue, and Linktree Website. The result of implementing digital marketing is the availability of social media accounts such as Instagram, Whatsapp Business, E-catalogue and Linktree Website under Kaca Cipta Mandiri’s business name. The implement done created selling record for up to 5% and selling income for about 5% based on inquires over whatsapp business and suggestion for the next student creativity program is the usage of digital marketing that is currently being implemented can be added with more the latest various marketing systems.
Analysis of the Attraction of Using e-Money among Indonesian Millennials
Wisnu Yuwono;
Johny Budiman;
Hendriyanto Hendriyanto;
Dessy Alliandrina
Asian Journal of Management, Entrepreneurship and Social Science Vol. 4 No. 01 (2024): Pebruary, Asian Journal of Management Entrepreneurship and Social Science ( AJ
Publisher : Cita Konsultindo Research Center
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The percentage of e-money users in Indonesia is still low, not comparable to several neighboring countries. Even though the Indonesian government has made regulations regarding e-money security, in terms of digital payments it is still low. This research analyzes the determining factors for the use of e-money for millennials. This research was conducted in Batam City, which is considered representative of Indonesia. The sample size was 400 millennial respondents, using SPSS version 29.0, it was concluded that perceived usefulness, performance expectancy, social influence and trust had a significant positive effect on intention to use e-money. Meanwhile, perceived use and effort expectancy do not have a significant effect. This condition actually indicates that the existence of government regulations regarding payment security has the most significant impact in encouraging the use of e-money.
The Influence Of Perceived Security, Perceived Behavioural Control, And Social Influence On Behavioural Intention Indonesian Standard Quick Response (Qris) On Gen-Z In Batam City
Mahendra, Rizky Adi;
Estin Rose Eviyani;
Inda Meyllya Putri;
Destiana Safitri;
Johny Budiman
Economos : Jurnal Ekonomi dan Bisnis Vol. 7 No. 1 (2024): ECONOMOS : Jurnal Ekonomi dan Bisnis
Publisher : Fakultas Ekonomi dan Bisnis Universitas Muhammadiyah Parepare
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DOI: 10.31850/economos.v7i1.2791
Along with the rapid development of technology makes all human activities more effective and efficient from various fields, especially in the financial sector. One proof of the progress in the application of technological innovation in the financial industry is the cashless payment method. One method of non-cash payment is Quick Response Code Indonesian Standard (QRIS). Bank Indonesia intensively conducts socialization related to QRIS, so that QRIS is increasingly known to the wider public and attracts a larger market. This study aims to analyze the factors of perceived security, perceived behavioural control, and social influence on the behavioural intention of Quick Response Indonesia Standard (QRIS) in gen-Z in Batam City. This study used non-probability samples with purposive sampling method. Purposive sampling is a sampling method that considers certain features to obtain a goal. In this study also using analytical methods carried out in two stages, namely external model analysis and inner model analysis. Outside model evaluation assesses the validity and reliability of indicators of each variable, whereas inner model analysis investigates research hypotheses. For data analysis we use SmartPLS software version 3.0. The results showed that perceived behavioral control significantly affected behavioral intention, peceived security had a significant effect on behavioral intention, and social influence did not have a significant effect on behavioral intention.
Analisis Faktor yang Mempengaruhi Niat Konsumen Mengadopsi E-Wallet
Budiman, Johny;
Lie, Kelvin;
Melvin, Melvin;
Halim, Rynando Sadrakh
MDP Student Conference Vol 3 No 2 (2024): The 3rd MDP Student Conference 2024
Publisher : Universitas Multi Data Palembang
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DOI: 10.35957/mdp-sc.v3i2.6987
The development of sophisticated technology has a very broad effect on various fields, one of which is the financial sector. Fintech can change a person's behavioral intentions in making decisions. There are several objectives from the research results which show factors that have an influence on consumer intention variables in adopting e-wallets in Batam City. Several factors such as performance expectancy, effort expectancy, and perceived enjoyment are considered to have an influence on the behavioral intention variable in adopting e-wallet. The sample in this research is primary data obtained through a questionnaire. The analytical method used in this research is the multiple linear analysis method with the SPSS application. The research results show that there is a significant relationship between performance expectancy and effort expectancy and behavioral intention. Meanwhile, the perceived enjoyment variable does not have a significant relationship with behavioral intention.
Pengaruh Financial Literacy Dan Financial Attitude Terhadap Financial Behavior Dimoderasi Oleh Self Control
Budiman, Johny;
Cheristina, Cheristina;
Ng, Mardiana;
Serina, Serina;
Chang, Wirren
MDP Student Conference Vol 3 No 2 (2024): The 3rd MDP Student Conference 2024
Publisher : Universitas Multi Data Palembang
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DOI: 10.35957/mdp-sc.v3i2.7191
Tujuan penelitian ini adalah untuk menganalisis bagaimana Financial Literacy dan Financial Attitude berdampak pada Financial Behavior yang dimoderasi oleh Self Control. Data primer yang dikumpulkan melalui kuesioner digunakan dalam penelitian ini. Target sampel dari penelitian ini adalah masyarakat di Kota Batam. Sampel yang digunakan dalam penelitian ini berjumlah 220. Metode analisis yang digunakan untuk menganalisis data adalah Partial Least Square Structural Equation Model (PLS-SEM). Hasil menunjukkan bahwa financial literacy dan financial attitude berpengaruh positif terhadap financial behavior. Sedangkan self control tidak mampu memoderasi hubungan antara financial literacy dan financial attitude terhadap financial behavior.
Keputusan Investasi Gen Z Dengan Literasi Keuangan Sebagai Variabel Moderasi
Budiman, Johny;
Jofia, Nurul;
Salim, Silvia;
Sitorus, Winda Fionita
MDP Student Conference Vol 3 No 2 (2024): The 3rd MDP Student Conference 2024
Publisher : Universitas Multi Data Palembang
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DOI: 10.35957/mdp-sc.v3i2.7254
Internet use is also increasingly widespread in various fields, including finance which is increasingly common. Financial literacy is very important for everyone, especially people who carry out investment activities because apart from increasing knowledge about finances or investments, it can also protect us from fraud. The aim of this research is to find out what factors influence generation Z's investment decisions and the importance of financial literacy in doing business. The method used is a quantitative method by distributing questionnaires online to respondents. The data analysis methods used are empirical, descriptive statistical methods, correlation analysis, simple regression, and multiple regression tests. Generation Z as investors have different investment characteristics and behavior. Herding bias, disposition effect, overconfidence, and financial literacy play an important role in shaping investors' investment decisions.
Chocolate In Jar Sebagai Variasi Produk Dessert Jar Bernutrisi
Budiman, Johny;
Andarini, Retno;
Sofia, Sofia;
Sugandi, Dwinta;
Tiara. C, Indah;
Ainabila, Salsa Siti
Madani: Jurnal Pengabdian Masyarakat dan Kewirausahaan Vol. 2 No. 1 (2023): Oktober 2023
Publisher : LPPM Universitas Internasional Batam
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DOI: 10.37253/madani.v2i1.8564
The era of globalization which offers a lot of instant food. Unknowingly, excessive sugar consumption in the long term can trigger many health problems such as obesity and diabetes mellitus. Chocolate in jar†is a dessert tha tbeen developed with a sweet taste using clear jar packaging but still safe for consumption. A practical culinary dish with attractive visuals and also a premium chocolate taste and contains gluten free and sugar free which we combine with rice crispy. Product It’s also inspired and covers 2 of the 17 Sustainable Development Goals (SDGs). The Goals are built on the important principle of leaving no one behind, and emphasizing a holistic approach to achieve sustainable development for all.
Pengaruh Makroekonomi terhadap Nilai Perusahaan dengan Struktur Modal sebagai Variabel Mediasi pada Perusahaan LQ45
Budiman, Johny;
Rudiyanto, Rudiyanto
REVITALISASI : Jurnal Ilmu Manajemen Vol 12 No 2 (2023): REVITALISASI : Jurnal Ilmu Manajemen
Publisher : Universitas Islam Kadiri
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DOI: 10.32503/revitalisasi.v12i2.4173
The purpose of this study was to investigate the role of macroeconomics by proxies for inflation, interest rates, exchange rates and unemployment rates in influencing firm value with capital structure as a mediating variable in LQ45 companies on the Indonesia Stock Exchange. The objects in this study were 28 LQ45 companies for 5 years, 2017-2021, using a data collection technique, namely purposive sampling, to obtain a sample of 140 data. The method used in testing the data is panel regression analysis. The result of this test is that inflation has a significant positive effect on firm value. The form of inflation that can support the results of this investigation is creeping inflation, where inflation is identified by a slow increase in prices because it is less than 10% per year, has a small percentage and is a relatively long term. Based on this type of inflation, investors will be more interested in investing due to the volatility of trading in commodity prices. Other independent variables such as interest rates, exchange rates and unemployment rates do not have a significant impact on firm value. Then all the independent variables studied have no significant effect on firm value which is mediated by capital structure.