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All Journal JURNAL ECONOMIA AQUATIC SCIENCE & MANAGEMENT JURNAL ILMIAH PLATAX Trikonomika: Jurnal Ekonomi Assets : Jurnal Ekonomi, Manajemen dan Akuntansi PROFIT : Jurnal Administrasi Bisnis Jurnal Ilmiah Mahasiswa Ekonomi Manajemen JURNAL IPTEKS PEMANFAATAN SUMBERDAYA PERIKANAN Widya Cipta : Jurnal Sekretari dan Manajemen Syntax Literate: Jurnal Ilmiah Indonesia Journal of Economic, Bussines and Accounting (COSTING) REKAMAN (Jurnal Riset Ekonomi Bidang Akuntansi dan Manajemen) J-MAS (Jurnal Manajemen dan Sains) SEIKO : Journal of Management & Business EQIEN - JURNAL EKONOMI DAN BISNIS YUME : Journal of Management JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan) MANAJEMEN DEWANTARA JURNAL LENTERA BISNIS Jurnal Pengabdian Masyarakat Borneo Performance : Jurnal Bisnis dan Akuntansi Business Management Journal Program Studi Manajemen Journal of Global Business and Management Review Revitalisasi : Jurnal Ilmu Manajemen Prosiding National Conference for Community Service Project Management Studies and Entrepreneurship Journal (MSEJ) Jurnal Bina Manajemen EKONOMI, KEUANGAN, INVESTASI DAN SYARIAH (EKUITAS) Jurnal Darma Agung Budapest International Research and Critics Institute-Journal (BIRCI-Journal): Humanities and Social Sciences Jurnal Pengabdian kepada Masyarakat Nusantara Dinasti International Journal of Economics, Finance & Accounting (DIJEFA) Economics and Digital Business Review Jurnal Pengabdian kepada Masyarakat Asian Management and Business Review Jurnal Ilmu Manajemen Advantage Golden Ratio of Finance Management Journal Of Human And Education (JAHE) Formosa Journal of Multidisciplinary Research (FJMR) Jurnal Ilmiah MEA (Manajemen, Ekonomi, dan Akuntansi) Mestaka: Jurnal Pengabdian Kepada Masyarakat Jurnal Kreasi Rakyat Innovative: Journal Of Social Science Research MDP Student Conference Ranah Research : Journal of Multidisciplinary Research and Development Economos : Jurnal Ekonomi dan Bisnis Conference on Management, Business, Innovation, Education and Social Sciences (CoMBInES) Conference on Community Engagement Project (Concept) Conference on Business, Social Sciences and Technology (CoNeScINTech) Social Engagement: Jurnal Pengabdian Kepada Masyarakat Madani: Jurnal Pengabdian Masyarakat dan Kewirausahaan Mutiara: Jurnal Penelitian dan Karya Ilmiah Jurnal Edukasi Pengabdian Masyarakat: EDUABDIMAS Jurnal Pengabdian Barelang Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Gudang Jurnal Pengabdian Masyarakat Jurnal Pendekar Nusantara Asian Journal of Management, Entrepreneurship and Social Science Jurnal Manajemen Maranatha Indonesia Berdampak: Jurnal Pengabdian Kepada Masyarakat
Johny Budiman
Universitas Internasional Batam
Religion Aerospace Engineering Agriculture, Biological Sciences & Forestry Arts Humanities Biochemistry, Genetics & Molecular Biology Chemical Engineering, Chemistry & Bioengineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Electrical & Electronics Engineering Energy Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Materials Science & Nanotechnology Mechanical Engineering Public Health Social Sciences Transportation Other

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Analisis Komparatif Penerapan Suku Bunga KPR Bank di Batam Johny Budiman; Yenny Fyfy Susanty
Jurnal Manajemen Maranatha Vol 14 No 1 (2014)
Publisher : Universitas Kristen Maranatha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28932/jmm.v14i1.75

Abstract

Abstract: This study analyzes each of the interest calculation method which used on bank loans, consist of flat, effective (sliding), and annuitiesmethod, as well as murabahah in Islamic bank, along with the comparison in cases. The results found that with the same interest rate, the amount of interest charged on a flat method is the most expensive, followed by annuities then effective method with the ratio 1,79:1:1,097 (flat, effective, and annuities). As for the comparison with murabahah is in term of the risk of the interest rate fluctuations. The level of profit margins (calledinterest on conventional banks) on murabahah is fixed until the end of the credit period, while interest on conventional bank loans tend to be floating (changes according to the BI rate). In the condition of stable BI rate, the results showed thatthe ratio of commercial bank interest and Islamic banks margins are 1 : 1,38, which is margin in Islamic banks is higher.Keywords: interest rate methods, annuity, flat rate, effective rate, bank loan, KPR, banking, Islamic bank, murabahah
Analisis Pengaruh Tata Kelola Perusahaan terhadap Struktur Modal dengan Kualitas Laporan Keuangan sebagai Mediator pada Perusahaan yang Terdaftar di Bursa Efek Indonesia Johny Budiman; Helena Helena
Jurnal Manajemen Maranatha Vol 16 No 2 (2017)
Publisher : Universitas Kristen Maranatha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28932/jmm.v16i2.389

Abstract

This study aims to determine the effect of corporate governance on the capital structure with the quality of the financial reports as a mediator. Independent variables used in this research is the size of the board, independent board composition, concentration of ownership and managerial ownership. As a control variable is profitability and quality of the financial reports as a mediating variable. Thecapital structure is measured by the debt ratio. Samples from this study were 217 companies listed on the Indonesia Stock Exchange in the period 2011-2015 and were selected using purposive sampling method. Data have been obtained will be tested with mulitiple linear regressios with SPSS version 21.0. The results of this study indicate that there is a significant influence between board composition, concentration of ownership  and managerial ownership on capital structure mediated by financial report quality.  Keywords: Capital Structure; Corporate Governance; Debt Ratio; Quality of Financial Reporting
PENGARUH FAKTOR EKONOMI MAKRO TERHADAP HARGA EMAS DI INDONESIA Wisnu Yuwono; Calvin Calvin; Johny Budiman; Dewi Khornida Marheni
JURNAL LENTERA BISNIS Vol. 14 No. 2 (2025): JURNAL LENTERA BISNIS, MEI 2025
Publisher : POLITEKNIK LP3I JAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34127/jrlab.v14i2.1514

Abstract

This study was conducted with the aim of analyzing the impact of macroeconomic variables on gold prices in Indonesia. The variables analyzed include inflation, interest rates, Gross Domestic Product (GDP), and unemployment rates. The data used covers an eleven-year period, from January 2013 to December 2023. The results of the study show that inflation and interest rates have a negative but insignificant effect on gold prices. Conversely, GDP and unemployment rates have a significant positive effect on changes in gold prices in Indonesia. The results of this study can be a reference for investors in planning gold investments in the future.
Apakah Faktor Demografi Mempengaruhi Minat Investor Lokal pada Pasar Modal Internasional? Analisis yang Dimoderasi oleh Literasi Keuangan Angelina, Winna; Budiman, Johny; Hesniati, Hesniati
Eqien - Jurnal Ekonomi dan Bisnis Vol 14 No 2 (2025): Jurnal Ekonomi dan Bisnis
Publisher : Fakultas Ekonomi dan Bisnis Universitas Islam DR KH EZ Mutaqien

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34308/eqien.v14i2.2021

Abstract

The rapid growth of investment activities in national and international capital markets has significantly increased the number of investors competing for financial stability. Each investor has different investment decision-making preferences, influenced by various internal and external factors. This study focuses on internal factors in the form of demographic characteristics of local investors, such as gender, risk tolerance, religiosity, and income, complemented by financial literacy as a moderating variable. The purpose of this study is to evaluate the extent to which these factors can influence investment decision-making in international capital markets, which tend to be more complex. The research data was collected by distributing questionnaires to 280 respondents who are active investors in the Indonesian capital markets. Using the PLS-SEM analysis method, the results show that gender, risk tolerance, income, and financial literacy have a significant positive influence on investment decisions in international capital markets. Additionally, religiosity also has a positive but insignificant influence. Financial literacy as a moderating variable also tends to have a dominant negative and insignificant effect in strengthening the relationship between variables.
INOVASI BOOKLET ONLINE DALAM TRANSFORMASI DIGITAL UMKM NOSTALGIA COFFEE Budiman, Johny; Angelina, Winna
Jurnal Edukasi Pengabdian Masyarakat Vol 4 No 2 (2025): APRIL 2025
Publisher : FIP UNIRA MALANG

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36636/eduabdimas.v4i2.6457

Abstract

UMKM memiliki peran strategis dalam perekonomian Indonesia melalui kontribusi signifikan terhadap pertumbuhan lokal maupun nasional. Akan tetapi, UMKM juga merupakan sektor yang rentan terkena dampak ekonomi karena sifat dari modal usahanya cenderung lebih rendah dan terbatas. Oleh karena itu, UMKM memerlukan perhatian khusus untuk menunjang keberlangsungan operasionalnya. Nostalgia Coffee sebagai salah satu UMKM di sektor kuliner telah memiliki strategi usaha yang memadai. Namun, strategi tersebut belum dijalankan secara optimal. Salah satu kelemahan utama terletak pada minimnya penyediaan informasi kepada pelanggan, yang berdampak pada rendahnya antusiasme serta kepuasan pengalaman pelanggan. Dalam mengatasi masalah tersebut, booklet dirancang sebagai platform yang efektif untuk menyampaikan informasi sekaligus meningkatkan brand awareness Nostalgia Coffee. Melalui pendekatan dan pengumpulan data yang sistematis, booklet disusun agar dapat memberikan informasi yang relevan dan bermanfaat bagi pelanggan. Penyebaran booklet secara online maupun offline dilakukan untuk memastikan aksesibilitas dan visibilitas yang lebih luas. Keberadaan booklet terbukti meningkatkan kepuasan pelanggan, loyalitas, dan pengalaman berbelanja yang lebih baik.
Customer Continuance Intention Toward the Use of Electronic Money Candy, Candy; Budiman, Johny; Wijaya, Chandra; Ernestine, Ernestine; Mayviana, Vivin
Jurnal Ilmu Manajemen Advantage Vol. 9 No. 1 (2025): June 2025
Publisher : Institut Teknologi dan Bisnis Widya Gama Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30741/adv.v9i1.1527

Abstract

The rapid development of financial technology has transformed the way people conduct financial transactions, including the use of electronic money (e-money). However, despite this growth, many users discontinue using e-money over time, highlighting a gap in understanding the factors that sustain its usage. Various factors, such as customer innovativeness, ease of use, and perceived security, influence the adoption of e-money services. This study addresses this problem by identifying the influence of customer innovativeness, perceived behavioral control (PBC), and e-security on customer continuance intention to e-money usage (CCIEU). The study uses a descriptive method and a quantitative approach. Data was gathered through an online survey, where e-money users filled out questionnaires. The analysis was done using the PLS-SEM (Partial Least Squares Structural Equation Modeling) technique. The findings show that customer innovativeness has a positive impact on CCIEU, mediated by PBC. However, e-security does not have a strong effect on between the relationship between customer innovativeness and CCIEU. These findings provide useful insights for formulating strategies to enhance e-money adoption in society.
Penerapan Manajemen Persediaan dan Stock Opname GF-Akuntansi di UMKM Gowes Store Premium Chrysti, Angelica Vivian; Budiman, Johny
Jurnal Pengabdian kepada Masyarakat Nusantara Vol. 6 No. 1 (2025): Jurnal Pengabdian kepada Masyarakat Nusantara Edisi Januari - Maret
Publisher : Lembaga Dongan Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55338/jpkmn.v6i1.5187

Abstract

Gowes Store Premium, berlokasi di Ruko Mega Mas Blok H No. 7-8, Kota Batam, merupakan toko yang menyediakan berbagai kebutuhan sepeda, terutama sepeda lipat, serta layanan perawatan. Didirikan pada tahun 2020, toko ini menghadapi masalah perbedaan antara persediaan fisik dengan catatan sistem yang memengaruhi operasional. Tujuan kegiatan pengabdian masyarakat ini adalah memperbaiki manajemen persediaan dengan memberikan gambaran akurat tentang jumlah persediaan kepada UMKM. Metode yang digunakan meliputi wawancara dengan supervisor dan observasi langsung untuk mengumpulkan data serta dokumentasi. Luaran yang dihasilkan berupa daftar persediaan dalam Microsoft Excel untuk memudahkan perhitungan fisik dan modul panduan sistem GF-Akuntansi untuk pelaksanaan Stock Opname. Implementasi program ini berhasil memberikan kemudahan bagi pemilik dalam menganalisis kondisi bisnis dan melacak persediaan secara lebih efisien. Dengan adanya perbaikan manajemen persediaan dan modul panduan, diharapkan UMKM dapat meningkatkan efisiensi pengelolaan persediaan secara berkelanjutan.
Strategi Membangun Brand Image Melalui Media Digital Pada Umkm Noodslab Ramen Vinna Ruddianto; Budiman, Johny
Innovative: Journal Of Social Science Research Vol. 5 No. 4 (2025): Innovative: Journal Of Social Science Research
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/innovative.v5i4.19615

Abstract

Noodslab Ramen merupakan salah satu UMKM di kota Batam yang bergerak dibidang food and beverage. Banyaknya pesaing membuat UMKM harus bergerak lebih cepat dalam membangun brand image. Dengan melakukan branding melalui platform instagram membantu UMKM memberikan informasi secara meluas dan cepat. Dilaksanakannya program ini untuk menguji pengaruh media digital dalam branding yang menghasilkan adanya kemajuan pada branding yang dilakukan berupa meningkatnya followers pada instagram. Diharapkan agar PkM selanjutnya dapat melanjutkan program ini dengan media digital lainnya agar UMKM yang berada di Batam bisa unggul dari pesaing yang berasal dari luar.
Niat Adopsi Generasi Z terhadap Solusi Pembayaran Digital FinTech Candy, Candy; Budiman, Johny; Licca, Vellia; Oscar, Franky; Jolin, Jolin; Priscillia, Viviona
Business Management Journal Vol 21, No 2 (2025): Business Management Journal
Publisher : Universitas Bunda Mulia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30813/bmj.v21i2.8822

Abstract

This study aims to address a research gap by comprehensively analyzing the interactions and contributions of performance expectancy, self-efficacy, and customer satisfaction to Generation Z’s behavioral intention to adopt FinTech-based digital payments. Data were collected through a questionnaire distributed to 198 respondents in Batam City from September to December 2024. The study employs the Unified Theory of Acceptance and Use of Technology (UTAUT) framework, incorporating customer satisfaction as a mediating variable. The primary variables analyzed include performance expectancy, self-efficacy, customer satisfaction, and behavioral intention. Partial Least Squares Structural Equation Modeling (PLS-SEM), supported by SmartPLS software, was used for data analysis. The results indicate that performance expectancy significantly affects both customer satisfaction and behavioral intention, while self-efficacy significantly affects only customer satisfaction. Furthermore, customer satisfaction is shown to mediate the relationship between both performance expectancy and self-efficacy with behavioral intention.
DAMPAK MERANCANG COMPANY PROFILE TERHADAP UMKM COFFEE TOWN BAKERY -, Nico Hadi; Johny Budiman
JURNAL KREASI RAKYAT Vol. 1 No. 4 (2023): November - January
Publisher : Lembaga Riset dan Inovasi Kreyat Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.64617/kreyat.v1i4.279-289

Abstract

ABSTRACT Micro, Small and Medium Enterprises (MSMEs) are businesses operated by individual business actors, households or small-scale business entities. Coffee Town Bakery is one of the MSMEs in Batam, founded by Mr Goh Cin Huak in 2018. The methods used in this service activity are observation and interviews. This service was also carried out because UMKM Coffee Town Bakery has been operating for approximately 5 years, but does not yet have a company profile, so this activity was created by designing a company profile in the form of a website and video to help partners build a company image.            Keywords : MSMEs, Company Image, Company Profile   ABSTRAK Usaha Mikro Kecil dan Menegah (UMKM) merupakan sebuah bisnis yang dioperasikan oleh pelaku usaha secara individu, rumah tangga, ataupun badan usaha berskala kecil. Coffee Town Bakery merupakan salah satu UMKM yang berada di kota Batam yang didirikan oleh Bapak Goh Cin Huak pada tahun 2018. Metode yang digunakan dalam kegiatan pengabdian ini ialah observasi dan wawancara. Pengabdian ini juga dilakukan karena UMKM Coffee Town Bakery sudah beroperasi kurang lebih selama 5 tahun, namun belum memiliki company profile sehingga kegiatan ini dibuat dengan merancang company profile dalam bentuk website dan video untuk membantuk mitra dapat membangun citra perusahaan. Kata Kunci : UMKM, Citra Perusahaan, Company Profile
Co-Authors -, Nico Hadi Adi Hartono Adinda Nasya Okalani Aglius T.R. Telleng Aglius T.R. Telleng agustin, isnaini nuzula Agustini Fatmasari Ahmad Esa Galang Malino Ainabila, Salsa Siti Alex Alex Alexander J. W Alfret Luasunaung Amelia Andita Anastassia Joan Liu Andarini, Retno Andrea Putri Andy Tio Andy Tio Angela Angela Angelina Julia Renaldi Angelina, Winna Angeline Aurellia Angeline Kie Anindito Leksono Anna Isabella Lau Anthony Chang Antonio Tantra Wijaya Aprilia Chandrawati Arianto Arianto Bernard Bernard Brozi Mafitrul Alhadi C. Candy Calvin Calvin Candy Candy Cecilia Cecilia Chandra Wijaya Chang, Wirren Cheisya Nabilah Cheristina, Cheristina Christian Ricardo Chrysti, Angelica Vivian Cindy Fransiska Coral Aswanti Darvin Ang Darwin Darwin Deandra Emilya Putri Delfina Delfina Della Febrianti Dennis Septiady Shia Denny Denny Desmond Lim Dessy Alliandrina DESTIANA SAFITRI Devin Devin Dhamma Vicaya Putri Diana Novella Diana Oktavia Dinda Rafika Syahputri Edvan Suwandi Edward Cornelyanto Edwin Edwin Eileen Violita Emil Reppie Emil Reppie Erilia Kesumahati Ernestine, Ernestine Errina Ati Ervina Ervina Esfandiany, Shelby Estin Rose Eviyani Evando Kuek Fathir Suria Marika Putri Febriyanti Febriyanti Felicia Koo Ferdinand Jason Fionna Quinn Florentina Jasmine Frankygus Frankygus Fransisco P. T. Pangalila Frendy Wijaya Giodinsa Giodinsa Greceila Veronica Tanita Gusfandi Gusfandi Hadi, Nico Halim, Rynando Sadrakh Hansend Cristoper Hardy W. L Helena Helena Hendra Dewantara Hendra Wijaya Hendrawan Hendrawan Hendriyanto Hendriyanto Henly Henly Herisna Rahmadani Hesnianti Hesniati, Hesniati Inda Meyllya Putri Indramawan Indramawan Inneke F. M Rumengan Irvin Ng Jacelyn Christina Yeo Jacelyn Jacelyn James Gan Jasika Jasika Jasika, Jasika Jaslin Marvina Jefri Ariffendi Jennifer Jennifer Jenny Jenny Jeslyn Jeslyn Jesni Jesni Jessica Felicia Jessica Jessica Jessica Novia Jessica Valeria Jessy Andrianti Jessy Valencia Jihadhatul Akbar Joey Joey Jofen Cenedi Jofia, Nurul John Christian Tedjo Jolin, Jolin Jolin, Jolin Jongestu, Jofen Cenedi Jovan Pratama Jovianto Jovianto Joycelin Joycelin Julius Kurnaedi Junita Junita Juven Gautama Kelvin Kelvin Kendy Setiawan Hartono Kevin Antonio Kristina Kristina Kristine Gladis Feby Larventy Larventy Licca, Vellia Lie, Kelvin Lily Indrawati Lindawati Lindawati Louis Vernando Lovis Vernando Lumuindong, Frans Lydia Lestari Lydia Sasmita Mahendra, Rizky Adi Manu, Lusia Marheni, Dewi Khornida Maridza, Fidella Dita Martinus, Titan Mayviana, Vivin Meilita Meilita Melvin, Melvin Michelle Angel Lim Michelle Nataline Tu Michelyn Limmousine Mulyaningrum Mulyaningrum Nelson Donglas Ng, Mardiana Novita Novita Olinda Viviani Ong, Teddy Oscar, Franky Paramitha Tanujaya, Priscillia Patricia Patricia Piere Ricardo Pina Pina Priscillia, Viviona Rahmadhanti Rahmadhanti Rayhan Riski Ria Bintan Ria Hartoko Riansan Riansan Richie Marlon Rido Renando Riskiyanto Riskiyanto Rudianto, Vinna rudiyanto Rudiyanto Rudiyanto Rudiyanto Rudiyanto, Rudiyanto Salim, Silvia Salsabilla Febriatul husna Salsabilla Mutiara Yusni Danuwidjojo Santo Santo Septiana, Gracia Tiffany Serina, Serina Shelvi Shelvi Sherlin Sherlin Sherry Sherry Silvia Hainia Sindy Sindy Sitorus, Winda Fionita Sofia Sofia, Sofia Stanley Rezeki Putra Stefani, Christine Stephanie Stephanie Stephen Huang Steven Halim Stewendy Stewendy Suci Asmeiranda Sugandi, Dwinta supriyadi arifin Suyono Saputro Sylvia Putri Tan Le Xuan Tan Wan I Tasha Rahmatika Theresia Desilva Tiara Shinta Tiara. C, Indah Tina Tina Trio Trio Veni Sisca Verni Verni Verren Calystania Vinna Ruddianto Vira Vira Virny Natasya Viviani Viviani Vivien Welliam Ali Widia Agustiwi Wilfi Caroline Wilhelmina Patty William William Angelo Tio William William Windy Ratnasari Wisnu Yuwono Yanty Yanty Yenny Fyfy Susanty Yessica Stephanie Lim Yodiputra, Jason Yubelina Hibata Yulfiswandi, Yulfiswandi